you prolly dont give a shit but does anybody know a way to log back into an Instagram account?? I was stupid lost my account password. I love any assistance you can offer me
@@MoneyTalksWithNikhil sir njn ipo oru european country il anu work cheyyune..enik vegam loan close cheyyan agraham und..bank il chodichapo ella month um kooduthal adakkan ulla option illana avar parayunath.
ഞങ്ങൾ വീട് വാങ്ങാൻ ലോൺ എടുക്കാൻ പോവാണ്... So husband ഓരോ വീഡിയോസ് എനിക്ക് അയച്ചു തരുന്നു ഞാൻ കാണുന്നു... എനിക്ക് sir ന്റെ പ്രസന്റേഷൻ ഒത്തിരി ഇഷ്ടാണ്... എല്ലാത്തിനും മേലെ എല്ലാ comments നും reply കൊടുക്കുന്നു 🙏please keep it up sir... God bless you ❤️Thank you ❤️
Ee aduthu anu thankalude video kanunnathu. Nalla avatharanam. Inim Kooduthal informative video pratheekshikkunnu. Ee video il upayogicha calculation koodi oru video il detail ayi explain cheyyamo? Thanks in Advance!
Valare useful aaya video...thaankal paranja ee same situation aanu njan ullath...sonsooonthanks.... SIP enthaanennu koodin onnu paranjal nannayirunnu..no idea about it
I am completely new to this.Just asking one doubt to you.Is it allowed by banks to close the loan amount before the agreed time of loan duration?.Like if I have a loan duration of 20 years and I am closing it in 5 years,it's a huge lose of interest for the bank right? I thought the loan span cannot be altered.Hoping your clarification on this matter.Thanks in advance.
Sbi home loanil ente emi 18k aanu... Enikku 30k adakkan pattum. Balance principal il Keran entha cheyya.....?? Athu account balance aayi alle kidakku....???
ഞാൻ ആദ്യമായി കാണുവാ നന്ദി ഇൻഫർമേഷൻ.. എന്റെ സംശയം പ്രിൻസിപ്പൽ എമൗണ്ട് ഒരുമിച്ച് അതാകുമ്പോൾ ഇന്റെരെസ്റ്റ്‌ ബാങ്കുകൾ എങ്ങനെ calculate cheyunne.. bank interest calculation engane anann onnu paranju tharamo..
Somewhat agree with your first two points, can you please quote at-least 2 or 3 SIP options, which have given 15% return annually for 10 yrs continuously.
The first option is a little better,dont deposit with cash together as in two and three,Bz if there is cash together it wil be spent with something else.the first is the best, anyway thank u
I had a home loan it was a nightmare , the 2000 rs u told we can't deposit in the repayment . ACC to the worst HDFC Home loan we can put the amount only twice in a yr , if u put more than 2 times there's a penalty , so many hidden agenda in home loans don't know about SBI . But HDFC home loans even if they give all processing fees , other charges free never opt . The 1 st option will never work with at least HDFC
Thanks for the options in which I think last one is best one - Meanwhile a query - in first 2 options, as we are only saving the last 50 odd EMIs, we have already paid the maximum interest no ? Will there be considerable principle amount savings in last EMIs ?
Am following your 1 and 2 options for the last 3 years. And thanks for sharing the same to others. It will help anyway. Only issue for the time being is the crisis impact of covid 19 where we facing.. Some companies are deducting salary for staffs. So these are getting affected in this 1 and 2 option😭😭
Hi sir, എനിക്ക് 7.5 ലക്ഷം രുപയുടെ housing loan ഉണ്ട് monthly emi ആയി 9000 ബാങ്കിൽ പേയ്മെന്റ് ചെയ്യുന്നു സർ പറഞ്ഞ ഓപ്ഷൻ 1 പ്രകാരമാണെങ്കിൽ 10000 ആയി അടച്ചാൽ മതിയോ? ഓപ്ഷൻ 3 പ്രകാരം SIP Best plan ഒന്നു വിശദീകരിക്കാമോ?
yes, extra payment nannayirukkum. Index Fund or good large / Mid cap fund will be good. your risk profile ariyatathukondu fund recommendation bhuthimudannu, specific fund please call - 9567337788
Thanking for imparting valuable knowledge. In pre closer of loans how future interest could be waved. Interest is paid for advancing loan for future date. When loan is cleared before loan tenure future interest must be waved. Please clear this issue also.
