Madam apka video dekh k mere ko bahut fayda hua. Mera Med. Claim company ne mera claim cashless reject kr deya tha kyu ki mane disease ko pahle btaya nhi but mane company k ZOCC.. CMD.. SAB KO MAIL KI KI ME IRDAI KO COMPLANT KRUNGA KYU KI MERA POLICY 7 YEAR OLD H.... AND FINALLY COMPANY NE MUJH KO REMBURSMENT AMOUNT FULL REFUND HO GYA IN 40 DAYS... Thank you maam for your guidence
A request is to Please make a detailed video of New India Assurance policy and their new top up policy (Arogya pragati plus). If you have already made a video on the same please share the details. Thank you ma'am.
Madam abhi kuch din pahele Mayri sister admit hua the reliance health insurance se call approve hua phir cancel ker diya koi reason nahi diya cancel per
Dear Madam, Care Supreme plan hai mera, 2 years chal raha hai. Recently hospitalized huwa tonsillitis ka deases pe, without surgery. Claim rejected. I think I was supposed to get claim settlement.. could you please clear my doubts
@@GurleenKaurTikku YESS MAM YOU ARE THE BEST DEVELOPMENT MANAGER IN THE HEALTH INSURANCE INDUSTRY IN THE WORLD FOR A NEW ADVISOR OR OLD THERE IS NEED OF DO IN THEIR ORGANISATION 🌹 THANKS & REGARDS SANJAY PRAKASH DHANBAD
Mere sath aisa he hua tha. Mera cashless claim reject ho gya ye bol kar ki Hospitalization jaruri ni hai. But maine baad me reimbursement k liye claim kiya again reject ho gya. Then maine fight ki for claim. Apna case Ombudsman me register kiya and finally muje 3-4 months ki fight k baad muje mera 87000 ka claim paas hua jo maine apply kiya tha.
Same happened with me Aditya birla company ka even doctor ne justification bhi diya ki patient ko medicine or injection OPD base pe nh dek sakte lekin ab reimbursement ke liye or consumer court mei complaint dalne ki soch rha hu
Madam mai to 9 days se fever tha 2 baar consultant kiya 3 baar Dr addmit bola to adity birla policy company ne addmit ki jarurat nahi oral medicine per cover hoga but mai to 8 days se tab le raha tha blood test ne typhoid positive aya tha kay a oral per cover hoga kay
Hello mam Big fan… i have a question What if someone is diagnosed with illness/disease after taking the policy.. what happens then?? Will that be covered ?? (If diagnosed after initial waiting period which is usually 30-90 days)
Dear Madam, my friend applied for Care Supreme plan as a floter basis, but his family members can get the policy without him, reason he have gallbladder polyp in small size, he admitted that to the company, and so care doesn't give him the Care Supreme plan, what should he do now? Please guide us, as soon as possible. We are waiting for your advise. Can we get any kind of help from IRDA??
If a young person takes a policy and after 6 months of taking policy he discovers diabetes, what should a policy holder do in this situation? Although he had not any symptoms or complications to determine his silent disease. Should he inform the company about that?
If it got diagnosed after the policy buying, it is not a PED You are not obligated to inform insurance company, however retain the first consultation paper for future claims
Most of the policy deduct some percentage of claim and may applied co pay, depends on your policy T&C. Read your policy wordings. Also few policies are paying full in any zone.
Ma'am, star health assure me..Mam, 5 lack ki policy me Agar baby 24 months ke pehle deliver ho gya to maternity ki 50,000 rs cover nai hogi muje pata he. par new born baby ko kuchh deseas ho to uska 2lack claim milega??
Mam mera ASD heart me hole hai mera age 32 . Mene star helth ka young star policy le rakha hai 4 sal se . Abhi mujhe ye bimari ka pata chala kaya mujhe ye claim milega?
Hello jee, Please reach out to us for specific plan suggestion as per your requirement: WhatsApp : wa.me/message/VJCYEKX3EWHOE1 Call : 9650706699 Mail us at: info@hareepatti.com Contact us : hareepatti.com/contact-us/
Mam mara ak swal hai ki company nay mujah health policy bachi ressure niva bupa or mujah koi bhee room lay sakta hu lakin hospital say niva bupa nay private room take ka hi mou sing kiya hai us say uper ka room hospital nahi dayga cashless mai agar uper ka room cahey to rembarsment mai jana paday ga kya aap bta saktay hai asa kyu
आपको जो room allowed है वही रूम ले लिजिये otherwise you need to pay difference amount as per the higher category room 1. Doctor visiting charges 2. Specialist visiting charges 3. Nursing Charges 4. Procedure charges 5. Operation Theater charges Better to choose a room which is allotted by the insurance company.
In a network hospital, the hospital sometimes has protocol while admitting like testing the patient for HIV, Hepatitis while the patient has arrived for accident treatment. Can the insurer deduct the test amounts for HIV and Hepatitis?
