I Rhi I just want to say a massive thank you to you for doing all your videos and it’s just great you are on UA-cam and for doing the videos of part loaning because I am looking for a horse share and you have really helped me out. Love you videos Rhi.xx
Thank you Leah! I'm glad the videos are helpful. If there's anything you'd like to know more about just let me know - I did wonder about whether having one on the types of language used in horse loan/sale adverts could be useful as there's a lot of jargon!
Hi I would like to k ow where you can advertise horse shares we are going to put some up in local tack shops/feed shops but do you think I would be able to put them up at livery yards .
I'm wearing the Rosehill Knitted Headband from the new Half Halt collection. Use the code AMRR for 5% off the new collection! www.halfhaltequestrian.com/product/rosehill-knitted-headband/
Ah I am so happy for you! I currently share / part loan a horse 1 / 2 days a week! Obviously I would love to do more but I am in year 11 so have GCSE and college to think about, but I am hoping to get a full loan / horse during or after college! X
Wish I had done a contract, I shared my horse for 6 months and then gave her 4 weeks notice that I had to stop due to losing my job with covid. The lady kicked up a massive stink that I wouldn’t be giving her the money anymore, blocked me on Facebook and my friend has told me she has written a status about me that I have let her down. Really upsetting that I spent so much time and money on her horse, absolutely adored him for it to end so sour 🙁🙁
Yep, contracts are so important! Helps you know where you stand and avoids awkward conversations. To be honest though, most contracts only offer a month’s notice for either party so you did the right thing.
It would probably be useful to do a video at some point regarding costings. I know you’ve been discussing over on Instagram and I sent you mine but the costs for an older horse for example (as in my case before she was put down) differ greatly to a younger horse, likewise full or part livery etc would be useful for people considering this type of arrangement maybe. ☺️
I actually have a video on this already, but I calculated these back when it was theoretical for me (link below), so I do indeed plan on doing a video on “everything I spent on ted in the first month of my full loan” - I’m writing it al down day by day! X ua-cam.com/video/D9ddTuYqqcs/v-deo.html
Great video. I’m curious, what are the benefits of loaning rather than just buying your own horse? It seems weird to me that you could pay out loads for insurance or a vet bill but know the owner could take the horse back at any point? (New to the horse world)
It's a great question. There are a few things, the main one being that with a loan, you can stop at any time. This essentially offers somewhat of a financial and lifestyle safety net. This type of set up might work for someone who 1) wants to see if they really have the time and money to own a horse before diving into ownership 2) a child who would like a pony to continue to ride but one the parents know they will eventually outgrow and end up possibly having to sell 3) someone who knows they want that now, but perhaps plans to move abroad in the next few years etc. Of course, in these situations you could just sell, but loaning offers that frictionless option where you can "give the horse back" without stress or worry.
I'm unfamiliar with loaning a horse. If you're paying for everything, why would this be a better option than buying a horse of your own? And why would an owner opt for this over selling?
Great question! A lot of riders choose to loan before going on to buy a horse of their own. When you buy a horse, you enter into a long term commitment for an animal where you are then responsible for them for the rest of their lives, unless you choose to sell. When you loan, you have a 30 day notice period to give the horse back to the owners if you can: no longer afford it, your circumstances change, you outgrow the horse etc etc. A lot of children will opt to loan ponies rather than buy knowing that they will outvgrow them in a couple of years. Similarly, you may be a family with a pony who your children have outgrown, but that you don't want to sell. You may put that pony on loan so that you can still keep an eye on them and the pony can have fun. Or, you might get pregnant and may need a year break from your horse but don't want to put them in the field, but know for sure you don't want to sell, so you may put them on loan instead. There are lots of ways that loaning is a preferred option for both parties.
If you have to start going back into the office daily and doing the London commute would this affect your loan time wise? Would type of livery have to change?
