Health Insurance VS Critical Illness Insurance VS Personal Accident Insurance | Gurleen Kaur Tikku

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  • Опубліковано 1 сер 2024
  • Health insurance provides comprehensive coverage that can offer accident insurance cover also. But personal accident cover is only limited to accident-related hospitalisation expenses.
    Whereas Critical Illness Policy provides a lump sum coverage amount that can cover exorbitant medical expenses for critical illnesses as covered under the insurance policy.
    In this video, we have compared all the 3 types of insurance & how they are different from each other with examples.
    WATCH OUR VIDEO FOR MORE DETAILS :)
    ✅ To buy insurance policies, click here - hareepatti.com/contact-us/
    Or, reach out to us on WhatsApp - wa.me/message/VJCYEKX3EWHOE1
    WhatsApp number - +91-9650706699
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    For any queries:
    📲 WhatsApp : wa.me/message/VJCYEKX3EWHOE1
    💌 Mail us at: info@hareepatti.com
    --------------------------------------------------------------------------------------------
    ✅ TIME STAMPS
    0:00 Introduction
    0:41 About Health Insurance
    1:23 Types of Health Insurance
    2:42 Personal Accident Insurance
    2:58 Critical Illness Insurance
    3:16 Example
    3:28 Health Insurance VS Personal Accident
    5:15 Health Insurance VS Critical Illness Insurance
    6:59 Thumb Rules for Insurance Coverage
    7:28 Conclusion
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    For any queries:
    📲 WhatsApp : wa.me/message/VJCYEKX3EWHOE1
    📞 Call : 9650706699
    💌 Mail us at: info@hareepatti.com
    --------------------------------------------------------------------------------------------
    You can also reach out to us on our Social Media:
    📸 Instagram: / gurleentikku
    / hareepatti
    🎬 Facebook: / hareepatti
    👩🏼‍🏫 LinkedIn: / gurleenkaur
    🐦 Twitter: / gurleen011
    ✍🏻 Website: hareepatti.com
    Do SUBSCRIBE to our channel for more such informative videos:
    / gurleenkaurtikku
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    #criticalillnessinsurance #healthinsurance #personalaccidentinsurance
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    Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
    It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
    Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
    Viewers discretion is advised.
  • Фільми й анімація

КОМЕНТАРІ • 48

  • @BikeMania1989
    @BikeMania1989 5 місяців тому

    Exactly what I was looking forward for. Thanks.

  • @inayatalishow6773
    @inayatalishow6773 5 місяців тому +3

    Talk with Tikku ji.
    Good job Madam.

  • @yedapeoples
    @yedapeoples 5 місяців тому +8

    Max Bupa ka service bahot kharab hai itna refund process itna kharab hai ki mai bata nahi sakta yeh srif policy sell karne ke liya call par call karenge agar policy reject ho jati hai toh yeh bilkul intiative nahi lege ki apko refund aaye. I don't recommend at all I'll have the proof required please logo ko service ke baare Mai bhi update do

    • @adiyabishtginni9783
      @adiyabishtginni9783 5 місяців тому +3

      Shi kaha sir niva bupa sabse gandi policy h me bhut paresan hu inse.sare documents khud inke office de k aaya hu av v bhut time le re

    • @jayantibhaikankrecha4644
      @jayantibhaikankrecha4644 5 місяців тому +1

      Sirji mai to aaditay birla me bhi heran hu

  • @vishalrana735
    @vishalrana735 4 місяці тому +1

    Thank you for the video

  • @yviruss1
    @yviruss1 5 місяців тому +1

    Great video.

  • @school9716
    @school9716 4 місяці тому

    Mam, agr 2ya3 Bank se Accident plan liya hua to kya dono se claim milega ya kevl ek se

  • @maloyroy1
    @maloyroy1 4 місяці тому

    Please make a detail video on CSR and ICR please please please please Madam, what we consider for buying health insurance policy

  • @sanjayshah5914
    @sanjayshah5914 Місяць тому

    How to calculate WEEKLY benefits in personal accident policy

  • @b0606089
    @b0606089 5 місяців тому +1

    3 times of the annual income as health insurance can be too much for someone who is earning say 30 40 lacs a year post tax. Isn't it overkill? Considering the current inflation, shouldn't a 20 lac cover be sufficient? though its also true that we should be increasing cover with time, and that would add to premium gradually and not day 1.

  • @pareshbhesaniya5008
    @pareshbhesaniya5008 2 місяці тому

    Mem ; Since it is a government job, even if the regular salary is coming, despite total disability, can we get weekly or monthly pay out from accident insurance as a los of income..

