I would take the 93 dollars something every fortnight - right when you get paid - and throw that as an extra random debt payment to get rid of that isht. That way you remove the chaos and it’s done and gone. 🎉
I use the exact same spreadsheet as you. I added a section for a running balance, kind of like balancing a checkbook. I've found it very helpful, especially toward the end of the month when I'm waiting for certain payments to clear and I want to know how much I'll have left to put toward savings goals for the month.
@@EmilySweven Yep, anything coming in or going out of our checking account. I added it to the right of the breakdown pie chart. It includes the transaction date, (or projected date) a note about what it is, the amount (positive or negative) and the remaining balance after that transaction. I added conditional formatting to make the numbers change color based on if it's a deposit or a deducation. It helps my brain so much to have things color-coded! To get the remaining balance, it's a formula that sums the previous remaining balance and the amount of the transaction. I just carry that formula all down the column. Once the transaction has fully cleared our checking account, I strike through it. I feel so much on top of what's actually happening with our accounts having the running balance right there.
Hey hey, the brown shirt goes really well with the color of your bun 😂 - you know it’s all about color repetition. Do you have maroonish pants or a skirt? It would probably go well together.
❤😅
I would take the 93 dollars something every fortnight - right when you get paid - and throw that as an extra random debt payment to get rid of that isht. That way you remove the chaos and it’s done and gone. 🎉
Also savings I would do 89 - to make it 400 😜.
Yes! I want it gone asap so I don’t have to think about it anymore and get back to paying off the cards 🥳 especially since there are only 3 left
I use the exact same spreadsheet as you. I added a section for a running balance, kind of like balancing a checkbook. I've found it very helpful, especially toward the end of the month when I'm waiting for certain payments to clear and I want to know how much I'll have left to put toward savings goals for the month.
Ooooh! That’s a good idea! Something to keep track of ALL transactions? How did you lay it out in the columns?
@@EmilySweven Yep, anything coming in or going out of our checking account. I added it to the right of the breakdown pie chart. It includes the transaction date, (or projected date) a note about what it is, the amount (positive or negative) and the remaining balance after that transaction. I added conditional formatting to make the numbers change color based on if it's a deposit or a deducation. It helps my brain so much to have things color-coded!
To get the remaining balance, it's a formula that sums the previous remaining balance and the amount of the transaction. I just carry that formula all down the column. Once the transaction has fully cleared our checking account, I strike through it. I feel so much on top of what's actually happening with our accounts having the running balance right there.
Hey hey, the brown shirt goes really well with the color of your bun 😂 - you know it’s all about color repetition. Do you have maroonish pants or a skirt? It would probably go well together.
I dont 😩 that would be so cute! I have dark green wide legs pants that I almost wore but it was giving shaggy from scooby doo so I have to change lol