Complete Cost Breakdown of Building A New Construction Apartment

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  • Опубліковано 5 лют 2025
  • Subscribe for more videos: ​ ‪@ThachNguyen‬
    Thank you for watching!
    Start your real estate investing journey with mentorship from me and my team: learn.springbo...
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    Thach Nguyen has come a long way since arriving in America at age 4 with his parents, four brothers, and sister in 1975. Focus, drive, determination, and great mentors paved the way for him to go from a homeless refugee to a multi-millionaire.
    Thach is the CEO & Founder of Thach Real Estate Group and principal of Springboard to Wealth. He is not only a seasoned realtor, investor, coach, author, and speaker, but also a proud ambassador of the American Dream. During his 30 years in the real estate industry, he has built more than 300 homes, townhouses, multifamily units and completed over 100 flips, and owns over 100 rental properties giving him over $100,000 a month in passive income. Thach and his team have assisted more than 1,500 families to create their own American Dream of home ownership, ranking him in the Top 1% of all real estate professionals nationwide.
    Follow on Instagram: / thachnguyen

КОМЕНТАРІ • 927

  • @Hannahbenowitz
    @Hannahbenowitz 5 місяців тому +282

    I built a house during the recession, it turned out to be the best time to build a house as I built a house for $75k that appraised for $130k when it was finished. I then paid the house off in full 4 years later. I didn't have the cash to build a house when I did, now my house appraises for $230k. I am anti-debt too, but sometimes biting the bullet and getting a mortgage is the right thing to do.

    • @PennyBergeron-os4ch
      @PennyBergeron-os4ch 5 місяців тому +3

      Most people are unable to handle a fall since they are accustomed to bull markets, but if you know where to look and how to get around, you can profit handsomely. It depends on your entry and exit strategy.

    • @JosephineKenney
      @JosephineKenney 5 місяців тому +5

      The fact that the US stock market had been on its longest bull run ever makes the widespread worry and enthusiasm understandable given that we are not used to such unstable markets. As you pointed out, it wasn't tough for me to earn over $780k in the last 10 months, so there are chances if you know where to go. I hired a portfolio advisor since I was aware that I needed a solid and trusted plan to survive these trying times.

    • @FinnBraylon
      @FinnBraylon 5 місяців тому +2

      Mind if I ask you to recommend this particular manager?

    • @JosephineKenney
      @JosephineKenney 5 місяців тому +2

      Don't be hesitant to contact Sonya Lee Mitchell and follow her directions.

    • @FinnBraylon
      @FinnBraylon 5 місяців тому +2

      I'm pleased with the advisor's prompt and knowledgeable assistance. Her professionalism instills confidence. Looking forward to further discussions.

  • @DRESIERRA
    @DRESIERRA Рік тому +13

    The transparency is crazy. Thank you!

  • @edwinhunnet2666
    @edwinhunnet2666 Рік тому +331

    It’s nice to have parents who are entrepreneurs. Shout out to all the kids who came from nothing with no guidance and made it out the rat race like thach himself. You guys are the true mvps.

    • @Motionpicturelife2
      @Motionpicturelife2 Рік тому +4

      Hate won’t get you further along in life.

    • @ThachNguyen
      @ThachNguyen  Рік тому +55

      I am thankful that my mom and dad got us out of vietnam and give us the opportunity to be here in the US. I took the opportunity to learn about RealEstate and be successful and today I want to teach my kid how to successfully also. I teach them how to fish vs giving him the fish.

    • @edwinhunnet2666
      @edwinhunnet2666 Рік тому +2

      @@ThachNguyen please be my mentor!

    • @passportmanzano
      @passportmanzano Рік тому +1

      @@ThachNguyen teaching all of us !

    • @ToletRealtor
      @ToletRealtor Рік тому +1

      @@ThachNguyen Thank you. I am learning a lot from you.

  • @wilfredmotosue2615
    @wilfredmotosue2615 Рік тому +4

    Thach can give us all this information but only about 1 % of us might venture out to do this because it takes GUTS to dive into a development like this. Not easy. But I subscribed to his channel to learn more . Seems like a straight shooter to me. Thanks Thach. His kids are the luckiest. I want to teach my kid how to do this in the future.

  • @EatonZ26
    @EatonZ26 Рік тому +6

    Strange you don’t count leasing cost, make ready cost, maintenance and recurring capex in your numbers

  • @WilliamsSkilliams
    @WilliamsSkilliams Рік тому +208

    Damn, this video was stacked! Thank you for not dragging it out to a 30-40 minute video.
    I’m a carpenter/ architecture student hoping to do something like this after I get my license. This was really inspiring! Again the way you broke it down was awesome. Great video

    • @ThachNguyen
      @ThachNguyen  Рік тому +16

      I try to get to the point as fast as possible and still give people alot of information so they can do it himself one day. If not, they always can be mentor by me in the future.

    • @wuziye7832
      @wuziye7832 Рік тому

      Exactly my thought, initially I thought it’s a click bait😂

    • @joeyork9891
      @joeyork9891 Рік тому

      ​@ThachNguyen
      Hell. I wish community would invest together and forget crypto and wall scams

    • @coreyfranco7060
      @coreyfranco7060 Рік тому +2

      Hopefully he remembers plumbing and hvac on the next building

    • @joeyork9891
      @joeyork9891 Рік тому +1

      @coreyfranco7060
      Over rated.

  • @GeorgeGetsItDone
    @GeorgeGetsItDone Рік тому +242

    Total invested 3.7million borrowed & 500K his cash so 4.2Million over 3 years to build. He said the gross is 40K for 31 units so that's roughly $1300 a month rent. He said his monthly expenses $24,500 or $15,500 a month positive cash flow. Few things i noticed he didn't point out. (Maintence Monthly Expense (Materials and Labor) and also Property Management. That 15K a month can easily dwindle with those costs plus take into consideration vacancies, and move outs and any rehab work needed when a tenant moves out. I doubt highly that he is making that money cash flow on this property. Also saying his property will double in value every 10 years again that's a big IF. I believe this guy is successful but i rather have him paint a more realistic picture of the investment and expenses.

