Anong Pipiliin mo: Brand New Or Second Hand Car?

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  • Опубліковано 15 січ 2020
  • Mga friendship, ano ba ang inyong gusto, brand new or second hand car? what are the things that we should consider if we buy a car? Panoorin natin ito dahil ieexplain ko sa inyo ang mga advantage at disadvantage when buying a brand new or second hand car. I hope matuto kayo sa video na ito and sana ay maconsider niyo ito when buying a car mapa brand new man or second hand.
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КОМЕНТАРІ • 8 тис.

  • @ger7o
    @ger7o 4 роки тому +2641

    Sino dito ang kagaya kong nanonood pero walang pambili? Don't worry makakabili rin tayo 😊 tiwala lang.

    • @albertacob6052
      @albertacob6052 4 роки тому +10

      Ahahaha ipon tayu para may pambili tau

    • @cadmielinot90
      @cadmielinot90 4 роки тому +4

      ..
      Me,wla car...mtagal ko na gusto mgka car..cadmiel...2nd hand lnt muna..yn lng capacidad ko..

    • @mhingzijourney3494
      @mhingzijourney3494 4 роки тому +8

      Hello po pa support ng channel ko ONLY IN OMAN. Isa po akong OFW na affected ng Closure ng company dahil sa Covid-19 . No Work No Pay kami. Umaasa po akong sana mapansin ang youtube ko nga mga subcribers nyo para hndi na ako mamomoroblema sa maintenance ng kuya ko.
      Thank you. Subscribe my channel I will subscribe you back.
      ua-cam.com/video/fqnNw0Xpt58/v-deo.html

    • @marygeraldenemarbano3031
      @marygeraldenemarbano3031 4 роки тому

      The Sküterhead me hahaha ipon muna tayu

    • @aagametime5753
      @aagametime5753 4 роки тому +1

      Amen 😇

  • @jerwinsilverio4365
    @jerwinsilverio4365 4 роки тому +80

    Realtalk d mo kailangan ng Brandnew Car kung nagsisimula ka palang...

  • @codfusilli5879
    @codfusilli5879 3 роки тому +140

    One crucial missed point.. before buying a car weather brand new or second hand is to make sure you have a secured legal parking lot! If none DON'T BUY A CAR!

  • @TheDrSweetTooth
    @TheDrSweetTooth 3 роки тому +16

    if you're planning to loan a car, make sure that you use the money to invest na magbbigay sayo ng pambayad for the monthly amortization :)

  • @levipollisco8421
    @levipollisco8421 3 роки тому +330

    The depreciation of the car is only relevant if you intend to sell the car. If you are not really a car guy and you intend to keep the car for like 10-15 yrs. OK Lang bumili ng brand new. You are sure with what car condition you have and no surprise repairs. But if you are selling the car after 1-3 years Dyan ka talo as it represents the largest monthly depreciation. Opinion from a guy that bought both brand new and 2nd hand car.

    • @jonalyn5087
      @jonalyn5087 3 роки тому +5

      absolutely right

    • @janzelurbano9044
      @janzelurbano9044 3 роки тому +4

      Great insight 👍👍👍👍 helps a lot thankss

    • @marizcrisostomo3815
      @marizcrisostomo3815 3 роки тому +3

      Exactly

    • @TheDrSweetTooth
      @TheDrSweetTooth 3 роки тому +12

      absolutelya! we have a mitsubishi adventure brought brandnew year 2002.
      still servicing our family very well everyday for office and grocery errands. yes may mga minor repairs like motor ng window etc pero no major repair at all. naipangsusundo parin from laguna to naia airports from time to time. never pa kami tinirik.
      basta alaga lang sa gamit and yearly maintenance. i believe isa to sa sulit buys talaga ng family :)

    • @primemenvlogs200
      @primemenvlogs200 3 роки тому +3

      Salamat po dito sir!

  • @lovemaria.7834
    @lovemaria.7834 3 роки тому +116

    Yung feeling na nagiging wise kana din at a young age, kaka nood kay mr.ChinkPositive.

    • @zehdrick
      @zehdrick 3 роки тому +3

      Agree

    • @emmanuelsimeon3894
      @emmanuelsimeon3894 3 роки тому

      retire

    • @leonylpantonial7157
      @leonylpantonial7157 3 роки тому +1

      @robert noble Haha true, but if I learned something from watching or reading and etc, then I can consider it as a progress and not waste of time.

    • @gunnerplay7462
      @gunnerplay7462 3 роки тому +2

      @robert noble para saken ang progress dito e yung maiapply mo yung pinapanood mo sa buhay mo. Tulad ng salitang "investment" marameng tao ang nakakaalam ng meaning at kahalagahan nyan pero kakaunti lang ang mga taong inaapply yan sa buhay nila

    • @EmerFisho
      @EmerFisho 3 роки тому +1

      Being wise is being experienced. You don't learn everything by just watching.

