Amex Green Card: Worth $150?! The Most Underrated American Express Card
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- Опубліковано 19 чер 2024
- 💳 Sebby's Card Picks: www.asksebby.com/credit-cards Click "Show More" to see Ad Disclosure. 💳 Amex Green calculator: www.asksebby.com/credit-card-...
What is CLEAR? www.asksebby.com/faq/what-is-...
American Express Green Card Review.
#AmexGreen #Amex
Timeline
0:00 Start Here
0:30 Amex Green Review
6:20 Transit Category vs. Amex Platinum
8:39 CLEAR Credit
10:14 LoungeBuddy Credit
12:03 Amex Green Optimal Strategy
13:50 Is the Amex Green Metal?
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the way i explain Clear to my friends is this:
TSA-pre: you get a shorter line and keep your shoes on
CLEAR: you skip the line
TSA-pre + Clear: you skip the line while keeping your shoes on
Honestly, I only got the green card because my dad had it (God rest his soul) and was a member since 1977.
Miss you dad.
Same here
Here's how I use my Green, Gold, and Platinum. Platinum strictly for flights and travel benefits. Gold for dining (I love being able to stack the monthly Uber credits from the Plat with the Gold) and groceries. Green is my non-flights catch-all travel card, which is a lot for me living in NYC. An alternative would be to have the Chase Sapphire Reserve that has the same 3x multipliers, but since I also have the Chase Sapphire Preferred, I a) can't have the Reserve and Preferred at the same time and b) don't need the other benefits of the Reserve when you factor in the overlapping benefits of the Platinum/Preferred. The lounge and clear credit don't add value bc of the Platinum, but the Green 3x travel multiplier is worth a lot to me. One note is that having Precheck and Clear can be a game changer as some major airports (ATL) have a separate third line for those with both. As with all of this, each should be based on your unique spending.
I just recently flew out from an airport that is always quiet, but on this day the general security line was easily a +45 min wait. TSA precheck always gets me through in 5 min or less, even when the line is long. I had arrived 30 minutes before my flight, so it was a lifesaver to just breeze by. I will die on the Precheck hill 🍵
I have the Charles Schwab Platinum, the Gold card and, the Green card. I use the Green card for all travel related purchases besides flights. So that's rental cars, hotels, parking, subway, Ubers and whatever else falls in that category. The Green card is definitely a keeper for me. 🍵
I have this card and it fits my budget and needs. I only travel 3-4 times, so the Green card with the Clear and LoungeBuddy credits more than make up the annual fee for me. Also, I don't spend enough to upgrade to the Gold to justify its annual fee or would not use enough of the Platinum's credits for its either. Plus the 3x for any travel, transit, and restaurants without the portal is fairly convenient, which helps me budget accordingly.
If you qualify for membership, the Navy Federal More Rewards AmEx is similar to the AmEx Green card, but makes more sense. 3x on Dining, Transit, Fuel, and Supermarkets. Not only that, no AF and cash back at 1cpp. Love your channel btw!
I swear I had been looking for videos about Amex Green on UA-cam these days (been deciding between Amex Gold/Green and CSP) and THIS popped up! Thank you Sebby!
Glad it's helpful! :)
I just got approved for it! Woot! And with the 60000 points bonus. Honestly wasn't planning on getting it this year. I wanted to get the BBP as my next card just for the 2x on everything. The raised bonus set me off. So now i gotta figure out how to spend $3000 hahaha and make travel plans to get my money's worth.
The Amex Green is worth it for me, just for the Clear membership. I also like how the 3x on travel applies to all travel like tolls, parking, etc. Green/Gold for me 😃…for now. Maybe one day I’ll travel enough for the platinum to be worth it for me.