No These tests will get approved by the Insurance company because the hospital/doctor need to give the treatment accordingly by checking the patient & start the medicines to the patient
@@pankajpanchwagh4062 Yes, but, they usually deduct this amount which was in my case, I had to raise this to them, they then requested for a bill break up and after that I got the money. The insurer was DIGIT, so if anybody does not get such an amount, then please raise it. Well thank you Pankaj for responding.
Please reach out to us for specific plan suggestion as per your requirement: WhatsApp : wa.me/message/VJCYEKX3EWHOE1 Call : 9650706699 Mail us at: info@hareepatti.com Contact us : hareepatti.com/contact-us/
Madam apka video dekh k mere ko bahut fayda hua. Mera Med. Claim company ne mera claim cashless reject kr deya tha kyu ki mane disease ko pahle btaya nhi but mane company k ZOCC.. CMD.. SAB KO MAIL KI KI ME IRDAI KO COMPLANT KRUNGA KYU KI MERA POLICY 7 YEAR OLD H.... AND FINALLY COMPANY NE MUJH KO REMBURSMENT AMOUNT FULL REFUND HO GYA IN 40 DAYS... Thank you maam for your guidence
Company name please ?
Thank you so much jee 👍 Keep watching & do Subscribe for more such informative content .
@@manishparekh9214 star
@@GurleenKaurTikku shure maam all ready done
@@manishparekh9214 star
Madam, what is moritarium period pl clarify. How long time is required for this period.
Like every time thank you for your guidance and if we needed you will be there to help us in any type of claim settlement situation...
Thanks a lot & do Subscribe for more such informative videos 😊
Mam agar individual policy ko family floater policy m 3 shaal bad change krte hai
To waiting period suru s shuru hoga ya nhi
Thank you Gurleen for the useful insights.
Thanks a lot & do Subscribe for more such informative videos 😊
A request is to Please make a detailed video of New India Assurance policy and their new top up policy (Arogya pragati plus). If you have already made a video on the same please share the details. Thank you ma'am.
Very informative video. Keep up the good work👍
Thanks a lot & do Subscribe for more such informative videos 😊
Madam abhi kuch din pahele Mayri sister admit hua the reliance health insurance se call approve hua phir cancel ker diya koi reason nahi diya cancel per
Very useful video for everyone 👍👍👍
Thank you jee, keep watching !
Reason 6 - lagbhag sare insurance company pan India coverage de rhe hai, premium v us regarding le rhe hai.
👍
Nice and valuable information 🎉
Thanks a lot, keep watching !
Mam aabhi to IRDA ka new rule aa gaya hai ke kisi v hospital me cashless ho skta hai 48 hr phle inform krne se
Merako bhi Insurance Industry mai 19 yrs ho gaya.
Great 👍
Dear Madam,
Care Supreme plan hai mera, 2 years chal raha hai. Recently hospitalized huwa tonsillitis ka deases pe, without surgery. Claim rejected. I think I was supposed to get claim settlement.. could you please clear my doubts
Kya port policy ko cancel kar sakte hai
Mam please video share for CKYC. Thank you mam
VERY INFORMATIVE VIDEO 👍
Thanks a lot, keep watching !
@@GurleenKaurTikku YESS MAM YOU ARE THE BEST DEVELOPMENT MANAGER IN THE HEALTH INSURANCE INDUSTRY IN THE WORLD FOR A NEW ADVISOR OR OLD THERE IS NEED OF DO IN THEIR ORGANISATION 🌹
THANKS & REGARDS
SANJAY PRAKASH
DHANBAD
Mere sath aisa he hua tha. Mera cashless claim reject ho gya ye bol kar ki Hospitalization jaruri ni hai. But maine baad me reimbursement k liye claim kiya again reject ho gya. Then maine fight ki for claim. Apna case Ombudsman me register kiya and finally muje 3-4 months ki fight k baad muje mera 87000 ka claim paas hua jo maine apply kiya tha.
konsi insurance company?
@@anjanbiswas3158 Niva Bupa.
@@anjanbiswas3158 Niva Bupa
Same happened with me Aditya birla company ka even doctor ne justification bhi diya ki patient ko medicine or injection OPD base pe nh dek sakte lekin ab reimbursement ke liye or consumer court mei complaint dalne ki soch rha hu
@@anjanbiswas3158 Niba Bupa
Madam mai to 9 days se fever tha 2 baar consultant kiya 3 baar Dr addmit bola to adity birla policy company ne addmit ki jarurat nahi oral medicine per cover hoga but mai to 8 days se tab le raha tha blood test ne typhoid positive aya tha kay a oral per cover hoga kay
Very useful information
Thanks a lot, keep watching !
Thank you gurleen maam
Very informative video ma'am 😊
Thanks a lot, keep watching !
