For 10 Lakhs SA policy under Titanium Plus, will the insured get 12,000 for all procedures (Delivery, Pre/Post Natal, IVT, etc) or the 12,000 is only for delivery per se and other maternity expenses will be deducted from the 10 lakhs SA?
Thank you 😊 and yes, for HDFC ERGO there is HDFC ERGO Wellbeing Rider. It's currently available only in Mumbai. You can check this video for more details : ua-cam.com/video/XARYzyEDevg/v-deo.html
Can 91+ days old child be added in the midterm if only 1 of the parent is in the policy ??? Case1: I have individual policy of aspire and after 2-3 months i want to add my 3month old son???? Case2: if my wife and daughter have this policy and I am not in it then can my son be added after 2 months?
amount for delivery expense is so low, it is almost like useless/non existent... in todays time minimum 50k is essential and paying additional premium for 3x is like buying a separate maternity policy itself...!
We don't have any first hand experience in Reliance Infinity but there is a video available on the same. You can check it out but please do your due diligence before choosing any plan. Video Link : ua-cam.com/video/Rx0S9h_MWys/v-deo.html
On migrating from ReAssure 2.0 to Aspire or vice versa in future, will the accumulated Booster+ sum insured (3X, 5X, 10X) be transferred or not to the new policy?
Hi Madam, quick question. In Aspire, If I take annual aggregate deductible addon in the first year and 2 or 3 years later if I want to remove it....will it effect the lock the clock+ and booster +. I mean even if I don't claim anything, will this change trigger getting booster+ to restart and the clock+ set to the current age?
I don't think adding or removing deductible will change your lock the cloack or booster benefit as long as you remain under the same plan. But yes, your premium will change because of change in deductible.
Didi question hai United india health insurance policy hai 2 adult 2 parent +1child hai 1)policy split hosakta hai kya perant age 65 above 2) dusare policy me port karte samay hotai kya split 3) new policy port karte samay medical test bhi liyajata haikya direct inter karskte hai 3) and new policy purchases karne ke bad wating period hota hai kya direct chalu hojatahai 4)health policy mese member removed karna haito hoskta haikya
Dear mam, multi year discount benefits nahin hai 7.5 & 15%, yaha pe ham fast forward ⏩ de rahe hai 3 year primium pay par day 1 se ham 3X cover karenge
Hi ma'am, I recently bought niva Bupa gold + , in the policy warding it is saying no room rent capping. But in the policy document it is saying single private room for gold variant. What should I do now
Thank you vey much madm…i was looking for a policy …now plz suggest me which one should I buy…Reassure + or Aspire…waiting for your response…im 34 yr old n want to purchase family floater ..thanks once again for your timely updates n the job you are doing for us
Hello jee, both the plans are great ✅ Niva Bupa Aspire is to be launched on 13th December . We can suggest you a suitable plan after knowing the requirements & medical history. Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊
Sir thank you to asking about the plan I will tell you if you want to insured your family then you will go for reassure 2.0 and sir f you want to planning meternity then you will go for aspire
5:14 it says can opt for any room, but its incorrect. This policy only allows for shared room and single standard room, other rooms like deluxe/suite room has copay of 15-25%. This is mentioned in policy wordings of aspire plan.
True. even Niva Bupa sales representative says there is no limit on room rent even when i drew his attention to this clause. surprising@@siddharthkotkar868
@@ilovyoutube the co payment for deluxe/suite room is written in policy wordings under the section room type modification. And while selecting the policy I can't find the option of modifying the room. Let me know if I am missing something.
@@raveesh26 Disclaimer: I am not an official representative of Niva Bupa. I am just trying to help the community based on what I have understood. I am as curious as you and many of us are to understand various health insurance policy benefits. Based on my discussion with Niva Bupa Sales team: In the Niva Bupa Aspire policy, any room type can be chosen (refer section 4.1.2). The Room Type Modification clause (refer section 4.1.18) will apply when a rider/add-on benefit will be available in future that will allow you to reduce your premium by agreeing to opt for a lower room category say "Shared Room" or "Single Private Room", at the time of new purchase/renewal of the policy. So, in future, in a given policy year/tenure, if you add this rider and you also make a claim, then a co-payment will be applicable as per the table in section 4.1.18, if you change the room type during your hospitalization with respect to the room type that you had opted for with this rider.