    • @jaydeeare285
      @jaydeeare285 Рік тому +26

      He also left out utilities and sewer/trash service.
      Factoring in ALL the expenses I don't see him netting very much at all - especially considering the debt he is carrying on it. As for "doubling" every ten years, yeah that's just nonsense. He's actually upside down on it now based on his real cap rate.

    • @PB111627
      @PB111627 Рік тому +20

      Everything is new! He does the property mgt! Tennants pay for garbage!

    • @GeorgeGetsItDone
      @GeorgeGetsItDone Рік тому +2

      @@PB111627 people break things, common areas need cleaning

    • @jaydeeare285
      @jaydeeare285 Рік тому +28

      @PB111627 He does NOT do the property management. You can see who the property manager is on a streamer in front of the building advertising vacancies.
      And it doesn't matter if a property is new, it still has to be MAINTAINED and is no longer "new" the moment a tenant moves in and starts wearing things out and breaking things.
      And WRONG AGAIN about tenants paying for their own garbage lol. In Seattle only landlords can open water, sewer and garbage accounts for their buildings.
      Anything else you want to be wrong about? Lol.

    • @PB111627
      @PB111627 Рік тому

      @@jaydeeare285 So what about if you own your own property whose do you get to open the water, sewer and garbage seeing that in Seattle only landlords can open these accounts? The appliances can be written off over their use period? Just because their is a sign you assume they are doing the maintenance? Maybe he is being paid for that advertising?

  • @straightup7up
    @straightup7up Рік тому +2

    This man embodies the American dream - smart risk taker, not afraid of uncertainty or getting his hands dirty.
    Nice job, sir.

  • @slshusker
    @slshusker Рік тому +8

    He may be overstating his net. Nice video.

  • @jessinuraina1046
    @jessinuraina1046 Рік тому +3

    How many rooms u have in the building? And how much cost for rents? U should tell it...and who wants rent with no parking space,,,,???

  • @StephanieToddThornbury
    @StephanieToddThornbury Рік тому +2

    Wow!!! Well done. I thank you for sharing this information with us.
    Guessing you have decades of experience doing this and to share this valuable information is very kind.
    My wife and I are retired so we have the time and resources to build something down here in AZ for more income. You have inspired us Thach!! Thank you again.

  • @TruckingCEO
    @TruckingCEO Рік тому +6

    What about running & maintenance costs? No staff payroll?

    • @JustAChillingGuy
      @JustAChillingGuy Рік тому

      Yea he forgot that

    • @danhassler6585
      @danhassler6585 8 місяців тому

      He gives a $700 common area cost. I don't envision any running costs for the landlord other than a nominal amount for electricity for lights and a couple cameras/security systems. Should'nt be any staff on the site regularly. Maybe cleaning a couple times a month. That expense is so little at this point in the building.

    • @gamingloop6222
      @gamingloop6222 2 місяці тому

      @@danhassler6585 wait does the landlord pay for the electricity of the person living there in america? in belgium this doesnt happen

  • @ByllinhDagout
    @ByllinhDagout 2 місяці тому

    I'm international student don't understand English at all but love what you teach love from Viet Nam god bless u

  • @alicebenard5713
    @alicebenard5713 Рік тому +222

    Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.

    • @Jessicatorres_768
      @Jessicatorres_768 Рік тому

      That’s crazy, I’m just doing everything wrong with my portfolio

    • @KatherineAnderson-lm8bw
      @KatherineAnderson-lm8bw Рік тому +1

      The US-Stock Mrkt had been on it’s longest bull-run in history, so the mass hysteria and panic is relatable considering we’re not accustomed to such troubled mrkts, but there are avenues lurking around if you know where to look. My wife and I are retiring this year with over $7,000,000 in tax deferred investments. up until 3 years ago we were 100% in the S&P. During bear markets we had a perfect plan. We got an investment manager in our corner and didn’t look at our portfolio for nearly a year.

    • @PhilSommer2
      @PhilSommer2 Рік тому +1

      Same here, 75% of my portfolio is in the red and I really don’t know how long I can stomach the losses. I’m beginning to reach a breaking point.

    • @philipcollen482
      @philipcollen482 Рік тому

      Patience patience patience. It's a cycle.... a sucky point in the cycle, but a cycle nonetheless.

    • @brittanynicolette9473
      @brittanynicolette9473 Рік тому

      Hello, I am new when it comes to investing and i would really appreciate if I could get some tips about where it is worth to invest in (ETFs, Stocks, Growth stocks, Dividend stock etc.)

  • @ntdfmaverick
    @ntdfmaverick Місяць тому +1

    It's great to see this laid out in a high cost area. Thank you.

  • @alexxiong8337
    @alexxiong8337 Рік тому +20

    This guy be dropping gems! One of the the realist successful guy that’s not scared to share the real info, he’s not giving bs answers and always is real! 💯💯💯

  • @mkelly1118
    @mkelly1118 Рік тому +1

    @ThachNguyen what kind of washer / dryers please? Having trouble finding digital payment system for mine. Thank you!

  • @cvcexcomm
    @cvcexcomm Рік тому +3

    2.95% cap rate based on your NOI and what the bank appraised. Good for you that you got your sweat equity in there but that's a tough asset to sell at a 2.95% cap rate.

    • @jaydeeare285
      @jaydeeare285 Рік тому +3

      It gets even less favorable when you account for ALL of the expenses, like management fees, a 25% vacancy factor, etc.

    • @saadmirza2727
      @saadmirza2727 13 днів тому

      Cap rate does not include debt service

  • @365sales
    @365sales Рік тому +1

    I am looking for this type project and I am glad I watched this video. Thank you for sharing it!

  • @Mencius101
    @Mencius101 Рік тому +3

    Thanks for sharing this! Great video. Need to also factor in reserves for repairs and vacancy as part of your operating costs since you’re bound to incur these costs down the road. You don’t want to have to pay for these personally.

