Term Insurance Most Asked Questions ANSWERED | Term Insurance FAQs | Gurleen Kaur Tikku

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  • Опубліковано 11 лип 2024
  • Term Insurance is a type of life insurance that provides a lump-sum amount to your family, in the unfortunate instance that they lose you, during the term of the policy.
    In this video , we have answered the most common asked questions about Term Insurance that most people have which make them delay the decision in buying term insurance.
    WATCH THE VIDEO FOR MORE DETAILS :)
    To buy insurance policies, click here - hareepatti.com/contact-us/
    Term Insurance With or Without RETURN OF PREMIUM ? - • Term Insurance With or...
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    For any queries:
    📲 WhatsApp : wa.me/message/VJCYEKX3EWHOE1
    📞 Call : 9650706699
    💌 Mail us at: info@hareepatti.com
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    TIME STAMPS :-
    0:00 Introduction
    1:17 Concept of Term Insurance
    3:00 Who should buy Term Insurance ?
    4:40 Right Time to buy Term Insurance
    6:51 Decide Policy Term in Term Insurance
    8:33 How to decide Premium Payment Term ?
    10:50 Term Insurance Right Coverage
    13:59 Term Insurance with Return of Premium
    14:40 Term Insurance without Return of Premium
    15:06 Riders in Term Insurance
    17:48 Claim Settlement Ratios in Term Insurance
    18:40 MWPA in Term Insurance
    19:14 Increase Term Insurance Coverage
    19:35 Income Proof for Term Insurance
    20:21 Term Insurance Claim Rejection
    20:32 Health Conditions Disclosure
    21:45 Buy more policies for Higher Coverage
    22:17 Conclusion
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    ✍🏻 Website: hareepatti.com
    Do SUBSCRIBE to our channel for more such informative videos:
    / gurleenkaurtikku
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    #terminsurance #faqs #gurleenkaurtikku
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    Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 19 years of experience of Financial industry.
    It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
    Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
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КОМЕНТАРІ • 38

  • @sagarpatil5573
    @sagarpatil5573 Місяць тому +6

    ma'am.. request a session for job loss insurance

  • @user-cj1rf4pq9g
    @user-cj1rf4pq9g Місяць тому +2

    Plz explain Mastar circular of 29-5-2024 declared by IRDAI for cashless settlement.

    • @GurleenKaurTikku
      @GurleenKaurTikku  Місяць тому +1

      Let us check & make a video soon, keep watching !

    • @user-cj1rf4pq9g
      @user-cj1rf4pq9g Місяць тому

      Approval for request for cashless authorisation facility not more than 1 hour.....?

  • @RavindraTake
    @RavindraTake 6 днів тому

    Very usefull mam... Thanks

  • @yashvikramsingh2321
    @yashvikramsingh2321 Місяць тому

    Mam please make a separate video on the topic can patients who have taken anxiety and depression treatment as PED get health insurance policy or not and which companies are willing to give a policy . It will be very helpful to many .

  • @jayantasanki1940
    @jayantasanki1940 28 днів тому

    Surrender karne se max life team insurence premium bapas milega bol raha tha......yea kitna such hai????

  • @nsrinivasan405
    @nsrinivasan405 Місяць тому +1

    🙏🙏 nice information mam

  • @hussainbinshakirbinhydera7577
    @hussainbinshakirbinhydera7577 Місяць тому

    Give details on HDFC ERGO withdraws 3 policies under my:health Suraksha scheme

  • @sudhirkankal
    @sudhirkankal Місяць тому +3

    Can we switch to different term insurance plans

  • @rakeshkumar-qh3if
    @rakeshkumar-qh3if Місяць тому +1

    Mam I have TERM INSURANCE FROM MAC 50 lakhs now I want to buy my wife policy plz guide I want to buy with your team plz reply as early as possible

    • @GurleenKaurTikku
      @GurleenKaurTikku  Місяць тому

      Hello jee, you can connect with us on WhatsApp/Call at 9650706699. Our team can assist you !

  • @innocenthumans3721
    @innocenthumans3721 15 днів тому

    Education criteria bhi hoti hai

  • @manojkumar-ll6xo
    @manojkumar-ll6xo Місяць тому +2

    i.t.r ki bhi need h kya for buying term insurance 🎉🎉🎉🎉

  • @nityakolkata4719
    @nityakolkata4719 Місяць тому +1

    Hello madam ham term insurance liya company change karna chahta karna chahti hun aapka kya rai hai

    • @GurleenKaurTikku
      @GurleenKaurTikku  Місяць тому

      Company change is not possible in term insurance.

  • @skylinegamer6313
    @skylinegamer6313 Місяць тому +1

    0:54 ❤🎉🎉🎉

  • @AchutaMaharana-nn3dx
    @AchutaMaharana-nn3dx Місяць тому

    Job loss insurance hy kya

  • @pankajlakhwani1059
    @pankajlakhwani1059 Місяць тому +1

    Madam can we buy heath insurance on monthly basis

    • @GurleenKaurTikku
      @GurleenKaurTikku  Місяць тому

      Yes, there can be a premium paying option depending on the insurance company terms & conditions.

    • @pankajlakhwani1059
      @pankajlakhwani1059 Місяць тому

      @@GurleenKaurTikku which insurance plan is best for monthly basis amount 4 4 lakh

  • @jeetu4677
    @jeetu4677 19 днів тому +1

    Online le ya direct company se

    • @GurleenKaurTikku
      @GurleenKaurTikku  17 днів тому +1

      You can get through an experienced insurance agent. This can help you in claim settlement.
      You can connect with us on WhatsApp/Call at 9650706699. Our team can assist you.

  • @vickybansal5191
    @vickybansal5191 Місяць тому +1

    Kya qualification hona chaiye kam se kam term plan lene ke liye please ye bhi btaye madem

    • @GurleenKaurTikku
      @GurleenKaurTikku  Місяць тому

      Minimum Higher Secondary

    • @vickybansal5191
      @vickybansal5191 Місяць тому

      @@GurleenKaurTikku Thankyou so much

    • @vickybansal5191
      @vickybansal5191 Місяць тому

      Kya income proof ke base par nhi milega term plan
      Agar qualification na ho higer secondary

    • @vickybansal5191
      @vickybansal5191 Місяць тому

      10L per year h income with itr

    • @samraatdivaker7342
      @samraatdivaker7342 16 днів тому

      ​@@GurleenKaurTikku and diploma degree wale ley sakte hai kya

  • @lovesahu8420
    @lovesahu8420 Місяць тому

    Term par 20% discount