A Banker's Career Advice for Young Adults
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- Опубліковано 12 чер 2023
- A Banker's Career Advice for Young Adults #shorts
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This lady in her elegance and brilliance reminds me of wits of Monica Mary Strigle whom I made my first 0.5 Cr under, I'm now up 227% with NVDA call options.
Who's Monica? How does one start as a beginner trader?
I know that Nancy Pelosi made a killing off this particular move. Can you point me in the right direction pls.
Monica's guidance led to massive earnings; she's well-regarded in financial circles.
Monica Strigle that runs a private investment fund in Manhattan? I got guidance with just under 80k.
Seen great things about Monica on google; seeking more info.
She is eloquent and extremely elegant from the initial looks of it.
Absolutely. She mentioned that she was a journalist, and you can tell by the way she speaks.
Her femininity is striking too. Very classy feminine woman
extremely elegant? is her elegance actually extreme to you?
@lukef1586 what a strange contribution. Sorry, i mean that's contributionaly strange.
@@FracturedParadigms ah yes, how strange to use words for what they actually mean! Crazy world
It’s so beautiful to hear once in a while someone saying “I had/have a good life”
yeah there's nothing worse than the old greasy slimy individual that has no clue, and just waiting for the next meal.
❤
😊
I'm also a 52-year-old and nowhere near this woman's wisdom. I wanted to become a journalist. I did some freelance work here and there and now work in social services.
John Desmond Heppolette has been a significant step in my financial life journey, providing valuable knowledge, actionable advice, and motivational content. His supportive community has boosted my confidence, work engagement and has inspired me to strive for excellence.
I just discovered his exceptional resume when I Googled his name. I consider it a blessing that I discovered this comment area..
I'm pleased to hear that John Desmond Heppolette's insights and strategies have been a valuable resource for many.
I can say now is my life has changed since meeting John Desmond Heppolette . He has helped me become debt-free and save for retirement.
@@MatgorzataZielinska : Wonderful! I should check him out.
Fellow Malaysian! It’s so cool to see a lady in her 50s talks so confidently and living so well, travelled the world and experiences so much. Awesome!
With her husband and on his dime.
Shes like michele yeoh sister
And with a posh English accent.
Malaysia is an overlooked gem in the SE-Asia and the people are so so lovely! Great balance of religion/tradition and openness/liberty.
Also gracefully multiethnic & -cultural. She's like the perfect example of that foundation.
Wish to travel there again some time.
That’s becoz she has worked in greater countries like Singapore, UK & Australia. If she had stayed in Malaysia she won’t even have opportunity to shine & advance better in her future. Same thing for many other Malaysians like Henry Golding, Ronnie Cheng etc, all have studied or worked in Singapore. It’s Singapore that gave Henry golding the opportunity to start off his career as a TV host for travel documentary & Singapore is also the place where he met his wife who was also based in Singapore.❤❤
Her calmness is infectious. 😊
a person with confidence and doesn't have a need to prove anything.
@@stephenc2481💯!
Right? 😌
Her tranquil mien.
Comes with age. When you realize how so much of it what you think matters doesn’t, you reach enlightenment. It’s like how you feel about high school two years after you graduate. You look back and ask, “I really thought all that nonsense was important???”
Beautiful. She radiates an aura of self actualization which you can feel even watching from afar
So true
This lady is full of grace and class
😂 what
She's the type of lady that many younger men would like to date
@@nofurtherwest3474
What has it to do with her being classy and graceful??
Not like she would look your way
Have a life please
@@lillysmith4040 just saying, she's attractive to younger men, what's wrong with that
@@nofurtherwest3474 I think I misread your comment 🥲🥲
Because from what I remember I replied with different thing on my mind than what you said
I'm sorry
She’s so calm and direct talking about the things that drive most people into nervous fits. 😅 I love this woman.
ummm.... no. nothing she talked about makes people in nwrvous fits.
@@wentforapacketoffagsinatan7331 yea but I'm gonna take her for what she said at the moment...
Because she was born before the 1990s, the decade that inexplicably spawned the first of many incredibly irritating “🥺🫣😭 i’M sO aNxIoUs & aWkwArD” generations, and it just keeps getting worse with every decade.
They’re called social “skills” for a reason-go on a tech diet and practice them and-surprise, surprise-those skills will get better.
You love every woman😅
She is 52 but still no spouse and she gonna die with only cats. Thats what happened to career woman.