Hello jee, It's important to disclose complete medical history before buying the policy. For any assistance, feel free to reach out to us. Fill up your details, our team will connect with you - hareepatti.com/contact-us/
Two major concerns 1. Cap on room rent - only shared room allowed and there is co-pay condition if chosen single room 2. Low maternity benefit - For sum assured of 10 lac, maternity benefit is 12000 which is just 1% of the sum assured.
Well for maternity, there is no other insurer provides such detailed inclusions, & if you are planning for a family, then better go for a higher SI, for which the amount increases too.
Gurlen mam I just want to talk to you I am working in Bareilly as a Ado in nivabupa I will face some problems regarding the support from the senior ones how can I contact you
Hello jee, Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options according to your requirements & medical history. Thank you 😊
Mam !! I have a vry imp query!! I have a Term Ins HDFC LIFE Click 2 Protect Plus Life Option of 1 Crore. I took it 5 years back and they conducted TeleMedical Call and I shared my family history honestly tht my Late father was a HEART PATIENT. But in Personal Details form my Insurance Agent by mistake ticked NO at the field of - HAVE ANY OF YOUR FAMILY MEMBER HAS OR HAD OR DIED of HEART RELATED PROBLEM ? I didnt notice till yet. What has to do now ? Because their is divergence in both statements. I am paying premiums and policy is in effect. Is it a serious error ? or I can go to the HDFC Life office and get it corrected ? What should be the approach in this ? Please guide me !!
My age is 53, my wife age is 48 & my son age is 12. If I purchase 1crore policy for me and my family what will be the premium I have to pay for it for 3 years. Please clarify it to me.
@@GurleenKaurTikku I didn't find any such options. There's only one option of filling contact number, then they take so much time in explaining, calling repeatedly and frustrating
For 20 Lacs BSI maternity benefits is 20k and not 25k. Kindly connect it if possible in this video or in next video. (Alok Trivedi senior Manager L & D Niva Bupa Health Insurance Baroda-Gujarat).
Mam, Suppose i take this policy with all addons and in future when married and when adding my wife,then will my premium will change to the price according to the age at which i am married .. ?? Lock the clock benefit will break up and again start as fresh ???
"According to the policy wordings of Niva Bupa Reassure 2.0, ""If you add a member to an individual plan and convert it into a Floater plan, then the premiums will be charged as per the entry age of the eldest member and will lock the premium at that age, till a claim is paid."" So if you add your wife later and she is younger than you, premium will be charged according to your original age at entry but you will have to pay premium for your wife as well until you make your first claim. If your wife is elder than you, premium for both of you will be charged according to her age at entry from that year onwards and remain same until you make your first claim in the policy."
@@nidhiverma22 Sorry, what does "but premium must be payed for both of us until we make our first claim mean "?? When adding wife later, anyway i have to pay for her too nah and will that be decreased after the first claim ???? I didn't get you..... Can u plz clarify
@@sharonraj7059 No, premium is usually charged by stand-alone health insurance companies based on the age of only eldest member. So in a family floater plan, premium for both members will be charged based on who is elder, you or your wife.
@@nidhiverma22 yeah i got this point but u have mentioned "premium will be charged according to ur original age at entry BUT YOU WILL HAVE TO PAY PREMIUM FOR YOUR WIFE AS WELL UNTIL U MAKE UR FIRST CLAIM " Last part i didn't understand.
you are not actually getting into details as if ur a agent of Niva Bupa. for eg maternity limits which are very less, feels like not xplained completely
Wow.. ye to Health insurance ke field me kuch alag hi le ayi Niva bupa. Bohot hi barhiya product.. Par mam ,kya zone wise co-payment hoga is policy me?
I was waiting for this sort of a customisable and comprehensive policy. Will probably buy it. Just hope the claim process is equally customer-friendly.
