🤑 How to DOUBLE YOUR MONEY with Maya Bank (Rule of 72) - Earn EVERY DAY with your Savings

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  • Опубліковано 24 лип 2024
  • Want to calculate how long it will take to DOUBLE YOUR MONEY? The Rule of 72 is a quick formula you can use to determine how long it takes to double your investment given a certain interest rate. This is a small fun fact I wanted to share as extra knowledge for your brains 🧠
    Earlier this year, PayMaya rebranded to Maya and started to offer a lot of new features kasi gusto nilang maging all-in-one money app. In this video, we'll be talking about saving with Maya Bank. You'll be able to grow your savings faster with Maya Bank’s 6% p.a. Interest that pays out interest DAILY - which I’m sure is much higher than whatever you’re getting at your regular savings account.
    Earn 6% savings interest on a daily when you use Maya for your payment transactions.
    🔍 Learn more at maya.ph/6percentboost
    🎥 Check out my other videos on Maya
    - Maya Bank Overview: • MAYA Bank 2022: Earn 6...
    - Maya Crypto: • MAYA Bank 2022: Earn 6...
    💚 Register for a Maya account now using my code "NICOLELOVESMAYA" and get a P100 reward when you Upgrade and Cash In at least P100!
    ======
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    🕰TIMESTAMPS:
    00:00 Intro & Overview
    01:27 What is Maya Savings?
    02:59 What can you do with Maya Savings?
    03:52 How to compute the interest for Maya Savings?
    09:06 How to use Maya Savings? (Mini-tutorial)
    ======
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    --
    🤑 How to DOUBLE YOUR MONEY with Maya Bank (Rule of 72) - Earn EVERY DAY with your Savings
    Maya bank 2022 / Maya Philippines / Maya Savings Interest rate 6 percent / Maya Savings Interest Computation / maya savings interest daily payout

КОМЕНТАРІ • 586

  • @NicoleAlbaYT
    @NicoleAlbaYT  Рік тому +74

    How long it will take to DOUBLE YOUR MONEY? 🤔 Sharing the Rule of 72 as a quick fun fact for your brains!! Hahaha 🧠🤩✨
    In this video, we'll be talking about saving with Maya Bank. You'll be able to grow your savings faster with Maya Bank’s 6% p.a. Interest that pays out interest DAILY - which I’m sure is much higher than whatever you’re getting at your regular savings account.
    💵 Earn 6% savings interest on a daily when you use Maya for your payment transactions. Learn more at maya.ph/6percentboost
    💚 Register for a Maya account now using my code "NICOLELOVESMAYA" and get a P100 reward when you Upgrade and Cash In at least P100!
    🎥 Check out my other videos on Maya
    - Maya Bank Overview: ua-cam.com/video/ZX3ucBomTgY/v-deo.html
    - Maya Crypto: ua-cam.com/video/ZX3ucBomTgY/v-deo.html

    • @foxhound4529
      @foxhound4529 Рік тому

      can you share your spreadsheet for the formula for the deposit? would appreciate it if u can share it

    • @jamie3226
      @jamie3226 Рік тому

      Kakalabas ko lang ng pera ko sa maya savings kasi mag eend na promo nilang 6% today. But because of your video, ibabalik ko un once meron na ulit 6%.
      Napansin ko lang sa formula, hindi nadeduct ung 20% tax.
      Mas better din sana kung iisa na lang ang maya savings balance and maya ewallet balance

    • @foxhound4529
      @foxhound4529 Рік тому

      @@jamie3226 goods na din un 4.5% meron ba bank na ng bibigay ng mas malaki pa jn na nalaman mo boss? Ngayon napansin ko para ma maintain mo 6% need mo mg byad ng bills gamit maya app para ma unlock ang additional 1.5%

    • @rikudouray
      @rikudouray Рік тому

      @@foxhound4529 Yep win win nadin, especially if you have recurring bills.

