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I opened around 10 Tabs on Loan details. I watched your video, and boom! i close all the other tabs. I am pretty sure no one will give so much information as you gave....Thanks a lot for the information. Learnt a lot of new things regarding loan.
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Sir I have home loan for 20 lac for buying BDA apartment in syndicate bank but I need more 5 Lac but bank did not give From past 1 year I am paying home loan I did get house because I did not pay full amount Can I now apply for PM home loan
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Sir Namaste..financial awareness.. management..precautions are most important more than any other things..Thank you very much for giving informative..creative ideas & vedios..✍..🙏...dhanyavadagalu..for your service oriented mind & soul..
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ಧನ್ಯವಾದಗಳು ಸರ್ ಮಾಹಿತಿ ತಿಳಿಸಿದಕ್ಕೆ..... ಸರ್ ನಾನು ಪುರಸಬೆ ಸ್ಥಳದಲ್ಲಿ ಸುಮಾರು ಹದಿನೈದು ವರ್ಷಗಳಿಂದ ವಾಸವಾಗಿದ್ದೆನೆ.... ಇದುವರೆಗೂ ಯಾವುದೇ ಡಾಕ್ಯುಮೆಂಟ್ ಇಲ್ಲಾ.... ಸ್ಥಳದ ಸರ್ವೇ ನಂ ಪಹಣಿಯಲ್ಲಿ ರಾಜ್ಯಪಾಲರ ಆದೆಶದ ಮೆರಿಗೆ ಪುರಸಬೆ ಮುಖ್ಯಾಧಿಕಾರಿ ಹೆಸರಲ್ಲಿ ಪಹಣಿ ಪ್ರತಿ ಬರುತ್ತೆ..... ಸುಮಾರು 40 ಕುಟುಂಬಗಳು ಸದ್ಯ ಕಚ್ಚಾ ಮನೆ ಮಾಡಿಕೊಂಡು ವಾಸವಾಗಿದ್ದೆವೆ.... ಇದಕ್ಕೆ ಲೊನ ಸಿಗಬಹುದಾ.....?
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Dear , sir ಒಂದು ಮನೆಯನ್ನು ಬ್ಯಾಂಕ್ ನವರು ಸೀಸ್ ಮಾಡಿದ್ದಾರೆ ಮನೆ ಓನರ್ 50 ಲಕ್ಷ ಸಾಲ ಮಾಡಿದ್ದಾನೆ ಆದರೆ ಆ ಮನೆ 25 ಲಕ್ಷ ಬೆಲೆ ಬಾಳುತ್ತೆ. ಹರಾಜು ಪ್ರಕ್ರಿಯೆಯಲ್ಲಿ ಎಷ್ಟು ಬೆಲೆ ಆಗಬಹುದು ?
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Which bank offers the cheapest rate of interest? And which bank offers the best deal taking into consideration all the hidden charges that you mentioned?
Thank you so much sir yr all information s, and please none NA plot bagge information heli, hage mane kattalu lone sigutta ,hege yelli sigutte pls tilisi
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ಸರ್ ನಾನು ಒಂದು ಮನೆ ಕಟ್ಟಿಸಿದ್ದೇನೆ ನಮ್ಮ ಸ್ವಂತ ಹೊಲದಲ್ಲಿ ಅದು ಬಸ್ ಸ್ಟ್ಯಾಂಡಿಗೆ ಹತ್ತಿರವಾಗಿದೆ ಫ್ಲಾಟ್ ಅಂತ ರಿಜಿಸ್ಟ್ರಾರ್ ಮಾಡಿಲ್ಲ ಆದರೆ ನಾನು ಈಗ ಹೋಮ್ ಲೋನ್ ತೆಗೆದುಕೊಳ್ಳಬೇಕು ಅದನ್ನು ಯಾವ ರೀತಿ ರಿಜಿಸ್ಟರ್ ಮಾಡಿಕೊಂಡು ಹೋಮ್ ಲೋನ್ ಗೆ ಅಪ್ಲೈ ಮಾಡಬಹುದು ??( ಈ ರೀತಿ ಇರುವಾಗ ಯಾವ ಯಾವ ಫಾರ್ಮ್ ಬೇಕಾಗುತ್ತದೆ ಲೋನಿಗೆ ಅಪ್ಲೈ ಮಾಡೋದಕ್ಕೆ ಅದನ್ನು ಹೇಗೆ ರಿಜಿಸ್ಟರ್ ಮಾಡಬೇಕು ಎಲ್ಲಿ ಮಾಡಬೇಕು ) ??? ಇದರ ಬಗ್ಗೆ ನಿಮಗೆ ಗೊತ್ತಿದ್ದರೆ ನನಗೆ ತಿಳಿಸಿ ಕೊಡುವಿರಾ
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ಸರ್ ನನಗೆ ಹೋಮ ಲೋನ ಬೇಕು .ನನ್ನ ಮನೆ ಅರ್ದ ಮುಗಿದಿದೆ ಇನ್ನೂ ಅರ್ಧ ಇದೆ ನಾನು ಪ್ರತಿ ತಿಂಗಳು ಸಂಬಾವನೆ ತಿಂಗಳಿಗೆ 13000 ರೂ/ ಬರುತ್ತೆ ನಾ ಎನ ಮಾಡಲಿ ನನಗೆ ಲೋನ ಬೇಕು ಮಾಹಿತಿ ತಿಳಿಸಿ ಸರ್