  • @glenndelacruz2906
    @glenndelacruz2906 3 роки тому +132

    I have has both brand new cars and 2nd hand cars already. Based from my experience, kung may pambili ka always go for brand new. Kung bibili ka ng 2nd hand mas cheaper pero in the long run, magagastusan ka rin sa mga repairs at kung i sum up mo ang repair costs mo and compare it to a brand new car cost, it evens out. Sa brand new hindi sumakit ulo mo, sa 2nd hand sumakit ulo mo, nagka aberya ka sa daan due to trouble sa car, at pabalik balik ka sa repair shop masyadong abala. Lahat ng galaw mo may presyo, yung oras na nasayang due to repairs, mga paghihintay dahil di mo nagamit ang old car mo. Ang brand new right out mas mahal dahil wala ka aalahanin na repairs in the next few years. Between brand new and 2nd hand, doon ka na sa brand new kung meron ka naman pambili

    • @MrRGM10
      @MrRGM10 3 роки тому +9

      You mean Pambayad ng monthly . Ok 2nd hand if nakakaintindi ka sa kotse at marunong ka nagpagawa. Dami manloloko satin

    • @paullazaro2371
      @paullazaro2371 3 роки тому +11

      Kung di ka marunong sa makina at 2nd hand bibilin mo sasakit talaga ulo mo, much better kng mag sasama ka ng mekaniko pra cgurado, makina importante

    • @venafemorata9134
      @venafemorata9134 2 роки тому +2

      Sir ok naman po siguro brand new na old model? Makakaless po ba dun? Salamat po

    • @angiee7415
      @angiee7415 2 роки тому

      Same experience, so make sure you save if you think its a need to have a car.

    • @jemimakezia3316
      @jemimakezia3316 2 роки тому +7

      2nd hand car ko. I can say depende kung marunong ka tumingin at marunong ka sa kotse talaga. So far 2 years na sya ang very minimal lng ang pinapaayos ko. For me mas masakit sa ulo yung M.A ng limang taon and hindi naten alam yung mangyayari sa next 5 years.
      Accord 1994 user 😜

  • @jaysontanales9448
    @jaysontanales9448 3 роки тому +1

    Tama, sir! God bless you sir! 🙏

  • @kimpanguy7027
    @kimpanguy7027 4 роки тому +26

    Bought our 1st brand new car in cash..
    Natawa ako pag bago konting gasgas hindi ka makatulog..totoong totoo ito haha kay sa sunod 2nd hand na sasakyan na bibilhin ko

  • @california3173
    @california3173 4 роки тому +51

    Save your pocket 1st! Be wise! Don't think abt your friends just think abt yourself and what might happen in near future, just to play safe🤗😅🤣😅

  • @diwisely2187
    @diwisely2187 3 роки тому +1

    You are one of those who showed practicality.

  • @deliapineda4190
    @deliapineda4190 Рік тому

    Wow naliwanagan ako,salamat sir Chinkee.Pinipilit ko pa naman ang anak ko na kumuha kami ng hulugan na sasakyan👍

  • @anabellesabangan7565
    @anabellesabangan7565 3 роки тому +10

    After 38 years I retired. And bought a new car in cash. Never had a new car before. Nagtiis ako mag commute. Planado ang biyahe to save on gasoline.

  • @arvincabugnason6728
    @arvincabugnason6728 4 роки тому +440

    Appraiser ako sa bank dati kotse. Ang trick niyan pag 2nd hand is 1 year less Ng brand new bilin nio. Almost new but almost 30% less the original price. Ayos ba.

    • @cherylduron2341
      @cherylduron2341 4 роки тому +11

      Hindi ko gets talaga...

    • @bulletarcher
      @bulletarcher 4 роки тому +75

      @@cherylduron2341 ibig nya po sabihin, once you purchased a brand new car, kapag lumabas na yan sa casa baba na agad ang value in less than one year kasi may less na syang 30% sa original price. I'd rather choose a 2nd hand car na almost brandew. Naka save ka pa.😊

    • @arvincabugnason6728
      @arvincabugnason6728 4 роки тому +50

      @@cherylduron2341 Kung ano current year sample 2020 ngayon, 2019 model bilin mo na 2nd hand para maka discount ka Ng 30% or more agad. Sa foreclosed units Ng bank o online meron.

    • @favideos3699
      @favideos3699 4 роки тому +11

      @@arvincabugnason6728 karamihan po ba ng foreclosed units at for sale sir walang sira na binabalik sa banks?

    • @favideos3699
      @favideos3699 4 роки тому +1

      @NAM thanks

  • @farm-ngarap1536
    @farm-ngarap1536 3 роки тому +2

    I like your videos Sir. Napaka positive ang mga ideas.

  • @SpeedMaker2
    @SpeedMaker2 3 роки тому +52

    RULE #1: If you can't buy it in cash, you can't afford it.

    • @dycplays9690
      @dycplays9690 3 роки тому +3

      I thought if you can't buy 2 of the item thus you can't afford it. Heard it somewhere. jayZ

    • @eduardonaorbe2988
      @eduardonaorbe2988 Місяць тому

      Tama matulog ka na lang huwag pilitin bibili utang lang pala

  • @thinkingmonkey2719
    @thinkingmonkey2719 4 роки тому +103

    Rule number 1
    Never lose money
    Rule number 2
    Invest your money to create more money

    • @fredd3100
      @fredd3100 4 роки тому +1

      Carlo Roma may investmnt n po kyo?