  • @benjaminaydin2461
    @benjaminaydin2461 Місяць тому

    What’s more impressive than the building is how good of a father he seems to be

  • @meetethan1857
    @meetethan1857 11 місяців тому +9

    Jesus is King 👑

  • @ctowngambler
    @ctowngambler Рік тому +1

    You did a great job, breaking down the cost and, not dragging out the video. Here’s to continue success on your UA-cam channel too

  • @j.t.5826
    @j.t.5826 Рік тому +9

    Why so nice. I had a friend whose dad was just like this guy in San Francisco. He made alot of money developing houses. His last project bankrupted him. he was building over 35 homes in this complex. The city held up his permits and for some reason took their time ( I think some inspectors wanted money under the table). Eventually he was behind time and his construction loan was due. Long story short, he lost everything...All his hard work gone on one project. There is always risk in everything you do. just be careful. Thanks for sharing. Glad you are successful as people work hard and take risk especially in a market like this.

  • @jacinedelarosa6302
    @jacinedelarosa6302 Рік тому +12

    You forgot to factor in the 500k+ mortgage carrying cost you had over the past two and a half years.

  • @magiala5577
    @magiala5577 Рік тому +1

    This is an important video in regards of construction cost. I say he did a good job breaking down each part of the construction phase from start to finish. Understand there are more details, but he definitely covered the gist.

  • @kayadrakeford8380
    @kayadrakeford8380 Рік тому +6

    You forgot about the cost of paying your staff for the up keep of the building

    • @danhassler6585
      @danhassler6585 8 місяців тому

      What upkeep? It's a small 31-unit building. You don't have a full-time staff member cleaning and doing maintenance like in a 300+ unit building. You maybe spend an hour each week cleaning and the occasional maintenance, but in a brand new 31-micro-unit building I doubt there is much maintenance right now.

  • @cwill5447
    @cwill5447 Рік тому +1

    Wowwww Absolutely Amazing
    Lots of lessons in this video.
    Thank you

  • @totalchaos444
    @totalchaos444 Рік тому +3

    3.6 millions cost and 3.8 percentages interest are amazing numbers!

  • @chinyereapakama298
    @chinyereapakama298 6 місяців тому

    Thoroughly enjoyed this video. Loads of love to you and your wonderful family. 🎉🎉🎉🎉🎉🎉🎉

  • @noobyxviii
    @noobyxviii Рік тому +5

    Thank you for having the kids interview!

    • @ThachNguyen
      @ThachNguyen  Рік тому

      My pleasure and I’m glad you liked it

    • @_don206
      @_don206 Рік тому

      @@ThachNguyendo you pay the morgue once it’s completed? Or do you have to pay durring the building process

  • @amlak.azarme4126
    @amlak.azarme4126 Рік тому

    You are an excellent consultant, you are experienced. I am a female consultant from Iran. I watch your videos. You explain very well

  • @ethio-tech7028
    @ethio-tech7028 Рік тому +17

    This is by far the most open and clear explanation I've seen about real estate investment. Thank you bro.

  • @salvadorpuente8716
    @salvadorpuente8716 Рік тому +1

    Ohhhh,,, what about the plans? HOw much did you pay the architect to draft the plans? What category is that in your expenses??

  • @Polo22546
    @Polo22546 Рік тому +86

    As an auditor, I truly appreciate the breakdown of all of the costs of construction, including the monthly expenses. Congratulations on your success.

  • @bigboat8329
    @bigboat8329 Рік тому +1

    Correct me if I'm wrong, but you're only getting a 3% cap rate on this property?

  • @frozentwintime9453
    @frozentwintime9453 Рік тому +3

    Are u carrying the $24,500/month for the first three years? Since there is no rent coming in for the first three years? Or is the mortgage deferred until the building is completed? Thanks

    • @jaydeeare285
      @jaydeeare285 Рік тому +2

      You have to ar least make interest payments during constriction on whatever amount you draw , so yes that was an additional expense for him as a carrying cost. He probably spent an additional 350-450k on interest payments alone over the course of those 3 years of construction.

    • @ThachNguyen
      @ThachNguyen  Рік тому +3

      It was roll in the cost of Construction

    • @ThachNguyen
      @ThachNguyen  Рік тому +2

      Remember I bought the land for $350k cash and I spend $150k for plan and permit. No interest there. Then I had a construction that was long enough for building it and until it’s least up and then it go right into permanent loan vs Refi it when it’s all lease up

    • @danielmankinde1706
      @danielmankinde1706 Рік тому

      so only 1 year of construction interest, which isnt too bad , great project. im working on something similar and less fancy , but same concept @@ThachNguyen

    • @yudaw8494
      @yudaw8494 Рік тому

      Interest rate is much higher now.

  • @mjcma1977
    @mjcma1977 Рік тому

    Great video thanks for sharing your expertise, experience and most of all your MINDSET! Nice shirt 💡

  • @FranciscoLopez-tp2vi
    @FranciscoLopez-tp2vi Рік тому +7

    I am trying understand how on the 10 year fix loan of $3,686,770 only has a mortgage expense of $17,813. According to that information should the mortgage payment alone be around $37,000? If im not mistaken I believe he accidentally said 10 year loan instead of 30 year loan which would make a lot more sense. Could someone verify this.

    • @JuanLopez-uf8kb
      @JuanLopez-uf8kb Рік тому +1

      Seems like the math is wrong but I don't really know much about this

    • @MrRhinosilver
      @MrRhinosilver Рік тому +2

      It’s a 3.8 rate that’s fixed for 10 years but it’s amortized for 30 years. It’s a 10/20 loan very common in the commercial loan market.

    • @tonyyao2498
      @tonyyao2498 Рік тому +1

      monthly payment number is correct, just checked. it's a 10 yr loan, with Amortization Period of 30 yr.

    • @FranciscoLopez-tp2vi
      @FranciscoLopez-tp2vi Рік тому

      @@tonyyao2498 Ok awesome, I did not know that. What would the payment look like then after the 10 years?

    • @tonyyao2498
      @tonyyao2498 Рік тому

      @@FranciscoLopez-tp2vi close to the end of the term , borrower can renew with the bank , but it will be a new term and new rates

  • @realdeal139
    @realdeal139 Рік тому +2

    How much was it to plumb the building

  • @tonycerviver2123
    @tonycerviver2123 Рік тому +11

    Here in the North East, the prime multi family unit for maximum profit is called the "Duplex". Two living units attached to each other either as ranch, townhouses, or condo's. Typically, a fire wall separates the two units for safety and security reasons. Ideally, the landlord can live in one unit and rent the other unit out.