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Hello sir. Thanks for Very nice and detailed information on home loan. Can you provide more details on optional and mandatory documents for reconstruction or renovation home loan? Thanks in advance.
Dear Sunil, To know more about Home Renovation Loan watch the following video ( ua-cam.com/video/0J-9W8a4RLQ/v-deo.html ). Subscribe to our UA-cam Channel - bit.ly/2gjv2mu and hit the :bell: icon to receive regular notifications. If you have any queries related to personal finance or if you are looking for personal loan, car loan, home loan, education loan, business loan, credit card, pls leave a Missed Call on 02261816111 For More Info Visit Our website: indianmoney.com For More Info Visit Our Kannada website: kannada.indianmoney.com/ Read more interesting news from around the globe with Indianmoney App: indianmoney.com/app_download Check Your Credit Score absolutely FREE Here: indianmoney.com/credit-score Get Term Insurance @ Just 7/- Per Day *: indianmoney.com/group-term-insurance
Also pls explain complete details on Mortgage loan or loan against property Rate of interest, tenure, processing fees, max percentage of property, eligibility criteria and etc....
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Super information thanks Already taking old house lone 20 years but still balance this is purchase lone This house demolished making new house balance amount continue or close and take a new lone please really sir
You can get 80C and 24(b) excemption only after the construction of house, however all the intrest paid during the pre construction period can also be claimed in post construction for 5 years i.e 1/5 th amt every year
Dear Zoya, It is not compulsory. Banks generally push this kind of products along with the home loan, don't fall for this. Subscribe to our UA-cam Channel - bit.ly/2gjv2mu and hit the :bell: icon to receive regular notifications. If you have any queries related to personal finance or if you are looking for personal loan, car loan, home loan, education loan, business loan, credit card, pls leave a Missed Call on 02261816111 For More Info Visit Our website: indianmoney.com For More Info Visit Our Kannada website: kannada.indianmoney.com/ Read more interesting news from around the globe with Indianmoney App: indianmoney.com/app_download Check Your Credit Score absolutely FREE Here: indianmoney.com/credit-score Get Term Insurance @ Just 7/- Per Day *: indianmoney.com/group-term-insurance
Very good information My builder is not provided occupancy letter what to do pl comment & not handed over the property i.e apt building to owners of the res pl ective apt yet.
