@@Chunkylurker As badly written and rude as you comment was, I will reply to it anyway. Any freaking dimwit can covert this to USA figures, as you go or at the end by using google. If you're not smart enough to figure that out, you shouldn't have a horse. I would learn how to write, which most 6 year olds can do properly, before even thinking owning a freaking horse! OMG! People who can hardly write at all also can barely read, but you need to be able to at the VERY least read and fully understand Wikipedia articles, and websites about feeding, vet care, etc. If you can't do that your horse will literally be f*cked. So if I was you I would go back to grade 1, and put in some effort this time.
Its the vets bills that are crippling. I didnt realise I had the wrong insurance for my horse. I had him from 16m old until 6 years old. He was my total world. He got really ill and I didnt have right cover for him. Between him and the farrier I just couldnt keep up the bills that were mounting up weekly and this care was going to continue for at least a year. The only way I could keep him alive is to give him back to the lady I bought him from originally. We ended up parting on bad terms and I havent heard anything for 2 years. He was my very best friend but I had to do what was best for him. I will never get over losing him and desperately want another best friend but since covid horses and dogs etc are selling at ridiculous prices xx
Oh no that’s so scary to think. I have dog insurance for my dog but I always get worried thinking what if I got the wrong one that won’t cover something in the future etc. I’m sorry you had to go through this 😭💜
I’m watching this with my non horsey friend and she is sat next to me, completely gobsmacked at how much things cost, how much things can vary, and then she turns around and says to me “Seriously do you spend anything on yourself, or do you actually have anything left to spend on yourself after Billy?!?! I kinda giggled and just said “Sometime yeah and sometimes nope - depends if he needs his veterinary medication and supplements, if he does I tend to eat Super Noodles or beans on toast, if not I tend to have a cheeky takeaway 😂” Gotta admit though - would not change anything for the world, I love the horsey lifestyle, even if more often than not my diet consists of energy drinks, coffee and Super Noodles 😂😂
I’ve had my horse for seven years and one of the biggest expenses I’ve found was getting a saddle to fit him. I went through three cheaper ones before I finally realized they were never going to work for him. Experimenting to find the right tack; bits, reins with the right feel, lunge whips that are comfortable to handle and so on, they all quickly add up too. Thought your breakdown was very thorough but sobering 😁🙈
What an absolute gem of a channel! I’ve had limited exposure to horses over my life despite being in farming and living on a relatives’ farm which is a livery yard this past 7 years . I’m a biker and the similarities between the relationship between us and our bikes and horses and horsey folk is is very close- as is the similarities between the cost to keep a big bike and a horse these days! I found your delivery exceptionally clear and helpful and I’m sure you are an excellent instructor. Wishing everyone all the best with their equine money pits and l admire the dedication you all put in 👍
If you have an interesting horse, be sure that the staff have enough skills to cope. Also, make sure that you are happy with the attitude towards horses of your intended horse residence. Third party insurance is a great idea.
I am looking for my first horse as an adult and this video is so helpful!! Thank you Rhi! I’ve been binge watching all of your first time horse ownership playlist😂
Very interesting. I can say that I pay as much for my horse as I do for my house each month (maybe a bit more). Haha the only thing I would change is, I'm looking for a house with property so I can keep Lemme at home with me. Hopefully, in the next two years. 🤞🤞
This was very helpful. I'm no where near ready to own as I've recently just started up lessons as an adult, I last rode as a child so I'm still a beginner but when I have a bit more experience I want to look into part loaning etc. This has given me a great idea though on what I need for when I am ready to own my own horse, thank you x
Love this update. Thank you Rhi! Recently downloaded your spreadsheet - before you updated it! - but have adjusted mine to match the costs you've put in here. Sobering but as I don't have a horsey background it's so so helpful! Actually when I figure that I'm already spending a lot on lessons the rest I have to find for my daughter to get a pony isn't SO unachievable. There are sacrifices we'd have to make - cheaper car, holidays etc - something to aim for!
