How Expensive is The Villages Florida in 2024? (Our 1st Month Costs) Taxes, Insurance & THE BOND!

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  • Опубліковано 10 січ 2024
  • So How Expensive is to Live The Villages Florida in 2024? We share our actual 1 month costs vs. The Villages Current Homes & Villas Pricing & Cost of Living Spreadsheet Estimates (Monthly Amenity Fee, Average Trash, Water, Sewer, Irrigation, Gas, Electric, Insurance, Taxes and the CDD - Development District Assessment - THE BOND). We bought a new Patio Villa (Emerald Model) after our Lifestyle Visit to The Villages in late 2023. Join us as we explore and share our experiences in The Villages! Subscribe, Leave a Comment, Smash the Thumbs Up and Share this video to help our channel grow. 👍 • Home Tour (Where did w...
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    Michael & Tiffany
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КОМЕНТАРІ • 506

  • @MichaelTiffanyTVE
    @MichaelTiffanyTVE  3 місяці тому +2

    Furniture Costs & Home Tour Video - ua-cam.com/video/piP8p1_WP8s/v-deo.html

  • @grgygantz6760
    @grgygantz6760 4 місяці тому +88

    All and all, I would never even consider moving here based on all the extra fees. thank you for posting all the fees and the report.

    • @Jenna08848
      @Jenna08848 4 місяці тому +10

      This place is time share on steroids

  • @debraaspinwall9458
    @debraaspinwall9458 4 місяці тому +64

    Thanks so much for the video. It reminded me how glad I am I left Florida when I became a widow back in 2020. I now own a home that is my home on land that is my land. It makes me so happy. Thanks again.

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому +4

      Thanks for sharing! Glad you found the perfect place for you that makes you happy! 😃

  • @louis20122
    @louis20122 4 місяці тому +209

    I am so done with all wasteful fees: condo fees, HOAs, etc. I want a small piece of property in a safe and clean neighborhood and no fees whatsoever. Those fees include someone else's salaries that tell me what to do or not with my life which are crazy.

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому +5

      Thanks for watching!

    • @bassdojo3925
      @bassdojo3925 4 місяці тому +8

      Amen!

    • @nickpower-fj9bu
      @nickpower-fj9bu 4 місяці тому +11

      There are always costs. From insurances to maintenance from petrol for the lawn mower to the pool chemicals. HOA’s cover most of these.

    • @johnc4810
      @johnc4810 4 місяці тому +23

      No way! HOA fees are a joke.

    • @bassdojo3925
      @bassdojo3925 4 місяці тому

      @johnc4810 Yes, you basically pay to live in a communist community. Learned my lesson, my wife and I will NEVER live in an HOA again.

  • @laurice8056
    @laurice8056 4 місяці тому +61

    By the time I’m retired I would rather own a mortgage free home with NO HOA fees and NO unreasonable HOA rules.
    Some of these HOA organizations have been known to foreclose on homeowners who fall behind in their HOA fees…despite being current on their mortgage payments!😱

    • @JS-fe8sx
      @JS-fe8sx 4 місяці тому

      There are many, many, many developments with no HOA. I come from LA now live in Oregon.@@JR_SupportOurHeroes

    • @Anthony__420
      @Anthony__420 4 місяці тому +1

      That’s what we did. Moved from Connecticut to North Port. Just make sure you buy a home that was built after 2006 so you have the latest hurricane protections. Otherwise the insurance companies won’t touch you. Our home built in 2017. No HOA but well water and septic. We invested in a whole home Reverse Osmosis water system. No way you can drink the well water down here. The water will destroy your appliances and pipes. Now have bottle water quality coming through the pipes. Taxes are high down here versus years past and insurance is way too much. Shop around we just changed from Geico to AAA and saved almost two thousand a year that includes two cars and better coverage than we had before. Good luck

    • @cgschow1971
      @cgschow1971 4 місяці тому +1

      @JR_SupportOurHeroes Or you can buy an older home in the city, demolish it, and build a new house.
      Presto. New home and no HOA.

  • @sparksfamilyhomestead
    @sparksfamilyhomestead 4 місяці тому +43

    This is crazy. I just decided to subscribe to your channel because you both are real and speaking forth truth. That being said, Truth speaks volumes. I'm 69 and just sold our beautiful subdivision home that had so much of the fees that you described. Bought several acres in the Appalachians and working at eliminating the grid. Got a beautiful modular home (paid cash for home and acreage) that is built to the same hud standards of your patio home. You guys are doing everything that my wife and I are escaping from. But, your entertaining and very real. I would never do what you have done in particular to the ongoing world and US events. Yet, i support your channel and look forward to how you both will continue to be monthly charged and how you will handle economically price increases. May God give you both wisdom and incredible knowledge of handling life's events. The Villages truly are a recreational place. Our motto is "Live simple, be free"
    Blessings, Wayne

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому +3

      Thanks so much! Sounds like y’all have found a great place for your next chapter of life. Good luck and God bless!

  • @noreenn6976
    @noreenn6976 4 місяці тому +26

    Thanks for sharing. You may be shocked how high your electric bill will go in the summer if you keep it at 65 inside.