Yes, definitely. It's a long way away at the moment, but it would likely mean being more even organised at the DIY yard about how I 'buddy up' with others to ensure that when I can't get back in the evenings/have an early meeting, someone can bring Ted in or out and I can return the favour. I am lucky to have a lot of great people at the yard - one girl and I message on a Sunday night and plan the week ahead together, swapping the days we need help on and working it out that way. It's a condition of my loan currently that he stays at current yard (DIY) so i think we'd have to just take it one day at a time ! X
Freedom to end it whenever you want. If you don’t want a 30 year commitment or you’re not sure if you’ll be able to afford a horse in a year it’s a great option. It’s also a great stepping stone for many riders to see how you cope with a full loan before buying your own.
Is the full loan a major jump in expense? You went from roughly £30 a week for two days to four days at £60 - now you pay for everything? DIY not livery? London is so expensive for this!
Yes - it was a big jump, but, I had been calculating budget costs for full loan for several months and had in fact already been putting aside the money I would have spent on a full loan for the past several months, just to see how it “felt” to have it missing from my account. So when it actually happened I felt more prepared.
Me: I'm not grumpy, I'm just tired
Also me: 1:50
He said “ back off that’s my owner”
You are a fantastic rider and I am so happy for you to have Ted on full loan because you will do a great job and deserve it so much xx
Thank you! I feel very fortunate to have such lovely owners who trust me with their boy
@@RidingWithRhi Awww you seem very lovely kind and trustworthy and respectfull I could go on! Basically you are amazing! Xx
OMg so happy for you. I have a new part loan and I feel so much more confident now from watching you so thank you xx
Thank you - and exciting for you!
Oh my gosh good for you I’m so happy for you❤️
Thank you ☺
Aw congrats I hope you and Ted have lots of happy memories together. And your also an amazing rider so you and Ted will be amazing 🤗
Thank you Anna! Excited to share more adventures 💫
I Rhi I just want to say a massive thank you to you for doing all your videos and it’s just great you are on UA-cam and for doing the videos of part loaning because I am looking for a horse share and you have really helped me out. Love you videos Rhi.xx
Thank you Leah! I'm glad the videos are helpful. If there's anything you'd like to know more about just let me know - I did wonder about whether having one on the types of language used in horse loan/sale adverts could be useful as there's a lot of jargon!
😊
Hi I would like to k ow where you can advertise horse shares we are going to put some up in local tack shops/feed shops but do you think I would be able to put them up at livery yards .
Love it!!! Was really helpful to know what goes into loaning, I really needed this!😃👍🏻
Really sensible advice and information.
I love this style of video where you are doing your daily routine but talking through it ❤️
Very informative video thanks 💗
Thank you! I’ll try to do more of them 💫
I'm wearing the Rosehill Knitted Headband from the new Half Halt collection. Use the code AMRR for 5% off the new collection! www.halfhaltequestrian.com/product/rosehill-knitted-headband/
Ah I am so happy for you! I currently share / part loan a horse 1 / 2 days a week! Obviously I would love to do more but I am in year 11 so have GCSE and college to think about, but I am hoping to get a full loan / horse during or after college! X
That’s so exciting and it sounds like a very responsible approach you are taking during GCSEs!
@@RidingWithRhi Ah thank you so much for replying! Means a lot x
Wish I had done a contract, I shared my horse for 6 months and then gave her 4 weeks notice that I had to stop due to losing my job with covid. The lady kicked up a massive stink that I wouldn’t be giving her the money anymore, blocked me on Facebook and my friend has told me she has written a status about me that I have let her down. Really upsetting that I spent so much time and money on her horse, absolutely adored him for it to end so sour 🙁🙁
Yep, contracts are so important! Helps you know where you stand and avoids awkward conversations. To be honest though, most contracts only offer a month’s notice for either party so you did the right thing.
Oh I’m so sorry, hope it’s gone better x
First but not ;)
I LUV TED AND U SO MUCH LITERALLY THE BEST UA-camR EVEERRR
1:49 oop
Haha BIG oops. Acting like a pair of toddlers when my back was turned!