    • @gugmanggiahak5311
      @gugmanggiahak5311 4 роки тому +3

      fredd CA nako alam ko n susunod nyung sasabihin..open minded k b?

    • @redmamba8067
      @redmamba8067 4 роки тому +3

      sus wala ka lang pambili. kaya nga nakabili sila ng sasakyan dahil may budget na para sa pambili ng sasakyan na galing sa pag'iinvest

    • @jeffreygarcia145
      @jeffreygarcia145 4 роки тому +2

      Rule number 3
      Walk from home to work place to save more money.🤣

    • @paulpoli215
      @paulpoli215 4 роки тому +1

      All talk guy. Walk the talk man. Gawin mo sa buhay mo yang sinasabi mo

  • @noragellor4193
    @noragellor4193 3 роки тому +1

    Thank You po Sir Tan🙏🙏🙏

  • @christianalcayde571
    @christianalcayde571 2 роки тому +6

    Isang point pa po is if mag buy ka ng brand new, meron ka Peace of Mind while driving n di ka hula ng hula kung kelan ka masisiraan or ano ang next mong ipapaayos sa 2nd hand lalo n at di mo alam ang car history at ang driving style ng previous owner. Ksi meron na bumili ng 2nd hand at kung kwentahin yun pnaayos nya quarterly per year eh prang ksing price n rin ng brand new kung kwentahin. Mrami pang kelangan isaalang-alang, di lang about money or depreciation ksi kung long term use nman ang sasakyan eh good deal to buy a brand new car. Pro kung meron ka lng certain period of use like 4-5 years kung OFW ka eh 2nd hand ang good deal ksi ibebenta mo rin nman.

  • @elynungab9058
    @elynungab9058 3 роки тому +17

    Agree!... buy only if u can afford. hwag pkitang tao kunwari feeling myaman yun pla baon sa utang. Sorry to say kramihan gnito ang mentality ng tao.

    • @paull5421
      @paull5421 3 роки тому

      Depende po yan.. May risk po ang pre owned..what you see is what you get.. if may sira siya baka mapalaki pa ang expwnses mo..hehe

  • @Bugoy21
    @Bugoy21 4 роки тому +78

    Second hand vehicles lang po binibili ko. Pinagaaralan ko na lang po ang mga basic repairs. Malaking tulong po ang youtube dahil madaming nagsshare ng repair videos.

    • @francocagayat7272
      @francocagayat7272 4 роки тому

      Yup. Mas mainam na kapag used cars ang hanap mo.......
      -mas maganda ang makipag meet up sa former owner na bibilhan para mas maayos ang maging negotiation
      -mas mainam na may kasama kang trusted technician (mekaniko) mo to check any problems
      -tulad rin na pagbili ng brand new, mas mainam parin na may pang-down para hindi gaano mabigat
      -mas mainam kung ang bibilhina 2nd hand unit ay stock original (no aftermarket parts or accessories)
      At mas mainam na mga brand na subok na at mas mataas ang value at indemand

    • @bernardovendiola5029
      @bernardovendiola5029 4 роки тому

      Retired

    • @rodelynpitcher7867
      @rodelynpitcher7867 4 роки тому

      Smart move!

  • @stallinjhervoice
    @stallinjhervoice Рік тому

    Thank you Chinkee, Sakto pinagiisipan ko kung brand new or 2nd hand. Nakapag decide Ako dahil sa video na ito 👌

  • @jerrycasana1157
    @jerrycasana1157 3 роки тому +2

    Thanks for info. Sir sa second hand nlang muna aq pra mgamit pa sa ibang negosyo ang ibang pera

  • @86nepsites
    @86nepsites 3 роки тому +138

    my advise is buy atleast 2 years old second hand car, buy it in cash, and buy a japanese brand

  • @kaylavargas4909
    @kaylavargas4909 3 роки тому +91

    buying 2nd hand car made me a bit sad because I also dreamt of brand new car. but because of this video I feel wiser when I chose 2nd hand car. 😍

    • @raymunddilo8332
      @raymunddilo8332 3 роки тому +7

      I think ur right to feel wiser.not important what might other would say.

    • @notnotcute0839
      @notnotcute0839 3 роки тому

      facebook.com/profile.php?id=100013503930105

    • @raymunddilo8332
      @raymunddilo8332 3 роки тому +4

      Good and wise na desisyon.khit ako pg bibili 2nd din at mas gusto ko ung mga lumang model ng toyota sedan.ung pag bili kc ng khit anong bagay at pera n mlki involve ung kakayahan ng isang tao yun.

    • @is2275
      @is2275 2 роки тому +7

      Hanap ka repo maam. Dami pa maganda. 2-3 yrs old lang na car

    • @gemmapecoro1203
      @gemmapecoro1203 Рік тому +1

      Retire

  • @rich143x
    @rich143x 2 роки тому

    I am planning to buy a brand new aluminum van for business but for bank loan with monthly amortization. Another advantage of brand new light truck is its still covered by comprehensive insurance for 5 years unlike second hand vehicles.