  • @leilanihimmelmann9190
    @leilanihimmelmann9190 4 місяці тому +2

    Great info. Thanks so much for breaking this down. Look forward to other similar videos in the future. 👍

  • @yvette968
    @yvette968 4 місяці тому +6

    Thank you for sharing this information. You both look so happy in your beautiful new home. ❤

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому

      Our pleasure! We are very happy with our decision to move to TV. Thanks!

  • @ritafaulkner7042
    @ritafaulkner7042 4 місяці тому +4

    Good to hear the recent cost comparison! Thank You!

  • @jimg1234
    @jimg1234 4 місяці тому +5

    Thanks for a very informative video, I appreciate the time you took to make this video.

  • @carolyngeiger3634
    @carolyngeiger3634 4 місяці тому +20

    The bottom line is always to do your own due diligence, no matter where you buy. At the Villages you are truly buying into a lifestyle. It sounds like a fun environment, thanks for keeping it real.

  • @jayablejay
    @jayablejay 4 місяці тому +5

    From my understanding, the irrigation is the city water measured on a separate meter. The irrigation water percolators into the ground instead of entering the collection system and being treated at a wastewater treatment plant.

  • @JonJughead
    @JonJughead 4 місяці тому +3

    Great idea on the spreadsheet, looking forward to it!

  • @goofygirl1311
    @goofygirl1311 4 місяці тому +14

    Very helpful video! Your numbers are a bit higher than The Villages ballpark estimate but I suspect that would be the case with our numbers, too, if/when we bought there. You really broke things down nicely. Overall, I think you get a lot of bang for the buck living there.

  • @charlottebarty6900
    @charlottebarty6900 Місяць тому +1

    This was incredibly informative! Thank you so much for your time and effort in putting this together!

  • @toy4bob
    @toy4bob 4 місяці тому +6

    Get a smart irrigation controller that monitors weather and doesn't water when it rains. Not a big deal when you live FT here, but for those that don't would be very beneficial

  • @gabyof7
    @gabyof7 4 місяці тому +3

    Thank you for explaining the bond. I have seen and wonder how some home sales had bonds and others no bond. Thank you for the info.

  • @hondok2260
    @hondok2260 2 місяці тому +4

    Thank you for the information. Sounds great. Here in California our electricity bill is over 300 dollars and goes higher in the summer. The state government just proposed an additional fee on our electric bill based on your income. I can’t wait to move to The Villages.

  • @niecek.6473
    @niecek.6473 4 місяці тому +1

    I have a great friend from Michigan who moved there a few years ago & loves it! We retired to a Pulte 55+ and love it too!

  • @tomfagnand2239
    @tomfagnand2239 4 місяці тому +4

    For those who think a bond lowers the selling price of a house in the Villages or anywhere else, you are mistaken. That is salesman talk. It sounds logical, but it doesn't work that way. Check out prices of other communities and you will see what I mean. I never considered buying in a CDD community. I did buy in a 55+ community close to the Villages. TV has a lot to offer for sure, but there are 151,000 people there now and growing. Think about that for a while.

  • @ellenleonard4451
    @ellenleonard4451 2 місяці тому +2

    Thank you for such an informative video!

  • @terrisuleski2570
    @terrisuleski2570 Місяць тому +2

    I would love more videos, especially the bond thing. I really appreciate your honesty.

  • @willschmahl1240
    @willschmahl1240 3 місяці тому +5

    Great videos. Thank you for documenting everything.. ( so I will not be surprised "negatively"). We have been spending our winter evening watching The Villages video & your has been the most beneficial. The last thing I want to do is fall short financially. We will do a lifestyle visit this summer. Thanks for all your time... Will

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  3 місяці тому

      Thanks! Glad you are enjoying them. Hope you have a great time on your lifestyle visit this summer.

  • @donatogonzalez1769
    @donatogonzalez1769 4 місяці тому +2

    Thanks for the information it is very helpful

  • @GaryTJ
    @GaryTJ 4 місяці тому +15

    Hi guys, my wife and I moved in about the same time as you did. We are down in Lake Denham. I find that your numbers are about in line with what we have found to be accurate. Our gas and electric are comparative to yours but we have a slightly bigger home. When we moved in we figured the numbers were low so we adjusted them up about 35% and that is pretty close to what we are actually paying. Anyway, we love your channel, keep up the good work

  • @tamieemmer2795
    @tamieemmer2795 4 місяці тому +13

    Great information, I'm trying to do a spreadsheet myself to see if my husband and I can afford living there....I was budgeting much less than your bills and we are looking to purchase a new designer home, Yikes!! We may have to rethink our price point. I'm surprised your taxes were so high! Thanks for all the updates!

    • @noreenn6976
      @noreenn6976 4 місяці тому +3

      It's my understanding that Sumter County has a cheaper tax rate. Maybe buy a pre-owned designer home.

  • @sandymcallister7046
    @sandymcallister7046 4 місяці тому +1

    Good info. Thank you!

