Save $20k. I started small and every little bit counts!! If i sold something online i would put half to debt and half to savings....im on track so far and cannot wait to reach my goal!! Yay!!! Im going to binge watch your videos now.
Sorry to be so offtopic but does someone know a method to get back into an Instagram account?? I somehow lost the password. I appreciate any tricks you can offer me.
Love the content guys. I live in Toronto and follow a similar mentality. I recently hit 75% in savings. I have no doubt that you will surpass me in the months to come with this channel. Keep up the great work!
Love your videos and seeing your budgeting template! I'm trying to spend less on "wants" this year and save more. I'm also hoping to start investing and would love a video on how you invest/ purchase stocks (if that's something you do). A monthly update/progress video on reaching your savings goal for the year would be great too!
Thanks for watching, so glad you enjoyed! We can definitely do a video on investing - planning to have one up within the next few weeks! & amazing - will continue savings progress updates as well. ☺️✨
I have to admit to feeling really down about not being able to save much this last year, I thought that because I was earning very little I wouldn't be able to save something like $25k, but I've just done a loose budget and I might actually be able to save somewhere close to that amount! Thank you for being so open and sharing your breakdown of your budget. It's helping me to save more :)
I have come from Patricia's reaction video. You guys are amazing!! Love these type of videos!! So driven and goal orientated. I love numbers, finance and budgets as well as investments. Sending some love from New Zealand.
My biggest goal is to spend less money eating out and $0 on uber eats. I calculated that I spent around 10k eating out last year 🤦🏾♀️. I want to open a high interest savings acct so I’ll be watching that video next.
Thanks for the tips! I'm a new grad working in tech. I'm planning to save 85% of my income - the earlier I start saving the more time it can compound :) Living with my parents for the next few years and live frugally will allow me to save more $. Will you guys make a video on credit cards? Would love to know what your recommendations are!
@@stephandden quite possibly cards(preferably $0 or low annual fees) that provide the best rewards in terms of cash back or travel points? There are tons of US financial channels out there on youtube and I think Canadian millennial can really benefit from this type of content as well :^)
great videos, very helpful. I appreciate you posting your budget, great for beginners and for future visualization. was wondering what career gives you that annual revenue? wld be helpful, thank u 😊
New to your channel and loving it so far! Wishing you success on the new journey going independent! Very curious though, who is your internet provider lol? Is that split as well or is the total internet cost $48.50?
Hey, if you don't mind me asking, why are you saving significantly more than you're investing? Is it for a goal like a down payment or something or just in general? Would love to hear back, keep up the great stuff.
Hey Mohit! Exactly - I'm focusing on saving money that I can use to invest in a down payment (potentially to use as an investment as opposed to for myself at this stage). My investing to saving ratio will definitely grow over time. 😊
I have been using an excel sheet that calculates everything down to the expenses and savings, but its a little clunky adding more lines. Does your doc allow for easier expansion in this regard?
![Lp. Сердце Вселенной #60 РОЖДЕНИЕ ЛОЛОЛОШКИ [Финал] • Майнкрафт](http://i.ytimg.com/vi/YoR0pAV9FVQ/mqdefault.jpg)
What are your financial goals for 2020?! Let us know! ⬇️
To save as much as possible.. But how do I do ths during ths hard times..
Save $20k. I started small and every little bit counts!! If i sold something online i would put half to debt and half to savings....im on track so far and cannot wait to reach my goal!! Yay!!! Im going to binge watch your videos now.
Sorry to be so offtopic but does someone know a method to get back into an Instagram account??
I somehow lost the password. I appreciate any tricks you can offer me.
The fact that you guys are from Toronto too is awesome!!! I'm such a big supporter of what you both are doing! hopefully, our path crosses
Woo thanks so much Francis! We appreciate it! 🙌🏾🙌🏻
Love the content guys. I live in Toronto and follow a similar mentality. I recently hit 75% in savings. I have no doubt that you will surpass me in the months to come with this channel. Keep up the great work!
That’s awesome, Stefan! That’s the goal 🙌🏾🙌🏻
I am saving nows 100% of my salary :)
Subbing literally because of all the free resources y'all offer -- very impressed with your production quality!!
Thanks so much, Ariana! 😊✨
That’s an enormous amount of money to save! Sooo inspiring!
Thanks so much! 😊
I am a total numbers nerd, so I love this! Great video! It's so important to track expenses and see where your money goes each month!