Love this video! Very interesting to see the costs of owning a horse. I'm getting all familiar with it all so I am prepared for it. Would love to watch a video also on the costs of all the equipment when buying your first horse too if it's possible to make one? I know there are a lot of different brands of products. What equipment can you pre buy before finding your horse? ❤️
Thank you for this video Rhi! I love your videos you’re always so helpful, I’m bringing my full loan horse home soon and this has been really helpful thank you!
So helpful! I'm moving to the UK from the US next year... some things seem way cheaper there, but I am surprised at the average full livery cost. I pay 1150 USD now for one horse and 750 USD for the other (different stables) so it's about the same! Thanks so much Rhi!
From the conversations I've had, the main differences between here and the US is that it's more expensive to compete in the US and that you tend not to have the equivalent of "DIY" over there, only full board. It's so variable around the country so it just depends where you end up!
@@RidingWithRhi A 3.5T will include the payload(horse weight, driver, tack, fuel)which can vary but will generally be around 750-1200kilos. Which after that’s added will make up the 3.5T. You can obviously go under but have to be careful not to go over which is when you’d need an additional license. Hope that helps 😁😁😁
100% true. One thing people must consider if they take this route is the cost of mortgage (if applicable) and the cost (and knowledge needed) for paddock and fencing maintenance as well as water, electric and so on. Definitely pros and cons to both!
Very informative Rhi. I remember shoeing my horse which was on loan from my local riding school over the winter months costing my £11. A long time ago 🌝 Also loved your outfit 🥰
I have lots of contributions from Ireland on the money diaries, I can also do a video like this but for Ireland ! www.ridingwithrhi.com/search?q=Ireland&f_collectionId=60794adc4aa9ff624d91ba16
Not a stupid question! No, that would have a livery cost of £0 because you're not paying anyone else. DIY is when you pay rent for a stable/field at a yard and you do everything else yourself - e.g all the chores. I believe it's not a common set up in the USA
1 acre is required for a horse, so if your garden is that big sure. But you’re not gonna have any place to ride it if you have no arena and you won’t be able to ride on the fields for 20% of the year due to the wet or frozen grounds
Want to talk about money more? Like this if you want money conversations to be a regular feature on Riding With Rhi 💛
I wanna hear about the cost in the us
Ahh yes please :D
@@Chunkylurker As badly written and rude as you comment was, I will reply to it anyway. Any freaking dimwit can covert this to USA figures, as you go or at the end by using google. If you're not smart enough to figure that out, you shouldn't have a horse.
I would learn how to write, which most 6 year olds can do properly, before even thinking owning a freaking horse! OMG! People who can hardly write at all also can barely read, but you need to be able to at the VERY least read and fully understand Wikipedia articles, and websites about feeding, vet care, etc. If you can't do that your horse will literally be f*cked.
So if I was you I would go back to grade 1, and put in some effort this time.
I’ve had my horse 7 years and there’s still ALWAYS something to buy 😭
It eventually ends and then you are just replacing things.
Truth! Flymasks and bell boots…
Tack shops are a very dangerous place lol I can’t even tell you how many times I went in for one minor thing and left with extras lol
Yup! May as well set fire to my cash 🤣🤣
It was like this for me for a while. Now I own like everything so I only ever need replacements for things I run out of.
