UPI (Unified Payments Interface) Use करने के 11 बड़े फ़ायदे
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- Опубліковано 20 лип 2024
- UPI or Unified Payments Interface can be used via BHIM, Paytm, Google Pay, PhonePe and many other mobile apps of Banks.
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In this video, we discuss 11 benefits of UPI payment system and why it is better than Cash, Cheque, Credit Card, Debit Card, Digital Wallets, Online Banking like NEFT, RTGS, IMPS etc.
Nowadays UPI system is offered by all major mobile banking apps of banks like ICICI Bank,
UPI is a mobile banking system under Digital India campaign that will help India become a cashless economy. We will first understand what is UPI, how it compares with digital wallets or mobile wallets like Paytm, Phone Pe, Freecharge, Mobikwik etc. and then will see the major benefits of a Unified Payments Interface.
Time Stamps
00:00 Introduction
02:25 What is UPI Payment System?
02:43 Transaction limit
03:18 Benefits
Related Videos:
NEFT, RTGS & IMPS Transfer: • NEFT, RTGS & IMPS Tran...
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UPI या यूनिफाइड पेमेंट इंटरफेस का उपयोग BHIM, Paytm, Google Pay, PhonePe और बैंकों के अन्य मोबाइल ऐप के माध्यम से किया जा सकता है। इस वीडियो में, हम UPI पेमेंट सिस्टम के 11 बेनिफिट्स के बारे में चर्चा करेंगे और ये भी जानेंगे की ये नकद, चेक, क्रेडिट कार्ड, डेबिट कार्ड, डिजिटल वॉलेट, ऑनलाइन बैंकिंग जैसे NEFT, RTGS, IMPS आदि से बेहतर क्यों है।
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In this video, we have explained:
What is the full form of UPI?
What are the benefits of UPI payment system?
How UPI app can be used for making payments?
How unified payment interface system works with digital wallets such as BHIM UPI, PhonePe app, Google Pay, Paytm etc?
What are the transaction limits applicable in payments done through UPI transaction?
How long does it take for UPI transaction to get credited into the account of the beneficiary?
What is the process to transfer money from one bank account to another using UPI app?
What type of transactions can be done using UPI payments app?
How many accounts can be added in UPI and other mobile wallet apps with UPI facility?
How safe it is to do online transactions using UPI app?
What are the transaction charges applicable on UPI app payments?
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Hello sir... I want to know that can we have/use a single different mobile number for ( other then which is linked to bank account) for phonePe, Googlepay(UPI apps ). Will it work.?
I mean recently updated my mobile no. In Bank. But I can still use phone, Googlepay.. etc for sending and receiving money for day-to-day task with my other no. Linked to it. I have not updated my new no. On this app.
Is it because I have dual sim phone. Or UPI linking no. Should be bank linked no. Is not mendatory. Please 🙏 reply and give me some clarity. I have been searching answer for this from past 4 days and not getting clearity. 😅
Sir...Maine bahut saara video dekha magar Aapke jaise koyi nahi banaya....thankyou sir....for right & Genuine informations.....
BHIM app me bhi multiple accounts jod sakte hai. I have done this. Rest ur video is really informative,,,,👍👍👍👍👍👍
Jod sakte hai per ek hi mobile number me aur v account honaa chahiye
Hi
Thanks to GOI and NPCI
UPI will be game changer in Indian Economy
Your Explanation is really useful and indepth which helps people about the features of Digital Wallet Transactions .This facility certainly boosts Digital Economy and I would like to add to this info about the difference between UPI and Wallet Transactions where former is more personal.
आप को बहुत बहुत बधाइयाँ एवं मुबारकबाद कि आप ने एक अच्छा पैग़ाम दिया। धन्यवाद।
Dhanywaad
Excellent tips, You have counted 11 plus points.
What is the minus points, you have not shared?
Will you do?
Sir do we need indian number for Upi ? i am in australia and using pnb indian account but linked australian number with pnb bank. i am using pnb one app also
now back to 2022 harek galli nukkad main upi miljata hai. kisi bhi bacche se pucho upi ke barre main wo bhi bata dega.. kudos to government of india for making indian cashless in less than 3 years and giving us the world's best payment method UPI
Very good content.. Another important advantage is, visa and mastercard charge around 2% from the merchant per transaction, so upi will reduce this flow of cash out of the country
I guess most of the upi apps are owned by foreign companies except bhim
Hello sir... I want to know that can we have/use a single different mobile number for ( other then which is linked to bank account) for phonePe, Googlepay(UPI apps ). Will it work.?
