Ban on gas grills rolling through Colorado mountain HOAs
Вставка
- Опубліковано 21 сер 2024
- More and more homeowners associations in Colorado's mountain communities are rewriting their policies to ban the use of gas grills by residents as more insurance companies say they won't insure HOAs that allow them.
Ban HOA’s not barbecues.
They said gas grills not BBQ's.
Its the insurance companies, not the HOA's actually
Are briquette BBQs also banned?
@@JoJo-JoJo-JoJo SAME F-ING THING!!!!
Ban entitled dummies who don't care about the fires they cause. They tend to have the same self-absorbed personas as smokers and global warming deniers. "Me, me, me and ME!"
Lesson for everyone... Never , ever , under any condition , for any reason , buy a property with an H.O.A. EVER !
I live in an HOA controlled neighborhood and am just fine with compliance under the rules. Agree with know before you buy, than claim ignorance and fight the contract signed with the HOA a person moves/buys property in. We have a third party property management co that issues violations. They drive around and check compliance. Compliance is a gaussian curve with a few troubled properties. For those, we have letters, fines, lawyers and civil court.
@@huh4233 Totalitarian and nightmarish as the private contractor doing the management has a profit motive and they get a cut of fees/fines. You talk like someone who would be on the board of an HOA. Also it is near impossible for someone buying a home to have the covenants and rules of the HOA where the house will be.
@@huh4233 I prefer to be free from what my neighbors think.
@@huh4233You mean you’re fine at the moment lol. The minute you’re not, I can tell from your statement you’d be the biggest Karen in a matter of seconds 😂
@@huh4233 The problem is they can change the rules over time when enough of the residents are like minded.
Word to the wise, never by a home in an HOA or you will be sorry!
In this case it's not the HOA though, it's the stupid insurance companies.
This will be HOA's to start, individual homes and rentals will be next. It will be like owning a trampoline or a swimming pool you will have to take out an extra or supplemental policy. Don't blame the insurance companies for things stupid people do with their open flame equipment. I know a coworker almost burnt down her apartment complex with her grill. As was, her renters insurance did not cover and she had to out of pocket several thousand dollars to replace a bunch of vinyl siding.
@@tidbit1877 Never never never buy a home in an HOA
Understand the condo HOA's were the first, then standard HOAs...the common denominator is insurance companies. Soon this will be applied to any homeowner that wants an insurance policy.
@@mikecrooks8085 LOL...don't blame insurance companies...for not wanting to do payouts using the monies they collect from the policy owners? This is the basis of their business model. They claim that not banning grills and fires, insurance policies will go up by 30x...seems odd since most states regulate insurance companies. Seems the insurance companies and the lobbyists have decided that the business model is not returning enough profits and has to be updated.
Why would anyone belong to a hoa
Yes, everything I've heard about them nightmarish!
Good question
Didn't want to but it was buy a house in a hoa or rent
HOAs 😂😂😂😂😂😂😂😂
I've belonged to four HOAs in my life. No real problem with them.
Maybe I like them because I don't want to rent, I've had problems with landlords that didn't want to fix things.
I don't want to come home from work and shovel snow or mow the lawn, or clean something up.
Problem with HOA, no. Rented a place and my neighbors had a transmission on the lawn, old tires, junker cars, washers, dryers.
Don't move into an HOA if you don't like rules.
Simple. Ban HOA's 😂
💯🎯💯🎯
Heck yea brother! Insurance companies won't be able to get around that!
Blame the insurance companies, not the HOAs who have to provide fire insurance.
Dude. It's the insurance companies. Learn how to aim.
@@Alverantbut dismantling an HOA would allow your weekend fun to continue. Sounds better than being restricted more than we already are.
You'll own nothing and be happy. Eat the bugs. Insurance companies don't loose money they make it by the billions.
Sadly Colorado will soon be "California in the Rockies"...this is just yet another sign.
Bidenomics
*You own nothing and are happy!*
@@charlesrogers8420 How is this Biden's fault when it's private enterprise (the insurance companies) are the ones telling HOAs to ban gas grills?
East California
Colorado was once a great place. Now its California, and sadly it will end up the same.
