You’ll need a tissue for Cinthya’s story

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  • Опубліковано 29 вер 2024
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КОМЕНТАРІ • 613

  • @rp5863
    @rp5863 5 років тому +251

    2 years ago i watched this video and was inspired to go on my own debt free journey... I got into debt because of a loved one's medical needs and eventually funeral, now i came back to say thank you and screaming all the way from the philippines...i am debt free!!!

  • @GGHaMeln
    @GGHaMeln 9 років тому +162

    Cinthya, you are a true american woman. Take my hat off with deep respect.

  • @YoTeeFan
    @YoTeeFan 7 років тому +122

    What 5 idiots dislike this video, Bless the hearts of this family on what they've been thru, Now they have a house paid off!!!! This family Is absolutely amazing! GOD IS GOOD!

    • @GreenspudTrades
      @GreenspudTrades 6 років тому +3

      The "idiots" who realize that the math of living on a $16k annual income doesn't even in totality add up to cover the $60k in debt... how do you pay of $60k of interest-accumulating debt when at max you made $30k in that time period? They aren't disclosing everything that worked to her advantage.

    • @janetcrane59
      @janetcrane59 5 років тому +6

      She probably has social security for the kids. Please don't spoil this story for the rest of us. This lady is so young to be a widow. God bless her! She has a heavy load.

    • @mindflood85
      @mindflood85 5 років тому +13

      @@GreenspudTrades if you watched the video you'd see that her income was $50K. They "lived" on $16K through many sacrifices, so that the remaining $34K of her income all went to debt. Not calling you an idiot but you are certainly mistaken

    • @RadDadicals
      @RadDadicals 5 років тому +7

      @@GreenspudTrades You didn't pay attention. $50K income, lived on $16K by getting absolutely crazy Gazelle Intense.

    • @khoado123
      @khoado123 5 років тому +7

      @@GreenspudTrades 50k income you idiot. And 4 of them lived on 16k a year. She said she pretty much cut out everything except for water and electricity to save money. Learn to listen

  • @feelingoffbalance
    @feelingoffbalance 7 років тому +49

    her humility and gratitude just killed me..

  • @boatshandyman8653
    @boatshandyman8653 8 років тому +83

    God bless Cinthya and her family for sharing your painful, but inspirational story. Thank God for Dave Ramsey & his team. I have two years before I can do my debt free scream. These video's really do help keep me motivated. This is my go to video when I feel like I want to give up on the program. It will be worth the sacrifices me and my family make. :)

  • @insideoutsideupsidedown2218
    @insideoutsideupsidedown2218 5 років тому +1

    Saw comments posted here from 4 years ago. I have no doubt this mom is still doing great and is changing her family tree. She will be millionaire sooner than any of us expect.

  • @janroach1852
    @janroach1852 4 роки тому +1

    Look at how proud her eldest daughter is of her mother. She is beaming. I'm sure all the kids helped.

  • @candiceashizawa699
    @candiceashizawa699 9 років тому

    Just beautiful. I cried like a baby. She is an amazing woman.

  • @pjloves6jenson316
    @pjloves6jenson316 7 років тому +25

    💙💙 I am a single mom I want to do this so bad...

  • @LIZZyNIqUZZ10
    @LIZZyNIqUZZ10 6 років тому +1

    oh man im crying... that scream was everything and im sure she would've wished her husband was there.

  • @deanstarga
    @deanstarga 7 років тому

    Wow. What a testimony to her determination, gazelle intensity and tortoise persistence, particularly after losing her husband at such an early age! With God all things are possible!

  • @amandamedlin9690
    @amandamedlin9690 9 років тому

    God is good! She is an inspiration to me.

  • @mariadejucilene7659
    @mariadejucilene7659 5 років тому

    You go! You inspired me x

  • @MommysGot3
    @MommysGot3 7 років тому +1

    Omg 😭😭😭😭😭😭

  • @DIYApprentice
    @DIYApprentice 8 років тому +610

    Unbelievable story. Any excuses I had before watching this video just went out the window. Smh.

