முதலீட்டிற்கு asset allocation ஏன் அவசியம்? அதை செய்வது எப்படி?

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  • Опубліковано 4 жов 2024
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КОМЕНТАРІ • 66

  • @mansoor.ahmed.m
    @mansoor.ahmed.m 4 роки тому +8

    Shirt answer, semma sir. Have a lot to learn from you about life.

  • @prabhakaranm95
    @prabhakaranm95 4 роки тому +9

    Thank you very much Pattu sir for your dedication and clear explanations !!!
    You are changing our lockdown days with informative & useful financial concepts (especially young investors like me). Thank you 😊

  • @rajubalasubramaniyam9002
    @rajubalasubramaniyam9002 2 місяці тому

    Oh i missed the bus no worries will be investing in full swing started in 2022 and going good; great insights and genuine effort ; thanks for making your time Pattu Sir.

  • @akilvenugopalan8989
    @akilvenugopalan8989 4 роки тому +3

    I've been following your videos, sir. You have been doing a tremendous job of educating the fellow beings. It needs a lot of patience, focus and most importantly the passion to share the knowledge that you have gained over the years. I love the tamil version. Tamil version is more lively and engaging.
    On a lighter note..
    an analogy..
    If English version is like a strict professor in class (giving lectures), the tamil one is more of a friendly, engaging cool guy :)

  • @niroshakeerthi1510
    @niroshakeerthi1510 4 роки тому +1

    U r an awesome, intelligent and lively teacher sir.

  • @freaker005
    @freaker005 3 роки тому +1

    As per my knowledge UR the only person who gives exact way to calculate our financial planning based on the goals. I dont know how did i missed ur videos for the past 11 months. Really appreciate ur contribution towards the financial literacy to common people like me. Hats off to u. Please keep videos in tamil as well. so that the common people also can understand. Just a small request from side and thanks to u and ur team if any.

  • @babuanandarajduraipandian610
    @babuanandarajduraipandian610 3 місяці тому +1

    Sir, thanks for your video. I am too late to know about financial information.
    Nearly 25k once in 3 months I am putting in lic, now I want to stop and get back those money to maximize my asset allocation. It's possible to withdraw or have to wait till maturity.

  • @venkatakrishnanjayaraman5410
    @venkatakrishnanjayaraman5410 4 роки тому +1

    Namaskaram Pattu, @44 my allocation, is Equity 60: Debt 40. I have to take this risk as i am still catching up with lost time. Insightful video again. நன்றி

  • @HUNTER-cq1pd
    @HUNTER-cq1pd 4 роки тому +1

    Thanks for UA-cam for recommending me this video

  • @pabdulhakkeem
    @pabdulhakkeem 4 роки тому

    A Genuine practical person sir neega...

  • @senthilkumarsivaraman567
    @senthilkumarsivaraman567 4 роки тому +4

    Hello Sir, Thanks for sharing details in Tamil. I noted "Are the basics covered? " topic in Asan ideas for wealth FB page. Could you please explain in Tamil ?

  • @kannanrev
    @kannanrev 4 роки тому

    Truly speaking nowadays ur videos are mandate for young investors. Today I did for my retirement calculator with ur strategy, and it seems @36 I've to be equal amount for investment until my retirement, to get the corpus for my post retirement life... This really gives the clarity, where I'm standing and it will be tough... I've calculated with inflation as 8% and return reduced in every 8 years..

  • @sivaramann9783
    @sivaramann9783 4 роки тому +1

    well explained on asset allocation. Good show Sir.

  • @karthikeyans9393
    @karthikeyans9393 4 роки тому

    Sir your video are helpful to native tamil speakers and please do more videos in Tamil .

  • @BikerDaDInt650
    @BikerDaDInt650 Місяць тому

    Sir unga retirement calculator i tried for 50k expenses with 8% inflation i need corpus of 15 crores feel bad to retire with huge corpus ,

  • @sathishr2791
    @sathishr2791 4 роки тому +1

    Happy to see the length of the video is long...

