Reality of Credit Card Reward Points? || Credit Cards For Beginners

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  • Опубліковано 27 вер 2024

КОМЕНТАРІ • 137

  • @amitabhmaheshwari
    @amitabhmaheshwari Рік тому +16

    These days banks have started stopping reward points on rent payments, and even considering rent payments for milestone spends

    • @3y01aT3v42
      @3y01aT3v42 Рік тому

      Sabko scheme Pata chal gaya tha😂

  • @renoll
    @renoll Рік тому +12

    Hi. Can you guys make a video on how to delete accounts from major financial companies like Cred, Navi, Bajaj finance, Policy bazaar and so on. It's a pathetic way to get an account deleted from their server. 🙂

    • @gmp_gmp
      @gmp_gmp Рік тому +3

      Yes I want my data to be deleted

    • @bekifaayati
      @bekifaayati  Рік тому +7

      Sure, We will try to cover this in our future videos.

    • @AbhijitBiswasDBZ
      @AbhijitBiswasDBZ Рік тому +1

      Time lagta hai, worst part is the time it takes to reflect on credit file. 3 months to close and then another 3 months get it off the file. Nov se start Hua and ab April mein jaake closed dikh raha file pe

    • @renoll
      @renoll Рік тому

      @@bekifaayati Thanks a lot ☺️

    • @plantliberationhyderabad1268
      @plantliberationhyderabad1268 Рік тому

      Email them

  • @Sagarrout63
    @Sagarrout63 Рік тому +6

    Now Bank doesn't consider Rent payment on credit card as milestone achiever. Also not giving any reward points on rent payment in Credit card.

    • @bekifaayati
      @bekifaayati  Рік тому

      All spends (offline + online ) are considered for milestone spending 🙏

    • @harsharora3062
      @harsharora3062 Рік тому +2

      As per new terms and conditions of some banks rent payments will not be considered for milestones

    • @sandipnandi16
      @sandipnandi16 Рік тому +3

      ​@@bekifaayati Sagar is right already there are banks like axis who don't consider rent payment in milestone of spend. Please do some research before commenting

    • @Sagarrout63
      @Sagarrout63 Рік тому +1

      @@bekifaayati but currently many banks are revised their T & C and policy also. Where they clearly mentioned about Rent payment. Either they reduced their reward rate or not considering in milestone.

    • @sandipnandi16
      @sandipnandi16 Рік тому +2

      Why a person will do rent payment from a credit card just for 45 days interest free payment 😀😀😀
      He will need to pay 1% extra to the credit card plus payment gateway charges which range from 0.9 to 3% there are very few cards that allows One rent payment free but payment gateway charges needs to be paid

  • @shreyas_india
    @shreyas_india Рік тому +6

    Please stop giving inaccurate facts in your videos. You said we can pay rent via credit card and get cashbacks but few months back, most of the credit card companies started putting transaction fees on rent paid via credit cards.

  • @Mr.Khan1432
    @Mr.Khan1432 Рік тому +2

    How can we transfer money from credit card to bank account without paying charges for it. And now a days credit cards are changing for the rent payment also . Pls help.

  • @aniketrodge8159
    @aniketrodge8159 Рік тому +3

    Most stupid thing is charging for redeeming rewards and charges for limit enhancement.

  • @theopensourceYuvraj
    @theopensourceYuvraj Рік тому +1

    Once again thank you for this superb information, keep it up Manu sweetie.😊😊

  • @shekhartomar
    @shekhartomar Рік тому +4

    Here in Delhi , no one take rent payment online or using cards
    Every landlord wants cash
    Where people are using cards for rent payment?

    • @shreyas_india
      @shreyas_india Рік тому +4

      By using cred or paytm you can pay rent to your landlord via your credit card and the money directly goes into the Landlord's bank account. But, recently credit card companies started putting transaction fees on credit card for paying rents.

    • @shekhartomar
      @shekhartomar Рік тому +2

      @@shreyas_india Correct

  • @amitabhmaheshwari
    @amitabhmaheshwari Рік тому +3

    Isn’t any HDFC card good in beginners category ? And what about axis airtel, where you can get a cashback of ₹ 1,100 a month on monthly spends of just ₹ 9,200 ?

    • @AbhijitBiswasDBZ
      @AbhijitBiswasDBZ Рік тому

      Axis Airtel is a very specific niche card, beginner card should be seen as one card with good rewards overall. Technically ab sbi cashback bhi beginner card hai nahi coz way too many transactions are no rewards, it is online only card so not really for beginners anymore.

  • @FaguSingh
    @FaguSingh Рік тому +1

    By the way IDFC wow Credit card minimum fd is 2000₹. I applied for IDFC wow credit card for my cousin brother and he got 100% of FD limit. Of 2000 limit. It is great for no credit history.

