$20K MONTH | How I Spent It in August

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  • Опубліковано 17 лис 2024
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КОМЕНТАРІ • 44

  • @LynnDanielleTreasure
    @LynnDanielleTreasure 2 місяці тому +5

    I like how you budget. Simple and doable. Spreadsheets can be scary. Glad I found your channel in 2021/2022 era. Keep shining.

  • @kmforward3808
    @kmforward3808 2 місяці тому +7

    Lovely, I've been adding more to the mortgage principal also. Slow and steady!!!

  • @LaToyaPlansLife
    @LaToyaPlansLife Місяць тому

    Woo hoo!! 🎉 What a beautiful monthly budget...$20k is the true flex 😉☺️

  • @patriciamaldonado8046
    @patriciamaldonado8046 2 місяці тому +5

    My home is paid for and it's the best feeling! I know it's better to invest (especially if the interest is a good rate) but it was stressing me out as a single person!! 😂 I don't regret the decisions I've made for my household! XOXO

  • @mhodge0890
    @mhodge0890 2 місяці тому +3

    Your videos inspire me. Thank you so much. I just hit 6 figure net worth this year. Still trying to build my emergency fund to 10k

  • @wudy22
    @wudy22 2 місяці тому

    We appreciate you as well! 🙏🏾😌❤

  • @Crystal-je7gx
    @Crystal-je7gx 2 місяці тому +2

    Great job. Yess count that interest as income because it is.

  • @zoea2812
    @zoea2812 2 місяці тому

    I love your videos, Tinesha. They always inspire me to keep on trying. Your personality just shines through, and they brighten my day. Our lives could not be more different, but Im a faithful viewer. Im a single, disabled middle aged Mom from the UK with a tiny income & when i just cant get the numbers to match. I just think keep going. Thankyou for all that you do ❤

    • @FunandBudget
      @FunandBudget  2 місяці тому

      Awww thank you so much for being here. Visiting Belfast next month.

  • @traceyl9959
    @traceyl9959 Місяць тому

    Thanks so much!

  • @LifewithTee76
    @LifewithTee76 2 місяці тому +1

    This is awesomeness! Count that interest as income!!!🎉

  • @stephaniel6867
    @stephaniel6867 2 місяці тому +1

    I can't believe you haven't set the phone up yet Tinesha. I went to the phone store the other day and they were way to busy for me. Great job on the budget. Also it's ok to adjust your investing from time to time. I adjusted mine recently myself as well. It's temporary and will be even more in the future.

    • @FunandBudget
      @FunandBudget  2 місяці тому +2

      LoL...I am the queen of using something 34334343 months after I got it. Jay got me some earpods for Christmas...I JUST opened the pack when I went to Tanzania in August. My niece gave me a gift 2 christmases ago - I opened the box last month...lol

    • @shiquita8936
      @shiquita8936 2 місяці тому

      ​@@FunandBudget😂 omg that is something lol

  • @AntonioLavender
    @AntonioLavender 2 місяці тому +1

    Amen Sister 🙏🏾💯

  • @rbraxton00
    @rbraxton00 2 місяці тому

    Great video!

  • @shaintac6072
    @shaintac6072 2 місяці тому

    Love the shirt

  • @jandabest5261
    @jandabest5261 2 місяці тому +1

    Thanks for sharing! I recommend you do add your interest as income because it is passive income. I receive about $3k/month from my CDs and about $180/month from my HYSA. I count them as income and I invest it all, so it’s subtracted from my “Investments” line item. I do this because I have too much savings and this is a good way to DCA into the market. Great video!

    • @FunandBudget
      @FunandBudget  2 місяці тому

      That's a great idea! Right now I leave it alone because the plan is for it to go on the house but after that I will definitely revisit and look at doing it the way you do it.

  • @thebonnicks
    @thebonnicks 2 місяці тому

    That HYSA is the best thing ever. I’m so grateful to you for putting me on. I need someone take over.😫😂😂I don’t know why I won’t count it down to the penny and then I waste a lot. Congrats paying off the bed!

    • @FunandBudget
      @FunandBudget  2 місяці тому

      Count what down to the penny? I round up/down.

    • @thebonnicks
      @thebonnicks 2 місяці тому

      I should have clarified. I cannot seem to account for every penny when budgeting. I guess I’m not really budgeting. I know what comes in and goes out. I leave way too much excess money which ends up being waste (at Starbucks and Homegoods😂).

    • @FunandBudget
      @FunandBudget  2 місяці тому

      I gotcha.

  • @chyvonneharris6433
    @chyvonneharris6433 2 місяці тому

  • @brucebanksshow
    @brucebanksshow 2 місяці тому

    You should have just sold something on FB marketplace. I know you have things that need to leave your house.

  • @TMKJG24
    @TMKJG24 2 місяці тому

    I never thought to count my interest as income either matter facts its coming on the 13th 😂😂😂😂

  • @mhodge0890
    @mhodge0890 2 місяці тому

    I’m interested in brokerage account over an high yield savings account that’s all

  • @Mr-Sam-I-Am
    @Mr-Sam-I-Am 2 місяці тому +2

    Try WD40 before buying a new chair!

    • @stephaniel6867
      @stephaniel6867 2 місяці тому

      Yes please try it before buying a brand new chair.

    • @FunandBudget
      @FunandBudget  2 місяці тому +2

      Ok...let me tell Jay. JAY WD40 THIS CHAIR..lol

  • @TMKJG24
    @TMKJG24 2 місяці тому

    Never thought to include my interest as income either I will get paid for that on the 13th of this month.

    • @FunandBudget
      @FunandBudget  2 місяці тому +1

      I'm not including it in the future simply because I don't plan on spending it elsewhere. I try to only include funds that I am making a decision about.

    • @TMKJG24
      @TMKJG24 2 місяці тому

      @@FunandBudget me either all $9.00 of it 🤣🤣🤣

    • @FunandBudget
      @FunandBudget  2 місяці тому +1

      🤣🤣🤣

  • @blessedwithone
    @blessedwithone 2 місяці тому

    🤑🤑🤑

  • @Mens-Wisdom
    @Mens-Wisdom Місяць тому

    What the hell do you do to make 20k a month?

    • @FunandBudget
      @FunandBudget  Місяць тому

      Mainly my day job. Im a software tester.

    • @Mens-Wisdom
      @Mens-Wisdom Місяць тому

      @@FunandBudget Awesome! Good for you.👍