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Matt Koenig \\\\ Spend. Earn. Travel.
United States
Приєднався 8 кві 2023
Hi there. My name is Matt. I love everything about credit cards - from the sign-up bonuses to the earning multipliers and the redemption options. I've spent countless hours researching and analyzing different credit cards and rewards programs to find the ones that offer the most value for travelers like me.
If you're interested in learning how to leverage credit card points to travel more frequently, more comfortably, and more affordably, then keep watching! I'm passionate about sharing my knowledge with others who want to explore the world without breaking the bank. Let's get started on your journey toward unforgettable travel experiences!
If you're interested in learning how to leverage credit card points to travel more frequently, more comfortably, and more affordably, then keep watching! I'm passionate about sharing my knowledge with others who want to explore the world without breaking the bank. Let's get started on your journey toward unforgettable travel experiences!
The Best Credit Card Setup For Everyone | 2024
There are hundreds of credit cards out there. And it's hard to find a credit card setup that works for everyone. But I think there is a credit card structure that everyone can follow. This structure has worked very well for me and I think will work well for you too!
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Delta Tips and Tricks: ua-cam.com/video/N93iKdOtGwI/v-deo.html
Chase Sapphire Preferred vs Reserve: ua-cam.com/video/eEqlxZEuigU/v-deo.html
Delta Card Line Up 2024: ua-cam.com/video/TEjybquNpuI/v-deo.html
I Ranked Travel Credit Cards: ua-cam.com/video/5EhgmZkyPkI/v-deo.html
Why I Would Pay $945 For The Amex Trifecta: ua-cam.com/video/CWO3uTydYVY/v-deo.html
Chase Sapphire Reserve Review: ua-cam.com/video/Js51aiCImi0/v-deo.html
Are United Credit Cards Worth It?: ua-cam.com/video/lqQOJ1bk9Ds/v-deo.html
Intro: 0:00
Why Do We Need A Setup: 0:39
Card Type One: 2:44
Card Type Two: 4:05
Card Type Three: 4:58
Card Type Four: 5:58
Card Type Five: 7:15
Card Type Six: 7:52
Card Type Seven: 9:11
Closing: 10:00
Support the channel! Use My Referral Links!
linktr.ee/spendearntravel
Delta Tips and Tricks: ua-cam.com/video/N93iKdOtGwI/v-deo.html
Chase Sapphire Preferred vs Reserve: ua-cam.com/video/eEqlxZEuigU/v-deo.html
Delta Card Line Up 2024: ua-cam.com/video/TEjybquNpuI/v-deo.html
I Ranked Travel Credit Cards: ua-cam.com/video/5EhgmZkyPkI/v-deo.html
Why I Would Pay $945 For The Amex Trifecta: ua-cam.com/video/CWO3uTydYVY/v-deo.html
Chase Sapphire Reserve Review: ua-cam.com/video/Js51aiCImi0/v-deo.html
Are United Credit Cards Worth It?: ua-cam.com/video/lqQOJ1bk9Ds/v-deo.html
Intro: 0:00
Why Do We Need A Setup: 0:39
Card Type One: 2:44
Card Type Two: 4:05
Card Type Three: 4:58
Card Type Four: 5:58
Card Type Five: 7:15
Card Type Six: 7:52
Card Type Seven: 9:11
Closing: 10:00
Переглядів: 4 685
Відео
Beginners Guide To Saving Money By Redeeming Points & Miles | Step By Step
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Support the channel! Use My Referral Links! linktr.ee/spendearntravel There are a lot of ways to use Credit Card Points and Miles. And redeeming points and miles is one of the best ways to get airline flights at a fraction of the cost. So let's look at a step by step guide on how to find these reward flights. We'll also take a quick look at a hotel redemption as well. Delta Tips and Tricks: ua-...
Which Airline Has The Best Premium Co-Branded Card | 2024 FULL REVIEW
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Support the channel! Use My Referral Links! linktr.ee/spendearntravel What is the best premium airline credit card? Today we are going to take a look at the Delta SkyMiles Reserve, The United Club Infinite Card, and the American Airlines Advantage Executive Card. These three cards are the top tier cards offered by the big three US airlines. So let's find out which card is best for you. Delta Ti...
7 Chase Tips And Tricks To Get The Most From Your Credit Cards
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Support the channel! Use My Referral Links! linktr.ee/spendearntravel Chase credit cards are some of the most powerful credit cards you can hold. But did you know that you can take your credit card points even further? In this video we will go through 7 tips and tricks that I have used to get more value, additional benefits, and more from my Chase credit cards Delta Tips and Tricks: ua-cam.com/...
