Here’s to Saving Big in the new year! Click the links below to catch up on my budgeting series. 2025 is our year!! From Broke to $10K! My Emergency Fund Savings Journey ua-cam.com/video/gsXb6_nLwjU/v-deo.htmlsi=VtAoOA-yfJbJ0YKX How to Save for Your Future! Creative Saving Tips! ua-cam.com/video/x70EmqQ8bZM/v-deo.htmlsi=0q2OGbCg5u7HdAu9 How many savings challenges you need? ua-cam.com/video/oLkNHDIeWiQ/v-deo.htmlsi=2BpP4PUqnYYk9nuK My 2025 Sinking Fund Plans! ua-cam.com/video/8phXb_vOjSA/v-deo.htmlsi=ALFNljNQTKcQ-85X My 2025 Savings Challenge Plans! ua-cam.com/video/bMsjUt2LPjk/v-deo.htmlsi=z2JiNKFUdgx62hI3 Road to 10K! Let’s do this!! If you’re not subscribed, I would love for you to join my community. We have a great time. I appreciate your support! geni.us/SubscribeBJB
I love my binders just the way they are!! The only time I change something in my envelopes is if it’s not working for me. Why fix something that isn’t broken?!!! Besides, I don’t want to spend extra money when I could be saving it or better yet, investing it?!!!! You had some great points!!
This is great information. I have developed my budgeting system over the years and it stays the same for the most part. but I definitely change up my savings challenges 😂😂
Hey Kris! Definitely some solid points! I always struggle with wanting to change my binders and envelopes! 😂 I'm definitely changing up the way I'm budgeting by focusing less on savings challenges and more on the sinking funds and using what I have already, it may not be cohesive but it gets the job done lol great video!
I’m brand new to cash stuffing and budgeting on this level and I’m obsessed!! Your videos have been so helpful, I pray your channel continues to grow! You have a gift of communication and simplifying complex concepts!
Hi Kris! I love changing up some things for the new year to align with new goals. I agree - it also motivates me to continue on my journey. Great points. Thanks for sharing ❤😊
These are great points! For me, it’s definitely cost that stops me from redoing all my binders and envelopes. I can’t spend the money on binders before I take care of debt and max out my retirement accounts. Thank you for all the information you share 😊
Kris, I am redoing my budget system to include saving for somethings that I wasn't ready for in 2024. That means, being more intentional and having smaller buckets for my saving and mofe detailed on what every dollar is doing.
I haven’t even started 😭 but I’m working on it after Christmas 🎄 lol. Nothing new over here but changing up on my goals this upcoming year 2025 ☺️ everything I have here at home just need to track my progress 🥰💕 9:14
Great points. I was going through my planner to see what I can approve on. My biggest change has to be my mindset. I need male a plan, stay consistent, and not be so hard on myself when I miss up
Heyyy Kris, ❤❤❤ here watching before I make this drive home.... I hope you many me and your family have a wonderful Christmas. I have my pen and paper ready to sit back and take notes... I definitely agree with buying new things You see how long it took me before I even purchased two new binders... Shoot I got those for free and paid for shipping 😂.
Great video as always and this will surely give everyone something to think about for 2025. Sometimes if it’s not broke, don’t try to fix it: as the elders would say.
Hey Kris. I work on starting over in October to see what’s going to work for me in the new year. The earlier the better. I will be changing up some things and focusing more on savings goals.
Thanks Kris for this video, yes I will be starting over, I feel like I was all over the place this year with my finances. I want to be more in Control of my money.
I had restarted everything numerous times and loss progess as I changed too much. This year I am focusing on less challenges and stressing over stuff I cannot change.
Hi Kris, Thank you for this video. I am starting my budget over. I was missing the goals part of my budget!! I will be re-watching this video and your previous videos to help me plan and stay on track in 2025 God willing!! Thank you Kris!!!
Why was I reviewing my binder, budget, cash stuffing envelopes and savings accounts last night? Lol. This video came right on time for me. Thanks so much for the tips! 😊
Hi. Thank you for this video. I have already put together my 2025 budget for the year and set my goals. I have also selected the challenges that should help me meet those goals. ❤
Hello Kris, I’m going to be more intentional about budgeting. I’m trying to cutback on eating out because it ALWAYS blows up my budget. Thanks for the tips. Great video.❤❤❤
I'm restarting my budget because I have lost my way last year and went back to swiping! I got away from cash stuffing too, as well as savings challenges. I feel like I failed myself.