Very informative videos sir. Especially the way of presentation and conveying style... Could you please do a video on good SIP funds to invest for long term.. as a beginner, very much confusing to chose a right one for long term
Hi Sir, How can I close the insurance taken along with the home loan taken from SBI bank,before my complete repayment of the loan taken. I am in Ireland now with my family & want to close my loan back home, so that I can take loan here to purchase a house here, kindly let me know the procedure... Thanks Anoop
EMI is fixed in the beginning, any excess amount paid is considered as Advance and will not reduce the Principal amount until the Advance and the loan balance equalise
No bro. I am doing the same for the last 3 years. And extra payments will be reflected in your principal amount.. And they will not cut off your EMI from account, else they will adjust in your outstanding principal amount only,till reaching that added extra payment.
Hello sir. Very informative video. But i have a concern regarding the SIP. can u advise on how to select a gud fund in such volatile market.? Make a video on it if possible. Thanku
Thanks for the video Njan oru veedu pani start cheythitundu Maximum 10,000rs vare emi adakan patum Adikam interest illatha eethu loan edukunnathanu nallathu Njan ipo gulfil work cheyunnu Nalla oru upadesam pratheekshikkunnu
Sir yearly oru extra emi ennu parayumbol 20 emi alle save aavullu... 41 emi engane save aavum ? Athepole first optionil parayunna extra 2000 vech 190emi achieve cheythathinte calculation method hint tharumo (principle kurayumbol tenure kurayum ennathano ?) 5000 adachal ethra kurayum ennokke ariyaananu calculation method chodhichath... Is there any calculator available for this in internet ?
For instance if I take 10lk housing loan for 10years. But if i pay more EMIs in accordance with my monthly income, has there any profitability? Is it possible, Please advice.
We have to cosider benefits of Income tax exemptions so 3rd option is least attractive. Moreover SIP have its inherrent risks because of the market conditions. Another doubt is that in the case of 1 and 2 nd option is that most of the bank is having a system of charging equal interest whether you pay advance amt in your monthly emi, ie, they won't take into consideration of the amt u pay extra. This is to be addressed seperately if u decide to opt for it
Thank you so much for this video. Going to start option 1 & 2 ASAP and if possible option 3 as well.
Thanks for the comment. Yes, it's possible
Najnunm theerchayayum ingane thanne cheyyan pokunnu👍🏻
you prolly dont give a shit but does anybody know a way to log back into an Instagram account??
I was stupid lost my account password. I love any assistance you can offer me
@Westin Trace instablaster :)
@@MoneyTalksWithNikhil sir
njn ipo oru european country il anu work cheyyune..enik vegam loan close cheyyan agraham und..bank il chodichapo ella month um kooduthal adakkan ulla option illana avar parayunath.
സർ ഇങ്ങനെ സാധാരണ കാർക്ക് മനസിൽ ആകുന്ന രീതിയിൽ പറയുന്നത് കൊണ്ട്...കാര്യങ്ങൾ വ്യക്തം ആണ്...നല്ല വീഡിയോ ഇനിയും വേണം..
Ennitt sadharanakkaran aaya enikk ee SIP enthanenn manassilayillallo 🙄
സിമ്പിൾ ആയിട്ട് കാര്യം പ്രസന്റേഷൻ ചെയിതു.. കുറച്ചു സമയം കൊണ്ട് ഒരുപാട് കാര്യങ്ങൾ എല്ലാവർക്കും വെക്തമായി ആയി എന്ന് ഞാൻ വിശ്വസിക്കുന്നു
orupaad nanni und sirr.,
chirich kondulla
presentation kanumbol thanne samaadhanam❤️❤️❤️
Thanks for the support and comment ❤️
സർ സൂപ്പർ, വളരെ വിലയേറിയ മെസ്സേജ്, വളരെ നന്ദി
Thanks for your comment
@@MrMpsplus sure.
@@MoneyTalksWithNikhil sir I need your advice. Can you please share your number.
