A Single Mother's Sacrifice Leaves Her Son Unable to Buy a House
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- Опубліковано 19 тра 2024
- In this emotional and eye-opening video, we delve into the complex story of a single mother who made a difficult decision to use her son's credit to make ends meet and provide for their family. Now, as her son reaches adulthood and dreams of buying his own home, he discovers the consequences of her actions and is filled with anger and resentment. Join us as we explore the raw emotions and difficult conversations surrounding trust, sacrifice, and the lasting impact of parental decisions on their child’s future.
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I did this video because I knew it would be triggering and it’s a skit that reflects real life. I know a lot of people whose parents did this to them. Of course the mother was wrong. My take was just not to judge her to harshly. I have seen, been emailed stories, and reacted to so many videos of parents going through hell to take care of their children. Even of some giving up and dropping their kids off we child services. As a father who has never been a single parent I will never understand that struggle. I didn’t want to judge to harshly. 🙏🏽. Either way I’m glad you all are connecting with this video.
It should be illegal for someone underaged to have a credit score!! I think he would have to press charges to remove the items from his credit. My heart breaks for her and her son. I hope they can resolve the issue amicably.
For her? She's a monster. People like you excusing this evil is the problem.
Yup - whole system needs to change.
It’s because of the ss#. The systems only validate if it’s a real number - not the age the ss# has existed.
This is why tooo many parents use their kids ss# and end up messing their kids future up.
It’s beyond sad to see ppl who did NOTHING wrong have to suffer.
The parents that do this - are not good ppl at all. They fkd their own score up and then take down their kids. Horrible horrible ppl.
Well, I have seen people with money build their child's credit also. This is just selfish and trifling.
@@myTeas yup !!
What can be used for good can also be used for bad.
Too many use it for bad.
Most parents don’t even know you can help build your kids score,
Um yes my credit was toast before I left home. And parent kept it up with the other siblings too. Irony is parent is broke and now I am not in a position to help because...well, I have a bunch of fraudulent debt that was taken out in my name that I am still cleaning up.
That girlfriend needs to just walk away. I know it wasn't the man's fault but coming from generational trauma like that can spill over. Girlfriend dodged a bullet.
My niece found out that her mom (my sister in-law) had used her social security number to open a credit card in the sil name.
I encouraged the niece to file fraud charges against her mother.
She did. No child deserves to be used by anyone and this includes family.
I highly agree. That is financial abuse.
Ruined his credit before it could be established. This is felonious behavior, and the only thing she sacrificed was her son’s ability to establish himself. Her poor life choices should not have affected him. Once again, Black parents failing to understand that it’s their job to provide and protect, not the child.
He can forgive her and still hold her accountable for the financial abuse. Let’s not act like both things cannot occur simultaneously.
Did the mother struggle because she refused to hold their deadbeat father accountable and file for child support? Many women refuse to do that like its a badge of honor or something
My mom isn't here anymore man how I miss my mother so much she has been dead for three years come Wednesday😢😢😢
Anything on your credit score prior to your 18th birthday is null. A minor can't enter into a contract. Dispute with the credit bureau. If he was of age, he could dispute, but still, it's not his account. This can easily be taken care of. Black people act really ignorant. This is why people think we're not very bright. He can get a house. This is dramatic . A broker would know how to eradicate this quickly and professionally. Also, why are they always making skits to embarrass bw. Strange.
The parents should be made accountable but the place where they took out the credit should be held liable to😮
Yet, I bet you this woman wouldn't DARE use the credit of the m@l3 who left her a single mother, she is dead wrong and I don't blame him for being upset and frustrated.
They'd never give her the opportunity..
They left before she even knew his middle name
She may not have is ssn!
I and my cousin both are cleaning up my aunt and uncle’s mistakes on our credit smh🤦🏾♀️
I was thinking the same thing..."He got a girlfriend?"
If only the Government played fair.. families wouldn't be ripped apart..
This is definitely a skit. lol. But, in cases like this, they should be paid back. Mom should be forced to take financial literacy courses and a stiff fine. The child needs to file a police report to clear their name
There are so many mothers who do this to their children!!! Just awful🤦🏾♀️🤦🏾♀️🤦🏾♀️ There has to be some consequences!!
My father did this to me.
@@queenyaa5043 Sorry and yes ma'am, fathers do this too.
She is so wrong for this. She can explain all day but she is still wrong. And she should have been told him before now so they could work together repairing his credit. Now she has all this heat 🙄
SHE MAY BE A LITTLE WRONG! BUT SHE DID WHAT SHE DID FOR A GOOD REASON! AND A LOT OF WHAT SHE DID WAS FOR HIM...THESE MAN BOYS ARE ALWAYS COMPLAINING, YET' THEY DON'T DO ANY BETTER!!