I am going to do new challenges this year that I have had laying around. I want to do all challenges I own at least once and not buy anymore. fingers crossed
It’s not expensive if you buy from the dollar tree 🌳 I still have my mailing envelope that I bought from 2022 and a simple note book As much as I would like to order a nice budget binder with Cinderella on the front and nice envelope I’m not going to pay 30-50$ but there nice though 😊
Here’s to Saving Big in the new year! Click the links below to catch up on my budgeting series. 2025 is our year!!
From Broke to $10K! My Emergency Fund Savings Journey
ua-cam.com/video/gsXb6_nLwjU/v-deo.htmlsi=VtAoOA-yfJbJ0YKX
How to Save for Your Future! Creative Saving Tips!
ua-cam.com/video/x70EmqQ8bZM/v-deo.htmlsi=0q2OGbCg5u7HdAu9
How many savings challenges you need?
ua-cam.com/video/oLkNHDIeWiQ/v-deo.htmlsi=2BpP4PUqnYYk9nuK
My 2025 Sinking Fund Plans!
ua-cam.com/video/8phXb_vOjSA/v-deo.htmlsi=ALFNljNQTKcQ-85X
My 2025 Savings Challenge Plans!
ua-cam.com/video/bMsjUt2LPjk/v-deo.htmlsi=z2JiNKFUdgx62hI3
Road to 10K! Let’s do this!! If you’re not subscribed, I would love for you to join my community. We have a great time. I appreciate your support!
geni.us/SubscribeBJB
I love my binders just the way they are!! The only time I change something in my envelopes is if it’s not working for me. Why fix something that isn’t broken?!!! Besides, I don’t want to spend extra money when I could be saving it or better yet, investing it?!!!! You had some great points!!
Yes if it ain’t broke don’t fix it!
This is great information. I have developed my budgeting system over the years and it stays the same for the most part. but I definitely change up my savings challenges 😂😂
Hey Kris! Definitely some solid points! I always struggle with wanting to change my binders and envelopes! 😂 I'm definitely changing up the way I'm budgeting by focusing less on savings challenges and more on the sinking funds and using what I have already, it may not be cohesive but it gets the job done lol great video!
@@Cosplaygirlbudgets sounds like an awesome plan 💗
You don’t have to stop doing your savings challenges. You could designate certain savings challenges to go into your sinking funds. ❤
I’m brand new to cash stuffing and budgeting on this level and I’m obsessed!! Your videos have been so helpful, I pray your channel continues to grow! You have a gift of communication and simplifying complex concepts!
Welcome to the community and thank you for your kind words!
Hi kris, I'm Just adding to my existing set up and goals, great video as always ❣️❣️❣️ 7:09
Hi Kris! I love changing up some things for the new year to align with new goals. I agree - it also motivates me to continue on my journey. Great points. Thanks for sharing ❤😊
@@Frugalityislife Hi Fiona. It is very motivating. Thank you for watching 💗
This was great, Kris!! Thank you for sharing!!
@@MrsNewlywedMoney Hey Chrissy 👋🏽
Happy Sunday Kris!😊
These are great points! For me, it’s definitely cost that stops me from redoing all my binders and envelopes. I can’t spend the money on binders before I take care of debt and max out my retirement accounts. Thank you for all the information you share 😊
@@barbaralynnbudgets8801 you’re right about the retirement account
Kris, I am redoing my budget system to include saving for somethings that I wasn't ready for in 2024. That means, being more intentional and having smaller buckets for my saving and mofe detailed on what every dollar is doing.
@@joyfulbudgetingco yes sounds like a great plan!
I haven’t even started 😭 but I’m working on it after Christmas 🎄 lol. Nothing new over here but changing up on my goals this upcoming year 2025 ☺️ everything I have here at home just need to track my progress 🥰💕 9:14
@@budget_with_chuckles amen to that!
Great points. I was going through my planner to see what I can approve on. My biggest change has to be my mindset. I need male a plan, stay consistent, and not be so hard on myself when I miss up
@@TouchedbyanAngelBudgets I feel you on that one!
Great video. Love Ya Hugs my friend.🎄🎄🤗🤗💚💚
@@donnajo82763 thank you 🤗
Heyyy Kris, ❤❤❤ here watching before I make this drive home.... I hope you many me and your family have a wonderful Christmas. I have my pen and paper ready to sit back and take notes... I definitely agree with buying new things You see how long it took me before I even purchased two new binders... Shoot I got those for free and paid for shipping 😂.
