ETFs offer exposure to a wide range of assets, such as stocks, bonds, or commodities, which can help reduce risk. ETFs, like broad market index, sector-specific, and bond ETFs, are favored for long-term investments because of their diversification, reducing risk while offering growth and income potential.
Many promising stocks across industries are worth tracking. While it's not necessary to act on every prediction, enlisting the guidance of a financial advisor is advisable. They can assist you in determining optimal entry and exit points for purchasing and selling shares or ETFs, ensuring well-timed decisions aligned with your investment goals.
I fully agree and place great value on my advisor's role in guiding my daily investments. They excel in both long and short strategies, managing risk for potential gains and protection against market downturns. Their access to exclusive insights and in-depth analysis makes exceeding expectations a regular outcome. In the two-plus years I've worked with my advisor, I've gained over 1.2million dollars.
AI stocks are expected to lead the market in 2024. My top choice is NVIDIA, as they're in a strong position for sustained growth and play a key role in supporting other AI companies. A person I know saw returns of over 200% with NVIDIA. I'm also open to exploring the other recommendations you provided.
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2024.
Investing in a stock may look straightforward, but choosing the right stock without a proven technique can be difficult. I've been attempting to grow my $210,000 portfolio for a while, but the largest impediment is a lack of defined entry and exit strategy. Any input on this matter would be highly appreciated.
The strategies are rigorous for the regular person. In fact, they are primarily executed successfully by professionals who possess a great deal of expertise and knowledge to carry out such trades effectively.
Some individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
I'm looking to start investing in the stock market and other asset classes with $250k this quarter. Should I focus on index funds or individual stocks? Preferably want the route with the best return in investment. Thanks!
They offer good diversification. But individual stocks could make you a fortune if you know how to go about it. Some people make upper six figures yearly from investing alone. But it's always a good idea to work with a financial advisor. It raises your chance of profit by a lot.
Having an adviser is the smartest approach in today's market, especially for those nearing retirement. I personally gained over $270K during this market downturn, which highlighted that there's valuable insight the average individual may not be aware of.
Partnering with a financial advisor has transformed my approach to investing. Their expertise and personalized guidance have not only helped me navigate complex financial markets but also optimized my portfolio to achieve my long-term goals efficiently.
The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point. I came across an article highlighting individuals who achieved profits of up to $150,000 during challenging market periods. Considering this, I am curious about the best stocks to purchase now or add to a watchlist.
Impressive insights! For beginners like me, managing and staying updated can be overwhelming. Are you an experienced investor or do you have a strategic approach for staying informed?
Within various industries, there exist numerous intriguing stocks that you may choose to track. It is important to note that you do not need to act upon every forecast. Therefore, I would recommend working alongside a financial advisor who can assist you in determining the optimal moments to buy and sell the shares or ETFs you are interested in acquiring.
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thank you for providing this helpful pointer. I managed to find the contact information for Melissa Terri Swayne , and she appears to be highly skilled and adaptable. I have scheduled a call session with her.
With the help of the same investment advisor, I diversified my 62K portfolio across many markets and in a matter of months, I was able to produce over 356K in net profit from high dividend yield equities, bonds, and exchange-traded funds (ETFs).
This is really impressive, hope you don't mind if I ask you to recommend this particular professional you use their service? I have quite a lots of difficulty sorting myself out in this downtime.
My CFA ’Rachel Sarah Parrish’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
The main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
Svetlana Sarkisian Chowdhury a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
Finding financial advisors like Sonya Lee Mitchell who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Angela Lynn Schilling is who i work with and she is a hot topic even among financial elitist in California. Just browse, you’d find her, thank me later.
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Consider financial advisory so you don’t keep switching it up, Top 3 payers for the month were $OHI, $KMI, and $EDP for an over all payout of a little over $20.. not bad for a 350k portfolio.
Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m
That's quite incredible! My p0rtfolio has been performing poorly and i've lost a significant amount of money, therefore I could really use their advice. Who is the advisor?
Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.
I have about 250k distributed across various investing accounts, with 35% of my capital invested in an ISA and 25% in index funds. In Q4, 2023, I suffered a great deal. I'm just searching for methods to get better in 2024 right now.
Adding JEPI and JEPQ is savvy for nearing retirement. Balancing higher-risk investments requires aligning risk tolerance with long-term goals. Consider consulting an advisor to diversify your portfolio and mitigate risk.
It's unclear which stocks and sectors will continue driving the uptrend. Stay away from readjusting if you do not have guidance from a planner and investment strategist. My finances have been in order since I got a wealth planner like Jill with large following working for me.
"Melissa Elise Robinson" is the licensed advisor I use. Just search the name. You’d find her webpage and necessary details to work with to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
As always, a great analysis. Newcomers often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Zachery M Demers’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
he is my family's personal broker and also a personal broker in many families I'm United States, he's a licensed broker and a FINRA AGENT in United states
I'm surprised that you just mentioned and recommended Zachery M Demers, I met him at a conference in 2018 and we have been working together ever since.
