Best Health Insurance Buying Guide 2020 | How to Choose the Right Health Insurance
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- Опубліковано 25 сер 2024
- Choosing the right health insurance can be complicated and confusing due to hundreds of options. This health insurance tutorial video will teach you 10 Steps on how to pick the right health insurance and smartly how to buy life insurance in 2020. This health insurance guide in Hindi will help you in selecting the right Mediclaim policy for you and your family.
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Summary
1. Floater plan or individual plan
2. Claim settlement ratio be high
3. Network hospital
4. Room rent upto single ac room
5. Pre and post hospitalisation
6. Percentage of No claim bonus
7. Less PED waiting period
8. Lesser capping
At least 5 lakh for family
Thank you ❤
Really like your style and the point that you always specifically mention whenever it's a paid video.
Hats off. Keep growing.
Lots of love.
just watched your video on RBI policy
i am subscriber of both of you
Thanks Matin😊
@@InvestAajForKal welcome
call and put series also very good👍👌
I am following both of you.. You both are doing a great job for bringing financial literacy & covering important topic like health insurance, term insurance, money management, investment etc. Actually this kind on basic knowledge should be part of secondary school.
Thanks Dhruv
Even I love Pranjal's work
Jab bhi mujhe financial knowledge leni hoti hai toh aapka video ek vardaan shabit hota hai
Ekdum sare doubts clear ho jate hai
What I liked the most was he wasn't so curious getting likes and subscribe, secondly he wasn't in hurry and very calmly explained every detailed point, we need this type of youtubers
Iam also using policy bazaar....only negative thing is that they call a hell lot of time when u start searching in their app
Seriously
Yes, i hate policy bazaar for this
Right
That's the part of their job but I agree this kind of thing irritate us Companies should think about this.
Thats the worst things for Policybazaar
Appreciate your work for the people of BHARAT.
May Shree Ram keep you and your family healthy.
Jay Hind❤️🇮🇳
Jai Sri Ram
Hello I am Dr. Sachin you explained all the minute details Very clearly thank you so much. Bt u should suggest some policy's too.
Sir as my experience don't purchase online policy because when insurance policy not give approval and any response that time no buddy help u because u have not any contect person .pt will call many time to costumer care in insurance but they will give revert according to tarm and condition. So always purchase policy by contect person so when u need and any issues regarding policy that person help u
As your Q best policy Hdfc rider policy. And best claim settlement .
1.floater or family?
2.claim settlement ratio?
3.coverage in cities
4.icu/ward rate per day/capping/ subdivisions
5.pre and post hospitalisation coverage
6.physiotherapy, cosmetic coverage
7.disease coverage
8.existing diseases coverage
9.no claim bonus percentage
Thank you👍
Floater or family
Claim settlement ratio
Coverage in cities
ICU ward rate per day/ capping/ subdivisions
Pre and post hospitalisation coverage
Physiotherapy, cosmetic coverage
Disease coverage
Existing disease coverage
No claim bonus percentage
1. Individual or floater* (Floater is for family)
Absolutely love the way, you make the concept so easy to understand! I have been learning a lot from each of your videos & have been trying to use them on my UA-cam Channel. Thanks! ✅
Hello Nikhil!
I am really glad to know that you liked the video. Thank you so much for your appreciation. 😊
Very informative and useful video.
Thank you so much Sir...❤
Stay Healthy..! Stay Blessed..!
Pranjal Ji, Thanks in Advance for your Valuable Suggestions from your past Videos, which I have applied in my Life and they made my Life Less Worried than Before. I am 28 Years Old, Married and with Two Kids (1 Y Twins). I have been researching for a Suitable Family Health Insurance (4 people) Plan for the Past many Months. But I am unable to make a Decision on which one suits, with so much information around. Please Guide me in this regard if possible.
If still you are searching for the insurance
Herr pranjal we all love your "cerfew classes" but there are some topics we think are missing so please make videos on the following topics.
1. How to choose stocks of Financial services companies. Like bajaj financial services.
2. Valuation of banking stocks.
3. Some best tips for Traders. Where they make mistakes.
Finally, Love the way of your teaching and after seeing your video we found ouverselfes running on warren buffett way.
