This was super helpful. I was hit by uninsured driver. Was sent one check but was waiting on another because my 🚗was totaled.i hope this works out for me. Tfs & I'm glad I subscribed!!
My car was hit by an unknown driver that I don’t know and I filed a claim but my car is totally broken down can’t be fixed I’m still waiting for my claim can I cancel my insurance because I’m not driving my car can it effect my claim?
Me and my wife got in a minor car accident a month ago in Texas. We have an active Texas policy when this accrued. We are moving to Colorado and will need to have our vehicle repaired in CO (our vehicle is legally drivable-has only cosmetic damages) Because of how backed up the shops are in Texas we will need to have repairs done in CO however because we are moving to a different state we needed a New policy ,which is from a different company. We canceled our insurance policy inTexas which will end in one week when we officially move. Im stressed out because eour agent wont speak to us. Can we still get our repairs done using our old Texas policy in CO?
Morning. Sorry for the delay responding. I don't know anything about TX or CO law. However, my gut instinct says that if the policy was in effect at the time of the accident, it should provide coverage regardless where you are located when you get the car fixed. But I would keep calling your agent as they would know much better than me...
I was involved in a multi-collision with 3 other cars (I was found at fault) my insurance had to pay 3 LARGE claims plus my "wrecked" car amount. When is it safe to cancel, since my payment will spike?🤔🤔💀💀
Morning - sorry for the delay responding. That really is a question better suited for your ins agent rather than someone like me. Do you have an ins person you can talk to at your company?
Thank for the video. Will the incident be tracked by other insurance company if we change the insurance while a claim is in progress with first company? Will a claim with old company impact my premium with next company ?
Hello! How about if you ate third party insurer and your hit by a deer. How can the insurance help. If they can't help you. Can you cancel your insurance right away with out any problem in the future?
Hi, well, I've never been involved in that situation though I've been asked about it before. I would think the same principle applies - but I would strongly recommend you ask your ins adjuster or ins agent rather than me. They can provide you more accurate information.
Our car was hit by a deer , we filed our claim and the next day our policy ended , our car was just picked up by the tow 6 days later and we still dont have a rental car , when we go get the rental car will the insurance on the rental still be covered or will we have to pay the deposit on the rental car and get the rental insurance ?
Morning. Got to be honest - I really don't know anything about what happens when a car gets hit by a deer. In an auto accident with another car type situation, I would say there would be coverage if the policy was in effect at the time of the accident. This is really a question better answered by the insurance adjuster. Sorry I can't be more helpful on this one.... Best of luck.
I don't have a car anymore. I'm thinking of cancelling my car insurance because the rates in my city are some of the highest in Michigan. I'm thinking if I wait a year-and-a-half, a couple of my citations will "fall off" and I will be better off with rates. The only thing that scares me is that the lapse will make the rates higher too. I'm thinking that it might be worth it to just cancel and restart in 2025. Is it ever a good option to cancel your insurance totally if you have no car?
Morning - sorry for the delay responding. However, that's really a question better suited for an insurance agent than for an attorney. Do you have an ins agent you can ask?
Can I cancel my insurance claim after payout settlement? It took 3 weeks getting a settlement on my totaled car. But I started to have neck pains and back pains as well. Can I still fill for injury after my insurance settlement? It’s still pending because The decision is on me if I should accept to pay out my car or sell it to them. What should I do should I fill a compensate car injury?
Morning - I'm a little confused about the situation. If you haven't signed a release of all claims (or whatever your jurisdiction calls it) then I'm not sure what the problem would be. Go ahead and file a claim and see what happens is all I can suggest. Sorry I can't be more helpful on this one.
Will my can be covered if I get in a car accident total loss 1 months after I got my policy And if yes will the will the refund my money and the claim acv because I paid in full
I met in a car accident with minor injuriesa and i filed a claim starightaway...opposite car who i met the accidet with didnt submitted any claim against me and it was all settled on the site...after a month,i cancelled my insurance and the insurance company is asking me to pay an outstanding charge of 1360 pounds for cancelling the policy when there is a claim on investigation which was made by me..i dont need any car repairs and the opposite car hasnot got a complaint Is there any legal advises for me??? Would i need to pay ??