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Is it ever worth while to do a reverse rollover if you had previously moved your prior employer's 401k to a personal IRA to then your new employer's 401k?
Can you do a comparison of VOO and SWPPX? Such as why is VOO at an all time high of $508 while SWPPX is $85? If they both track S&P500 why is Schwab’s so much cheaper?
Great video Humphrey! Love how you explain things. Should let you know - there looks like there is a bunch of dodgy comments for this video all making reference / recommending 'Norman Vitalii'.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@SammyIglesias4665 However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
I've heard that index funds and ETFs provide diversified stock market exposure while spreading risk. I have over $800K in savings; What's the most effective strategy to allocate funds in my portfolio and generate profits?
Yes, there are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist
Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m
That's quite incredible! My p0rtfolio has been performing poorly and i've lost a significant amount of money, therefore I could really use their advice. Who is the advisor?
Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.
I traded well on my Demo account but when I invested in to my main account i lost all my funds. Please i need an expert to assist me with my trading. It's frustrating how people loss funds in this trading, I really feel so bad.
I think.Its really needful for beginners not to settle for videos alone or they will see themselves losing all their money just like me when I newly started trading with this videos here on UA-cam.
I was raised that the stock market was a rich man’s game (yep, grandparents lost it all back in the day and preached that forever) but I’ve been around long enough to truly taste just how profitable it can be, with inflation at 9.2% surely these are desperate times, but in my opinion there’s no market condition a proper financial advisor like Norman Vitalii can’t scale through, i can't thank him enough
To be successful in markets, traders should understand the crossover between asset classes & liquidity flow. Norman Vitalii focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. His skills set is top notch.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
If you lack market knowledge, your best bet is to seek advice or support from a consultant or investing coach. Contacting a consultant may sound simple, but it's how I've managed to stay afloat in the market and increase my portfolio to roughly 60% early this year. It is, in my opinion, the best way to get started in the industry right now.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I really appreciate the dedication in each video you post. To be successful in markets, traders should understand the crossover between asset classes & liquidity flow. Norman Vitalii focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. His skills set is top notch
51 years old. I have $295,588.25 in my Fidelity retirement account. I cranked my contributions up to 35% with the help pf Norman Vitalii. Fidelity just holds my ETFs/stocks. I made that change earlier this year. I'm hoping to end the rat race by 60 but it's looking more like 63-ish. I want to have $1.5M and bring in about $60k in dividends each year.
I have kept my eye out over the years whenever there is a printed review of portfolio management software. I can say unequivocally that there is not a better all-around portfolio management software program out there today. Norman Vitalii handles everything... even those esoteric transactions that no one thinks about talking about in the media. And, Quicken is not sophisticated enough to handle the transactions as seamlessly as Norman Vitalii
So about 68% of my portfolio is in passive index funds and ETFs VFTAX, VOO, VTI among others. I make use of an F.A Dianne Sarah Olson It’s pleasant for me this way, these are suitable steps for seeking greater cash flow on long term trends.I feel like even if 20% of my portfolio underperforms, I’ll still generate income from having a diverse portfolio. Better than spending my money on an expensive shoe or vacation lol.
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Charlotte Miller.
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
My favorite videos from you are on investing. FXAIX is my main holding. I have a growth fund, mid cap fund, international funds and looking to be financially free when I reach my 60s. I’m 40 now.
Problem is, you need to pay the transaction fee for mutual funds. Like if I am using Fidelity, I need to pay fee to buy Vanguard mutual funds, but for ETFs like VOO I pay no such fee😊
There is really little difference between Vanguard and Fidelity, and its not like Vanguard is going to suddenly get cheaper than Fidelities FREE funds, so why not just pick the cheaper provider, and not worry about the other one ? Also, if you want Vanguard, but you use Fidelity, why not just have an account at both firms ? Its not like it costs anything to open a Vanguard account, if you want to add a Vanguard fund.
Newbies need to learn the ropes, know how much risk they can handle and diversify their portfolio. Some folks get help from money experts or do their homework before making investment moves. It's all about being smart with your funds.
Thank you for the video. I bought both VFIAX and FNILX but my question is how does your earnings compound? Having hypothetically 100 shares of an index fund will only give you profits for those 100 shares. I use fidelity, do they have something to where your earnings automatically get used to purchase more shares of that index fund at the end of the year? Also, what is the minimum time that you can claim your profit to add shares to your account? Thank you!
Most funds have an option to reinvest dividends and capital gains. Usually a good idea for tax deferred and tax free accounts. I prefer to receive payouts on taxable accounts, and to add them to my next investment deposit, to keep the cost basis calculations simpler.