  • @michaelsd284
    @michaelsd284 4 місяці тому +2

    Thanks for sharing. I've been in the retirement planning mode (5 yrs out) and I've been watching some of your Villagers UA-cam mates (Jerry & Linda, Rusty Nelson, Gary Abbott, etc) and I believe they each have some recent vids with budget information. Great to see both the budget line item (always worried about missing something) as well as the actual costs. I've been building out my retirement plan in a spreadsheet as well. Not sure of your scope for your spreadsheet (basic monthly living expenses?) so mine might be way overkill as my plan is a year-by-year look incorporating inflation, potential IRMAA, Fed tax calculations, RMDs, etc. I'm happy to share if interested.

  • @lynnrenee8369
    @lynnrenee8369 4 місяці тому +3

    interesting information, my brother and his wife are moving down there when they retire and they’ve already purchased their property home etc. but they’re you know totally getting prepared before retirement which is coming up quickly. I hope they enjoy it down there.

  • @jay7621
    @jay7621 4 місяці тому +10

    Enjoy seeing the costs/ month. You two make it very easy to understand. Doing a video on taxes would be very helpful as I can’t wrap my head around the homestead exemption. Also, it will be nice to see all expenses added in your 3 or 6 month video as this will give us an idea what is spent per month. Thanks for doing these videos Michael and Tiffany, Jay and Karen St. Louis, MO

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому +1

      Thanks! We will do a follow up video on just the Taxes and The Bond in next few weeks.

  • @lisagardner4711
    @lisagardner4711 4 місяці тому +3

    Love the video. Very informative. First time watching your videos and just realized when you started talking about rv’s I watched those videos previously. Kept saying to myself these guys look so familiar. lol thanks

  • @teribaggett1595
    @teribaggett1595 4 місяці тому +1

    Loved your video n subscribed, thank you!

  • @starlaweatherell9653
    @starlaweatherell9653 2 дні тому +1

    We just purchased a lot in Shady Brook and will be there for a premier design visit in June. I have been visiting my Mom in Bonita (second home) for 18 years and I look forward to seeing if the price of our home is as advertised and researched substantially. We priced out the Essex home prior to purchasing a lot based on the model in The Street of Dreams. Stay tuned??

  • @antonygantt6459
    @antonygantt6459 4 місяці тому +2

    Really love the cost breakdown that’s some great info, thanks

  • @stevenwilburn235
    @stevenwilburn235 4 місяці тому +4

    Thank you for sharing the cost info.

  • @VetteGuy9
    @VetteGuy9 4 місяці тому +7

    Thanks for the info. ❤ You will find there are fees for almost everything you do in the villages. Golfing, clubs, trail fees, etc. You will have access to all of these, but everything isn’t free as some folks might think. Some clubs are restricted to a waiting list and do not take new members until openings occur.
    8:21

    • @VetteGuy9
      @VetteGuy9 4 місяці тому +1

      @@debbiec6216 Sorry Debbie, I believe that is for the golf carts on the courses.

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому +2

      Thanks! Great things to consider. There are a lot of costs that we will be adding to the spreadsheet to share with everyone at our 6 month and 1 year anniversary videos.

  • @BernardAnderson
    @BernardAnderson 4 місяці тому +1

    Very helpful! Thank-you.

  • @frankoley6826
    @frankoley6826 4 місяці тому +3

    Good info, thanks! I'm about to find out for myself, we just put a deposit on a Veranda in Dabney and will close on Feb 5th. Really looking forward to getting there, it's been a long time coming.

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому +1

      Awesomeness! Congratulations and good luck on your closing day and move to TV. Keep us posted. Thanks!

  • @ChynnaBlue1
    @ChynnaBlue1 4 місяці тому +7

    Thanks for this! I would love to see one of these for July or August. I live in Texas and my electric bill is the highest in July and August and plummets from December through February, where it starts to increase again. Since it's never very cold for very long and December is warmer than January and February, my electric bill in July and August is usually 175-200% of what it is in December. I don't keep my home in the 60s, but I do find I still run the AC even in the winter just for some air flow because when there's no heat or AC on, the air just gets gross and stagnant. I would love to open all my windows up when it's colder outside, but winter in Texas is also cedar pollen season and I am miserable in the cedar pollen. I hope that in Florida, I wouldn't have any cedar pollen to worry about and could open some windows more often.
    OH! If you do not already have a dehumidifier, definitely get one. Oee reason I turn the AC on in the winter is to keep the humidity down inside. Running a dehumidifier helps a lot. Get a big one so you don't have to empty it as often.

  • @janetpartyka5968
    @janetpartyka5968 3 місяці тому +3

    Your explanation of the costs were clear and very frank. Thank you.

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  3 місяці тому

      Awesome! Glad it was helpful! Thanks!

    • @rethinkcps2116
      @rethinkcps2116 Місяць тому

      ​@@MichaelTiffanyTVE- who mows lawn, trims it, feeds it, fertilizers it?, prunes trees & shrubs?
      Also weeds...?

  • @alibarnes1136
    @alibarnes1136 2 місяці тому +1

    This was SO helpful for my mom!