  • @amitabhmaheshwari
    @amitabhmaheshwari Рік тому +1

    There are some merchants who pass on the MDR to customers

  • @ahmeds6052
    @ahmeds6052 Рік тому +2

    Flipkart Axis and Ace credit card ma'am, and HDFC millinea also

  • @hr0801
    @hr0801 Рік тому +4

    One Card has changed to 100% of FD. Its not 110% any more.

    • @deependranetwork
      @deependranetwork Рік тому

      Which should I get as my first card , mainly to build CIBIL Score, in your opinion .... idfc wow, kotak dream different, onecard or paisabazaar stepup ?? 🙏🙇🤔

    • @hr0801
      @hr0801 Рік тому

      @@deependranetwork One Card would still be the best in my opinion, as they have lot of offers and great customer support, and is the only one out there that offers full fuel surcharge reversal. Also, they offer a metal card which feels very premium (on FD of ₹50,000).

  • @AnirbanSaren
    @AnirbanSaren 8 місяців тому

    Thanks for making this video! It was very informative. 😊

  • @prcreationz5708
    @prcreationz5708 Рік тому +1

    Mai car de tyre buy kite c cash ch 24000 ds rahe c jd mai credit card to payment kiti ta ona ne 24720 cut lye ,,,ki eh sahi a ya menu shop wale nal negotiate krna chahida c

  • @Faraz-cse
    @Faraz-cse Рік тому +3

    2700 ka fine lagne k baad. This cashbacks looks negligible to me 😢

    • @AbhijitBiswasDBZ
      @AbhijitBiswasDBZ Рік тому +2

      Credit mein discipline lagta hai...

    • @Faraz-cse
      @Faraz-cse Рік тому +1

      @@AbhijitBiswasDBZ haan bhai bahut zaruri hai, ek to budget se zada spending ho jata, dusra agar bill payment bhul gaye to big fine. Then comes huge annual fees.

  • @boyonhype257
    @boyonhype257 Рік тому

    I don’t even have a credit card even though Iam watching the video you guys know the reason

  • @Dr_S_Nizamuddin
    @Dr_S_Nizamuddin Рік тому

    mam Kabeer Singh movie k ragging waala scene me aap thi kyaa ❓

  • @Bnrar55
    @Bnrar55 Рік тому

    Just watch US economy which is totally credit based. Banks collapsing , no savings by customers , heavy debts..

  • @indiafirst5545
    @indiafirst5545 Рік тому +1

    This video not required but she did it for onecard paid promotion 😂😂😂

  • @goluji5458
    @goluji5458 Рік тому

    Credit card se Rent payment karne pr extra charges dene padte Hain, usse acha mai UPI kar doon

  • @madhusudhanmohanta5875
    @madhusudhanmohanta5875 Рік тому +1

    Nice information ma'am ☺️

  • @karanchopra1988
    @karanchopra1988 Рік тому

    Pretty well explained. Nice video

  • @ShaikhMuqheed-w6s
    @ShaikhMuqheed-w6s Рік тому

    Your the best, I love you so Much❤❤❤

  • @vimarshnm
    @vimarshnm Рік тому

    A video on amex cards??

    • @bekifaayati
      @bekifaayati  Рік тому

      Sure, We will try to cover this in our future videos.

  • @aaryanqureshi5326
    @aaryanqureshi5326 Рік тому

    Cibil score toh decent hai or ek one credit card bhi hai unsecured 25k ki limit k sath but eski bad aj tak koi credit card nhi Mila kuki income proof nhi

  • @manish4583
    @manish4583 Рік тому +1

    As you said in a previous video that spending more than 30% on a credit card affects the cibil score. I have one query. I have 3 credit cards. So does that 30% limit apply to each card separately or to the combined limit of 3 cards? For eg. The limit of my 3 cards are 2.4 lakhs, 1 lakh and 40k. So i shud spent less than 30% on each card?

    • @bekifaayati
      @bekifaayati  Рік тому +1

      It applies on each card seperately.

    • @manish4583
      @manish4583 Рік тому

      @@bekifaayati oh. Thank u for the information.

  • @deependranetwork
    @deependranetwork Рік тому

    Ek video bnao onecard, paisabazaar stepup, idfc first wow, kotak dream different... ko compare krne wali .😳

    • @bekifaayati
      @bekifaayati  Рік тому +1

      Sure, We will try to cover this in our future videos.

  • @djsnakegaming7642
    @djsnakegaming7642 Рік тому +1

    Anyone, please suggest the best credit card for rent payment without giving convenience fees. Is there any credit card ???