VTI and VOO have similar weighted holdings. There’s a lot of overlap among the top 5 weighted stocks in each ETC which make up a huge portion of each The best option is to choose VTI or VOO but not both
I agree with you that compared to actual index funds, the zero funds are meh (trusting Fidelity's ability to simulate with minimal drift, portability of holdings should one wish to switch to another institution, etc.). However, why not do a like to like comparison? E.g., what is your opinion of FXAIX as compared to VFIAX? Also, for those who have more than the various minimums, I have yet to hear a comprehensive walk-through of the differences between index funds, their ETF equivalents, and why/if one should stay with one type or the other should one wish to. Yes, you can trade and ETF at any time of the market's day... but for long term holders -- not traders -- that shouldn't matter much, right? Are there tax advantages or tracking advantages that one has over the other?
ETF's are just like stocks. Both Fidelity and Vanguard, as well as many other companies have brokerage accounts. I would go with the brokerage with the cheapest trades. There are many brokerages offering free trades, which makes ETF's really good deals.
If you need income, more payouts would be better, but if you are investing in the long term, less transactions might make tax tracking simpler, and it lowers costs to the fund.
@sprinkle61 not concerned with income. Larger concern is reinvestment into the market quarterly can offset the expense ratio. You aren't missing out on an entire year's worth of gains when it's paid out quarterly.Taxes argument doesn't make sense because it's still the same dividend ratio being paid out. It's not hard to "track".
@@LouDog39 Not harder to track if you use the average cost basis when you sell part of your stake, but if you actually calculate the cost basis for each set of shares, the quarterly dividends and capital gains can create hundreds of purchases at different prices, that you might have to keep track of, if you don't want to use the average cost for all shares, but want to sell specific lots.
@sprinkle61 You clearly have no idea what you are talking about. 4 dividend payouts annually is going to cause hundreds of purchases? Over what time period? 50 years? If youre trying to nickel and dime on your taxes by selling those purchases over that time period, then you just silly. I mean, what are we even talking about here? This is an index fund, not an individual stock that you might move in and out of your position more frequently.
Hi Humphrey, can you please talk about bonds and what bonds you would recommend investing in. Also, can you make a video on the different types of airline credit cards, free points, whether they are worth it, and which ones you would recommend. Thank you!😀
Does it make sense to hold several types on Index funds in different accounts? For example if you have a Roth IRA and a standard Brokerage account, would it be beneficial to have shares of one individual type in both accounts or have different types of index funds in each account?
The ONLY reason to have different large cap stock index funds is tax loss harvesting. Say you own a S&P 500 fund, and it takes that 20 % dump in 2022, then you could sell it and put the money in a total market index fund, which is basically almost the same thing, but you don't have to wait 30 days to avoid the Wash Sale rule, and don't have to risk missing the rebound. Other than this specific case, I would just own the fund you like the best in all accounts, unless you need something weird, like low yielding bonds or international stocks.
I've been an investor in Apple, gold, housing market as well because I strongly believe in them, I've always believed in the stock, but now I don't know if to re-distribute my portfolio and put some money in Nvidia or Tesla especially now that we are experiencing a market correction.
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go out of devastation.
The no fee Fidelity index funds are great if you already have tax advantaged Fidelity accounts, because you can just sell the funds if you want transfer brokers.
Great video! Thanks Humphrey for keeping us financially intelligent. I could remember back in 2020 when I began my investment journey, I had no prior experience or understanding about investing, but by end of 2023 I made a profit of almost $850k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most people tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
@@Roger_Tsai-d1b How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
@@FA_Robinson My CFA “Mary Elizabeth Hanson” a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market
How come MSCI World Index didn't make this list? I know US investors have home biasness but there's no Index fund like MSCI World which can provide both returns and safety net in terms of diversification in all sectors and regions.
I got a question I could have ~40,000 coming to me tax free, I’m 47 and want something I can let ride for the next 20 years till retirement, I’m also a disabled vet so I’ll have money coming in for the rest of my life about 45,000 a year currently. What is the consensus for best fund?
Since these are all indexed funds and they’re going to be similar holdings/companies and all of these funds, would you recommend only buying one of these or trying to buy multiple of these?
Hey Humphrey for the S&P500 there's also a relatively new one out there, SPLG. It's pretty much identical to the other ETFs but the expense ratio is 0.02%. Not a huge difference but hey.
I did buy some SPLG but I will be going back to VOO as my S&P 500 fund. SPLG underperformed VOO YTD (not sure why) and also when I was buying spread for SPLG was way wider than for VOO and it will take years to compensate for this initial loss when buying. Both ETFs are great though, I just do think VOO will return slightly more than SPLG despite higher ER
Great video. I’m a finance major working on my CFA and I would say one of the most important metrics to look at when creating a portfolio is asset correlation. You might think something is diversified but it’s actually the same product with a slight difference. Mutual funds are a great product though!