Thank you! Agreed - it’s a good habit to build! ✨
Okay need that mug in my life and going to download that template because I could use it for sure.
Hahaha - they're our fav mugs! We hope the template is helpful! 🙂
Love your videos and seeing your budgeting template! I'm trying to spend less on "wants" this year and save more. I'm also hoping to start investing and would love a video on how you invest/ purchase stocks (if that's something you do). A monthly update/progress video on reaching your savings goal for the year would be great too!
Thanks for watching, so glad you enjoyed! We can definitely do a video on investing - planning to have one up within the next few weeks! & amazing - will continue savings progress updates as well. ☺️✨
very thorough! I love how you looked at the full year to get a sense of how much you'll be able to put aside :)
Thank you! I always try to look at the full year and the monthly view 🙂
These tips are outstanding! I'm budgeting as well, so this comes very much in handy!
Love it, glad you enjoyed! & that you’re budgeting 👏🏼👏🏾
$220 for groceries in 2023 in Toronto is unreal. 2020 seems magical right now 😅
Haha I know right! Thanks for watching 😊
Ever since I started following your wise mind,your awesome lecture am having a good life.thanks
Thanks, Philip! 🙌🏾🙌🏻
Love this topic, when I started budgeting it truly changed the course for me. Looking forward to seeing more!
Thank you! ✨
Would love to hear how you get to
I have to admit to feeling really down about not being able to save much this last year, I thought that because I was earning very little I wouldn't be able to save something like $25k, but I've just done a loose budget and I might actually be able to save somewhere close to that amount! Thank you for being so open and sharing your breakdown of your budget. It's helping me to save more :)
Yay that's great, Sydney! So glad this was helpful - it always feel better to have a sense of where your money's actually going and what's possible 😊
Great organization! This brings awareness to your whole financial picture 👏🏾👏🏾👍🏾👍🏾 I’d like to save about 10k in the next 6months! Thanks for this‼️
Thank you so much! That’s a great goal, good luck! ☺️✨
I have come from Patricia's reaction video. You guys are amazing!! Love these type of videos!! So driven and goal orientated. I love numbers, finance and budgets as well as investments. Sending some love from New Zealand.
Thanks Michelle! So glad you’re here! 😊✨
Hello! That's great hope you made, it! It's great you don't have any debt! I have an ATV, credit card & Renos on my home to pay off
Thanks, Catherine! 😊
This is great information guys. I am now trying to stick to the budget. The spreadsheet seems very helpful and doable.
Thank you! Amazing - we hope it helps! ✨
Love this video style and would love to see updates on how the budget is going!
Woo! Yes will have updates throughout the year 😊
0 dollars on taxi! I love this! Hahaha! Smashed that like button!
We love it!! 👍🏾👍🏻
So impressed! I wish I'd been so smart about money and budgeting when I was younger. And I still have a lot to learn today!
There’s always more to learn! Thanks for watching! ✨
You both are sooo happy and inspiring. So glad I had you on recommend 😄
Thanks, Edie! So glad we were recommended to you! 😊✨
My biggest goal is to spend less money eating out and $0 on uber eats. I calculated that I spent around 10k eating out last year 🤦🏾♀️. I want to open a high interest savings acct so I’ll be watching that video next.
I feel that! The good news is that it should be easy to cut that down! The first step is actually doing the calculation 👏🏼👏🏾
Love your video! You're so organized and thorough. So many helpful tips!
Thank you! So glad you enjoyed. ✨
great explanation....im checking out your budget template on your website
!!
Amazing! 🙌🏾🙌🏻
You have awesome organizational skills! this is great.
That’s a big compliment! Haha - thanks for watching!
Loved the intro! And this was very useful advice :) !
Thank you! 😊
These videos are such great quality!
Thank you so much! That’s the goal ✨
So I guess you saved more in the restaurant category in 2020? oh boy. These are great guys. Can I ask what software you use to edit? Thanks.
thank you for sharing this !
Thanks for watching! 😊
This is awesome! So many useful savings tips right there! Thanks for sharing
Thank you! Of course - there will be more saving videos coming your way! ✨
Thanks for the tips! I'm a new grad working in tech. I'm planning to save 85% of my income - the earlier I start saving the more time it can compound :) Living with my parents for the next few years and live frugally will allow me to save more $. Will you guys make a video on credit cards? Would love to know what your recommendations are!