“Make sure your lifestyle is always one step below your income” that’s an incredible financial advice
Cannot. People are sheep. They will do like most people are doing. They are afraid to go against the grain.
@@natebrook agree in certain aspects. But this is not correct for everything.
For example just because lots of people in the U.K. have a German luxury car (Mercedes, Audi, BMW) doesn’t mean you should too.
For clarity I’m not talking about people with low or middle incomes. Most of them are just trying to get by, but for those who have a choice, it’s not worth spending beyond your means.
Incredible? It's basic advice.
@@abramjessiah look at so many people fall into credit cards debts and bankruptcy just for trying to look "rich". It is seriously not a basic advice.
@@pratosaurusrex1128 It seems many people with those cars have one because they don't have the salary to afford a nice property.
If you can't get a house without saving for 20 years, it seems pointless, and many people are in that situation these days because you need such high deposits/salaries for property.
People instead splash out on things like cars, tvs etc. Also cars show outward wealth, so people get one because of that too (even though really, they often have a lot less in overall assets and house/mortgage etc).
Genuine, educated, skilled and fulfilled. Kudos nice lady.
This administration is putting many families in difficult situations. A lot of people are financially struggling to live, put a roof over their head and put food on the table. Things are getting worse these days, if you don't find means of multiplying your money you might wake up a day to realise you didn't plan well for yourself and family.
I agree with you and I believe that the secret to financial stability is having the right investment ideas to enable you earn more money, I don’t know who agrees with me but either way I recommend either real estate or bitcoin and stocks.
I keep wondering how people earn money in financial markets, i tried trading on my own made a huge loss and now I'm scared of investing more.
@@divlweb Understanding your financial needs and making effective decisions is very essential. If I could advise you, you should seek the help of a financial advisor. For the record, working with one has been the best for my finances.
I’m Glad i stumbled on this. Please, if its not too much of a hassle for you, can you drop the details of the expertise that assisted you and how to get in touch….
@@divlweb I get guidance from *Susan Tori Davis* Most likely, the internet should have her basic info..
Make sure your lifestyle is one step below your income” 🏆
I might as well go live under the bridge then lol
@@gvngbvngiggy Save me some space please.
Ya good luck with that I live in Vancouver , make 40 dollars an hour and can barely afford to get by in a small studio with no dishwasher, balcony or washing machines
@@jessekelly5173 I make 2 dollars an hour :) I earn 485$ monthly. I'd give 10k$ to be in Vancouver.
That stood out for me as well.
This is what intelligence looks to me. What a woman.
Intelligence is exactly the word.
Yet no one will pick a woman like this.
I cannot see anything special in this woman. Is she a writer? What she wrote?
@@kolise_koll I don't know, mate.
@@Moose185 A smart n confidant man would.
The banking situation is a reminder that Fed hikes are having an effect, even if the economy has held up so far,” It’s precisely at times like these that investors need to be on guard against the next certainty. First SVB, then signature bank and now first republic bank, these are all the signs of yet another 2008 market crash 2.0
My main concern now is how can we generate more revenue during quantitative times? I can't afford to see my savings crumble to dust.
Sincerely it's best to seek an advisor right now, unless you're canny yourself. As a business owner in both the service industry and eBay reseller of all product categories, I can tell you we’re in a deep recession and everyone is running out of money.
I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with an advisor. In a nutshell, i've accrued over $850k with the help of my advisor from an initial $120k investment.
@@hunter-bourke21 Would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.
Kudos to *Camille Alicia Garcia* for her significant contribution; she has an online presence, making it easy to find her details through a search. While locating some others might be challenging, Julia has been an excellent guide throughout the year.
A mature intelligent women is literal beauty❤
Nope.
@@user-vk9uy8ef3psmall brain energy
She’s got a Malaysian, British and an Australian accent. All in one. Sounds cool 😊
and doesn't have a Singlish accent, which is the best part of all (Singapore friends: mostly joking, pls don't take that personally lah!)
Sounded like 3 in 1 coffee.
@@pushslice I'm a Singaporean... we share the same sentiments!
It’s a well-travelled accent
She could be a voice actress. She has that Morgan Freeman quality voice.
ie have a mixed british and malay accent
I legit just commented that I'd like to hear her read an audio book lol
I heard a strong australian accent
So sexy too but yes voice over would be great for her
hey man, i just want to say....FU!!
now I've got my head turning this gorgeous lady's voice into Morgan's on this interview. Aaaarrrrggghh! It' won't go away.
