WAS IT WORTH TAKING AN EDUCATION LOAN TO STUDY ABROAD? 🇨🇦 🇺🇸 🇦🇺 🇬🇧 🇩🇪

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  • Опубліковано 3 лип 2024
  • Is it worth taking an education loan for Canada? Is it worth taking an education loan to study abroad?
    LINK TO GET IN TOUCH WITH THE TEAM: forms.gle/qF9tBEb4yUjHr12CA
    Chapters:
    0:00 Introduction
    0:43 How much did I borrow?
    01:16 Was it enough?
    01:59 How much interest was accumulated?
    02:43 How should new new students plan in 2024?
    04:38 What was the re-payment structure?
    05:25 Am I able to pay off my education loan?
    06:56 How exactly do I pay it off?
    ______________________________________________________________
    Free Resources Here: piyushcanada.com/everything-else
    Instagram: / piyushmerwal
    Facebook Group: / 517690702564600
    ______________________________________________________________
    #CanadaStudyVisa #InternationalStudent #StudyInCanada #PiyushCanada

КОМЕНТАРІ • 104

  • @PiyushCanada
    @PiyushCanada  4 місяці тому +4

    forms.gle/qF9tBEb4yUjHr12CA

    • @nir5892
      @nir5892 4 місяці тому

      I did filled the form and someone did reach out . But its person to person conversation where I feel hesitated to share my personal details . I would have felt comfortable if I could know organization or if they are registered or not

  • @nir5892
    @nir5892 4 місяці тому +20

    That is why nepalese student pay loan and dont buy car

  • @kirtimane8704
    @kirtimane8704 4 місяці тому +4

    Very very informative video.. thanks.. & best wishes for your future journey 🎉

  • @dhairyamalhotra4813
    @dhairyamalhotra4813 4 місяці тому +8

    congrats brother on paying off your loans wishing you even more success in the future💯💯

  • @bindudinesh2948
    @bindudinesh2948 4 місяці тому +3

    Very good information video. Really needed to have this information on education loans 😊

  • @xspotcarsnbikes182
    @xspotcarsnbikes182 4 місяці тому +1

    Motivated now thank youu

  • @ryansh_2908
    @ryansh_2908 4 місяці тому +1

    Bro, I have one question but it’s not regarding to the video I’m asking you because you always reply to everyone
    So my question is
    Is it good to fill out the PD 24 form to get the deducted EI money back?

  • @Supreet-HR11
    @Supreet-HR11 3 місяці тому +1

    Sir Please make videos on How to be Doctor in Canada Sir Please discuss all the condition like what if we have done M.B.B.S. from INDIA and then what and how to do in CANADA or after 12th and Sir Please make the video on all the exams in Canada and Sir lifestyle and then please compare the conditions of U.S. and Canada. Sir I had seen many videos but I not got the content, knowledge and information which I got from you. Seeing your videos I want to settle in Canada but I want to be a doctor. If you made any video on it then please reply me. Sir please made video. Thanks

  • @user-wo3mw8mc6o
    @user-wo3mw8mc6o 4 місяці тому +3

    Bhai logo ko gumrah mat karo aapne jo 40 lakh bataye wo pure 12 sal ke liye the but agar aap jaldi loan pay kar do to it's under 25 lakhs

  • @viveksatghar3854
    @viveksatghar3854 4 місяці тому

    Studied in Ontario. Moved to New Brunswick for PR through AIP . Work permit extended for 18 months . What’s the possibility??

  • @ketansurve6336
    @ketansurve6336 4 місяці тому +4

    Is Toronto Metropolitan University (formerly Ryerson University) is good for Full Time Master of Science - Data Science and Analytics program.

  • @r.jass_arts4855
    @r.jass_arts4855 2 місяці тому

    thanku so much ❤❤❤

  • @atifdon15
    @atifdon15 4 місяці тому

    Really good content on this one,
    Highlights- what education loans actually mean, how much it helps, how much it burdens, how to tackle that burden. Then also explains what criteria validates this financial burden.
    Only thing missing is an example for new student - like a user case
    For example a new student wants to immigrate/study abroad, has a bachelor’s in engineering or business admin - what it looks for him/her.