Me niva Bupa ki employee hu
Bahot kuchh janneko mila
Niva buppa reasure 2me lock age me 1st claim ke bad premium badhega ...uske bad 2nd claim ke bad premium badheg?
cashbag impacted due to Miracle claim?
Whether there will be any co-pay If i am paying for tier 4 premium and going to tier 1 for treatment?
Im recently join niva bupa u explain very well about product much better than my trainer
Thank you jee, keep watching for more such informative content !
Gurleen mam your plan expansion is so wonderful & engaging.
Thank you jee, keep watching !
Benefits are really good except Maternity limit very low compared with other Companies
(Reference No.: IRDAI/HLT/REG/CIR/003/01/2020). Can you explain this please
Can I migrate to Niva Bupa Aspire from Reassure 2.0 during renewal? The existing Reassure 2.0 policy expires on 30.03.2024.
Nice Informative Video Ma'am...
Thank you jee, keep watching ! 😊
Mam is there any Plan for Instant Maternity Benefits of any Insurance Company.
Very well done.👍👍
Keep shining
Thanks a lot 😊 Keep Watching !
For 10 Lakhs SA policy under Titanium Plus, will the insured get 12,000 for all procedures (Delivery, Pre/Post Natal, IVT, etc) or the 12,000 is only for delivery per se and other maternity expenses will be deducted from the 10 lakhs SA?
मेरा जोन 4 है अगर मैं कभी जोन 1 में इलाज करता हु तो क्या कुछ अलग चार्ज लगेगा?
Thanks for explaining new effective plan.🎉 OPD features is the best thing in the plan.
Ma'am is there any opd plan in hdfc
Thank you 😊 and yes, for HDFC ERGO there is HDFC ERGO Wellbeing Rider. It's currently available only in Mumbai.
You can check this video for more details : ua-cam.com/video/XARYzyEDevg/v-deo.html
Currently working in NIVA at HDFC Bank. Such informative information. 😊
Glad it was helpful, KEEP WATCHING 😊
In Aspire , OPD will cover for Preexisting disease ? Like someone is diabetic and he used to go every month for checkup and medicine ?
So, OPD benefit is for newly diagnosed problems and for PEDs covered after the waiting period
Can 91+ days old child be added in the midterm if only 1 of the parent is in the policy ???
Case1: I have individual policy of aspire and after 2-3 months i want to add my 3month old son????
Case2: if my wife and daughter have this policy and I am not in it then can my son be added after 2 months?
Great speech mam u're the best ,so beautiful
Thanks a lot, keep watching !
Please suggest health insurance for parents
amount for delivery expense is so low, it is almost like useless/non existent... in todays time minimum 50k is essential and paying additional premium for 3x is like buying a separate maternity policy itself...!
Maternity k liye reliance infinity plan kaisa rahega please comment?
We don't have any first hand experience in Reliance Infinity but there is a video available on the same. You can check it out but please do your due diligence before choosing any plan.
Video Link : ua-cam.com/video/Rx0S9h_MWys/v-deo.html
which gyms are available under Well Consult OPD?
also out of 22500, how much can be spent on gym?
Please check the details on their app
Ufff... seems really unique
Yes, it is ✅
इस पॉलिसी में किस चीज का को पे लगेगा कृपा बताए
On migrating from ReAssure 2.0 to Aspire or vice versa in future, will the accumulated Booster+ sum insured (3X, 5X, 10X) be transferred or not to the new policy?
Booster, No Claim bonus or other such benefits will usually not be carried forward if you migrate the policy from one insurer to another.
On Migration, the NCB and other bonuses are not carried forward to the new plan . However continuity of base sum assured is given
इनकी पॉलिसी वर्डिंग में को_ पे दिखा रहा है, और रूम रेंट सिर्फ सिंगल रूम दिखा रहा है। बर्डरलेस में कितना को पे है? कृपा मार्ग दर्शन करे
Thank you so much mam ❤️👍 very nice policy mam family floater plan purchase karna hai mam policy main sabse achha opd and maternity include hai mam 👍
Thank you 😊 Keep Watching !
