How to protect our mutual fund investments during a market crash
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- Опубліковано 4 жов 2024
- How to protect our MF investments during a market crash? freefincal.com...
How the fate of your mutual fund SIPs is decided by “timing luck”
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Most folks here have a net worth of about
i guess Im randomly asking but does any of you know of a trick to get back into an instagram account??
I stupidly lost the password. I would appreciate any help you can offer me.
I am glad that the market has shown such historic volatility in the past month. It bursts all your ego and makes you question and replan (if required) all your decisions such as your framework of investing, asset allocation, etc.
Prof., You aren't conservative but your return expectations from equity are! 🙂
People just neglect goal based asset allocation and just blindly do SIP.
Thank you for bringing up this advice.
Dr. Rajendra Bhatiya you don’t need goals every time. One can also invest without any goals too. Goals act as a deterrent or to instigate financial discipline
@@xlncplays7369 No point in investing, if it's not tied to goals. There is good research to support the claim that goal setting and accomplishment leads to better purpose, time utilization, and overall feeling of satisfaction and well being.
Generating wealth itself is a goal. It's immature to say one needs a goal to stay invested. Probably you aren't disciplined enough and need a reason to stay invested@@keerthi3086
Yes sir,I have also tried to explain these things to my colleages about SIP....no body believes....I then explained with the help of cup and water experiment....u explained this in one of your video....
You have answered the subject question in very general terms “have a goal based investment strategy. Specifically, in which instruments should you invest to protect MF equity investments (your money), even if this means shifting out of equity MF’s, when a market crash is expected.
This is quality stuff. I hope it becomes your most successful video than the garbage that's lingering out there.
I meant the videos by other UA-camrs.
@@rohanr221 Thanks for the clarification. I burst out laughing when i read the 1st comment.
Sir..your videos are realistic though depressing for those who expect too much from sip..
My simple lay man logic says that SIP in no way will increase my wealth, so even though I had 3 mutual funds, I never went for SIP, every month I use to top up. Sir, u r the only one among the entire Financial UA-camr who have cleared my doubt. I am 53 year and have recently join the bandwagon of wealth creation through direct equity and mutual fund, I am starting to doubt that the bull party is most probably in the end phase with the FII booking profits and buying bonds in the US
You still think so? 😂
For a long term investor,i feel it is better to exit Sip and direct equitty well before your goal (2-3 years may be) if you have good cagr like 20 percent or more and keep it safe place.then start another set of sip or direct equity if it is needed.otherwise we may see average returns of 10 to 12 from 20 percent if market is in downtrend.unfoetunately we donot have better product to beat inflation than stock market but the truth is stock price is not directly linked to business performance due to various factors like FII,DII,traders, influencers etc etc
Nice sir. I will fix my returns at around 9% and start investing accordingly.
5:29
In hindsight, this is kind of an eerie prediction given the timing of this video 😄
Contine to sip even crash
Sir..plz advise on right asset allocation..
Bro correctly predicted black swan event
Goal based achiever video pls..
So as per your observations the worst scenario generates 8.5% returns which is better than any fixed or debt schemes.
I really appreciate your honesty and impartial views..I follow your opinions and guidance in investing.
Thanks for educating us
Thanks sir. I have 4-5 equity MFs which are above water by a thin margin. My goal was to build the capital for retirement, as I'm 49. Shall I pull them immediately & put it in some safe MF category like Liquid or Money-market or Arbitrage? Not sure how long this bear market continues (may be 18 - 24 months ?), would it not better to pull out & then restart once things are back to normal ?
What if we have a sideways market for 10 yrs? :P
Get f@#$ed sideways, I believe it's called spooning. What else! lol
Investing with a clear goal in mind with appropriate asset allocation are certainly the best practices. But as you pointed out graphically, very succinctly, if the 2008 like scenario repeats now because of the threat of the corona virus, Nifty may tank to almost 6000. Under this situation, does it make sense to protect one's equity mutual fund portfolio by switching to appropriate debt mutual funds ( Liquid/ ultra short term etc ) of probably the same fund house and switch them back when things seem more stable. There could be tax implications on switching and one can get the timing wrong while reentering, yet there may be some benefit in protecting one's portfolio in such extraordinary times. What do you think?
Sir can u please tell me how safe our money will be in mutual funds and how we can get that money after 10 years and I could see certain apps like grow and kuvera apps are used for direct plan investment... is it safe to use that kind of app??? And if possible any video if you suggest will be more helpful because I'm beginner to mutual funds..Thanks In advance sir 🙏🙏🙏
Can someone plz tell me when franklin small companies will perform?? Look at axis & SBI small cap.. is it coz if higher AUM & poor stock selection?
anant tandon it you are asking this question then you absolutely have no idea how to choose MF & which one to choose. I suggest you read up & increase your financial knowledge first. Till then keep your money in bank FD.
Where do you get the historical data on MF NAVs, Gold and indices. I want do my own Portfolio tracker.
Goal based achiever... video pls..
Sir my SBI short term debt fund is showing negative return: my amount is not safe in debt fund:
Please suggest should I leave from that fund??
Sir .. How to switch the mutual funds.from small cap to large cap
Ramesh nalla ez if you switch funds from same AMC. Open Kuvera account & it provides that functionality
You are a real 🌟
Hello Sir,
I have a 15 lacs corpus. Had planned sip into ETF over next 2 yrs.
Given current market volatility, should I amend this approach and do
1. Lumpsum investments. Or
2. Increase sip to invest corpus in next 6 months.
I have done goals based allocation for withdrawals in 2025, 2040, 2045.
When individual fund return for 6 months and 1 year less than last 3 and 5 years, increase asset allocation in equity funds.
When individual fund return of 1 year more than last 3 years and 5 years return.Decrease asset allocation in equity.
Backtest?
@@pran10000 not yet. Please do and then let me know.
@@abhideepkumar3585time in the market > timing the market.
Sir
Direct equity investment vs mutual funds investment wich one is better!!
cannot be compared as direct equity is subjective
You prefer only mutulfund or direct equity
Or both investment
Sell everything in trading
Nonsensene. I am now 65 years old and 90% of my wealth is in diversified equity funds and growing at the rate of an average 12%. This is possible only if you don't view this kind of vedios and control your emotions during bear market. The problem is today's generation has no patience and want quick returns.
What nonsense?
In today's information overload generation 'ignorance is bliss' strategy will not work. He is talking about real data backed stuff and risk management. Unless you publish your results who will take you seriously..?
No solution . always blaming.
Then why watch?! Bye
Goal based achiever video pls..