    • @sklai1907
      @sklai1907 Рік тому

      Now in Vancouver BC we are allow to build a 3-level duplex (left and right and basement unit by each side) on a single residential lot 33 ft frontage by 120 ft deep, which can accommodate up to 4 families.

    • @danhassler6585
      @danhassler6585 8 місяців тому

      I'm not familiar with having a firewall in a single duplex. At that point, it's just two separate single-family homes?

  • @ivanangeli
    @ivanangeli Рік тому

    only thing I can say is, bravo. You made a passive income source, and you worked on it for 3 years - for 100k passive income per year, that is amazing. Nto to count the value of property, and how it is rising. I wish i had more people like you around me. I have a product that I rent to other person that meks millions, while I make 40k per year - I just don;t have capital and "know how" to go to the business myself. I tell you, if you lived in EU, I bet you could take my assets and make a fortune - as I am simply not skilled and not brave enough to do it.

  • @WelcomeInc
    @WelcomeInc Рік тому +17

    Hi thach . What about the other monthly expenses associated with that many units ? - management fees and commissions- deduct another 10% or about 4k from gross, right ? Then all of the utilities, what is that, another $6k give or take ? And then maintenance expenses will eat about another 2k minimum. And what about a 10% vacancy factor ? Thats another 4k deducted from the gross. Even a 5% vacancy factor is still a 2k deduction.
    Theres much more than just PITI involved. Do you mind discussing all the true and additional costs that I mentioned above ?
    Thanks in advance.

  • @tritonh5683
    @tritonh5683 4 місяці тому

    What a man your sons are! Wow what a fking a great parents. My boy is still an infant.Hopefully I have the skill as dad to teach my son.

  • @WhatDidIJustWatch78701
    @WhatDidIJustWatch78701 Рік тому +6

    My parents were teaching me how to color and read books, and throw a baseball, basketball, etc. Not teaching me about money like their dad😅

  • @Mrdubomb
    @Mrdubomb Рік тому

    Seeing these kids doing this gives me hope for the next generation...

  • @JaydogRules-q6w
    @JaydogRules-q6w Рік тому +18

    Here are the "other" expenses associated with this building that arent PITI:
    1) Average monthly management fee in Seattle is 10-15% no matter the age of the building. Lets go low and say that's 4k deducted from the "cash flow" on top of the mortgage
    2) $2k off for water bill
    3) Much like average property management fees in Seattle the vacancy rate in Seattle is readily found with a simple Google search and it is 10%. So that's another 4k off the cash flow a month (banks qualify with a 25% vacancy factor, FYI not even 10%)
    4) sewer service at 900/mo plus about another 900/mo for trash pull out is about another 1800/mo
    5) maintenance for a building of that size , regardless of age , if you're not earmarking 10% of gross rent for repairs a month you risk taking money out of your pocket. So that's another 4k off from the cash flow for monthly maintenance and repairs
    Add all that up-
    6k management
    2k water bill
    4k vacancy rate
    1.8k trash and sewer .
    4k maintenance
    That's about 18k in additional monthly expenses on this property, on top of the mortgage and taxes payments. Which means the buildinf is about a break even + or - a couple thousand dollars.
    That is not an ideal result after so much time, expense, and debt thats been involved i agree that a 5% treasury or CD would be a much preferable investment, and better playing, without all the hassles, headaches, ans uncertainties that come with dealing with this many tenants.

    • @TInyK12
      @TInyK12 Рік тому +1

      no risk no reward

    • @billiechung
      @billiechung Рік тому

      Work smart bump hard

    • @danielmankinde1706
      @danielmankinde1706 Рік тому +7

      how many times do you wanna calculate management fee?
      also new buildings have as little as 5% management fee, theyre built to be efficient and digitized with minimal daily management input. btw just based off inflation, his rent will increase by 1.5x in 10 years . which means the property value will nealry double , since the NOI will improve at a faster rate than the rent. if you dont understand it, you shouldnt be underwriting and analyzing real estate.
      10 years from now too, his loan will be paid down to 2.5 million, building will be worth atleast 10 million,
      his all in was 500k, he sells and walks away with 6 million +, lets even assume he makes 0 cashflow, and all the cashflow was used as reserve for maintainance.
      explain to me how CD will turn from 500k to 6 million in 10 years

    • @JaydogRules-q6w
      @JaydogRules-q6w Рік тому +6

      @@danielmankinde1706 You're literally just pulling numbers out of thin air, dude.
      Unlike you , my numbers are based on what the going rates actually are for these things now, and not pie in the sky nonsense that you're posting on everybody's comments. And for the record I literally laughed out loud when you said this building is going to be worth 10m in ten years. 🤣🤣 He'll be lucky if it's worth what he has into it now by then, as it is it is probably worth only about 3M now with his current REAL cap rate and interest rates and not the imaginary ones you keep trying to tpost all over the place. He's in a pretty big hole right now and commercial property is doing horribly right now wirb very little demand, doesn't matter where it is. Should have just bought a 5% treasury with that 500k.

    • @danielmankinde1706
      @danielmankinde1706 Рік тому +1

      if you read what i wrote and you have the brains to understand , you will see the rationale in my numbers. YOU claimed he will have 10% in management, i literally showed you similar property in SAME MArket going for 5-6% management fee, then why would a brand new MICRO units even cost more, no parking, no lawn. little to no common areas to maintain. NO one underwrites at 10% vacancy too, the price listed is what is readily affordable, if these units were 3k per studio, id say maybe, buy at 1200.!!!! people literally rent master beds and pay 1500 in that area, so it makes NO sense why youd anticipate that level of Vacancy for a BRAND New structure!
      Commercial real estate is valued by the rent ( free cashflow ) it generates and the ability to secure funding below the selling cap rate. Unless there's an underlying value add play
      His loan is 3.8 Percent, most commercial Loans are NON recourse and ASSUMABLE !!! which means a new owner can take over his loan, The loans are not due on sale like most residential loans, the borrower of the loan simply changes , the rates and terms don't change. hence the building can sell are a much lower cap rate or a higher value than what the "market rate" is ,
      Infact that even makes the property more desirable, should he be interested in selling. almost NO one has a 3.8% interest rate in this present market. the least new loan you can get is 5.5% for the best properties and lowest Loan to Value , if he ever listed the building for sale today, he would EASILY find a buyer who will be willing to come take over his loan and put 2 million + as down payment, but if he did so, what else is there to buy outside at a higher interest rate, especially when he has only 500k in the deal?, so it makes sense for him not to sell.
      it also seems he has some form of tax abatement for the taxes to be less than 6k for that type of building, so why sell when you can cashflow and do a REVERSE 1031 exchange later.
      You're clearly someone who wishes to make such return, but cant wrap your head at the possibility of someone else doing such. so to make yourself feel better you want convince yourself that its a bad deal.
      3.6 million loan at 3.8 percent is 16.7k a mo, at todays rate of 6.298% (200 Basis point above 10 year yield of 4.298), that same 3.6 million loan will be 22k a mo, see the difference?
      @@JaydogRules-q6w

  • @benb5742
    @benb5742 Рік тому

    Thumbs up for teaching your kids the game.