I need 90 more minutes of this woman's calm wisdom
The Confidence, The Contentment & The Knowledge this Amazing Woman Possesses is Truly Awe-Inspiring!!!!
What an elegant, dignified and well-spoken woman.
Internet alpha males would say she’s overqualified herself in career accomplishments for a relationship with a high value man ..
@@Imisambi😂
@@Imisambi😂😂😂😂😂 😂
@@ADE-vl6ye 😄
@@Imisambitrue🤣🤣
Malaysia is well represented by this elegant and well spoken lady. 🇲🇾❤❤
Seems like a stretch for one person to represent an entire country
Najib 1MDB??
@@zgsilealways that one negative charger in the room.We all know what the person meant and not necessarily it being that the whole of Malaysia is represented by this lady
Much better than that Jocelyn Chia representing .. errr .... errrr .... where's she's from again ??! Singaporeans says she's not one of them. USA ... aaaa that explains it!!!
She may represent Malaysia very well but believe you me, she’s hardly a typical person in Malaysia, not especially by the way she speaks and sounds.
Women like this are everywhere in Hong Kong. Middle aged, well travelled, professional, highly educated single and childless
Sounds like I need to go to Hong Kong. That’s just my type!
Hong Kong seems depressing lol. They're all childless and single. That's half of life for most people.
@@abdullahaanawaleh You are correct. Birthrates are very low and there is an ageing population. Also, Hong Kong women have unreasonably high expectations from men due to their spoiled upbringing (Hong Kong princess syndrome, you can google it.). So they struggle to find anyone they want to date and marry. But it is changing as Hong Kong is being repopulated with young families from Mainland China.
being childless is not a flex dude lmao
Interesting that you make the assumption she’s single and childless when we don’t get any info on either of these things. She has a wedding ring on so I would assume she’s married
Rarely do you see a 52 year old woman this beautiful. She is elegant and full of class.
You’ve not been to Asia? There are many like her. But agreed, she is supremely elegant and classy. I could listen to her speak for hours told
When she said, "I think I've come a long way . . . I've had a good life," I teared up a little.
wtf?
@@FollowNRBHsomething about someone living a fullfilling life. Is that hard to understand?
@sushieethingg7128 My bad. OP made it sound like she’s some cripple and her life is about to end when she’s still pretty much fine
@@FollowNRBHwtf😭 you totally strayed off
Hope everyone would get the point, where we can all say that.. at our right time
"Make sure your lifestyle is one step below your income" that's so well said. My income in 2023 comparing to 2019 is more than 3 times higher but I maintain a similar lifestyle. I find peace and comfort by living a lifestyle couple steps below the income.
financial security = peace and comfort
Lol. Obviously not else you’d not be telling everyone. Blow smoke
I’m a software engineer and my dream is to become homeless while getting 6 figure a year. I don’t think anyone can top off my level of lifestyle below income
Same here, and good on you for keeping it up. I’ve felt tempted to buy fancy cars like my coworkers but when you do that you’re trapping yourself and will always need to earn this much to keep up with bills.
Agreed when you stop living to show off and please other people there’s so much freedom that comes with it!!
She's inspiring on all levels! From woman to woman ❤
An educated woman is so gratifying in this tumultuous world.
As a Malaysian, im so happy to see another fellow Malaysian gets so successfull and ill look up on her
Hi from Vietnam! Someone told me that the lifestyle in Malaysia is quite calm and laid-back compared to other Asian developing countries. The Malay don't chase money that much, and they are aware of the definition of enough in all aspects of life. As a Malaysian, can you leave your own opinion? I am really happy to hear and welcome all sharing thoughts.
lol enjoy your braindrain
She takes good care of herself. At 52 she looks very healthy and young.
She's Asian :)
I was thinking wow she looks old. My mom looks old, she's 55 and she looks younger than this woman.
@@user-nj9ru4ef2wcongrats.
@@user-nj9ru4ef2wyou seriously think this lady looks old?
No, she doesn't look young. She does look like she's in her 50s.
What a lady. I aspire to become someone like this when I get to 52. Cheers!
The only way to become like her is to leave the boring & developing country Malaysia & go for better countries like Singapore, Uk & US if u want to thrive & shine like her!! The avg salary in Singapore is highest in asia, 5-6 times HIGHER than Malaysia & is the only asia country made it in world top 10 highest.❤❤
The cave you fear to enter holds the treasure you seek... I was privileged to learn & invest in Forex trade, Binary Options (Digital currencies).... I was amazed by the profit received after the end of my trading sessions it's encouraging.
