Niva Bupa Aspire VS Aditya Birla Activ One | Health Insurance COMPARISON | Gurleen Kaur Tikku

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  • Опубліковано 11 лип 2024
  • Niva Bupa Aspire provides complete coverage with their Latest M-iracle Features which mainly focuses on Maternity Benefits & also offers Worldwide Coverage.
    Also, Aditya Birla Activ One is a unique health insurance plan that offers Day 1 coverage for 7 chronic conditions, including high blood pressure, diabetes and asthma.
    Both are latest plans offered by the insurance companies, but which one is better for you ?
    WATCH THIS VIDEO & GET ANSWER TO ALL YOUR QUESTIONS :)
    To buy insurance policies, click here - hareepatti.com/contact-us/
    ✅ Aditya Birla Activ One Detailed Review : • Aditya Birla Activ One...
    ✅ Niva Bupa Aspire Plan Details : • Niva Bupa Aspire Plan ...
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    For any queries:
    📲 WhatsApp : wa.me/message/VJCYEKX3EWHOE1
    📞 Call : 9650706699
    💌 Mail us at: info@hareepatti.com
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    ✅ TIME STAMPS
    0:00 Introduction
    0:49 Incurred Claim Ratios
    1:02 USP of Niva Bupa Aspire Plan
    1:37 USP of Aditya Birla Activ One
    2:06 Eligibility Criteria Comparison
    2:50 Bonus in Health Insurance
    3:40 Difference between Max & Vytl Plan
    4:37 Refill Benefit
    5:15 Features Comparison
    6:44 Co-Payment & Deductible
    7:34 Maternity Benefit
    8:23 Optional Riders
    9:41 Waiting Periods
    10:14 Premiums
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    #nivabupa #adityabirla #gurleenkaurtikku
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    Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
    It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
    Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
    Viewers discretion is advised.
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КОМЕНТАРІ • 60

  • @kartikmathur2819
    @kartikmathur2819 20 днів тому

    niva bupa or care or aditya biral mae se konsa insurance lena chahiye?

  • @ganrah123
    @ganrah123 19 днів тому +1

    Madam, I have purchased Nivabupa Aspire Gold policy for my wife. In that policy Nivabupa has mentioned the health check tests which are allowed for policy holder in a year. However, if she tried to book an appointment to conduct all these tests which are mentioned in her Aspire Gold policy are not reflecting in the Nivabupa health app. Upon asking the reason for the same with Nivabupa executive, the executive told me that you are allowed to take test of ₹500 per one lakh. However such thing is not mentioned in her policy. Only the name of tests are mentioned which are allowed in a year. Please help.

  • @rakeshkumarkankani3701
    @rakeshkumarkankani3701 20 днів тому

    Different accident policy mai sb policy ka claim le sakta hai kya

  • @AjayKumar-lm4yr
    @AjayKumar-lm4yr 24 дні тому

    Mera Aditya ke sath hi 1cr sun insured wala plan expire hone wala hai kya mujhe active one ke sath Jana chahiye ab?

  • @santhoshthadishetty
    @santhoshthadishetty Місяць тому +1

    Why are you not talking about complaint ratio which is 44 in Niva Bupa

  • @pass2ankit
    @pass2ankit 12 годин тому

    Madam Aditya Birla Active One me 2x cover from day 1 hai. Aap ne kisi bhi video me uske bare me nahi bola. 2x cover ek gimmick hai ya actually 2x cover hai aditya birla active one me. Please confirm me. Aditya Birla 2x cover kaise work karta hai. Please explain me in detail. It would be a great help

  • @textinjordan1427
    @textinjordan1427 Місяць тому +2

    Thank you very much was looking for these 2 plans.

  • @sudhirkankal
    @sudhirkankal Місяць тому +1

    Hi Mam, i got to know porting of health policy is possible?

    • @GurleenKaurTikku
      @GurleenKaurTikku  Місяць тому

      Yes, health insurance portability is available..
      For any queries, you can connect with us on WhatsApp/Call at 9650706699.

  • @lovetools3791
    @lovetools3791 Місяць тому +2

    Mam plz suggest me niva bupa vs hdfc ergo i am 23 year old student 🙏

    • @GurleenKaurTikku
      @GurleenKaurTikku  Місяць тому

      Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you.

  • @jKumar-ct8fn
    @jKumar-ct8fn Місяць тому +1

    Niva Bupa Aspire does not have any restriction on any disease viz. Cancer, Kidney Transplant etc. and no limit upto SI for treatment such as Chemo, robotics etc. Is there any better policy when it comes to exclusions covered and for modern treatments? Also, if I am taking Niva Bupa Aspire, do I need to take any Critical Care plan?

    • @GurleenKaurTikku
      @GurleenKaurTikku  25 днів тому

      Critical illness plan solves a different purpose and gives lumspum benefit over and above the hospitalisation benefit under health insurance
      Please refer below video for more clarity
      ua-cam.com/video/tsgH6L5aCpQ/v-deo.html

    • @ganrah123
      @ganrah123 19 днів тому

      Please don't go with Nivabupa. I have purchased Nivabupa Aspire Gold policy for my wife. In that policy Nivabupa has mentioned the health check tests which are allowed for policy holder in a year. However, if she tried to book an appointment to conduct all these tests which are mentioned in her Aspire Gold policy are not reflecting in the Nivabupa health app. Upon asking the reason for the same with Nivabupa executive, the executive told me that you are allowed to take test of ₹500 per one lakh. However such thing is not mentioned in her policy. Only the name of tests are mentioned which are allowed in a year. They are fraud.

  • @anoopgs6032
    @anoopgs6032 23 дні тому +1

    Mam, Is dialysis daycare process covered in any of this policy.