ഞങ്ങൾ വീട് വാങ്ങാൻ ലോൺ എടുക്കാൻ പോവാണ്... So husband ഓരോ വീഡിയോസ് എനിക്ക് അയച്ചു തരുന്നു ഞാൻ കാണുന്നു... എനിക്ക് sir ന്റെ പ്രസന്റേഷൻ ഒത്തിരി ഇഷ്ടാണ്... എല്ലാത്തിനും മേലെ എല്ലാ comments നും reply കൊടുക്കുന്നു 🙏please keep it up sir... God bless you ❤️Thank you ❤️
Very informative.& use full ideas sir..
Thanks for your comment
Ee aduthu anu thankalude video kanunnathu. Nalla avatharanam. Inim Kooduthal informative video pratheekshikkunnu.
Ee video il upayogicha calculation koodi oru video il detail ayi explain cheyyamo?
Thanks in Advance!
Thanks for advise. It's good if we pay little extra amount to loan and duration will be become less.
Valare useful aaya video...thaankal paranja ee same situation aanu njan ullath...sonsooonthanks....
SIP enthaanennu koodin onnu paranjal nannayirunnu..no idea about it
Brilliant method.... i have ever chosen...... thanks for this vdeo
Thanks for the comment
Really helpful informations.Thank you for made this Video.
Loved it points il stick on cheythu pettenu paranju.. boradikan time kitiyila superb
Thanks for your comment
Thank you sir... was bit late for watching this video, but i will advice the same to others👍
Sir, how to select a better SIP ?
Kindly go to your bank they will help...equity shares will be better...
Awsome video, thank you for the valuable and financially helpful information.
ലോണെടുക്കുന്നതിന് മുൻപേ ഇങ്ങനെ അറിവുകൾ ലഭിക്കേണ്ടതായിരുന്നു... എന്നാലും വൈകിയില്ല tnku sir
Yes, ഇപ്പോൾ ആണെകിലും ഈ methods ഉപയോഗികയുന്നതാണ്.
തീർച്ചയായും താങ്കളുടെ ഉപദേശം ആവശ്യമായ് വരും ... കോൺടാക്റ്റ് ചെയ്യാം സാർ
@@sumeshvasu7524 Ok
Thank you very much for your very informative video,..
Joy Of Cooking cool
Excellent presentation that imparts knowledge in a very simple way
I am completely new to this.Just asking one doubt to you.Is it allowed by banks to close the loan amount before the agreed time of loan duration?.Like if I have a loan duration of 20 years and I am closing it in 5 years,it's a huge lose of interest for the bank right? I thought the loan span cannot be altered.Hoping your clarification on this matter.Thanks in advance.
Thank you sir...i don't have myown home but soon ...feeling so happy and confident after hearing your advice sir...thank you.
Mohamed Assim please inform once you own a home
Sbi home loanil ente emi 18k aanu... Enikku 30k adakkan pattum. Balance principal il Keran entha cheyya.....?? Athu account balance aayi alle kidakku....???
Managerod paranj mattam. Allenkil online transfer cheyyam
Excellent sir .oru confident kuravu darnnu loan edukan , good information thanks.
Good presentation
Good.
The best thing is to combine first 2 scenarios .
Chettan Alappuzha Karanano?
No 3 kollam 👍👍👍
ഞാൻ ആദ്യമായി കാണുവാ നന്ദി ഇൻഫർമേഷൻ.. എന്റെ സംശയം പ്രിൻസിപ്പൽ എമൗണ്ട് ഒരുമിച്ച് അതാകുമ്പോൾ ഇന്റെരെസ്റ്റ്‌ ബാങ്കുകൾ എങ്ങനെ calculate cheyunne.. bank interest calculation engane anann onnu paranju tharamo..
Somewhat agree with your first two points, can you please quote at-least 2 or 3 SIP options, which have given 15% return annually for 10 yrs continuously.
Unnikrishnan Nair there are few, you can’t guarantee.
The first option is a little better,dont deposit with cash together as in two and three,Bz if there is cash together it wil be spent with something else.the first is the best, anyway thank u
What was the best option sir
Never take home loans. It is a big trap. Keep away from it. You will loose all your happiness in life if you are unable to repay...
Two type of debts are there good debts and bad debts. Before taking the loan you must have a repayment strategy.