Yuen M Bigan FX is a well known Bitcoin trader, he taught me the ethnics of trading and I'm really progressing today.
His name is *Yuen M Bigan FX*
HE IS ON FACEBOOK
He often interacts on Facebook.
@@ginalatham2I never had an opinion on Financial literacy till I came across Yuen M Bigan FX who guided me through every process involved in earning while learning. I beleive that people who got rich first had a mindset for it and they took risks...the issue for most people is fear....it becomes a fence and will keep you locked in if you let it... its best to plan and take action and invest....it may take time to get there but start from somewhere. Do not give up on yourselves.
“Make sure your lifestyle is always one step below your income.” This is such great advice. So many people want to live above their means. I don’t know if it’s their way of coping with how hard life is, but living life by spending below your means is how you save money. Regardless of whether you’re starting a family or not, in the long run this will help you so much.
I remember my mom telling me the same thing when I was younger. She has always shopped when there were big sales, used so many coupons and lived below her means. She’s so smart with her money and I admire her for that.
I don't understand why people think this is so insightful?!? It's extremely basic personal financial practice. Its so so soooo simple that children understand it. So why is it so difficult for so many adults?
@@benghiskahn3673 Okay well clearly it seems like common sense to you. To you it’s basic personal finance practice but many people don’t practice this and could use this advice. That’s all I’m saying.
Your mom sounds like a wonderful, smart person. I'm trying to teach my son the same. He's our only child, and we have the means, but I'm choosing not to bring him up valuing materialistic things. He's going to be on his own someday, starting from the bottom, and i want him to start off being financially responsible with his income, avoiding going into debt so early on, like most. I even advised him to find a partner who also shares the same values or else he's in for a life of stress and headaches.
@@benghiskahn3673While it IS basic, many people don't take it to heart. Ask my sister 😂. Seriously, it's nice to hear someone talk about this for real instead of "just follow your passion "🎉
my grandfather has a similar advice, though the way he puts it is "don't worry about spending money if you can earn more than you spend"
Such a nice calm energy and wise words!
i could listen to her all day! she is so wise and just elegant
Her wisdom is amazing! Telling people to force themselves to do a little savings and to live one step below their income is the best advice ever! 💯
I have seen countless interviews for years and this is the 1st time I've ever heard a woman not pause or, seem insecure when asked her age! To me that just shows the level of confidence she has in herself, her life and her decisions.
The woman looks great, why hesitate??
@divadivine5571 🤔 From what I have observed, the people who hesitate usually feel that they haven't accomplished something or they're lacking something by that age; it's not about their physical looks. It's about the pressure to have a certain amount of success or accomplishments by certain ages.
Though I will add that yes, she looks great for being over 50 years old. I'm sure that adds to her confidence also.
😂 if you watch it again there’s a bunch of edits and chops. I’ve only seen it once and noticed that. And I thought, how gracious of the YTber to edit the ums out 🤭 but it makes his channel more viewable friendly. She’s a lady of class nonetheless, just real life has its pauses and there’s nothing wrong with that
as an insecure 34-year old woman, I always ask why I am being asked my age before I answer. I wish to be confident like this lady. One day, I hope.
She is 52 but still no spouse and she gonna die with only cats. Thats what happened to career woman.
Love from Malaysia. Very poised lady. I hope i can be like her at 52. Calm and content with life
She is 52 but still no spouse and she gonna die with only cats. Thats what happened to career woman.
@@cnachopchopnewsagencyWhat’s wrong with cats? Women can’t even have pets now without being judged?
I m 52 too..😊
@@cnachopchopnewsagency you sounds jealous. It's your own fault you are not succesful like her.
@@glamsky3257 i have corporate job, wife, children and live in landed house. How can i even be jealous on her being single with cats at 52 with no chance to have her own biological child now😂😂
She’s HAVING a good life, she’s communicating her lessons freely and carefully. It is appreciated 🙏🏽
"I am a writer in finance"
Title: Banker's career advice
"Make sure your lifestyle is one step below your income. "
Meaning?
@@jojobajabka5410 don't stretch above your means, if you have to question it probably don't buy it... but the things you really do want I personally believe you should go for... you only live once, never know when you'll die if you really want it and can afford it go get it
@@jojobajabka5410 have savings.
@@jojobajabka5410dont use credit card or loan that u can't handle / don't go for it . After 45
@@jojobajabka5410 don’t go broke, trying to keep up with the Johnsons, live within your financial means.