Don't blame Californians or Nevadans or Floridians. No one from those states tolerates the schizophrenic weather and over expensive real estate with a barren frozen wasteland most of the year and mountain towns only for the rich and well to do. To the point Vail and other resorts need special housing for workers in those places as otherwise they wouldn't afford living there. Most Colorado natives I know live in Florida or SoCal after realizing they can unload their housing to unsuspecting newcomers and get a place on the coast and live in tropical or mediterranean paradise.
It's spelled commiefornia
Insurance companies insure risk, yet they want there to be no risk in what they insure. They are out of control.
They COULD require a safe distance from the structure.
But nope! they want a high quality asset while the customer gets bent over.
And then refuse to pay claims.
They do expect you to mitigate your risk.
You weren't listening to the report. Insurance companies do insure risk - they're not in business to lose money so they're not going to insure a risk for less than it's going to cost to cover the claims of that risk. They're not banning gas grills - they're just charging what it costs to insure that risk. HOAs are still free to allow gas grills if they want to pay the 10-30x higher premiums to cover the claims caused by allowing them. This is literally the free market capitalist brand of freedom at work.
A gas grill is NOT an ‘open flame’. It’s enclosed.
Equivalent to a furnace 😂
And they also burn down thousands of homes every year. About 9000 in the US alone.
Damn. United Airlines is hiring mechanics at DIA. I wanna fly on the jet you repaired PLEASE!
Oh, there's that damned logic again!
Its all tge lefts stupid control through climate BS
Why not ban EVs? Those things are always catching fire.
$$$
That isn't actually true...
It doesn't fit the green agenda to ban EVs. Battery fires good, gas grill fires bad.
Ban california transplants!
Ban electricity all together!
Wasn't PPE held liable for causing some of the worst wild fires the west has ever seen?
More wildfires are started by electricity than propane!
Name one major forest fire that was caused by a 'gas grill'.
💯🎯💯🎯
I'm guessing they will try to ban lightning strikes in forests.....
@@r8rfanizme ... Camp fires that weren't properly extinguished, electrical lines blown down in the wind, electric fences, hot tailpipe exhaust or contact with the catalytic converter from a vehicle driving thru high, dry vegetation, arson ( which acounts for more forest fires than any other manmade cause), lightning, and maybe one other cause are how virtually all forest fires start.
@curly__3
The El Dorado wildfire was caused by a gender reveal party.
FAFO. Go to prison for a long time.....
In what universe are the insurance companies losing billions and billions?
If they pay out anything, they cry and raise rates. Do not blame has for this one. Next will be everyone's grill or match.
32 million loss, How much did the Insurance companies profit from premiums paid by HOAs?
What a load of B.S.! Propane is the safest grill there is!
And yet, gas grills cause nearly 9000 house fires every year in the US.
Gas doesn't fit the agenda.
@@ronjohnson9032 Great call!
Notice they did not mention charcol grills. They are more dangerous than gas. They have a super high flame when first lit, and they stay hot after use way longer than a gas grill. A friend pushed his charcoal grill against the house after a few hours, was still hot enough to melt the vinyl siding. After an hour of switching off my gas gtill its cool to the touch. Something not right here. So many wanting to take our freedoms away.
Hank Hilll would be proud of you
Ahh yes the billion dollar insurance mafia strikes again ,
💯🎯💯🎯
😂
It's a subtle push to get people off fossil fuels.
No, I don't agree with it.
Nothing wrong with gas grills...
The only argument I can see is on the balcony of a multi-story building.
Trillions man, $$$Trillions! Biggest racket going, protection money and they grind you when you make a claim.
@@chele-chele yep and raise the rates after the claim
Insurers "don't have an appetite for risk", huh? That's literally their business. Some years you might make a little less money. That's life.
I was going to say exactly that ! If there's no risk just exactly what's the reason for insurance ?
@@forMacguyverEXACTLY😊
Like a frog in boiling water, they slowly take away your freedoms until you have nothing left.
Wait, what?
They will have no way to cook food if the power goes out. Probably will eat less meat since they can't grill it. Everything the elites want.
Insurance companies say that there have been 6000 fires and 35,000,000 dollars in damages. That is a tiny sum compared to the amount of money collected by those insurance companies for those same homes.
If they had 6,000 grill fires in one year that isn't a big payment to the people as it's less than $6,000 for each one.
@@kevinerbs2778 The shysters squeeze the penny so hard the mole pops off Lincoln's chin!
