It should be 6 June @ 6:19. Thanks Abhishek Saxena and Fish Point 786 for pointing out the error. Sign-up to our new app for discounts and early access: ✔ assetyogi.com/sign-up/
im using credit card for last 13 yrs..and i never paid even a single ruppes fine, but i got many benefits from it like cash back, etc etc...because i used it smartly.
I'm using 2 credit cards since more than 2 years ago and i already follow all the suggestions that you mentioned. Thank you. Keep coming up with more informational videos
I am using credit cards ... I have 4 credit cards ..everything I am buying through credit card even petrol also . ... I have no complain on credit card because I pay credit card bills on time ..as my all credit cards are auto debit from my bank account .. I have connected it to my bank account for auto debit ... And I am also getting good reward points .. I got towels , cloths , hair dryer through reward point redemption ... It is very nice to use ..
Nice informative video..... I am using CC for more than 10 yrs and always paid my dues in time and never been a defaulter. But once a fraudulent transaction happened on my CC from somewhere outside India, fortunately I had only 20k credit balance left and they can’t take out more than that , in fact they made several attempts starting from 1 lakh. I info and emailed about it to all the concerned authorities starting from bank, police, bank ombudsman and RBI. Initially the bank was not ready to accept the fraudulent transactions but later after 50 days and after continuous persuasion they agreed and paid that amount back. with this experience I came to know the procedure for reporting the fraudulent transactions. So I request you to make a video on this issue of how to be safe from fraudulent transactions and if happened then how to go about it. Thanks
My experience tells me that using debit card is the most sensible option with all the benefits of plastic money, and without any risks associated with credit card. I expected Mukul to raise this point but may be he has a different opinion
credit card has added benefit of time value of money if used wisely u pay 0 interest or charges & get a 30-50day cushion for free, if you clear it on time..
I love watching your videos Sir. You have Sufficient knowledge for every money making product. And really thankful for you that you are sharing your knowledge with us.
I am using two credit card last 3 years SBi and axis bank but i never feel using credit card is bad. But just use carefully dont withdrawal money from Atm. And pay your dues on time.
Sir, please explain, if any shop/gallery/hotel/showroom, charges 2% extra on purchase of goods over 2000/- Rs, what to do? Where and how to fill complaint against that vendor.
Sir.. Please make a video on different types of credit card like travel , shopping , entertainment etc. And how to use rewards points to redeem in free flight ticket , movie tickets hotels bookings* etc
@@AssetYogi thanks and also the eligibility. Because most of the rewarding credit card are for high income earners. How low income earners or students can also use the benefits.👍
Liked your content sir. Could you make a video on reward points available in a credit card and the golden rules to convert them into benefits? Thanks in advance.
Apke protsahana bhare shabdon ke liye dhanyawad, credit card se ap ek din me kitne rupyee nikal sakte hain ye apki credit limit pr nirbhar karta hai isliye apko apke credit card issuing bank se is bare me pta karna hoga.
Confusion- IF I PURCHASE SOMETHING WORTH RS.100/- FROM MY CREDIT CARD, WHEN I AM REPAYING THE SAID AMOUNT I.e. RS.100/- (within a time limit) DO I NEED TO PAY ONLY RS. 100/- OR SOMETHING EXTRA AMOUT and If i am returning only rs 100/- what is the benefit of bank. Does that mean i am using banks money FREE without interest..kindly explain
Yes thats called smart use of Credit card...... But if you delay it by 1 day , you will have to pay about Rs 105....so that extra Rs 5 is banks income if you delay the payment
अगर मेरे पास दो क्रेडिट कार्ड है। 1. एक्सिस बैंक 2.एसबीआई एक्सिस बैंक क्रेडिट कार्ड से 50000 की शॉपिंग की उसका payment एसबीआई क्रेडिट कार्ड से कर दिया । और एसबीआई क्रेडिट कार्ड की लायबिलिटी को नेक्सट साइकिल में एक्सिस बैंक के क्रेडिट कार्ड से पेमेंट कर दिया । क्या ऐसा हो सकता है?
Hello if I am in to a business, is it advisable to keep 4 or 5 cards? As I need money to manage till I get pay from clients and the time duration is 30 to 90 days sometime.
It should be 6 June @ 6:19. Thanks Abhishek Saxena and Fish Point 786 for pointing out the error.
Sign-up to our new app for discounts and early access:
✔ assetyogi.com/sign-up/
Asset Yogi
MAY k baad June ata hai...july nahi
Ok
Emi पर भी व्याज लगता हैं
ua-cam.com/video/qdc35XjAThQ/v-deo.html
Waa Waa Kya Baat Hai.
im using credit card for last 13 yrs..and i never paid even a single ruppes fine, but i got many benefits from it like cash back, etc etc...because i used it smartly.
