“I go to work to build my future, not pay for my past”....... I’m 44 years old and this statement from this young man just gave me life!!!!!! Great mindset!
just was made fun of today for being on the dave ramsey plan. 28 yrs old and almost have my house paid off. they said I should have just invested all that money and paid the minimum on everything... did I mention they're broke? lol thanks dave! Almost 270k paid off!
Good for you Mike !! When they make 'fun' of you, just have fun realizing they are stupid, stupid, stupid, and you are not. Cultivate joy and fun when those stupids make fun of you :)
I just don't understand how people are not motivated to pay off their home or plan for retirement . If you don't do these things you will have no control over your life.
The number 9 family that lost her husband is the reason I want to live like no one now so that I can bless families like hers. She is something else!! God be with them
Yes, I stopped giving to "big charities" long time ago. Too many stories of fraud and abuse. You have no idea where the money is going. Individual gifts are so much more effective, because 100% of it goes to the person who needs it. My #1 rule though is I do not give to anyone who asks me for money.
@@tombfc123 he was ill with a critical illness. Yes, it's heart breaking but sadly people die and yes, God is still good. Among other things he gave her the strength.
tombfc123 death is death. Why attack God for the type of death someone goes through? You don’t what his reward could’ve been. He could be living in paradise 🧐
@@mopnem which is why Christians also believe in free will. God gave adam dominion over the earth and everything in the earth. God is all powerful but gave people free will to also choose him. She's so lucky to have that faith through the trials.
My husband passed away in March this year at age 44 (I’m 34), and is legacy was leaving the kids and I debt-free too. Congratulations Everyone. Rest In Peace those who have passed. Go find my husband and have a toast with him xoxo
I could feel the relief in Cinthya's debt free scream. I am so overjoyed by her story, I have never cried watching the debt free scream but these tears are over the happiest I feel for her and her children. May God continue to bless you and your family.
I see a pattern of people making around 80k a year and paying of 30k in 12-15 months (stories nit involving selling the house). Which means that if you are debt free, and make those numbers, you can save 50k every 2 years out of uour salary. That's ENORMOUS
Debt brings such a high weight on your life. Being debt free is amazing. I bet people wouldn’t be so stressed or depressed etc if people learned how to manage their money.
Watching from the UK, been working on the first two baby steps for just under a year now, after a few false starts, but I keep focused on the goal. Paid off first small debt late last year and saved a little and encourages me to keep going to pay it all off. It does down slowly but surely month by month. My priority is to follow Dave's plan and win against debt, pay off my house and become wealthy. One key is don't take on any new debt to dig further holes. Very inspirational videos here.
@@yaimavol Dave is not on the radio here in the UK, which is sad, but we can access the pod casts on (at least i can) on Google play store, and all the amazing youtube videos.
Yes! Love this comment. Really gets to the heart of things. It's not just getting out of debt, it's knowing your back in complete control of yourself! Love it!
I’m so proud of Lauren and Jay. I’m sitting here crying. You are so inspiring. Thank you for sharing your story. God is so good!I had to edit my comment. All of these people are so inspiring. Thank you so much.
I used his snowball method to get out of debt quickly when I got out of school. Student loan and a car payment. I'll tell you, once the ball gets rolling you really feel the power. And once you're out of debt and you start paying yourself those monthly payments... Pure gold. It's as simple as it gets.
I watch Chris' segment at least a few times a week, if not daily. I'd love to be able to tell him just how much he's inspired me. It keeps me on track, i can relate to a lot of the things he says. Including not making much money. Started at 28k income now at 38k. And started at 61k debt down to 17k. Hammer down.
This first story is heart breaking but I'm so blown away by this young woman!!!!! God is good, that you are right about!!!! Congratulations. Brought me to tears!!!!!
Cinthya's story really touched me. It hit close to home. Being a widow and single mom myself I know the feeling of relieve when one is debt free. Praise God for his provision❤ Amen! And thank you Dave Ramsey for your priceless teachings ❤❤❤
Dave you and your team are changing lives!!! I am starting my baby steps :) I love the stories. Thanks so much for everyone that opens up and shares their story. The stories give me so much hope!!
Right?? I’m not an atheist but I’m not following any religion. But there’s so something so powerful about the community and hope behind religion. Of course there’s a lot of negatives that people take from it, but some of the positives are truly touching.