  • @parimalpatel8370
    @parimalpatel8370 4 місяці тому +1

    bro mene 2021 me b.e.mechanical kiya he.. further study ke lite konsi college a66i rhegi?

  • @SaurabhSharma-gq8if
    @SaurabhSharma-gq8if 4 місяці тому +1

    /Hi Peyush. Thanks for the valuable info. Can u tell me that after we graduate only after that repayment and grace period start or they also count the Study Years?

    • @maharshibilgi
      @maharshibilgi 4 місяці тому

      The day money is transferred in your account the countdown starts

    • @PiyushCanada
      @PiyushCanada  4 місяці тому

      Hi Surubh,timer starts the day you take disbursement. so technically your study period is your grace period.

  • @avicanadian
    @avicanadian 4 місяці тому +1

    pheli baar achi video banayi hai - otherwise I always do constructive criticism. Loved the way you are upskilling your financial health

  • @user-ry3px9rm2i
    @user-ry3px9rm2i 4 місяці тому +1

    Is project management stands a great chance of getting job in canada?

  • @Karan___sharma___
    @Karan___sharma___ 4 місяці тому

    Brother I need a Guidance from you.....I have a 4 Years Gap actually after 12th(non med) and my acquittance are only in canada.....Before December 2023...I can Afford Canada with Loan but Now when the requirements are uplifted....So it become impossible to me....every banks and NBFC are demanding Collateral that my family don't have enough.....due to 4 years bachelor process......So should I still Choose Canada,I'm looking towards Health Sector and Tech Sector, because I don't have any support in other countries moreover most countries don't accept gap too

  • @narjis5757
    @narjis5757 4 місяці тому

    I would appreciate your help as I am preparing to submit an application for permanent residency in Canada. I have two years of administrative experience and one year of college teaching experience. Can I use these experiences as a basis?

  • @xxxtentacionfan8940
    @xxxtentacionfan8940 Місяць тому +1

    Bro graduation karna zada benefits rahega ya degree karna in abroad.. please reply

  • @Sunshine32412
    @Sunshine32412 4 місяці тому

    What if you haven’t taken any loan and you have 21000 gic and an entire year’s fee for mba. Are things gonna be easy for me? I’m so nervous about this whole move from pakistan to canada. Kindly respond

  • @user-bhagy_patel
    @user-bhagy_patel 4 місяці тому

    Which biomedical course are you recomend i canada it is high demanding right few years

  • @joffreytargaryen3774
    @joffreytargaryen3774 4 місяці тому +2

    BBA : International business is this a good Course?

  • @thehm5578
    @thehm5578 3 місяці тому

    If i do msc.psychology(neuroscience/clinical/industrial) from UBC will i be able to pay back my loan?
    Please reply bhaiya🙏

  • @deepdhaliwal8302
    @deepdhaliwal8302 Місяць тому +1

    Bro when we have to pay the EMi of Loan

  • @karamjitkaur4935
    @karamjitkaur4935 4 місяці тому +1

    +2 vale no v study loan mil sakda aur kab vapis kar sakde a

  • @kklot5683
    @kklot5683 4 місяці тому

    Bro I got admission to master in computer science in Lakehead University thunder bay for September 2024 is it a good option

  • @chhavitiwari5448
    @chhavitiwari5448 4 місяці тому

    Hi, I've been accepted for MBA program in September intake. Anyone else in sept? Hit me up.

  • @095korea
    @095korea 4 місяці тому +1

    Hi. I am in South Korea... and i want to talk to you one on one.... can you please let me know how can i talk to you??
    Thank you

  • @user-lq2gi8jx7f
    @user-lq2gi8jx7f 4 місяці тому

    My brother has done mechanical engineering and have job experience but wanted to pusrsue masters it is worth coming

  • @ashwanigoel4624
    @ashwanigoel4624 4 місяці тому +1

    I also paid around 50% of my education loan within the years of grace period

    • @PiyushCanada
      @PiyushCanada  4 місяці тому

      Thats amazing! So happy for you. Rooting for your success.