I heard you shouldnt own multiple ETFs with similar types of companies, can you do a video of ETFs in different sectors(i dont know the right term for it)
What are your guys thoughts on the Schwab indexes? I am wanting to move my Roth from Edward Jones to Schwab and have a portfolio consisting of SWPPX, SWISX, and SWAGX
No real differences, besides the name brand. The only real choice is if you want a Zero fund, or a S&P fund. The good thing about Roth is you can switch your investments at any time with no tax consequences.
@@sprinkle61That’s not what I plan on using it for. I want to keep reinvesting the dividends into itself until I retire and then start using it as a passive income in retirement
Great information I currently have VOO in one account and SPLG in another account. They both have low expense ratios. Is one better than the other in your experience?
I got myself a Fidelity brokerage account for Index funds, but I still have an Ameriprise account with old mutual funds. What is your suggestion for the mutual funds? Keep as is? Is transfer to fidelity generally possible? Or would I have to sell in order to move the money to Fidelity? The mutual funds are all in Roth IRAs… Not sure how that Works Tax wise… Thanks Humphrey, you’re the best!
Roth IRA's have no tax consequences to selling. Dump all your high cost funds, and move the money to Fidelity. This is a no brainer, and go with FZROX, why not pay no fees ever again, and get the entire US market in one fund ?
I got Index fund for my long term and I got stocks and some ETF for my Short term swing trader ETF and stocks work pretty much same thing, a lots stocks must better than ETF
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders
NICOLE ANASTASIA PLUMLEE' is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Glad you are taking the time you need! As an English teacher who has used your texts with students struggling with mental health issues of their own, know that "everything you've done" has absolutely NOT added up to nothing. Everything you've given the world has brightened it for us all. We're better for having your voice. Enjoy the month of detox from the toxic wells of the internet.
I believe investors should prioritize under-the-radar stocks, especially given the current volatility of the market. With 35% of my $270k portfolio tied up in once-prominent stocks now plummeting, I'm left feeling uncertain about how to proceed amidst this turmoil.
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.
Wow. I am blown away by this presentation. I was an insecure 49 year old on SS in January 2018 when I started buying Bitcoin/crypto. Everyone though I was irrational. Most still do. I put my income in every month and watched the value drop each month but for some reason really believed in Bitcoin and alt coins/blockchain even though I don't totally understand. Finally, the crypto market started turning around and I am astonished at the value of my crypto currency portfolio today. I engaged in active trading and managed to grow a nest egg of around 2.3B'tc to a decent 27B'tc....At the heart of this evolution is Kerrie Farrell, whose deep understanding of both cryptocurrency and traditional trading has been instrumental. Her holistic approach to investment and commitment to staying abreast of market trends make her an invaluable ally in navigating this new era in cryptocurrency investment.....
Norman Vitalii’s comprehensive services cover everything from investments to estate planning. Their holistic approach has grown my estate value by 40%. I feel more prepared for the future and confident in the legacy I'll leave behind.
I trust Norman Vitalii's team completely with my financial future. Over the past three years, their insightful advice and diligent management have doubled my net worth. I couldn't be happier with the results and the peace of mind they've provided.
Norman Vitalii’s negotiation skills were key to the success of our merger. Their strategic advice and expert handling of negotiations saved us $500,000 in the process. Their involvement was crucial to achieving a favorable outcome.
ETFs offer exposure to a wide range of assets, such as stocks, bonds, or commodities, which can help reduce risk. ETFs, like broad market index, sector-specific, and bond ETFs, are favored for long-term investments because of their diversification, reducing risk while offering growth and income potential.
Many promising stocks across industries are worth tracking. While it's not necessary to act on every prediction, enlisting the guidance of a financial advisor is advisable. They can assist you in determining optimal entry and exit points for purchasing and selling shares or ETFs, ensuring well-timed decisions aligned with your investment goals.
I fully agree and place great value on my advisor's role in guiding my daily investments. They excel in both long and short strategies, managing risk for potential gains and protection against market downturns. Their access to exclusive insights and in-depth analysis makes exceeding expectations a regular outcome. In the two-plus years I've worked with my advisor, I've gained over 1.2million dollars.
who is your advisor please, if you don't mind me asking?
Rebecca Nassar Dunne is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
AI stocks are expected to lead the market in 2024. My top choice is NVIDIA, as they're in a strong position for sustained growth and play a key role in supporting other AI companies. A person I know saw returns of over 200% with NVIDIA. I'm also open to exploring the other recommendations you provided.
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2024.
I could really use the expertise of an advisor like that.
Her name is Bonita Jeanette Rodriguez. Just look her up, and you'll find the details to set up an appointment.
Thanks for sharing. I searched for her name and found her website. I reviewed her credentials and did my research before contacting her. Thanks again.
Investing in a stock may look straightforward, but choosing the right stock without a proven technique can be difficult. I've been attempting to grow my $210,000 portfolio for a while, but the largest impediment is a lack of defined entry and exit strategy. Any input on this matter would be highly appreciated.