Merry Christmas friend🎄
@BudgetingJustBecause thank you Kris
Hi Kris I hope you have a wonderful New Year’s celebration 🎉🎉🎉🎆it’s all the way liveeee in 2025 😂😂🥰🩵
Great video as always and this will surely give everyone something to think about for 2025. Sometimes if it’s not broke, don’t try to fix it: as the elders would say.
@@BudgetingTheBacon ain’t that the truth!
Hey Kris. I work on starting over in October to see what’s going to work for me in the new year. The earlier the better. I will be changing up some things and focusing more on savings goals.
You got this!
Thanks Kris for this video, yes I will be starting over, I feel like I was all over the place this year with my finances. I want to be more in Control of my money.
@@LadyRina8670 that’s a good reason to start fresh!
I had restarted everything numerous times and loss progess as I changed too much. This year I am focusing on less challenges and stressing over stuff I cannot change.
Amen to that 🙌🏽
Hi Kris! Great tips and gems, my friend❤
@@a2zbudgets101 thank you 🙏
Hi Kris,
Thank you for this video. I am starting my budget over. I was missing the goals part of my budget!! I will be re-watching this video and your previous videos to help me plan and stay on track in 2025 God willing!! Thank you Kris!!!
@@elizabethjames7216 you got this friend 💗
Hi Kris! Definitely rediong it. Gotta be more oranized for the coming year. Thank you for talking about this topic.
@@mariesbudgetinghacks yes to being more organized
Why was I reviewing my binder, budget, cash stuffing envelopes and savings accounts last night? Lol. This video came right on time for me. Thanks so much for the tips! 😊
@@marawashington3280 it was meant to be lol
This video is so helpful. Thank you so much for these tips. 💜
@@beautywithqueeniekeisha you’re welcome. Thank you for watching 🩷
Hi. Thank you for this video. I have already put together my 2025 budget for the year and set my goals. I have also selected the challenges that should help me meet those goals. ❤
@@julieb6680 yeah let’s go!!!🙌🏽
Great video!! I am redoing my setup. Changing binders and adding/getting rid of categories to make it more functional. Next will be my budget review💙
@@rickismith1259 yasss you got this!!💗
Just starting to budget and save.
@@elsie7550 yeah let’s go! You got this 💗
Hello Kris, I’m going to be more intentional about budgeting. I’m trying to cutback on eating out because it ALWAYS blows up my budget. Thanks for the tips. Great video.❤❤❤
@@lucillesmith9764 Hey Lucille you can do it!! Merry Christmas to you and your son 🎄
@ Thank you Kris for Always encouraging me. I love watching your videos I ALWAYS learn something helpful in my journey.
Some changes i am making in 2025 is setting monthly goals
That’s a good one!
Merry Christmas Kris.❤
Merry Christmas 🎄
💜
Merry Christmas Kris!
@@donnajo82763 Awww thank you friend!! 🤗
@@BudgetingJustBecause Your welcome Kris Love Ya Hugs my friend. 🎄🎄🤗🤗💚💚
Hello Kris, I will have to redo mine because I will be retiring.
@@conniekelly-hl5qr congrats on retirement!
Great points 💗💗
@@izzybreezybudgets thank you 💗
I'm restarting my budget because I have lost my way last year and went back to swiping! I got away from cash stuffing too, as well as savings challenges. I feel like I failed myself.
@@JenniferMarieBudgets Sounds like a good reason for a fresh start!
I normally do my new budget set up based on the fiscal year- ie. July 1. That’s mainly because that’s also when my salary increases.
@@Brianna-yk8sg very smart idea!
I am going to do new challenges this year that I have had laying around. I want to do all challenges I own at least once and not buy anymore. fingers crossed
@@wendybroadhurst6853 that’s smart!
Hey Kris ❤
@@rosbudgetlife3324 heyyy
💙💙🌊🌊
Hey Kris, the only thing I change up is my color scheme but I did want to try was keeping it in the bank instead of having cash. I'm not sure yet
@@Jade_kreationz ooh let me know how that works for you 💗
It’s not expensive if you buy from the dollar tree 🌳 I still have my mailing envelope that I bought from 2022 and a simple note book
As much as I would like to order a nice budget binder with Cinderella on the front and nice envelope I’m not going to pay 30-50$ but there nice though 😊
You’re right! Stick to what works best for you!