10 Hidden Health Insurance facts you should check before Buying a Policy

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  • Опубліковано 2 сер 2024
  • Top Health Insurance- Upto 25% discount👇
    health.policybazaar.com/?utm_...
    Health insurance is really important because it helps you with money if you have unexpected medical expenses. It also lets you get good healthcare when you need it. But the most important thing is to pick the right health insurance that fits your needs.
    Choosing the right health insurance can feel overwhelming because there are so many options and confusing words. But don't worry! In this video, we will explain the important things to think about when you want to buy health insurance. This will help you make a smart decision to keep you and your family safe and healthy.
    00:00 - Introduction
    01:45 - Can you get insurance with an existing illness?
    02:45 - Take advantage of the 'no claim bonus!'
    03:33 - Get insured for your daycare treatments.
    04:21- Get insured for pre & post-hospitalization expenses.
    05:21 - Should you opt for a Family floater?
    06:43 - Maximum entry & Renewal Age
    07:23 - Not all the policies are the same!
    08:03 - Undestand capping on expenses.
    08:54 - Wide network of cashless claim settlements.
    10:10 - Is Corporate Health Insurance Sufficient?
    10:51 - How to easily buy Insurance?
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КОМЕНТАРІ • 661

  • @pranjalkamra
    @pranjalkamra  Рік тому +32

    Top Health Insurance- Upto 25% discount👇
    health.policybazaar.com/?YT_NonBrand_PranjalKamra_Jul23&Native&Insurance_22Jul23

    • @Shajahan6
      @Shajahan6 Рік тому +1

      I'm 21 and single earning member and i want higher cover insurance like 1cr+... i can pay the premiums now because on young age term insurance premium costs low but i can't due to my income slab they doesn't offer us for higher coverage but how can i , If i choose further old age time like 30 then premium will increase compare to young and also what if i'm not alive to take a good one my family can't be stable with financial problems so please a suggestion for this, I'm researching on this but haven't proper solution even i commented on yours and lla's inssurance videos no response please help the young one

    • @sujitpatel8659
      @sujitpatel8659 Рік тому

      Sir pls term plan k upar ek video dijiye...
      Kya term plan mai swipe ho payega kya

    • @DEEPAKPRASAD749
      @DEEPAKPRASAD749 Рік тому

      Please send best policy name to cover all things

    • @DhammpalSudhakarSatalkar
      @DhammpalSudhakarSatalkar Рік тому

      You don't even tell which policy should be taken?

    • @tusharmahajan8284
      @tusharmahajan8284 Рік тому

      Apne konsi Li hai ?

  • @salmankhan-bu3qw
    @salmankhan-bu3qw Рік тому +250

    Sir im very disappointed with policy bazaar. Im 100% sure nobody will fix the problem in 30 minutes because i am very old client of policy bazaar. When they have to sell something they call 100 times a day and when you need help of them them keep calling and just listen the nice music for an hour.

    • @rajendratiwari2087
      @rajendratiwari2087 Рік тому

      पॉलिसी बाजार से लें या सीधे निवाबूपा से,सभी के ग्राहक सेवा सुविधाएं पॉलिसी बेचने तक ही फ्रैंडी होती हैं,बाद में साधारण प्राइवेंटिव हेल्थ चेकअप के दो पांच हजार रुपए भी लेने में आप सफल नहीं हो पाते।
      ऐसा कोई फीचर ही नहीं है कि पॉलिसी बिक्री की तरह ही क्लेम के लिए भी ग्राहक सेवा टीम आपकी समस्याओं के समाधान करे।पता नहीं ऐसी नीति कब आएगी???

    • @pritamnath152
      @pritamnath152 Рік тому +5

      True…

    • @mainuddinsk786
      @mainuddinsk786 Рік тому +6

      Genuine Review 👍

    • @shahidiqbal8840
      @shahidiqbal8840 Рік тому +4

      Please share your policy name and number to confirm your complaint. And ask the people working in policy bazaar before buying a plan for mine.