  • @jgg204
    @jgg204 Рік тому +4

    Didn't account for repairs, routine maintenance, vacancy costs, turn costs.......

    • @jaydeeare285
      @jaydeeare285 Рік тому +3

      ...and $500k in mortgage payment carrying costs for 2.5 years.

  • @DJTrinivibes4U
    @DJTrinivibes4U Рік тому

    Legendary investor, businessman and father

  • @Confidence8595
    @Confidence8595 Рік тому

    You are one person I take serious.. I am really interested in real estate development.

  • @ssj4deva
    @ssj4deva Рік тому +10

    Thank you sooo much for posting this!! I am building a 42 unit apartment in san antonio tx. Great to see someone who shares info so freely. BTW he says in a different instagram video the square foot per unit average is 275 Square Feet per unit and it rents out for $1250 to $1350 per month That is an INSANE amount per square foot but I can EASILY see why people pay that much since the Layout is soooo BEAUTIFUL!! GREAT WORK!!!! Your Rent Per Square foot is almost 3x mine Great JOB!!!

    • @danielmankinde1706
      @danielmankinde1706 Рік тому +4

      I am currently working on something similar too, 280-380 sqft studios , and my projected rents are 1100 a unit, to maximize value ,it just makes perfect sense to have micro units , a 2 bed with 1k sqft, wont rent for more than 1600 in my market , that same space takes 3 microstudios that will fetch 1100 each

    • @BANGA2TIMEZ
      @BANGA2TIMEZ Рік тому

      @@danielmankinde1706can I just ask. How did you obtain funding? Unless this all from the pocket.

    • @danielmankinde1706
      @danielmankinde1706 Рік тому

      NO one develops with cash from pocket, even if you have the cash, its not wise to do so, theyre a lot of equity capital, and senior lenders will offer financing based on the value of the project and the experience of the team. so if you can find the right deal, find the right team. the money will find you. Pref equity, mezzanine debt, JV equity capital@@BANGA2TIMEZ

    • @uberdash007
      @uberdash007 Рік тому

      @@BANGA2TIMEZ it's called a construction loan, some banks/lenders ask for 10% down, some 20%, some 30%. There's 10+ ways to get qualified

  • @subwaypapii6811
    @subwaypapii6811 Рік тому

    Best thing I've seen in UA-cam this year

  • @btcxen
    @btcxen 3 дні тому

    Hey Thatch how hard is it to get a construction loan? Do you what criteria mainly will the lender be looking for?

  • @WelcomeIncorporated
    @WelcomeIncorporated Рік тому +6

    You would have made more money overall had you just kept and rehabbed the house that was originally there.

  • @bboylorettoEight08
    @bboylorettoEight08 Рік тому

    Great video !!! Happy holidays

  • @WelcomeIncorporated
    @WelcomeIncorporated Рік тому +7

    Not loving that whole "no parking" for the building thing, what with that steep incline the building is on. I can't imagine very many tenants are going to want to deal with that for very long.

    • @Basta11
      @Basta11 4 місяці тому

      Most of the tenants will be people who would rather save money than have a car.
      A car will generally costs $300-$600 on the monthly payment, $150 insurance, $50-$100 on gas, $100-$200 in maintenance, $200-$1000 in parking (as a unit with parking will cost more all else being equal).
      If you are single, no kids, young, going to college, don't make much money, work remote, retired, transient (just trying out the city), can't drive, or you just don't like driving. etc. Then this is an option.

    • @WelcomeIncorporated
      @WelcomeIncorporated 4 місяці тому +1

      @@Basta11 Lol No car in Seattle?
      Sure. Okay. 🙄 Stop making excuses for this poorly conceived money losing development.

    • @Basta11
      @Basta11 4 місяці тому

      @@WelcomeIncorporated How do you know that it loses money?

    • @WelcomeIncorporated
      @WelcomeIncorporated 4 місяці тому +1

      @@Basta11 Math.

    • @Basta11
      @Basta11 4 місяці тому

      ​@@WelcomeIncorporated Why isn't he broke then? How does he keep doing this if there is no profit?

  • @G.M.Esquivel
    @G.M.Esquivel Місяць тому

    Sir, you are an inspiration!

  • @jaydeeare285
    @jaydeeare285 Рік тому +5

    Youre upside down.
    Hope your fixed rate term outlasts the downturn in the commercial sector and the high interest rate environment. Youve got about 7 years left on it. Good luck man.

    • @jacinedelarosa6302
      @jacinedelarosa6302 Рік тому +2

      He's so upside down. Too bad. I know he's proud of it. Who knew the commercial and intetwst eate market would flip so drastically and suddenly when he started the project 3 ago though?

  • @DarshanPatel-dc4sv
    @DarshanPatel-dc4sv Рік тому +1

    When does the mortage start? After the construction is finished or does it start as soon as you borrowed the money?

    • @whitenite007
      @whitenite007 Рік тому

      Usually it starts as soon as you get the loan, but some loans have the option to finance the payments for a while.

    • @jacinedelarosa6302
      @jacinedelarosa6302 Рік тому

      He has been paying on it the past 2.5 years but he didn't and he didn't mention it as one of his costs , even though it was his largest one at another 500k+ expense.

  • @DanKohan
    @DanKohan Рік тому +36

    I loved how they shared their secret about those laundry machines - they saved up and bought them to make extra money. It's awesome how they're teaching their kids about making smart choices too. Great video!!