Morning - where did this accident take place? Sounds like outside of the US - and I wouldn't want to venture a guess as to what you can or can't do. Sorry about that.
I was rear ended by a driver who had the minimum 25k. I require surgery now and will miss 8 months of work. I’ve got UIM 100K but everything is going to be worth more than that. If I canceled my insurance and went with another one and bumped my limits to 500/500 would that help me at all?
Hi - so, are you asking if you can sign up for an ins policy after an accident occurs and have that ins policy apply to injuries suffered in the previous accident? If so, then I would say no. However, I would also urge you to speak with a local attorney as you appear to have suffered serious injuries and a local attorney can provide you better insight regarding your rights.
I have insurance In my car I have a accident my car loss but they take 2 weeks to give me a rental car now I can’t paid my insurance they cancel my insurance but is the other driver fault that’s gonna be a problem
I was in an accident over 2 years ago and now the person I was in the accident with is now trying to sue me, not my insurance company for the accident that I was not at fault for. The insurance company knows about this and since I haven't been served there's nothing they can do at this time, and since I was covered with insurance at the the time and the other party was not my insurance company said they're attorney would work this case, but my question can I change insurance companies? Or stay with them throughout this process?
Morning, well, very generally speaking, you should have coverage if you had coverage at the time of the accident. But I would strongly recommend you consult with a local attorney regarding this matter just to make sure.
Hello! How about after the claim is settled? I got in a accident ( my own fault ) and my rate went up. Understandably so but if I cancel my policy will the insurance company go after me? I heard insurance companies always get their money.
@@LawFull After my accident my rate increased as is expected but the amount that was lost was about $6000 in total. Even though they raise my rates in what Im assuming is them trying to recover some money, what would happen if I canceled? Is that something they can go after me for?
@@shaneedwardlee2299 Oh ok. I see what you're saying. I have never heard of anything like that before. If you cancel your policy, the insurance company would not come after you for additional money. Again, at least I've never heard of anything like that in all these years.
I am currently with Allstate and im in the middle of a auto insurance claim. Can i change my insurance to another insurance company and they pick up the claim?
can i and is it a good idea if i go back to my previous insurance company (Farmers) after i left and filed a home insurance claim and got a settlement?
@@LawFull i guess that they would see me as more of a risk now that ive filed a claim thus not want to renew my policy and probably charged me hella if they did so. Also may i use insurance claim money for personal use or do i need to repair car/home?
@@Fc9ers Hi, as far as the first part, I guess its possible. But seems to me if you want to pay them for a policy....... As far as what you can use it for, my guess that is based on your insurance contract. However, I have heard and/or had people who took money and used it for other reasons. Though again probably based on you rinsurance contract what you can do.
I was involve in a car accident last month and my car was declared totaled. I won't have a car for at least the next two months. Should I cancel my policy now even though I am getting myself a different car in the near future?
Hi Berna, that's a better question for an insurance agent. Who did you sign up through? I do not know what ramifications there might be such as losing a discount or etc etc. I just don't know. Can you ask your agent?
@@joser3937 I kept my insurance as I decided that I couldn't be w/o a car for two months. My car was totaled Jan 2021 and my insurance ends June 2021. February I downgraded to just liability for the meantime so I don't have to pay so much. Came March and I bought myself a new 'used' one then I upgraded again to full coverage. I paid most of it so I figured it will be wasted if I just cancel right away. Since, I knew that I'll be getting myself a car anyway, I just opted to continue. Saves me money and of course reputation on my insurance company
I was T boned by a drunk driver, and it was a hit and run. The police caught the guy, thank God. And the person had insurance, as did I. I was taken to the ER for back pain and have been in Physical Therapy for about 3 months. About 12-15 sessions. My medical bills have been about $6000. I can perform my exercises but have been told not to jog or run yet. I used to go to the gym 3-4 a week. I can't lift heavy anymore or jog. How much do you think I will get?