I had a home loan it was a nightmare , the 2000 rs u told we can't deposit in the repayment . ACC to the worst HDFC Home loan we can put the amount only twice in a yr , if u put more than 2 times there's a penalty , so many hidden agenda in home loans don't know about SBI . But HDFC home loans even if they give all processing fees , other charges free never opt . The 1 st option will never work with at least HDFC
Thanks for the effort it was a good option both 2 and 3
@@sajivarghese1662 @ shift your housing loan to any Govt. Banks.
@@sajivarghese1662 Thanks for the comment. Choose the repayment method which is convenient to you.
Simple presentation.. but effective ideas... You are really doing good Job...
Thanks for your comment
Thanks for the options in which I think last one is best one - Meanwhile a query - in first 2 options, as we are only saving the last 50 odd EMIs, we have already paid the maximum interest no ? Will there be considerable principle amount savings in last EMIs ?
Check your financial situation and choose anyone of the method.
Supper idias tq sir
Thanks for the comment
presentation ✌✌💪💪👍
subscribed...
Thanks for the vedio..
How can i close my 15l for 20 years Home loan easily..
Good. Pay extra 10 % emi. Or start sip equity along
Is it possible for any bank, Sip or 10 % extra ,this option is in all the bank's
Thnku sir...very infrmatve vdo...✌✌✌
A school teaching Feel Really awesome👏✊👍
Pl give videos about Best Sbi mutual funds
home loan nerathe adachu theerkukayanenkil athinte koode bank nammale kondu eduppikkunna insurance adachu theerkendathundo, Insuracinum monthly interest varunnundu
Iam paying approx 2000/ extra EMI pm for a loan home loan of Rs 10 lacs/20 yrs. Howmay EMIs can be saved by me.
You can close the loan in 8 years. So that you have save the last 2 years EMI's.
Sir appo first thanne e extra adakkunna cash nammude principliliekk pokkummo
Athoo after 5 years kazhinjanno povukka
@@abi_atlast it will add to principle
Am following your 1 and 2 options for the last 3 years. And thanks for sharing the same to others. It will help anyway.
Only issue for the time being is the crisis impact of covid 19 where we facing.. Some companies are deducting salary for staffs. So these are getting affected in this 1 and 2 option😭😭
Thankyou so much for this viedo sir👌👌
Hi sir, എനിക്ക് 7.5 ലക്ഷം രുപയുടെ housing loan ഉണ്ട് monthly emi ആയി 9000 ബാങ്കിൽ പേയ്മെന്റ് ചെയ്യുന്നു സർ പറഞ്ഞ ഓപ്ഷൻ 1 പ്രകാരമാണെങ്കിൽ 10000 ആയി അടച്ചാൽ മതിയോ? ഓപ്ഷൻ 3 പ്രകാരം SIP Best plan ഒന്നു വിശദീകരിക്കാമോ?
yes, extra payment nannayirukkum. Index Fund or good large / Mid cap fund will be good. your risk profile ariyatathukondu fund recommendation bhuthimudannu, specific fund please call - 9567337788
Sir എനിക്കു 30,00000 രൂപ ഹൗസിങ് ലോൺ ഉണ്ട്. 20 വർഷം 26000 രൂപ emi ഉണ്ട് ഞാൻ ഏത് മാർഗം ആണ് തിരഞ്ഞെടുക്കുക. ദയവുചെയ്തു പറഞ്ഞു തരു sir
Yethu bank ila loan eduthe enik kittonnu nokkan aanu loan eduthit engane ond bhudhimuttu vallathom ondo status onnu parayo plz help..
Good information sir will surely try for this options 👍👍
Could you please elaborate on the third option... How the SIP will helps on loan repayment, if am taking an amount of 30Lakhs at na interest 7% pa.?
Thanking for imparting valuable knowledge. In pre closer of loans how future interest could be waved. Interest is paid for advancing loan for future date. When loan is cleared before loan tenure future interest must be waved. Please clear this issue also.
Appreciate the way you explain the ideas in a simple and understanding manner...great job.. thanks 👍😊🙏
Thank you for your comment. Hope you will execute of these plans
@@MoneyTalksWithNikhil sure will😊
Nice one sir. Can u explain Option 3 in excel sheet. It will be helpful for all to understand easily about SIP and also which are good SIP to invest.