  • @joep.7123
    @joep.7123 4 місяці тому +6

    Awesome video! Please do a separate video on the Bond...So confusing and we are interested in moving down at some point. Thanks!

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому +1

      Thanks! We will do a separate video just on The Bond and Taxes in the next couple of weeks.

  • @laurawgarts
    @laurawgarts 4 місяці тому +1

    Having a hard time keeping up with the name changes, but I found you again! We'll miss you here at FG! Hope you will keep in touch! Happy Birthday, Michael!

  • @debrabyrd1306
    @debrabyrd1306 4 місяці тому +2

    Thanks for the information about the monthly charges, I am trying to figure out if I will be able to retire this year, I Love your videos

  • @miryamhiatt3528
    @miryamhiatt3528 4 місяці тому +1

    Good information! Thanks 😊

  • @bapakbob3897
    @bapakbob3897 4 місяці тому +2

    Thank you so much for the 411 on the Villages! i will subscribe to see how life in "The Crucible" proceeds. Construction question: is there any wood framing in the new home you purchased? i've battled Asian Flying Termites for over 20 years in SoFlo and never again will i purchase a home in Florida in which wood is used in the construction of the home.

  • @dans8978
    @dans8978 3 місяці тому +1

    great presentation..thanks for sharing

  • @susanclark2756
    @susanclark2756 4 місяці тому +3

    Yes, I can't believe they leave off the fact that we have 2 water bills, I'm in a designer house under1,600 sq ft, amenity, water, sewer & trash runs $330-335. Need to point out that you either pay off entirely or yearly on the bond, you can't make any extra payments on it because you have a little extra cash one year. I wish they included it in the price of the house so you could get credit for the interest on your taxes. Might need to include buying new furniture since a lot of us didn't bring our old stuff with us or they decide what looked good in Vermont doesn't cut it in Florida, and you need a golf cart because they are just plain fun to drive around! Other than that I think you guys did good - I went over the numbers a zillion times to make sure we could afford it, thankfully the new furniture will be paid off this summer. And eating out is a big thing here.

  • @takersplace
    @takersplace 4 місяці тому +7

    well done folks, thank you, my wife and I have considered a move there for about a year now. This has been more informative than most. Much appreciated, best of luck to you

  • @foreverstudenttimmyd4419
    @foreverstudenttimmyd4419 4 місяці тому

    Very good video, thank you for all the great information as I am considering moving into the area in two years. I do have a couple questions about the water consumption bills and sewer bill. Do you have two separate meters for the water? One for the potable water (in your house) and one for the non-potable water used for irrigation only? So you would only pay for sewer on the potable water and not the irrigation water?

  • @mflorida75
    @mflorida75 4 місяці тому +15

    My understanding on the ROOF issue is this. The Florida legislature passed a new law in 2023 about roof replacement. Insurance companies are no longer allowed to force you to replace your roof before 15 years old. If it is 15 years old you can have a licensed roofer come and inspect it. If they determine it can last another 5 years the insurance company cannot force you to replace it. However, I guess it is up to them then of what to charge you for insurance.

    • @bobbear4437
      @bobbear4437 4 місяці тому +1

      I believe they changed the law to fixing roofs, where previously an entire roof had to be replaced for a small problem!

  • @suzannepierce2566
    @suzannepierce2566 4 місяці тому +4

    Thank you for all the great information. We will not be moving to the Villages for a while, have to finish teaching but would love to meet you and looking forward to more videos and living in the Villages together in the future.
    Suzanne and Bobby Clark

  • @ThriveAfterFifty
    @ThriveAfterFifty 4 місяці тому +1

    Thanks for the info!

  • @garrettriley
    @garrettriley 4 місяці тому +1

    Thank you thank you thank you, this video is perfect!

  • @brockreynolds870
    @brockreynolds870 4 місяці тому +16

    My goodness, I can't imagine these prices. I acted as my own contractor, and built my home for 45,000$ in 1995. It's a custom designed (by me) MCM style home that is the size of one of the small patio villas. My montly bills (without food) are 550$ a month.

    • @gailsgig
      @gailsgig 4 місяці тому +2

      Where do you live? That is unusually inexpensive! Even if you paid cash outright for your house…there are taxes, state and local and school. There is homeowners, heat, food, internet, auto insurance and car costs. How can you do it for 500 a month?

    • @robskully3539
      @robskully3539 4 місяці тому

      between my house tax, electricity and cable they average $550 a month total

    • @brockreynolds870
      @brockreynolds870 3 місяці тому

      @@jm100368 the truck I own right now, I purchased for 4,700$ cash in 2018. It was in perfect condition and had 92,000 miles on it.

  • @xrpminion5507
    @xrpminion5507 4 місяці тому +1

    Great video - thanks!

  • @jodyglorioso
    @jodyglorioso 4 місяці тому +2

    Your videos so far have been awesome! This one is super helpful and exactly what we are trying to learn about TV! Thanks for taking the time to give us this info! Feel free to do another video asap we are learning a lot from your channel!

