Budget Car Philippines : 10k Monthy na sasakyan?! | RiT Riding in Tandem
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- Опубліковано 22 жов 2021
- Budget Cars Philippines, 10k OR ten thousand pesos monthly budget na sasakyan monthly possible ba? Alamin natin sa video na ito! Magkano downpayment ng kotse? Magkano monthly ng kotse? Magkano ba ang kotse? Alamin kung kakayanin nga!
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compute lang po natin for a while.
correct me po if im wrong
Toyota Vios.
Vios 1.3 Base MT
purchase price: 671,000
Downpayment: 20% = 134,000
payment term: 60 months/5 years
amount finance: 536,800
monthly: 11,653
11,653x60 = (total of monthly in 60 months/5years is php699,180)
5years monthly: 699,180+ Downpayment: 134,000 = total of php 833,180
from php671,000 to php833,180 = 162,180 (total bank profit in 5 years)
Yes
yan ang maganda hnd misleading ang content. salute! 👊🏿
Annual insurance, annual registration after nung 3 years start-off, battery after 3-4 years, tires after 5-7 years..
Syempre pag may kotse na, panay din ang kain sa labas at gala..
Thanks, very helpful ang lecture mo...i will try this computation.
Nadadagdagan naman yung actual price pag installment eh mga 100k-200k sa actual price
This channel is growing. The website is very helpful! Kudos
Nakakatuwa nmn ang explanation ninyo kasi completed naiintindihan ko mabuti kasi alam mo agad yung lahat. Dto lng ako nakita na blogger ng sasakyan wala ka ng hahanapin
Ayy wow,, ganito ang hinahanap ko.. Thankyou sir... Dito ko lang napanood ito.. Natutulungan mo ang mga gustong magkaroon ng car🚗
Thank you sa update 😄👍❤🙏
Impressive video, malaking tulong itong app na ginawa niyo 👍
I was able to achieve that 10k monthly on my car without resorting to those lowdown schemes when I bought my launch model Toyota Wigo G in 2014, which is only 499k for the M/T, just by doing the conventional way of buying brand new vehicle thru bdo auto loan, 20% downpayment, plus insurance, chattel etc and made it 5 years to pay. Until now the wigo w/ 96tkm odo is still used as our daily driven commute car and parked alongside with our family's another 4 bigger vehicles. All i can say is, if you want to get a brand new car without resorting to some money pit lowdown high monthly schemes that most agents offer, better save up for a larger amount and buy a vehicle that suits your budget and not what suits your friends, colleagues, girlfriend and yes! family because, every interference they do, that will make you exceed your budget will also be detrimental to your target monthly payment, and every centavo counts.
Ibig sabihin mas maganda po talaga mag autoloan sa bank? Kesa sa mga agent? Balak ko kasi kumuwa ng honda brio rs cvt na ang srp ay 730k pesos.
@@bossharas8898 try mo boss sa honda fairview PSBANK 20% nung kinuha ko yung non rs variant CVT nasa 70dp ko tapos monthly ko 13400 5 years which is hindi naman mabigat kada buwan. Kung gusto mo naman boss mas murang dp pwede ka tumingin sa automart ph mga repo .
@@bossharas8898 avoid low down schemes better get a true 20% downpayment, and not the so called spreaded 20% downpayment plus 5 years to pay 1 year insurance. kumbaga yung lowdown scheme inispread yan into 5 years, ginawang condo style ang downpayment. sobrang laki ng ng monthly nyan. mas mabuti pang mag regular auto loan, dont fall for the low down na 70k kuno may kotse ka na, pero pagdating ng monthly napakabigat. and after 5 years of paying it parang you paid your car double the price.
@@PSXBOX-lz1zq kaya nga balak ko 40% dp tapos 36mos to pay eh
@@PSXBOX-lz1zq so far ps bank yung may pinaka magandang offer eh, free insurance, free tpl, free lto, true 20% dp not the so called 20% low downpayment.
Ang alam ko di lang hulog iisipin mo kada buwan. Kada taon magbabayad kapa ng insurance at after 3 yrs ikaw na bahala parehistro. At un pa change oil, check up sa casa etc ganun din atbp. Lahat yan dapat me extra kang pera para diyan.
in some bank naga offer sila ng Staggered payment for the Car insurance, sinasabay na nila sa monthly mo para hndi masyado masakit at ramdam.
50% DP then 4 years financing. Around 6,700php/month for Suzuki Celerio gen 2 way back 2018.
sana magkaron din po kayo nga ganito for 2ndhand units. Very helpful.
Most likely additional 30% sa remaining balance payable sa limang(5) taon….