Thats exactly what im thinking. Don’t travel enough for the platinum & already have the gold.
and then you go to an airport realize that the clear line is longer than Global Entry making it an absolutely useless perk - a perk that nobody wants to pay for
I’ve had Clear for a couple years now. It seems worthless for families with children as Clear still pushes people to go in front of you like they’re pissed off that you’re bringing your children through Clear + TSA Precheck like you’re not supposed to be there. All 3 of our minor children have TSA Precheck and my husband and I have Clear and 100% of our Clear visits have been a frustrating mess because they keep bringing single adult travelers in front of us and expect us to be in the wrong place and are ready to correct us. Every single time they’re surprised all 5 of us have TSA Precheck and Clear Membership. Every. Single. Time. But we’ll keep going until they probably cancel Clear as it’s not family friendly and mostly unnecessary. Children are always considered adults for airfare prices so they should be treated as adults in the TSA lines. IMHO.
Clear is valued at $0 for me. 95% of TSA PreCheck users report an average wait time of 5 minutes or less. I have never waiting more than 10 minutes for TSA PreCheck.
I have Clear and TSA precheck. have often spent more time getting thought clear than just having gone through TSA recheck. once in a while there is a really long line and it helps
Wow thanks Sebby for doing this video! I would have totally missed this card. Just got approved 🤓 We do a lot of road trips and don't always stay with the big hotel chains, so this card will be perfect for all those catch all travel expenses.
I have been testing this card out for the last couple months. It’s been great so far, I’m hoping to upgrade after a year to Gold or Platinum. I also use the BCP for gas, groceries, and streaming. Amex is by far my favorite issuer for both cash back and team travel 🍵
Thank you for doing all the homework on this card! Great video
There were some great points made here I hadn’t thought of! I’m sticking with the chase trifecta at the moment to get the SUB for the CSP, but I’ve added the Amex green card to my list!
I got this card late last year and I’m glad I did. I like how they revamped the card. It’s useful for my lifestyle.🍵
🍵If I had my way, I would make the Green just a 2x on everything card and the 3x travel and transit multipliers would be added to the Platinum. The Green could then be the catch all card in a non-business Amex set-up or could be for people who don't want to worry about categories.
Totally agree. The Platinum card the supposedly powerful travel card should had 3x travel/transit on it from the beginning.
sounds like you want the BBP then
I think the green should be 3X on everything. It would be a must have card for everyone.
@@357twilson id pay that $150 annual fee if it was 3x on everything
@@this-is-big-john Happily
🍵🍵🍵Thanks for revisiting the Green card. Helpful information as always.
I have the Quad Setup "PGGB+" ( Platinum, Gold, Green & Business Plus) I like it for EZ-pass, Parking, Transit and Car Rentals. I gave the clear to a family member and they used the lounge Buddy in the ATL and in JFK. I am in the "GREEN" every year!
🍵Great analysis. Haven’t started into AMex yet. Still working Chase and some Citi but P2 has a Hilton Card so maybe we go there before too long.
I love MR points and am running an AmEx setup mainly (Platinum, Gold, BBP), but that said, my favorite card by far is the gold. I really wish the platinum card was better for the cost. I mostly get my value but of course I’m still within the first two years so I’m not sure that I’ll be keeping it long-term, even though I enjoy the perks here and there. The big benefit I don’t get to use really, is the hotel stuff that requires not only booking on Amex travel, but the fact to get those $200 hotel credits or whatever you have to book prepaid rooms. Whenever I search, I never seem to find any pre-paid room availability. They’re all just normal reservations and therefore don’t apply to the hotel credits. It’s really annoying. 🍵
Love that concept 📷
The Green is also offering a record high 60,000 point SUB, plus 20% on travel and transit purchases up to $200 for 6 months 🍵
Yep! It's a great offer to earn more MR points.
Does gas count as travel for 6 months?
@@mightylaidlow1 unfortunately not, gas is always considered its own category
@@Clementinee thanks.
If you travel a fair bit other than by air, it makes sense. But yes, too much overlap with other cards. The 3X restaurant bonus feels wasted if you have a Gold card. IMO, 3X on gas instead of restaurants would be a game changer for this card since it would clearly make the Green card more complementary to the other cards instead of redundant.
