March 2024 Budget Recap | Zero-based Budget | Sinking Funds | Real Numbers
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- Опубліковано 1 жов 2024
- #budgetwithme #financialfreedom #debtfreejourney
This is my family's actual income and expenses for the month of March. We have some big expenses coming up so staying on budget is even more important than ever.
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**This video is not financial advice. I am not a financial advisor and am just sharing my own experience.
20% of a paycheck seems like a crazy amount for just your husband‘s play money. Also, how much play money do you get?
I also get 20% but I just include all my personal spending in these budgets. He also pays for his student loans out of his 20% since he took those out before he met me. And I pay for my retirement account loan out of mine. We've talked about decreasing that percentage and it might be something we do later this year if our budget remains tight.
You got this! Keep crushing your budgeting goals! 🙌
@Under510 Thank you so much!
Reduce Roth.. put towards roof
That's a great idea. I think we may have to do that.
Marcus at Goldman Sachs is paying 4.5% for the high yield savings. We have our emergency fund stored there and the transfer to use is only 1 day.
I should look into that one, thanks!
oh my! Im so sorry to hear about your roof! They are very expensive to replace! Your insurance wouldnt cover any of it? Maybe due to age?
Thank you. There was no event that caused damage to the roof, it was just old so I don't think insurance covers something like that but to be honest I didn't even check.
Good Morning, listening while working. I love the zero-based budget. Great job.
Thank you! I hope you have a great week!
Great March Closeout. I hope you’re able to get your state income tax.
Thank you! I sent off all the needed documents and it's currently being process so fingers crossed.
44k for a new roof and windows seems really high even for the extra damage found. Is it too late for more estimates?
It is too late. We already signed the contract and have most of the work completed.