    • @danny06cbr
      @danny06cbr 11 місяців тому

      True

  • @piyushsharma915
    @piyushsharma915 Рік тому +81

    In Rajasthan due to 25 lakh coverage by Cheeranjivi Yojana of state government at a premium of 850 only , great benefit to all people in Rajasthan. Even all private hospitals are covered in it . Irrespective of any disease and age .

    • @anirban1859
      @anirban1859 5 місяців тому +3

      Are REET Teachers included???

    • @MoviesExplainer71
      @MoviesExplainer71 4 місяці тому

      😂😂😂​@@anirban1859

    • @Hunteriscoming
      @Hunteriscoming 3 місяці тому

      ​@@anirban1859ask Momta

    • @rishabhkashyap231
      @rishabhkashyap231 8 днів тому

      I went to a local private hospital it cannot cover rhinoplasty basic surgery of nose , i get to know that this policy cannot cover basic surgeries also

  • @santanudey2101
    @santanudey2101 Рік тому +22

    Thanks for sharing, this is very informative while selecting a health insurance policy but I think claim vs settlement ratio is one of most important factors for selecting the insurance agency because this matters when you need!

  • @ARMY_of_knowledge
    @ARMY_of_knowledge Рік тому +5

    Hello Mr Kamra. Please make a 2nd part discussing various health insurance policies. The video is 9/10. Thank you.

  • @shashwatsinha28
    @shashwatsinha28 Рік тому +4

    I would rate this video a solid 4. Only basic level stuff such as definitions of add-ons etc. covered. No in-depth analysis of which add-ons are actually useful and value for money, which companies to look out for etc.

  • @bhavikgupta4554
    @bhavikgupta4554 Рік тому +5

    10/10.........This is such a good video with all the necessary info ...Thanks PK 😊

  • @MultiSambit123
    @MultiSambit123 Рік тому +6

    7.5/10: Because, 10 rating means the best of all! reasons being, ek example ki kami reh gayi (demo.), then biased bhi angle laga. Explanation and info are very useful. Thank you

  • @sagarjadav3699
    @sagarjadav3699 Рік тому +3

    Excellent, The Type of guidance I actually looking for to get pure beneficiary policy for me and it will helpful to stay away from the other Traps

  • @satyandraupadhyay1458
    @satyandraupadhyay1458 10 місяців тому +1

    Super video hai sir aaj tak itne clear explanation nahi dekhe kahi bhi ya kisi se bhi..thanks a lot sir

  • @user-zd6ej4yp2l
    @user-zd6ej4yp2l 11 місяців тому +2

    10/10 video. Understood so well. Thankyou so much sir!

  • @yashathawale3291
    @yashathawale3291 10 місяців тому +2

    Beautiful video...... Every point is covered...... Thanks for providing this knowledge 👌🏻👌🏻👌🏻 I will going to rate 10/10 ❤

  • @niteshvadher9467
    @niteshvadher9467 Рік тому +1

    Thank you Pranjal sir,

  • @abhishekverma5898
    @abhishekverma5898 11 місяців тому +1

    Informative, thanks!

  • @ganesh.n.m9533
    @ganesh.n.m9533 Рік тому +3

    10/10 , Thank you very much sir for informative video🙏👌😊

  • @moromisultana9838
    @moromisultana9838 10 місяців тому +2

    Thank you, bohot clearly explain Kara apney,I always had doubts regarding all this.

  • @promodgiri3958
    @promodgiri3958 Рік тому +1

    Valuable Information, Thanks 🙏 Sir

  • @MoumitaSarkar-ec8xh
    @MoumitaSarkar-ec8xh 11 місяців тому +1

    Thanks for searching this information.thanku

  • @NelsonJi
    @NelsonJi Рік тому +1

    Good explanation... It would have nice if u would have explain about claim settlement.. and why some one claim is not settled...
    Like ... While taking insurance.. should not lie or hide anything....

  • @prahladgupta5572
    @prahladgupta5572 Рік тому +6

    Thanks for the info that what need to consider while buying healthinsurance but there is still confusion as we do not have data to compare all these points at any website. Policy bazar provides info but not all info. Please list out some best health insurance with comparison.