I’m going through the same situation but from my father. There is a free credit report that you can get yearly that get reports from all three big bureaus plus you can go on all the credit monitoring sites to get your score/ info plus get an free or affordable financial advisor that can do all of this for you. He needs to sue her so that way he can prove that he was underage when the debt was accrued.
I would NEVER forgive her!! She’s a grown woman and a mother and abused her child’s good name and credit! FILE FRAUD CHARGES IMMEDIATELY!
He shouldn’t have to delay his ability buy a home via bankruptcy after already being financially abused. While it’s a viable option it’s an unfair one. One that removes the accountability of the financial abuse he suffered off of the shoulders of the woman responsible. Horrible advice!
This story is heart breaking. I have three sons and I divorced from their father (I was married to him for 10 years). My husband didn't help me with them and I was blessed to not need to put anything in their name- ever!
She financially abused him. We don’t protect financial abusers. Even if it’s our parent. Your opinion of this issue is biased by your Islamic belief regarding the honoring of parents. Another example of the toxicity of religion…
EXACTLY!! Credit isn’t just to get loans.
She fkd his life up for a loooonnngggg time.
This is beyond evil.
I know a lot of people who messed up their children's credit to get things. It's a form of child abuse to me because you are ruining your children's future.
If your parents do that they are irresponsible AND selfish. They want you to struggle just like them. You would dispute EVERYTHING on your credit report and set up a fraud alert.
She should go to jail for that
No one should have to file bankruptcy due to fraud from a parent or parents no matter the reason. Parents are meant to protect their child, not destroy. Imagine not finding out till you tried to buy something as an adult. My mother screwed me and she wasn't a single parent, my parents were married before they had children and stayed married. Some parents are just evil or selfish.
I am blessed my credit isn't what was messed with. She was about to have me press charges. Men and women should be held accountable for their actions when it comes to their children.
No children should have credit score for this reason. Crazy. Short story a friend and co-worker of mine a few years ago had her astranged parents use her credit to buy a house and car in her name.
This is disgusting 😢 and just awful 😮… child abuse.
I am sorry but she should not have done that to her son. I would be upset. My friend went through the same thing she was just trying to get an apartment because she want a place of her own for her and her baby. Found out her mom opened credit cards, had electric and gas bills in her name. She even had a eviction on her report when she was 5...the fact no one looks Into is just crazy.
He was about to trash his mother's credit anyway once she cosigned on that mortgage like BM do.
If this was a skit why are sooo many ppl saying she needs to go to jail??
This is terrible to do to your children... But its not just single moms. Its dead beats in general
This kind of thing pisses me off so much I was a single mom since I gave birth at 18 never got child support because the guy I was with lied to me about his age and was homeless at a point I would never in my life do something that would ruin my child’s future like that and I have beef with my husbands mom over this kind of thing she fixed his shit and things are good now but fuck.
I get being in a hard place / I’ve been there! Homeless with my daughters leaving an abusive man.
I NEVER EVER will throw my children under the bus to “save the family”.
WTF?!?!
Parents (I’ve seen both do this / I’m in finance) are BEYOND toxic. Setting up your child to fail in life.
As a parent we need to set up our kids to have a better life.
The parents that do this are demons!!
I hope they get cut off and out of any of these kids they fk over for the rest of their lives.
Bad credit doesn’t just end at loans and houses.
It affects jobs, careers, getting contracts, earning business, loans (like the vid), getting into educational programs.
Yes it suck’s that the man left/ but that DOES NOT justify what she did.
Fk that programming that said “honor your parents”. NO!!
Parents are not required to get respect / especially when they abuse their kids.
THIS IS FINANCIAL ABUSE 🥴✋🏾🙄😮💨
If he was a minor, he is not responsible. Retain an attorney to get this off your credit profile. Then go after your deadbeat father who didn’t support you.
I didn’t realize people could still use their kid's Social Security number like that. I mean, I heard about this back in the day, but nothing recent.
Either way, both of them are wrong in my opinion. She should not have abused his credit, BUT he also needs to show respect when confronting situations like this. He is emotionally immature. And if he’s yelling at his mother, like this, then how is he going to treat his wife when they disagree?
The emotional immaturity will be the demise of the relationship. Not the money.
I also find it disrespectful that he and his girlfriend and their child, if I heard them correctly, were living with the Mom for two years????