    • @jonathanlarios5218
      @jonathanlarios5218 Рік тому

      Hello, could you reference where he mentions this? Thanks 🙏🏽

    • @nickiazzetta7814
      @nickiazzetta7814 Рік тому

      @@jonathanlarios5218last 3 minutes of the video

  • @user-te9lc3cq3h
    @user-te9lc3cq3h Рік тому

    🎉Great Family b2b Atlanta is no joke… You are a pioneer!

  • @albertedwards3803
    @albertedwards3803 Рік тому +18

    Dude I love the fact that you are teaching your kids from young how to invest and make their own 💰 🤑 ,I want to also thank you for always teaching us how it's done and keeping us motivated. 🤔👍😁🤝

  • @mershomspencer830
    @mershomspencer830 10 місяців тому +1

    Do you pay the monthly construction loan payment out of pocket?

  • @InvestorCenter
    @InvestorCenter Рік тому +26

    Crazy how much building costs have increased the pst couple years! Making it hard for development projects to pencil out

    • @ThachNguyen
      @ThachNguyen  Рік тому +20

      I agree 100%. That’s why building micro apartments with no parking make more sense these day for me than building luxury apartments.

    • @freedomlandz
      @freedomlandz Рік тому +1

      ​@@ThachNguyen I don't know if you did a video on this because this is the first video of yours that I viewed. I want to know about your team to get a project like this done. Also what is the best way to contact you?

  • @andrewlinlu
    @andrewlinlu Рік тому

    What’s the reason behind exporting the dirt and then spending money on importing dirt again? Can’t you use the existing dirt to balance the grading?

  • @jjlouis7762
    @jjlouis7762 Рік тому +5

    Getting his kids in on the hustle this early was so awesome ❤️❤️. They don’t make a whole lot but at their age it teaches them if they duplicate their grind the money will simply just duplicate itself

  • @MattEatsMochi
    @MattEatsMochi Рік тому +7

    average rent of $1300 per unit? that sounds great, but you lost me at street parking only. I'll never go back to that unless I don't need a car.

    • @Yuvraj.
      @Yuvraj. Рік тому +1

      It would take the bill to 5M to make the parking garage

    • @MattEatsMochi
      @MattEatsMochi Рік тому +1

      @@Yuvraj. that'd be worth the $200 a month for me.

    • @Yuvraj.
      @Yuvraj. Рік тому +1

      @@MattEatsMochi but it may not pencil out on the investment side of things.

    • @MattEatsMochi
      @MattEatsMochi Рік тому +1

      @@Yuvraj. oh it absolutely didn't, which is why he didn't go with an on-site garage.

  • @christo2333
    @christo2333 Рік тому

    Thach, thank you!! What a great video! Incredible to see what happens behind scenes for a deal like this.

  • @conservativeyogi
    @conservativeyogi Рік тому +10

    3.6 million loan for 10 years at 3.8 percent - Mortgage is 36,000 per month. Was that included in your monthly expense? Cash flow is low and building will likely not be 100% occupied always. Repair and maintenance not factored in or staff salary, marketing. Taxes, utilities.
    24k cash flow is high estimate.
    High investment and poor return.

    • @jongkyleo8560
      @jongkyleo8560 Рік тому +4

      Indeed

    • @jacinedelarosa6302
      @jacinedelarosa6302 Рік тому +12

      Well the mortgage is fixed for 10 years but amortized for 30 so the payment he said is about right, but the cash flow is not. For him, with all of his expenses, not just the PITI, he's probably putting 1-3k in his pocket a month net. Is that a worthwhile return for what was put into it ? No. And I can't think of any scenario where it would make sense for another investor to come in and buy it. I imagine if he really thought he could get 6.3M for that building (he couldn't) he would unload it in a heartbeat. The project certainly looked a lot better when it was started 3 years ago, but now 4.1M in that building doesn't pencil out in the current interest rate environment.
      The 31 units with only street parking is also going to hurt your rents and drastically shrink your tenant pool. Just because the city lets you build something like that with absolutely no parking doesn't mean you should. No parking is an automatic functional obsolescence, as is a building with nothing but small studio apartments. Tenant turnover will be very high.

    • @danielmankinde1706
      @danielmankinde1706 Рік тому

      you clearly dont know math, 3.6 million AMMORTIZED FOR 30 YEARS, which means your payment schedule is as if you have a 30 year loan, however the loan is due on year 10!!!. thats 17k a mo in mortgage, 6-7k a mo goes to tax, insurance and others and he collects 40k in rent,
      while cashflowing 16-17k a month for 10 years !!
      10 years time , he will have paid down the principal of the loan down from 3.6 to about 2.5 million, disregarding his future view of how much it will be worth in 10 years,
      if rent increases by 50 dollar per year per unit, and average rent of 1700 at year 10, property at that stage will be easily worth 9-10 million based on the NEW rental income, he can chose to pay off the 2.5 million loan by selling or simply refinancing
      any bank will be dying to have such refinance, its extremely low risk, 10 year old property , 28% loan to value?
      not to even mention cashflow of 180k a year for 10 years. 1.8 million
      mhmn now think again, thats a poor return?

    • @danielmankinde1706
      @danielmankinde1706 Рік тому

      lol i dont think you know the area, just like newyork, people pay 1600 for 1 room in a shared apartment , no parking no nothing. its commute hub!! its not meant for people with cars, its for student, younger people, work from home kinda stuff. if you think he did such a poor job, why dont you build yours make the parking and lets see if its financially feasible @@jacinedelarosa6302

    • @danielmankinde1706
      @danielmankinde1706 Рік тому +1

      why will he sell off the property when he has a 3.8 % interest rate? and it cashflows 17k a mo, make it make sense.. in 3 years he will get all his money back, anything left in there icing on the cake for him, also with real estate investors do you think they want to be liquid? if they all liquidated their assets, they'd have a huge tax bill , so at every time, they always want to own something,
      his breakdown for 33 units 40k a mo. , checks out which is 1200/1300 per unit and thats very fair , people in shared apartment pay more for a master bed intact area , so which would you rather have . a master bed for $1500, or your own mini suite for $1300
      mortgage- 3.6 million at 3.8% 17k a mo. +6-7k a mo. in tax , insurance
      he probaly self manages the property.
      so explain how his cashflow isnt 17k a mo as he said and is now 1-3k a mo?
      explain how 14k a mo, 144k a year is going to.
      i think you dont want to come to terms with the fact that someone has done such fantastic project and is making such returns @@jacinedelarosa6302

  • @bryce6870
    @bryce6870 Рік тому

    Wow n thank you it's very interesting to know the cost especially when it's millions for the total project

  • @htinvestment
    @htinvestment Рік тому +24

    Love how you got your kids involved and teach them the value of investing.