  • @smxHabagat
    @smxHabagat 2 роки тому

    Napakagaling niyo tlga magpaliwanag sir.... nakakainspire din.. kahit wala pa pambili ngyon.... pero soon tiwala lang.... salamat po Sir Godbless

  • @YdaLoraineBautista
    @YdaLoraineBautista 4 роки тому +80

    I agree! We bought a 1995 nissan sentra for 120k, first car namin! As in walang alam sa kotse ang asawa ko, pero tyinaga nya talagang aralin everytime na masisira or ipapagawa. Ngayon sya na gumagawa at kabisado na nya bawat pyesa. Luma tingnan pero marami nagsasabi ang tulin nya parang bago, daming napapalingon kse ang porma daw. Isa pa almost lahat ng "bells and whistles" ngayon mabibili mo na e.
    Generally speaking, people buy cars not for its features, but for the feeling it gives you, para sa image, that's like Sales 101. Pero kung pratical lng, wala naman problema kahit luma, ang importante maayos kang magmaneho at mag-alaga ng gamit.
    Pansinin nyo halos lahat ng me bangas, bago, ni wala pa ngang plaka.

    • @clinkzbonefitcher8998
      @clinkzbonefitcher8998 3 роки тому +1

      True po mam.

    • @pinasrepublic6525
      @pinasrepublic6525 3 роки тому +2

      TAMA din 2 npadaan lng ako tama tlga pra s image lng nila kya brandnew monthly amortization nmn. Pgipunan nlng khit 2nd hand atleast wala k iisipin bayarin monthly. Mura p

    • @maricarverano6237
      @maricarverano6237 3 роки тому

      Same here we bought 2nd hand car need tlg maingat at may ksma mechanic para matest plus un papers ng original owner official receipt though matrabaho tlg 2nd hand pero wla kna problem sa monthly at interest ng bank

  • @redcardinal714
    @redcardinal714 4 роки тому +43

    Second hand and fully paid.. para wala.n utang at the same time... Just pick/ choose the quality of car n Meron high endurance like Acura MDX last longer as long as you know how to take good care of the car...

    • @trixtrix2572
      @trixtrix2572 3 роки тому

      Ok lang utang atleast brandnew at walang sakit sa ulo. Basta may pambayad. Karamihan sa mayayaman hindi nag cacash ng oto yan.

  • @crispinpernes8799
    @crispinpernes8799 2 роки тому

    Yes thank you for the reminder, 2nd hand nalang siguro bibilhin ko..

  • @jovanycayanong9406
    @jovanycayanong9406 2 роки тому

    Well said Mr. Chinky .. madami akong realization after ng video na toh .. thank you ..More vlog to come

  • @zenyelcano5954
    @zenyelcano5954 3 роки тому +6

    Anybody like brand new car ❤️❤️❤️ but i got only second hand car

  • @ysapecaso3880
    @ysapecaso3880 3 роки тому +18

    I bought a brand new car which im struggling to pay monthly because pinagsabay ko bahay at kotse.😂 pero okay lang, gusto ko to e🤣

  • @gemmavillanobos4900
    @gemmavillanobos4900 Рік тому

    Noted Sir thank You 😊❤️

  • @philippinepropertyforsale5781
    @philippinepropertyforsale5781 3 роки тому +1

    Nice to Watch...Stay Safe & God Bless ❤️

  • @alvinderosa6234
    @alvinderosa6234 3 роки тому +39

    Bago bumili ng sasakyan, matuto muna tayo maging disiplinado sa kalsada. Madaling magka kotse kung may pera, madaling magka lisensya kapag may pera, pero mahirap maging disiplinado

  • @ianmagbojos6485
    @ianmagbojos6485 3 роки тому +10

    this is what you call wisdom. thank you master.

  • @rabelmonteverde6417
    @rabelmonteverde6417 Рік тому +2

    Sakto sinabi mo Sir Chink ang isa pang advantage ng 2nd hand na sasakyan,natuto akong magkalikot at magayos ng minor problems,dapat kapag driver ka,marunong ka din ng BASIC REPAIR ng sasakyan.

  • @jhonryanbocalim4271
    @jhonryanbocalim4271 2 роки тому

    Very practical advice,I agree all the way!

  • @markgardyfy6341
    @markgardyfy6341 4 роки тому +412

    BILI MUNA GARAHE

    • @summerchanler2024
      @summerchanler2024 4 роки тому +40

      Bahay na may parking space. Hindi yung nag rerenta ka na nga lang nakaka abala pa sa kapitbahay yung kotse.

    • @mariviclusoc7817
      @mariviclusoc7817 4 роки тому +8

      tama po....see to it na may garahe kayo.

    • @andrewtang5293
      @andrewtang5293 4 роки тому +3

      I super agree hahha

    • @melaniemenfel7424
      @melaniemenfel7424 4 роки тому +8

      Talaga nmn. Naging parking space karsda

    • @joannelramos
      @joannelramos 4 роки тому +2

      markgardyfy TA-MAAAA!