@@LawFull oh I was asking if I used my car rental coverage these past 3 weeks and then cancel my claim if they will charge me for the rental car! But now I just decided to let them total my car , I’m tired of arguing with them , they won’t budge on anything and the shop has my car so torn apart just for an estimate that I’m giving in, I hope I never have to deal with this again
My insurance company Assurance sent me to a claim adjuster. He keeps hanging up and never called . I had my car damaged since 6 months. I want to cancel they refuse to communicate to solve my issue. Are they fixing it or not.
No. Why would it be bad? Oh - do you mean you were not insured when the accident occurred and then renewed after? If so, the insurance won't cover you for the accident (If I understand you correctly).
@@JoseRamos-tg4ol Hi Jose, then I don't understand the question. If you had insurance at the time of the accident you are covered. And its fine to continue to keep the insurance. What is worrying you? Barry
@@JoseRamos-tg4ol So you paid for your insurance AFTER the accident but on the same day? Do not answer that online. If you'd like email me at info@legalvlogger.com. Barry
This was super helpful. I was hit by uninsured driver. Was sent one check but was waiting on another because my 🚗was totaled.i hope this works out for me. Tfs & I'm glad I subscribed!!
Thank you and best of luck with your case. Barry
My car was hit by an unknown driver that I don’t know and I filed a claim but my car is totally broken down can’t be fixed I’m still waiting for my claim can I cancel my insurance because I’m not driving my car can it effect my claim?
You helped me drastically thank you !
Does this work for home insurance as well?
Morning - I honestly don't know. I only dealt with auto insurance. Sorry I can't be more helpful on this one.
Me and my wife got in a minor car accident a month ago in Texas. We have an active Texas policy when this accrued. We are moving to Colorado and will need to have our vehicle repaired in CO (our vehicle is legally drivable-has only cosmetic damages) Because of how backed up the shops are in Texas we will need to have repairs done in CO however because we are moving to a different state we needed a New policy ,which is from a different company. We canceled our insurance policy inTexas which will end in one week when we officially move. Im stressed out because eour agent wont speak to us. Can we still get our repairs done using our old Texas policy in CO?
Morning. Sorry for the delay responding. I don't know anything about TX or CO law. However, my gut instinct says that if the policy was in effect at the time of the accident, it should provide coverage regardless where you are located when you get the car fixed. But I would keep calling your agent as they would know much better than me...
I was involved in a multi-collision with 3 other cars (I was found at fault) my insurance had to pay 3 LARGE claims plus my "wrecked" car amount. When is it safe to cancel, since my payment will spike?🤔🤔💀💀
Morning - sorry for the delay responding. That really is a question better suited for your ins agent rather than someone like me. Do you have an ins person you can talk to at your company?
Thank for the video. Will the incident be tracked by other insurance company if we change the insurance while a claim is in progress with first company? Will a claim with old company impact my premium with next company ?
Not sure I understand exactly what you're asking - but generally speaking, they know about all claims - if that's what you're asking
Hello! How about if you ate third party insurer and your hit by a deer. How can the insurance help. If they can't help you. Can you cancel your insurance right away with out any problem in the future?
Hi, well, I've never been involved in that situation though I've been asked about it before. I would think the same principle applies - but I would strongly recommend you ask your ins adjuster or ins agent rather than me. They can provide you more accurate information.
Our car was hit by a deer , we filed our claim and the next day our policy ended , our car was just picked up by the tow 6 days later and we still dont have a rental car , when we go get the rental car will the insurance on the rental still be covered or will we have to pay the deposit on the rental car and get the rental insurance ?
Morning. Got to be honest - I really don't know anything about what happens when a car gets hit by a deer. In an auto accident with another car type situation, I would say there would be coverage if the policy was in effect at the time of the accident. This is really a question better answered by the insurance adjuster. Sorry I can't be more helpful on this one.... Best of luck.
I don't have a car anymore. I'm thinking of cancelling my car insurance because the rates in my city are some of the highest in Michigan. I'm thinking if I wait a year-and-a-half, a couple of my citations will "fall off" and I will be better off with rates. The only thing that scares me is that the lapse will make the rates higher too.