A Complete Look At The American Airlines Co-Branded Credit Cards | 2024 Review
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American Airlines is one of the big three airline carriers in the US. Because of that, they offer a full range of Co Branded credit cards. So today, let's take a look at all of these cards and what they have to offer. Delta Tips and Tricks: ua-cam.com/video/N93iKdOtGwI/v-deo.html Chase Sapphire Preferred vs Reserve: ua-cam.com/video/eEqlxZEuigU/v-deo.html Delta Card Line Up 2024: ua-cam.com/vid...
Does The American Express Gold Card Still Make Sense in 2024?
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Does the Amex Gold Card still make sense now that the annual fee has been increased? Does it still provide the best points earning opportunities for groceries and dining? Well let's take a look at all that the Gold Card has to offer and find the best ways to use this card. Support the channel! Use My Referral Links! linktr.ee/spendearntravel Delta Card Line Up 2024: ua-cam.com/video/TEjybquNpuI...
Are The Hilton Honors Credit Cards Worth It? | 2024 Review
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Support the channel! Use My Referral Links! linktr.ee/spendearntravel The Hilton co branded credit card lineup are a powerful set of hotel credit cards that give you a lot of value and benefits on your next Hilton stay. All four of these cards have something to offer to the right person. Let's find out which card is right for you. Delta Card Line Up 2024: ua-cam.com/video/TEjybquNpuI/v-deo.html...
Chase Sapphire Preferred Vs Sapphire Reserve | Which One Should You Get?
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The Sapphire Preferred and the Sapphire Reserve are two great credit cards that have a lot to offer. But Chase only allows you to hold one Sapphire Card which means you will need to pick which card is best for you. Support the channel! Use My Referral Links! linktr.ee/spendearntravel Delta Card Line Up 2024: ua-cam.com/video/TEjybquNpuI/v-deo.html I Ranked Travel Credit Cards: ua-cam.com/video/...
The Amex Platinum Card vs The SkyMiles Reserve Card | Which One Is Best?
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Which card is better? The American Express Platinum Card or the Delta SkyMiles Reserve Card? Both of these cards have very similar perks and benefits. But which one comes out on top? Or should you have both of these cards? let's find out! Support the channel! Use My Referral Links! linktr.ee/spendearntravel SkyMiles Reserve Card Review: ua-cam.com/video/mand5PpyXTU/v-deo.html Platinum Card Revi...
I Ranked Credit Card Points Programs For 2024 | From Best to Worst
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Which points program is best? Is it American Express, Chase, US Bank? Well in this video we will talk about the pros and cons of each of these points systems. Then I will rank them based on where I think they should go. Support the channel! Use My Referral Links! linktr.ee/spendearntravel Delta Card Line Up 2024: ua-cam.com/video/TEjybquNpuI/v-deo.html I Ranked Travel Credit Cards: ua-cam.com/v...
What's In My Wallet | My Daily Driver Credit Cards For 2024
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Support the channel! Use My Referral Links! linktr.ee/spendearntravel Today, let's take a look at what I carry with me in my wallet every day. Currently I have four cards that I carry with me, but I am looking to add another one to my wallet. Delta Card Line Up 2024: ua-cam.com/video/TEjybquNpuI/v-deo.html I Ranked Travel Credit Cards: ua-cam.com/video/5EhgmZkyPkI/v-deo.html Why I Would Pay $94...
The Platinum Card VS Sapphire Reserve VS Venture X | Which One Is Best?
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Support the channel! Use My Referral Links! linktr.ee/spendearntravel The American Express Platinum Card, Chase Sapphire Reserve, and the Capital One Venture X are often looked at as the top three travel credit cards out there. And that makes sense. They offer lots of benefits for any trip you are looking to take. But which one is the best. And do I currently have the right premium travel credi...
Could The Wells Fargo Attune Card Be The Best No Annual Fee Card?
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Support the channel! Use My Referral Links! linktr.ee/spendearntravel Attune Card Categories: wellsfargo.com/attunebonus Could the Wells Fargo Attune Card be the best no annual fee credit card on the market? Well I think that might be the case. With Unlimited 4% cash back categories, the Attune card gives us the ability to earn a lot of cash back. Delta Card Line Up 2024: ua-cam.com/video/TEjyb...
You NEED To Know These Delta Tips & Tricks For 2024
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Support the channel! Use My Referral Links! linktr.ee/spendearntravel If you are someone who frequently chooses to fly Delta Airline, then you need to check out these tips and tricks. I use these tricks almost every time I fly with Delta and they have saved me thousands of points as well as given me some pretty awesome perks and benefits. Check Out These Other Delta Videos! ua-cam.com/video/man...