  • @sewingmediachannel8228
    @sewingmediachannel8228 4 роки тому +8

    "RETIRE"
    thank you so much ❤️

    • @chinkpositive
      @chinkpositive  4 роки тому +2

      Lee Ai, welcome.
      Click mo lang ito lddy.no/ba9d
      ty!

  • @ryantabi4062
    @ryantabi4062 3 роки тому

    Sobrang nakakatulong . Dami ideas

  • @kingjtv292
    @kingjtv292 7 місяців тому +2

    Salamat po . Meron napo akong idea. 2ndhand is the best.

  • @melablaso3326
    @melablaso3326 3 роки тому +3

    Love it,I go for second hand car someday 🙏🙏🙏🙏

  • @dariusatacador4441
    @dariusatacador4441 4 роки тому +61

    If I have 1m to buy brand new in cash...I'd rather have a loan for that car...and use the 1m for a business that generates cash to pay for the monthly amortization...I think this the most rational way of reasoning.

    • @chinkpositive
      @chinkpositive  4 роки тому +5

      Tama

    • @ROMA-sm6lk
      @ROMA-sm6lk 4 роки тому

      agree

    • @marilyngalat5977
      @marilyngalat5977 4 роки тому

      Tama,

    • @kenchan1137
      @kenchan1137 4 роки тому +28

      Hmmn. I'd rather spend half million for 2nd hand car and other half for business, 😁
      Wise and practical, para ung income ng business ay pwede ng ipunin or pang reinvest

    • @tingag9297
      @tingag9297 4 роки тому +25

      Just make sure na yung 1m mu na pang business eh kikita pag hindi kasi wala ka ng CAR wala ka pang 1M.

  • @user-lo4me2nn9z
    @user-lo4me2nn9z 10 місяців тому

    You are a good financial adviser!! ❤Thanks for inspiring everyone.. ❤❤🙏🥰

  • @papabermotorider3026
    @papabermotorider3026 4 роки тому +17

    I love this content 😍💙❤️ be practical Lang at base on life style Lang diba Mr. Chinki tan 😅wag ipilit Ang di kaya na kotseng Mahal hehehe

  • @asbusinos
    @asbusinos 4 роки тому +30

    I bought a 2008 Ford Explorer Eddie Bauer edition, all bells and whistles included, 3 years ago for a paltry 400k php and I feel 2 million php richer

  • @adoravillanueva9220
    @adoravillanueva9220 2 роки тому +1

    Ang galing nyo po magpaliwanag. Thank you po.

  • @joventinadestura710
    @joventinadestura710 3 роки тому +2

    Great suggestions!

  • @jamesjrbalbotin8826
    @jamesjrbalbotin8826 3 роки тому +45

    Absolutely True, i bought a 2nd hand car under 250k more than 3 years ago, and up to now still in good condition, minor replacements of bushings lang nagasto ko aside from regular oil change, i have no worries sa gasgas kasi sanay na hahaha but the upsides is nagamit ko na kahit OFF ROAD hahahaha thats happines u cant do in a brand new car

    • @dslifestyle8894
      @dslifestyle8894 Рік тому

      Ano na buy mo na car sa halagang 250k ano model at year po?

    • @raulcaalim3833
      @raulcaalim3833 Рік тому

      @@dslifestyle8894 Ako sasagot sa ask mo may Pajero na mabili mo sa halagang 250k try to buy carfinder magazine it help you to find slightly used car for sale

  • @ogiedeguzman7375
    @ogiedeguzman7375 3 роки тому +3

    di naman masamang mangarap. keeps you inspired.

    • @dosamigos3197
      @dosamigos3197 2 роки тому

      nag retire ako sa trabaho ko kung tutuusin kaya kung bumili ng brand new car may sarili naman akong bahay pero TAMA ang advice mo 2nd hand car slightly use ang binili ko parehas din ito ng klase at brand ng dream car ko kasi ung matitira sa retirement ko eh may pangpuhunan pa ako.

  • @tewoyluar2730
    @tewoyluar2730 Рік тому

    This discussions really make sense👍🏻

  • @arnelestrellado423
    @arnelestrellado423 3 роки тому

    Sir hanga po ako sa inyong talino isa po kayong Alamat. Maraming salamat po sa inyo at nakakuha po ako ng Aral. Godbless po

  • @maricarverano6237
    @maricarverano6237 3 роки тому +42

    Cars are considered Expense in a financial statement meaning it depreciates so if
    A. Brandnew-Ok sayo maging double the price un babayaran dats good as long as hnd burden un cost sayo push
    B. 2nd Hand- be cautious bring expert mechanic or watch videos on how to check 2nd hand cars wala masama sa pagiging practical- all 2nd hand have issues tlga taking extra care is necessary tlga 😊

  • @gnerk2981
    @gnerk2981 3 роки тому +11

    Thank you! Very informative tlaga. My husband ang I were planning to buy a car. After watching this, we will go for 2nd hand cars. Thank you. 👍

  • @EloyMusk
    @EloyMusk 2 роки тому

    importante makakarating ka ng ligtas sa pupuntahan mo!