    • @Hollywhite1
      @Hollywhite1 6 років тому +4

      DIY Apprentice ... I’m sooo wasteful 😭

    • @rosieescamilla6413
      @rosieescamilla6413 5 років тому +2

      Amen

    • @CreativelyPhoenix
      @CreativelyPhoenix 2 роки тому +1

      Exactly, ready to go slash some more things off my budget that I just “can’t live without” 🙄🤦🏽‍♀️🥲

  • @neceyluv8743
    @neceyluv8743 9 років тому +254

    If she can do it, I KNOW I can! She's put me to shame; I have no excuses. None. May God continue to bless Cinthya and her beautiful family!

  • @OwolabbyAzeez
    @OwolabbyAzeez 7 років тому +267

    The was beyond touching. If you're reading this have a blessed day. You can get through it :)

    • @NathanHampton
      @NathanHampton 5 років тому +6

      Thank you. I needed that today. God bless, friend.

  • @balboathedog
    @balboathedog 9 років тому +463

    My favorite debt free story yet. What a beautiful family. Humble and strong mom and gorgeous and joyful children. God Bless Dave for wrapping them in love.

  • @Evita_Raylena
    @Evita_Raylena 8 років тому +245

    Well I just cried like a baby!! What an amazing & strong mother!

  • @dooby787
    @dooby787 8 років тому +258

    Seriously what is my problem??? If she can do it so can I! This si the best! Can't stop crying!

    • @TheRamseyShow
      @TheRamseyShow  8 років тому +36

      +dooby787 You can do it! Do a budget and make a game plan for your money!

    • @TheRamseyShow
      @TheRamseyShow  8 років тому +17

      +dooby787 You can do it! Do a budget and make a game plan for your money!

    • @PInk77W1
      @PInk77W1 6 років тому +3

      You and me both. LoL.
      That was truly amazing.

    • @GreenspudTrades
      @GreenspudTrades 6 років тому +1

      Gotta ask yourself what they're _not_ saying. $16k income, paid off $60k in debt in a little under 2 years. Plus debt accumulates interest. The math does not add up. Where did she get help?

    • @tinal3269
      @tinal3269 6 років тому +22

      Greenspud Trades - Her yearly salary is 50k but they lived off 16K. The numbers add up to pay off 60k in debt in 22 months.

  • @HisandHerMoney
    @HisandHerMoney 9 років тому +200

    I listened to this on the radio earlier today. But, to watch it...has brought tears to my eyes. This was such a touching and inspiring debt free story. God continue to give her/them the grace to make each day without her husband/their father.

    • @JosW-nk8ds
      @JosW-nk8ds 7 років тому +4

      I did actually cry when I heard this. God is good. Nothing is impossible.

  • @chicho814
    @chicho814 9 років тому +151

    She's a great woman and she can do anything I'm. Sure her husband is watching a heaven for her and her family.

    • @TheRamseyShow
      @TheRamseyShow  8 років тому +8

      John, thanks for the recent subscribe! Welcome to The Dave Ramsey Show!

  • @KManwarren
    @KManwarren 6 років тому +89

    I tried not to cry...😢. It didn't work. Praise God!

    • @MentorShelly
      @MentorShelly 4 роки тому +1

      Same here 😭😭

    • @KManwarren
      @KManwarren 4 роки тому +1

      Update: I just watched this again....cried twice.

  • @lorrainehenry9240
    @lorrainehenry9240 8 років тому +227

    I love this story...usually it's folks with big incomes paying off debt...and I love her respectfulness and gratitude. A lovely woman...inside and out.

  • @JERCHROME
    @JERCHROME 8 років тому +155

    I just finished my bachelor of science in nursing... and after watching this, my goal is to pay off my student loans and line of credit ASAP!!!!!!! Ugh

    • @MrThinkEncourager
      @MrThinkEncourager 7 років тому +9

      Congrats! Just a tip, there are some companies (hospital) who will help you pay it off. Take a look into benefit packages when searching for a job. Some people don't even know that certain jobs will pay your tuition to return to school. Many blessings. I hope you can pay them off quickly.

    • @JERCHROME
      @JERCHROME 7 років тому +6

      Thank you! I live in Canada.. And know that rural hospitals have some cash incentives/grants when relocating (around 4-6k) for a year of service. Which is nice!