Wow easy to know Kung paano Mag hanap Kung paano Mag loan Ng car Sir thank You for this video God bless 🇯🇵🇵🇭
Ayos RIT big help s mga my gsto mlaman prize mga sasakyan..
very helpful po yung site nyo po 🔥☺️
Congratulations po sa buong prod ng RIT, Napakagada po sobra ng website nyo especally sa mga kagaya me na mhilig mag-canvas ng car :-D lol Complete pa siya pati sa line up ng mga cars, Visual din at higit sa lahat ung Calculator nyo, Malalaro-laro u ung price :-P hehe.. Hopefully magkaroon din po kau ng apps nito, Sobrang astig nun kasi sa phone lang malalaro nyo na mga pricing at mavu-view nyo pa ung iba't-ibang mga cars :-D Thank you so much po for always putting an imformative yet entertaining video like this. More power po Sir RM and Mam Elaine and to the rest of RIT Prod. Godspeed!
My Advice siguro. Magansa mag save muna sa INSURANCE COMPANY. May Life insurancekana may INVESTMNT kapa. Yung koney mo tutubo namn at kung may mangyayari satn masama may LIFE INSURANCE BENEFITS NAMN AT MAY SAVINGS. unlike sa Bank savings lang pag mak disgrasya or ma hospital ubos svings mo agad. Ganda talaga sa Insuravest. Magagamit mopa pambili ng car mo.
thank you for the sharing of knowledge
Saan ko po kayo puede tawagan
sana wala din hidden charge/ bills during monthly. nice content! keep it up
Si Sir pansin ko npaka credible, hindi puro paasa. Impressive po ang mga gawa nyo at content! Keep it up po.
Ganun siguro kapag doctor na gustong tumulong at alam yung sentiments ng mga mediocre na tao.
Hm toyota vios
Thanks for the information
Sir RM
Gusto ko yung pagka jolly. Very nice!
Sir sana mag vlog din. Po kayu about sa repossess cars. Thanks
Mahirap mag advertise ng ganyan kasi hindi mo masyado Alan background
Pa advise naman po. Sa mga na test nyo na vans ano po maganda ung kayang kaya ng bulsa po at syempre matibay at maganda. Sana mabigyan nyo ko magndang advise ka tandem. Salamat sa tugon.
Galing ng website nyo 👏👏👏
Thanks idol. Much better cash ^_^ mas makakamura. If starting car. Either espresso or wigo
sana ganyan talaga sa actual computation mo. kadalasan sakto na budget mo tinataasan pa tubo ng financing. lalo sa motor sobra laki tubo. kahit repo halos same price reselled price. but nvm kung ayaw mo namn kumuha wala sila magagawa. kaya mas ok sa personal loan kunin ingat sa pag mamaneho.
Lakihan mo lang DP, mababa na agad monthly mo. 20-50% kung may enough money ka. Kahit AT transmission pa yan. At wag mag-in house financing mataga. Dapat bank.
Great video very informative!!
Baka naman shout-out lang next video!
hehehe! Salamat. #tulaktv
Very informative
Tnx a lot for sharing sir.
Big help lodi😊 thank you for sharing this opportunity to us💖 God bless always po💖
Anung mga banko po yan Doc na nag pa process pag nag apply sa website nyo?
Sir ung pang business na tata super ace 1.4dsl na dualA/C mga magkano po ang monthly sa 5yrs at down sa
20%
Na try nyo na po mag loan sa Global Dominion Financing Inc. ? Mabilis po ang approval nila basta kompleto po ang requirements mo sa kanila.
Kapag po ba inhouse yun kukunin car.need pa din ba un chattel mortage .? Thanks rit?
Hi sir, nqg subscribe po ako nagustuhan ko mga videos mo pag nag ka budget planning po kumuha sa RIT more videos pa po
Salamat! 😁
Ang galing naman sir.
Hi po pa review naman po ng ford everest titanium 2022 salamat po! 🙏🏻
Hi, meron po ba mas mababa pa sa 500k lang mga around 300k na mini car? Thanks.
magkano po foton view van at foton pick up.paki send po price at magkano DP and monthly and ilang year po.thank you
Sir kapag motorcycle loan up to 5 years din ba? Salamat..
Ma try nga, sana naapprove naman ako.. gustong gusto ko talaga magka Honda Brio
Ayos Doc RM
wow bongga! ang ganda nmn nyan idol
Pwedeng isama ang interest rate sa posted computation
Very informative sir, thank you and god bless po 😄
good day sir,pwede po ba pa compute ung mitsubishi L300 fb?dual aircon thanks po
Sir ok lng po ba kahit may paupahan ako tapos mag apply ako Jan pero pag iponan ko muna Ang down payment pasok parin ba need nyo Ng mga ibang income ano poba pasok sa inyo
idol tnx 4 info. very usefull 💋💌💘💝❣💟💕💞💓💗💗❤🧡💚💚💙💜🤎🖤🤍💯💯💯💯💯💯🤟✌👍🙌👐🙏🙏🙏🙏
Na try nyo na po ba mag apply ng SANGLA ORCR sa Global dominion Financing Incorporated?
Ok pwdi WiGo po. Kung mag Kano sa calculate.
very helpful to idol
Nice! Sobrang nakakatulong to. Kasi hirap mag compute kapag manual. 😆
Sir, bakit walang lumalabas na computation pag 30% D/P 36 months to pay
Sir thnx po sa website. Useful 👍...