These Debt Free stories are incredibly inspirational. I'm looking forward to hitting this milestone in my life (soon). Congratulations to all who have had the discipline to follow the plan and accomplish financial freedom.
It's so very difficult to get out of debt. A long slow tedious painful process that requires lots and lots and lots of sacrifice. However if you can dig your way out and finally get everything paid off it's one of the most amazing feelings in the world to finally finally finally be free.
Well. Little Ms. Victoria is the scream we hear in the intro. I absolutely love this! Motivated on another level to get this accomplished! Thank you Dave Ramsey and Team for all that you do. And I agree Dave - thank you God for work that matters!!
What an amazing debt free scream. You did so well to make a large emergency account. Very well done for paying off all that debt. He is looking down on you thinking well done as well.
man i’m so grateful i never had to go into debt. i completely destroyed my credit score young, so i was unable to get loans or car payments. that’s when i found the ramsey show. cash is everything in my life. the banks only see my money for my 401k and my online payments. the rest is in my safe. i’m only 21 but i pray i’ll be wealthy one day. never have been but i’m trying man
Wow. Never knew discipline could pay off 100k debt. It is truly a gift from God. Now I feel discipline worth every second spent on it. It even saved people's life. Thank you for inspiring!
Although I’ve used debt to propel my wealth, I do like most of Dave’s principles. It’s really cool to see what he’s taught and the lives he’s touched with the business he’s built. Rewarding people brings rewards in your life!! Bless y’all! Peace out!!
6 months ago I discovered Dave, several thousand dollars paid off now, the end is finally in sight. I’ll be doing one of these myself soon enough. IT REALLY WORKS PEOPLE.
Does anyone feel emotional everytime some body does a debt free scream as if you can just feel the burden leave their soul its really amazing.
I definitely do! It’s just so inspiring that I cannot wait for us to do ours!
Yes and someday I want to do ours.
no
Give’s me butterflies in my stomach.
I can’t wait to do my debt free scream 2022.🤪
I get teary eyed because I think about my eventual debt free scream.
“I go to work to build my future, not pay for my past”....... I’m 44 years old and this statement from this young man just gave me life!!!!!! Great mindset!
I'm actually posting it on my mirror
For real it was a great quote! Kudos to you for acknowledging that.
I'm the creator of that quote...I will be sending u a ....bill../debt..for using it WITHOUT my permission .....
that kid was pretty cool
Profound!
Don't mind me. I'm just bawling my eyes out watching debt free screams at 3 a.m.
Same 😭😭😭
I'll just put this here... 30:51 and 1:16:06
Sameeee 😭😭😭
Yes
@@g-guy0286 love it!
just was made fun of today for being on the dave ramsey plan. 28 yrs old and almost have my house paid off. they said I should have just invested all that money and paid the minimum on everything... did I mention they're broke? lol thanks dave! Almost 270k paid off!
:) it's tough some days, but the path to success can be pretty lonely. You don't see many people actually sacrificing to win.
Their not very smart either, because a paid for house is an investment
Good for you Mike !! When they make 'fun' of you, just have fun realizing they are stupid, stupid, stupid, and you are not. Cultivate joy and fun when those stupids make fun of you :)
Mike Stevens that's awesome bro keep pressing!
I just don't understand how people are not motivated to pay off their home or plan for retirement . If you don't do these things you will have no control over your life.
A little over 3 months ago, I googled “how to pay off student loans fast”, and my life completely changed after. Thank you for what you do Dave.
Zqueen - How are you doing since then ?
how did you do it?
Today I am debt free. I was homeless, and 24000 nzd in debt.
8 months of hard work and here I am. DEBT FREEEEEE
Woohoo! Good for you! :)
Way to kill it!!!! Respect
Congratulations!!! God bless you ❤️
Unreal mate!
Lauren you are a Brave woman. Rest in Peace Jake 🙇
I can’t stop crying, there are no excuses this is a life lesson
The number 9 family that lost her husband is the reason I want to live like no one now so that I can bless families like hers. She is something else!! God be with them
OMG i cried with that story wow
Same!
Yes, I stopped giving to "big charities" long time ago. Too many stories of fraud and abuse. You have no idea where the money is going. Individual gifts are so much more effective, because 100% of it goes to the person who needs it. My #1 rule though is I do not give to anyone who asks me for money.