These Cards Pay For Themselves | Effective Annual Fee Credit Cards 2024
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Effective annual fee credit cards offer some of the best benefits and perks out there. So today let’s take a look at my picks for the best $0 of better effective annual fee credit cards. Support the channel! Use My Referral Links! linktr.ee/spendearntravel Delta Card Line Up 2024: ua-cam.com/video/TEjybquNpuI/v-deo.html I Ranked Travel Credit Cards: ua-cam.com/video/5EhgmZkyPkI/v-deo.html Why I...
The 10 Best CASH BACK Credit Cards
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The 10 Best CASH BACK Credit Cards
NEW Delta SkyMiles Reserve Boeing 747 Card | Unboxing & Review
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NEW Delta SkyMiles Reserve Boeing 747 Card | Unboxing & Review
You NEED to know These 8 Credit Card Tips & Tricks
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You NEED to know These 8 Credit Card Tips & Tricks
Why I Would Pay $945 For The Amex Trifecta
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Why I Would Pay $945 For The Amex Trifecta
Are United Airlines Credit Cards Worth It? Full Review
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The Chase Sapphire Reserve | Overlooked Or Overrated?
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The Chase Sapphire Reserve | Overlooked Or Overrated?
3 Underrated Travel Credit Cards You Might Want To Consider In 2024
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3 Underrated Travel Credit Cards You Might Want To Consider In 2024
Marriott Bonvoy Brilliant vs The Ritz Carlton Card | Which Is For You?
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Marriott Bonvoy Brilliant vs The Ritz Carlton Card | Which Is For You?
I Ranked Travel Credit Cards for 2024 | From Best to Worst
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Is The Capital One Venture X Still The Best?
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Why The Delta Credit Cards Just Got Better | 2024 Refresh
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American Express Gold Card vs Platinum Card | 2024 Review
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American Express Gold Card vs Platinum Card | 2024 Review
The Chase Trifecta Is The Best Credit Card Setup | Here's Why
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The Chase Trifecta Is The Best Credit Card Setup | Here's Why
Why The Hilton Aspire Card Is My Favorite Hotel Credit Card | 2024 Review
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Why The Hilton Aspire Card Is My Favorite Hotel Credit Card | 2024 Review
Boost Your Credit Limit Fast | How I Got $95,000 in Available Credit
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Boost Your Credit Limit Fast | How I Got $95,000 in Available Credit
Does anyone know if I can access the AMEX Centurion Lounges if I'm traveling in Delta's Basic Economy paid with my AMEX Business Reserve card? Nowhere does it indicate a Basic Economy travel cannot use the Centurion Lounge. It does make clear Basic Economy travelers have no access to Delta SkyClub.
Should I upgrade my gold to the reserve? I mean I kinda like the gold for restaurants I already have the platinum as well I’m silver medallion atm
I think the big question to ask is if you need lounge access. If you already have the SkyMiles platinum card, then lounge access is really the only big benefit that the reserve card would give you. I would also recommend opening the Reserve card as a new account and not upgrade your gold card. You’ll get an additional welcome offer from it.
Reserve in B Tier??? 😂
Where would you put it?
yea how? my purple wants me to spend 75k before end of year. i just got the card like 4 months ago. also the ability to earn enough miles to get a free trip are almost impossible for me, i would have to fly to tokyo from los angeles every week for an entire year.
Problem = no summary showing all card choices.
What do you mean all card choices? What kind of summary are you looking for?
@ each of the 7 category cards. Like on the thumbnail. Would have been nice if you started the last chapter “conclusion” with the same photo from thumbnail but not blurred out. So those who just want the bottom line can get the card selections in a glance
All of the cards in the thumbnail are laid out in the video along with a few other options. Just watch through the video and you will see all of them. It's also not about the specific cards but more the card types.
@ the point is I don’t want to watch the entire video. But I am interested in your card choices. Not everyone needs the full education on card categories. Some of us know that but would like to see what cards others are using. So a quick summary would be nice
Totally get it! Thanks for the feedback!