  • @terrylutke
    @terrylutke 4 місяці тому +1

    You will probably reach a compromise on AC setting, takes a bit to get used to the warmer/more humid climate. It's been awhile for us but we now set central AC @ mid/high seventies, higher when we 're going to leave home for awhile. Ceiling or box fans are a huge help as well.

  • @Anthony-ko3ep
    @Anthony-ko3ep 4 місяці тому +4

    Thanks for sharing, are you certain your stated tax amount didn't include the yearly Bond & maintenance?

  • @Beckykay.456
    @Beckykay.456 4 місяці тому +1

    In my little town…. We have a brand new subdivision coming in…. And all of those homes are getting a 2nd tax on their home. So sad that we as Americans just accept it. The Villages are really high living. Yes Ins. Of any kind is absolutely outrageous!!! State of Missouri even tells you what type of Ins. U must carry and the amount !
    Thanks for the video….. helpful to know.
    I still miss your Tiffin.

  • @getnnrv9860
    @getnnrv9860 4 місяці тому +10

    This is so interesting. I compared our Michigan costs to the same Villages sheet and it came out about a wash! Bur now my eyes are a wide open and my mind as well! I will be looking forward to your six month comparison. Thanks guys!

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому +1

      Glad it was helpful! Will have more details and a better idea of all expenses to share at the six month and 1 year milestones. Thanks!

  • @VernitaStone-ui6qs
    @VernitaStone-ui6qs 4 місяці тому +14

    Great video!
    We visited for 2 weeks and had a great time and would visit again.
    WOW! It is expensive there!

    • @VernitaStone-ui6qs
      @VernitaStone-ui6qs 4 місяці тому +5

      Yikes, a bond on top of taxes??? This is brand new construction. Your infrastructure should be fine!
      Michigan is more for your money.
      Villages, fun place to visit but not to buy. And my neighbors don’t hear me with my windows open. Bless your heart!

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому

      Thanks for watching!

    • @putoluto5256
      @putoluto5256 4 місяці тому

      It's not just the maintenance of the infrastructure which, as you point out, should be low due to newness. It's also the cost of putting the infrastructure into place. Sewer lines, water lines, road beds, etc. Everything to take it from a wild natural field to a suburban neighborhood. Take the total cost to do this, and divide it by square foot of lot space. That is why each house's bond differs slightly and each pays their fair share. In CA those developer costs are called Mello-Roos taxes. @@VernitaStone-ui6qs

    • @usddcm
      @usddcm 4 місяці тому +1

      @@VernitaStone-ui6qs Sounds like they segregate the land improvements to make the houses sound cheaper. Here the cost of building out the infrastructure for a subdivision would be included in the total purchase price of the house.

  • @tonyvomero8490
    @tonyvomero8490 4 дні тому +1

    Thank you for your video. It is very informative on a monthly basis. Wife and I hope to move in two years. For now we plan to come down for a month once a year and rent a Air BNB

  • @TheWoodsOnline
    @TheWoodsOnline 4 місяці тому +5

    FWIW....we live in a 1578 sq ft home in NC (central). Some of the things we cannot compare as we don't pay for: Amenities, Bond, Sewer (Septic), Water (Well) and Gas (total electric). But we pay $15/month for trash (once per week), $115 electric (budget amount based on usage), $125 for insurance and $140 for property taxes. I don't think your costs or even the costs the villages mentioned are bad at all. I was expecting much more to be honest. And the value of our home is about $100k more than the estimated sale price. And you are right about insurance. Our cars, rv.s and house insurance has increased significantly over the last couple of years.

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому

      Thanks for sharing all of your info. FYI… The Carolinas will always be home in our ❤️. We lived in SC for 10+ years and then Raleigh and Charlotte for 20 years before becoming full time RVers and making Florida our home base.

  • @MS28227
    @MS28227 4 місяці тому +1

    Thanks for sharing

  • @putoluto5256
    @putoluto5256 4 місяці тому +2

    Great video, I really enjoy your banter and presentation. A coupla comments or questions. Firstly, about the bond: Assuming the current(-ish) interest rate of 7%, would you consider putting the amount in cash you would use to pay the bond off up front into an investment account (since the S&P averages 7% gains over time) and then have it autopay the bond each month? That way you cancel out the huge jump in overall costs (22K vs 48K if paid over 30 years), but maintain your flexibility to sell and recoup any unused bond should life change directions. Secondly, for other required monthly costs, please consider those that nearly EVERYone, especially snowbirds, would have to pay to maintain the house such as pest control and lawn mowing. Thank you, and I'm looking forward to your future videos regarding actual grocery (and alcohol consumption wink-wink nudge-nudge) and recreation costs - all the unexpected add-ons like Tiffany mentioned about party-costumes.

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому +1

      Thanks! Great questions and great ideas to consider about how to pay for or offset the costs of the bond. Will make sure to cover in a future video. 👍

  • @Zest4life890
    @Zest4life890 10 годин тому

    That’s why me and my husband retired in Arizona the homes here are practical prices and the weather is beautiful out here no humidity

  • @JS-fe8sx
    @JS-fe8sx 4 місяці тому +2

    Great video, good info.