    • @abundancemindset_ramilvelasco
      @abundancemindset_ramilvelasco Рік тому

      Double your MONEY in 1 year, guaranteed! Thank me later! DM me (:

  • @streetmavens2037
    @streetmavens2037 Рік тому +2

    New year, new ipon talaga. Ito ang bagong goal natin ngayong 2023. Iba ka Maya!

  • @christopherdaneserenio6797
    @christopherdaneserenio6797 Рік тому +19

    No.1 youtuber when it comes to savings.

  • @daveguardiano2871
    @daveguardiano2871 9 місяців тому +1

    ito ang magaling magpaliwanag, saka totoo hindi gaya ng iba na gusto lang ng views

  • @ojojzerep22
    @ojojzerep22 Рік тому +5

    kapag napapanood ko mga lecture mo
    nakaka inspire po
    parang kaya ko yumaman
    hahaha

  • @janawejieamante8890
    @janawejieamante8890 Рік тому

    Yes! Ito na ang bagong personal goal this 2023. Para naman financially stable.

  • @kingLuckss
    @kingLuckss Рік тому +20

    ikaw talaga yung pinapanood ko before pagdating sa savings, financial tips etc..kakaSubscribe ko lang din.
    pano kita ma ppm, hit me up :)

    • @D4rkPrincePlays01
      @D4rkPrincePlays01 Рік тому

      hello po idol lagi ako nanunuod ng video nyo po dami nyo po natutulungan 😁

  • @zoeytv849
    @zoeytv849 Рік тому +2

    Fast talk but understandable ..superb!

  • @startsmall7413
    @startsmall7413 Рік тому +2

    very clear explanation. Thanks Nicole.

  • @jhunsantiago8750
    @jhunsantiago8750 Рік тому +1

    How to invest small money.. ganda tutorial mo madali maintindihan.. love it the best no.1

  • @jenatutubo
    @jenatutubo Рік тому +33

    Clear and easiest explanation as always, Nicole. More power to your channel mother bread 🍞🍞🍞

  • @foxxysoul9502
    @foxxysoul9502 Рік тому +10

    Thanks Nicole! You always explain things so easily, i feel stupid for not getting it on my own lol😊

  • @gabrielcardenas6965
    @gabrielcardenas6965 Рік тому +4

    Yey! Looking for more videos like this. Thank you

  • @av4920
    @av4920 Рік тому

    Big help! Thank you Ms Nicole👏🏼

  • @jhonasramos3449
    @jhonasramos3449 Рік тому

    Love this Maya savings talaga. Worth it ang money kasi kikita talaga.

  • @khlentsapigao1939
    @khlentsapigao1939 Рік тому +21

    you're like my accounting teacher hehe, so informative

    • @ln9177
      @ln9177 Рік тому

      More like finance teacher, accounting is more than just about money and savings.

  • @wendelamante3733
    @wendelamante3733 Рік тому

    Gandang pasok to ng 2023. Kaya Mag Maya Savings na.

  • @andriarosebriones7473
    @andriarosebriones7473 11 місяців тому +1

    1st YT video na di ko iniskip. Thank you Ms Nicole 😊

  • @chriscarig
    @chriscarig 24 дні тому

    Mabilis mag salita pero maiintindahan mo tlga grabe thanks sa info ate nicole.

  • @forgottenperson1605
    @forgottenperson1605 Рік тому +1

    Thank you for this.
    Looking forward for more!

  • @snow2480
    @snow2480 Рік тому +1

    Thanks a lot, I really love watching your vids I learned so much about financing because of you, tbh Math doesn't love me but i love money 🤑 Lol, it's like your my personal finance adviser bcs you do the math huhu, God speed!🙏😘❤️

  • @paolosanchez
    @paolosanchez Рік тому +10

    Fine print for Maya 6% p.a. interest, this is only for PHP 100k. Over that, the standard 4.5% p.a. is applied.

  • @nzyyybb
    @nzyyybb Рік тому

    I randomly came across your video, and I subscribed instantly. I'm sure of it madami ako matututunan sa channel mo. I'm tryna learn how to invest lately, might as well binge watch your vids haha

  • @davidmarkabanes5275
    @davidmarkabanes5275 Рік тому +1

    very nice! May bagong paglalagyan ulit ng savings. Thanks, Nicole!