    • @kuhataparunks
      @kuhataparunks 7 років тому +3

      Wow congratulations I begin my BSN program in January next year. I've never been more excited for anything

    • @wendizzle8950
      @wendizzle8950 6 років тому +4

      You will, if you can see it in your mind you can hold it in you hands

    • @aleximay9480
      @aleximay9480 5 років тому

      2 years later - how's it going?

  • @Latebloomer39
    @Latebloomer39 8 років тому +81

    I have no excuses. I have watched lots of these videos for encouragement and motivation. This one is my favorite. God Bless them.

  • @multifariousgemini
    @multifariousgemini 8 років тому +88

    "Thank you Lord for work that matters"

  • @VanityCharms
    @VanityCharms 7 років тому +64

    I watch this video every year around Xmas time to remind myself how lucky I am without debt and how inspiring Cynthia is! She has a great head on her shoulder... Bless her family!!

  • @rayc3103
    @rayc3103 6 років тому +23

    I live without children, make $50k and can't pay off my home. I guess I have to make some changes to my spending habits.

  • @tahannac.286
    @tahannac.286 7 років тому +91

    Now I felt that debt free scream!!!!

  • @richardmagpantay3252
    @richardmagpantay3252 3 роки тому +18

    I remember watching this 5-6 years ago. I was watching all these debt free screams to keep me motivated to pay off all of my family debt as we were in baby step 2. Thank you for motivating me. We are now in baby step 6

  • @jblack4735
    @jblack4735 8 років тому +49

    I'm ugly crying watching this. So inspiring! And what a wonderful example for her children!

  • @darlenejackson8372
    @darlenejackson8372 3 роки тому +12

    Cinthya from Greenville, SC was the very first debt free scream I heard on Dave Ramsey. It still brings tears to my eyes when I hear it. How are her and the children doing?

  • @aliceesikote9396
    @aliceesikote9396 8 років тому +201

    single mom of two, watching this i was encouraged

  • @nadjia589
    @nadjia589 8 років тому +43

    HOLY SMOKES! I never comment on videos, but this video seriously brought tears to my eyes! I couldn't believe how much her story moved me. I'm grappling with the idea of going back to school (2 years left for a BA), while being engaged, looking for an apartment for me and my fiance, AND trying to remain debt free....all while living in NYC on a low income. It's so mentally stressful at times. You just want to give up on the idea of school (which makes you give up on the idea of making more money), or a wedding and just going to city hall, etc. But I know we'll figure something out. I'm 29 and I know that we just have to make wise decisions. Cinthya's story just shows me how we just need to push and we'll be able to make it.

  • @francineW1
    @francineW1 7 років тому +40

    0o0o0 that made me cry!!! Thank you Lord for Dave Ramsey Ministry. Who else is happy that Dave went Broke LOL If he never hit rock bottom, we would of never of heard his Ministry!!!

  • @MrTofu13
    @MrTofu13 8 років тому +52

    I'm in tears the whole time I'm watching this. I really felt this one deeply my father died of brain cancer when i was 8 years old. My mother raised me and my two siblings by herself with help from family. I'm 46 years old now. What an Inspiration their story is. There's really no excuse not to win in life or be debt free. God bless them always. I would like to thank Dave. He's my father I never had growing up. Thanks Dave for all you do and your team.

    • @SpiritLeash
      @SpiritLeash 7 років тому +2

      Inspiring story

    • @christinabernat9681
      @christinabernat9681 6 років тому +2

      MrTofu13 what a beautiful way to put it. I hope DR sees this sometime to get another heart melt., which he so deserves.

  • @valerieblomquist1253
    @valerieblomquist1253 4 роки тому +7

    Not only is she superwoman, just watch how her daughter beams with pure admiration and respect for her mom.
    No doubt it was difficult being that age and dealing with people at school having everything she couldn’t have but now she is just ages older in wisdom.

  • @bethleon7006
    @bethleon7006 7 років тому +55

    Beautiful story. Widowed, single mom only making 50k and is debt free. She is an inspiration.

