Health Insurance Claim Rejection OVERTURNED | WHAT TO DO If Claim Is REJECTED?
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- Опубліковано 5 бер 2024
- Talk to our advisors for your health insurance needs- bit.ly/3P8dlpu
In this video, we will be discussing how Ditto Insurance helped a customer reverse their health insurance claim of 8 lakhs which was initially rejected.
Stay tuned.
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I purchased a health insurance from Ditto in 2021 when they were just starting up their operations & had no such claim assistance feature. I am so happy to see you guys grow! Keep doing the good work
If you need any support from us anytime please reach out to the team. You can do it by simply visiting the claims tab on our page. We will be with you and your family 100%.
Interesting to watch how you approach for claim. Its the platform to protect(Save) the policy holders against the insurance company. I wish to work with you ❤
You know what.. this kind of video helps us to trust u guys... ❤ Love u ditto for this work n don't break the trust..
Thank you so much. Means a lot :)
True
We should have more such videos. Thanks Ditto
We will definitely make more of these videos explaining our experience dealing with claim rejections
My mother 59 F and me 21 has floater policy national parivaar mediclaim plus 8L, (some history: 3 year PED, 2nd year running on policy so PED left 1.4 years. 3 lakhs(bought on 2018) covers all the PED as we increased it to 8 Lakhs in 2022, so waiting period is on incremental 5 lakhs). COPD, Cardiac issue, t2dm, hypertension, gastric issues bit. Can you help me in porting the policy and getting the best health insurance hassle free, premium not an issue ? Which insurance would be the best for this? Only for my mother
Good job sir
Can you tell me how is Reliance Infinity health plan?
Lot of people are telling me since I buy policy from your platform that hdfc ergo has costly policy and you have wasted your money. Feeling stuck, not sure whether I did the right or wrong.
I have completely 0 knowledge of purchasing such polcies. I have gone through one of the video in the Y-axis channel which intrigued me to buy high sum insured for the long term considering the raise of medical inflation.
The problem is I never be able to make the decision for these purchases as I always afraid that somebody who is selling the policy is just want to make his own benefit and handover me some garbage and my money will go in vain.
Also, these policies comes with so much clauses which looks to create to deny the claim of the insurer.
Hey,
We can assure you that we're advisors like none other in the market. We're there to help you every step of the way - buying a plan and also when settling a claim. Feel free to speak with our team, we'll never spam and never push you to buy :)
Bahut sahi decision liya hai bhai aapne... Hdfc ergo ki thori mehnagi jaroor hai policy par market main sabse best hai... Mere paas bhi optima super secure policy hi hai... Claim karne pe ek rupee bhi cut nahin hota hai mera.
I also want to know which company?
Are u guys in Kolkata? I have an insurance from icici lombard since last 7 years' which I bought and renew online but hearing all these I feel I should get some human interface to whom I cd go for guidance in case of any exigency
Hello :) We are available Pan-India since our advisors work remotely. All you have to do is book a call on our website. However, we currently do not partner with ICICI Lombard. So we may not be able to support your request.
Having said that, you have very little to worry about. Your policy is 7 years old and if you complete 8 continuous years, you will have completed your moratorium period. No insurer can dispute any claims once the moratorium period is complete.
But i guess angiogram comes under pre hospitalization expense .... As it followed hospitalization of the patient
Future generali is a good insurance....why should he port unnecessarily.
I have helath insurance from niva bupa from policy bazaar....after following your videos .... I am thinking about switching to HDFC ERGO....whats u r openion.
..what is the difference between you and policy bazaar....
Tq
Niva Bupa policies are much more affordable. HDFC Ergo policies are slightly more expensive. Feature wise both are at par but we think Niva Bupa is more customizable. Claims experience we believe HDFC Ergo has an edge over Niva Bupa. However to be able to offer you more pointed advice, we suggest you book a call with our advisor and they will help you.
Also in terms of service, we believe our advisors and claims team truly care about our customers' outcomes. Our objective is not just to sell a policy. It's to make sure our customers have a great experience after buying the policy:)
How do i switch to an agent after already buying a policy directly from the company
You will have to intimate the insurance company during renewal that you are looking to switch your agent and they will get a declaration from both the old agent and the new agent before approving the switch.
Hi, I was recently scammed by Star Health. Now, I want to port to some other insurance company. How to do that ?
Our advisors can help you with your query. Please don't hesitate to book a free-of-cost call with Ditto's trusted advisors. bit.ly/3P8dlpu
Can u please say what exactly happened so that we can be aware of these types of scams?
Even I would want to know what happened.
I am thinking to go with care advantage policy. Whats your thought on this
no care will try their best and reject the claim even for declared pre existing illness
What is the name of the insurance company you are talking about?
They only recommend 2 companies, now you can take a guess 😅
@@DrAkashraj Care and HDFC Ergo?
They have replied to all other comments but they have not replied to this comment.
@@DrAkashraj take niva bupa or cholamandalam you will know what the truth is 😂
13:30 Niva bupa do this 😢
If you are unbiased then you should have plan from all the companies. As same 2 company can’t fulfill all the person needs
Hearing this it feels like Insurance is scam..just save the money for eventuality
Does Ditto operate in Chennai? If so, please provide the address the phone number.
Hi Vignesh.
We provide service Pan-India. Please book a free call with us with this link and we can help you with your queries: ditto.sh/3dhjyp
@@dittoinsurance I meant physical offices. If we buy through ditto & during claims processing, will it all be a remote / online process. What if you had to visit the hospital for a claim resolution incase ditto is not physically present in my city.??
How much commission do u guys get 😂
The commission structure is regulated by IRDAI and it can vary anywhere between 5-20% across the industry. However as consumers you don't pay extra irrespective of whether you buy directly from insurer or Ditto.
Hindi bol
also give the name of health insurance company so that we can avoid such insurer
i ma using care insurance, but need human interface like yours. How to get your service?
Hi,
You can book a free consultation call with our advisors with the link in the description