Hi Madam, quick question. In Aspire, If I take annual aggregate deductible addon in the first year and 2 or 3 years later if I want to remove it....will it effect the lock the clock+ and booster +. I mean even if I don't claim anything, will this change trigger getting booster+ to restart and the clock+ set to the current age?
I don't think adding or removing deductible will change your lock the cloack or booster benefit as long as you remain under the same plan. But yes, your premium will change because of change in deductible.
Hello jee, Deductible option can be removed at the time of renewal.
It will not impact other benefits of the policy.
Nice Video helpful and I am 30y old
Thank you !
For any queries or if you want to buy the policy, feel free to connect with us on WhatsApp/Call at 9650706699.
Our team can assist you !
Mam mere pas niva bupa re assure hai usse is plan me change kar sakte hai kya ?
Hi, Currently there is no information regarding portability.
We will bring up a more details soon in a separate video 😊
Madam g gold plus main 10lack ka sum assured lete hai to woh increase hokar 30lakh tak jayega ja phir 40lakh Tak jayega?
3x will be added, so it will be 40 lacs in the year 4
You have mentioned Kolkata is in Zone 2 & also mentioned in Zone 3. Which are the areas divided in Kolkata ?
Please check the video at 19:45.
It's mentioned that Kolkata is a part of Zone 3
I checked once again at 19:45. It is mentioned in both Zones!!
May I offer my prospecting clients for Zone 3 for Kolkata address in Aadhar Card?
Is refractive error is covered in aspire plan if it's more than 7.5?
Yes, covered
Didi question hai United india health insurance policy hai 2 adult 2 parent +1child hai
1)policy split hosakta hai kya
perant age 65 above
2) dusare policy me port karte samay hotai kya split
3) new policy port karte samay medical test bhi liyajata haikya direct inter karskte hai
3) and new policy purchases karne ke bad wating period hota hai kya direct chalu hojatahai
4)health policy mese member removed karna haito hoskta haikya
14:15
Mam kya purane plan reassure vale port nhi krti hai kya apne upgrade plan me
Currently, Can't migrate
Do you recommend this policy for a family floater which includes a single mother aged 55 and her two daughters aged 22 and 26 respectively ??
Yes, can be considered as premium wise it is competitive with comprehensive coverage
Mam manipal cigna lifetime health policy se niva bupa aspire mein port karna kya theek rahega??
Hnji bilkul
Dear mam, multi year discount benefits nahin hai 7.5 & 15%, yaha pe ham fast forward ⏩ de rahe hai 3 year primium pay par day 1 se ham 3X cover karenge
Multi tenure discounts are available if you are opting for 2 year or 3 year policy.
In case of Fast forward, multi tenure discounts are not given
Please make a comparison video between Niva bupa reassure 2 and aspire.
Jee, will share soon
Yes make a comparison video
In re assure 2.0 you will not get metrnity but in aspire you will get meternity and all the other benifits only this is the diffrence
In 2.0 modern surgery is limited 1 lac again a peanut
Hi ma'am, I recently bought niva Bupa gold + , in the policy warding it is saying no room rent capping. But in the policy document it is saying single private room for gold variant. What should I do now
U can upgrade the policy from gold to platinum or titanium
Thank you vey much madm…i was looking for a policy …now plz suggest me which one should I buy…Reassure + or Aspire…waiting for your response…im 34 yr old n want to purchase family floater ..thanks once again for your timely updates n the job you are doing for us
Hello jee, both the plans are great ✅ Niva Bupa Aspire is to be launched on 13th December . We can suggest you a suitable plan after knowing the requirements & medical history.
Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊
Sir thank you to asking about the plan I will tell you if you want to insured your family then you will go for reassure 2.0 and sir f you want to planning meternity then you will go for aspire
Policy ke second year me policy number change hota hai ja nhi ....please confirm me
Jee, it changes. The customer id remains the same
Whether I can increase or decrease the deductible amount at the time of renewal?
