American Express Gold Card vs Platinum Card | 2024 Review

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  • Опубліковано 15 жов 2024

КОМЕНТАРІ • 39

  • @vuho2075
    @vuho2075 6 місяців тому +14

    Depends on who you are. Travel addicts need Platinum. Food addicts / supermarket lovers need gold. Oh, folks who don't care about benefits and just are into the ego thing should also get Platinum

  • @jimmycupp9947
    @jimmycupp9947 8 місяців тому +14

    Go/for the Rose Gold❤

  • @azumieikichi
    @azumieikichi 3 місяці тому +2

    i have both Platinum for people who travel a lot, Gold is for everyday use.

  • @whitestar3
    @whitestar3 8 місяців тому +3

    Nice video. I would love to learn more about the "United Travel Bank " and how to use the airline credit for it

    • @Spend.Earn.Travel.
      @Spend.Earn.Travel.  8 місяців тому

      It's very simple and straight froward! United allows you to fund you account with money that can be used for future flights. If you've ever used the Starbucks app where you load money into your account, it's very similar to that. But when you use a credit card with an airline credit, like the platinum card or the Hilton Aspire Card, the purchase will trigger the credit. For example, I recently added $100 to my united travel bank with my platinum card and a few days later I received a $100 statement credit from the flight credit. Do make sure to select United as your preferred airline on the Platinum card.

  • @34skyline
    @34skyline 8 місяців тому +3

    amex cards I currently own is Gold (Rose Gold) Blue Cash Preferred and Business Plus, There's a few more Amex cards i want to get before i'm done getting Amex cards platinum and Green once i get those i'm finished, Not American express related also planning to get my last Chase card ink unlimited, Have the flex, unlimited and Sapphire preferred but my ink card will be my last card from Chase

  • @averageperson2659
    @averageperson2659 8 місяців тому +2

    Great video!
    I’m on the team personal Platinum and Business Gold for the 4x on Restaurants+Gas

    • @Spend.Earn.Travel.
      @Spend.Earn.Travel.  8 місяців тому +1

      That's a good setup! I had the personal gold for a few years and it was great!!

  • @matheusd.soldatelli6817
    @matheusd.soldatelli6817 Місяць тому +1

    Dear Matt, I have a gold card and would like to pair it with another travel card. Do you recommend amex platinum, capital one venture X or chase reserve? thank you

    • @Spend.Earn.Travel.
      @Spend.Earn.Travel.  Місяць тому

      I would recommend the Sapphire Reserve! Personally, I think the Sapphire Reserve beats the Platinum and Venture X. And it would allow you to earn points in both points programs, opening up even more options! The only reason thing is, if you are looking for lots of lounge access, I would then recommend the Platinum card, as it has lots more to offer!

  • @Anthonyjones-pq4ff
    @Anthonyjones-pq4ff 8 місяців тому +2

    Love❤ both my Gold in Platinum card just not the Annual fee. Platinum card 😢 Erich card has its job one for travel in lounges an the other for food restaurants grocery etc ..

    • @Spend.Earn.Travel.
      @Spend.Earn.Travel.  8 місяців тому +1

      They are both great cards. I wish they had a few more credit options for bringing down the annual fee.

  • @uttinfo8481
    @uttinfo8481 Місяць тому +2

    America express black Card 👍

  • @Kylo_Ren_2033
    @Kylo_Ren_2033 6 місяців тому +4

    There is still room for the Geen to be added to create a "quadfecta"

  • @MrFinance101
    @MrFinance101 8 місяців тому +2

    I'm interested to see if either of these cards are on the list to get a refresh this year. It's happened already with the delta cards

    • @Spend.Earn.Travel.
      @Spend.Earn.Travel.  8 місяців тому

      I'm curious to see that as well! Only time will tell

    • @ranktank45
      @ranktank45 8 місяців тому +1

      I think the platinum has 50/50 odds but, the Gold is 99.9% getting revamped.

    • @Spend.Earn.Travel.
      @Spend.Earn.Travel.  8 місяців тому

      I would love to see the Gold and even the Green card revamped a bit. Or big dream, I would love to see a new amex card with a $1,500 annual fee and some crazy good benefits. Like a Centurion little brother.

    • @TheDrKatrina
      @TheDrKatrina 2 місяці тому

      The gold just added white gold as of today :) got it

  • @ItsJustMeStevie
    @ItsJustMeStevie 8 місяців тому +1

    Thanks for this video. I’ve been between either getting only the Platinum card for lounges OR getting Gold card for every day use and Delta Reserved for traveling purposes and lounges.
    Delta is my go to for flying. For hotels, Hyatt is my go to as well. At this point, I’m thinking having dedicated credit cards makes more sense.

    • @Spend.Earn.Travel.
      @Spend.Earn.Travel.  8 місяців тому +1

      The Gold card is great for earning MR points. The Delta Reserve is definitely an option for the lounge access. If you can use the credits and benefits correctly, the effective annual fee would be $0 or close too. And one of Chases Hyatt cards is also a good options.

  • @Creditcardnerd
    @Creditcardnerd 7 місяців тому +1

    Have both!

  • @jal2550
    @jal2550 5 місяців тому

    The true cost of membership is the actual ammount the annual fee is, period. That is 100% going to happen. The other "credits" they offer, maybe maybe not youll take advantage of them.

  • @LennertVD
    @LennertVD 8 місяців тому +1

    With the gold card, is the 4x in restaurants in all restaurants worldwide or only in selected restaurants?

  • @HacknMate
    @HacknMate 10 днів тому

    I dont even use any of the perks. Would be useless for me to have any of these cards.

  • @DarylDSpivey
    @DarylDSpivey 8 місяців тому +1

    Are they really “credit” cards though?

    • @Spend.Earn.Travel.
      @Spend.Earn.Travel.  8 місяців тому +1

      No. Technically they are charge cards. There is not preset spending limit, at least on the front end. The main thing is they are not intended to carry a balance month to month.

  • @styleztheproducer6744
    @styleztheproducer6744 4 місяці тому +1

    Bro I’m stuck because I don’t go out to eat much but I wanna travel more! Ughh

    • @Spend.Earn.Travel.
      @Spend.Earn.Travel.  4 місяці тому +1

      Do you think you could make use of the other credits the Platinum card offers?
      You could look at the Capital One Venture X or the Chase Sapphire Preferred or Reserve. Those cards have credits to help bring down the annual fee while still offering some great benefits.

  • @InspireRise300
    @InspireRise300 Місяць тому +1

    I should have got Gold 😮

  • @Creditcardnerd
    @Creditcardnerd 7 місяців тому

    Not really a 1cent per point. Some details are missing.

  • @MD-xb1qw
    @MD-xb1qw 6 місяців тому +1

    I can carry a balance on my Platinum.

    • @Spend.Earn.Travel.
      @Spend.Earn.Travel.  6 місяців тому

      Technically you can, but that's not recommended. There will be interest added onto your statement for the remainder of the balance that is not paid.

    • @MD-xb1qw
      @MD-xb1qw 6 місяців тому

      @@Spend.Earn.Travel. i understand that

  • @presidenthotsauce
    @presidenthotsauce 4 місяці тому +1

    For the Amex gold do we get 4x reward points at McDonald'ss and Wendy's ?