It would probably be useful to do a video at some point regarding costings. I know you’ve been discussing over on Instagram and I sent you mine but the costs for an older horse for example (as in my case before she was put down) differ greatly to a younger horse, likewise full or part livery etc would be useful for people considering this type of arrangement maybe. ☺️
I actually have a video on this already, but I calculated these back when it was theoretical for me (link below), so I do indeed plan on doing a video on “everything I spent on ted in the first month of my full loan” - I’m writing it al down day by day! X ua-cam.com/video/D9ddTuYqqcs/v-deo.html
✨❤️You are amazing❤️✨
Great video. I’m curious, what are the benefits of loaning rather than just buying your own horse? It seems weird to me that you could pay out loads for insurance or a vet bill but know the owner could take the horse back at any point? (New to the horse world)
It's a great question. There are a few things, the main one being that with a loan, you can stop at any time. This essentially offers somewhat of a financial and lifestyle safety net. This type of set up might work for someone who 1) wants to see if they really have the time and money to own a horse before diving into ownership 2) a child who would like a pony to continue to ride but one the parents know they will eventually outgrow and end up possibly having to sell 3) someone who knows they want that now, but perhaps plans to move abroad in the next few years etc. Of course, in these situations you could just sell, but loaning offers that frictionless option where you can "give the horse back" without stress or worry.
I'm unfamiliar with loaning a horse. If you're paying for everything, why would this be a better option than buying a horse of your own? And why would an owner opt for this over selling?
Great question! A lot of riders choose to loan before going on to buy a horse of their own. When you buy a horse, you enter into a long term commitment for an animal where you are then responsible for them for the rest of their lives, unless you choose to sell. When you loan, you have a 30 day notice period to give the horse back to the owners if you can: no longer afford it, your circumstances change, you outgrow the horse etc etc. A lot of children will opt to loan ponies rather than buy knowing that they will outvgrow them in a couple of years. Similarly, you may be a family with a pony who your children have outgrown, but that you don't want to sell. You may put that pony on loan so that you can still keep an eye on them and the pony can have fun. Or, you might get pregnant and may need a year break from your horse but don't want to put them in the field, but know for sure you don't want to sell, so you may put them on loan instead. There are lots of ways that loaning is a preferred option for both parties.
@@RidingWithRhi Okay, thank you for replying! That makes total sense. Glad I asked.
If you have to start going back into the office daily and doing the London commute would this affect your loan time wise? Would type of livery have to change?
Yes, definitely. It's a long way away at the moment, but it would likely mean being more even organised at the DIY yard about how I 'buddy up' with others to ensure that when I can't get back in the evenings/have an early meeting, someone can bring Ted in or out and I can return the favour. I am lucky to have a lot of great people at the yard - one girl and I message on a Sunday night and plan the week ahead together, swapping the days we need help on and working it out that way. It's a condition of my loan currently that he stays at current yard (DIY) so i think we'd have to just take it one day at a time ! X
What is the difference/benefit/reason for full loaning instead of actually owning a horse? xx
Freedom to end it whenever you want. If you don’t want a 30 year commitment or you’re not sure if you’ll be able to afford a horse in a year it’s a great option. It’s also a great stepping stone for many riders to see how you cope with a full loan before buying your own.
@@RidingWithRhi Perfect thanks! xx
💕💕
Did the owner of ted come to your yard or did you go to theirs to see ted?
How do you mean? I had already part-loaned Ted for many months (at his yard) so this was just a transition from part to full loan at that same yard 🥰
Is the full loan a major jump in expense? You went from roughly £30 a week for two days to four days at £60 - now you pay for everything? DIY not livery? London is so expensive for this!
Yes - it was a big jump, but, I had been calculating budget costs for full loan for several months and had in fact already been putting aside the money I would have spent on a full loan for the past several months, just to see how it “felt” to have it missing from my account. So when it actually happened I felt more prepared.