Hello mam Big fan… i have a question
What if someone is diagnosed with illness/disease after taking the policy.. what happens then?? Will that be covered ?? (If diagnosed after initial waiting period which is usually 30-90 days)
Dear Madam, my friend applied for Care Supreme plan as a floter basis, but his family members can get the policy without him, reason he have gallbladder polyp in small size, he admitted that to the company, and so care doesn't give him the Care Supreme plan, what should he do now? Please guide us, as soon as possible.
We are waiting for your advise. Can we get any kind of help from IRDA??
Can you please clarify deductible amount.?
You can check our video for details : ua-cam.com/video/7E-Rfd7kdMo/v-deo.htmlsi=qmcmxcdwf3tNNf8U
This may give you more clarification
If a young person takes a policy and after 6 months of taking policy he discovers diabetes, what should a policy holder do in this situation?
Although he had not any symptoms or complications to determine his silent disease.
Should he inform the company about that?
If it got diagnosed after the policy buying, it is not a PED
You are not obligated to inform insurance company, however retain the first consultation paper for future claims
i stay in zone 3 can i take treatment in zone 1, can i get full claim?
Most of the policy deduct some percentage of claim and may applied co pay, depends on your policy T&C. Read your policy wordings. Also few policies are paying full in any zone.
It depends on your policy's terms & conditions.
Ma'am, star health assure me..Mam, 5 lack ki policy me Agar baby 24 months ke pehle deliver ho gya to maternity ki 50,000 rs cover nai hogi muje pata he. par new born baby ko kuchh deseas ho to uska 2lack claim milega??
Bhai haathi ka baby 24 month me delivery hoti hai insaan ki 9 month me hoti hai
Mam mera ASD heart me hole hai mera age 32 . Mene star helth ka young star policy le rakha hai 4 sal se . Abhi mujhe ye bimari ka pata chala kaya mujhe ye claim milega?
Check with your policy wording about specific disease waiting period kitna hai mostly ye 2-4 saal ke andar rehta hai
Nice presentation
Thank you jee, keep watching !
ma'am mujhe apne mom k liye policy buy krna hai but aapki team ko cont.kiya to koi response nhi kiya
Hello jee,
Please reach out to us for specific plan suggestion as per your requirement:
WhatsApp : wa.me/message/VJCYEKX3EWHOE1
Call : 9650706699
Mail us at: info@hareepatti.com
Contact us : hareepatti.com/contact-us/
@@GurleenKaurTikku hanji ma'am b
Thankyou so much
Thanks a lot, keep watching !
HDFC ergo में वेटिंग पीरियड कितने साल का होता है क्रिटिकल illness like heart, liver
It may vary plan to plan and premium, check policy documents
Can we have a comparison vedio - Niva Bupa Reassure 2.0 and Icici Lombard Elevate ?
Lombard chod kar dono le sakte ho
@@jeevdhar2005 which of the two?
@@anujcnair niva bula and HDFC ergo better
Mam mara ak swal hai ki company nay mujah health policy bachi ressure niva bupa or mujah koi bhee room lay sakta hu lakin hospital say niva bupa nay private room take ka hi mou sing kiya hai us say uper ka room hospital nahi dayga cashless mai agar uper ka room cahey to rembarsment mai jana paday ga kya aap bta saktay hai asa kyu
आपको जो room allowed है वही रूम ले लिजिये otherwise you need to pay difference amount as per the higher category room
1. Doctor visiting charges
2. Specialist visiting charges
3. Nursing Charges
4. Procedure charges
5. Operation Theater charges
Better to choose a room which is allotted by the insurance company.
Thanx !!
Thanks a lot, keep watching !
In a network hospital, the hospital sometimes has protocol while admitting like testing the patient for HIV, Hepatitis while the patient has arrived for accident treatment. Can the insurer deduct the test amounts for HIV and Hepatitis?
No
These tests will get approved by the Insurance company because the hospital/doctor need to give the treatment accordingly by checking the patient & start the medicines to the patient
@@pankajpanchwagh4062 Yes, but, they usually deduct this amount which was in my case, I had to raise this to them, they then requested for a bill break up and after that I got the money. The insurer was DIGIT, so if anybody does not get such an amount, then please raise it.
Well thank you Pankaj for responding.
6 minutes pe esa laga jese aap emotional ho gye bat karte karte !!
👍
@@GurleenKaurTikku aap bohot cute ho 😊
Thank you mam 🙏🙏
Keep watching !
Very 👌
Thank you jee, keep watching !
Pranam madam😊
🙏
❤
Medam aapse contact kaise karu..
Please reach out to us for specific plan suggestion as per your requirement:
WhatsApp : wa.me/message/VJCYEKX3EWHOE1
Call : 9650706699
Mail us at: info@hareepatti.com
Contact us : hareepatti.com/contact-us/
Ailment Myopia disclose nahi karne par claim nhin diya kya myopia bhi batana hota hai
Myopia means - minus power chashme ka
Yes
You have to inform everything while buying health insurance policy