  • @adolphweissman5973
    @adolphweissman5973 Рік тому +2

    Bat ngayon ko lang to nakita hahaha very informative and helpful. thanks a lot

  • @FaithHopeLoveTv
    @FaithHopeLoveTv Рік тому

    I fall in love in this channel. Like Share & I Subscribed! 🥰

  • @UndoubtedBearish28
    @UndoubtedBearish28 Рік тому

    I already know this before but it makes more sense when somebody is else is talking about it still a good content nice sponsor from a friend 🦖

  • @mnzthegreat
    @mnzthegreat Рік тому

    Wala pang 1minute yung video dagdag information agad. Subscribed!

  • @ZappyLife
    @ZappyLife Рік тому +36

    Maya is shaping up to be the number one E wallet in the Philippines. It has been no.2 for a long time but right about damn time for them to be on the top spot!

    • @miaya3898
      @miaya3898 29 днів тому

      Nope. Boycott all PLDT things. Support only Globe 😀

  • @CookDineRepeat
    @CookDineRepeat 3 місяці тому

    Well explained. Thank you 😊

  • @bernardinourcia3410
    @bernardinourcia3410 Рік тому

    Thank for a very informative blog..👍👍🙏🙏

  • @RhaineDrops
    @RhaineDrops Рік тому +5

    Very nice and clear explanations! Tnx for the info you shared with us, highly appreciated. ❤️

  • @chinnodurantico5753
    @chinnodurantico5753 Рік тому +4

    On your next vlog. I want you to explain the difference between the GCash's GSave digital bank brands. 😉
    And each accounts features and interest rates.

  • @AmirChristopher
    @AmirChristopher Рік тому +1

    yeyyy new videooo 😊😍 thank you for this

  • @neilsteventaal2668
    @neilsteventaal2668 Рік тому +1

    I like your videos. Details are clear and easy to understand. I have already subscribe to your channel. Thanks

  • @KaalamTV.ww4
    @KaalamTV.ww4 Рік тому

    Ang Ganda Ng content mo lods lagi akong nanood sa mga video mo.. sana ganyan nalang din ginawa Kong content..piro hirap Ang galing mo lods.. good lock..I hope more subscribe for you lods...

  • @jcstark47
    @jcstark47 2 місяці тому

    nainlove po ako sa itsura mo, but stayed for the content. Thank you

  • @pascalpecheur9059
    @pascalpecheur9059 11 місяців тому

    Thanks for the video, I just opened an account and tested it. It works!

  • @ianalexiscuenco3341
    @ianalexiscuenco3341 Рік тому

    thanks for your info ma'am!

  • @blackfleet1111
    @blackfleet1111 Рік тому +10

    Many complaints with maya users about locked account once they availed of that interest income, promos, vouchers, loans, etc. Just to be safe, just use what you have ang dont owe them anything. Rewards/points are ok as long as it came from your payments. Some users though are just up to what they can get out of the App. And dont transfer to Gcash and complain if you did not get your credit. I hope buying crypto has less fees than selling which currently has 5% both ways

  • @bodymovement1992
    @bodymovement1992 Рік тому

    Thank you for always nicole,helpful palagi blogs mo

  • @stara.2350
    @stara.2350 Рік тому +11

    Omg your account really grew big! I remember learning from you last 2020 about managing finances (which I still use your spreadsheet btw thank you!) and now I came across your video while looking if I should open a PayMaya acc haha the world is really round. Thanks for making our financing lives easier (and fun)! More power ❤️‍🔥

  • @keymwellsace7469
    @keymwellsace7469 3 місяці тому

    Nic thanks sa mga content na ginagawa mo, your doing a public service thank you keep it up

  • @eyepv4
    @eyepv4 7 місяців тому +2

    your parents must be so proud of you ❤

  • @blooo91
    @blooo91 3 місяці тому

    Thank you so much, Nicole!!! I got all the information I needed in this video. Thank you!!! :)

  • @guycom99
    @guycom99 Рік тому +11

    I started with Maya this year to get the 4.5% + 1.5% interest rate. Hope they will still be here in 10-20 years.