But then again, apparently millennials are teaching their children to disrespect their elders. I say that based on the skit, based on these comments and based on real-life observations.
Now let me repeat myself for the slow people in the back, they are both wrong.
Please if anyone is pregnant now and the dad is acting funny or anything less than fully supportive, excited and happy, please get rid of it...this could be YOU!
Iiiii don't know. By the sound of it. She was ready to kick him and his "girlfriend" out of "her house"(might need to check who's this house is under, she may have used someone elses id on this one too).
I think even if he filed bankruptcy, she still would've kicked her son and his "girlfriend" out on the street, even it was her fault he couldn't his own home in the first place. This whole "Wait a few years after filling bankruptcy" idea, is sounding like, "Just be homeless for a couple of years, and then try and go for applying for a home/loan, but leave your mom the house the
nonrepercussion.
For me, personally, as much as it hurt, I don't think I would've put my child in something (i.e. football, cheerleading, any sports) if I couldn't afford it, especially if it led to this outcome. I really would want my baby to apply to these programs and tutoring if they needed it, but... I don't think I could. My condolences to her circumstances in life. This is part of the reason why I've decided to stick with just having only 1 child. I'd rather screw up no child than 1, only 1 child than 2.
I'm working my🍑off right now, trying to make sure I can afford tutors, and whatever after school program my kid would want to join when they are of age. I wish I could've afford baby swimming classes to prevent accidental child drowning.
This happened to a friend of mine a couple of years ago
The one who stays and sacrifices will get the rage, because ultimately they get blamed for the absent father. Kids feel robbed in life when they don’t have a father, and though it may not be fair, some blame the mom; and if she place demands on them they may feel further offended because they may feel she owes them. Women need to think about that when they are going along with boyfriends that are there but not carefully chosen for kindness, considerateness or mercy.
First that lady is good..cause they would have been kicked out my office..yall take your drama elsewhere.
😂
As someone who worked in fraud prevention for years I will say filing for ID theft was the best route for him. Most companies will have the debit removed when they receive that police report. Most cases of Id theft are not committed by someone known to the victim and often not discovered until years after the fact. The police know this and don't require victims to name who did it, so there was no need to throw the mother under the bus like that.
Essentially, the son was paying for his childhood since his mother borrowed from his credit and apparently never paid it back. If she loved her children, she would not have mortgaged their future.
Thank you heavenly Father for this not being my reality as a kid or a parent. I am so torn, She's still taking care of you regardless. Single moms we are damn if we do, and we are damned if we don't. -❤Keep your eyes on your kids.
Selfish mom!
I know a few mammas that did this. I made sure I didn't do that 2 mines
Evictions can be taking off by lawyer and not on credit that many years over 7 if he was two😂😂
The family member talking where we're they when she needed help? She said she had no one.
I DO NOT CONDONE PARENTS USING THEIR CHILDRENS SS NUMBER.....I WOULD HAVE NEVER AND STILL WONT DO THAT TO MY SON!!! OR NO ONE ELSE THATS IDENTITY FRAUD...ALOT OF US HAD TO SACRIFICE FOR OUR CHILDREN BUT WE DID NOT USE THEIR SS NUMBER TO MAKE THINGS BETTER FOR THEM ....IDC WHAT SHE SAYS , SHE CANT JUSTIFY THIS SMH IM SORRY SHE CAN NOT JUSTIFY THIS....NOPE I CAN RIDE WITH THIS
I don't play about my momma. I don't play about honoring her. Whatever she did to get 12 kids where they are right now was justified in my eyes. I will love and respect her till my last breath, but I'm old
12 kids. Wow god bless her 🙏🏽
Look. I understand the frustration BUT all of that yelling isn't helping the situation. If you need a co signer to buy a house WITH A GIRLFRIEND...not a wife, you're not ready and MOM..Shame on you.
Seems like she had no other way out of her situation so I cant judge but some adult whom was not my Parents, used my credit too , to buy something from macys and made timely paments paying the purchase they made in my name, off , before I was old enough to know what credit was. This would have set me up with good credit history , if I hadn't gotten led into joining a gym membership for access to their swimming pool at 19 and ended up missing payments after loosing interest in going cause the summer was over and no longer felt a need to get in a swimming pool any longer. Had bad credit for more than 7 years behind that and collections were breathing down my neck.
And the sad part is the man that abandoned them is walking away Scott free😢
Terrible
Fraud, at the end of the day, they gonna ask if you lived there and you did. 😊
Fraud
She did what she had to do. It's not the mother's fault. It's a Trap.
What the mother did was fraud. Fraud is a crime, no matter who does it or the reason for doing it.