Pag click po dun sa motorcycle explore ng Kawasaki Versys X saka W800 cafe nagkabaliktad po sila..hahahah... Thnx po.
Wow RIT
God Bless
Sir meron ba kayong 2ndhand (good as new)?
Galing ng calculator boss,big help
wow na wow
Sir,kuha ako ng D'max.price is 1,430,000 din and do ko is P400
Ok sir ahh ask ko lang po!Honda City po Magkano po! Thank you..
Sir paano mag avail bilang isang OFw puwedi pb online processing at anu anu mga kailangan salamat
Off topic, it's still difficult to get a car in the Philippines albeit not impossible if you religiously save 5k a month for 2 yrs or so para may pang down and may extra kang 10k per month sa sweldo mo after other expenses for the next 5 years after that hehe. Unlike sa ibang bansa, kahit regular wage earner makaka brand new kotse with just $350 downpayment or about a week's salary. Plus $350 monthly for 5 years. Sad reality, we earn in pesos but most consumer products including vehicles are bought in dollars. Pero, chin up, kaya natin to hehe. I love your channel though, great honest, quirky and inciteful reviews. 👌🏻
Laban lang ng laban 😁👍salamat po!
Agree sir, kahit mga mcdonalds employee kayang kumuha ng b-new car sa ibang bansa like U.S. unlike sa pinas. :(
hi rit wala na po bang interest sa financing?
meron po ba sa rit, na mga 2nd hand?
Don't buy a car if you don't need it and if you don't have the money to buy in the 1st place. You will have to pay for maintenance, insurance etc which can be costly.
Ano bro ang mahusay na diesel na na test drive mo napanood ko kc ung jelly na may sariling nagpapark ok b un
Sir paano po if motorcycle yong gusto qong iloan paano po process at details pls reply me willing po aqong mag apply at pwede po ba aqo mag apply ofw po aqo
Madalilang po bang ma aproban kung gagamitin sa grab,
Pwede po bang grab ready na ang kotse kung sakaling dyan po ako mag pa car laon. Ty. Po.
Pwede po ba Ako tumingin Ng price?
Type ko na po Yung Susuki Presso muna na ang monthly 9K
Ang tanong anung model dapat cnsabi mo kung ano mdl xnsya n kht wlapa aq pambili
magkano ba ang interest rate nang bank financing,base lang sa pinakita mo.
Brand new ho na to mga Eto or used car?
Have a good day sir.
Myron bang mistubishi mirage
Sir demo nyo Po Ang L300 mitsubishi at paano mag apply Ang ofw .
Available pa po ba cherry cowin ngaun at mgkno po?
Bakit di kasama sa computation yung interest? Pag loan kasi matic may interest.
Galing talags ng blog nyo boss
Tnx
Mas ok p din sakin un pg ipunan kc mhal p din pg Kinuha mo nag 5yrs.sayang. Halos 2 n car Mabili mo
Sir. Wala pa interest dyan. Include mo interest for 60 months lalabas dyan mga 15k monthly mo.
Sir di b my mga all in DP nman?...
Galing naman po
Sir magkano ang dp at monthly ng toyota avanza
Sir ano po ang Repo pasensiya nd ko kung ibig sabihin REPO paki explain po. Salamat
all in na po ba yung price sa spresso ng suzuki
deritso nlng po kayo sa car agent.. all in promo na yung bigay nla..ksama na sa ALL IN promo nla yung chattel mortgage, comprehensive insurance at 3 years free LTO registration na..d2 kc may additional ka pang 48k to 50k na estimation..mahirap nga hanapin yung 20k na pangdown..yan pa na almost 160k na magiging DP..hinahanap halos ng tao ngayon ay zero down o d kya not above 50k na DP.
Wag ka mag 4 wheels kung 160k na dp palang pinoproblema mo na.
Sir Pa review naman po ng Toyota Raize. ty po :)
Ang laki p rin ng tubo sa 5 yrs....200k ang tubo....grabee....e sa 200 makakabili k ng secondhand n car...dpat ok sana 100k lang s loob ng 5 yrs ,pwedi n yon
Tama. I recommend to you lalo na ngayon mahal ang gas at me excise tax mga brand new na kumuha na lang kayo ng bank repo. Sulit pa un mga 1-3 yrs na na gamit. Pero un iba diyan 1 yr na nakastock. Mas better pa. Basta tingnan nito buong makina at mileage. Ok naman. Laki ibinaba pati at dami nahatak ngayon.
sir., demo nyo na yung hyundai casper..
Idol puede Kya ako mag apply, sa foton gratour, problema ko lang..mababa Po payslip ko, pero utol ko magbabayd nsa ibang bansa, tanong ko lang..puede Kya ako khit mababa Ang net pay ko? Pero kapatid ko nmn magbbyad at kumpl sya sa papel..nsa ibag bansa..
Sir yung finance poba, Hindi poba malaki interes
pwedi ba ss cooperative or dapat bank talaga ?
Thanks for sharing this update idol. Done coloring your home. Shoutout! #MOVEONTV
Problema kse dito after bayaran lahat grabe interest kse more than 150k for the total amount without chattel etc