  • @sussannekeith5676
    @sussannekeith5676 2 роки тому +3

    Wow! She is an unbelievable woman…. so what excuses does anyone have now?

  • @christinabernat9681
    @christinabernat9681 6 років тому +23

    I love Dave being speechless at his desk! He must have been floating up on cloud nine unable to feel the ground for a week or two after they came through his studio!!!! I hope she is happily remarried in God's time - she and those kids would be such a blessing to another good man (her husband being the first, but I imagine this woman's dad and father-in-law are also in that category) - maybe these 3 great kids will have half siblings one day - what a blessing they would be to those younger half-siblings!!

  • @agk1511990
    @agk1511990 8 років тому +38

    i admire the innocent kids. lovely family. gald for you

  • @zoebrow8221
    @zoebrow8221 6 років тому +5

    Single mom here, bawled like a baby too Dave! I will PAY OFF MY DEBT OF 50 000 TOO! AMEN!

  • @khadijahwashington168
    @khadijahwashington168 9 років тому +36

    I cried!! They are the best story!! I will never complain about this debt snowball!

  • @vjadhav1988
    @vjadhav1988 8 років тому +22

    I think term life insurance is so important for young couples especially if they have huge debt load and doubly if they have kids. A guy like that could easily have gotten a really cheap term life insurance policy at 28 provided he passed the medical exam.

    • @christinabernat9681
      @christinabernat9681 6 років тому +3

      Veerendra Jadhav how do you know he did not have this? If he did she was smart enough to NOT apply it to debt! See what i mean?

  • @deborahcobb9064
    @deborahcobb9064 6 років тому +11

    Tears falling! Such an amazing lady. What a legacy she is making for her children.

  • @socalgrill
    @socalgrill 9 років тому +20

    Congrats to Cinthya and kids! That was so inspiring! We've been on this debt free journey for quite a while now and that was the motivation I needed today to continue on. Wow. I'm bawling my eyes out - you are an incredible mom!

  • @reginaldgill7033
    @reginaldgill7033 8 років тому +24

    This is truly inspiring!! The strength and emotion of the 15 year old daughter brought me to tears. Those kid are going to grow up with a bond like no other...

  • @PInk77W1
    @PInk77W1 5 років тому +16

    This lady is a treasure. My eyes are flooded

  • @tmusa2002
    @tmusa2002 2 роки тому +7

    So, so moving! Perfect response by Dave: Thank you, Lord, for meaningful work. YES. What a difference Ramsey’s make. ❤️

  • @Elynne1
    @Elynne1 7 років тому +13

    Wow! This was so touching. I cried like a baby. I feel so hopeful and inspired to achieve my dream of debt-freedom and and financial freedom. Thank you so much for your story Cynthia and thank you Dave Ramsey for using your gift, talent and wisdom to change our lives! God Bless!

  • @tonomahtoh9719
    @tonomahtoh9719 7 років тому +22

    Cinthya you are more then a phenomenal woman... your kids are blessed beyond believe to have a mother like you.

  • @davidzimlich9199
    @davidzimlich9199 9 років тому +14

    Hey... this is to the Whole 3 people who gave it a thumbs down! You will meet your maker and well...Yep, you know!

  • @andreybigb2343
    @andreybigb2343 8 років тому +21

    The story is inspiring! At the end when they do the scream, you could see that Cinthya is a strong woman. How she screams in the end was very touching. She has been through a lot, and finally made it.

  • @BrandonBurch
    @BrandonBurch 9 років тому +45

    God bless you Dave.

  • @MaraschinoMary1
    @MaraschinoMary1 7 років тому +11

    Not the video to watch when you're trying to do your eye makeup.

  • @malissawhite4569
    @malissawhite4569 6 років тому +19

    It did bring tears to my eye. MY the Lord continue to shine blessings and favor upon her and the kids.

  • @500JJPIMP
    @500JJPIMP 9 років тому +20

    The only video you will ever need to watch on this subject...amazing!

  • @JustOnePageAway
    @JustOnePageAway 8 років тому +16

    WOW, Extremely inspiring!!!! Nothing comes easy; hard work and determination is key. She gave me the pinch that I needed.