Yes you can
Yes, can be done
Mughe ivf treatment lena hai feb 2024 mai isely policy lene chatha hu to batye kya ivf ka treatment and medicine ka clam ho gyga ya isk
Policies come with waiting periods, immediate coverage is not available for IVF
for 10L sum assured- M- 12k is sufficient for any birth ??? what is this limit please explain more,
Can go for higher sum assured or opt for fast forward for higher coverage
Mam Maine HDFC ka optima secure family plan liya h kya ye sahi h Al ke hisab se
Sahi h
U r the best
Thank you , keep watching for more such informative content 😊
I am also agent Niwa Bupa. I like your video.
Great 👍
Kisiko claim Mila hai kya?
Great speech madam
Thank you, keep watching !
Maine pichle saal hi niva bupa ka reassure 2.0 liya hai. Kya mai iss plan me switch or updrade ker sakta hu...? Please answer. Thank you.
Hi, Currently there is no information regarding portability.
We will bring up a more details soon in a separate video 😊
@@GurleenKaurTikkuThanks for reply.
5:14 it says can opt for any room, but its incorrect. This policy only allows for shared room and single standard room, other rooms like deluxe/suite room has copay of 15-25%. This is mentioned in policy wordings of aspire plan.
4.1.18. Room Type Modification section in the below doc
True. even Niva Bupa sales representative says there is no limit on room rent even when i drew his attention to this clause. surprising@@siddharthkotkar868
No, thats incorrect. Read the policy again.
@@ilovyoutube the co payment for deluxe/suite room is written in policy wordings under the section room type modification. And while selecting the policy I can't find the option of modifying the room. Let me know if I am missing something.
@@raveesh26
Disclaimer: I am not an official representative of Niva Bupa. I am just trying to help the community based on what I have understood. I am as curious as you and many of us are to understand various health insurance policy benefits.
Based on my discussion with Niva Bupa Sales team:
In the Niva Bupa Aspire policy, any room type can be chosen (refer section 4.1.2). The Room Type Modification clause (refer section 4.1.18) will apply when a rider/add-on benefit will be available in future that will allow you to reduce your premium by agreeing to opt for a lower room category say "Shared Room" or "Single Private Room", at the time of new purchase/renewal of the policy. So, in future, in a given policy year/tenure, if you add this rider and you also make a claim, then a co-payment will be applicable as per the table in section 4.1.18, if you change the room type during your hospitalization with respect to the room type that you had opted for with this rider.
Can we use booster+ amount for borderless treatments ?
Yes, can be used
Kya company sach me claim deti hai...2 sal se premium bhar raha hu..
Mam
Will there submit in robotic surgeries/modern treatments
No sub-limits on Modern Treatments & Robotic Surgeries.
mam comparison video of reassure 2.o and aspire please
Yes, we will be bringing a comparison video super soon.
Keep Watching 😊
Which one is good reassure 2.0 gold or aspire gold?
We will be bringing up a comparison video soon ✅
Reassure 2.0 gold plan it’s batter
Lifesaver ❤❤❤
Thank you jee, keep watching !
What about robotic surgeries Sun limits...??
No sub limits, covered upto sum assured
There are no sub limits on robotics surgery
Mam Niva Bupa ka claim process kaisa hai? I have heard from friends that HDFC has a very smooth process.
Right
Hello jee, It's important to disclose complete medical history before buying the policy.
For any assistance, feel free to reach out to us. Fill up your details, our team will connect with you - hareepatti.com/contact-us/
HDFC, TATA, ICICI
Hdfc ergo is best
Ma'am, is there any deductible available in this plan?
Yes, deductible option available !
I have already niva reassure policy. Can I port my policy to this policy?
Currently, Can't migrate
is lasik surgery covered in this plan??? @
Gurleen Kaur Tikku
No, lasik surgery is an exclusion as it comes under cosmetic surgery.
@@GurleenKaurTikku thanks for the info, can you please suggest some plan which provides claims for lasik?? Thank u in advance
Two major concerns
1. Cap on room rent - only shared room allowed and there is co-pay condition if chosen single room
2. Low maternity benefit - For sum assured of 10 lac, maternity benefit is 12000 which is just 1% of the sum assured.
There is no cap on room rent even if we select separate room.