  • @ccgaskell
    @ccgaskell 4 місяці тому +4

    On a few other videos I have seen on "cost of living in the villages" two separate line items were called out. One called FIRE and one called BOND MAINTENANCE. Are you seeing either of those in any of your bills, or are some residents just having those both rolled up into the BOND, or their taxes ? Thanks for sharing as I am building quite the spreadsheet of these cost assesments to figure out how much more, if any, we will pay to live in the Villages vs our current home in MN. So far, it looks like Amenties and BOND are the only real deltas that will hit us.. which is good. We will be down for a LSV in mid March and hope to see everything live and in person vs always watching videos. Thanks again

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому +2

      Thanks for the questions. We will do a Bond and Taxes follow up video in the next few weeks and try to better show and explain in more detail. Good luck and have fun on your Lifestyle Visit in March!

  • @jimlewis7938
    @jimlewis7938 4 місяці тому +1

    Great information and thanks for sharing this. We are considering these new builds but would love your thoughts on the Florida turnpike noise.
    Thanks
    Jim

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  3 місяці тому

      We live close too but not next to the turnpike so we don’t really have any issues with noise. That’s part of the reason why we bought our home. You will definitely hear it in the neighborhoods that are right next to the turnpike. Good luck with your search!

  • @GaryWinkel-ne5sp
    @GaryWinkel-ne5sp 4 місяці тому +1

    Good information to have

  • @gonebyrv9748
    @gonebyrv9748 3 місяці тому +3

    Thanks for the costs breakdown. We have been FT RVers for 12 years now and are looking to come off the road within the next year. We are looking at several communities in the central FL area including The Villages. We've done a lot of research and you are definitely buying into a lifestyle in The Villages. You just have to consider on a case by case basis if that is right for you. We have considered all of the associated costs with living in The Villages, so we are coming in with "eyes wide open". Just subscribed to your newsletter and would love to ask you many, many questions concerning the buying process and the "warranty" repair process up to this point with your new home. Thanks again.

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  3 місяці тому

      Our pleasure! Glad it was helpful. Good luck with your search! Will have some follow up videos on costs and warranty repairs at our 6 month and 1 year anniversary dates. Thanks!

  • @davidlippner7758
    @davidlippner7758 4 місяці тому +4

    Thankyou great info, my expenses on a new designer home will be about half of what I’m paying in New York, which is close to 14 K just for my taxes..

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому +1

      Glad it was helpful! Wow!!! $14K just for taxes in NY. Good luck on your move to TV.

  • @CBCycles
    @CBCycles 3 місяці тому +3

    This is a very informative video, and you two are a great couple! I was shocked at the $4k property tax, plus HOA and other fees, for some reason I imagined The Villages to be cheaper. Thanks!

  • @dionline88
    @dionline88 3 місяці тому +5

    Great video! We're in a 2400+ sq ft designer and our average electric is $110/mo no gas here. We find it quite comfortable with the AC set at 78 degrees (74 in the winter) and the AC coming from the ceiling works better than it coming from vents in the floor. We've been here for 12 years and couldn't imagine living anywhere else!

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  3 місяці тому +1

      That is awesome! Thanks for sharing! We have moved our thermostat setting up since we first moved in.

  • @robertawitham1050
    @robertawitham1050 4 місяці тому +9

    Great data! I have a patio villa near Spanish Springs. Taxes in Lake County were 2x higher than what was expected per realator. I don't have gas -: all electric - summer bill to cool was $120; winter/now $90. All other fees were in line as posted per the villages. House was built in 2019, no bond.

    • @DisMindy5767
      @DisMindy5767 4 місяці тому +1

      How can your bill be twice as high as expected? Was your home assesed by the tax assessor's office at higher than what you paid? The tax rate is fixed.

    • @elizabethwitt2621
      @elizabethwitt2621 4 місяці тому +1

      ​@@DisMindy5767property values/prices have gone through the roof in the last few years, that could be one factor. The other factor could be whether or not the commenter qualified for a Homestead Exemption.

    • @bobbear4437
      @bobbear4437 4 місяці тому +1

      $120 in the summer for AC, you must have your temp set high!

  • @dibari22
    @dibari22 2 місяці тому +1

    The amenity fee is very reasonable IF you're using all of the amenities offered in The Villages. Golf, pools, pickleball, tennis, the rec centers, and more... if you're using all of that stuff, it's actually a really good deal.

  • @badwolf323
    @badwolf323 4 місяці тому +1

    Great video. Obviously looks like you’ve been doing UA-cam for a while??? Did you have an RV channel from your days of full time RV life? Best wishes!

  • @lorrainefrischolz5524
    @lorrainefrischolz5524 Місяць тому +1

    I honestly can’t wait to move there!!!

  • @SawAteRated
    @SawAteRated 4 місяці тому +6

    I was born & raised in Florida.
    We are not in a flood zone.
    We purchase flood insurance every year, anyway.
    Water is too unpredictable.
    All it takes is one time.
    Btw, I love your channel.😊

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  3 місяці тому

      Thanks so much! Good advice. Will look into flood insurance.