That's good
बहुत सुंदर... Knowledge sharing.... Mujhe bahut fayda huwa is gyan se... Good work...
Thanks Vinod
Possession nahi mila ho to topup loan melegaky
One additional benefit . Reward points . As u spend reward points earned. Can convert in cash or gifts
I'm using 2 credit cards since more than 2 years ago and i already follow all the suggestions that you mentioned. Thank you. Keep coming up with more informational videos
Sir, I am so impressed with your explanation. I just love your videos. You're my financial god!!
Thanks Ashirbad 😊
🤣🤣
I started using cash and I feel when I'm using cash. I feel the paper and know how much I have spent. Bottom line I'm spending less
True that 😸
Credit Card ki 1 bhi badi payment ya choti payment miss karoge to zindagi zang ho JAEGI.... Experience....
Bhai mei 10 saal se use kar rha hu credit card ka mind se game khelna padta h kuch dikat nhi hoti .
सर जी आप को मेरा प्रणाम
बहोत ही महत्व पूर्ण जाणकारी दि है आप ने
धन्यवाद आपका !
धन्यवाद
बहुत ही ज्ञानवर्धक जानकारी मिली, धन्यवाद आपका
Hope you like this video Aditya :)
I am using credit cards ... I have 4 credit cards ..everything I am buying through credit card even petrol also . ... I have no complain on credit card because I pay credit card bills on time ..as my all credit cards are auto debit from my bank account .. I have connected it to my bank account for auto debit ... And I am also getting good reward points .. I got towels , cloths , hair dryer through reward point redemption ... It is very nice to use ..
This is the first time I visited your channel and I have become a fan of your knowledge. Wow!!!! Keep it up, sir.
May nahi june
Bahut, Badiya Samaja diya bhai. Dhannyawad Boss🙏
Nice informative video.....
I am using CC for more than 10 yrs and always paid my dues in time and never been a defaulter.
But once a fraudulent transaction happened on my CC from somewhere outside India, fortunately I had only 20k credit balance left and they can’t take out more than that , in fact they made several attempts starting from 1 lakh.
I info and emailed about it to all the concerned authorities starting from bank, police, bank ombudsman and RBI. Initially the bank was not ready to accept the fraudulent transactions but later after 50 days and after continuous persuasion they agreed and paid that amount back.
with this experience I came to know the procedure for reporting the fraudulent transactions. So I request you to make a video on this issue of how to be safe from fraudulent transactions and if happened then how to go about it. Thanks
Superb sir. Nice explanation Tq so much 😊 😊 😊
I hope this will be useful Javed :)
Really good....i have faced same thing almost 8 month now all fine...
Thanks 😊
Online Small Personal Loan ke liye company and Website wala Video baneya SirG.😍😍❤️❤️❤️❤️
Sure, noted down your topic for future videos.
Asset Yogi Thanku ❤️❤️❤️❤️
In short Jitni aukaat hai utne hi paise kharch karo.
Sahi Bolla Re
Thik kahle muh jhauSa
Bhai kuch nahi paise nikale to bhi charges lgta hai kya
MEANS LIVE THE LIFE ON DEBIT NOT ON CREDIT (I AM ON BIG FRUSTRATION BECAUSE OF THIS CREDIT CARD)
BILKUL SAHI....
100 baato ki ek baat ...jitna chadar ho utna hi pair phailana chahiye
Hi sir me first time credit card lerahu me confuse thaa kaise kya use karna aap ka video dekha sab tension free hogaya ok sir thank you
I hope this will be useful Madanlal :)
Bhai bahut achhi trha say samjya app ne muje bahuy acha laga is video ko dekh meri eknowled or bhi badi hai thanx fro information
Keep learning Harpreet
Sir, Credit card vs Debit card which is beneficial....iske uper ek video banaye....
Debit card is best than credit
@@hardikadave8255 nahi credit card is better.
yess, I reach on right channel💪
Keep learning Prasenjit
Thank u for such attempts and stories, a big thanks from 💓
Hope it's helpful Mayank 😊
आपके सुझाव एक से बढ़कर एक आपने बहुत अच्छी तरीके से समझाया बहुत-बहुत धन्यवाद
Dhanyawad 😊
Thank you 😊 very much boss, bahout se log hai jo jyada smart bante hai unko aapka video dekhna chahiye.
Boss you are good, in fact the best. Have watched many videos by you are by far the best. Keep teaching us all :-)
Keep learning Hemant 😊
"No credit, only cash" - Jab We Met!