    • @ThachNguyen
      @ThachNguyen  Рік тому +4

      Teach them and they will have food for life vs give them they will have food only that day

  • @americansailor7967
    @americansailor7967 Рік тому

    Well Done. Welcome to America. One of the secrets of success is not being woke. You took a chance and made it happen. Good luck to you and yours!

  • @jim.cihann
    @jim.cihann Рік тому +3

    SELL & RUN

    • @jaydeeare285
      @jaydeeare285 Рік тому +4

      Agreed. I'm sure he would if he could, but he would lose a bundle. He has no choice but to hold and hope the market improves, a lot.

    • @jacinedelarosa6302
      @jacinedelarosa6302 Рік тому +3

      He can't. He's upside down on it.

  • @andrehubbard9294
    @andrehubbard9294 Рік тому

    Just thinking should you put those type of washer and dryers in your rental properties???

  • @EvoMitsubishiLancer
    @EvoMitsubishiLancer Рік тому +4

    Chart based on this video:
    Category Cost
    Land and Entitlement $500,000
    Site Work $100,000
    Concrete Work $190,000
    Wood Framing $700,000
    Electrical $400,000
    Finishing $500,000
    Total Cost to Build $3.6 million
    Export to Sheets
    Mortgage Payment: $17,813/month
    Expenses: $24,506/month
    Rent: $40,000/month
    Positive Cash Flow: $15,494/month
    Equity: $2.6-2.7 million
    Appraised Value: $6.3 million
    Sweat Equity: $2.7 million
    Potential Value in 10 years: $12.6 million
    Potential Value in 20 years: $24 million
    This is just a rough estimate, and the actual costs may vary depending on the specific location, materials used, and labor costs

    • @darlantro
      @darlantro Рік тому

      He said site work was $800k

  • @praneshsingh7840
    @praneshsingh7840 Рік тому

    Congratulations 🎊 👏 hope your hard work keeps bearing fruits for you

  • @johnnyb33good21
    @johnnyb33good21 Рік тому +18

    Very cool video and I appreciate you sharing!
    When it comes to the monthly cash-flow... Property Management fees, vacancy, maintenance & repairs, Capital expenditures etc were forgotten to be subtracted from the monthly cash flow number.
    Still a great project and a cool long-term hold
    I wish you could do another longer video with a full and total breakdown of every cost for the construction

    • @uberdash007
      @uberdash007 Рік тому +1

      You can do the breakdown your self. A little research go a long way. Before construction move forward a estimator calculate the building materials & labor cost. Imagine a apart is 20×40 ft

    • @johnnyb33good21
      @johnnyb33good21 Рік тому +2

      @uberdash007 I have a 1 acre piece of land right next to my 6-unit apartment building that is zoned for multi-family in Apache Junction Arizona. I have never done ground-up construction. I've only purchased existing multi-family that had a value-add play where I remodeled the interior and exterior of the property.
      Where would you go about doing research and estimating to find out the total construction cost from ground up? Called the local city zoning office.
      they said for one acre that is zoned rm2 you can build up to 20 units then there are setbacks and parking

  • @harryherman608
    @harryherman608 Рік тому +1

    What about the plumbing, Hvac, windows etc...?

  • @jaydeeare285
    @jaydeeare285 Рік тому +7

    Love your enthusiasm and knowledge but commercial real estate appreciates at a slug's pace, it does not "double every 7 years" regardless of where it is. And with current interest rates (as you mentioned) you would more than likely get around what you have into it (4.2M) if you were to try to sell it, despite the appraisal you got.
    But if you are getting those rents you should definitely hang onto it for the cash flow.
    Great job! Looks nice!

    • @ThachNguyen
      @ThachNguyen  Рік тому +3

      I don’t know where you live and I can’t speak about where you live but I know Seattle market very well I’ve been building residential and apartment building for a long time 30 years. Of course the higher interest rate for buyer does affect the price of a building. However there is a massive shortage of a apartment building in the Seattle market so it’s a sellers market than a buyer market now especially in a good area

  • @jamaico96
    @jamaico96 Рік тому

    Appreciate the information. Wish you all the success. God bless.

  • @theonlyalexoliveira
    @theonlyalexoliveira Рік тому +8

    Guys, this is very normal and attainable for the average person, just have half $1 million cash, just get 3 1/2 million dollar construction loan and then you’re off and running! Like and follow for more relatable, financial advice

    • @tyr404
      @tyr404 Рік тому +2

      its an advanced project (31 units) for the beginner real estate investor. Average man needs to start with single family homes until he's good financially first, and secondly to get to know the contractors and the tricks of the job. If you know shit about construction, permitting etc, all contractors and advisors will take advantage of you on every step with additional costs

    • @GideonHawk-j8i
      @GideonHawk-j8i Рік тому

      He started off as a valet parker. There are endless other videos by him and other investors on how to do wholesales and flips with little to no money and build up your capital. Where do you think he got the money to put into this, the money fairy? So yes it’s very attainable for the average person who’s willing to take above average action to make it happen. Or look for excuses as to why you can’t and enjoy living paycheck to paycheck for the rest of your miserable life telling yourself that everyone who has it better than you just got lucky.

  • @TheGreatMarcus
    @TheGreatMarcus Рік тому

    Is great! But where all money come from? If Calculate all buildings in a town for example?

  • @builditfrom0
    @builditfrom0 Рік тому +5

    Thank for the breakdown. I'm really interested in real estate.❤

    • @ThachNguyen
      @ThachNguyen  Рік тому +1

      I’m glad you enjoyed it. Thanks for following.