Nammal bankil eedu vekkunna property micha boomi case ulpettaal bank loan pass aki tharumo .. ??!
micha boomi case ulla sthalathil veed vekkan bank loan pass aki tharumo..
Sthalathinu Micha boomi case ullaVark bank loan pass akan vendi yenthallam documents venam ..!?
.
Maasa thavanakalaayitt Veed vekkan kolla palishakk panam yedukathe allathe vera yenthankilum
Vazhi undo ..?!
Kayyil aage ullath kurach paisa maathram aanu ..orupad kalam wait cheythitt veedu vekkan ulla avasthayil alla ipol njangal ullath ..!!
onnu help cheyyumo ..?
Very informative videos sir. Especially the way of presentation and conveying style... Thanks sir..
Thank you
Sir nik ipol district co bankl 7:50 lack loan undayirunnu 15varshathek aanu ipo balance 5lack und intrest 13% aanu oru thavana polum pendng ella 12000 vachanu adav varunnath ...enik tacover cheyanamennund ...athinu nthanu cheyandath pls reply
Ningalude loan details and statement complete aduthulla nationalised bank il submit cheyth, avide loan takeover request kodukkuka.
@@MoneyTalksWithNikhil tnq so much sir for ur rply...
Thanks. Well said.
😊
Excellent idea , quick and simple explanation . Thanks
Can you suggest few growing investment mutual fund for sip
Very good information, please suggest the more than 14% growth giving liquid funds for sip ..
joshreal care liquid fund you can expect 5 to 7% p. a
3rd method awesome 👏
Sir pls suggest a best sip in current situation
ith nhan chaithu varunna karyamanu..
Good presentation Sir👍
Congratulations, thanks
Can u please share some idea regarding closing loan with rescheduling method
Call us at 8089074445 or mail us at care@pentad.in
Dear sir, any tips on educational loans? Or please let me know if there are any options to wave-off some amount.
there is one video I had on Education loan.
@@MoneyTalksWithNikhilThank you sir, I will check.
Sirnte videos valare helpfull aan
thanks. Let us know once you close your loan
Very informative videos sir. Especially the way of presentation and conveying style... Could you please do a video on good SIP funds to invest for long term.. as a beginner, very much confusing to chose a right one for long term
we were conducting workshop on Mutual Funds, saturdays, next week is for goal setting. you can call and take support
Hi Sir,
How can I close the insurance taken along with the home loan taken from SBI bank,before my complete repayment of the loan taken. I am in Ireland now with my family & want to close my loan back home, so that I can take loan here to purchase a house here, kindly let me know the procedure...
Thanks
Anoop
You can contact the bank manager and request for the closure and they will provide the details to proceed with the loan closure procedure.
Even Rs 500 added to EMI makes wonders....!!
If people are not comfortable with Mutual funds, then RDs are also good. Assured 6%.
Adipoli...thanks mashey
EMI is fixed in the beginning, any excess amount paid is considered as Advance and will not reduce the Principal amount until the Advance and the loan balance equalise
No bro. I am doing the same for the last 3 years. And extra payments will be reflected in your principal amount.. And they will not cut off your EMI from account, else they will adjust in your outstanding principal amount only,till reaching that added extra payment.
Wrong
They will adjust in principle amount
3rd option is very good
Very useful video.in right time I watched.
Sir what about personal loans?
Very useful Sir. Thank you so much.
Sir apo nammal EMI alland seperate loan accountilek fund transfer chaithal mathyo ???
In first senarion ahnekil ??
Hello sir. Very informative video. But i have a concern regarding the SIP. can u advise on how to select a gud fund in such volatile market.? Make a video on it if possible. Thanku
Pooja Nayak please call up
Overdraft account n കുറിച്ച് ഒരു വീഡിയോ ചെയ്യാമോ....