The strategies are rigorous for the regular person. In fact, they are primarily executed successfully by professionals who possess a great deal of expertise and knowledge to carry out such trades effectively.
Some individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
That make a lot of sense; unlike us, you seem to have the market sorted out. Who's guiding you?
Actually its a Lady. Yes my go to person is a ‘LAURELYN GROSS POHLMEIER '. So easy and compassionate Lady. You should take a look at her work.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
I'm looking to start investing in the stock market and other asset classes with $250k this quarter. Should I focus on index funds or individual stocks? Preferably want the route with the best return in investment. Thanks!
They offer good diversification. But individual stocks could make you a fortune if you know how to go about it. Some people make upper six figures yearly from investing alone. But it's always a good idea to work with a financial advisor. It raises your chance of profit by a lot.
Having an adviser is the smartest approach in today's market, especially for those nearing retirement. I personally gained over $270K during this market downturn, which highlighted that there's valuable insight the average individual may not be aware of.
Partnering with a financial advisor has transformed my approach to investing. Their expertise and personalized guidance have not only helped me navigate complex financial markets but also optimized my portfolio to achieve my long-term goals efficiently.
Yeah, she is Jennifer Leigh Hickman, look her up. Anyone is free to contact her.
The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point. I came across an article highlighting individuals who achieved profits of up to $150,000 during challenging market periods. Considering this, I am curious about the best stocks to purchase now or add to a watchlist.
Impressive insights! For beginners like me, managing and staying updated can be overwhelming. Are you an experienced investor or do you have a strategic approach for staying informed?
Within various industries, there exist numerous intriguing stocks that you may choose to track. It is important to note that you do not need to act upon every forecast. Therefore, I would recommend working alongside a financial advisor who can assist you in determining the optimal moments to buy and sell the shares or ETFs you are interested in acquiring.
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thank you for providing this helpful pointer. I managed to find the contact information for Melissa Terri Swayne , and she appears to be highly skilled and adaptable. I have scheduled a call session with her.
ETFs makes up a large portion of my portfolio
To enhance our long-term investment mix, my partner and I are introducing a range of stocks and ETFs.
With the help of the same investment advisor, I diversified my 62K portfolio across many markets and in a matter of months, I was able to produce over 356K in net profit from high dividend yield equities, bonds, and exchange-traded funds (ETFs).
This is really impressive, hope you don't mind if I ask you to recommend this particular professional you use their service? I have quite a lots of difficulty sorting myself out in this downtime.
My CFA ’Rachel Sarah Parrish’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.
The main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
Svetlana Sarkisian Chowdhury a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
ADBE, VWINX and FSPGX are all still good buy, but what do I know I’m not a financial advisor lol
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
I’ve been worried sick about the current state of my portfolio, who is your advisor?
Finding financial advisors like Sonya Lee Mitchell who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
Well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Angela Lynn Schilling is who i work with and she is a hot topic even among financial elitist in California. Just browse, you’d find her, thank me later.
Thank you for this amazing tip. I just looked the name up and wrote her
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Consider financial advisory so you don’t keep switching it up, Top 3 payers for the month were $OHI, $KMI, and $EDP for an over all payout of a little over $20.. not bad for a 350k portfolio.
Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m
That's quite incredible! My p0rtfolio has been performing poorly and i've lost a significant amount of money, therefore I could really use their advice. Who is the advisor?
Carol Vivian Constable is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.
I have about 250k distributed across various investing accounts, with 35% of my capital invested in an ISA and 25% in index funds. In Q4, 2023, I suffered a great deal. I'm just searching for methods to get better in 2024 right now.
Adding JEPI and JEPQ is savvy for nearing retirement. Balancing higher-risk investments requires aligning risk tolerance with long-term goals. Consider consulting an advisor to diversify your portfolio and mitigate risk.
It's unclear which stocks and sectors will continue driving the uptrend. Stay away from readjusting if you do not have guidance from a planner and investment strategist. My finances have been in order since I got a wealth planner like Jill with large following working for me.
Do you mind sharing info on the advisor who assisted you?
"Melissa Elise Robinson" is the licensed advisor I use. Just search the name. You’d find her webpage and necessary details to work with to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
As always, a great analysis. Newcomers often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Zachery M Demers’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
Zachfinance
thats him
he is my family's personal broker and also a personal broker in many families I'm United States, he's a licensed broker and a FINRA AGENT in United states
I'm surprised that you just mentioned and recommended Zachery M Demers, I met him at a conference in 2018 and we have been working together ever since.
Really you people know him? I was even thinking that I'm the only one he has helped walk through the fears and falls of trading
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Hi all! Hopefully you enjoy the 2024 edition of this video! Let me know what your favorite Index Fund is below in the comments!