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Dear Nagesh, To know more about it watch the following video ( ua-cam.com/video/qYnZ9Y6Kuyk/v-deo.html ). Subscribe to our UA-cam Channel - bit.ly/2gjv2mu and hit the :bell: icon to receive regular notifications. If you have any queries related to personal finance or if you are looking for personal loan, car loan, home loan, education loan, business loan, credit card, pls leave a Missed Call on 02261816111 For More Info Visit Our website: indianmoney.com For More Info Visit Our Kannada website: kannada.indianmoney.com/ Read more interesting news from around the globe with Indianmoney App: indianmoney.com/app_download Check Your Credit Score absolutely FREE Here: indianmoney.com/credit-score Get Term Insurance @ Just 7/- Per Day *: indianmoney.com/group-term-insurance
For more guidance leave a missed call on our helpline number. Subscribe to our UA-cam Channel - bit.ly/2gjv2mu and hit the :bell: icon to receive regular notifications. If you have any queries related to personal finance or if you are looking for personal loan, car loan, home loan, education loan, business loan, credit card, pls leave a Missed Call on 02261816111 For More Info Visit Our website: indianmoney.com For More Info Visit Our Kannada website: kannada.indianmoney.com/ Read more interesting news from around the globe with Indianmoney App: indianmoney.com/app_download Check Your Credit Score absolutely FREE Here: indianmoney.com/credit-score Get Term Insurance @ Just 7/- Per Day *: indianmoney.com/group-term-insurance
Sir land owns with my mother name which value of rs:5lkh, but I need to take a loan in my name for 20lkh for house construction, is it possible for me??
You said there is prepayment charges, presently there is no prepayment charges in any of the national and most of the private banks. Home insurance is not must, you can deny
Dear Muraleedhar, Some banks may charge prepayment charges and in some they may ask you to get your home insured also. we have not mentioned it in our video that is mandatory. If you have any queries related to personal finance or if you are looking for personal loan, car loan, home loan, education loan, business loan, credit card, pls leave a Missed Call on 02261816111 For More Info Visit Our website: indianmoney.com For More Info Visit Our Kannada website: kannada.indianmoney.com/ Read more interesting news from around the globe with Indianmoney App: indianmoney.com/app_download Check Your Credit Score absolutely FREE Here: indianmoney.com/credit-score
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Really very informative. Thank u. I have a question. See I am planning to buy a flat from one of my relative. They are constructing stilt + 3 flr. They offered me first flr. UDS 550sft. Now stilt under construction. They are asking 50 percent advance. Can I approach bank to release this amount or should I wait till the completion of the entire project ? Suggest
Dear Ramesh, ನೀವು ಕೇಳಿರುವ ಟಾಪಿಕ್ ಮೇಲೆ ವಿಡಿಯೋ ಅಪ್ಡೇಟ್ ಆಗುತ್ತದೆ, ದಯವಿಟ್ಟು ನಿರೀಕ್ಷಿಸಿ. Subscribe to our UA-cam Channel - bit.ly/2gjv2mu and hit the :bell: icon to receive regular notifications. If you have any queries related to personal finance or if you are looking for personal loan, car loan, home loan, education loan, business loan, credit card, pls leave a Missed Call on 02261816111 For More Info Visit Our website: indianmoney.com Read more interesting news from around the globe with Indianmoney App: indianmoney.com/app_download Check Your Credit Score absolutely FREE Here: indianmoney.com/credit-score Get Term Insurance @ Just 7/- Per Day *: indianmoney.com/group-term-insurance
Thank you very much for the valuable points. I have one small query. Kindly requested to clarify in your next video. I have opted home loan for 33lk for 103 months, with 18 months moratorium period. Due to some issues the project get delayed and EMI (Moratorium period) was also delayed. I have started my EMI from last April 2018. Now bank is charging interest every month for the sanctioned amount. Tenure-103 months, now 65 months left to complete the emi. My EMI is Rs 54057 Why bank charging additional interest? Now 85% construction completed and balance to pay to the builder Rs10lk. I need your advise
Sir if we get 30 lak loan 8.9%interest for 20 yrs tenure.. 26700 EMI. We pay intreste for bank in 20ys 34lak. total payment is 30loan 34intrst =64lak for 20ys ... is housing loan worth!?
20 Varsha Andre thumba dheerga avadheene. Nivu nim hathra salary / bere yavade thara duddu idre swalpa jasthine kattodu olledu. Nationalised bank nalli remaining loan ge mathra interest iruthe. Illa Andre nivu hechhige katto duddannu invest madi aa bank interest gintha hechhige galasthini anno confidence idre bere kade invest madbahudu. Yakandre home loan interest thumba kadime. Aa range nalli nimage bere loan sigolla.