@@chele-chele lol, Insurance company be like "oh your whole house burned down from a grill fire."... heres $5,500 insurance claim, now go buy a house with that". owner be like =_= "the hell did I even pay these guys for."
Ban HOAs
Agreed. They are mini-dictatorships.
Ban residents who are too lazy to be active in running the HOA.
@@flagmichael good one
If everyone dropped their insurance at once, those companies would change their tune real fast. When they say they say 35 million in losses, they're really saying 35 million less in profit which determines all the execs bonuses, raises, and share holder dividends. They're literally bitching about having to provide the service they sell and acting the victim. Are these companies offering to lower everyone's rates? Nope. They're going to charge the same amount while adding significant restrictions to increase profit with providing less coverage. Seriously, everyone in this community needs to call and cancel. This is a perfect opportunity for a new insurance company to come online specifically marketing grill coverage. That's how it's supposed to work. Hopefully this HOA actually has competent leaders beyond Karen and the desperate housewives. Most HOAs just give in and start enforcing the new rule instead of representing their community and fighting it! I'm looking forward to seeing how this one goes. Colorado isn't a dictatorship and isn't socialist, contrary to how it's been governed. They can't take our liberty or our vote. well, they did try, but thankfully the system worked. Damn sorry I said too much. Just fed up with deep throating new regulations and restrictions everyday.
Ya that doesn’t work if you have a mortgage. Banks require you have have insurance.
The only way to not have it is if you’re an all cash buyer then you can self insure.
Even if folks could do that and did do it, the insurance companies would just pay people to light your neighborhood on fire... Don't think they wouldn't.
Yeah, that would sure show 'em! LOL! You're funny.
@@JeffC-fq1be yeah, it wasn't a very well thought out comment. It was the middle of the night and I was kept up with back pain. Mostly I just think it's ridiculous we pay for insurance and they ban anything that could possibly cost them money. It's kinda the whole point. And if this is in steamboat, those homes landscapes are lush and perfectly manicured. It's as mitigated for fire as it gets. But maybe that's not where they're talking about.
@theamaturepro
State Farm will discontinue coverage for 72,000 houses and apartments in California starting this summer, the insurance giant said in March, nine months after announcing it would not issue new home policies in the state.
Well by this logic they need to ban private motor vehicles, skateboards, scooters, maintaining your own yard, throw rugs, bath tubs, and cooking in general.
You must work at Lockheed Martin!
Give it time….just give it time!
Air conditioning, hot water, indoor plumbing, travel, vacations…..
They want to turn us into feudal style serfs-work, produce, send all but the barest of essential monies back to the lords….
Don't give them any more ideas.
@@huh4233 How on Earth are you dumb enough to come to *that* conclusion?
Well it’s not like anyone could do anything about it if they did
If insurers no longer have the appetite for risk, then they are in the wrong business.
Unless a gas grill explodes and spreads beyond the deck it is one of the safest things around when used properly.
Once again being told what to do. That's not freedom
just another step for the CSC, Communist State of Colorado
Yep, just like telling women what they can and cannot do with their bodies, or forcing a certain religion on children in public schools. That's not freedom.
@@josephwaggener9307 you mean like forcing people to inject a vaccine into their bodies or forcing a certain political ideology on our children in public schools or banning our right to arm and defend ourselves. We can on but you won’t like how far your party has actually fallen into fascism.
Blame capitalism.
@@Alverant😂😂😂😂
Never buy a property that has an HOA. You don't really own it, if someone else can tell you how to live in it.
I was under the impression that the Marshall fire was started from downed power lines, not a grill. it was so windy, you wouldn't have been out side grilling that day anyway. Even during the fire bams in the forests, gas stoves and grills are ok because it is considered contained. this is a joke....
Downed powerlines, shed fire, there's various stories and I haven't bothered tracking down the info tbh.
It definitely was not a 'gas grill'.
They'll be banning high winds next.
Exactly 💯
Ban electricity altogether!
The Marshall fire equals banning gas grills? Sheesh the insurance industry looking for any excuse to not making pay outs.
But are the studies real, has anyone bothered to validate these studies?
I doubt any study has ever shown that gas grills cause any major fires. Nobody grills when it's windy outside.
BAN HOAs!!!