  • @venkatesh6296
    @venkatesh6296 4 роки тому +1

    Pattu Sir, I am following your video regularly. Thank you for efforts for explaining on various aspects of financial planning and sharing your honest views. I have question about asset allocation. I have a residential house which is self occupied and partly rented out and generates cash flow. Should I consider this property as part of my fixed income portfolio or not? Please share your view. Thank you.

  • @suriyakumar1306
    @suriyakumar1306 4 роки тому +1

    Super sir.! 👍

  • @smartswathik
    @smartswathik 4 роки тому

    Hi Pattu Sir, My Age is 30 i am just started to invest 30% of my net income, and In that total investment amount (Nifty50 - 35%+ Next50 - 35%) and Dynamic Bond Fund - 30%. I already have 10L in my PF account. As you mentioned move that from PF to equity, How much I have to move from PF? I don’t have FD,VPF,PPF.

  • @ramamoorthyperumal5688
    @ramamoorthyperumal5688 4 роки тому +1

    Happy to see your videos :)

  • @ravichandransrinivasan5535
    @ravichandransrinivasan5535 3 місяці тому

    🎉 Excellent Sir

  • @naanumavalum4691
    @naanumavalum4691 4 роки тому

    First video impressed and subscribed thanks a lot sir for ur valuable information

  • @selltspl
    @selltspl 4 роки тому

    Vanakkam Pattu brother, As per your earlier Retirement Planning video , I made Excel in Google doc and made retirement return 10% to 5 %. Through Goal seek formula I got my actual investment amount . but after this video calculation assign portfolio return value from sheet2 to sheet1 Return column its all changed 8.5% to 7.9 (previewsly its 10% to 5%) also no zero value at the age 85 (got ₹21,358,093) . please clarify where I done mistake

  • @sathish9913
    @sathish9913 4 роки тому +5

    Hello sir, i am 26 and i have been investing mutual funds for a year and my returns are -13%. Do i need to worry if my investment is for a 10 year plan or should keep investing.

    • @vasanthakumarm9966
      @vasanthakumarm9966 4 роки тому +2

      Don't worry u r lucky, Market is about fall 30 present and ur portfolio is only 13 present. It is the time to celebrate 🎉.. please don't stop ur investment here. Actually this is the time to increase ur sip. Markets are likely fall in near future but in 10 to 20 years it will make ur self as better position..
      Like buffet said, market is voting machine in short term and weighing machine in long run... please invest in urself by learning more by utilizing this opportunity....Hope u Will be in safe position.....all the very best for your future.

    • @karthickc1988
      @karthickc1988 3 роки тому +1

      Ippo epdi bro . Returns enna as of now

  • @senthilkumaran8502
    @senthilkumaran8502 4 роки тому +1

    Sir thanks for the info..
    As CPS - Contributory pension scheme(10%of basic pay of employee+10% contribution of government) is mandatory for us, is it enough for retirement corpus.?( Already i have 10 years savings in that.)

  • @santhoshvg7144
    @santhoshvg7144 4 роки тому

    Sir, also kindly provide video on
    what is a blog and how to earn from it.

  • @kotte871
    @kotte871 4 роки тому

    sir iam in service Already investing in CPS additionaly planning to investing in MF (Invested in 2MF) this will met retirement corpus goal ₹ 4cr

  • @Dr.Suthan0912
    @Dr.Suthan0912 4 роки тому

    please explain about the investment tab. Whether it is the total investment available in my hand in a month or only certain percentage?

  • @narendran871987
    @narendran871987 4 роки тому

    Thank you sir.

  • @deepakchakravarthy5775
    @deepakchakravarthy5775 4 роки тому

    Instead on another channel, please add English subtitles.

  • @haibalajibabu
    @haibalajibabu 4 роки тому

    Sir,
    You made Expanses and investments with some percent inflation rate. It's okay. But if you see our salary is not at all increasing barely two to three years after we get 10 percent hike. How we can work with this concepts.