I like the idea of 3x on gas.
I Live In NYC And I Love The Green Card For Transit And Uber/Lyft Also Airbnb When Traveling. Goes GREAT With My Amex Gold And BBP.
Just got this card. It’s paying for my Alaskan cruise 🚢 this summer. Thanks for info, not a lot out there on this card 🍵 but it might work for me.
🍵 Thanks for all your help.
I've had this card a while now and travel on the road. Tolls, campgrounds, and parking are the money makers for me
Definitely underrated for those purposes. If they added gas as well, it would be almost a no-brainer for some people.
🍵When I was younger I always wanted the Green Card. It would have been great if I got it years ago. When covid hit, I no longer took the train or bus. Now I moved out of NYC to the south, so it's pretty useless for me in most areas MINUS the fact that it is the only card in the amex lineup that gives you the ability to gain points from 3rd party travel sites and hotel sites like orbitz, Expedia, travelosity, etc. Sometimes those 3rd party sites have cheaper flights and it would be great not getting tied into amex travel or directly from the flight/hotel companies. Would love to have it, but the $150 is too much to have the card as a collector's item...maybe if I downgrade from the platinum one day. Thanks for your videos, Sebby. I educated a heap of folks from the knowledge I gained from you!
great info thank you 🍵
Sebby great video, i think for any Delta loyalists this will be a great match with the Delta Platinum. $400 annual fee between both cards, but a clear credit with the green and a tsa precheck credit with the delta platinum and 3X multipliers galore on both ends. Love the 3X transit multiplier for ride shares and busses etc also. It is a great pair for those who want to ditch the Amex Plat and Delta Reserve and make a great opportunity in reedeming points minus the lounge limitations come 2025.
🍵I live in NYC and I have to travel a lot for work booking hotels from third party sites. I also have to book rent-a-cars a lot too. The Green has been my work horse, and has gotten me tons of points. I highly recommend the card if you book hotels a lot.
So, my wife and I cruise a lot, and the Platinum card is actually better for cruises than the Green card despite having a worse multiplier (you end up getting 2x on cruises if you book through the portal). The reason being is the extensive travel insurance on the Platinum card. There are only two cards on the general market I know of that provide medical evacuation coverage that is sufficient for a cruise and that's the CSR and the Platinum card. Otherwise you're going to have to purchase separate travel insurance which vastly exceeds the 1x extra points in terms of value.
I'm considering getting the Amex Gold or Green. Am leaning towards the Green now. Thanks for the very useful video as always Sebby!
This is the time to get it with 60K + $200 back from travel purchases. I'm gonna use it for a year and then figure out if I want to cancel and get the Gold, or just keep the Green
I also fly a lot, although only once per month, not quite as much as Sebby. I cannot tell you how many times while traveling with friends who don't have Clear or TSA pre check, they end up clearing security faster than me in the supposedly "fast" lane. In EWR and JFK, Clear and TSA Pre is pretty much worthless, but SEA saves you quite a lot of time; LAS and MIA is 50/50 hit or miss. SAN isn't even busy enough airport to have TSA Pre check line open, many times they tell me to go through regular security cuz TSA Pre isn't open. It kind of depends on your home city airport, Clear and TSA Pre should be very useful in markets where Amex don't have a huge presence/market share. Where as in NY and SF where everyone has a platinum card, it's not really going to make any difference in my experience.
I have the green and gold cards. For travel, this combination covers everything. I also get all the additional benefits of the gold.
🍵They need do either drop the fee to $50 or add credits that are actually useful to me before I’m interested. All of the credits are comparable to what I have on other cards. General travel spend has comparable multipliers on other cards of mine with better credits and lower annual fees. I’d happily dump those if they made it worth my while, but $150 is too steep a price.
Really looking into this card. My lady and I go on cruises semi often. I pay bridge toll on a monthly basis and we also go on one big trip yearly so the 3x back on flights seems good. Clear membership looks like it would come in handy as well. Have to look into it some more.