I mean recently updated my mobile no. In Bank. But I can still use phone, Googlepay.. etc for sending and receiving money for day-to-day task with my other no. Linked to it. I have not updated my new no. On this app.
Is it because I have dual sim phone. Or UPI linking no. Should be bank linked no. Is not mendatory. Please 🙏 reply and give me some clarity. I have been searching answer for this from past 4 days and not getting clearity. 😅
Thanks for this valuable information. I am a banker and would love to share this video which simplifies the usages of Bhim app to my customers
*सर जी इन पेमेंट एप्स के लिए गवर्नमेंट ने कुछ ना कुछ रुल या रेगुलेशन जरूर बना राखे होंगे भी वह बताइए*
Nice video about UPI. I have bhim UPI, best payment option for all your payments, it's simple and easy to use without any charges. I love BHIM UPI app. 👍👍
The way you interpret is just amazing.Thanks for such valuable information.
Sir me Bhim app SBI se linked kiya tha but jabi bhi UPI pin dalta hu for trans" toh message atta he bank ki or se Lunch time k baad try kare. After lunch time firse try kiya toh message aya Counter No 4 k pass se UPI pin Dalo😂 just kidding bhai Great information I always love to watch ur videos Thank you.
Sir ji. Zerodha platform se kya Praytm App se IPO ke liye apply kar sakte hai? Agar "ha" to kaise? Please, guide me.
Sir I have 2 questions.1 is what is difference between request for payment . Request for payment information.
2 question is - account transfer me kya mai sirf mere hi durase bank accounts main transfer kar sakata hun ya kisi aur ke bhi account me. Please reply
If government increase transaction limit in BHIM, It would be the best digital payment platform and I have no words for your valuable knowledge, because every word is small in front of your knowledge....I Wish that you always distrubute knowledge among viewers...Wish best wishes.
Really great information shared by you in this video. Yes, UPI is the best way for payment transfer.
I want to know, can I transfer money from credit card to bank account without any charges? Please reply
Dusare account number se apane account number par kar sakte hai
Yes, you can.
Thank you so much! I've been confused between the various digital payment methods and the apps used as I do not possess technical knowledge. You've made everything so easy.
Thanks for useful post. Volume of recording should also be slightly increased so that be heard better
sir,
can u plz give demo how to use this UPI payment interface.
Very good information Sir
Thanks a lot for sharing this valuable information.👍
Anil
Your Content is the Best I ever saw in entire Internet
Thanks for appreciation Josh :)
Sir bhim me bhi multiple account link kr sakte hai
Digital system of payment transaction is of very useful, convenient, safe,in India only big problem or tension is that this type of transaction cant hide with income tax, GST, department. therefore peoples and small businessman are very interested in cash transaction no need to keep any records .taxes in India are very high and functions are very complicated even professional like C.A CS Accountant,advocate etc could not understand properly.
Istra ke tranjection pay in come tax ki najar to rahti hogi???
And sir pls make a vdo for npa.. pls explain each n evrything about NPA .. lokadalat.. and DRT
I am using UPI from 8 month and it is best way to transfer payment to anyone and it does not have any transaction charges .
Rishabh Upadhyay
Kaun sa upi hai bhai
@@vasantnayak5241 BHIM UPI.
Sir,
I like your youtube videos. I just want to know is Bank's own BHIM app more secure than others Google pay, Phonepay, Paytm & Mobiwik etc.?
If possible kindly make a video on this matter.
Thank You
Useful video
Ek video iss par bando
Hum jab google pay ya phone pe ko link karte hai tho sab kuch sahi hone k baad bhi
Pl. Retry something prob. Ye kyoun hota hai
Thank you very much for giving so much knowleadge full video to indiansss crowd
Thank you for appreciation and support Viraj 😊
@@AssetYogi If I have mobile wallet ( whatever it is PayTM Mobikwik Phone Pay or GooglePay) can I transfer money to other using his QRCode( If He have other mobile wallet)
The best financial advisor ever I have seen and ofcourse my favourite UA-camR.....