  • @teiab.ofield2053
    @teiab.ofield2053 9 років тому +23

    Oh wow God bless her family... I am balling my eyes out. She has given me so much hope... No more excuses.

  • @Pickedpurposely
    @Pickedpurposely Рік тому +3

    Here 8 years later in 2023 balling like baby 😭😭 So motivating! Definitely going to go hug my husband right now !

  • @dgovekar1
    @dgovekar1 8 років тому +15

    cant stop crying!! god bless them and God bless you Dave!! Keep up the food work!

  • @taitai108
    @taitai108 9 років тому +38

    Freaking onions.😭

  • @marthac.4613
    @marthac.4613 7 років тому +14

    Thank you Jesus for giving us the strength to pulled ours family after a divorce or the death of our husband the lord is my savior

  • @cweaver225
    @cweaver225 5 років тому +5

    "I don't know how many people made fun of me, but I didn't care". If you look up "strength" in the dictionary, you'll find a picture of Cinthya. She's incredible!

  • @djscaner17
    @djscaner17 7 років тому +10

    Just WOW!!... I couldn't hold back just listening. What an amazing super woman. What really had made me burst into tears, was her debt free scream. I could feel her emotion and he relief. If i could have half of her determination I would be a great role model. Amazing.

  • @s.holmes613
    @s.holmes613 6 років тому +11

    When she said she cut the electricity off I was like she wasn’t playing out here. She said cut it all off. But she did it! Awesome

    • @MsPants1632
      @MsPants1632 5 років тому

      S. Holmes I thought the same! No power?! No problem! She kept on going!!!

  • @shataiyabrown9637
    @shataiyabrown9637 9 років тому +13

    Oh my goodness, what a very inspiring story. The tears just would not stop flowing, but there might have been some onions around somewhere, lol. What an awesome Testimony! Very inspired right now. Thanks Cinthya.

  • @josephlesko6431
    @josephlesko6431 6 років тому +9

    not gonna lie I cried a Lil the Lord truly keeps a family strong!!! many blessings to your family

  • @tptz2020
    @tptz2020 Рік тому +6

    Every time
    I need motivation I listen to her story again and again. 😢

  • @woodworkingfan1965
    @woodworkingfan1965 7 років тому +12

    I’ve watched this many times over the last couple of years and it brings tears to my eyes every time. What a powerful legacy this beautiful, strong and courageous mother is leaving for her children. Dennis was an absolute stud of a husband and father with his strength and leadership. I pray for God’s blessings to continue to rain down on this family and upon Dave’s ministry. God is good indeed!

  • @tiffanyclark9703
    @tiffanyclark9703 8 років тому +14

    Wow. Talk about tears. Definintly a motivator. My husband and I are on bs2 and I am so excited.

  • @ingridromero8007
    @ingridromero8007 9 років тому +14

    Omg, this is such an emotional story i had to go hide in the bathroom and compose myself. God bless this family.

  • @MsTitanfan01
    @MsTitanfan01 9 років тому +12

    I heard this on the podcast and teared up. When I watched the video, I bawled. Such a strong, determined woman. She's an excellent role model for her children and an inspiration to us all. I'm so happy that she was able to realize her and her husband's dream.

  • @elizabethhurt4697
    @elizabethhurt4697 9 років тому +17

    sitting here in my living room crying like a baby. what a truly inspirational woman and such a wonderful role model for those three precious children. blessings to her and her family!

  • @PSMIITH
    @PSMIITH 7 років тому +15

    My nose is now plugged and my ears are clogged. I needed that cry. Sad yet amazing story. Many blessings.

  • @annafrancis5558
    @annafrancis5558 7 років тому +11

    Wow!! Knew the caption said you'd need tissues but boy you really do :) What a powerful and inspirational story. Dave's doing more than giving financial advice. He's living out a God given gift.

  • @Em-pe8tj
    @Em-pe8tj 5 років тому +7

    I always come back to this every time I need motivation. What a wonderful woman. God bless her ❤️

  • @ninasview820
    @ninasview820 7 років тому +12

    This is the best Debt Free story I listen to ever. Such a beautiful family with amazing faith! God bless your family Cynthia.. thanks Dave Ramsey for your wonderful work with people that need it the most!!