ചെയാം
@@MoneyTalksWithNikhil .... Thank you..... വളരെ നിലവാരം പുലർത്തുന്ന വീഡിയോസ് ആണ് താങ്കളുടെ.👍
Thank you Girish. Questions chothicholo. Happy to answer
Thanks for the video
Njan oru veedu pani start cheythitundu
Maximum 10,000rs vare emi adakan patum
Adikam interest illatha eethu loan edukunnathanu nallathu
Njan ipo gulfil work cheyunnu
Nalla oru upadesam pratheekshikkunnu
Hi sir nice video, but i would like to know as per your ist scenario do the banks accept extra amount other than the emi everytime
yes, depends on the bank. For example : some bank accept only by cheque/ only more than 10000,
Can you suggest me a good sip, for a short period appx 5 years, as you said in the third scenario
@@kksatish Please contact me
How do i, whatsapp or telephone, i am presently in italy, Rome.
@@kksatish Please whatsapp me
Mortgage loans engane pettann close cheyyan aavum ennathine kurich oru video idamo?
Very good video thank u very much
Valare nalla message ane sir ... thank you
ഞാൻ ഇത് പ്രാവർത്തികമാക്കി..... thank u sir
Good Mahesh. Thanks for commenting
Can you suggest best out of 3
Sir thank you for that 3 tips ,I'm going for a home loan..it would very much helpful for me
Please mail to nikhil@talkswithmoney.com if assistance required
Sir veed vakkan udheshkunna place rural area anu road facility illa enna karanthal ella bankm loan nishedikknu enthanu cheyndth
Nationalised bankil or cooperative bankil try cheyth nokku
Sir njan 5lack rupees 9% intarstil eduthittund. Appo eth egane adakkanam. Plz tell
Sir yearly oru extra emi ennu parayumbol 20 emi alle save aavullu... 41 emi engane save aavum ?
Athepole first optionil parayunna extra 2000 vech 190emi achieve cheythathinte calculation method hint tharumo (principle kurayumbol tenure kurayum ennathano ?)
5000 adachal ethra kurayum ennokke ariyaananu calculation method chodhichath... Is there any calculator available for this in internet ?
sir
oru doubt
ee corona season il
Sip pole ulla investments il pradeeskha
undakumo
after 20 years assured return undakumoo
എനിക്ക് ഒരു mutual fund start cheyyan thalparyam und , engane choose cheyyanam , evide contact cheythal viswasthamaya investment plan cheyyan pattum?
For instance if I take 10lk housing loan for 10years. But if i pay more EMIs in accordance with my monthly income, has there any profitability? Is it possible, Please advice.
Simple aayi present cheythu txs njan ithu adopt cheyym 3 rd ullathu onnu ethu fund ennu parayamo
Please mail to nikhil@talkswithmoney.com
Sir, Adyathe option oru videoyil nerathe kandirunnu.. angane adakkunnathinekurich bankil samsarichapol avar athukond oru labhavum illann paranju.. kure amonut onnich adachale enthelum labhamullunn paranju.... chodikkathini adachal avar athinte prayojanathil cheuthu tharumo... sadharanakkaaranu ith engane manasilaakkiyedukkan kazhiyum....
Thanks for the comment.
Sir
How to choose good and growing sip in future
Please mail to nikhil@talkswithmoney.com
Thank you very much
Can we close all the amount after 2-3 years
Well explained sir , sip how can get
Thank you 😊😊😊😊
Thanks for the supports in financial sector, could you please provide best 6 mutual funds can create wealth for next 5 years plan as SIP of 5000 each
Thanks for your comment. For more information, you can contact on 9567337788
We have to cosider benefits of Income tax exemptions so 3rd option is least attractive. Moreover SIP have its inherrent risks because of the market conditions. Another doubt is that in the case of 1 and 2 nd option is that most of the bank is having a system of charging equal interest whether you pay advance amt in your monthly emi, ie, they won't take into consideration of the amt u pay extra. This is to be addressed seperately if u decide to opt for it
Same doubt that i hv.
Sir KSFE chitty aano atho bank loan aano housing loan nu nallath? Chitty labhakaramaano?
Thank u so much sir.. was searching for such a helpful video
Sir, This SIP means any other savings you are addresing?
SIP in mutual funds
Thank you sir....Which one is better in the three methods....SIP is more better...??
SIP is a good option as it provides return also
Very informative sir, going to plan accordingly♥️
Thanks for the comment. Do you have any loans?
@@MoneyTalksWithNikhil Ys sir..(3Nos) trying to climb back from those pythons🐍
First method nice idea