Thank you.
One of the best financial advisor in youtube...i have learned a lot from you sir...kudos to the good work👍
Glad to hear that! Thankyou
My hands rushing to Like this video before it ends. Extremely helpful, easy to understand. Thanks Sir 😊
Amazing video. I only knew major details. but you covered small but important details and points Sir..
Glad you liked it!
Love and Respect for u brother...i am insurance advisor ओर भाई हमारे पेट पर लात मत मारिये ,हमें भी भूख लगती है क्योंकि हमें भी पेट लगा है , आप हर vdo policy bazar का गुणगान करते नही थकते... आप तो कम से कम हमारे बारे में सोचिए भाई...आप ऐसे बोल सकते कि offline insurance advisor से policy लीजिये अगर available है आपके area, ओर हां अगर सुविधा नही तो online check kijiye .....या online compare करिए ,पर ist preference offline then online... pranjal bhaai pls
Sir you're channel is one of the best channel.and you are give very good advice for financial planning....thanks sir.
Health insurance must buy from insurance adviser , because it's much better than online 👍
Sir can you please make a video which can straightly explain us “HOW to Create REAL WEALTH in stock Market ? “(In LONG TERM) ???
Sir Aapki Speech Bahut Achhi Hai.👌👌👌👌👌Kafi kuchh sikha mene Aapse uske liye Bahut Bahut Shukriya🙏🙏👍👍👍👍God Bless You💐💐💐
Superb sir"" thankyou for indepth guidance..👍
Nice explanation.....,......I understood properly
From Arunachal Pradesh . Love your every videos .very informative n well presented. All questions that a beginner wants to know.
Hi! Which insurance u bought?
Thanks Pranjal.. but you missed to throw light on riders.. whether we should go for riders or opt separate policies for critical ailments..
I am a health insurance consultant, just wanted to check how legit this video is so overall you covered all the major things, keep it up sir...
U r health insurance consultant, plz tell me best health insurance company easy's claim and which can give caseless treatment in any hospitals.
@@kalyanmurmu6154 star HEALTH contact us
Agar main ajj health insurance start kiya toh kitne din ke baad main claim karsakta hun, agar 1 month ke andar koi jarurat aye toh claim karsakta hun kya .plz bataiye
@@rupeshkumarpradhan2449 Day 1 se Accidents, After 15 to 30 Days se Covid-19 and After 30 Days se seasonal and critical diseases and after 2 years all the slow growing diseases cover hoti hai.
Yes, All The Queries related to Health Insurance is solved. Specifically many points which were not known by me are now learned by me. Thank You so Much. Really Appreciate your hard work.
Policybazzar.com has chosen the best platform and the perfect person to promote there work.
Taking health insurance from banks are the safest choice.. Claom settlement is between banks and insurance provider. Whereas there are very genuine and problematic issue of claim settlement at any platforms other than banks..
Wow after a long time!! 😀😀
Was wondering why are your videos not coming anymore..
Just took a small break to learn more.
Very good information ,
Sari ki sari problem door kar di sir.
Thank you very much sir.
Paid hai isliye bola apne online beheter hai.
but policy offline or office jake buy kiya to easy access/Contact rehta hai office se. Koi bhi issue ho jaye easily solve hota hai. #personal_experience #I💓finology. 😊
Exactly my friend, buying online may save our few Money but during claim settling it becomes too difficult for a nrmal person to go through claim settlement procedure as he has very less idea about the process and online company ka revert ane bahot time b jata h and kabi kabi toh revert bhi nai ata kuch.
kon bolra h bhai ,,policy online lo ya offln ..claim and services to online he milti h
thanks for making us informed buddy!
Sir apki video dek kaa me bohat kuck sikha share market mee
Thanks for your valuable advice
Please make a detailed video on what should a retail investor do when there is minor and major crash in market!!