Both insurance and HOA's Will suffer greatly from this ban!
How about we get these insurance companies under control. Get your boot off our necks!!!
More regulations, if your OK with more regulations.....in an era when business and citizens are demanding fewer regulations.
@@DoudD The regulations in this case are coming from the insurance companies regulating what you can and can't have.
@@JohnD-JohnD Right. If you want less of that then the insurance companies (private enterprise) are gonna have to be brought under control by regulation (government). In other words....more regulation in an era when business and citizens are demanding fewer regulations.
@@DoudD Several forms of insurance are illegal to _not_ have. We are already being strongarmed _by the government_ to support a pyramid scheme that rarely pays out.
@@DoudD The same government laws and regulations that force people to buy insurance?
Now I'm getting the picture, all the hype about banning gas stoves for the environment, is all about insurance companies (lobbying) it's nothing to do with the environment, but they package it that way to get the environmentalists worked up. Actually I had always heard that gas is a clean fuel that doesn't cause the problems burning gasoline and coal and that sort of thing!
"...I had always heard that..."
Right up there with "hold my beer".
The neighbors I DISLIKE are the ones burning charcoal and letting it smoke for hours, long after they've cooked their food. Propane is the way to go! People can vote to control how & what their HOA does, it just might take a little while.
Gas stoves are safe. More home fires are caused by electrical problems than gas.
Its really simple..don't buy a home in those areas....those people are nut jobs.
Another stupid plan from a stupid state
It was a new rule from the insurance company. Please explain how it was a "plan" from the state?
Part of its stupid, they put BoBo in office🤪
@@Scorpio1060- who's bobo
@DoudD some transplant from some crummy state they fled just hating. The guy is everywhere if there's a video with Colorado in it using different accounts to just hate. Lol
I'm just taking a guess here, but this will go beyond HOA's ar some point.
#UnAmerican
Just put a clause in the insurance policy that doesn't cover fires started by grills.
Then they will claim every fire is started by grills unless the homeowner can prove otherwise
@@acedecade8337 That's why insurance companies have arson investigators.
Insurance is demanded by the lenders who aren't about to take a loss if the security for their loan burns down. And since the banks and insurance companies are all in bed together, they laugh at the silly rubes while raking in the dough. It all makes sense once you open your eyes.
That could work for an individual policy - this is for condo buildings, the rule is about people having fires on the balconies.
This report left this detail out, and straight-up invented the part about gas, they're making condo HOAs ban all open flames.
Lies designed to manufacture outrage, this video abused you for clicks.
They can do that. They can also add individual riders to protect against gas grill fires. This isn't about their money or safety. It is about decreasing freedom, about centralizing power. Remove the gas grills and there is no way to cook food besides the household appliances run on electricity. All other options eliminated. Now the people have to have electricity or they aren't preparing hot meals. They will also likely eat less meat since they can no longer grill it. It'll start here and spread all over.
I see deals coming on gas grills on craigslist for us non HOA owners.
Awww yeah, you can hear the sound of property values bottoming out in the HOA communities already. 😂
These aren’t insurance companies, they money collectors with no liability.
Why don’t you give us the statistics on kitchen fires? I guarantee you the insurance companies lose more money on kitchen fires than they do from gas grills what do you want us to do not cooking inside anymore
No more food!
Food is banned.
No more electricity!
Electricity is illegal!
Gas stoves are already being banned all over the country. Before long, all food prep will be done with electricity. That is very easy to ration or deny to people or communities as punishment. Big picture.
Protecting profits, not homeowners. That's always been the insurance game.
Insurance companies can endure the "Pearl Harbor" effect; I'd like to see the books of those insurance companies looking to "manage risks".
Someone in Arlen Texas screaming HWAT?
I'm in Colorado screaming the same effing thing. What the actual fahk.
No more propane and propane accessories. BWAAAH!
😂 That insurance agency ain't right
Insurance companies rule everything
This is how they will take your guns, your cars, and eventually your life. Cost effectiveness trumps your desires. Just say no.
This is a pernicious way to decrease meat consumption and make you dependent wholly on electricity to cook food. Yeah. They have been doing these things for years- pricing us out take away our freedoms without having to do it openly.
Not a Colorado resident. So does this mean also no charcoal grills? There is open flame on those in the beginning. What outdoor cooking IS allowed? These people are crazy.