Lauren made me cry. When she said, "we're debt free!" Just made me cry.
Man this hit me so hard, it just made me so grateful and think what a selfish world
God Is Good, yet he let my husband die at 30. Scary what people believe.
@@tombfc123 he was ill with a critical illness. Yes, it's heart breaking but sadly people die and yes, God is still good. Among other things he gave her the strength.
@@sally_dee but I don't understand why God would allow someone to die at 30 of a brain tumour? How is that the act of a loving God!?
tombfc123 death is death. Why attack God for the type of death someone goes through? You don’t what his reward could’ve been. He could be living in paradise 🧐
I haven’t cried in years, and somehow this has me bawling like a child. Wow.
Because it's real
People expose themselves and it’s real
Oh my gosh, I don't know if I can make it through this first story. Its just heartbreaking but she overcame it. Wow. Praise God. Oh the tears.
The Best debt free scream Lauren and Cinthya! So moving. It touched my soul.
I
Liv S. I'm watching right now and crying.
"Build your future instead of paying for your past" - excellent line!!
Dave hugging Cinthya got me!! Ugh, I love this show and Dave Ramsey's message.
i cried like a hungry baby when she screamed.
@@maurice2014 not like a hungry baby 😂.
That scream was from the gut and soul, I had chills.
I think it’s amazing that Cinthya lost her husband but is still SO thankful towards God and still believes that He is good.
Well, def good for her but if god was controlling everything he let the husband die sooo..
@@mopnem which is why Christians also believe in free will. God gave adam dominion over the earth and everything in the earth. God is all powerful but gave people free will to also choose him. She's so lucky to have that faith through the trials.
Oh my gosh, Cynthia...🙁😟😢😭Her story is an amzing story of strength.
My husband passed away in March this year at age 44 (I’m 34), and is legacy was leaving the kids and I debt-free too. Congratulations Everyone. Rest In Peace those who have passed. Go find my husband and have a toast with him xoxo
I'm so sorry for your loss. Sending you a virtual hug.
What an amazing legacy. He sounds like a wonderful person. Wishing all the best to you and your family.
🤗🥰
Lauren, if you should ever see this, your story brought tears to my eyes. You are such a strong person. Keep going.
Love this guy "go to work to pay for the future not for the past" Awesome
I screamed and cried with them! What incredible and brave women they are ...God bless you Cinthya & Lauren😇
When Cynthia’and her daughter started crying, it hit me. That was deep. 😢
Congratulations on their success becoming debt-free.
❤️
Crazy how i'm watching finance videos and i'm crying.........Seriously INSPIRATIONAL and MOTIVATIONAL! Sincere thank you for sharing.
How can Dave Ramsey keep a straight face during that days show? How can he hold his tears ?
I'm on tears.
I’m a 42 years old man and start crying listening to this woman’s story Cynthia
Snap! I’m 41.
Jay is the most responsible person I’ve ever heard about. What a badass. Rest In Peace brother
Lauren made me cry... praise God for the strength and determination He has given her. Edit: they all made me cry.
Still cheering and crying for number 10. What. A. Beautiful. Story.
I could feel the relief in Cinthya's debt free scream. I am so overjoyed by her story, I have never cried watching the debt free scream but these tears are over the happiest I feel for her and her children. May God continue to bless you and your family.
Omg, Cynthia's story brought SERIOUS tears to my eyes. I FELT every bit of it. Every single bit of it. It is possible y'all. I am Inspired!! Wow
I see a pattern of people making around 80k a year and paying of 30k in 12-15 months (stories nit involving selling the house). Which means that if you are debt free, and make those numbers, you can save 50k every 2 years out of uour salary. That's ENORMOUS
Lauren is so frickin amazing...I was cheering and crying too
Laurens story's got me in tears. An amazing woman with an amazing husband. Lots of love to her!
Okay......this has me bawling......the emotions are REAL.
Debt brings such a high weight on your life. Being debt free is amazing. I bet people wouldn’t be so stressed or depressed etc if people learned how to manage their money.
Watching from the UK, been working on the first two baby steps for just under a year now, after a few false starts, but I keep focused on the goal. Paid off first small debt late last year and saved a little and encourages me to keep going to pay it all off. It does down slowly but surely month by month. My priority is to follow Dave's plan and win against debt, pay off my house and become wealthy. One key is don't take on any new debt to dig further holes. Very inspirational videos here.