The vedio was very informative sir thank you. We will be committed to pay certain amount as an EMI , in the middle of the tenure we get some extra amount, so if we pay that amount will they deduct both interst and principal amount or only principal amount ( excess amount).
Sir suggest me , I want to construct house in my site. I have 50% money for constructing house and for remaining 50% amount shall I take housing loan? or shall I sell my another site for constructing house. I have two sites. Please advise me.
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Sir nanu ellu nan hesaralli salane thagondilla aadru nan pan number hakidre 10 savira loan thoristhide credits score low aagide eenmadbeku gotthagtha illa please suggestion kodi
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Which bank s best
Wonderful videos. I'm watching several of your videos and learning so much! Thank you.
Could you please make videos about NRI investment in India?
Super explanation
Sir I have 40000 income where I can invest
Frd s edhu mosa madthare e app nali credit score jasthi madthivi antha 2999 amount thagondi mosa madthare Sule maga
ನೀವು ಸಾಮಾನ್ಯರಿಗೂ ಅರ್ಥವಾಗುವಂತೆ ಸರಳೀಕರಿಸಿದ ರೀತಿಯಲ್ಲಿ ಬಹುಷಃ ಅನುಮಾನವಿಲ್ಲ ಧನ್ಯವಾದಗಳು
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I opened around 10 Tabs on Loan details. I watched your video, and boom! i close all the other tabs. I am pretty sure no one will give so much information as you gave....Thanks a lot for the information. Learnt a lot of new things regarding loan.
Thank you ಸರ್ ಮುಂದೆ ಲೋನ್ ಮಾಡಬೇಕು ಅಂತ ಇದ್ದಿವಿ.. ಮನೆ ಕಟ್ಟೋಕೆ.. ನಿಜವಾಗ್ಲೂ ತುಂಬಾ ಸಹಾಯ ಆಯ್ತು ನನಗೆ ಗೊತ್ತಿಲ್ಲದ ತುಂಬಾ ವಿಷಯ ಹೇಳುದ್ರಿ 🙏
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Sir I have home loan for 20 lac for buying BDA apartment in syndicate bank but I need more 5 Lac but bank did not give
From past 1 year I am paying home loan
I did get house because I did not pay full amount
Can I now apply for PM home loan
Thanks for your real consirn about common people who suffering from lack of knowledge regarding banking...
S
ಸುದೀರ್ ಸಾರ್ ಹೋಂ ಲೋನ್ ಬಗ್ಗೆ ತುಂಬಾ ಮಾಹಿತಿ ಸಿಕ್ಕಿ ದೆ .ಓಕೆ ಸಾರ್ thanks
i have forwarded this video link to all my friends who say there is no Kannada vlogs in youtue and watch hindi and english vlogs..
ಒಳ್ಳೆ ಮಾಹಿತಿ ಕೊಟ್ಟಿದಿರಾ ಸರ್ ಜನರಿಗೆ ನಾವು ಬ್ಯಾಂಕ್ ಎಂಪ್ಲೋಯೇ ಹೋಂ ಲೋನ ನಿಮ್ಮ್ ಮಾಹಿತಿ ನಮಗೂ ಇಷ್ಟ ಆಗಿದೆ. ಇನ್ನು ಒಳ್ಳೆ ವಿಡಿಯೋ ಮಾಡಿ
Thank you👍
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Wonderful sir, you are providing to us financial literacy, I am watching continuesly all your videos.
Thank you!
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Thank you very much sir Giving Good information.
Nimma video dalli tumba point sikthu sir i proud of you goodnight sir
Thank you!
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ತುಂಬಾ ಚೆನ್ನಾಗಿ ವಿಷಯಗಳನ್ನು ತಿಳಿಸಿದಿರಿ.🙏.
Sir Namaste..financial awareness.. management..precautions are most important more than any other things..Thank you very much for giving informative..creative ideas & vedios..✍..🙏...dhanyavadagalu..for your service oriented mind & soul..
Thank you!