FXAIX! I wish you would've mentioned it as the fidelity alternative with cheaper exp ratio at 0.015%
Can you make a video about if merrill lynch with Bank of America is a good idea to open a roth ira or just use vanguard or Fidelity?
Is it ever worth while to do a reverse rollover if you had previously moved your prior employer's 401k to a personal IRA to then your new employer's 401k?
Can you do a comparison of VOO and SWPPX? Such as why is VOO at an all time high of $508 while SWPPX is $85? If they both track S&P500 why is Schwab’s so much cheaper?
Great video Humphrey! Love how you explain things.
Should let you know - there looks like there is a bunch of dodgy comments for this video all making reference / recommending 'Norman Vitalii'.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@SammyIglesias4665 However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@SammyIglesias4665 Clementina Abate Russo is her name
Lookup with her name on the webpage.
@SammyIglesias4665 You are welcome .
Reported you as a scam bot unbelievable
I've heard that index funds and ETFs provide diversified stock market exposure while spreading risk. I have over $800K in savings; What's the most effective strategy to allocate funds in my portfolio and generate profits?
Yes, there are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist
Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m
That's quite incredible! My p0rtfolio has been performing poorly and i've lost a significant amount of money, therefore I could really use their advice. Who is the advisor?
Carol Vivian Constable is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.
I traded well on my Demo account but when I invested in to my main account i lost all my funds. Please i need an expert to assist me with my trading. It's frustrating how people loss funds in this trading, I really feel so bad.
It's very obvious that forex and crypto trading is one of the profitable money exchange services that elevates investors and their financial status.
But It's a great idea to have a conversation with
financial advisors like Emily Jason to reshape you
portfolio.
I agree with you, I'm not here to converse for her but to testify just for what I'm sure of, she's trust worthy and best option ever seen..
I think.Its really needful for beginners not to settle for videos alone or they will see themselves losing all their money just like me when I newly started trading with this videos here on UA-cam.
She's really a good investment advisor. I was privileged to attend some of her seminars. That is how I started my crypto investment 👏
I was raised that the stock market was a rich man’s game (yep, grandparents lost it all back in the day and preached that forever) but I’ve been around long enough to truly taste just how profitable it can be, with inflation at 9.2% surely these are desperate times, but in my opinion there’s no market condition a proper financial advisor like Norman Vitalii can’t scale through, i can't thank him enough
To be successful in markets, traders should understand the crossover between asset classes & liquidity flow. Norman Vitalii focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. His skills set is top notch.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Diversifying with $VFIAX and $VTI is smart. It’s financial independence, not dependency, that truly empowers.
If you lack market knowledge, your best bet is to seek advice or support from a consultant or investing coach. Contacting a consultant may sound simple, but it's how I've managed to stay afloat in the market and increase my portfolio to roughly 60% early this year. It is, in my opinion, the best way to get started in the industry right now.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
'Kristin Amber Landis' is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I really appreciate the dedication in each video you post. To be successful in markets, traders should understand the crossover between asset classes & liquidity flow. Norman Vitalii focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. His skills set is top notch
Norman stole my 401k and kicked my dog. You’re scum for recommending him
51 years old. I have $295,588.25 in my Fidelity retirement account. I cranked my contributions up to 35% with the help pf Norman Vitalii. Fidelity just holds my ETFs/stocks. I made that change earlier this year. I'm hoping to end the rat race by 60 but it's looking more like 63-ish. I want to have $1.5M and bring in about $60k in dividends each year.
I have kept my eye out over the years whenever there is a printed review of portfolio management software. I can say unequivocally that there is not a better all-around portfolio management software program out there today. Norman Vitalii handles everything... even those esoteric transactions that no one thinks about talking about in the media. And, Quicken is not sophisticated enough to handle the transactions as seamlessly as Norman Vitalii
So about 68% of my portfolio is in passive index funds and ETFs VFTAX, VOO, VTI among others. I make use of an F.A Dianne Sarah Olson It’s pleasant for me this way, these are suitable steps for seeking greater cash flow on long term trends.I feel like even if 20% of my portfolio underperforms, I’ll still generate income from having a diverse portfolio. Better than spending my money on an expensive shoe or vacation lol.
That’s impressive
Out of curiosity I did read about Dianne Sarah Olson on the web, she has a great resume
I'm happy there are lots of people doing so well. Love this channel for the transparency
Found her webpage by looking up her name online. Her resume is quite outstanding, I'll be writing a mail to her shortly
Didn't realize the vast majority were that poor!
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Charlotte Miller.
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
she's mostly on Instagrams, using the user name
My favorite videos from you are on investing. FXAIX is my main holding. I have a growth fund, mid cap fund, international funds and looking to be financially free when I reach my 60s. I’m 40 now.
The video starts at 5:26…!!!
so would it better just to pull the money i put in individual stocks [amazon tesla etc] and put the money in the VOO fund?