I love this Netflix program called "Mortgage Free Living" that are based on people from the UK. Have you seen this show?
Is Dave on the radio there or do you just listen to the podcast?
@@yaimavol Dave is not on the radio here in the UK, which is sad, but we can access the pod casts on (at least i can) on Google play store, and all the amazing youtube videos.
Wow, wow... Love hearing stories of people breaking poverty cycles. 😭
Changing family 🌴 trees.
Yes! Love this comment. Really gets to the heart of things. It's not just getting out of debt, it's knowing your back in complete control of yourself! Love it!
It's not normal to see Dave speechless.
June 2020 I’m still crying over Cinthya’s story 😭
hey Daisy, gotta sec?
2022😢
2023 and crying my eyes out🥺
Cynthia and Ken made me believe I could be debt free ! I watch this everyday for motivation !
Same i only have 3 more months to go 🙏
That last guy hit it on the head.. if you make more you spend more
So true
This is so inspirational. I'm gonna listen to debt screams every day when I wake up.
*debt free scream
Cinthya is inspirational. Brought tears to my eyes.
Sc in the house. Oh my Cynthia! Tears. More motivation! God continue to watch over, protect, provide, strengthen and bless the family.
This is what Dave lives off of, not his money.
Exactly
That first caller made me so happy and so sad at the same time.
I’m so proud of Lauren and Jay. I’m sitting here crying. You are so inspiring. Thank you for sharing your story. God is so good!I had to edit my comment. All of these people are so inspiring. Thank you so much.
I clicked on the video to hear happy stories and I'm crying my eyes out. Come on Ramsey, I already cut tissue paper out of the budget!
bro u is fkd up bro lol
🤣🤣 grab an old shirt
Hahaha ..God bless u.
Washable hanky made from cotton fabric bought on sale at Walmart. 😊
I used his snowball method to get out of debt quickly when I got out of school. Student loan and a car payment. I'll tell you, once the ball gets rolling you really feel the power. And once you're out of debt and you start paying yourself those monthly payments... Pure gold. It's as simple as it gets.
I watch Chris' segment at least a few times a week, if not daily. I'd love to be able to tell him just how much he's inspired me. It keeps me on track, i can relate to a lot of the things he says. Including not making much money. Started at 28k income now at 38k. And started at 61k debt down to 17k. Hammer down.
Down to 11k left now
Congrats! Keep going:)
Sarah Therrien How you doing Sarah?
Update? 🙏🏽
This first story is heart breaking but I'm so blown away by this young woman!!!!! God is good, that you are right about!!!! Congratulations. Brought me to tears!!!!!
Oh Lauren! My heart breaks for you. May your husband forever Rest In Paradise. On another note, I’m inspired by your accomplishment.
I really dig this show, I am gonna go for it
I wlil be celebrating with you when I see your debt free scream.
I AM AZRAEL how ya doing brother
Do it man!
Did you do it?
Come tell us how it went or is going! We hope you’ve made progress.
Cinthya's story really touched me. It hit close to home. Being a widow and single mom myself I know the feeling of relieve when one is debt free. Praise God for his provision❤ Amen! And thank you Dave Ramsey for your priceless teachings ❤❤❤
Dave you and your team are changing lives!!! I am starting my baby steps :) I love the stories. Thanks so much for everyone that opens up and shares their story. The stories give me so much hope!!
It’s been 5 years. How’d it work out?!
Crying so hard at the first lady. God bless her.
He is looking down from heaven praying for you. Just like St Peter.
I am an atheist, but hearing about people’s reliance on their god is oddly touching to me.
Right?? I’m not an atheist but I’m not following any religion. But there’s so something so powerful about the community and hope behind religion. Of course there’s a lot of negatives that people take from it, but some of the positives are truly touching.
Gosh... I laughed and teared throughout the whole video.
This is one of my favorite videos...for obvious reasons...
This story is absolutely beautiful and heartbreaking at the same time 🥺 I’m so emotional
I'm still crying...Praise God I'm NEXT!!!
These Debt Free stories are incredibly inspirational. I'm looking forward to hitting this milestone in my life (soon). Congratulations to all who have had the discipline to follow the plan and accomplish financial freedom.
I cry every time I hear these! Can't wait to make it down there to do my own!