I have the Barclays Red Aviator card and it is great for the matching miles, upgrades, companion tickets, free bags, etc. I only use this card for buying airline tickets as I get much better rewards on other cards like my Tractor Supply Card for gas, groceries and vets. With that said, I am considering switching to the Citi Executive card because it offers a few more rewards but at a higher fee but I would use the Admirals Club often. The money I save eating in the Admirals club, rewards for TSA and luggage, companion tickets etc, would make up for the higher cost just not having to spend $20-$100 on airport food at each layover. If you fly often then the Executive card is great but if you fly infrequently than the Red Aviator card is best. Now that I am retired I buy airline
Unlike Matt, I don't carry an airline card in my setup. My travels alternate between flying and road trips. Even when flying where I live United, American or Southwest can be viable airlines for a large number of destinations (Delta is a spoke for us - only useful for flying to their hubs). As such I am NOT assured of getting positive value every year out of a specific airline credit card.
For the hotel cards there is also the IHG Premier card which carries a modest annual fee and provides a free hotel night each year (up to 40,000 points). This is a good card for those who like staying at Holiday Inn hotels.
you are the best person to explain about pint system on the card. compare to the others. Thanks
Thank you! And you’re welcome!
Lately thinking about downgrading CSR to CSP since I'll mainly use point redemptions for Hyatt. Not sure that Lounge usage, DD credits, and increased ins coverage is enough to outweigh the additional $325 for two AUs.
This shouldn’t be a question 💀
Why’s that?
Yall rmr when the surpass used to have 10 annual priority pass visits? That was a nice steal!
If I'm buying flights for a group of 8 people on my Delta card will I earn points for everyone who flies or just for my ticket?
You'll earn the points from the purchases of all the tickets. But you will only earn MQDs for yourself!
Best cc setup is sign-up bonuses chasing lol
Don’t forget u can get mqds by using delta stays to book hotels and using ur SkyMiles account
unfortunately no more altitude reserve
im using: AmEx biz plat - benefits AmEx Gold - food AmEx Green - general travel AmEx marrriot biz - hotel card (& gas) AmEx delta biz gold - airline card CSP - food or gen travel outside of US CFF - rotating categories Savor - entertainment
I have the Aviator Silver card for two reasons, 2x miles on hotels and 3x miles on AA purchases. If this card goes away, Citi better thrill me with their AA card offering lest I just go with some Capital One crap.
You have saved a great deal of research time. Thank you buddy!
Glad I could help!
Love the surpass card! I scored 5 nights free in the Conrad Seoul
Gas 5% Groceries 5% Online 5.25% Restaurants 5.25% Walmart 3.5% American/Delta 2%-3% but free bags Other Travel 5% Health expenses (earmarked for HSA reimbursement) 2% Mobile wallet 4.5% Others/catch up (including quarterly taxes) 2.62 % I'm driving my wife nuts, but she loves all the cash back and miles 😊😊😊
1. CFU with 5x groceries and gas SUB 2. OG Freedom 5x PayPal 3. CFU 1.5x everything else 4. CSR 3x travel, 10x Lyft 5. CIC for 5x Amazon gift cards from Staples 6. Citi AA Biz 7. Hilton Aspire + World of Hyatt personal ngl I cooked with this setup
Yeah that's a pretty great setup! Nice work!
Excellent and very educational. I would like to get better at the points game someday. I have United Explorer, Southwest Priority and Hilton Aspire and Surpass. These have been straight forward and solid for me for where we fly from/to and where we stay. I just can't seem to pull the trigger on catch all cards or member reward cards as a most have a bunch of credits that I know I'll never use. If anything....and I have to dig deep here.....I'm eyeing the AmEx Green card and/or Chase Preferred. Any advice on those? It's just that one has to WORK AT IT to stay on the credits and stay focused.
Thank you! The Green Card is definitely an option for getting into Membership Reward Points. However it is possible that card might get some sort of refresh soon. The Sapphire Preferred is an excellent card and I would probably recommend that card over the Green Card! Hope that helps!
Tfs Matt. I've had the Delta Reserve card sonce last yr. I LOVE it. The no baggage fees, lounge access before AND after my flights, and the hotel credits are great for me. Add the status boost & upgrades and I'm keeping it unless the annual fee gets too crazy.
The Reserve card is a great card to have! One of my favorites
You have access after your flights? Website indicates access is only for before your flights and layover. Any tips you have?
@c.m.redhouse7667 Yes, you can get into the SkyClub before and after your Delta flight with the Reserve card. You can only get into the Centurion Lounge before departure.
My setup 1. BCE for groceries 2. WF autograph for dining or non united travel 3. Freedom flex for dining and 5% quarterly categories 4. WF Active cash for non category cash back 5. Coastal FCU signature premier rewards for gas 6. United Club Infinite (soon to be downgraded to either Quest or Explorer) for United purchases
That’s a great set up!
Awesome video!