  • @btxarsh
    @btxarsh 3 місяці тому

    Canada visitor visa pe Mexico ja sakta hai kya please comment

  • @harshclashex6003
    @harshclashex6003 4 місяці тому +2

    I'm going for university of Winnipeg in Applied Computer science course, is there anyone going to Winnipeg?

    • @Thor0133
      @Thor0133 24 дні тому

      Hello bhai Kitna karcha aara aapka kuch bta do

  • @ramandeepkaur-ul6mb
    @ramandeepkaur-ul6mb 20 днів тому +1

    Hlo sir mujhe abroad Jana hai for work kya mujhe loan milega 😢

  • @kshitijwalwaikar5968
    @kshitijwalwaikar5968 4 місяці тому

    Hey Piyush! Hope you are doing well. I am planning to enroll in a two years post degree programme. The college website mentioned that the duration is of 2 years but on the Offer letter the total duration mentioned is of 1 years 9 months and 27 days. Now my question is that will I get a 3 years of work permit or will I get less than that? I spoke with IDP guy and he has informed me that on paper my program will be considered as a 2 years and it will make me eligible for a pgwp of 3 years. I wanted to ask your opinion on the same. Thanks!

    • @PiyushCanada
      @PiyushCanada  4 місяці тому

      Usually Anything more than 16 months get a 3 years PGWP

    • @kshitijwalwaikar5968
      @kshitijwalwaikar5968 4 місяці тому

      okay, my post Post-Baccalaureate program has 4 semesters in total. How many sems did you have, and what was the total duration mentioned on your offer letter was it more than 2 years or less in duration? My program has 60 credits in total. @@PiyushCanada

  • @harshilthakkar1716
    @harshilthakkar1716 4 місяці тому

    Bro you said that your are sending money every month so could you help me actually i want CAD here in canada and I will pay you in india so we both get better rate...

  • @gunitakour4113
    @gunitakour4113 4 місяці тому

    "Piyush Canada,
    I wanted to take a moment to express my heartfelt appreciation for the invaluable content you consistently share on your UA-cam channel. Your video on loans and financial insights for Canadian students was truly enlightening.
    As a dedicated subscriber, I am continuously impressed by your ability to break down complex financial concepts into digestible, actionable advice. Your passion for educating and empowering your audience shines through in every video.
    I want to extend my sincere gratitude for the positive impact you've had on my financial knowledge and decision-making. Your guidance has been instrumental in helping me navigate the intricacies of student loans and finances.
    Thank you for your unwavering commitment to providing valuable content, and I eagerly anticipate your future videos.
    🎉 all the best for the future 🎉

  • @ANSH_DHILLON
    @ANSH_DHILLON 4 місяці тому +2

    Getting a loan of 25 lakhs at 9.3% interest rate... for 3+12 years
    Is it a good choice
    (Taking Web development course in ontario btw)

    • @atifdon15
      @atifdon15 4 місяці тому +2

      To justify this loan and If it’s webdev I hope it’s in a very good university, webdev is all the rage today and will get saturated soon with a lot of webdev students, but to be honest webdev is not going anywhere anytime soon, we will just have a lot of competition in webdev so I hope you target a very good uni for that, and keep adding to your skills.

    • @ANSH_DHILLON
      @ANSH_DHILLON 4 місяці тому +2

      @@atifdon15 thanks for your view...
      The college I'm taking is Durham College, Oshawa, Ontario
      It's a co-opp program so I guess it would provide some worthy work experience as well

  • @Arsh2501
    @Arsh2501 4 місяці тому

    How is computer system technician?

  • @anuj40092
    @anuj40092 4 місяці тому

    Paid off my education loan in just 5 months just with my salary after my masters degree. Loan amount was same as yours.