Satyawan-Malik
सर इंडिया के टॉप 5 बैंक सरकारी प्राइवेट स्मॉल बैंक इनके इंटरेस्ट एफडी रेट का वीडियो बनाएं 1 साल 2 साल 3 साल 4 साल 5 साल टैक्स की भी जानकारी दें कोई आम आदमी चार लाख की एफडी कराता है और जिस दिन वह एफडी डबल होगी क्या उस आदमी की एफडी पर भी कुछ टैक्स कटेगा वह टैक्स नहीं भरता है यानी कि वह टेक्स्ट से बाहर है
Thank you for give us this useful information about upi. My experience of upi that is very easy method transfer payment bank to paytm wallet through upi
Bhai sahab thank you for this wonderful video, I think you didn't cover one aspect - if I have two accounts can I connect with one phone number? + How can I transfer money within my own accounts using UPI interface.
How to remove bill from my bills. I had added my old home's bill now i want to remove but i cant see any option.
सर जी मै फकरु दीन अलवर से सर मेरी प्रॉब्लम ये है मैंने फोन पेय से जनधन वाला अकाउंट लिंक कर दिया था एक महीने मै सिर्फ 3-4बार ही फ्री ट्रांजैक्शन कर सकता हूं बाकी बाकी ट्रांजैक्शन करने पर ₹17 का रिचार्ज लगता है ऐसा कियो होता है प्लीज इस पर वीडियो बनाव सर ji
Explain as to how a senior citizen can initiate the upi system well explained All the Best
Sir ,in same set can we register 2 mobile number with UPI
Internet connection must make improve anywhere If government wants to improve digital system
Digital transaction ki limit h har bank m maximum 5 time hai, uske baad daba k transaction charge lagta h sbi m 17rs with GST.
So load your money to wallet and then transaction kro.
Nehi bhai ye 0 account me hota hai
Sir, Can I use Yono app to transfer money into somebody's paytm account via BHIM App? If yes then please guide us how.
Bahot bahot bahot shukriya sir.. Aap ek bahetreen teacher ho... Bahot tafseel se samjhaya aapney...
Sbi लिंक्ड bhim app का प्रयोग करने पर लेनदेन फैल होने पर भी पैसा कट जा रहा हैं ! और दो महीनों से ज्यादा हो गया पैसा रिफंड नहीं हुआ हैं ! कृपया इस पर वीडियो बनाये 🙏
चिंता मत करो बँक आपको ब्याज सहित पैसा देगा..
BHIM me single account add nhi hota hai, isme v multiple account add hota hai, bohooot pehle se hi.
अच्छी जानकारी देने के लिए आपको बहुत बहुत धन्यवाद।🎉❤
Sir trauculler so trasation kiya hai
1 months se tracsation kiya hai account so paise debit huva but tracation pending Pls help me
Thank you! subscribed to the channel
जानकारी देने के लिए धन्यवाद्
If anyone hv multiple bank accounts. So in that case bhim app may clash with accounts or it ups to bank a/c holder to chose any single a/C .
Can we use bhim aap with multiple bank a/C with single mobile no.?please guide us.?
Thanks for very informative video, is there any limit of transactions by salary accounts, please suggest.
Sure sir, Actually it's a best platform to transection.
Thanks for sharing your opinion with the community Milan 😊
Thanks for reply sir.
Sir ek hi number se all UPI continue kr skte h passwrd bhi alg hote h sab UPI ke aur kya bank mai some special document lgane pdhte h UPI ke liye
Awesome Aseet Yogi Bhai...! Informative Video...!!
Thanks Anil :)
Thanks for the infirmative video.
But oration was too fast, so certain items got missed. Pl look into it in future videos.
Thanks
Right
I think, Better use credit card wherever possible..
You can accumulate points as well as more the spending more chances of getting card upgrade,which can be used for lounge access etc.
Sir , agar upi s money transition ho and passbook update p wo name k sath show karega ya no k thorough ???
can we (merchant ) also use UPI to accept payment from our website
Great experience with UPI
Very informative. Must watch for every single person, who wants to understand UPI.