Problem is, you need to pay the transaction fee for mutual funds. Like if I am using Fidelity, I need to pay fee to buy Vanguard mutual funds, but for ETFs like VOO I pay no such fee😊
There is really little difference between Vanguard and Fidelity, and its not like Vanguard is going to suddenly get cheaper than Fidelities FREE funds, so why not just pick the cheaper provider, and not worry about the other one ? Also, if you want Vanguard, but you use Fidelity, why not just have an account at both firms ? Its not like it costs anything to open a Vanguard account, if you want to add a Vanguard fund.
Fidelity has great zero cost funds. FZROX i’ve had for years
Newbies need to learn the ropes, know how much risk they can handle and diversify their portfolio. Some folks get help from money experts or do their homework before making investment moves. It's all about being smart with your funds.
Thank you for the video. I bought both VFIAX and FNILX but my question is how does your earnings compound? Having hypothetically 100 shares of an index fund will only give you profits for those 100 shares. I use fidelity, do they have something to where your earnings automatically get used to purchase more shares of that index fund at the end of the year? Also, what is the minimum time that you can claim your profit to add shares to your account? Thank you!
Most funds have an option to reinvest dividends and capital gains. Usually a good idea for tax deferred and tax free accounts. I prefer to receive payouts on taxable accounts, and to add them to my next investment deposit, to keep the cost basis calculations simpler.
My retirement is just VOO, VUG, & VTI.
I just prefer ETFs
Now to figure out why one would want both VOO and VTI
VTI and VOO have similar weighted holdings. There’s a lot of overlap among the top 5 weighted stocks in each ETC which make up a huge portion of each
The best option is to choose VTI or VOO but not both
Too much overlap between those. Unnecessary to hold all those
Mine is PATH and SPLG
VTI and VOO are basically the same..
I agree with you that compared to actual index funds, the zero funds are meh (trusting Fidelity's ability to simulate with minimal drift, portability of holdings should one wish to switch to another institution, etc.). However, why not do a like to like comparison? E.g., what is your opinion of FXAIX as compared to VFIAX? Also, for those who have more than the various minimums, I have yet to hear a comprehensive walk-through of the differences between index funds, their ETF equivalents, and why/if one should stay with one type or the other should one wish to. Yes, you can trade and ETF at any time of the market's day... but for long term holders -- not traders -- that shouldn't matter much, right? Are there tax advantages or tracking advantages that one has over the other?
My DIGITS🎉(I’ll be waiting)
The amount of bots in the comments is insane.
Yes, it's crazy! This Hump guy should be deleting all of that crap. What a dis-service to his viewers.
Humphrey dropped a video! Time to take a poop at work. 💩
LOL
My boss makes a dollar, I make a dime, that's why I poop on company time 😅
What are your thoughts on FXAIX?
It's just as good
FXAIX is great, its the equivalent of the other 500 Index funds. Sorry I didnt mention it in the video
Dumb question. Can you have accounts with ETF's with both fidelity and vanguard?
ETF's are just like stocks. Both Fidelity and Vanguard, as well as many other companies have brokerage accounts. I would go with the brokerage with the cheapest trades. There are many brokerages offering free trades, which makes ETF's really good deals.
FNILX, unlike FXAIX, does not pay a quarterly dividend. It pays out a dividend at the end of the year. Small downside, in my opinion.
My DIGITS🎉(I’ll be waiting)
If you need income, more payouts would be better, but if you are investing in the long term, less transactions might make tax tracking simpler, and it lowers costs to the fund.
@sprinkle61 not concerned with income. Larger concern is reinvestment into the market quarterly can offset the expense ratio. You aren't missing out on an entire year's worth of gains when it's paid out quarterly.Taxes argument doesn't make sense because it's still the same dividend ratio being paid out. It's not hard to "track".
@@LouDog39 Not harder to track if you use the average cost basis when you sell part of your stake, but if you actually calculate the cost basis for each set of shares, the quarterly dividends and capital gains can create hundreds of purchases at different prices, that you might have to keep track of, if you don't want to use the average cost for all shares, but want to sell specific lots.
@sprinkle61 You clearly have no idea what you are talking about. 4 dividend payouts annually is going to cause hundreds of purchases? Over what time period? 50 years? If youre trying to nickel and dime on your taxes by selling those purchases over that time period, then you just silly. I mean, what are we even talking about here? This is an index fund, not an individual stock that you might move in and out of your position more frequently.
Hi Humphrey, can you please talk about bonds and what bonds you would recommend investing in. Also, can you make a video on the different types of airline credit cards, free points, whether they are worth it, and which ones you would recommend. Thank you!😀
Interested why you didn't include something like $VT ?
Why does no one talk about VONG?
Hey yall, trying to consolidate over here. How do we feel about FXAIX, FTIHX, FSKAX, FXNAX divvied up and forget it?
Question: The annual fee for the ETF version got deducted directly to its ticker price?