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ಉತ್ತಮ ಮಾಹಿತಿ ನೀಡಿದ್ದಿರಿ. ಧನ್ಯವಾದ.
After watching this video I am completely scared about home loans by seeing those hidden charges
😱😱😱
ನಿಮ್ಮ ಈ ಎಲ್ಲ ಮಾಹಿತಿಗಳಿಗೆ ಧನ್ಯವಾದಗಳು ಸರ್ 🙏🙏🙏🙏
Really wonderful sir. Thank you so much. Really helpful
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ತುಂಬಾ ಥ್ಯಾಂಕ್ಸ್ ಸರ್, ಹೋಮ್ ಲೋನ್ ಬಗ್ಗೆ ತುಂಬಾ ವಿಷಯ ತಿಳಿಸಿಧಕ್ಕೆ
Home loan become very difficult
ಧನ್ಯವಾದಗಳು ಸರ್ ಮಾಹಿತಿ ತಿಳಿಸಿದಕ್ಕೆ.....
ಸರ್ ನಾನು ಪುರಸಬೆ ಸ್ಥಳದಲ್ಲಿ ಸುಮಾರು ಹದಿನೈದು ವರ್ಷಗಳಿಂದ ವಾಸವಾಗಿದ್ದೆನೆ....
ಇದುವರೆಗೂ ಯಾವುದೇ ಡಾಕ್ಯುಮೆಂಟ್ ಇಲ್ಲಾ....
ಸ್ಥಳದ ಸರ್ವೇ ನಂ ಪಹಣಿಯಲ್ಲಿ ರಾಜ್ಯಪಾಲರ ಆದೆಶದ ಮೆರಿಗೆ ಪುರಸಬೆ ಮುಖ್ಯಾಧಿಕಾರಿ ಹೆಸರಲ್ಲಿ ಪಹಣಿ ಪ್ರತಿ ಬರುತ್ತೆ.....
ಸುಮಾರು 40 ಕುಟುಂಬಗಳು
ಸದ್ಯ ಕಚ್ಚಾ ಮನೆ ಮಾಡಿಕೊಂಡು ವಾಸವಾಗಿದ್ದೆವೆ....
ಇದಕ್ಕೆ ಲೊನ ಸಿಗಬಹುದಾ.....?
From my bottom of heart thank you so much sir
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Good information sir 🙏 but nam tara middle class family ge enu madoke agalla thank u 🌹🙏
Dear , sir ಒಂದು ಮನೆಯನ್ನು ಬ್ಯಾಂಕ್ ನವರು ಸೀಸ್ ಮಾಡಿದ್ದಾರೆ ಮನೆ ಓನರ್ 50 ಲಕ್ಷ ಸಾಲ ಮಾಡಿದ್ದಾನೆ ಆದರೆ ಆ ಮನೆ 25 ಲಕ್ಷ ಬೆಲೆ ಬಾಳುತ್ತೆ. ಹರಾಜು ಪ್ರಕ್ರಿಯೆಯಲ್ಲಿ ಎಷ್ಟು ಬೆಲೆ ಆಗಬಹುದು ?
Dear Kedar,
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Planning to buy my own home soon and I am thankful for this channel to clearing my doubts 🙏
ಉತ್ತಮ ವಿಚಾರ ಧನ್ಯವಾದಗಳು ಸರ್.
Salute u Sudheer sir . U r so knowledgeable nd helping all of us.
K
Very nice information,, ,
Bunch of information in a single video.... Really helpful 🙏🙏
Hi small correction ,EMI means "Equated monthly Instalment" not Equal monthly Instalment
BANKER
Thank you so much sir...thumba vishayagalanna tilkonde🙏
Thank you very much sir. Very useful information I've ever seen.
Welcome!
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Sir thank you very much Home Loan doubts clear maadidira chenaagi artha ago thara helidira sir thank you
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thank you very much your information is very useful to us thank you thanks a lot
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Sir subscribe madiddini hige ondondu topic bagge bidsi video madii information Kodtaeri namge vvery useful vido superb sir thank you so much sir
Which bank offers the cheapest rate of interest? And which bank offers the best deal taking into consideration all the hidden charges that you mentioned?