  • @cookiemomma123
    @cookiemomma123 16 годин тому +1

    Suggestion- check your air filters on your a/c. Some need to be cleaned every month! If not cleaned it will increase your electric bill and also get a dehumidifier to make it feel cooler. Dehumidifier in the summer makes a big difference

  • @beckyrobert9072
    @beckyrobert9072 4 місяці тому

    This is very helpful! We bought and I was wondering if can I see your own actual spreadsheet to tweak it for my house? You can use it for your own reference later in life when I fill it out!

  • @grannygoes7882
    @grannygoes7882 3 місяці тому +3

    You both look like you are really enjoying your "lifestyle." I could live there or someplace similar but my husband couldn't. I decided to duplicate the lifestyle as much as possible and found you can do it even in a rural town. I joined our small town recreational facility. It's less than $200 a year and offers about every kind of exercise you'd want. We joined a fraternal organization for social opportunities. That cost $26 a year. Between that and our church we have something to do everyday if we choose. We do have to do our own yard work which I'm sick of but with all the money we've saved living in our paid off house on 3 acres, we could hire a lawn service. The villages appeals to me because of the convenience but like I stated earlier, my husband would hate it. I think it is wise to have the conversation of what you want in retirement and then compromise so both are happy. My husband doesn't need the social stuff but I do so we stay in our home and drive to our activities.

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  3 місяці тому

      Thanks so much! Yes we are really enjoying this next chapter of life here at The Villages! You bring up some really great points about communicating and compromising with your spouse to make sure you are on the same page at all chapters of life. Glad to hear that you are enjoying your community and activities and are blooming where God planted you.

  • @dixiejuchcinski3395
    @dixiejuchcinski3395 4 місяці тому +1

    Hi. Tom and I are considering moving there in a year. Love the info!!!!

  • @lauralampe1664
    @lauralampe1664 4 місяці тому +1

    Thank you for going over your monthly expenses. Enjoy your new home & living in The Villages. If I do move to The Villages in 2025, it will most likely be a preowned home north of Lake Sumter Landing.

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  3 місяці тому

      Thanks! Good luck with your upcoming move next year.

    • @Satjr35031
      @Satjr35031 2 місяці тому

      You may want to rethink that. The houses are a lot older. The roof may have been replaced 10 years ago You May have to replace it in 5 years . The AC may need replacing plus the home appliances. The last point you have an older demographic area up there.

  • @Haelyma
    @Haelyma 2 місяці тому

    What is the reason, if you know, for the roof replacement so often? Is there a roof inspection that can be done instead? Just curious.. New subscriber here! We are thinking of staying in some of the RV parks there to check out the area. I will pursue your channel to see if you have any info on some of those too! Thanks for a great video :-)

  • @jrecm4816
    @jrecm4816 4 місяці тому +4

    Thank you so much for this helpful video. Depending on where you live, this seems "extremely reasonable" compared to all of our prices in Southern California.I would include the bond in the purchase price of the home, I guess. I would love to move but hubby is not a native Californian so he loves loves the weather here. California does have great weather and wonderful geography BUT.........

    • @putoluto5256
      @putoluto5256 4 місяці тому +2

      As lifelong natives, the Mrs and I got bored of the monotony of SoCal (South OC, Dana Pt!) weather. Plus the whole "BUT" you mentioned. We are blue-stripe and higher ed folk.

  • @SusieQ450
    @SusieQ450 4 місяці тому +2

    very informative.

  • @scottallemong5079
    @scottallemong5079 4 місяці тому +8

    Thanks for the honest report. We are closing in the Village of Dabney on 1/30/2024, and can't wait to get there. I think people look at these figures provided by The Villages and get a bit freaked out. I feel if they would do the same numbers for where they are currently living, they would realize it's pretty close to what they are currently paying. People also get freaked out about the Bond, but there isn't a builder anywhere in the USA that doesn't pass on the infrastructure to the end user. The Villages and many FL communities simply publish it versus adding it to the price of your home. It's all the same in the long run.

    • @margaretstein
      @margaretstein 4 місяці тому +2

      You are quickly becoming my favorite channel to watch. Thanks for sharing

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому

      Awesomeness! Congratulations and good luck on your move to TV in a couple of weeks. Thanks for sharing your thoughts about costs. Totally agree. We will do a much more detailed analysis at 6 months and 1 year of all our costs to live at TV and compare that to our previous home (2,800 sq ft with a pool) and total cost of living. Even though our electricity and gas bill is higher than what TV estimated for our Patio Villa… our actual costs are way lower than what we used to pay for electricity and utilities in our other home. Thanks!

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому

      Awww… Thank you so much for the very kind compliment. 👍❤️

  • @DawnHughes-tp3lf
    @DawnHughes-tp3lf 4 дні тому +1

    Hello!! Is your spreadsheet up or am I just technology challenged? 😂 Thanks so much! I enjoy your videos and am excited to see the full golfcart one. ❤

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  6 годин тому

      Not yet. We will do our 6 month budget video in a couple of weeks and then share our updated spreadsheet template. Thanks!