🤣🤣🤣
no credit no EMI 😭😭
Your black board presentation is very effective... Great work👍
Thank you 😊 Arjun
very very informative I learnt lot from this video Thank you very much sir Ji.....👍
Most welcome
Wallets me add kar account me transfer kar lo in place of ATM if you're to much needs........!
Right information sir
Thank you so much sir ...😊
Got selected in SBI bank job nd your videos are very helpful for me 💯🙏
That's Great Ankita :)
☺@@AssetYogi
Congrates
9664224468
My experience tells me that using debit card is the most sensible option with all the benefits of plastic money, and without any risks associated with credit card. I expected Mukul to raise this point but may be he has a different opinion
credit card has added benefit of time value of money if used wisely u pay 0 interest or charges & get a 30-50day cushion for free, if you clear it on time..
Agar koi scam bhi hota h toh credit card ka case mai paise aa jata h vapas debit card sa sirf police mai hi chakkar lgta h
Bade bhai, super explanation. Whatever the doubt's I had about Credit Card gone. Thank you bhai
Always welcome
Bahuhi informative video.
Sare point cover kar diye
Hope this is useful :)
Moral of the video " Jitni chadar utne hi paer phelon "
Ji bilkul 😊
Chadar badi karne ke socho...:
@@AssetYogi offline दुकान से emi पर समान मिल सकता है
ua-cam.com/video/qdc35XjAThQ/v-deo.html
Bahut khub
Bhai 6 May se 5 July tak 30 din kaise hote hai.........? Aur June ka mahina kha gaye bhaiya.....?
Shayad khudh debt trap me fasa pada hoga
wo bhai ..mai v confuse ho gya tha..😂😂
I love watching your videos Sir. You have Sufficient knowledge for every money making product. And really thankful for you that you are sharing your knowledge with us.
I am using two credit card last 3 years SBi and axis bank but i never feel using credit card is bad. But just use carefully dont withdrawal money from Atm. And pay your dues on time.
सर शौर्य क्रेडिट कार्ड की डिटेल ओर फायदे ओर नुक़सान ओर सही से उपयोग के तरीके पर वीडियो बनाइये
Sir HDFC credit card se online product EMI par lena sahi hoga ya nhi?
Very effective video, thanks for practical clarification
I hope this will be helpful:)
I have 11 cards. And maxed out on all
What a impressive explanation
Very good
Thanks for appreciation 😊
Your videos are always helpful😃
Thanks
Great knowledge and great work you are making very helpful videos for people
Hi Sameer, thank you so much for support and your kind words 😊
Ilyas Ahmed Ritti 6 May se lekr 5 july tak 60days ho jaate hain bhai .. 😂😂 6:19
May aur July ke beech June bhi hota hai bhai ji... I believe you're talking about the month of June...
ua-cam.com/video/qdc35XjAThQ/v-deo.html
Sir, please explain, if any shop/gallery/hotel/showroom, charges 2% extra on purchase of goods over 2000/- Rs, what to do? Where and how to fill complaint against that vendor.
Bhai pta chala kiya iska
Bahot acha laga sir me new use hu isliye..
Very Informative VIDEO! Thanks for creating.
My pleasure!
Sir..
Please make a video on different types of credit card like travel , shopping , entertainment etc.
And how to use rewards points to redeem in free flight ticket , movie tickets hotels bookings* etc
Topic noted for future videos.
@@AssetYogi thanks and also the eligibility.
Because most of the rewarding credit card are for high income earners.
How low income earners or students can also use the benefits.👍
#itsadigitall
MakeMyTrip ICICI credit card
Minimum transaction kitni karni padti hai 1 card se.
Or defaults kese ho jata hai please explain.
118 bank managers disliked the video.
686
897
1.1k
Lot of information that may be useful to all. Keep going.
Thank you, I will
I'm happy with DEBIT CARD & NET BANKING FACILITIES
Thanks so much sir good information
Thanks Mohd.
Well explained. Thank you.
Keep learning 😊
wow bro
Awesome information
Thanks for appreciation, hope it's useful :)
बहुत अच्छे से समझ में आया
Sir ur way of explaination is amazing😺🌺simple n easy,
Thanks Sakshi
Liked your content sir. Could you make a video on reward points available in a credit card and the golden rules to convert them into benefits? Thanks in advance.
Thank you so much sir...for this great information.. Bdw i m a credit card salesman of Sbi..
Thank you Rupsagar :)
Rupsagar bag bhai number do please
bhai fd pe credit card milega ky mera sbi me ac he
Can you make a video on credit card charges on international transactions
too good sir eitna Achcha samjhaya sar thank you sir 😊
Your video is super helpful to know the information.all about.
Glad it was helpful!