हेल्थ इंश्योरेंस💰💴💵गाइड🤔🤔🤔,बहुत he acha वीडियो प्रांजल जी😊😊👌🏻👌🏻👌🏻,धन्यवाद😊😊😊🇮🇳🇮🇳🇮🇳🙏🏼🙏🏼🙏🏼🙏🏼
बहुत अच्छा समझाया....... धन्यवादाः
Hats of to you Pranjal sir.💐💐
This is the very required vedio...thank you so much sir 👍
Nice video. But I'm bit reluctant to choose policybazaar. They will pretend to help before purchase of the policy. Once you purchased the policy they will never (or rarely) reply to your mail in case you need some help.
Thanks for the video, but it will be very helpful if you give a written summary of every point at the end in a tabular format.
Very informative besides pbazar are their professionals who will help you one to one tailor-made to get the best policy from the best company rgds
Hello sir,
Thank you so much for making video on the health insurance,
Now for new Video After a long time 🙏we support finology ❤️
Love you and ur videos sir... I'm 22 and started investing in MF😇
Im 18 and I've recently started investing in shares
Well done guys.. Keep investing..
Your retirement will be very comfortable...
Insure your Health too.. It will protect your investments..
Mutual Funds suck
Just find data
What % of MFs have given returns better than FD?
Instead invest by yourself in index etfs when indices correct significantly
What is MF bro...?
@@ahishekabhi12345 mf means mutual funds
Thank you sir.there is one request consideing the points in your videos can you please make video or tell which top 3 policy we can buy or choose from for Mediclaim.
or personally which Mediclaim policy you use
Very well explained!
Sir I am ur big fan..
Mai rural areas mei raheta hoon.
Konsa company ta health insurance lena chahiye thoda hlp korenge pls..
आपने मेरी प्रॉब्लम काफी हद हल कर दी है..... Thanks
would you like to start health insurance?
We have Edelweiss health policy with the best features . Thanks
Emergency evacuation pr focus karein sabhi, kuch company domestic evacuation bhi nhi deti h
Canara Bank ka Appolo Munich k sath tie up h or wo Canara bank k customers ko optima restore jaisa plan kafi reasonable rate pe provide kar rhi h.......to aap suggest kijiye please ye kaisa rahega ????? Please reply......jabki policy bazar pe same plan kaafi costly h or benefits almost same h.........reply please
Thank you, to share your great knowledge.
Excellent Pranjal...Keep it up !!
Sponsor h je video policy Bajar se
Ok no problem sar thanks for insurance gait
You are life saver Sir ❤️🙏
Thankyou so much sir for this important information
Pranam sir,
Policy Bazaar me policy check Karne se bar bar call aata hai , Direct usi company se policy lene se better hai ya policy Bazaar se @ policy Bazaar kitna sequr hai
Thank you sir for sharing knowledge about health insurance,it will be really helpful👍🙏
Thanks for the knowledge. I would like to request you to suggest us the Best Health Insurance on the basis of your points which satisfies majority said points you.
its depend on your reqiurment and your budget as well ,,visit policybazaar
Thank mans, it was very useful.
Subscribed.
Thanks for the sub!
Sir, pls make video on taxes on investing income from Stock Market.
Hello Amit,
Sure, Noted!
Sir when you will make video on that particular topic plz mention the sections of Income Tax act & how we will utilise & get best remedies on that particular sections.. Thanking you 🙏
@@pranjalkamra Thank you sir.
please make a video on the future of gold investment.. will gold provide fair returns in this decade.. your views on it. and how Gold Funds are different from SGB
Very comprehensive video. Thanks
When you compare Health Insurance on policy bazaar you see these terms- health checkups, health assessment and wellness factor. What’s the difference between them? Pranjal could you please answer that question
Thank you. This is very useful.
Hi Pranjal, I have my company health insurance of 10lakh per year floater. I still want to go for another health insurance for me and my wife to cover a few things that is not covered under the comoany HI. Both of us don't have any pre-existing diseases. Do we still need 5 lakhs insurance as minimum or is 3 lakhs okay?
Hi Pranjal,
Can you make another video followed by this one which would be more on specific Policies of health insurance which fits best to your analysis... Please it's a request to you....
Regards,
Ranan
Thank you sir, very helpful video .. .. . .