  • @jomaritolopia9049
    @jomaritolopia9049 3 роки тому +3

    One of my biggest lesson ,,, hahaha yung kumuha ako ng gadget loan , tapos suddenly ng close yung account nmn so nawalan ako work , but luckily last month nmn na kht paunti unti ... cp lng pero mabigat ndn , I didn't consider the possibility, akala ko okay lng kayang kaya ng sahod ko then no second income ,... hahahah ... #LessonLearn

  • @choyzee
    @choyzee 4 роки тому +177

    I agree! It's as simple as "if you cannot afford it, do not buy." Maybe in the future, if you'll have a better financial status, by all means, buy whatever you want to buy. 😊

    • @romelynestorque4139
      @romelynestorque4139 4 роки тому +3

      Retire

    • @chinkpositive
      @chinkpositive  4 роки тому +2

      "RETIRE YOUNG AND RETIRE RICH: Invest and do the right thing. Enroll now sa aking online course HOW TO RETIRE AT 50 by going to this link: lddy.no/ba9d for only P799!
      -25 videos!
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    • @popoythis4873
      @popoythis4873 4 роки тому +2

      Ba't ba kailangan magretire? Okay lang magbakasyon pero magretire, 'wag po.

    • @ofeliaguion6491
      @ofeliaguion6491 2 роки тому

      Thank you for the information

    • @ramonbenlot5342
      @ramonbenlot5342 2 роки тому

      Retire

  • @fredtacang3624
    @fredtacang3624 3 роки тому +9

    With many choices and financing schemes, mas madali na makabili ng brand new. Ang lamang kase ng brand new aside from worry-free maintenance, mas economical na sila sa gas bec of advances in engine and overall car technology

  • @revilowrider25
    @revilowrider25 3 роки тому +1

    Korek ka dyan kapatid. Just buy what we can afford and you can't go wrong.

  • @gabrielperen4218
    @gabrielperen4218 2 роки тому

    Chinki enlighten mo din nga how long one should keep his car, brandnew or used. Yung pinaka practical lang. Thank you. I am sure marami kang inputs.

  • @jonameefernandez6086
    @jonameefernandez6086 3 роки тому +22

    Brand new or second hand car may magiging depekto talaga. Need mo lang maging wais sa pagpili. Ive also learned this from other youtuber😅 I dont know why I wanna be wise in choosing eh wala pa naman pambili d naman masama mangarap hehe pero soon tiwala lang magkakaroon din tayo 💪

  • @thesheeptinggear1486
    @thesheeptinggear1486 4 роки тому +3

    may luma po kaming pick up at tinatawanan po ung tuklap tuklap na pintura at sabi palitan n daw namin. ang sagot lng namin, kahit luma na sasakyan it is still useful and we are happy and contented with it. at wala kaming plan bumili ng bago kasi di kaya ng budget namin. thanks sir chink for the words of wisdom and for sharing us your advocacy on financial literacy. God bless po and more power.

  • @makoysburanday2528
    @makoysburanday2528 4 роки тому +21

    opo ok lng nman ang second ha car, basta bring your best mechanic like i did.. ngaun po 3yrs na ung second hand car ko pero wala pang major na sira, smooth pa din ang takbo makina..

  • @deltan718
    @deltan718 Рік тому

    Kung pasok sa budget mo at may cash ka naman go sa brand new car pero kung hindi kaya ng bulsa secondhand na lang. Isipin muna natin yung purpose bakit tayo bibili ng sasakyan. Salamat sir Chinkee sa video na ito.

  • @montesa35
    @montesa35 2 роки тому

    Kapag brand new, buy only the reputable models & some positive feedback

  • @idolraffytenors2451
    @idolraffytenors2451 3 роки тому +4

    KOREK NA KOREK KA JAN MR CHINKEE TAN THE BESTEST KA TLAGA. PA SHOUT NMAN SA TENORIO FAMILY SA GMA CAVITE THANKS GOD BLESS 🙏

  • @manuelcusi445
    @manuelcusi445 4 роки тому +7

    B’new cars automatically DEPRECIATE 25% in the 1sr year. Lots of GOOD RELIABLE 2nd hand cars just needs patience to find but worth it.

  • @fernanong4070
    @fernanong4070 3 роки тому +2

    buying 2nd hand na car cash basta may kasama kang mekaniko nago kunin importante lang talaga makina nang kotse.

  • @jeromeescoton3255
    @jeromeescoton3255 4 роки тому +3

    For me its better to look for the bargain. So 2nd is good. Makakatipid ka pa ng pera.

  • @DrGenOng
    @DrGenOng 3 роки тому +9

    Congratulations! Ang ganda po ng reasoning when it comes to financial decision making. Ask ko lang po, how is the current status regarding Mutual funds, Insurance, and MP2, is it advisable to add up on our existing investment?

  • @hermie6754
    @hermie6754 3 роки тому

    good advise thank you 🥰🥰be wise the money

  • @zyric19
    @zyric19 3 роки тому +8

    Imagine kung bumili ka ng brand new na sasakyan nung nilabas itong video na ito tapos sakto nag pandemic at wala ka trabaho...