I’m turning 50 this summer. At 30, I thought my best days were behind me and I got into a bit of a funk. Now I know that life keeps getting better!
She is 52 but still no spouse and she gonna die with only cats. Thats what happened to career woman.
@@cnachopchopnewsagency that die alone shit is what you're going to deal with. Nobody's asking you, moid.
@@cnachopchopnewsagencyshe‘s really attractive, probably wealthy and appears to be very intelligent and kind. I think she‘s won already, that‘s all I want to be in the future
Really? I am 26 and I don't want to grow any older. Iam insecure that I would be stuck in my life. Does life really get better
@@lubdid women biologically are happiest with children and a husband. There is a reason why women at a certain age take the most amount of antidepressants out of anybody else.
Sorry don’t wanna be dismissive but
1. The title is misleading. This nice lady from Malaysia is a financial analyst or “a writer”, banker might lead you to assume that she is a bank managing director.
2. Kids, don’t take advise from people over 30 y/o. Her job will be gone in a few years thanks to ChatGPT. There’s not much for you to learn from her.
3. If you reached this point, I have to tell ya, if you wanna survive professionally, get ready to be adaptive and work hard. Learn to do something that AI can’t do. Be humble.
Do you consider yourself humble? 😂
:)
Love from Malaysia. Proud of her 😍
What is her name, please?
She just seems so…peaceful? At peace? Really great advice too. “Keeping up with the Jones’” is so last century! If you really wanna succeed in life and be genuinely happy and worry free follow her advice! “Make sure your lifestyle is one step below your income”
if we all lived like this we would all be much happier and confident and content in our lives.
_Si tenemos carne y leña, con un mediotanque alcanza_
She looks younger
😮😊😊
Why is this titled "banker's advice"? She is a finance writer and was a journalist. She writes. She doesn't bank
she is a banker.
She is a banker. She works in the financial markets. She was a journalist before. I work in a commercial bank now and was also surprised just how many of my co-workers were previously journalists.
@@kaachsports It confirms that information is everything in the stock markets.
She bank tho
@@bagzhansadvakassov1093 She do?
Calm and composed, educated, smart. Strive to be this at her age. Your life does not need to be crazy be meaningful
😮😊
Absolute class. Younger woman need to look up to queens like this woman.
Absolutely 💯
Deserved title
Meh. She seems childless and lonely to me. I think younger women can aim to be better than this.
Bkack American women call themselve a queen but they are nothing like this beautiful and elegant woman. 😂
@@Cree_Money not all women want kids…if you want kids stressing you out then that’s all you but don’t force that on anyone else. Also nothing about her screams lonely, she’s probably enjoying some alone time.
Calm and confident woman, that makes her attractive
So elegant. She is an inspiration, so interesting.
im at a library this jonathon cardwell accidentally using a you tube account of a person weho didn't log out. ive been a victim of that before myself. in my office computer i left unlocked one time.
Calm, collected and confidence with humility.
Proud to know there is a Malaysian lady like this we can all look up to.
She is 52 but still no spouse and she gonna die with only cats. Thats what happened to career woman.
@@cnachopchopnewsagency She never said any of that? how she doesn't say she is single. you can be married and have a career
@@cnachopchopnewsagency
What right hv you got jumping to your pathetic conclusion abt her private life??
How would you know that you'd die surrounded by yr loved ones or animals -- sometimes yr "family" can be yr worse enemy, how abt that
@@cnachopchopnewsagency how many comments are you gonna make like this? Do you hate career women this much ?
She's very attractive to me as a younger guy
I think the fact that she's at peace with herself
@@zareefkabir705 she has a calm energy
@@blueseptember2174 yes ma'am
She's smart and beautiful. Uncanny.
I'm confused...RP community said women morph into shapeless hags after 35? Was I lied to?
i would tell them not to go for the big bonus accounts right away even though direct deposits are insured by banks big banks especially the pressure to misuse peoples personal info will catch up with them and like always there will be a market crash eventusally. if they fly 9verseas with other peoples money they lose it to them the rules are completely different overseas when they end up owing people over there wards start that way. also get companies to want to help you get more certification training by payng websites like pearson view certifications to test you for certifications so the fee for the tests are paid by your company which is what the website tells you. in other wards if you know there are symbolic sharks in the water why jump in. take the time to find the right company. early in your career. if an employer ever gives you a red flag answer try not to lose your temper. walk out calmly with a simple answer comes salary negotiation time you will have the advantage if they think you might be talking to other companies but dont know for sure. dont tell them what you plan to do. get somne of yur pokemon buddies to hack their computeres or phones gently and have them print disciplinary letters in foreign languages secrelty. lol...i was never a disgruntled employee anywhere i worked but after divorce it came up how employers who gave me good work evaluations and raises better than other employees came up later which is corporate blackmail if its based on woman chasing or jealousy over women coworkers which i never would partake of.