Thank you so much sir yr all information s, and please none NA plot bagge information heli, hage mane kattalu lone sigutta ,hege yelli sigutte pls tilisi
Well explained sir. Glad that your videos are of great information and help to many.
Thanks for the comment!
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ಸರ್ ನಾನು ಒಂದು ಮನೆ ಕಟ್ಟಿಸಿದ್ದೇನೆ ನಮ್ಮ ಸ್ವಂತ ಹೊಲದಲ್ಲಿ ಅದು ಬಸ್ ಸ್ಟ್ಯಾಂಡಿಗೆ ಹತ್ತಿರವಾಗಿದೆ ಫ್ಲಾಟ್ ಅಂತ ರಿಜಿಸ್ಟ್ರಾರ್ ಮಾಡಿಲ್ಲ ಆದರೆ ನಾನು ಈಗ ಹೋಮ್ ಲೋನ್ ತೆಗೆದುಕೊಳ್ಳಬೇಕು ಅದನ್ನು ಯಾವ ರೀತಿ ರಿಜಿಸ್ಟರ್ ಮಾಡಿಕೊಂಡು ಹೋಮ್ ಲೋನ್ ಗೆ ಅಪ್ಲೈ ಮಾಡಬಹುದು ??( ಈ ರೀತಿ ಇರುವಾಗ ಯಾವ ಯಾವ ಫಾರ್ಮ್ ಬೇಕಾಗುತ್ತದೆ ಲೋನಿಗೆ ಅಪ್ಲೈ ಮಾಡೋದಕ್ಕೆ ಅದನ್ನು ಹೇಗೆ ರಿಜಿಸ್ಟರ್ ಮಾಡಬೇಕು ಎಲ್ಲಿ ಮಾಡಬೇಕು ) ??? ಇದರ ಬಗ್ಗೆ ನಿಮಗೆ ಗೊತ್ತಿದ್ದರೆ ನನಗೆ ತಿಳಿಸಿ ಕೊಡುವಿರಾ
Please let me know that fixed rate of home loan is good or floating rate of interest rate is better, kindly suggest us.....
Dear Mohan,
To Know more about fixed and floating interest rate, watch the following video( ua-cam.com/video/l_jp5jJcgFI/v-deo.html ).
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ಸರ್ ನನಗೆ ಹೋಮ ಲೋನ ಬೇಕು .ನನ್ನ ಮನೆ ಅರ್ದ ಮುಗಿದಿದೆ ಇನ್ನೂ ಅರ್ಧ ಇದೆ ನಾನು ಪ್ರತಿ ತಿಂಗಳು ಸಂಬಾವನೆ ತಿಂಗಳಿಗೆ 13000 ರೂ/ ಬರುತ್ತೆ ನಾ ಎನ ಮಾಡಲಿ ನನಗೆ ಲೋನ ಬೇಕು ಮಾಹಿತಿ ತಿಳಿಸಿ ಸರ್
ನಿಮಗೆ ಧನ್ಯವಾದಗಳು ಸರ್. ಒಳ್ಳೆಯದಾಗಲಿ..
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Hello sir. Thanks for Very nice and detailed information on home loan. Can you provide more details on optional and mandatory documents for reconstruction or renovation home loan? Thanks in advance.
Dear Sunil,
To know more about Home Renovation Loan watch the following video ( ua-cam.com/video/0J-9W8a4RLQ/v-deo.html ).
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Also pls explain complete details on Mortgage loan or loan against property
Rate of interest, tenure, processing fees, max percentage of property, eligibility criteria and etc....
Sir nanu nimma abimani super video sir
Thank you!
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It was so informative. Thanks a lot
Welcome!
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Awesome Sir 👌🏻 👌🏻 👌🏻 crisp and clear information till date
In some bank providing loan through sale deed value and some bank providing loan in sale agreement vale can you plz clarify this.