    • @riverlife2379
      @riverlife2379 2 місяці тому

      go study real estate finance or accounting for real estate investment
      Jb.ok

  • @Jackroguettv
    @Jackroguettv 3 місяці тому

    So what about a building just like that similar to it that maybe we can get that is bank own door for closed or short sale so that way it doesn’t take three years and it just needs to be with a little bit of tender, loving care TLC and have everything up to code? What are the best states to Try to get it done for the best price And to probably get it up and running and under six months? Is that doable?

  • @kelvinmcdonald5113
    @kelvinmcdonald5113 Рік тому +15

    Many people venture into crypto to be wealthy, meanwhile I just want to be debt free.

    • @Netflexmoviez
      @Netflexmoviez Рік тому

      Assets that can make wealthy
      Crypto
      Stock
      Real estate
      Gold

    • @leonnoble8164
      @leonnoble8164 Рік тому

      Now is the best time to purchase and invest in bitcoin, stop procastinating

    • @JessicaRodriguez-bm7gq
      @JessicaRodriguez-bm7gq Рік тому

      Investments are stepping stones to success, investing is what create wealth.>>>>

    • @andreajueal8243
      @andreajueal8243 Рік тому

      ​@lisacarter3436I will personally introduce you to my account manager Anna S Williams of UCLA Anderson financial Institute, her trading methods are working for me

    • @andreajueal8243
      @andreajueal8243 Рік тому

      ​@lisacarter3436Face book 👇 👇

  • @robertkiss2419
    @robertkiss2419 Рік тому

    What happened to plumbing and hvac??

  • @chino1127
    @chino1127 Рік тому +28

    Hi Thach, I've been renewing my interest in RE and catching up on your videos. Based on your costs, under $135k per door seems like a deal. Can I ask how big the units are and the approximate cost per square foot? In this market of high interest rates, are you basically just waiting it out, or is it still possible to build and rent? I've done a dozen proformas for properties here in L.A. and it seems nearly impossible to cash flow, even with 50% equity. Construction costs are high, construction financing is through the roof, and yet properties have not quite come down in price to make construction feasible. I was lucky to have completed by home build a couple of years back - I could not afford to do it with today's interest rates and construction costs. What can we do?

    • @danielmankinde1706
      @danielmankinde1706 Рік тому +1

      make units smaller, Rent per sqft goes up when units are smaller, thats why he build micro studios all less than 300 sqft, renting for 1200 each, if it were a 2 bed 2 bath 1,000 sqft . he probably cant get more than 2500 rent with NO parking

  • @Leo-k3q1i
    @Leo-k3q1i Рік тому +1

    But what about maintenance expenses?

  • @kyles2232
    @kyles2232 Рік тому +3

    Um your expenses are gonna be WAY more than mortgage ins and tax!!!!!

    • @kyles2232
      @kyles2232 Рік тому +3

      Just as ridiculous as assuming your property is going to quadruple every twenty years lol.

    • @kyles2232
      @kyles2232 Рік тому +3

      Oh, and that thing's not worth six million if it only nets a hundred and eighty thousand a year. Better find a new market at those cap rates lol

    • @jaydeeare285
      @jaydeeare285 Рік тому +2

      Somebody did a more complete breakdown of the total actial costs in the comments and it looks like he might be about breaking even on it. Unfortunately I don't think the place is worth what he has into it. But that's my opinion.

  • @humberto2905
    @humberto2905 Рік тому

    2 questions what factors you see to select contruction company?? And what kind of loan is the $3.5M ???

  • @showspotter
    @showspotter Рік тому +6

    came in to this thinking he was some greedy landlord but dam after watching it, my hats off to him.

  • @MJJSmoothCriminal
    @MJJSmoothCriminal 11 місяців тому

    This video was golden ,Thach! more videos like this please.

  • @Solisium-Channel
    @Solisium-Channel Рік тому +5

    here in Mexico, there's a new building for 2 years that they were selling overpriced apartments for. Thing was just a plot of land for 2 years, but little did any of us knew that all those projects had made deals with the municipal president. There was a rebuilt roads with even bike lanes, better than in the U.S. construction of that small Stretch of road took a year and half to build and they still aren't finished. Municipal president is also getting a kick back from the contractors.
    My front door neighbor with the biggest house in the neighborhood got his truck set on fire, He is a retired politician, and he was one of the good ones against corruption. Did it come out on the news? Nope. You'd had to see it to know it happened.

  • @DestinyGrove-s6q
    @DestinyGrove-s6q 7 місяців тому

    Ooh gosh I would really love to see that 3 page list step my step. I have a vision, I have a potential sponsor, now I’m looking at the experts!

  • @JaydogRules-q6w
    @JaydogRules-q6w Рік тому +11

    I dont like these numbers. First, you need to deduct another AT LEAST 4k off that 15.5k "cash flow" for management fees, vacancy rate, maintenance, etc. That brings you down to about 11k. That's already not great on its own but once you factor in the over $1M out of pocket spent for the land, early site prep, and two and a half years of mortgage carrying cost with no rent collection, it only looks worse. The clock has already been ticking for 2.5 years on that ultra low, never going to haopen again interest rate, and then it's over, the mortgage will shoot up to 26k a month just for principal and interest and the property will be a black hole. That means there is only 7.5 years to "cash flow" about 11k a month which is 132k a year which is just umder 1M in the 7.5 years there is left on this mortgage. Based on just the out of pocket expenses that's not even a break even before the property resets to the historical average interest rate.
    This place is an immediate SELL , if you can, while it is nice and shiny and new.

  • @LuisSanchez-xc9ih
    @LuisSanchez-xc9ih Рік тому

    What about employee wages that work in the leasing office or do you not have any employees

  • @vern0312
    @vern0312 Рік тому +3

    Wondering if ICF would of been a better choice instead of wood. Of course you’ll pay more in concrete but the labor savings would be significant

  • @GAGANGROVER-z7b
    @GAGANGROVER-z7b 7 місяців тому +1

    I have a question about the 3.5 million construction loan. During the construction phase, do we need to pay EMIs from our own pocket for the first three years, or do we start paying monthly EMIs only after the construction is complete and the loan is converted to a mortgage?

  • @MinimalHomeshop
    @MinimalHomeshop Рік тому +5

    Robert Kiyosaki + Elon Musk