Seems like a solid pickup in your situation. I would also run the numbers (just to double check).
Calculator: www.asksebby.com/credit-card-reviews/american-express-green-card
Got it with the resy offer last year and keeping it. Clear has been amazing especially during busy travel seasons, and the multipliers really add up. Loungebuddy options are meh though.
🍵 Thank you, I do not currently have any amex, but still trying to decide...
The 60K SUB is a compelling case. I have both the Platinum & the Gold. I’ve applied for the Green & it’s in the mail. I think this card will be a compliment to my Gold Card when it comes to dining. In addition whenever I’m in large cities, the 3x on transit is interesting. Also, with tolls (per your Houston example) makes this card worthwhile. I think this is an underrated card & could be a nice addition to some wallets for a year. Again, a 60K SUB from Amex is pretty compelling.
I have the Platinum and Gold as well. Was trying to decide between the BBP and Green. Will go Green now.
Dining on gold gives 4x why would you use the green card?
@@m4.hugo.426 I’ve had the Gold Card for over 5 years & know it yields 4 points on dining. My thoughts were to use this card get the spend requirement, which will garner 60K MR points. Along the way, make dining purchases, at 3 MR points. Another thought would be to use this card as a slightly less generous alternative to the Gold or as an occasional “back and forth” between Gold & Green (with respect to dining).
@@patrickoneal8514 no point in that
if you have platinum then the green card is not compelling since you are not able to take advantage of the clear membership benefit in both cards. That is the key value in offsetting the annual fee for the green card.
I like that you talked about travel and cash back.
🍵 I like to refer to the green card as the forgotten stepchild 😬😬🤣🤣. It honestly is a good credit card for a specific audience and it isn’t a bad card to go after when you’re trying to accumulate more points, even if it isn’t a good fit for you personally. I’d simply cancel it after 1 year….or at least try to get a retention offer.
I didn’t know that this is mostly a plastic card 😮😮😮. Strengthens my point about it being the forgotten stepchild.
Been debating on getting this card now that I’m moving to NYC to get the transit multiplier that my gold card doesn’t pick up. I do eat out more than cook at home, which my gold card has been good for, so I’ll have to do some math to see if the green would be a better option in that city. If green also picks up the 3x on flights, then that would make coming back during the holidays better for sure. 🍵
Great video ❤
The Amex Green card is the card to me if you want the Gold and platinum categories but don’t want to pay for the benefits of the two.
I do a BBP + Green setup this way.
Hey Sebby what do you think about pairing the green with the everyday preferred?
I get good use out of it because I use a lot of Airbnb’s and also have it feeding my Ez Pass and for any other random “travel” expense but I’ll probably cancel it next year. I’ve already had the Green card for two years and I mainly got it for the welcome bonus🤷🏽♂️
🍵I agree that this card sits in a weird spot, but does carry a lot of nostalgia with it. It's been around for sooo long in one form or another. Great pickup now for the SUB.
I got the gold card cause of the travel insurance and stuff but I really really like how the green card looks. I think its the best looking amex card!
🐎 same thing happened to me at the Conrad resorts world. Walked in to people sitting there. I did get uphraded at crockfords with fhr booking to a suite
Im interested, but currently use the CSP for most of my travel. Also have the citi premier, so not sure.
Does the transit category include ezpass? I know he said tolls but wasn’t sure about this separate program.
I was just thinking about getting this card! I go to school in NYC and have close relatives who either live in different states or overseas and I'm traveling during the holidays most years so the CLEAR and the LoungeBuddy credits sound helpful! I'm running a chase trifecta right now and this card looks like the perfect addition to my setup
As a New Yorker, the green card is definitely worth it as I rely on mass transit include subways, bus, metro north, LIRR to get around the city. I also take rideshares Uber/Lyft and yellow cabs. Even if I drive, it includes tolls and parking. That 3x on transit/travel will add up quickly especially if you have family members added as authorized users who take mass transit as well. I have it setup with my Gold card and Blue Business Plus creating my Amex trifecta accumulating massive MR points monthly. It's definitely worth it if you live, work, or go to school in the big city.