I'm thinking that it might be worth it to just cancel and restart in 2025. Is it ever a good option to cancel your insurance totally if you have no car?
Morning - sorry for the delay responding. However, that's really a question better suited for an insurance agent than for an attorney. Do you have an ins agent you can ask?
Can I cancel my insurance claim after payout settlement? It took 3 weeks getting a settlement on my totaled car. But I started to have neck pains and back pains as well. Can I still fill for injury after my insurance settlement? It’s still pending because The decision is on me if I should accept to pay out my car or sell it to them. What should I do should I fill a compensate car injury?
Morning - I'm a little confused about the situation. If you haven't signed a release of all claims (or whatever your jurisdiction calls it) then I'm not sure what the problem would be. Go ahead and file a claim and see what happens is all I can suggest. Sorry I can't be more helpful on this one.
Will my can be covered if I get in a car accident total loss 1 months after I got my policy
And if yes will the will the refund my money and the claim acv because I paid in full
Morning - I'm sorry, I don't understand the question. Can you rephrase this?
I met in a car accident with minor injuriesa and i filed a claim starightaway...opposite car who i met the accidet with didnt submitted any claim against me and it was all settled on the site...after a month,i cancelled my insurance and the insurance company is asking me to pay an outstanding charge of 1360 pounds for cancelling the policy when there is a claim on investigation which was made by me..i dont need any car repairs and the opposite car hasnot got a complaint
Is there any legal advises for me??? Would i need to pay ??
Morning - where did this accident take place? Sounds like outside of the US - and I wouldn't want to venture a guess as to what you can or can't do. Sorry about that.
I was rear ended by a driver who had the minimum 25k. I require surgery now and will miss 8 months of work. I’ve got UIM 100K but everything is going to be worth more than that. If I canceled my insurance and went with another one and bumped my limits to 500/500 would that help me at all?
Hi - so, are you asking if you can sign up for an ins policy after an accident occurs and have that ins policy apply to injuries suffered in the previous accident? If so, then I would say no. However, I would also urge you to speak with a local attorney as you appear to have suffered serious injuries and a local attorney can provide you better insight regarding your rights.
I have insurance In my car I have a accident my car loss but they take 2 weeks to give me a rental car now I can’t paid my insurance they cancel my insurance but is the other driver fault that’s gonna be a problem
Hello, I have a question for you..
I was in an accident over 2 years ago and now the person I was in the accident with is now trying to sue me, not my insurance company for the accident that I was not at fault for. The insurance company knows about this and since I haven't been served there's nothing they can do at this time, and since I was covered with insurance at the the time and the other party was not my insurance company said they're attorney would work this case, but my question can I change insurance companies? Or stay with them throughout this process?
Morning, well, very generally speaking, you should have coverage if you had coverage at the time of the accident. But I would strongly recommend you consult with a local attorney regarding this matter just to make sure.
Hello! How about after the claim is settled? I got in a accident ( my own fault ) and my rate went up. Understandably so but if I cancel my policy will the insurance company go after me?
I heard insurance companies always get their money.
Hi, Im sorry but I am confused. What is your concern? Thanks
@@LawFull After my accident my rate increased as is expected but the amount that was lost was about $6000 in total. Even though they raise my rates in what Im assuming is them trying to recover some money, what would happen if I canceled?
Is that something they can go after me for?
@@shaneedwardlee2299 Oh ok. I see what you're saying. I have never heard of anything like that before. If you cancel your policy, the insurance company would not come after you for additional money. Again, at least I've never heard of anything like that in all these years.
@@bz3232 ok thank you Barry, this is my first major accident in 25 years of driving. I appreciate you!!
I am currently with Allstate and im in the middle of a auto insurance claim. Can i change my insurance to another insurance company and they pick up the claim?
No. The insurance that is on the hook is the insurance in effect at the moment of the accident.
can i and is it a good idea if i go back to my previous insurance company (Farmers) after i left and filed a home insurance claim and got a settlement?