Hi sir nivu channagi tiliddira adre yava riti aplay madodu anno bagge thilisy
@@nagamani4442 ll
ಹೌಸ್ ಲೋನ್ ಮಾಡಬೇಕಾದರೆ ಯಾವ ಬ್ಯಾಂಕ್ ಬೆಸ್ಟ್ ಮತ್ತು ನಾನು ಕರ್ನಾಟಕ ವಿಕಾಸ ಬ್ಯಾಂಕಿನಲ್ಲಿ ಹೌಸ್ ಲೋನ್ ತೆಗಿಯಬೇಕಂತ ಮಾಡಿದ್ದೇನೆ ಅದರ ಬಗ್ಗೆ ಮಾಹಿತಿ ಸ್ವಲ್ಪ ತಿಳಿಸಿರಿ
Sir, can you pls explain me what are the different types of Khatas and how they affect home loan application ?
Super information thanks
Already taking old house lone 20 years but still balance this is purchase lone
This house demolished making new house balance amount continue or close and take a new lone please really sir
Sir, sec 24(b), 80(c) when get? Aftr occupancy of home, or can v get during construction only
You can get 80C and 24(b) excemption only after the construction of house, however all the intrest paid during the pre construction period can also be claimed in post construction for 5 years i.e 1/5 th amt every year
sir superb got lot of information thanks a lot got good information
Sir home loan jote sbi general insurance compulsory na please answer
Dear Zoya,
It is not compulsory. Banks generally push this kind of products along with the home loan, don't fall for this.
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👍👍👍👍 super explanation.🎉🎉🎉🎉
Dear Sir, nevu heliedera buildernenda paid advance return tagloka agolla antha ? yaka agalla there is law alva? then y? r u supporting builders?
Thank you sir 🙏
Dear sir which bank give site Purchase loan & construction loan
Hi sir,
If the total salary income (Gross) is slightly more than 18,00,000 then Are they not eligible for PMAY benifit?
Send me your number sir
Thank you sir for your information 🙏
Sir pleace tell about government lees house tax paying
Very good information
My builder is not provided occupancy letter what to do pl comment & not handed over the property i.e apt building to owners of the res pl ective apt yet.
sir...namdu site grama panchayath vyapthiyalli baruthe...namge salary prof illa...private jobnalli idene....site ide home loan sigutta..pls replay
Nimge income declaration basis alli loan kodbahudu..
Sir namdu grampnchayati siteide nanage incomproop illa homelone sigutha.
Very useful video sir can you please share us the best bank with better interest rates
Thank you👍
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Sir how to apply for interest returns and tax returns.please reply to me.
Dear Nagesh,
To know more about it watch the following video ( ua-cam.com/video/qYnZ9Y6Kuyk/v-deo.html ).
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Thank u very much for your helpful information.
Could you please make a video on Gold loan and buying gold with other charges
We want business loan for open new business. Give some idea
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The vedio about home lone was very informative sir
Thank you so much
Always welcome
Sir land owns with my mother name which value of rs:5lkh, but I need to take a loan in my name for 20lkh for house construction, is it possible for me??
Our ,Home loan has been done insurance. According to government, can we stop that insurance?
You said there is prepayment charges, presently there is no prepayment charges in any of the national and most of the private banks. Home insurance is not must, you can deny
Dear Muraleedhar,
Some banks may charge prepayment charges and in some they may ask you to get your home insured also. we have not mentioned it in our video that is mandatory.
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Real knowledge about homeloan. Thank you sir
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Sir, which is the best bank for low income family for house construction with lowest interest....
Dear Kiran,
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Sbi
Really very informative. Thank u. I have a question. See I am planning to buy a flat from one of my relative. They are constructing stilt + 3 flr. They offered me first flr. UDS 550sft. Now stilt under construction. They are asking 50 percent advance. Can I approach bank to release this amount or should I wait till the completion of the entire project ? Suggest
Sir plz upload one video for SC/ST loan
Dear Ramesh,
ನೀವು ಕೇಳಿರುವ ಟಾಪಿಕ್ ಮೇಲೆ ವಿಡಿಯೋ ಅಪ್ಡೇಟ್ ಆಗುತ್ತದೆ, ದಯವಿಟ್ಟು ನಿರೀಕ್ಷಿಸಿ.