  • @ninogalarpe6131
    @ninogalarpe6131 3 роки тому +4

    You just cleared my mind! Thank you!

  • @thedreamerboxingfanatic232
    @thedreamerboxingfanatic232 3 роки тому +1

    Sempre mas maganda talaga kapag brand-new, kung may kakayahan ka. Pero kung tama lang pera mo makabili ng secondhand at condition naman ok na yun, madami Jan magaganda.

  • @gboy2163
    @gboy2163 2 роки тому +1

    I owned a 2nd car and it almost 4 years n sakin and i used it daily..still it is in good condition..oil, tire and fan belt lng ang napapapalitan ko.

  • @miksUSA777
    @miksUSA777 3 роки тому +5

    Sadly most Repossessed Cars are from age of Newly Grads who pressure their parents to buy, worst they even ask their parents for money for the gas

  • @jennyrose3818
    @jennyrose3818 3 роки тому +20

    Aside from that you have to think about other expenses like :
    - Madali ba hanapan ng mga piyesa yung sasakyan?.
    - Insurance
    - Gas and maintenance
    Higit sa lahat may pagpaparkingan ba kotse mo? Yung ibang tao kasi makabili lang ng sasakyan pero sa kalsada naman nakaparada. Abala sa ibang motorista.

    • @christyparcon3766
      @christyparcon3766 2 роки тому

      Retire

    • @Emmanuel0427
      @Emmanuel0427 2 роки тому

      Retire

    • @nb8771
      @nb8771 5 місяців тому

      true nakakasama ng loob yun mga ganun car owner ma'am madalas pa sila pa ang galit pagsinabihan..hahaha👍🏼

  • @aiyinl.7704
    @aiyinl.7704 3 роки тому +1

    Thank you po naliwanagan po ako🥰🥰🥰

  • @bigb6879
    @bigb6879 Рік тому

    its not an asset, but still a necessity. ill go for the brand-new

  • @rheayt3287
    @rheayt3287 4 роки тому +10

    2nd hand!! 😉 as long as it drops me off from point a to point b 😅

  • @melodyhess8566
    @melodyhess8566 4 роки тому +3

    Gusto ko to! New subscriber po Salamat!❤️

  • @boytangcangco633
    @boytangcangco633 2 роки тому

    Tama bakit mo pipilitin ang dinaman kaya ng lukbutan mo kaya marami nahahatak pilit nila inaabot at hirap na hirap naman isusubo nalang pamilya aagawain pa ng dahil lang gusto ng bago sa pagbili ng second hand marunong kalang pwede kapang makinabang pag marunong at maingat lang gumamit, at sempre be content what you can what we have God is provider anyway God Bless to all.

  • @PinoyMC
    @PinoyMC 2 роки тому

    Base sa experience ng kuya ko, every 3 months mababa na ang 7k sa service, tapos premium insurance worth 30k annual. Sa bnew nasa 5k km to 10k km need muna mag change oil ng mas mahal, gasoline din dun ka sa mas maganda sympre mas mahal like shell. Sa 2nd hand change oil annual pwede, insurance 1.7k lang.

  • @vinny6049
    @vinny6049 4 роки тому +9

    Brand new or second hand, syempre bibilhin ko yung kelangan ko sa hanapbuhay L300 with railings.

    • @gooeytv1184
      @gooeytv1184 3 роки тому

      Brand new or secondhand? 😁

  • @deicats9561
    @deicats9561 4 роки тому +31

    Yng car ko corolla 1994. Mgnda pa rin ang takbo. Palitan mo lng ang mga piyesa na luma ng bago. Parang bago ba rin. 80k lang bili pero kaya ng tumagal ng another 5 years pa :)

    • @jennifercabrera4084
      @jennifercabrera4084 4 роки тому

      where did ypu buy it?

    • @janrico904
      @janrico904 4 роки тому +3

      kaya tumagal ng another 5years pa? magaling ka mag alaga tatagal pa yan hanggang sa apo apo mo.

    • @jeddanDavid
      @jeddanDavid 4 роки тому

      20yrs na nga akin sir 2nd owner.. basta preventive maintenance lang.. wala talaga problema.yun yung d nila alam sa mga 2nd hand eh..kaya wala tay0ng problema m0nthly.

    • @DU30DU30
      @DU30DU30 4 роки тому +1

      mga bayaw basta toyota asahan mo lumpo ka na tumatakbo parin oto mo wlang problema, dito sa North america toyota rules parin panis yang mga american at european brand pag dating sa reliability.

  • @cookiesndcream6251
    @cookiesndcream6251 2 роки тому

    simula nung nagkalisensya ako ang una kong inisip used or brand new wala akong exp sa pag ddrive bago lang ako pero nung napanood ko to mas pipiliin ko na ang used cars kase para masanay at matuto akong mag drive at yun lang ang afford ko sa ngayon buti nalang napanood ko tong video mo sir i just want to clear my mind na used car talga ang kukunin ko instead of new one thank you sa video na to

  • @nitztaculin9747
    @nitztaculin9747 4 місяці тому

    correct k dyan maam. The important may gamitin ka ng family mo at yong higit sa lahat hindi titirin sa daan. For me ,no matters kong second hand.