  • @virajshah7656
    @virajshah7656 Рік тому +27

    I will rate this video as 5/10 as most of points you told are already covered in your previous Health insurance video

  • @pradeepedixit623
    @pradeepedixit623 8 місяців тому +1

    Very helpful video
    Thank you so much 🙏

  • @shsk7973
    @shsk7973 Рік тому +2

    Nicely explained sir for the new person who is going to purchase the policy this is 9 out of 10

  • @sabitarai4334
    @sabitarai4334 9 місяців тому +1

    Thank you for your information ❤

  • @ramyasri6093
    @ramyasri6093 Рік тому +1

    Thanks for detailing

  • @littleshreyosree5574
    @littleshreyosree5574 3 місяці тому +2

    10 /10
    1. Waiting period
    2. No claim bonus
    3. Day care facility
    4. Pre and post hospitalization
    5. Family floater
    6. Life long cover
    7. List of excursion
    8. Individual capping
    9. Cashless network
    10. If you have a company plan.. recommend your own plan

  • @swetarani8375
    @swetarani8375 Рік тому +2

    10/10... As i found this video super informative🙌

  • @nadeemjamadar2011
    @nadeemjamadar2011 10 днів тому

    Bahut acha laga bhai......

  • @AdeshKamble-cp3ts
    @AdeshKamble-cp3ts 10 місяців тому +2

    10 OUT OF 10 THANKS FOR SUCH A AWASOME KNOWLEDGE.

  • @sandipghoshdastidar3406
    @sandipghoshdastidar3406 Рік тому +21

    Hi Pranjal, your video was super informative. Only one thing that you said at the end regarding policy without a medical test, that I think is not the right approach. It may create some problems during the claim.

  • @ajaykene.5009
    @ajaykene.5009 8 місяців тому +1

    Rating 9/10....the video is great sir. one suggestion is that u can also show demo of buying or comparing policy online, or u can recommend top policies on your vidio, thank you

  • @amitjain1013
    @amitjain1013 Рік тому +11

    10/10 sir your videos are always logical and helpful if you could just add one point it would had been more better that on an avg people will prefer for family floater plan around 10 lac so what will be the avg prem

    • @Sahil_khangar
      @Sahil_khangar Рік тому

      1887.00 for my parents health insurance policy up to 10lakh for more information watch my video on that topic and if you like it do subscribe and share it with your friends have a great day

  • @suhasshinde7086
    @suhasshinde7086 Рік тому

    Basic jankari ke liye ye video best hai 09/10👍

  • @jossieserrao4902
    @jossieserrao4902 11 місяців тому +1

    Good information Thank you so much.

  • @kaushikghosh4703
    @kaushikghosh4703 11 місяців тому +1

    Undeniably 10 out of 10 for such an useful and informative video...

  • @omprakashmahale6349
    @omprakashmahale6349 Рік тому +1

    Thank you very much sir

  • @poojajaiswal21
    @poojajaiswal21 Рік тому +3

    10/10❤ eagerly waiting for video on this topic ... I also want your Suggestion on this.

  • @ManishKumar-uk4mj
    @ManishKumar-uk4mj 3 місяці тому

    Great Video, Very Helpful

  • @manyabhavya
    @manyabhavya Рік тому +6

    Please elaborate on PPN package by GIPSA. Even if the policy does not have sub-limits, the insurers are making us pay because they don't admissible claim beyond the agreed limit with the hospital. So even of you have a cashless claim, you end up paying more of the share of the claim. This issue is not highlighted while purchasing the policy and only is made realised when claim is made. This is total shock!

  • @MadhuSingh-hh1ph
    @MadhuSingh-hh1ph Рік тому

    10/10sir,आप अपना काम बहुत ईमानदारी से करते हो

  • @MdKawsarAhmed-rg9vy
    @MdKawsarAhmed-rg9vy 10 місяців тому

    TNX for good information ❤❤

  • @jaypalkharwaljaypalkharwal9939

    Love you sir your information god bless you

  • @prabhunavalgund7664
    @prabhunavalgund7664 Рік тому

    Thanks for the information

  • @rahulsvlog1131
    @rahulsvlog1131 Рік тому

    Thanks you so for your kind information

  • @MarketSeeker16
    @MarketSeeker16 Рік тому

    Thank you Pranjal

  • @pradeipkumar9762
    @pradeipkumar9762 Рік тому +1

    Before seeing that I was very scare to buy a health insurance plan but now I m very clear to purchase it.