Thank you! Glad you enjoyed it!
Great video, Matt. Well done. I was hoping that you'd compare the Aviator Red with the Aviator Silver. Is it worth the upgrade?
Yes
Credit card 💳
11/1/24 United has targeted offers for multipliers. Now untill the end of the year the Gateway has added x3 resturants, dept stores and wholesales clubs . Not a bad idea for holiday shopping. The offer has to be activated in the offer email. I have it to pair united business for its annual 5k personal pairing bonus. You don't earn pqp's I believe
Auth Users on the CSR having the same card number, CVV, and Ex date are a non starter. Capital One does Authorized Users and Account Managers correctly to me
I'm leaning toward the Preferred right now because it has the 3x streaming points and I don't do a lot of travel. Once I start traveling more, I may switch over to the Reserve.
Currently have (2) Aspire cards in my household and we love them. I’ve been a Hilton loyalist for almost (10) years now and get tremendous value from these cards. Highly recommend for anyone that travels either on business or leisure at least 5X a year. The Aspire card is a game changer for sure.
Nice redemptions!
Thank you!
Great video..thanks for the breakdown
Best redemption this year: LATAM business lie flats for P2 and me, LAX-SCL, 45K Alaska miles. We loved Chile, Argentina, and Uruguay.
I’m the opposite, when I fly I’m wearing the comfiest sweatshirt and sweatpants I own🤣
Very helpful video Matt. DTW looks pretty nice. It's been a while since I connected through there. I always liked that airport
DTW is one of my favorites! I love how open it is!
What is the best point redemption you have used?
Question: I booked a First class ticket from Austin Tx to Seattle Wa. I applied for Amex card (gold). Being that I have a first class ticket, do i get any access to the club? Also, if not, are we able to buy the access of 50.00pp possible with the sky miles?
Hi there. The only card that offer SkyClub access in the lineup is the Reserve card. And a domestic first class ticket does not offer SkyClub access. Your best option would be to open the Reserve card!
What I just read on Delta’s Access and Policies is that customers who are ticketed on same day domestic or international Delta One flight get access. Is this different than 1st class?
I currently hold the platinum and was thinking about adding the reserve card and despite the $650 annual fee, it pays for itself and more in value with one trip by utilizing the perks such as a companion person flying for free with lounge access including upgrades. Even though I don't fly often, it's worth it.
But why choose the reserve over the platinum delta? Are you only flying first and C+?
Grifters got to grift
Platinum card companion ticket doesn’t allow you to travel to Hawaii. It only allows Hawaii / Alaska residents to travel to the contiguous 48 states l
My preference is the Delta Reserved Card. I am a member and by holding this card, and adding my wife's additional card, I have saved money. For example, the card is great for access to the Centurion Lounge and Delta Sky Clubs. We save at least $100 per visit as we eat and drink on every layover. It is great. That alone has saved us around $300 per round trip, almost half of the membership fees. Also, for the first time, I took advantage of the companion certificate benefit; I purchased tickets to Cancun and we are flying first class with my daughter paying for 2 tickets instead of 3! That saved me $600+ so at this point, I cover the membership fee and more. Not to mention, we earned Sky Priority status with all the benefits of our Medallion status.
With the AMEX card you can pay a small fee (per auto rental) to have the card serve as primary insurance. I believe it’s two tier fee. I usually go for the 100k protection being $25ish. I currently use AMEX P, VX and CSP. Considering getting the CSR in the near future. Using the AMEX card is the easiest for my travel. I had a few bad incidents with the VX travel portal in Mexico. Might be time to upgrade my CSP card.
Man, I just don’t understand paying those fees. All the benefits are tied behind a set of rules that make it difficult to use. Raising those fees, really kills the worth these cards had.
Which rules are you referring to? I personally don't run into many issues with various rules
I’d pick the United club card between the three as it has great perks like unlimited airline lounge access and primary CDW. And you get more checked bags free
Aviator Silver and Executive are the combo for anyone aiming for AA status. Other than that, chasing status is a tall order for most people.
For me, the United club card is worth it for the lounge access alone. The IHG/Avis status bumps, along with the extra ways to bank miles make the card pay for itself in my opinion... as long as we pay it off :)
I do like the reserve, but as far as the upgrade list it doesnt do much for you. It’s an airline that targets more of the elite with their incredibly high spend to meet status. So, even if you have their CC it doesn’t really put you that much higher since people with status usually overtake you
Question - On the platinum companion certificate, can you use it and, then, choose to upgrade your seat for a fee as you usually allowed to do?
I just did this on my last trip. So it is possible.