  • @vikashkumarsrivas5792
    @vikashkumarsrivas5792 4 місяці тому

    Brother i have choosen Motive power technician course which is 2yr diploma course from Niagara College so is this course comes under specific course or generic? or does it worth it or not must reply ❤❤🙏🙏

  • @user-bhagy_patel
    @user-bhagy_patel 4 місяці тому

    I think its a technical issue

  • @SoumiliNandi-zc2gk
    @SoumiliNandi-zc2gk 4 місяці тому

    I am planning to do my master's in mathematics from University of Victoria. Can you please tell me, does this university allow international students to do off-campus part-time job while the program is ongoing?

  • @thefoodofindia60
    @thefoodofindia60 4 місяці тому

    Hii sir i wanted to ask you that I have passed my 12 in commerce and got 90% and got admission in sheridan college in business accounting. I am decent in studies and mature So will i get a good job from sheridan college. So i want review about sheridan college.

    • @marksaha8065
      @marksaha8065 2 місяці тому

      Do bachelors in India, make 2-3 years experiences and then come for masters. This is only shortcuts else you will be a good labour here.

  • @JaskaranSingh0455
    @JaskaranSingh0455 4 місяці тому

    Hello sir, i lost my job what should i do there are no jobs in our area.Can you please explain which skills should i develop to find a job.

  • @manavkabra9659
    @manavkabra9659 4 місяці тому

    As of current scenarios, if one is pursuing an MBA, it is worth it only if it is done at Rotman, Ivey, Queen's, UBC, or McGill.

    • @PiyushCanada
      @PiyushCanada  4 місяці тому

      Not necessarily.

    • @manavkabra9659
      @manavkabra9659 4 місяці тому

      @@PiyushCanada look at the placement reports… they speak for themselves.

    • @PiyushCanada
      @PiyushCanada  4 місяці тому

      Its worth it ✅
      Its ONLY worth it ❌

    • @manavkabra9659
      @manavkabra9659 4 місяці тому

      @@PiyushCanada yeah makes sense.

    • @stupefiedpriya
      @stupefiedpriya 4 місяці тому

      I'm a student at one of these Unis. The job market is tough this year but things will get better (hopefully) by the end of the year. Even students in these Unis are struggling so I would encourage anyone and everyone to get into the best MBA they can and be warned that things are tough.

  • @user-bhagy_patel
    @user-bhagy_patel 4 місяці тому

    Brother i can not type in your form

  • @sahilchopra4260
    @sahilchopra4260 4 місяці тому

    Bhai main Legal assistant diploma main aauga. I want to be a lawyer in future. Should i stay with it or alter it?
    Btw i am applying for January intake in Bow valley college. Please tell me about it brother

  • @amanpreetmaan1542
    @amanpreetmaan1542 4 місяці тому +1

    Is it worth it to do further studies in canada after completing graduation in bachelor of arts?

  • @BUY_YT_Views_881
    @BUY_YT_Views_881 4 місяці тому

    Your choice of words and the cadence of your narrative create a poetic flow that adds depth to the overall experience.

  • @Chromatoons_374
    @Chromatoons_374 3 місяці тому +1

    Office administrative health services course worth it in Canada

  • @dcrock7882
    @dcrock7882 4 місяці тому

    Hey piyush I have taken admission in supply chain Management in TRU,good decision or not??

  • @dhrutirathod1212
    @dhrutirathod1212 4 місяці тому

    Hello Piyush, thanks for this video, as it was needed for me and I have one query regarding college. How is Conestoga College, Milton campus PG diploma course in web development for Fall 2024 intake? is it worth going there? I also applied for Queen's University for fall 2024 on Jan 31st 2024 and waiting for the result. Hope I get a response from you as soon as possible.

    • @kabirbhavsar9549
      @kabirbhavsar9549 4 місяці тому

      i am not sure but according to new rules, milton campus is not eligible for work permit. I was planning to apply but i got to know aout this so.