Credit card is a smart debt trap. So avoid it thanx mukul bhai
Thank you for sharing your thoughts Nagendar 😊
Thank you very very much the video was very informative. Learned a lot from it.
Good to hear that Abdul :)
.
Thank you sir, it's best explanation 👍👍👍🙂
Keep supporting :)
Bahut achhi jankari di sir aise aur jankari jaroor dete rahana
Zarur 😊
Very very interesting and informative video sir thanks It gave answers of all my questions
Thank you, it was so informative.
How many maximum and minimum transaction can be done through credit card in 1 month or 1 year..???? Plz suggest me as soon as possible sir.
Unlimited transaction you can do
Between credit card billing cycle
Contact *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him.
सरजी नमस्कार एक शानदार विडीयो बनाने के लिए एक बार फिर से धन्यवाद ।
सर क्रेडिट कार्ड से एक दिन में कितने रूपये निकाल सकते है एटीएम से।
Apke protsahana bhare shabdon ke liye dhanyawad, credit card se ap ek din me kitne rupyee nikal sakte hain ye apki credit limit pr nirbhar karta hai isliye apko apke credit card issuing bank se is bare me pta karna hoga.
Galti se bi ais na kariyo jitna loge uska double dena padega
Bahut mehnga padega agar cash nikala to
500 RS charge minimum
jitni apki credit limit ha uska 35% kr skte ha
Simple baat ye hai ki low income wale credit card ke baare mai soche nahi, aur middle class cc le nahi, ye cc paise walo ke liye hota hai
👌👌👌Very good information...... Please keep it up......👍👍👍
Thanks Zaved :)
Most welcome!......
I have sbi simply save credit card and i am purcheshing online product using emi option ..but my saving account debited full amount ? Why sir
Suggested video topic : Personal Loan on credit card (PLCC)
Sure, I've noted down the topic for future videos.
Very informative video, great job.
Thank you so much for your kind words 😊
My favourite UA-cam channel 🙏🙏🙏
Keep learning :)
Confusion- IF I PURCHASE SOMETHING WORTH RS.100/- FROM MY CREDIT CARD, WHEN I AM REPAYING THE SAID AMOUNT I.e. RS.100/- (within a time limit) DO I NEED TO PAY ONLY RS. 100/- OR SOMETHING EXTRA AMOUT and If i am returning only rs 100/- what is the benefit of bank. Does that mean i am using banks money FREE without interest..kindly explain
Yes thats called smart use of Credit card...... But if you delay it by 1 day , you will have to pay about Rs 105....so that extra Rs 5 is banks income if you delay the payment
credit card to credit card payment nahi hoti hai, balance transfer hota hai wo bhi with charges or interest or both.
I have done the minimum due payment so did I need to pay the actual payment as is or reducing the minimum due from actual payment. Thanks
Gajab bhai
Dhanyawad
अगर मेरे पास दो क्रेडिट कार्ड है।
1. एक्सिस बैंक
2.एसबीआई
एक्सिस बैंक क्रेडिट कार्ड से 50000 की शॉपिंग की उसका payment एसबीआई क्रेडिट कार्ड से कर दिया । और एसबीआई क्रेडिट कार्ड की लायबिलिटी को नेक्सट साइकिल में एक्सिस बैंक के क्रेडिट कार्ड से पेमेंट कर दिया । क्या ऐसा हो सकता है?
😂😂
Awesome video...... Complete understanding....
Thanks 😊
Great suggestions Sir 👍
Thankyou 😊
thank u so much sir🙏
I hope this will be helpful:)
Thank you sir , this video is very informative and increased my awareness regarding credit card
Very enlightening!! You are contributing prosperity. Keep good work.
Thank you
I thought this was scam at first, but you cleared my mind all thanks to * Carderplug4* on telegram for that cc you’re the best
Very Useful Information !
Keep learning 😊
@@AssetYogi Sir . SBI ka Simply Save Card Liya hai . koi tip dhyan rakhna hai kya . plz bataiyega . first time card user hu me thanks
Sir example m date mistake h
Hey, Thanks for simplifying the Credit card mantra for us :)
Thank you for appreciation 😊 Pratyush
Wow Sir Great Knowledge
Many things learnt !
👍🏻❤👍🏻❤👍🏻❤👍🏻❤👍🏻❤👍🏻
Its very usefull suggestions 😊
Thanks Manish 😊
Very useful tips Bhai ji.,
Can I make ola ride payments using credit card? @asset yogi
Yes
June comes after May, not July
Yeah it should be June in place of may...
Hello if I am in to a business, is it advisable to keep 4 or 5 cards? As I need money to manage till I get pay from clients and the time duration is 30 to 90 days sometime.
Better to go for OD limit from your bank
Very very good information. Thanks a lot, sir