Elaine Noe me to
Good for you Andy!!! She’s gonna be so happy when you see her again.
What a great testimony Lauren is she is such a positive person! bless her!
wow Lauren and Cinthya making me cry 😭😭😭 such strong faith 🙏🙏🙏
It's so very difficult to get out of debt. A long slow tedious painful process that requires lots and lots and lots of sacrifice. However if you can dig your way out and finally get everything paid off it's one of the most amazing feelings in the world to finally finally finally be free.
Oh man! I love these debt free screams! I watch them everyday for motivation! Keep em comin!
Im going to work to build a future, not to pay for the past. WOW talk about life changing.
No. 10 is so sweet! I'm tearing up. What an amazing soul
Dad interacting with kids is so wholesome.
Everyone of these makes me cry. I wanna do a debt free scream!! Workin on it 😭
Troy... from eating Twinkies and playing video games to college valedictorian!!!!! I lost it right there. AMAZING!
Oh my gosh I am in tears with these stories especially cinthyas story!!! 😭 May God continue to bless them and watch over their family
This video made me cry
val guerrero just finished the first one only and I did too already!!!
Lauren is amazing. Wow. Jay is a great man. Such a powerful story.
Jen is my favorite the emotion every time I see his debt free scream I feel the same way !
His spirit is so heartwarming!
This testimony has touched me in ways I can’t explain. I pray blessings upon your life. Thank you so much for sharing your Testimony. Hallelujah
Well. Little Ms. Victoria is the scream we hear in the intro. I absolutely love this! Motivated on another level to get this accomplished! Thank you Dave Ramsey and Team for all that you do. And I agree Dave - thank you God for work that matters!!
What an amazing debt free scream. You did so well to make a large emergency account. Very well done for paying off all that debt. He is looking down on you thinking well done as well.
That broke me tears for that lady who lost her husband
That first one got me teared up, incredible story. Way to go for me and a lot of other people
How heart warming and encouraging! God bless all these people!
The second woman , ppl we're making fun of her and she said " I didn't care"....they making fun of her but her HOUSE is ....PAID FOR !!!
man i’m so grateful i never had to go into debt.
i completely destroyed my credit score young, so i was unable to get loans or car payments.
that’s when i found the ramsey show.
cash is everything in my life.
the banks only see my money for my 401k and my online payments.
the rest is in my safe. i’m only 21 but i pray i’ll be wealthy one day. never have been but i’m trying man
These stories are so amazing, it makes me wanna get into a huge debt and do all this just like them.
Wow. Never knew discipline could pay off 100k debt. It is truly a gift from God. Now I feel discipline worth every second spent on it. It even saved people's life. Thank you for inspiring!
Dave Ramsey i am a huge fan you are AWESOME!!!! I love what the Lord is doing through you.Thank you for your heart of a servant
Although I’ve used debt to propel my wealth, I do like most of Dave’s principles. It’s really cool to see what he’s taught and the lives he’s touched with the business he’s built. Rewarding people brings rewards in your life!! Bless y’all! Peace out!!
How can you use debt to propel wealth?!
All of them got me crying 😭😭😭😭 all the stories are so touching
Love the inspirational stories. Really good for a guy like me who just started baby step #2.
Nicholas hey man! How’s the journey?
@Nicholas How’s it going? Would love an update.
@@johnrandom3903 me too! What’s going on? How’s hopefully being debt free??
24:20 "I'm homeless right now"
"That's fun"
Homeless and yet richer than most.
I can't wait until my turn. December 2024. I'm 43. Let's go
Just round the corner! Congratulations in advance!
Not long to go now!
I can’t wait to share my debt free scream!!!!!
The first case really choked me up! Oh dear!
I don’t know why I started watching this in the car right before I go into Costco. Now my eyes are all watery. God is good. God bless Lauren and Jay
Haha im in the exact same boat. Trying to dry up my eyes before I go into Walmart. I need to turn this off lol
Thank you for doing this Mr Ramsey, I just started following you recently and I am learning a lot. So happy that God led me to you. God bless you!
I love hearing people scream we’re debt free! Love it.
Who’s cutting onions???? God bless all of you guy’s . Well done. Congratulations 🥹❤️
6 months ago I discovered Dave, several thousand dollars paid off now, the end is finally in sight.
I’ll be doing one of these myself soon enough. IT REALLY WORKS PEOPLE.