  • @arulpragasam4872
    @arulpragasam4872 4 роки тому +2

    நீங்க சொல்றது ஒண்ணுமே புரியல

  • @nishanthviswajith1496
    @nishanthviswajith1496 3 місяці тому

    If inflation is 8%, then return should be atleast 12% after all tax deductions

  • @dineshviswanathan1421
    @dineshviswanathan1421 4 роки тому

    Hi Sir ....Do u have physics channel in tamil? I am fortunate enough that I am watching your videos @29 :) Thanks

  • @Pgsgopi
    @Pgsgopi 3 роки тому

    Sir I am 32 married. I need to build a corpus of 5 crores in 20 years.. I am doing regularly PPF(50k/year),MF(15k/month/all equities mix of index,flexi,small,mid),ULIP(5k/Mon),LIC(30k/year),DIRECT STOCKS(30k/year).
    Is it possible with these investments.

    • @kmbala555
      @kmbala555 2 роки тому

      We can't predict returns for Mutual funds, PPF, ULIP Direct stock.

  • @Aroundtheworld1821
    @Aroundtheworld1821 4 роки тому

    Hi Sir, I planned to invest in Nifty next 50. ICICI or UTI which one is good. Expense ratio for UTI is low but cash holding is -0.21% should I consider this ?? Thanks in advance.

  • @ryanstoothplace
    @ryanstoothplace 2 роки тому

    At 48yrs how to plan sir

  • @arunr6264
    @arunr6264 4 роки тому

    Sir, can i wait for nifty fall down less than 8000 pts to invest? all suggestion welcome..

    • @vasanthakumarm9966
      @vasanthakumarm9966 4 роки тому

      It may be difficult for human mind... because now u think if nifty go below 8000 u will in invest..but at the time nifty fall below 8000 ur mind suggest you like 'why not we wait further to nifty fall some more ' like it continues......If u directly look for equity (stocks) u need to chk the intrinsic value of your stocks..if it is in attractive value u can start accumulate...if u r going for MF u slowly start the sip without any delay....all the very best for ur great future ahead...

  • @ROKYROSHAN7
    @ROKYROSHAN7 4 роки тому

    Sir please talk about mean reversion and it's effects in stock market

  • @rahul.j9977
    @rahul.j9977 4 роки тому +1

    Hi Pattu sir.. Is your goal based invseting paid video is available in tamil ? If not is it possible to make that in tamil so that many viewers can pay n learn

  • @manochoco23
    @manochoco23 4 роки тому +1

    Debt mutual fund ennale ipo lam nadungudhu 😁😁

  • @suraysilver3859
    @suraysilver3859 4 роки тому +1

    Sir my age 25...I'm new to investment where I can invest ....I'm planning to invest in uti nifty index fund and nifty next fifty.. 50:50 ratio for next 10 years is it fine sir??? Or where I can invest....

    • @pattufreefincal
      @pattufreefincal  4 роки тому

      choice of ratio you have to decide will do a post

    • @suraysilver3859
      @suraysilver3859 4 роки тому

      @@pattufreefincal OK sir Thankyou🙏

    • @MrSmarthunky
      @MrSmarthunky 3 роки тому

      @@pattufreefincal Sir, Is this done? Can you please post the link if done. Will be helpful.

  • @karthickc1988
    @karthickc1988 3 роки тому +1

    Thalaiva tamil video va. 👍

  • @muthukumar0788kumar
    @muthukumar0788kumar 4 роки тому

    Sir, Is there nifty50 and nifty junior 50 funds for long term (above 5 years).

  • @soumendubarua1120
    @soumendubarua1120 4 роки тому

    Sit kindly make the same video in English... I am unable to find the English version of this video..

  • @ragurunathan
    @ragurunathan 3 роки тому

    Sir send me u r course details

  • @arulpragasam4872
    @arulpragasam4872 4 роки тому

    சொல்லறது தெளிவா சொல்லுங்க

  • @anandnv2285
    @anandnv2285 4 роки тому

    Hi Pattu Sir, I would like to speak with you. How can I reach out to you?

  • @haibalajibabu
    @haibalajibabu 4 роки тому

    Sir,
    You made Expanses and investments with some percent inflation rate. It's okay. But if you see our salary is not at all increasing barely two to three threes we get 10 percent hike. How we can work with this concepts.