  • @careybrackett
    @careybrackett 2 місяці тому +2

    Hello! So glad I found your channel! I will spend some time watching your posted videos and catching up. Thank you so much for all the information you've provided and please keep up the good work! We currently live in Iowa and I am hoping (fingers crossed) we can retire in TV in about 10 years or so. Husband is still on the fence about it but I'm hopeful! Please keep providing as much info as you can, especially for those of us NOT from Florida. Thanks again!!

  • @mjc63
    @mjc63 10 годин тому +1

    You seem to be your journey! Did you guys opt for a Tesla in lieu of the requisite golf cart?!!! We moved to Florida in 1969 from NYC! Marco Island was paradise! How things have changed! The Bond sounds like an impact fee or infrastructure charge of sorts. Nice job on helping people manage expectations. Cheers, Michael Albuquerque NM USA

  • @consieone62
    @consieone62 2 місяці тому +2

    LOL I would love to have a $162.00 gas/electric bill. Our bill last month in Cali was $390 and we leave our heater on 62 all day and 66 for 4 hours a night, even when it's 39 degrees at night. Can't wait to move there and have a lower bill.

  • @tomspaulding6485
    @tomspaulding6485 22 дні тому

    ☀️👍🏻thanks

  • @MPerski
    @MPerski 4 місяці тому +2

    The cost of a GOLF CART ☝🏻🤔
    The Villages IS a golf cart community, which most people elsewhere don’t have.
    And does it offset equivalent cost of owning a car? (that is, do you SAVE money using a golf cart instead of the car?) 🤔
    Also, speaking from experience, there are sizable startup expenses with a new home (as you know) 🙄
    … furniture, art work on the walls, basic utensils and tools, etc.
    we have become quite proficient exploring estate sales and have become regulars of consignment stores and the many “Dollar stores” in Florida (which I never used up north)
    Lastly, besides clothes, any added expenses for the “active lifestyle”?
    … golf (greens fees here are quite pricey), cardio drumming (have to bring your own bucket, ball & sticks), etc
    Good stuff 👍🏻
    … looking forward to future videos as the journey continues.

  • @ginaroberts2964
    @ginaroberts2964 4 місяці тому +11

    I'm here for this information! Update to my comment - it's still cheaper than living here in MA - I'll just consider adding a 35% buffer to my calculations as we move along in our process of purchasing in The Villages! Love all your content - and oh, I love the party clothes budget suggestion!

    • @MichaelTiffanyTVE
      @MichaelTiffanyTVE  4 місяці тому

      Awesome! Glad it was helpful. Cheaper and warmer than MA winters. Good luck with your move to TV. Do you have a goal date in mind?

    • @ginaroberts2964
      @ginaroberts2964 4 місяці тому

      @MichaelTiffanyTVE we are planning for a Lifestyle Visit in May, and our goal is before the Fall! 😎🌴🛺

    • @jrecm4816
      @jrecm4816 4 місяці тому

      Cheaper than California too!!!

    • @bobbear4437
      @bobbear4437 4 місяці тому +1

      @@ginaroberts2964 you need to visit in the middle of summer, late July or August to see if you can handle the humidity!
      When the humidity switch turns on in June, its hard to breath outside!

    • @ginaroberts2964
      @ginaroberts2964 4 місяці тому

      @bobbear4437 Yes, it really is hot and humid during those summer months! I actually moved to New England from South Florida, and I'm tired of dealing with the Winter and gloom here!

  • @elisabethvanderham9900
    @elisabethvanderham9900 4 місяці тому +5

    Great video! I am with Tiffany on keeping the house cool! I would probably get a mini split for the main bedroom so I don't freeze Mom. LOL. Is Dabney in Lake county? Do you know what county Moultrie Creek and Eastport area are in? Sorry - I have no concept - I really need to get down there! Great information - thank you for sharing :)

    • @debm7592
      @debm7592 4 місяці тому +1

      Dabney is Lake County. Eastport & Moultrie Creek is Sumter

    • @elisabethvanderham9900
      @elisabethvanderham9900 4 місяці тому

      @@debm7592Thank you :)

    • @gonebyrv9748
      @gonebyrv9748 4 місяці тому

      Eastport & Moultrie Creek are in Sumter County, but you will also be paying an additional "milleage rate" to the City of Wildwood.

  • @S_H9260
    @S_H9260 3 місяці тому +2

    So the bond sounds like it's the same as an assessment. When they do sewer work or put in new sidewalks they assess a portion of the projects cost to each homeowner. You can pay it off in a year or pay it when you pay your taxes just like you said.

  • @Rahmi1103
    @Rahmi1103 4 місяці тому

    As a long term Floridian and liking it 65 degrees leads me to say I will definitely be looking forward to your summer month reviews because it’s going to be some shocking bills for irrigation, (which has to run very frequently or grass dries right up) & electric.

    • @bobbear4437
      @bobbear4437 4 місяці тому +1

      65 temperature in summer where AC runs 24 hours will cost over $300. a month minimum!

    • @geebrewer8186
      @geebrewer8186 4 місяці тому +1

      don't understand moving to a hot humid climate and having the AC set at 65 degrees. What's the point?