Wow, just wow. If they can do this for outside fires they will come after fireplaces, wood stoves, and gas/electric stoves next.
NY and CA are banning gas stoves, and many more will follow.
They certainly can. No one is safe.
They already have. You have to have a wood stove insert. No more open hearths.
Why not just all electricity in general?
Ban electricity!
No new wood burning fireplace has been a law for several years.
The insurance conglomerate is absolutely too powerful. They make the rules for medical too.
They control the government
💯🎯💯🎯
The insurance conglomerate is too powerful. They make the rules for medical too. Fixed it for ya.
Insurance is scammy as hell. And these are criminals.
Good luck with communal grills, everyone will be fighting over them!!
Not to mention all the sickness from who knows what meat is cooked on them. Nobody will clean them.
Why not just say you can have them with a Fire suppression system & a fire extinguisher close. What has this country come to that we have such a nanny state?👎👎
Seems more like an issue created by the Insurance company, not the HOA.
The majority of people in Colorado voted for this, so too bad for them. They got what they asked for. On another note....if you "buy" a home in an HOA, keep in mind you do not own it, and have no right to do as you please. Only a fool would accept those terms. I have wood heat, wood hot water, and a wood grill....I would love to see someone tell me I can no longer use it. 🤣🤣
your insurance company can tell you…..
Cool story, bro.
OK, I'll bite. Explain how they voted for an insurance company to come up with a new rule.
The elections in colorado are rigged. We have the worst election rigging in the US. Mob boss bloomberg bought this state when hickenlooper took over.
In due time.
Use charcoal
That’s still an open flame. Electric grills 👍
Yes it is but they said gas grills@number1grandma1
For now, they'll come after those next.
@@henchman8189 Because they got more clicks that way. Also only affects condos - it's about grills and firepits on balconies.
I hope you learned something today about how you're being lied to in order to manufacture outrage.
Electric fires are way worst than a gas grill. A gas grill isnt hooked to ur home through your Electric. Yes theres thousands of fires from a Electric grill. Dont be another puppet. By the way im a master electrician and a firefighter @number1grandma1
ban smoking next for all HOAs
Government and companies working together to control its citizens. Lay down and give up your rights.
So, there are 6,000 fires a year nationwide caused by grills, so it makes sense that insurance should go up ten to thirty times for everyone. Brilliant!!
another reason why hoa's suck
It’s not the HOA’s, it’s the insurance companies.
Misleading title. This affects condominium associations, not regular house ones
Correct. Any type of attached housing, 2 or more units. And unfortunately it's affecting associations everywhere, not just CO. The National Fire Prevention Association sent a recommendation and insurance carriers will no longer provide coverage for associations that permit gas grills.
Because mining and using charcoal open flames is so much safer...gotcha.
It costs the insurance companies 10s of millions but the narrative is that they lose "billions". Typical.
Out of the 6000 grill fires how many where gas and how many where charcoal. This is ridiculous.
Most of them were probably actually caused by the grease fire inside the grill.
Ban food!
Judging from comments I'd say a lot of people don't understand that the ban is coming from the insurance companies, not the government. This is what happens when you react to a headline without watching the video.
It is from the biden government. They are trying to destroy the nat gas industry and they have been trying to ban all gas appliances since the beginning of his term. The people that own these insurance companies are all Biden supporters and supporters of fascism in general.
It is from the biden government. They are trying to destroy the nat gas industry and they have been trying to ban all gas appliances since the beginning of his term. The people that own these insurance companies are all Biden supporters and supporters of fascism in general.
The frigging state regulates the insurance companies in all 50 states !
@@forMacguyver It's a fair bet that the insurance company made this decision entirely on its own....and I'm pretty sure you know that.
@Todd.the.Wraith Hold hands? Sure. But the gov't of Colorado conspired with the insurance company to ban outdoor grills in condominiums? I have my doubts about that. A week's pay say the insurance company made this decision entirely on their own!
Keep voting #DEMOCRAT keep losing FREEDOMS
Look at how they're limiting who we can vote for
I hate insurance companies !
I love that companies can tell Americans what they can and cannot do.
You can turn off a gas grill right away. You can do that with a wood or charcoal grill. How is that safer?
you make NO SENSE
It also produces no sparks.