The music is corny. But the message was fantastic.
She’s wonderful. I think she’d be a great 3 hour interview.
She's really together without being arrogant. Such an attractive lady too. I love the charming, respectful interviewer too. 🌱💖
When someone comes a long way working hard they have genuine advice for young people, whereas people coming from wealth always give delusional advice
Wonderful 😊
I looooove her voice! So soothing and dignified sounding!
Live below your means. Gen X are latchkey kids and they are versatile, mature, steadfast and reliable. She is a picture of a self respecting dignified woman. And I am proud of her.
Great beautiful woman and very intelligent.But she didn t miss a thing.
All she says about savings is really true.
That’s another strong independent woman right there that devoted her life to a “career “(is the word now used for jobs )
But didn’t make a family of her own
Hopefully all that work for many years isn’t easily forgotten and faded
Great advice! She is a role model...Elegant, well spoken, intelligent, confident, humble. All women are learning from her!
She's not a banker, she's a writer. Just sayin.
Wow, I'm really glad you made that distinction because I was about to take her advice and plan for a lifestyle below my income. Thank you
@@CloudVirtue lol
@@CloudVirtue Welcome.
a banker might not be someone's you want to have personal finance advice tho. just saying.
@@auliaali5197 If anything, banks want you to sign up for all their credit services and overspend without a care in order to accumulate that sweet debt.
Beautiful soul. I keep coming back to this video because I love her energy & the calm vibes she gives off. so refreshing to see a modest down to earth woman like this
Very articulate
Such a good advice . Lifestyle inflation is real ppl .
"Force savings and lifestyle one step down from income". -great habits financial tips from Malaysian too!
But rosmah and najib throw millions of ringgit in shoe boxes , handbags ,kitchen cupboards and toilets.
Can anyone say that is the malaysian correct way ?
Amazing advice👏
What a gem, love from Malaysia ❤
Such good financial advice. Like how Naval said, “People who live far below their means enjoy a freedom that people busy upgrading their lifestyles can’t fathom.”
Speaking very eloquently indeed, was shocked when she said she’s Malaysian.
why are you shocked that people from the global south can be intelligent?
Why? She reminds me of Michelle yeoh
What's so strange abt that??
After all she's a career lady who has been working & travelling abroad
52 is young
Thanks for this great advise
the host is so calm confident and intelligent
Her accent is so distinct. You can hear both Asia and Australia in there
What does it feel like to B-52 ✈️
❤
Living below your means equals peace of mind and always have some mad money set aside.
Love from Malaysia❤
Good advise - force yourself to do a little bit of savings. ❤
Congratulations. Your very fortunate!
Lovely woman.
I am proud of this pretty lady achievements. and how fluent she is in that accent. And of course because I am Malaysian too. So proud of you madam ❤
Use the same older mopping up the whole ocean and then go on the beach ⛱️ and then go count sand okay please
Problem is usually ppl live above their means because "everybody has this and that, so I must have it too!".
It's a balance. Get what you need, and occasionally treat/pamper yourself.
But always remember to save for the future as one never knows what is in store for the future.
Nobody’s listening. Personal debt in the U.S. is over 17 trillion
Wow, she looks amazing, not only in appearance but you can tell she has a beautiful spirit also. Beautiful, smart lady! Thank you for the great tip!
Her spirit is quite sacred and you know what.I doubt she has children
T rex
R u still working on the king tut
She looks so much younger and gives advice like a sage
She really does
She is NOT a banker. She is a writer.
The most important is she has ARRIVED period.
I find that question " how does it feel to be..." not funny
Oooh. Love seeing other fellow Malaysians out there. And it’s so true. Live below your means. Your future self will love you for it
set your affections on things *ABOVE* .
Y'know, I thought this was going to be something stupid like "follow your dreams" or "find your passion" but this is actually very solid life advice. Lots of people even on high salaries live paycheck to paycheck and so have no freedom. By keeping "your expenses one step below your income" you're neither depriving yourself of life's pleasures, but you're also putting aside enough $$$ to give you a secure and free life without having to worry about going broke if you lose your job.