  • @erickbueza
    @erickbueza 6 місяців тому

    Thank you sa video presentation ate Maya este ate ate Nicole pala 😊

  • @didihadid6580
    @didihadid6580 Рік тому +5

    at the age of 31 ngayon palang ako namumulat sa savings and all and i hope di pa huli ang lahat. Lucky me kasi mejo nakalaya na tayo sa pagiging breadwinner kasi tapos na yung mga pinapaaral ko at ngayon palang ako babawi sa sarili ko ngayon lang din babangon at ngayon lang din naging priority ang sarili. I find this video very informative. As in wala akong tanong lahat na cover mo from start to finish. maraming salamat!

  • @clydeeconcepcion486
    @clydeeconcepcion486 Рік тому +1

    I always appreciate your videos Nicole!✅

  • @japjapheth5230
    @japjapheth5230 Рік тому +1

    Thank you so much madam @Nicole Alba 🥰🥰🥰
    watching here in: Sta. Mesa , Manila

    • @Marvinfavis395
      @Marvinfavis395 Рік тому

      thanks for watching... write me to participate in our ⤴️current investment offers/insight

  • @jennylynaquino8448
    @jennylynaquino8448 Рік тому

    Thank you, very informative. It's just that you speak so fast. :D

  • @user-jg9ib5eb6d
    @user-jg9ib5eb6d Рік тому

    Very informative because of that i will subscribe to ur YT❤
    Hopefully i will learn more about investing keep it up mam🥰

  • @aantiquera
    @aantiquera Рік тому

    ikaw ang rason sa gcash ko..ikaw rin ang rason sa maya app ko...more power keep it up more vids to come

  • @michaeldavid1431
    @michaeldavid1431 Рік тому

    I love your voice and the way you talk.

  • @eggy5956
    @eggy5956 Місяць тому

    Thank you for this video! 10/10 helpful

  • @johnmarksalbilla8435
    @johnmarksalbilla8435 Рік тому

    Thankie hayst, got it.

  • @WeightLossLeanAndFab
    @WeightLossLeanAndFab Рік тому

    Subscribed to this channel at 10k subscriber count

  • @joymameloto5171
    @joymameloto5171 Рік тому

    Our goal this 2023 is to save money and be future ready.

  • @jeromesonio8341
    @jeromesonio8341 Рік тому

    Thank you 🤗

  • @Granzteelvids
    @Granzteelvids Рік тому +4

    Really appreciate the outline at the top left side of the video, Nicole! Also, problema ko sa Maya ay yung ID requirements so yea no thanks sa 6%. Also may promo sa CIMB na 8% if flat interest lang ang pinag uusapan so 👌

    • @jamie3226
      @jamie3226 Рік тому +1

      Cimb with 8% interest? Noooo. Kung may loan ka sakanila, dun lang madagdagan yan. Maraming criteria pa yan from the base 2.6% lang

    • @Granzteelvids
      @Granzteelvids Рік тому

      @@jamie3226 Actually 8% interest ko so I think okey lang na sabihin ko na yun yung interest. But I guess it's also a choice kung willing kang mag meet ng requirements o hindi, and that's fine. Yun lang mas mababa interest if you didn't. Like I said, it's a choice

    • @Lo-Fi-_-Gaming
      @Lo-Fi-_-Gaming Рік тому

      @@jamie3226 I don't have a loan. I get the partial returns on the first few days of the month and the other remaining of the 8% in the middle to third week of the month.

  • @omnislash201
    @omnislash201 Рік тому

    Will you upload an updated maya savings with their 10% interest rate now available only this April? Would love to hear your tips.

  • @patmonzon1502
    @patmonzon1502 Рік тому

    Huyy, legit yan. Di pa man 2023, pero nakita na yung pera ko sa Maya Savings. Ito ang tunay na personal goal.