Edwardduda4222 makes no sense - tell HIM!@Todd.the.Wraith
It was just a short sound byte but he said ALL open flames
@Todd.the.Wraith Correct Edward, not Marilyn.
Everyone who has moved to Colorado in the past 20 years needs to leave.
Inshallah🙏
20 is a fair mark in time. I agree
Defund HOAs
You wouldnt tell me how to barbique. I want to know how these losers are losing money?
Was Colorado annexed by California?
Yes...look around.
Grill however you want. Your property & ur life. Baby step communism.
Big difference between using a gas grill on a condo balcony and grilling in your back yard on a concrete patio.
Charcoal.
If you have the ability take out a loan big enough to satisfy your insurance requirements invest it make the payment off the return use the principle investment as your insurance policy. No insurance company needed.
There should ba a nationwide ban on HOA's... and gas grills.
What utter BS so glad I own my property. Never been in a HOA
Sadly Colorado will soon be "California in the Rockies"...this is just yet another sign.
Not becoming, It already is
Colorado is becoming like California. It’s a nice place to visit but I wouldn’t want to live there
Ok people, here's how easy it is to opt out of a HOA! At closing, DO NOT sign the HOA agreement......its that simple😊
When the influx of California logic they fled bleeds into CO. There are some area's that ban gas grills due to fire code and safety for FF. (exploding gas tanks in condo fires, but all the newer buildings in last 20 years have sprinklers that limit fire spread so that code may be out of date.). Common sense apparently lacking would indicate that gas is a lot safer than wood pellet or charcoal. They may have had to pay out claims; which is their job as an insurance co. They failed to mention insurance CO have been reporting records profits will all these rate hikes....
such a shame that colorado is a crappy blue democrated state
Who is gonna enforce this? Nobody...
There will be karens to rat you out
What crap. I can’t tell you how many places we’ve been camped during a fire ban but gas grills were aloud. 😢
Typical Colorado.
HOAS are ridiculous
No sympathy for those that move into them
Electric grill 😂 might as well just cook it in your electric oven at that point 🤦 why not make the HOA trim the bushes and trees that easily catch fire? 🤷
Absolute b.s.
Lawmakers are not enforcing the laws already on the books, think illegal immigration, don’t make more laws until they enforce current laws.
The no-grill mandate is coming from insurance companies.
Communism is coming to Colorado !!!!!
Get a home without big brother telling you what to do !
Losing billions in payouts, but making 100's of billions in profits. Let's do a deep dive into the lifestyles of insurance companies executives.
We have too many laws, but there's always one more we need.
Like telling HOAs and insurance companies they can't ban gas grills, which are safer than charcoal grills.
How many fires start from fireplace ashes? Cigarettes? Brush burning?
Outlaw HOAs and insurance companies.
Problem solved.
If they keep this up they won't have anyone to insure anymore, something will either have to moderate or break. Even the most dangerous place should be insurable for the right price. I also doubt the gov't will step in or do so effectively, but maybe eventually. It is my opinion they need to go at it from the other direction, figure out how to fix or rebuild things cheaper, and everyone knows medical expenses are completely out of touch with reality.
Go back to outdoor bathrooms and there will be no more flooding....
Wait.. This is because the insurance companies don't like grills?
Farmers insurance is Zurich Insurance. Their revenue was 59 Billion in 2020. And from that 59 Billion, they had to pay out 32 Million for grill damage. That's about .05% of their revenue nation-wide, not just CO. Grill or not, they are still going to raise your rates and nit pick when it comes to claims.
1. Don't buy a house with an HOA
2. A gas grill is very safe and it's rare when someone burns a home with one. The insurance company has no business telling people they can't grill so they can save a few bucks on the rare chance you have a mistake with your grill. The only place I see a real argument here is when the grill is on the balcony of a multi-story building.
If we let the insurance companies run the nation, we will have people walking to work because cars are too dangerous, and getting insurance approval for anything you purchase for your home..
This is their push to force people to Electric grills... News flash.. You can have a flame-up on an electric grill too.
Fascism in action
But no mention of banning catalytic converters. Where is the data on how many grass fires they start? Oh, that's right. They 'reduce emissions'.
💯
Everyone said they would go for your guns but it was it our grills that were the real target. Unbelievable