  • @nileshkudhale6871
    @nileshkudhale6871 7 днів тому

    Thank you 🙏❤

  • @RahulKumar-jp6fh
    @RahulKumar-jp6fh Рік тому

    Aapki sabhi video knowlegeble hoti hai bro....

  • @pradeepkishoredungdung1817
    @pradeepkishoredungdung1817 Рік тому +3

    This is the best video on health insurance, excellent work pk sir.

    • @pradeepkishoredungdung1817
      @pradeepkishoredungdung1817 Рік тому +1

      Pk sir one more video on health insurance, a detail video on top 5 health insurance according to u.

  • @rishiagarwal8760
    @rishiagarwal8760 Рік тому

    Thank you 👍

  • @sajiseb
    @sajiseb Рік тому

    valuable insight, thanks

  • @abhisheksaraf6434
    @abhisheksaraf6434 7 місяців тому

    Thanks!! 😍

  • @biswajitphukon3758
    @biswajitphukon3758 Рік тому

    Thanks

  • @ankitbhatti667
    @ankitbhatti667 Місяць тому

    Thankyou for making this video. It has really helped me in buying right insurance.

  • @saurabhmulay4918
    @saurabhmulay4918 Місяць тому

    Informative & crisp information 9/10

  • @manishadityaiit
    @manishadityaiit Рік тому +2

    Aaj hi health insurance policy final kar raha tha.
    Thanku bhai

  • @SnehaVerekar-zl7cd
    @SnehaVerekar-zl7cd 10 місяців тому

    Thank you🙏

  • @pratiksatpute7632
    @pratiksatpute7632 Рік тому +3

    Dear Sir,
    The points which you have told regarding the health insurance please suggest that type of of insurance or else the best health insurance for family or single and affordable premium.. 😊

  • @Vipanloomba
    @Vipanloomba 10 місяців тому

    Very Good information shared. Thanks

  • @reenakar4304
    @reenakar4304 Місяць тому +1

    Thanks pranjal,v nice video.which medical policy to take

  • @subhashpatil9188
    @subhashpatil9188 7 місяців тому

    Very nice Explanation

  • @ThairingThairingLangthasa
    @ThairingThairingLangthasa 10 місяців тому

    This is informative while selecting insurance policy

  • @Pnityallinone
    @Pnityallinone 11 місяців тому

    Thank you so much sir very helpful video 😊❤

  • @kirankhandelwal1413
    @kirankhandelwal1413 Рік тому

    Thanks for the video, please list top three health insurance available.

  • @dhanmadhav
    @dhanmadhav 10 місяців тому

    Helpful sir🎉😊

  • @georgesebastian3151
    @georgesebastian3151 11 місяців тому

    good awareness sir

  • @prasannalama806
    @prasannalama806 2 місяці тому

    Tha k u v much❤

  • @narinder_balewa
    @narinder_balewa Рік тому +19

    There are very few people whom we can trust blindly. You are one of them sir 10/10🎉🎉

    • @manojsuri007
      @manojsuri007 Рік тому +2

      Dont trust anyone blindly. He is promoting policybazaar and this policybazaar has a very poor claim settlement ratio. Many customers have complained against their service.

    • @narinder_balewa
      @narinder_balewa Рік тому +1

      @@manojsuri007 who told you that policy bazaar is a insurance provider company

  • @penfriend4209
    @penfriend4209 8 місяців тому

    Very informative 10/10 ,🙏

  • @saikiran-wx3fv
    @saikiran-wx3fv 11 місяців тому +4

    It would be much helpful if you can provide the insurer name at each case🤞

  • @Ravirathore8890
    @Ravirathore8890 Рік тому

    Superb knowledge bro

  • @AsalkarVastuyojana
    @AsalkarVastuyojana Рік тому

    Very informative rating 9

  • @ddas86100
    @ddas86100 Рік тому

    Thanks🌹

  • @radheshyamraiyani99
    @radheshyamraiyani99 Рік тому +9

    Good Information Sir. Rating 9
    But one point you need to verify at your as ground support not providing on time, also they have the marketing personnel in each city/area but personal for ground support for claim settlement not available.
    Policybazzar have good marketing team but claim settlement team not available for ground level guidance etc.
    This dark side of Policybazzar based on personal experience