  • @lucyc1808
    @lucyc1808 8 років тому +15

    every Time I start to get Discourage and I watch this video, I feel blessed and right to being positive.

  • @marlynel2335
    @marlynel2335 8 років тому +14

    So touching 😢😔🙌🏽
    Motivates me to do what I have to do to get there some day😩🙌🏽🙌🏽

  • @Rozeyred1
    @Rozeyred1 8 років тому +23

    THIS!!!! WHAT AN INSPIRATION!!!! I FELT THIS!!!

  • @StephanieBogart
    @StephanieBogart 9 років тому +3

    I am crying so hard! She cut off the power! My God! What a strong lady!

  • @samreyes5321
    @samreyes5321 4 роки тому +12

    Just the way she talks about her husband is pure love. This is truly an epitome of what Dave says that you cannot win this battle without your spouse (if you are married). Even though her husband is already gone, he still motivates her and now look where she and their kids are. It's amazing amazing! This is my most favorite debt free scream yet! This is actually the first time I saw Dave actually cried and hugged the person and actually gave something to the family besides Chris Hogan's book.

  • @rebeccaking160
    @rebeccaking160 7 років тому +8

    I am a whiner, and not nearly as strong as this lady. This is the pick-me-up I needed!

  • @monique7558
    @monique7558 8 років тому +9

    Truly amazing! She should be an inspiration and motivation to everyone. Just Do It! May God continue to bless her and her kids!

  • @GwenMotoGirl
    @GwenMotoGirl 7 років тому +13

    A million likes and tears of joy for this precious family.

  • @saelaird
    @saelaird 11 місяців тому +3

    What a woman. Incredible story. She's an inspiration.

  • @JadeCampbell40
    @JadeCampbell40 7 років тому +9

    Wow this young woman's story tugs your heart. 😢😢😢Thank you for sharing. Your an inspiration. You guys are in my prayers.

  • @G5Hohn
    @G5Hohn 7 років тому +14

    Tear control failure in sector 12!!

  • @MrGvui
    @MrGvui 5 років тому +3

    I hope my kids know want im going through now, as your your kids know you. May Good Lord continue to help you in years to come. Thank you for your unbelievable story.

  • @joanab2363
    @joanab2363 6 років тому +10

    One of the most inspiring debt free scream. God bless this young lady and her children.

  • @LSantiago65
    @LSantiago65 7 років тому +24

    This God fearing woman needs a the support of the body of Christ. Taking care of the widows is something that we are not doing as a church. Bless her heart, God gave her a sweet and committed spirit to care and provide for her family.

    • @christinabernat9681
      @christinabernat9681 6 років тому +1

      SLR 05 what made you think she did not have that support? Did she not thank many? Aren't they all part of the body of Christ?

  • @GinaGina1029
    @GinaGina1029 5 років тому +5

    I'm motivated that this is possible! I'm a widow with three children as well!

  • @nkechiajakor1183
    @nkechiajakor1183 7 років тому +8

    True i am so impressed and looking critically at myself but i am grateful that i am learning the hard way. Thanks Cythnia and Dave

  • @keatonmoore7413
    @keatonmoore7413 2 роки тому +3

    I’ve watched this story so many times.. thank you Cynthia for sharing your story

  • @billiexayaphone2326
    @billiexayaphone2326 9 років тому +2

    I never cry. But this brought on the water works.

  • @lucyc1808
    @lucyc1808 7 років тому +6

    I love you Cinthya, I want you to know that you motivate me. I watch your video every time, Murphy's law attack us or I get discourage.

  • @naidiacooke3714
    @naidiacooke3714 7 років тому +6

    Wow!!! I can't stop crying!!! So very inspiring!!! God bless you and your family Cynthia. I wish I could see where they are now!!! I know those kids are going to be great in life! God is so good!

  • @spatty2589
    @spatty2589 4 роки тому +6

    After wiping my eyes I have to set a new goal for 2020.

    • @annettecarter9393
      @annettecarter9393 3 роки тому

      New goal 2020. No excuses. Such an inspirational story.