Its the vets bills that are crippling. I didnt realise I had the wrong insurance for my horse. I had him from 16m old until 6 years old. He was my total world. He got really ill and I didnt have right cover for him. Between him and the farrier I just couldnt keep up the bills that were mounting up weekly and this care was going to continue for at least a year. The only way I could keep him alive is to give him back to the lady I bought him from originally. We ended up parting on bad terms and I havent heard anything for 2 years. He was my very best friend but I had to do what was best for him. I will never get over losing him and desperately want another best friend but since covid horses and dogs etc are selling at ridiculous prices xx
Oh no that’s so scary to think. I have dog insurance for my dog but I always get worried thinking what if I got the wrong one that won’t cover something in the future etc. I’m sorry you had to go through this 😭💜
I’m watching this with my non horsey friend and she is sat next to me, completely gobsmacked at how much things cost, how much things can vary, and then she turns around and says to me “Seriously do you spend anything on yourself, or do you actually have anything left to spend on yourself after Billy?!?! I kinda giggled and just said “Sometime yeah and sometimes nope - depends if he needs his veterinary medication and supplements, if he does I tend to eat Super Noodles or beans on toast, if not I tend to have a cheeky takeaway 😂”
Gotta admit though - would not change anything for the world, I love the horsey lifestyle, even if more often than not my diet consists of energy drinks, coffee and Super Noodles 😂😂
Haha it's quite mad when you think about it objectively but we wouldn't have it any other way
This is incredibly accurate, my husband and I work three jobs between just to afford ours
I’ve had my horse for seven years and one of the biggest expenses I’ve found was getting a saddle to fit him. I went through three cheaper ones before I finally realized they were never going to work for him. Experimenting to find the right tack; bits, reins with the right feel, lunge whips that are comfortable to handle and so on, they all quickly add up too. Thought your breakdown was very thorough but sobering 😁🙈
Yes! This is so true. I already have a few pieces of equipment that won't fit or don't work and I'm about to change my saddle so you are spot on 🤣
What an absolute gem of a channel! I’ve had limited exposure to horses over my life despite being in farming and living on a relatives’ farm which is a livery yard this past 7 years . I’m a biker and the similarities between the relationship between us and our bikes and horses and horsey folk is is very close- as is the similarities between the cost to keep a big bike and a horse these days!
I found your delivery exceptionally clear and helpful and I’m sure you are an excellent instructor.
Wishing everyone all the best with their equine money pits and l admire the dedication you all put in 👍
If you have an interesting horse, be sure that the staff have enough skills to cope. Also, make sure that you are happy with the attitude towards horses of your intended horse residence.
Third party insurance is a great idea.
I am looking for my first horse as an adult and this video is so helpful!! Thank you Rhi! I’ve been binge watching all of your first time horse ownership playlist😂
I'm so happy to hear that! Welcome to the virtual UA-cam yard ✨
Very interesting. I can say that I pay as much for my horse as I do for my house each month (maybe a bit more). Haha the only thing I would change is, I'm looking for a house with property so I can keep Lemme at home with me. Hopefully, in the next two years. 🤞🤞
The dream ! Xx
This was very helpful. I'm no where near ready to own as I've recently just started up lessons as an adult, I last rode as a child so I'm still a beginner but when I have a bit more experience I want to look into part loaning etc. This has given me a great idea though on what I need for when I am ready to own my own horse, thank you x
You're so welcome ❤️
Love this update. Thank you Rhi! Recently downloaded your spreadsheet - before you updated it! - but have adjusted mine to match the costs you've put in here. Sobering but as I don't have a horsey background it's so so helpful! Actually when I figure that I'm already spending a lot on lessons the rest I have to find for my daughter to get a pony isn't SO unachievable. There are sacrifices we'd have to make - cheaper car, holidays etc - something to aim for!
Thank you for your comment Emma! I've messaged you via Etsy so that I can upgrade you to the new spreadsheet, free of charge ❤️
@@RidingWithRhi Thank you so much Rhi!
Just want to say that everyone should absolutely have third party insurance at the very least.
I totally agree! But I am also aware it's a personal choice that I can't dictate.
Love this video! Very interesting to see the costs of owning a horse. I'm getting all familiar with it all so I am prepared for it.
Would love to watch a video also on the costs of all the equipment when buying your first horse too if it's possible to make one? I know there are a lot of different brands of products. What equipment can you pre buy before finding your horse? ❤️
Thank you for this video Rhi! I love your videos you’re always so helpful, I’m bringing my full loan horse home soon and this has been really helpful thank you!
So helpful!! Appreciate the work this took Rhi!
Pleasure to help! I love a spreadsheet and I feel passionately that would-be owners have the tools they need to make responsible choices
So helpful! I'm moving to the UK from the US next year... some things seem way cheaper there, but I am surprised at the average full livery cost. I pay 1150 USD now for one horse and 750 USD for the other (different stables) so it's about the same!
Thanks so much Rhi!