  • @dailyanimedose4u
    @dailyanimedose4u Рік тому

    very informative

  • @n.crypted
    @n.crypted 11 місяців тому +4

    There's a flaw with the compounding net interest = Compounding din yung TAX 😅. So in actuality, this just confuses people tbh. Pero props to MAYA for the 6% interest.
    That's the closest we can get to combat the 7%~ inflation rate in the PH.
    Just a few points to keep in mind before we commit to MAYA.

    • @CieKayy2000
      @CieKayy2000 10 місяців тому +1

      Still a win-win solution if may other reserves of money ka compared to other banks. Cons nya lang talaga its a digital bank, higher risks in terms of security compared to other banks in years of service and quality. Key takes is that this is a digital bank so understandable ang interest rate nila because they have less overhead cost compared with traditional banks.

  • @carljasonesquijo5263
    @carljasonesquijo5263 Рік тому

    I’m waiting sa review mo sa Maya funds hehe

  • @marvindmartian6082
    @marvindmartian6082 Рік тому

    Heart ko dri dol!

  • @ladyingrid8842
    @ladyingrid8842 Рік тому

    Now Im trying to check my Maya account❤

  • @jslabusan
    @jslabusan 4 місяці тому

    Na hirapan ako e catch up, sa subrang tagal ng ma double your money. mabuti napaka ganda ni ma'am Nicole Alba 🥰

  • @raginpinkpink
    @raginpinkpink Рік тому +1

    @nicole alba
    can you make comparison of all e-wallet loans and their interest rate

  • @shirokokoro9
    @shirokokoro9 Рік тому +4

    7:30 in personal goals, it says 6% pa interest rate but limited to 6months, does it mean it can only earn 3% then for a half year?

  • @jettnerona
    @jettnerona Рік тому

    Grabe na yung gastos ko. Need ko na talaga savings haha

  • @jaytechpinoychannel
    @jaytechpinoychannel Рік тому

    wow galing naman nyan lodz

  • @jbe4life
    @jbe4life Рік тому +1

    Hello ms. Nicole, thank you for your video, i am very interested in savings, but one thing i am hesitant with online, like Maya or Gcash is. All of this application flatform will be down, or no connection, or sometimes the systems will say. The systems is on maintenance or upgrading, then its hard for connection to transacs especially you need an urgent emergency. So this could be hinder for me to put your money in an online flatform.
    However, i want to know if there is a physical building or office location of this flatform if in case problem arises and we can go to it to transac personally.
    I appreciate so much if i can get a reply. Thanks and God bless. 😊😊

  • @shairabpop
    @shairabpop Рік тому

    Maganda gamitin ang maya❤️ rebrand nga solid❤❤

  • @maridaneangelline737
    @maridaneangelline737 6 місяців тому

    Beb sana kana 2024 na. Happy new year

  • @bryan_96
    @bryan_96 Рік тому +2

    ang maganda pa sa maya pag nagcash in ka may cashback din..and i used maya savings for my emergency fund

  • @meinardguevara5710
    @meinardguevara5710 Рік тому +18

    Contrary to the excel presentation of compounding interest, Additional interest rate (1.5% in 6% gross interest rate) only applies up to 100k in excess regular rate will apply which is 4.5% but still malaki pa rin ung interest compared to other banks.

  • @MorrisDXplorer
    @MorrisDXplorer Рік тому

    lodi ko talaga to

  • @bertbert7006
    @bertbert7006 Рік тому +1

    Hi can you make comparison of this with maya, tonik and cimb bank. Thanks a lot.

  • @salvadorestenor7611
    @salvadorestenor7611 Рік тому

    Hi nicole thanks

  • @paulinajordan9047
    @paulinajordan9047 Рік тому +58

    Your channel has really changed my life. I have been studying and researching about crypto for a while now and got stuck somewhere along the learning curve. I can now say that am really improving my understanding of this whole new world and making huge profits on a weekly basis, all thanks to you guys

    • @ivoryallen1260
      @ivoryallen1260 Рік тому +2

      I have been earning monthly passive income with cryptocurrencies for more than a year, although I prefer to trade with the help of a professional broker because it saves my time and reduces the risk of losing funds in trading, since we all know how volatile the market is.