    • @dhrutirathod1212
      @dhrutirathod1212 4 місяці тому

      @@kabirbhavsar9549 are you sure? As I already accept their offer letter and i think Conestoga is public one and it's branches also.

    • @kabirbhavsar9549
      @kabirbhavsar9549 4 місяці тому

      @@dhrutirathod1212 sorry my bad. It is eligible i just checked it out. What do you think about Humber ? As i am interested in it.

    • @dhrutirathod1212
      @dhrutirathod1212 4 місяці тому +1

      @@kabirbhavsar9549 it is good but my course is just for a year so i skipped it

  • @himanshukandpal2636
    @himanshukandpal2636 4 місяці тому

    Bhai it is worth it doing MBA in digital marketing from UCW? After doing this can we get high paying job?

    • @JimitRupani
      @JimitRupani 4 місяці тому

      do not chose UCW. its a private university and my wife is already there in the UCW right now. do not chose UCW at any cost.

    • @Sunshine32412
      @Sunshine32412 4 місяці тому

      @@JimitRupaniplease tell me the reasons i have already paid a year’s fee

    • @kshitijwalwaikar5968
      @kshitijwalwaikar5968 4 місяці тому

      can you elaborate with reasons for your statement. I'm curious to know the reason behind your opinion@@JimitRupani

    • @himanshukandpal2636
      @himanshukandpal2636 4 місяці тому

      I have already paid the fees please tell me the solution or any course which will help me to get a high-paying job in Canada.

  • @dipendra_shivakoti
    @dipendra_shivakoti 4 місяці тому

    Hi, what is your opinion about M.Ed from TRU? Is the course fruitful?

  • @vipsb8068
    @vipsb8068 4 місяці тому

    Please make more videos releated to repayment of loan. Like how much amount of repayment hdfc Cridilla allows to repay in advance.
    Can be repay all amount at once or in 2-3 large installments?

    • @PiyushCanada
      @PiyushCanada  4 місяці тому

      You can pay any amount in advanced. No boundations.

    • @vipsb8068
      @vipsb8068 4 місяці тому

      ​@@PiyushCanada But they deduct amount automatically from account. So how I can repay extra amount?

  • @user-ox1wo5iz7e
    @user-ox1wo5iz7e 4 місяці тому

    Great Video Piyush, I've been following your Channel for a while now, massive respect for making such informational video.
    Need suggestions over a situation. I'm a 8 years experienced consultant earning 52 Lakhs/annum in India with product based Fortune 500 organisation, will it be worth moving to Canada ? And if yes, my expectations of getting minimum of 200k CAD makes sense or it's vague. To be precise, I'm a SAP Fiori, BTP technical consultant. Looking forward for your advise.

    • @Neeraj-_-6969
      @Neeraj-_-6969 4 місяці тому

      bruh stay in india, you're making a very decent living and u would not get 200k as starting salary if you go there yourself and look for jobs(there is an exception if you already have a job offer willing to give u 200k as your starting salary)

    • @PiyushCanada
      @PiyushCanada  4 місяці тому

      In your unique situation. I highly suggest you stay in India. 52LPA is too difficult to replicate here in Canada after purchasing power parity conversion.
      You’d need at least $300k per annum to match that lifestyle if PPP is into play.
      Not possible in Canada unless you have a successful business.

  • @user-bhagy_patel
    @user-bhagy_patel 4 місяці тому

    Ppz reply to my all que brother

  • @PoshakArora
    @PoshakArora 4 місяці тому

    Apne muh Miya mithu

    • @PiyushCanada
      @PiyushCanada  4 місяці тому

      Aur kya tareeka hai information dene ka? Kisi third person ko bulana hai video banane k liye?
      HATER!

    • @PoshakArora
      @PoshakArora 4 місяці тому

      @@PiyushCanada egoist person 🫵

    • @PiyushCanada
      @PiyushCanada  4 місяці тому

      Tell me whats the other way to give information other than me speaking about my experiences?