From the conversations I've had, the main differences between here and the US is that it's more expensive to compete in the US and that you tend not to have the equivalent of "DIY" over there, only full board. It's so variable around the country so it just depends where you end up!
"in a barn dance.... if that existed... you know what i mean" hahah yes
you can drive a 3.5t horsebox on a normal uk driving licence! brilliant spreadsheet by the way :)
Ah yes! But I'm sure I read that by the time you've added a horse + the equipment the load isn't legal anymore, I could be wrong though!
@@RidingWithRhi A 3.5T will include the payload(horse weight, driver, tack, fuel)which can vary but will generally be around 750-1200kilos. Which after that’s added will make up the 3.5T. You can obviously go under but have to be careful not to go over which is when you’d need an additional license. Hope that helps 😁😁😁
Interesting! Ok I may need to look into this again,
Let me tell you it is much less expensive if you have your own land. If you have enough pasture and an easy-keeper, food costs are minimal.
100% true. One thing people must consider if they take this route is the cost of mortgage (if applicable) and the cost (and knowledge needed) for paddock and fencing maintenance as well as water, electric and so on. Definitely pros and cons to both!
Wow that’s crazy in Ireland it’s way cheaper full livery €300 - €400 depending on where you live.
Really really helpful thank you
Thankyou so much xx
Loved the video! When's your next upload? 🤩
I upload every Friday at 4pm BST (UK time 🥰)
Very informative Rhi. I remember shoeing my horse which was on loan from my local riding school over the winter months costing my £11. A long time ago 🌝 Also loved your outfit 🥰
£11! Wow! What a time to be alive. And thank you, it's one of my favourite jumpsuits
@@RidingWithRhi I know for a full set and it was a farrier that worked near my grandma's house. Showing my age 😃 Loved the jumpsuit x x
That's so amazing ! I often hear similar stories re the price of livery
@@RidingWithRhi I think I was in 6th form at school and turned 50 this year, so a very long time ago!!
Please do the US!!!
I actually have quite a bit of data for the US so I can definitely do this 😁
@@RidingWithRhi thank you! I’ll look out for it 😁
@@RidingWithRhi woohoo can’t wait!
i wish i could have a horse😭
I’m lucky as there’s as yes about 10 mins away from me so I will be able to walk to it lucky me!!
I'm moving to Ireland soon with my pony, can anyone give me advice on what livery and costs there are like?
I have lots of contributions from Ireland on the money diaries, I can also do a video like this but for Ireland ! www.ridingwithrhi.com/search?q=Ireland&f_collectionId=60794adc4aa9ff624d91ba16
@@RidingWithRhi thank you, I'll read all of that tomorrow! And a video would be amazing!
I’m probably really stupid but is diy livery just your horse living on your property so if you had stalls, fields etc on a property you own?
Not a stupid question! No, that would have a livery cost of £0 because you're not paying anyone else. DIY is when you pay rent for a stable/field at a yard and you do everything else yourself - e.g all the chores. I believe it's not a common set up in the USA
@@RidingWithRhi oh cool! Thanks for the response! I really want to own horses when I’m older so I’m just trying to understand what everything means 💕
Thoroughbred automatically adds about 10 thousand a year 😂🤫
Ahaha 🙈🙈🙈
true true 🤣
Nice
I know how much they cost without watching! It’s a lot lol
You're not wrong 😩
are you allowed to keep horses in your garden if you have a very big garden?
1 acre is required for a horse, so if your garden is that big sure. But you’re not gonna have any place to ride it if you have no arena and you won’t be able to ride on the fields for 20% of the year due to the wet or frozen grounds
@@johnnyyy1111 but it could be used as a livery right?
@@rahulraya5576 no, livery is when somebody else owns the yard and you keep your horse there for a fee
And then if you have a small child you need to budget all of the costs for upgrading clothes and equipment and to buy a larger animal lol
Ohh yes, the transition from ponies to horses is a painfully expensive one!
Please please make a new video today in my life please i love you so much❤❤❤
I can do another one of those!
@@RidingWithRhi thank you so much i love you 😁😁
Sorry day in the life😁