Dear Sir, Thank you much for providing the nice information. Kindly also suggest best Child plan as well as Retirement/Pension too, since mutual funds are subjected to market risk. I m waiting for the positive reply.
Thx Sir👍
Sir please upload video of stock market classes with pranjal kamra
We are waiting to learn
Bhai ek complete video banaye insurance par,
1,Insurance kya hota hai
2, insurance kitne type ka hota hai
3, ek insurance ka period kab se kab tak hota hai
4, insurance claim karne ka procedure kya hai
5, supposed that Mai ek insurance kharida but claim nahi kiya q ki woh situation hi nahi aayaa to kya paise milenge, Note: this point is only for term insurance,,,
Policy agent sirf policy sell karta hai lekin woh insurance ka jo concept hai w woh customer ko explain hi nahi karpata h...
Isi liye Mai aap ko is topic par video ke liye bol raha hun...
Valuable information 👍👍 Thankyou Sir
Hi Pranjal, Pls clarify 1 point..why private insurance companies gives pre-approval of only approx 30% on tentative bill amount and govt insurance companies gives approx 80%. Customers are forced to deposit approx 75-80% of tentative bill amount at admission time. Why to opt private insurance companies in such cases ?
can you make a video on how to buy life insurance with health insurance. Depending on our annual income of how much con=verage of health insurance should be taken? please make a video on it.
Good and easy understandable information
Extremely helpful and in laymen terms.
Nice video. Very lucky to watch this video right after upload as net isn't working very well in our city after Aamphan storm.
Really useful...thank you
Sir make a video on how to evaluate an insurance stock
Bahut badiya jankari di aapne Pranjal ji, kripya, Personal Accident policy per bhi ek alag video banaiye, detail ke saath.
Shukriya
Sir, bht days baad apne video upload kia hai. Thanks sir
Very useful video ..Thank you so much ..!
You are great sir
Please explain how to calculate intrinsic value
You are awesome pranjal sir ❤️
In Max health insurance there are 7 different plans pls suggest one of the plan
1) 1 Cr. Super saver
2) Health companion with recharge
3) Health companion
4) Health pulse classic
5) Health pulse enhanced
6) Go active
7) Aarogya Sanjeevani
Waiting for your reply
You are taking too much time to reply, I had already taken health companion with recharge.
Pls reply on time
senior citizen health insurance konsa lena chahiye??
Acho vs Other company plan
Best Knowledge Sir, Actually I was looking for Health Insurance but lot of confusion bt now all clear Thank you very much & God bless you
Thankyou!
TATA AIG HEALTH INSURANCE KE LIYE CONTACT 8338009142
You give the best financial advice
Very nice information thanks
Fantastic sir 👌👌
Here is my Question for u
How many I can buy and sell one in single day ????
Thanks sir great knowledge for every one.
Sir please make a video on claim settlement process on health insurance. Full complete procedure from starting when patient admit in hospital.
Sir u Post really great videos about everything.. especially about stock market.. i loved the curfew classes series.. sir kindly post some videos about intra day trading..pls plz plz
Thankyou so much for your love towards the classes!
I have never recommended anything for intraday as we wholly believe in value investing principles!
@@pranjalkamra ok sir..
In floating health insurance plan is it compulsory that, the max age of child is 21? After that the child have to buy his own policy?
policy bazaar is not satisfactory tool to compare insurance products. it just shows high price as cross and shows the actual price as giving it as discount you are getting from policy bazaar. if you directly visit the insurance provider website it cost less. so better to go directly. I have faced this while for doing my car insurance. and one annoying thing happens if you visit policy bazaar and put up your details you will get many annoying call from them everyday.
Your video is helpful for mé
sir...mein aapse inspire ho ke stock market mein invest kiya aur MF Mein bhi......thank u sir...from @altaf
Please make videos for Term insurance plan about Aegon life ,Bajaj allianj etc.
Great.
If I already have 500K cover and now I want to increase due to increase in family size,
So should I increase it in same policy or it is ok to purchase panther policy
Thanks for sharing useful information
बहुत बहुत धन्यवाद