  • @sanjayshah5914
    @sanjayshah5914 Місяць тому

    How to calculate WEEKLY benefits

  • @VishalArora1008
    @VishalArora1008 21 день тому

    Ma'am what is better 10 lacs health insurance along with 10 lacs critical illness rider or 10 lacs health insurance along with 40 or 90 lacs super top up??
    In terms of affordability and coverage
    Please advise

  • @ajai5316
    @ajai5316 3 місяці тому +1

    👌👍

  • @mnaveenkumar8601
    @mnaveenkumar8601 5 місяців тому +2

    Can you provide a combination of
    Individual Heath, Accident, critical & Term insurance
    Age 40 Years
    Income 10 Lakhs per Annum
    Can you please help on this

    • @GurleenKaurTikku
      @GurleenKaurTikku  5 місяців тому

      Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊

  • @pankikapoor2186
    @pankikapoor2186 5 місяців тому +1

    Care policy dekhi samaj nahi aa raha 7 lac or 10 lac which one is better?

    • @GurleenKaurTikku
      @GurleenKaurTikku  5 місяців тому

      Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements.
      Thank you 😊

  • @adityawasankar7929
    @adityawasankar7929 5 місяців тому +1

    Ma'am, I'm thinking about to buy Health insurance for my self my age is 25. Can you please suggest me best health insurance company and there plans.

    • @GurleenKaurTikku
      @GurleenKaurTikku  5 місяців тому

      Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements.
      Thank you 😊

  • @deepakmalik3479
    @deepakmalik3479 4 місяці тому +1

    Mam maine manipal signa Li hai 50 lakh wali health policy kaisi policy hai mam ye nd isme hai ye sab cover

  • @sankalpshukla2758
    @sankalpshukla2758 3 місяці тому +1

    MADAM MY MOTHER DIAGNOSED WITH BREAST CANCER SHE IS NOT HAVING ANY INSURANCE POLY CHEMOTHERAPY STARTED WHAT WE DO IS THERE ANY POLICY WHICH COVERS CANCER AFTER DIAGNOSED ?

  • @aradhnas9708
    @aradhnas9708 5 місяців тому +1

    My son is 31 year he mention his medicine Beta Blocker which he is taking from last year he told this to Max Buppa for that they reject his policy I want policy for him which cover critical illness please please help

  • @Tushu4422
    @Tushu4422 5 місяців тому +1

    मॅडम मुझे पर्सनल accident policy लेणी हे कहा से लेणी होगी plz help

    • @GurleenKaurTikku
      @GurleenKaurTikku  5 місяців тому

      Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊

  • @angadbergude7789
    @angadbergude7789 5 місяців тому

    Sbi एसबीआय पॉलिसी माहिती सांगा मॅडम 3 लाख कव्हर

  • @satishsingh3504
    @satishsingh3504 5 місяців тому +1

    But 26 January se IRDA IMPOSE cashless everywhere.,.. NA THEN YE reimbursement baat aap kyon kar rahi hain

    • @GurleenKaurTikku
      @GurleenKaurTikku  5 місяців тому +2

      jee, we will be bringing up a video soon on this topic this week only.
      Keep watching !

  • @shalinibhardwaj9292
    @shalinibhardwaj9292 3 місяці тому

    Sorry to say but i was thinking term and health insurance will be good enough for a middle class family but thats also not sufficient ...crutical illness policy ....personal accident policy.....ek middle class person ke paise insurance premium ss kuch bach jaayega to investing ki sochega😅

  • @JayPrakash-lf9jt
    @JayPrakash-lf9jt 5 місяців тому +1

    Apki vedio dekh kar niva bula ka insurance le liye ab claim nhi de rahi 😢

    • @adiyabishtginni9783
      @adiyabishtginni9783 5 місяців тому

      Shi kaha bhai mene v Kiya ab muje v claim ni de ri company bhut late kr ri h.cashless dena tha wo v ni dia ab reimbursement me investigation lagayi hai

    • @malatesh_Aihole
      @malatesh_Aihole 5 місяців тому

      Kyu nahi de rahi hai? Reason kya hai?

    • @JayPrakash-lf9jt
      @JayPrakash-lf9jt 5 місяців тому

      Heath insurance ka bahut bada dhanda h logo ko lootane ka

    • @JayPrakash-lf9jt
      @JayPrakash-lf9jt 5 місяців тому +2

      I was admitted by doctor for treatment of dengue fever at 3:00pm on 5 jan 2024 and discharge at 10:30am on 7 jan 2024. According to doctor, Treatment is not possible without hospitalization. But company says that As per submitted documents, patient was admitted primarily for diagnostic and
      evaluation purpose. Therefore, We regret the claim is not payable policy clause 6.4. Could be managed in OPD.

    • @malatesh_Aihole
      @malatesh_Aihole 5 місяців тому

      Niva Bupa me kaun sa tha plan?

  • @aradhnas9708
    @aradhnas9708 5 місяців тому

    My son is 31 year he mention his medicine Beta Blocker which he is taking from last year he told this to Max Buppa for that they reject his policy I want policy for him which cover critical illness please please help

    • @GurleenKaurTikku
      @GurleenKaurTikku  5 місяців тому

      Critical illness insurance is not possible for him