Well for maternity, there is no other insurer provides such detailed inclusions, & if you are planning for a family, then better go for a higher SI, for which the amount increases too.
1. There is no capping on room rent, its paid as per actuals
2. Can opt for higher sum assured and fast forward option for higher Miracle benefit.
Room
Capping depends on suminsured also ?
Can a disable person apply for this policy with 40% disability. Which company policy we can apply
Yes, can try applying
Which is better reassure or aspire ? ..i m 33 or can i upgrade my reassure policy to reassure 2.0
Hi, we will be bringing up a comparison video soon.
Also, currently internal portability is not available.
@@GurleenKaurTikku thanks dear
Madam mene 3 month pehle reassure 2.0 liya hai, muzhe Esme switch krna hai, es ke liye kya kre?
Currently you can't migrate the policy from Reassure 2.0 to Aspire
Currently, you can't migrate to Aspire, You can check at the time of renewal
I think its Industry Best Plan🎉🎉
Yes, one of the best plans in the market currently. ✅
Gurlen mam I just want to talk to you I am working in Bareilly as a Ado in nivabupa I will face some problems regarding the support from the senior ones how can I contact you
Mam 45-59 years ke logoke liye kunsa policy sahi hogi
Hello jee, Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options according to your requirements & medical history.
Thank you 😊
Mam !! I have a vry imp query!! I have a Term Ins HDFC LIFE Click 2 Protect Plus Life Option of 1 Crore. I took it 5 years back and they conducted TeleMedical Call and I shared my family history honestly tht my Late father was a HEART PATIENT. But in Personal Details form my Insurance Agent by mistake ticked NO at the field of - HAVE ANY OF YOUR FAMILY MEMBER HAS OR HAD OR DIED of HEART RELATED PROBLEM ? I didnt notice till yet. What has to do now ? Because their is divergence in both statements. I am paying premiums and policy is in effect. Is it a serious error ? or I can go to the HDFC Life office and get it corrected ? What should be the approach in this ? Please guide me !!
अजाइये niva Bupa में
@@rupambanik5963 Gurleen Mam se suggestion maanga hai aapse nahi
I am also employee Niva Bupa. I like your video
Thank you jee, keep watching !
Which channel agency or banca
Need information about pre-policy medical checkup in this product..
@@ShivamWealthAdvisor agency
Do u have pre policy medical check up
Zone d sa policy buy Kiya hu or zone A ma treatment krwna chahta hu fir koi co payment h kya
No co-payment.
My age is 53, my wife age is 48 & my son age is 12. If I purchase 1crore policy for me and my family what will be the premium I have to pay for it for 3 years. Please clarify it to me.
Hello jee, For any assistance, feel free to connect with us on WhatsApp/Call at 9650706699.
How to self calculate the premium for reassure 2.0
You can check the premiums online from their website.
@@GurleenKaurTikku I didn't find any such options. There's only one option of filling contact number, then they take so much time in explaining, calling repeatedly and frustrating
For 20 Lacs BSI maternity benefits is 20k and not 25k. Kindly connect it if possible in this video or in next video. (Alok Trivedi senior Manager L & D Niva Bupa Health Insurance Baroda-Gujarat).
Hi, we have mentioned 20k as well for 20 Lakhs BSI in the video. You can check in the video from 10:34.😊
Hi Alok ji, so 20k only provided? but 20k me konsa delivery hota hai hospitals charges more than that, please explain more about this option/
Mr. Alok ji can we talk?
20k for delivery like peanut 😂
Opd SI is only 10k for consultation, diagnostic 20k , pharmacy 25k ?
Agar hum Zone 4 me hai fir Zone 1 me treatment le skte hai ki nahi?
Yes
Yes, This PAN India policy without any co payment or sublimit. Apke paas apne zone ka valid address proof hona chahiye
Ivf aur adoption ka claim mil jyaga es plan mai kya madam ji
Yes, it's covered under Miracle Benefit.