    • @keithshirley4318
      @keithshirley4318 Рік тому

      I am a cr ypto newbie and have some cr ypto in my wallet but I am afraid of losing my funds due to the recent crash.

    • @jasonray570
      @jasonray570 Рік тому

      @@keithshirley4318 No need to panic if you plan on a long-term holding, but if you hope to earn passive income from the coins you have in your wallet, it is recommended that you have a genuine professional broker manage your account.

    • @keithshirley4318
      @keithshirley4318 Рік тому

      I am hoping to earn passive income maybe weekly or monthly... Can you suggest a genuine broker?

    • @jasonray570
      @jasonray570 Рік тому

      There are many claiming to be professionals for all investors, especially newbies, you should get tired of! Mr. Avril Coleman is a genuine and consistent broker who can guide you to become one of the whales in crypto.

  • @Ivan-um1qc
    @Ivan-um1qc Рік тому

    How about for the my Goals savings? Same lang po ba ang kalalabasan ng interest earned kahit monthly ang bigayan ng Interest earned?

  • @ruizsimon7760
    @ruizsimon7760 Рік тому

    Wow Nicole Nice Toh toking Maya Savings 🥰🥰😘

  • @chinnodurantico5753
    @chinnodurantico5753 Рік тому

    I am so happy that i watched this vlog of yours Ms. Nicole Alba, today, I acknowledged How Maya Savings account works. I deposited only 10PHp only on my savings account. Even if it's a small amount you'll still earn interest at The EndOfTheDay.
    And that's amazing. 😩😭👏🏻

  • @Echannnnnnn
    @Echannnnnnn Рік тому

    TY! POOOOO

  • @manuelsalonga2916
    @manuelsalonga2916 Рік тому

    Thank you ganda

  • @DavidFloresMusic
    @DavidFloresMusic Рік тому +1

    Hello po, what is the best way to cash in funds po na over the counter?

  • @itsmarga3594
    @itsmarga3594 Рік тому

    will there be a 6% daily interest din na papasok for a specific personal goal or magrereflect yung interest after matapos yung 6 month-duration na sinet for the goal?

  • @reynaldodauz9403
    @reynaldodauz9403 Рік тому

    Hi Ms. Nicole! Keep educating us. I'm starting to fall in love with you na. Hehe! 😊 ❤

  • @carlanthonydelosangeles7411

    Maya FTW!

  • @ramonbenito9840
    @ramonbenito9840 Рік тому +1

    Does Maya also have time deposits with higher rates? Ty

  • @kumokonani-ka5370
    @kumokonani-ka5370 7 місяців тому

    Salamat mam.
    Maintindihan kona mas maganda pala maya for saving kahit 100pesos per day ipon ko kahit low end income.

  • @azuraperez4098
    @azuraperez4098 Рік тому +1

    The best talaga ang maya. 6% interest rate pa ren.
    P

  • @PrinceCarranza26
    @PrinceCarranza26 Рік тому +1

    pag mag wwithdraw ka po, ano pipiliin mo sa machine? current or savings po?

  • @johnronaldb
    @johnronaldb Рік тому

    Di mo na include yung good customer service support kung may mga discrepancy or other concern ka. Done subscribing po. First ko po nakita yung vlog ninyo about home PC setup ninyo. More pawer! Hehe

  • @stressfree2567
    @stressfree2567 Рік тому

    Ano po recommend nyu book about investment (yung may mga techniques like rule72 po nayan)

  • @yotsub29
    @yotsub29 Рік тому

    Just switched to maya today 😀

  • @karenvill2602
    @karenvill2602 Рік тому

    Sino pong editor nio? Galing e

  • @murrellaguirre2148
    @murrellaguirre2148 9 місяців тому

    Hi Nicole! Is the cimb do the same thing compounded interest rate?

  • @billhenryram4226
    @billhenryram4226 Рік тому

    Can you also make a review for Gotyme bank savings. I would love to watch and learn miss Nicole.Thank you..