Green card is 100% worth it if you live in nyc or another city where public transit is necessary. Its the only time where a amex trifecta/quadfecta that includes the green card makes the most sense if you already have the gold and platinum. Or if you stay at hotels/airbnb often enough. As someone who lives in jersey and works in jersey it is very hard to justify keeping the green amex with its annual fee.
🍵 I like the some features of the Green Card and would consider it as a viable downgrade option if i want to take a break from the Platinum fees, but right now the Platinum streaming media benefits (Disney+/Hulu and Paramount+) are a useful benefit to my household.
I have the CSR/trifecta, would it make sense to pair with the green or gold? I feel like having clear + precheck is overkill. But the gold has a better signup bonus plus the grocery 4x.. 🤔
Maybe if it got me into the star alliance lounge 😅, I see this as a simple one card travel set for access to amex travel partners.
Green tea. My initial AmEx plan was to get the Green Card, but on a whim I got the Gold Card instead. I’m now considering changing my AmEx Everyday Card from the Green.
🍵What’s the best strategy for United lounges if you’re in Chicago? Ohare is United or bust. I have the platinum but it almost makes more sense to cancel and get the United club card.
That’s why I have the United Chase card and CSR. Pick the one that best works for your status with United.
🍵 To me it's a one and done card as well, get it for the welcome bonus and call it after a year. Already have Gold and Platinum cards and will be getting a Hilton card soon as well
I got $900 travel credit every year with one simple trick. I cancelled the Amex Platinum and AU card. :)
Does CSR cover the full Clear amount? Thanks ☕
I stack the green and platinum - got the green after my into 10x on dining ran out on the platinum. The 3x dining and on any travel makes it sapphire reserve esq. pay for all my lodging, dining, Ubers ( after I use my 15 platinum credit :)) with this card. Platinum / green is really a sleeper stack nobody talks about
I'll take my BBP any day along with the Plat+Gold
🍵 It's definitely a good all rounder for travel.
Im just curious, what happens when u cancel/close the charge card? I recently did that with my Gold card, just didnt wanna pay the annual fee. 😅 But what happens to my yr history with it?
I miss my Amex Green !! Upgraded it to a platinum bc I got an offer. But I miss her
I use the Chase Ink Preferred for my catch all travel card.
Thoughts on using points for econ flights? I don't care about fancy business/first class
Lounge buddy Oakland airport. No priority pass but they have a lounge buddy one
Hello Sebastian. Thank you for this video. Do you have an Amex green card vs gold car comparison video that dwells more into pros and cons of each against each other. You did mention briefly the gold card but since the gold card has a higher annual fee, it'd be valuable to go deeper into comparing these two cards. I have had the green for 4-5 years now and I wonder if I should upgrade to the gold card. Thank you.
Here's some calculators to crunch the numbers:
Amex Green - www.asksebby.com/credit-card-reviews/american-express-green-card
Amex Gold - www.asksebby.com/credit-card-reviews/amex-gold-card
Problem with this card is no trip cancellation coverage, so if I book travel on it, I have to either pay additional for trip cancellation insurance or risk not having insurance. From that angle it just does not justify having this card at all.
Im ready to get apply for my firs Amex, which one do you recommend? I completed the chase trifecta with the INK unl and I also hv the Ven x. I Olán to keep all those cards but would like to start earning some MR points
Amex Plat for the targeted 150k offer if the card makes sense for you. www.asksebby.com/guides/amex-plat-cardmatch
OMG @sebby! Loved the 1990 mock-up of the TSA Pre vs Normal line. Love the passion but simply stated, Clear, most of the time, where it is located is quick but it has never saved me more than 5 min over TSA, but YMMV!