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yak beku? hutdagindha sayovargy odaku duddu, kelsadallu duddu...constitution alli special treatment...yella idhdhu loanu beku yellanu beku...haha onchuru mithi ilvalla
Thank you very much for the valuable points. I have one small query. Kindly requested to clarify in your next video.
I have opted home loan for 33lk for 103 months, with 18 months moratorium period. Due to some issues the project get delayed and EMI (Moratorium period) was also delayed. I have started my EMI from last April 2018. Now bank is charging interest every month for the sanctioned amount.
Tenure-103 months, now 65 months left to complete the emi. My EMI is Rs 54057
Why bank charging additional interest?
Now 85% construction completed and balance to pay to the builder Rs10lk.
I need your advise
ಉತ್ತಮವಾದ ಮಾಹಿತಿ ಸರ್
Sir if we get 30 lak loan 8.9%interest for 20 yrs tenure.. 26700 EMI.
We pay intreste for bank in 20ys 34lak. total payment is 30loan 34intrst =64lak for 20ys ... is housing loan worth!?
20 Varsha Andre thumba dheerga avadheene. Nivu nim hathra salary / bere yavade thara duddu idre swalpa jasthine kattodu olledu. Nationalised bank nalli remaining loan ge mathra interest iruthe.
Illa Andre nivu hechhige katto duddannu invest madi aa bank interest gintha hechhige galasthini anno confidence idre bere kade invest madbahudu. Yakandre home loan interest thumba kadime. Aa range nalli nimage bere loan sigolla.
The vedio was very informative sir thank you.
We will be committed to pay certain amount as an EMI , in the middle of the tenure we get some extra amount, so if we pay that amount will they deduct both interst and principal amount or only principal amount ( excess amount).
Sir suggest me , I want to construct house in my site. I have 50% money for constructing house and for remaining 50% amount shall I take housing loan? or shall I sell my another site for constructing house. I have two sites. Please advise me.
Dear Arun,
You can apply for home loan.
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ಒಳ್ಳೆಯ ಮಾಯಿತಿ ಸಾರ್ ಥ್ಯಾಂಕ್ಸ್
Dear sir..,can we get home loan to "AC sheet house" .....
Dear Sir,
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Hi sir very good information and useful for home loan thank u so much...
Land owner SC, owner kade inda GPA inda 1st partige 30 40 site registration hagide aa site na gowda tagobahuda?
A thara sites avoid madodu better, it's risky
Sir plz make another detailed video on home lone and best banks for home lone with comparison of factors
Sir naanu home loan thagobekandre namma site corporation limit nalli erbeka or ella andru aagutha
This is the very useful information video..thank u so much sir
SR...tqu ....for information in
home lone.....tetile
..
Thanks for your advice & points about home loan
Thanku for a very informative matter, but also brief about the minimum salary required for going for home loan
Very nice,sir but this Edelweiss bank stupid 😭😭😭😭😭😭 I didn't even take top-up loan but thr asking EMI....
Should builder complete a home with approved loan or whether he can ask extra money to build other than fixed home loan.?
good & very helpful suggestions for public whio are offer home loan
Realy realy helpful video.. Thank you bro
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Sir nanu ellu nan hesaralli salane thagondilla aadru nan pan number hakidre 10 savira loan thoristhide credits score low aagide eenmadbeku gotthagtha illa please suggestion kodi
VESTIGE ✅ company ಬಗ್ಗೆ ವಿಡಿಯೋ ಮಾಡಿ ಸರ್
👍
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Home loan thagond mele home mele joint ownership madisalu barutta sir?home complete agide.emi pay madta idivi.ans me sir
Thanks for your update about Home 🏡 loan.
Good information sir 👌, please make a video on PMAY housing scheme and procedure to avail the same.
Sir we have to re construct a house, around 1000sq ft. & The property is 30 plus year old. Suggest me for loan procedure..
Sir thanks a lot fantastic Explaination..
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Sir Thank you very much it is very good information to us
Very good nicely explained 🙏
Super Guru👌👍👍👍
if we agreed for a tenure of 20 years,but if we repay it fully with 3 year,how much extra amount do we need to pay them.
Pls reply