Amazing, what a great way to start! & we can definitely do a video on credit cards! Is there anything specific that you’d like to see? 😊
@@stephandden quite possibly cards(preferably $0 or low annual fees) that provide the best rewards in terms of cash back or travel points? There are tons of US financial channels out there on youtube and I think Canadian millennial can really benefit from this type of content as well :^)
great videos, very helpful. I appreciate you posting your budget, great for beginners and for future visualization. was wondering what career gives you that annual revenue? wld be helpful, thank u 😊
Thanks so much, Pamela! I work in Human Capital 😊
Hey thank you for the video.
Can you also talk about bonus/compensation from the big4?
Thank you! Great suggestion - we will touch on this in a future video! ✨
Hey Steph, quick question. When you're budgeting, are you looking at gross or net income when making decisions on the amount you spend per week/month?
Hey Jeff! I look at my net income amount. 🙂
Hey Steph & Den . Where do I find all of your videos, from the very beginning? Thank you.
You can filter videos by oldest on our channel page!
Looks like a solid plan! Good luck with your savings goal!
Thanks so much! ✨
Hey guys, how are you getting on with your target!?! Nice video 😁
Thanks William! I did an updated video last year - ua-cam.com/video/geUZxbRKtjE/v-deo.html 😊
So rule number one, earn a lot of money and spend little lol. Working on it
Spend less than you make 🙌🏾🙌🏻
Do you have an update on this video? Like a recap? Thx!
Hey! We do 😊 It’s called “How Much Money I’ll Save This Year - Will I Meet My $25,000 Goal?!’
New to your channel and loving it so far! Wishing you success on the new journey going independent! Very curious though, who is your internet provider lol? Is that split as well or is the total internet cost $48.50?
Thanks so much 😊 We use Rogers and split it in half! But looking to switch to a cheaper plan soon!
Hey, if you don't mind me asking, why are you saving significantly more than you're investing? Is it for a goal like a down payment or something or just in general? Would love to hear back, keep up the great stuff.
Hey Mohit! Exactly - I'm focusing on saving money that I can use to invest in a down payment (potentially to use as an investment as opposed to for myself at this stage). My investing to saving ratio will definitely grow over time. 😊
Steph & Den Sounds amazing! Good luck 🙌
Loved the style of the video!
Thank you! Trying to switch it up ☺️
Damn, the outro got me hyped. What's the name of that track?
Can you talk about what you do with you savings? Eg. investment options.
Hey Kyrie! We’ve done a few videos on investing since this video was released back in January. 😊
great video thanks!
Thanks for watching! 😊
Great video!
Thank you! ✨
Great video :)
Thank you, and thanks for watching! ✨
Does "other" also include insurances?
Not for us - although we do have renter's insurance that we paid as a lump sum!
Is there an update on this video ? Were you able to save 25k or more ? I’m sooo curious 😊
Yes there is! We did an update video a few months ago 😊
@@stephandden I found it ! Thank you !! Can you make a video about why you moved back to Toronto after living in Quebec & Ottawa 🤗
Thank you
I have been using an excel sheet that calculates everything down to the expenses and savings, but its a little clunky adding more lines. Does your doc allow for easier expansion in this regard?
Not hard to figure out your income here. Apx $80-90K.
It’s not hard to figure out, no - I shared all of my numbers! But I’m not sure how’s that what you came up with 😂
@@stephandden I'm dumb. its $49K. I've been staring a spread sheets all day. I think my brain is falling asleep.
I was like omg your rent is so cheap... but then I forgot you split lol
Haha, yes it's nice splitting rent!
Girl, what about Spotify! 😮
No Spotify for me! I use UA-cam for music 🤷🏼♀️
New subby : )
Why the rent could be so cheap?
Den and I split it, so our total rent is $1850 - we were really serious about sticking to a low rent when we were apartment hunting! 😊
after my goal reach 15k I immediately went to bought a Yorkie pups 😂more liability
Hahaha, that’s a nice purchase!!
Ever cool
😊🙌🏾🙌🏻
Great minds think alike. I did the same thing. I'll sub
Thank you! 😊
You do realize you’re not hiding your income because you listed the number that is 36% of your income, right?
Of course I realize that 😊
did you hit your goal of 25K?
We did an update video - called “How Much Money I’ll Save This Year - Will I Meet My $25k Goal?!” 😊✨
Did you reach the goal?
Good question! We did a follow up video - titled ‘How Much Money I’ll Save This Year - Will I Reach My $25,000 Goal?!’ 😊
Black and white couples get the most views
Great and useful video!
Thank you! 😊