May Mortgage Interest Rate And Housing Update
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- Опубліковано 20 тра 2024
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I give up. Everything is so darn expensive! Will just put my supposed mortgage payment plus extra into the stock market for 5-10 years and buy a house with cash!
Hello Jennifer,
Your channel has been a great resource for me to learn about real estate and mortgages in the USA. This knowledge is important for my scouting efforts to improve my social media marketing skills. Thanks!
Our government think we’re stupid. They’re not dropping squat. We’ve learnt to deal with that. They want money to spend.
My job hasn’t upped our wages recently, and I can’t just go out and look for another job since I’ve been there for 11 years already.
Vegas housing is still garbage it seems. I heard about investors buying here again as well. Bummer
I went with a Filipino lender thinking she has my best interest but unfortunately no such thing it was the American saving me . She was charging 10,000 but the other lender charging me $1,500
I know you're disappointed and angry but you should know the harm that cones from saying things like this in open spaces with OTHER people reading it. It's shameful and makes things worse because it sounds like worship. Please consider deleting this comment.
Thank you, Ma'am.
great content thanks
I appreciate your support :-)
I understand that Florida resident homeowners are having to sell their home because home insurance companies are no longer insuring their homes or remaining insurance companies have raised their insurance rates so high the residents can no longer affording to pay home insurance costs/mortgages and are having to sell their homes. I would think this would deter new incoming Floridians from buying homes in Florida. Your thoughts?
I think this is fairly rare. We’re still seeing a lot of insurance companies in Florida. I haven’t had any clients have trouble getting insurance. It can be expensive but depends on what part of state you’re in. We are still seeing a ton of people come to Florida because the lack of state income tax and the politics are appealing for many. Also, the weather is really nice. Yes I know summer is hot but like honestly seriously the rest of the year is kind of dreamy. The only concern I have is condos near the beach right now because of a lot of the rules that got put in place after the surfside collapse.
Hi Jen! I'm glad you made this comment because I've been a student of yours for years so when you mentioned that you were moving to Florida I honestly couldn't figure out why you would do thatI Like, I remember seriously doing a cocker spaniel head tilt trying to figure out what was going on!!!!! 😂
Mainly, I wondered why you would move from one state that has experienced high amts of natural disasters to another one that's experiencing the same. I thought,"Are we all missing something? What IS it?"
But now that you listed some of what I'm assuming or your top priorities, it at least makes a little more sense!
I have also heard from people who are moving from Florida that they're having a hard time selling their homes because it's becoming almost common knowledge that insurance companies are veering away from houses in Florida or, because co. are increasing premiums to compensate for losses in other states, the premiums are unrealistically high! But you do make a good point about it depending on which part of Florida they're thinking about. There's a lot to consider, which is why I am always grateful for whatever you share.
Do you have an Idea what states would be best for disabled veterans
Texas and Florida come to mind off the bat. It’s always good to research as every state has different benefits. Some are definitely more veteran friendly than others.
Where I live, we have the Double homestead exemption, people 65 and older who earn under 25k a month are property tax EXEMPT, Current Military also property tax EXEMPT. 100% disabled vets are property tax EXEMPT.
@@winniethepoohandeeyore2Can you please name the state?
While waiting for rates to drop to refinance, would you recommend paying down the principal to be in a better position to refinance?
Paying down the principal is always a good decision no matter what. Owning more of your home is never a regret.
It depends on how much you currently have saved. If you have any credit card debt at all, please take care of that first. Then I would make sure you have at least six months of savings then I would say throw money at that mortgage.
“Cash is King” is a saying for a reason, and like all financial decisions it depends on where you would put that money that you are thinking of paying down your loan with. Unless you have a high rate that is greater than what you are able to invest that extra money, I would say hold onto it and keep your options open. You can get 5.5% return on short 3 month CD’s now and if you don’t blow this money on something else (consumerism) you can pay down your loan balance with that money if or when you do re-finance.