  • @prakharchaurasia
    @prakharchaurasia Рік тому +7

    गज़ब ज्ञान देती है देवीजी🙏
    ₹10000 के रेन्ट पर लगभग ₹250/महीना फीस लगती है।
    कार्ड फीस के ₹500-₹1000 बचाने के लिए हम हर महीने का एक्स्ट्रा खर्चा करे।
    रही बात 45 दिन की तो वो एक ऐसी गलत प्रक्रिया है जिसमे एक बार फस गए तो बाहर निकलना बहुत मुश्किल होता है। इस महीने का अगले महीने पैसे भरेंगे और अगले महीने का उसके अगले महीने।
    जहाँ आपको ₹1 रुपिया खर्च करना होता है आप ₹4 खर्च कर आते है।

  • @NKC004
    @NKC004 Рік тому

    idfc wow vs one card please make a detailed comparison

  • @mohdanassheikh2096
    @mohdanassheikh2096 Рік тому

    Many credit cards are not offering any rewards on rent payment anymore

  • @shubhamhirwe658
    @shubhamhirwe658 9 днів тому

    Talked nothing about reward points

  • @VishalGaikwad2610
    @VishalGaikwad2610 Рік тому

    Thnx❤bunny.. Imp information

  • @tubegyani
    @tubegyani Рік тому

    Ap to short film banate the yahan kaise....

  • @veeravenkatasaidineshraja2135

    What about HDFC Millenia card

  • @ketandamania1103
    @ketandamania1103 Рік тому

    Plz give me the solution for transection charges extra mote then price as 1 to 1.8 extra merchant charged

  • @amitde06
    @amitde06 Рік тому

    Please suggest about bajaj finserv rbl bank supercard is helpful or not ? Is it really worth it?

    • @bekifaayati
      @bekifaayati  Рік тому

      We will try to cover this in our future videos.

  • @shivaonlinesolutions
    @shivaonlinesolutions Рік тому

    Rent payment pe charge bhi to lagta hai

  • @JRbhukta
    @JRbhukta Рік тому

    *Why you not said about Pasiabazar's step up FD*

  • @AnasGaming-ux7vn
    @AnasGaming-ux7vn Рік тому

    Good information thanks Mam

  • @deependranetwork
    @deependranetwork Рік тому

    30-40 nhi 53 video ban chuki hen ab tk cc pr 🙄🙄😌

  • @aksaloon047
    @aksaloon047 Рік тому

    How I increase credit card limit

  • @prabin1989
    @prabin1989 Рік тому +1

    Axis My zone credit card is worst credit card ever....

  • @anikets1ngh
    @anikets1ngh Рік тому

    FD of 5000 and having credit limit of 5000 in back, what is this non-sense. First of all nothing happens in 5000 not even rent, total waste and fool plan for the public, bs sbko credit card dene k liye 5 5 hazar k limit se start kra do. It is like 100 % campus placement but mostly are placed with 3.36 LPA 🙄

  • @moazamfarhan9430
    @moazamfarhan9430 Рік тому +1

    Axis bank is not offering my zone card for free.. It's still asking for 500 as joining free and 500 as renewal fee on their site. Only for some selected channels it's free which are not listed

  • @AbhishekGupta-v3o
    @AbhishekGupta-v3o Рік тому

    Isn't HDFC Millennia CC a better card ?

  • @sagargupta.2412
    @sagargupta.2412 Рік тому

    cibil score kitne time pe bann jaegi ,, main total 3 repayments kr chuka hu ab tk since february, still it hasn't hit my cibil score yet.

  • @EarnVitamiM
    @EarnVitamiM Рік тому

    Mam myrental and daily life milaker spend 8 -10 k and mere ko buisness regarding traveling bhi kerna hota he to londge excess bhi mil jaye aur another benifit like 5% cashback so which card is better for me my credit score is average ? Please reply

  • @kcmv4479
    @kcmv4479 Рік тому

    Myzone is not lifetime free 😢

  • @vinayaksherekar6294
    @vinayaksherekar6294 Рік тому

    They says if we use credit card we have to pay 2.50% extra charge

    • @Faraz-cse
      @Faraz-cse Рік тому

      Only if you don't pay bill on time that is after 50 days.
      So you get up to 50 days - 0% interest free credit / loan.

  • @lavithkumar458
    @lavithkumar458 Рік тому

    Hi can you make video on VPF FILING

    • @bekifaayati
      @bekifaayati  Рік тому

      Sure, We will try to cover this in our future videos.

  • @anuragagrawal1601
    @anuragagrawal1601 Рік тому

    Can you please give your review on Flipkart axis bank credit card

    • @bekifaayati
      @bekifaayati  Рік тому

      ua-cam.com/video/l_aDGDutt4I/v-deo.html
      You can follow this video for more information.