Is a gold card holder, I'd be more interested in the green if they swapped out dining for gas
🍵 This card would almost suit me - - dare I say - - to a “tea.” 😆 Unfortunately it’s not practical for me to get at the moment because I also happen to be in American Express “Pop-Up Jail.” 😣
I actually think I should have gotten the green instead of the platinum I just got. Or green in addition to platinum. I tend to prefer rentals, airbnbs/Vrbos over Hotels. I like vacation tours a lot too. I book at least 1 REI trip almost every year and currently saving up for a National Geographic safari. I’m also planning (along with my siblings) to send our parents on a European viking cruise. It seems like these kind of tours would qualify for 3X rewards? Also, looks like my parking for work would earn points. I think I’ll try in 6 months.
Even better for me as someone living outside The 🇺🇸, lots of cheaper travel agencies here in 🇧🇷.
🍵 do you think there will be a personal catch all MR points Amex card in the future? I don’t wanna get the BB card
A hotel credit would make this an easy keeper. However the current situation with this card is strange after you collect the SUB
I don't remember how much the sign up bonus for the Amex green card was last year (with the 20% cash back offer through resy) but it was very good. Tbh I would prefer last year's offer over this one.
What was last years offer?
If you have TSA pre check is clear basically useless?
Team Gold & Platinum for me personally.
Hey Sebby, just received an email for Amex Hilton honors card bonus of 130k. Also looks like the multipliers are very strong, 6x for restaurants and groceries. Can you review it before I apply? I don’t know their redemption power. I’m a big sapphire reserve guy and currently holding a Amex gold
🍵 I already have the Amex platinum, so what would be a good card to catch gas, entertainment, and groceries?
Cap1 Savor 1
🍵 I got this card, it’s a good fit for a travel beginner(me)
I used the amex to get the points since it was a special deal of 60k points for 1k in purging.
🍵I have the Amex green card and enjoy it!
Dig your videos even though most of the cards are just not a fit for me. Maybe someday I'll be a big enough spender to warrant getting the top cards.
I still argue the AMEX Everyday Preferred is completely underrated for AMEX users.🍵
That grocery cash back and streaming are amazing.
Can those cash backs be converted to memebership rewards points?
@@alexthai5223no
It’s only underrated if you prefer cashback to MR
Not cash back. With the Everyday Preferred you earn 3X points on groceries up to $6,000 per year in purchases, 2X points on gas at gas stations, and 1X points on other purchases. However, if you use your card 30 or more times on purchases in a billing period, you earn 50% extra points on those purchases less returns and credits. A great dump card for strict AMEX users gathering MR points.
Speaking of overlap that's the problem with AMEX. Unfortunately, it's not what overlaps but what is exclusive that bothers me 😕
3x back on Airbnb purchases.... don't sleep on this card. You can easily make back the annual fee with one group trip a year.
🍵 It's definitely a good time to add this card right now! Even if you don't want the card, Amex's once-in-a-lifetime welcome offer rule makes this one a solid pickup, even if just for a year. Just gotta be careful of pop-up jail 👀
Spencer Sebby Collab when
@@kheartztv 👀
I am in jail right now apparently. grrrr
How do you end up in pop up jail?
@@m4.hugo.426 It could be many things but a high velocity of applications, closing too many of Amex's cards, only using Amex's cards for bonuses, etc. Once they deem you an unprofitable customer they will stop giving you bonuses until you show them you'll be profitable again, generally by putting more spend on their cards.
🍵🍵🍵🍵🍵 I need you on the podcast sebby we’re in houston
🍵 I'm still on the fence about this card sign up bonus might make me finally do it. Question do you check your twitter DM? I asked you a Japanese whiskey question that was completely off topic 😅
🍵 we were interested in this card before but with our current set up of my husband and me I don’t see it make sense. He has the Amex set up w/ plat + gold + everyday and I have chase w/ pref + funl + freed + f flex. Idk 🤷🏻♀️
I had a green card years ago, One of my first Amex card🍵
I had the Green and it wasn't right for me, so I upgraded it to the Gold.
The no FX fees is a big plus for me