Keep supporting 😊
I have problem in *99#
USSD banking
Responds NPCI error.
Do you have any update regarding this.
Nice Video Sir,
Lekin aap ne ye nhi bataya ki kon sa aap best hai & kon sa app useful hai .....pls ek video is topic me bhi banaiye....
Apna brother ya friends ka debit card so pisa kise le iska procedures btaie. Kie bari friends ka pisa uska ghar ko nhi bhej nhi pata hu. O log mera mjak udate h. Ki operating nhi malum h.
What r precautions required for using UPI app to avoid fraud, etc
Do not approve requests if you are not sure of a beneficiary.
Sir hame kon sa UPI app use karna chahiye. Best UPI app ka comparison k sath ek video banayen. Please
Sir my question is without making a note digital transaction possible or not. I think India government & RBI give importance to UPI digital transaction.
Thank you so much for this useful information. My all doubts are clear with your provided information.
Thanks once again..
Keep learning :)
question
Can I send/transfer my balance abroad through UPI ??
Yes you can.
Great thanks for uploading such videos
Keep learning:)
Sir is me ek bar ase hua me kisiko pement kiya to transaction fell hu a or mera a/c belensh kat gaya or us a/c me paisha geyanehi or mera paisha kata gaya to kiya kare us ka ek vedio banana
सर, आपका वीडियो बहुत अच्छा है, लेकिन UPI अच्छा है सिर्फ बड़ी transaction के लिए या जो व्यवसाय करते हैं। मेरे हिसाब से. अगर आप ₹1 से लेकर ₹500 तक की transaction करते हैं तो उसके लिए app ही बहुत सही है। और रही बात इंटरेस्ट कमाने की तो उसमें आप यूपीआई से ज्यादा इंटरेस्ट कमा सकते हैं क्योंकि आपका 95% हिस्सा आपकी daily transaction का ₹1 से लेकर ₹500 के बीच का होता है।
आपके मेन अकाउंट को एप से लिंक नहीं करना मतलब जिस अकाउंट में आपके 5 से ₹10000 तक पढ़े हो या कम उसे ही एप से लिंक करना चाहिए। मेरे हिसाब से तो आपको अपना मेन अकाउंट किसी भी ऐप से लिंक नहीं करना चाहिए । किसी को मेरी बात अच्छी नहीं लगी हो तो माफी चाहता हूं
Sahi kaha bro
Shi kha aapne
Bhai, ₹1 se le k ₹500 tak transaction upi se krne se kya problem hai? Kisi v internet banking se upi save hai, coz isme aapka device ka v verification hota hai.
Sahi kaha Bhai mene bhi Google pay me wahi account link Kiya hai jisme sirf 2000 rs hai or wo account 0 balance Ka hai
अफवा मत फैलाओ भाई किसीको missguide मत करो... सब safe हे कुछ भी गलत नहीं है.. ज्यादा पैसा पड़ा होगा तो बैंक मे इंटरेस्ट भी तो मिलेगा link करने से वो पैसे कभी भी कही भी कोई भी अकाउंट मे ट्रान्सफर कर सकते हैं... पड़ा रहेगा तो कोई काम नहीं आने वाला... Bindas use करो मेरा आज तक कोई पैसा कही इधर उधर नहीं गया है.. बस अपना अकाउंट Detail शेयर करने के बजाय आप QR Code या upi I'd use करो ज्यादा secure 🔐 हो जाएगा... बाकी बैंक मे बैलेंस रखने के बजाय उसको शॉर्ट टर्म ऑनलाइन FD करवा दो जो कभी भी ऑनलाइन withdrawal ले सकते हो.. कोई कुछ नहीं कर सकता.. अगर कोई fraud करता भी हे तो उसकी responcibilty बैंक leta ही है refund करवाता है आपके अकाउंट मे आपको बस उसकी जानकारी बैंक को देनी हे ओर वो जैसे बोलते हे वैसे करना है.. किसको बहकाओ मत गलत तरीके से..