  • @user-zv9lz4vq5x
    @user-zv9lz4vq5x Місяць тому

    Aditya Birla active mein modern treatment available nehi hy kya? Comparison table mein not covered show kiya

    • @GurleenKaurTikku
      @GurleenKaurTikku  25 днів тому

      Modern treatments are covered in aditya birla activ one

  • @jagtarjagtarsingh2364
    @jagtarjagtarsingh2364 Місяць тому +1

    Very nice Niva bupa information madam ji

  • @sujitkushwaha1541
    @sujitkushwaha1541 8 днів тому

    Niva Bupa is best, i claimed 5 lakh for my father's gal bladder stone

  • @user-nu4zi1zb1v
    @user-nu4zi1zb1v Місяць тому

    Sbi arogya plus discontinue or migrate the plan par vedio banao

  • @basavarajumanjugowda1459
    @basavarajumanjugowda1459 Місяць тому +1

    Madam please review star health insurance comprehensive policy

    • @GurleenKaurTikku
      @GurleenKaurTikku  Місяць тому

      We already have a few videos available on our channel.

  • @shivpratapsingh8411
    @shivpratapsingh8411 Місяць тому

    Cyber fraud insurance k baare m bhi bataiye

  • @somnathkhilare3959
    @somnathkhilare3959 Місяць тому

    #myquestion हाय मॅडम हमने पॉलिसी बाजार से *निवाबुपा का टायटॅनिक प्लस* प्लॅन लिया है, अभी मुझे एक बेबी हुआ है ओ 90 दिन का हो गया है लेकिन उसको ऍड करने के लिए वो बोल रहे है *प्रीमियम बढाके देना होगा*(मतलब अभी extra पैसे पे करणे के लिये बोल रहे है) क्या ये सही है पॉलिसी वर्डिंग मै तो ऐसा कुछ लिखा है क्या नही मुझे मालूम नही कृपया करके जानकारी दीजिए plz

  • @maloyroy1
    @maloyroy1 Місяць тому +1

    Care supreme vs HDFC ergo vs star health comprehensive/assured

  • @lovetools3791
    @lovetools3791 Місяць тому

    Any best plan for students plz tell me

  • @shaileshmaheshwari3771
    @shaileshmaheshwari3771 Місяць тому +5

    I have made all the compliance for my claim registered with them around 2 years back. I have sent more than 400 mails during the last two months but they do not respond my mails. They even do not tell me why my claim is not being settled. I have complaint to IRDAI but they too did not take it into cognizance which is very disgusting. I request to all of you to never buy any policy from Niva Bupa because you cannot get the reimbursement claim from here.

    • @harinarayananchengolmannat9307
      @harinarayananchengolmannat9307 Місяць тому

      I think they will not (cannot) reject a claim unless there is specific reason. Please update the policy details and contact details.. I myself have taken Niva Bupa and made at least 6 more to take.

    • @shaileshmaheshwari3771
      @shaileshmaheshwari3771 Місяць тому

      @@harinarayananchengolmannat9307 They are not responding any of my mails. They are not even informing me why my claim is not being settled. I have done all the compliance from my end. Against my every reminder they create a service request and send a mail giving a stipulated time for 3-5 days for resolving the issue. But the game played here is that this turn around time never comes as they never review it. Customer keeps on waiting to get the issue resolved which never happens. A scam of doctors and managers are going at NIVA BUPA.

    • @amazingindias2513
      @amazingindias2513 Місяць тому +1

      thanx ohk i don’t by niva bupa

  • @sudhirkankal
    @sudhirkankal Місяць тому +1

    Please review care health's care supreme policy.

    • @GurleenKaurTikku
      @GurleenKaurTikku  Місяць тому

      Please check this video : ua-cam.com/video/nkV0FIquK-Y/v-deo.htmlsi=r0Kp0LIHBmjyIIXC

  • @aakash19ind
    @aakash19ind Місяць тому

    Biased video hai ...
    Activ One me Modern treatment available hai or Global treatment bhi available hai.. five-five year ka Age lock hai.. Activ One ke kaafi features aapne cover nhi Kiya hai compare karte time ... Aap NIVA BUPA ko promot kar rahe ho ...

  • @himanshusingal9474
    @himanshusingal9474 Місяць тому

    Complaint ratio of niva is way way higher

  • @maheshpatel7042
    @maheshpatel7042 Місяць тому +1

    Please review on Sbi super health new plan.

    • @GurleenKaurTikku
      @GurleenKaurTikku  Місяць тому

      jee, we will bring up a video soon.
      Keep watching !

  • @amolsapkale2453
    @amolsapkale2453 28 днів тому +1

    Make new video on health insurance for senior citizens

    • @GurleenKaurTikku
      @GurleenKaurTikku  27 днів тому

      We already have a few videos available on our channel.
      LINK : ua-cam.com/video/6nmo1ZyGooo/v-deo.htmlsi=R1sJRQBT-Cwv6UVg
      For any assistance, we are available on WhatsApp/Call at 9650706699.
      Our team can assist you.

  • @nehakamble6112
    @nehakamble6112 Місяць тому

    modern treatment cover in Aditya birla health insurance

  • @atulnaidu1110
    @atulnaidu1110 Місяць тому +1

    Niva Bupa is best plan

  • @santhoshthadishetty
    @santhoshthadishetty Місяць тому +1

    Guys don't go for Niva Bupa please 🙏

  • @jaygusain12
    @jaygusain12 Місяць тому

    Very bad experience

  • @santhoshthadishetty
    @santhoshthadishetty Місяць тому

    Why are you recommending Niva Bupa cheap company cheap service 👹