  • @simputhakur6250
    @simputhakur6250 Рік тому +1

    Papu Like :- Khatam || Tata || Bye || Gaya || Good bye ||😢😢😢😢😢😢😢😢😢

  • @arup2738
    @arup2738 Рік тому

    Axis my zone credit only free for select channels. Can anyone tell me about the select channels..?

    • @BarkaDog
      @BarkaDog Рік тому

      I got mine by applying through cashkaro. But that offer is not there anymore.

    • @prabin1989
      @prabin1989 Рік тому

      Axis My zone credit card is worst credit card ever....

  • @sourav3153
    @sourav3153 Рік тому

    to main mera moneyback credit card ka kya karu ???🤦

  • @asgaralisiddiqui4047
    @asgaralisiddiqui4047 Рік тому

    Hdfc millennia card

  • @sandeeps56
    @sandeeps56 Рік тому

    Aap solid figure hai ur beautiful hai

  • @DKSahasi
    @DKSahasi Рік тому

    Idfc first bank k saath location issues hai.
    They don't serve even in tier 2 cities.
    They rejected the application without any genuine reason.

  • @adisude4056
    @adisude4056 Рік тому

    You are not gonna rich using credit card 😂

  • @TheSoumil1991
    @TheSoumil1991 Рік тому +1

    Didnt you guys tell in last video that its gonna be game over for credit cards in near future? o_O

  • @umangpatel1665
    @umangpatel1665 Рік тому +1

    Not a single thing about reward points!!
    Attracting viewers with very attractive title and not talking a thing about it till last second!! Trending way of increasing viewership

  • @spicykitchen-1
    @spicykitchen-1 Рік тому +2

    One suggestion. Please upload videos on Saturday or Sunday morning

  • @gmp_gmp
    @gmp_gmp Рік тому +1

    How to delete our details from credit card promotional websites

    • @utkarshsharma7914
      @utkarshsharma7914 Рік тому

      Most sites have the option to delete "payment methods" under their settings.

  • @maniojha4389
    @maniojha4389 Рік тому

    Well I missed the best ever
    ICICI PLATINUM chip credit card

  • @xxMiCkEyPRx
    @xxMiCkEyPRx Місяць тому

    SPEAK ENGLISH!!!!!!!

  • @indiafirst5545
    @indiafirst5545 Рік тому

    Her chindi followers are such that they go to restaurants and order food from Zomato or swiggy to save 10₹.😅😅😅

  • @aloneboy380
    @aloneboy380 Рік тому

    Make a video how to use it *practically*

  • @kunalgoriani4893
    @kunalgoriani4893 Рік тому

    Axis Ace card 2% on all spends and 5% on bills

  • @xsalman.gamerz8502
    @xsalman.gamerz8502 3 місяці тому

    Dosto such batay Kisi bat ki Ap ko samjh ai,?

  • @mohanjha8700
    @mohanjha8700 Рік тому +1

    My zone card is not lifetime free , please give correct information!

    • @prabin1989
      @prabin1989 Рік тому

      Axis My zone credit card is worst credit card ever....

  • @krishnaKumar-qv5gg
    @krishnaKumar-qv5gg Рік тому

    What would be decent credit score?

  • @sagarsajnani5186
    @sagarsajnani5186 Рік тому

    Y we have to pay extra while paying for fuel by credit card??

  • @d-k-1
    @d-k-1 Рік тому

    Do a collab with Pranjul Kamra / finology!

  • @ninadpednekar2099
    @ninadpednekar2099 Рік тому

    SBI mein new account open kiya but SBI employee ne demat account bhi open kr diya without my consent.
    Aur yearli fees deduct ho rhi hai savings account se.
    0 balance account ke naam pe RS 1000 deposit compulsory deposit krne ko bolte hai aur demat ac ke liye register krte hai.
    Please aware everyone on this topic.

  • @hemalbhojani809
    @hemalbhojani809 Рік тому

    Axis Bank my zone is not free at this time

  • @allinonetell1582
    @allinonetell1582 Рік тому

    Mam phonepe kis prakar castumer se paise chrge krta?

  • @movieson8251
    @movieson8251 Рік тому

    Ma'am please answer this 'kya aap kabir Singh movie mei the?'

  • @shaikhanis9758
    @shaikhanis9758 Рік тому

    Har technology ko sahi tarah se use karo to bahut aechi chezz he

  • @Bir_Singh
    @Bir_Singh Рік тому

    Search koho credit building Mam ,make a video on it that should it be introduced in india

    • @bekifaayati
      @bekifaayati  Рік тому +1

      Sure, We will try to cover this in our future videos.

  • @anupamkushwaha5874
    @anupamkushwaha5874 Рік тому

    Nice.

  • @allexias2218
    @allexias2218 Рік тому

    Mam u r right 👍

  • @9334135593
    @9334135593 Рік тому

    Rent payment karne pe extra charge leta h uska kya