Yes
मैडम, Policy bazar से हेल्थ इंश्योरेंस लेना कितना सही रहेगा?
Never ever buy from policy bazaar.
Spouse cannot opt for future reddy benefits
All benifits are there
Ek detailed video baniye only for maternity benefit....
Got it, we will bring a video soon 😊
Mam, Suppose i take this policy with all addons and in future when married and when adding my wife,then will my premium will change to the price according to the age at which i am married .. ?? Lock the clock benefit will break up and again start as fresh ???
"According to the policy wordings of Niva Bupa Reassure 2.0,
""If you add a member to an individual plan and convert it into a Floater plan, then the premiums will be charged as per the entry age of the eldest member and will lock the premium at that age, till a claim is paid.""
So if you add your wife later and she is younger than you, premium will be charged according to your original age at entry but you will have to pay premium for your wife as well until you make your first claim. If your wife is elder than you, premium for both of you will be charged according to her age at entry from that year onwards and remain same until you make your first claim in the policy."
@@nidhiverma22 Sorry, what does "but premium must be payed for both of us until we make our first claim mean "??
When adding wife later, anyway i have to pay for her too nah and will that be decreased after the first claim ???? I didn't get you..... Can u plz clarify
@@sharonraj7059 No, premium is usually charged by stand-alone health insurance companies based on the age of only eldest member. So in a family floater plan, premium for both members will be charged based on who is elder, you or your wife.
@@nidhiverma22 yeah i got this point but u have mentioned "premium will be charged according to ur original age at entry BUT YOU WILL HAVE TO PAY PREMIUM FOR YOUR WIFE AS WELL UNTIL U MAKE UR FIRST CLAIM " Last part i didn't understand.
premium,
nivabupa 2.0 liya hai 2year premium paid hai, can be migrate in this.
Not possible before your renewal
@@GurleenKaurTikku Renewal is in December 16 this year but premium paid upto 16/12/24
Mai instgram se policy lekar yahan aya hon claim karne 😂
Room rent and bed rent me caping or limit ha ???
No capping, covered as per actuals upto sum assured
जोन wise co payment hai या nhi is policy hai mam 😊
No zonal co-payment.
you are not actually getting into details as if ur a agent of Niva Bupa. for eg maternity limits which are very less, feels like not xplained completely
What is the source of csr and icr figures
IRDAI Annual Reports
@@GurleenKaurTikku which financial year? Or is it average?
Mam is there tax benefit available
Tax benefit under sec 80 D is available
ua-cam.com/video/T4NzntrZO9s/v-deo.html
Maternity kitne dino ke baad cover hoga?
9 months
48 months for gold variants
Different waiting periods for different variants
9 months to 48 months
Mam,
Nivas puba ..
Aspire policy are covered LSCS( cesarean ) mam ?
Yes, normal and LSCS both are covered up to the miracle Sum assured
Aditya birla Active One per bhi video bnao mam
Will be sharing soon, Thanks for the suggestion.
Reassure 2.0 details?
ua-cam.com/video/44gZgVa9p1w/v-deo.html
Hi mam,
Do you have any e-mail id of the claim department of niva bhupa company.?
Wow.. ye to Health insurance ke field me kuch alag hi le ayi Niva bupa. Bohot hi barhiya product..
Par mam ,kya zone wise co-payment hoga is policy me?
Yes
Zone wise koi co-payment nhi hai
No, zone wise co payment is not there.
OPDi detail please
Currently OPD rider is not available but it's coming soon.
Will share the details as soon as it's available.
I was waiting for this sort of a customisable and comprehensive policy.
Will probably buy it.
Just hope the claim process is equally customer-friendly.
Yes, The plan will be launched from 13th December 2023.
For any assistance, feel free to reach out to us on WhatsApp/Call at 9650706699.
Thank you 😊
Make a video of best health insurance as per current policies
Jee, Video will be out soon.Thanks for the suggestion
Are you consultant at Niva Bupa
Yes
I am also employee mam in agra branch
👍