Hi, I can't think of any reason off the top of my head why that wouldn't be ok..... What is your concern? Thanks for the comment. Barry
@@LawFull i guess that they would see me as more of a risk now that ive filed a claim thus not want to renew my policy and probably charged me hella if they did so.
Also may i use insurance claim money for personal use or do i need to repair car/home?
@@Fc9ers Hi, as far as the first part, I guess its possible. But seems to me if you want to pay them for a policy....... As far as what you can use it for, my guess that is based on your insurance contract. However, I have heard and/or had people who took money and used it for other reasons. Though again probably based on you rinsurance contract what you can do.
I was involve in a car accident last month and my car was declared totaled. I won't have a car for at least the next two months. Should I cancel my policy now even though I am getting myself a different car in the near future?
Hi Berna, that's a better question for an insurance agent. Who did you sign up through? I do not know what ramifications there might be such as losing a discount or etc etc. I just don't know. Can you ask your agent?
Hi Berna, what did you end up doing with your policy. I'm currently in the same situation.
@@joser3937 I kept my insurance as I decided that I couldn't be w/o a car for two months. My car was totaled Jan 2021 and my insurance ends June 2021. February I downgraded to just liability for the meantime so I don't have to pay so much. Came March and I bought myself a new 'used' one then I upgraded again to full coverage. I paid most of it so I figured it will be wasted if I just cancel right away. Since, I knew that I'll be getting myself a car anyway, I just opted to continue. Saves me money and of course reputation on my insurance company
I was T boned by a drunk driver, and it was a hit and run. The police caught the guy, thank God. And the person had insurance, as did I. I was taken to the ER for back pain and have been in Physical Therapy for about 3 months. About 12-15 sessions. My medical bills have been about $6000. I can perform my exercises but have been told not to jog or run yet. I used to go to the gym 3-4 a week. I can't lift heavy anymore or jog. How much do you think I will get?
Really tough to say. Depends on a lot of other things as well. Do you have an attorney? That would help.
Powerful words
Hi Florence, thanks for the comment. Barry
pretty helpful stuff 👌
Glad to hear it. Thanks for the comment.
Will I owe my car rental that I used if I cancel my claim
Hello, I am sorry but I don't understand your question.
@@LawFull oh I was asking if I used my car rental coverage these past 3 weeks and then cancel my claim if they will charge me for the rental car! But now I just decided to let them total my car , I’m tired of arguing with them , they won’t budge on anything and the shop has my car so torn apart just for an estimate that I’m giving in, I hope I never have to deal with this again
@@gemnilvr I hope you never have to as well. Best of luck
Insurance told me I would heal on my own and gave me 1k claim
And I haven’t healed yet .. I need help
I’m still with them too 😢
Hello, I'm a little confused by this. Question for you - have you consulted with a local attorney for help? If not I strongly suggest you do....
Your insurance will non-renew YOU after filing a claim.
My insurance company Assurance sent me to a claim adjuster. He keeps hanging up and never called . I had my car damaged since 6 months.
I want to cancel they refuse to communicate to solve my issue. Are they fixing it or not.
Have you tried to go above your adjuster's head and called his manager? That would be the next thing you could do theoretically.....
Why would you want to cancel your insurance policy after a claim ?
If the car was totaled and no longer have a car, why continue to pay?
If I renew my insurance after a car accident is that bad
No. Why would it be bad? Oh - do you mean you were not insured when the accident occurred and then renewed after? If so, the insurance won't cover you for the accident (If I understand you correctly).
@@LawFull yes I pay for I when I got hit but his insurance cover it because I was hit t bone
@@JoseRamos-tg4ol Hi Jose, then I don't understand the question. If you had insurance at the time of the accident you are covered. And its fine to continue to keep the insurance. What is worrying you? Barry
I got hit and the person that hit me his insurance pay for everything but my insurance told me that why I make a payment the same day I got hit
@@JoseRamos-tg4ol So you paid for your insurance AFTER the accident but on the same day? Do not answer that online. If you'd like email me at info@legalvlogger.com. Barry