    • @digitallife5464
      @digitallife5464 Рік тому +1

      you are correct sir, during claims no one will help you

  • @ajaykumarupadhyay9007
    @ajaykumarupadhyay9007 Рік тому

    Trusted content 10/10

  • @chiranjibbasak5080
    @chiranjibbasak5080 10 місяців тому

    Very helpful 😊😊

  • @Albab_Ali
    @Albab_Ali 6 місяців тому

    Please compare some Health Insurance from examples and some video of top 5 top 10 insurance. It's a must.
    8/10

  • @Sahil_khangar
    @Sahil_khangar Рік тому +1

    Hi sir jaise aapne ek video me annual reports padhhna sikhaya tha na vaise aap terms and conditions ko samajhbe wala bhi ek video banao please is is a humble request

  • @tashitopgyal4552
    @tashitopgyal4552 Рік тому +1

    Best investor and youtuber in world

  • @mayurdhwajsinhgohil9747
    @mayurdhwajsinhgohil9747 Рік тому

    Good one sirjiii wahhhh

  • @user-oh5qi4iv6h
    @user-oh5qi4iv6h Рік тому

    Nice ❤

  • @nitishpradhan7375
    @nitishpradhan7375 Місяць тому

    Sir u deserve my 10 out of 10 😮
    Becoz u teach us some important awareness and knowledge, may be that not as high as some one need but it helpful for many one
    Thanks

  • @maheswarasahu3020
    @maheswarasahu3020 Рік тому

    Good information thnx

  • @ankurzweb8149
    @ankurzweb8149 Рік тому +1

    Acko Health Insurance seems best to me... Although same is not there in policy bazar

  • @khurshedalam1994
    @khurshedalam1994 9 місяців тому

    Thank you so much 👍 sir.. I'm big fan of you 10 out of 9 ... because some reason

  • @oyeminati
    @oyeminati Рік тому

    Ok sir thanks for the information ❤❤10/10

  • @dheerendrakaibartta663
    @dheerendrakaibartta663 10 місяців тому

    good advise

  • @AmitAswar
    @AmitAswar 9 місяців тому

    bahot badhiya dada 10/10

  • @tejpalsingh3480
    @tejpalsingh3480 11 місяців тому

    Thankyou sir

  • @letsvgrow
    @letsvgrow 28 днів тому

    Very informative video sir 👍

  • @meghamanocha4689
    @meghamanocha4689 Рік тому

    Sir vey informative video 8/10 but sir ek video top 10 helath policy jo truly worth it ho or wo health policy hume kaha se lene chahiye policy bazaar se ki kise agent se please share this information.

  • @saumitramishra7968
    @saumitramishra7968 11 місяців тому

    9 out of 10..... informative

  • @NishaGupta-cd8qw
    @NishaGupta-cd8qw Рік тому

    sir kindly mutual funds kaise aur koun sa lena hai us par b videos banao for beginners

  • @mohammedzaidali8881
    @mohammedzaidali8881 11 місяців тому

    10/10 sir and thank you

  • @prakashnarayan7852
    @prakashnarayan7852 Місяць тому

    Rated 10 of 10 very informative.

  • @PiyaliSurul
    @PiyaliSurul 8 місяців тому

    Very good video.

  • @infalliblesaket
    @infalliblesaket 6 місяців тому

    Good effort👌

  • @pritnanda7203
    @pritnanda7203 2 місяці тому

    Thanks for valuable information & from my side 9/10.

  • @sayyedtauhidali6145
    @sayyedtauhidali6145 Рік тому +4

    10 out-of 10 🤗

  • @gurdeepsohi4291
    @gurdeepsohi4291 Рік тому +1

    Good😊😊