  • @navyblu79
    @navyblu79 3 роки тому +8

    Pag 1st car siguro second hand muna to experience how it is magka kotse. Pati pag maintain. Di rin kasi biro talaga. Pag ok ka na, saka na bumili ng bago. May mga kaibigan ako na walang kaalam alam sa sasakyan kumuha ng bago. Ayun, bangga dito, bangga duon. Nagugulat din sa mga periodic maintenance na kelangang gawin sa oto. Ako second hand na luma. Totoong may mga issues pero ok lang kasi gusto ko matutong mag ayos kahit basic lang. So far so good. Magastos sa totoo lang pero kung iisipin ko mga natutunan ko, worth it. Di ko matututunan hands on kung brand new ang kinuha namin.

  • @cheztube8877
    @cheztube8877 3 роки тому +12

    Kaya..alam ko n Tama ako 🤣🤣🤣Khit 2nd hand Basta maganda ang makina at maganda p be practical and you save more money 💰

  • @atvchannelonjibraga6191
    @atvchannelonjibraga6191 2 роки тому

    Very well said sir chinki naka bili nga Po ako ng 2ndhand car revo but still good condition hindi sya sakit sa ulo sir mileage importante naman kahit old model pa yan

  • @shirleydelacruz8745
    @shirleydelacruz8745 2 роки тому +1

    you are 100 percent right.. yan ginawa ko
    Kasi ayoko ng May monthly stress na naghahabol ako cheque😂pag nag bounce ako cheque penalty😭😭😭

  • @christophercastro8920
    @christophercastro8920 2 роки тому

    Thanks GOD Bro Congratulations and much more blessings overflowing everyday abundantly and exceedingly in Jesus name our Lord our GOD now and forever amen.

  • @lestervizcarra7204
    @lestervizcarra7204 3 роки тому +22

    consider a repo car instead of a second hand car (direct from owner). some repo cars are less than 1 month old (ginamit ng mga foreigner or OFW na nag bakasyon).
    a ton of repo cars are in very good condition (they are well taken care off, but the previous owners just cant pay for them anymore)
    and a repo car gets about 5% cheaper every 2-4 weeks.
    whether you take a brand new car, second hand, or a repo car.... just do your math right.

    • @gracianoausan6921
      @gracianoausan6921 2 роки тому

      O

    • @vcac2756
      @vcac2756 Рік тому

      Where po makakakuha nang maayos o magandang deal for reposessed car? Thank you.

    • @metroaide0224
      @metroaide0224 Рік тому

      depende din. yung iba kinakahoy yung mga parts nyan kasi alam na marerepo na

  • @nancythillman2645
    @nancythillman2645 3 роки тому +14

    When my son graduated from high school, I bought him a used BMW. I paid it in cash and didn't lose a lot of money once the car is driven off the car lot. Since it's his first car his better of driving a used car.

    • @jimmysecoya1294
      @jimmysecoya1294 2 роки тому

      Same here for my first car bently use car. Woww i love it.

  • @marvinilaganofficial
    @marvinilaganofficial 8 місяців тому

    Thanks for this lods ! sakto 😍 planning to buy 2ndhand car next Year 😍😍😍😍😍😍

  • @allenjuliusflores7679
    @allenjuliusflores7679 4 роки тому +10

    Go for bank repossessed cars with low mileage 😊

    • @trojandude3127
      @trojandude3127 4 роки тому

      disadvantage ng ganun, few months na natambay ang sasakyan, WALA SILA PAKIALAM sa maintenance ng sasakyan, low mileage nga pero hindi nag cchange oil etc, dead battery, walang car wash, alalahanin natin pag matagal naitambay ang sasakyan ng hindi umaandar mas nababawasan ang reliabiity nito maaring pagkabili nyo after few weeks maglabasan ang sakit ng 2nd hand car nabili mo o repossessed car from bank. kaya nga may rule ang bank na as is e wala sila pananagutan. BETTER mag sama ng mechanic para ma check ang car, kung makita nyo kunwari napakaitim at amoy gasolina na ang oil ng saksakyan wag nyo na bilhin maaring humahalo na ang gasoline sa engine oil malaking problema na yun..MAGANDA KUNG ANG REPOSSESSED CAR MAKUHA NYO MGA 2 MONTHS BELOW PALANG NATETENGGA SA WAREHOUSE NG BANK, PERO! syempre risk padin kasi 2ND HAND padin yun hindi natin alam pano ginamit ng 1st owner. BEST padin na magsama talaga ng mekaniko.. pag uwi ng pinas 2nd hand car din balak ko bilhin :D pero yoko ng repossessed cars kadalasan matagal na nakatambay mga kotse dun.

  • @UjeeUrsos
    @UjeeUrsos 4 роки тому +5

    If the car is used in business that's fine (asset). If the car will be used pa pogi point (liability) that's bad! wag na oi!