मै 2015 से अबतक सिर्फ़ 3 बार बैंक गया हू... ओर completely 99% ऑनलाइन बैंकिंग ही use करता हूं.. हर चीज के लिए
Thanks for this valuation information
Keep supporting Sarthak :)
sir, agr mere 2 account me ek hi mobile no. ho aur koi bhi mobile no. mode se mere account me money tranfer kre to wo mere kon account me aayege
Apne achi tarh samjya.dhanyavadji
रिजर्व बैंक कहता है जानकार बनिए
हर शहर में जानकारी प्रदान करने के लिए उनका डिजिटल हेल्पलाइन अथवा डिजिटल care ऑफिस
की स्थापना कर देनी चाहिए
Know Cyber crime
Ok
Ye india hai na....USA hota to aisa hota👍
Loan account m payment kr skte h
Mera do bar pesha fas cukha h 4000 aur 2000 Bo abi bapas Nahi Aya h btaiye kise ayega Bo
31/12/19/ka h 4000 aur 1/1/2020ka 2000 h BIM se dala h abi Nahi Aya h aur na hi us A/c me gya h
Sometimes we cliks the wrong password and or upi I'd using bhim App and further process staps than what can be done to reactivate this app
Best of luck sir. Anyone tell that how I used 2 diff. Bank acc. Linked by two diff. Phone no. In one upi app.
Sir you knowledge is commendable....you always make it crystal clear...hope you get all success in future
Thanks for appreciation Lovy :)
Sir mere account me UPI pin ka OTP nhi aata hai
Account me kai bar OTP magane par ab nhi OTP band ho gayi hai ab kya kare
Bahut achhi prakar SE samjhaya GAYA he.thanks.
Hope it helps
Sir, ECS/ACH Return charge ky hota he
सर मैं आपके लिए एक मैसेज लिखा था, कुछ जानकारी के लिए लेकिन captcha code की वजह से deliveredनहीं कर पा रहा हूं । कोड क्या होना चाहिए पता नहीं चल रहा है । कृपया बताएंगे तो बहुत मेहरबानी होगी । आपका बहुत बहुत शुक्रिया
SIR
(EWS) CERTIFICATE BANANE K LIYE ASSET SE JUDE KOUN KOUN SE CHIZE DENE HONGE
Best lecture Sir, Thanks
If primary account is closed. How can I remove that primary account from Bhim UPI app.
Paytm phone pe Google pe konsa achahe Kiya hai
Gpay has made my life so easy!!!
I pay bills, lic premiums, and many more through it!!! Amazing, people should learn technology for sure!!!
Thank you for sharing your thoughts with the community 😊
Sir which one the best and safest upi app..?
Yess, wallet use krne se kai jyada behtar hai upi, wallet vale hidden charges aut Terms and conditions rakhte hai , jab ki upi me esi koi bhadva khani nahi hoti aur na koi charge. But new users ke liye thoda aware rehna jaruri hai jis se koi fruad na kar paye
सर हम लोगों ने आपका चैनल सब्सक्राइब करके रखा हुआ है आप बहुत अच्छी नॉलेज देते हैं इसके लिए धन्यवाद आप पार्ट टाइम जॉब फुल टाइम कोई जॉब जिसके बारे में हम लोग फाइनेंसियल फ्रीडम थोड़ा प्राप्त कर सके कृपया बताएं
Veri nice information provided by you, i am software engineer in phone pe
Thank you for appreciation Manish 😊
Hello sir kya Google pay ke liye net banking Lena padega
Once a remitter had sent money from SBI via UPI mode to ICICI bank. The payer bank account was debited instantly, but the payee bank account was not credited. The payee bank had sent a SMS to the RMN instead saying "TRANSACTION DECLINED- Transaction No. xxxxxxxxx.."
The due credit was executed after two days, but with charges. The payee bank had deducted charges (GST) on that UPI transaction. The GST was quite hefty.
lovely speech
very informative
Hope it helps 😊
Educational, short , clarity, brevity . Impressive, well done
Kya mobile main. 2nd sim hone se nehi hota hain registration.if so.then app wale ko sochna chahiyn tha.
Dhanyawaad.aapka.bahut.badiya.jhankari.dihe.hai.
Thanks sir
very nice . can you make any videos for NRI income & income tax..
Thank you for appreciation and noted the topic suggestion 😊
Sir, are our bank details safe with private or government UPI applications.
Thank you Ser bahut achchha