Does it make sense to hold several types on Index funds in different accounts? For example if you have a Roth IRA and a standard Brokerage account, would it be beneficial to have shares of one individual type in both accounts or have different types of index funds in each account?
The ONLY reason to have different large cap stock index funds is tax loss harvesting. Say you own a S&P 500 fund, and it takes that 20 % dump in 2022, then you could sell it and put the money in a total market index fund, which is basically almost the same thing, but you don't have to wait 30 days to avoid the Wash Sale rule, and don't have to risk missing the rebound. Other than this specific case, I would just own the fund you like the best in all accounts, unless you need something weird, like low yielding bonds or international stocks.
I've been an investor in Apple, gold, housing market as well because I strongly believe in them, I've always believed in the stock, but now I don't know if to re-distribute my portfolio and put some money in Nvidia or Tesla especially now that we are experiencing a market correction.
NVDA for sure.
Could you do a video on ETF’s ? Thanks
Why isn’t VOOG mentioned more?
Because the list isnt infinitely long
Very informative video. Thanks!
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go out of devastation.
The no fee Fidelity index funds are great if you already have tax advantaged Fidelity accounts, because you can just sell the funds if you want transfer brokers.
Whats ur take on fskax?
Great video! Thanks Humphrey for keeping us financially intelligent. I could remember back in 2020 when I began my investment journey, I had no prior experience or understanding about investing, but by end of 2023 I made a profit of almost $850k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.
Actually I've been planning on getting a licensed financial advisor but haven't been proactive enough. maybe I could used your recommendation.
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most people tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
@@Gwenn_Maki Great comment!
@@Roger_Tsai-d1b How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
@@FA_Robinson My CFA “Mary Elizabeth Hanson” a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market
How come MSCI World Index didn't make this list?
I know US investors have home biasness but there's no Index fund like MSCI World which can provide both returns and safety net in terms of diversification in all sectors and regions.
Probably a US investor. MSCI does not have a good low cost index fund, that I know of.
I got a question I could have ~40,000 coming to me tax free, I’m 47 and want something I can let ride for the next 20 years till retirement, I’m also a disabled vet so I’ll have money coming in for the rest of my life about 45,000 a year currently. What is the consensus for best fund?
Thanks for always explaining in details, you are God sent for me
Hi Humphrey can we use simple compounding calculator to calculate our expected returns over a period of time?
My DIGITS🎉(I’ll be waiting)
As someone gets older and needs to start buying bonds. Any ideas on best bond funds/ETF’s?
My DIGITS🎉(I’ll be waiting)
Since these are all indexed funds and they’re going to be similar holdings/companies and all of these funds, would you recommend only buying one of these or trying to buy multiple of these?
Hey Humphrey for the S&P500 there's also a relatively new one out there, SPLG. It's pretty much identical to the other ETFs but the expense ratio is 0.02%. Not a huge difference but hey.
I did buy some SPLG but I will be going back to VOO as my S&P 500 fund. SPLG underperformed VOO YTD (not sure why) and also when I was buying spread for SPLG was way wider than for VOO and it will take years to compensate for this initial loss when buying. Both ETFs are great though, I just do think VOO will return slightly more than SPLG despite higher ER
Is VOO any better than SWDSX for an IRA?
Great video. I’m a finance major working on my CFA and I would say one of the most important metrics to look at when creating a portfolio is asset correlation. You might think something is diversified but it’s actually the same product with a slight difference. Mutual funds are a great product though!
My DIGITS🎉(I’ll be waiting)
I heard you shouldnt own multiple ETFs with similar types of companies, can you do a video of ETFs in different sectors(i dont know the right term for it)
How about FXAIX?
FXAIX is great, its the equivalent of the other 500 Index funds. Sorry I didnt mention it in the video
What are your guys thoughts on the Schwab indexes? I am wanting to move my Roth from Edward Jones to Schwab and have a portfolio consisting of SWPPX, SWISX, and SWAGX
My DIGITS🎉(I’ll be waiting)
No real differences, besides the name brand. The only real choice is if you want a Zero fund, or a S&P fund. The good thing about Roth is you can switch your investments at any time with no tax consequences.
VOO, SMH, and QQQM!
All got crushed in 2022..
@@DK-pr9ny wasn't most of the stock market got crushed during that year?
@@DK-pr9nythat’s a moot point.
SCHG FTEC and SPLG for me!!😊
@@DK-pr9ny Nice time horizon bozo
would love to see the same video made for non-us resident investors
I invested in the Vanguard S & P 500 via Trading 212 app as SIP $ 500 monthly.. no $ 3000 minimim.. maybe thats the ETF version then.. ?
My DIGITS🎉(I’ll be waiting)
What about SCHD?
Dividend index, makes sense if you need to spend the income on something right now. costs are not too high, but higher than all of these funds.
@@sprinkle61That’s not what I plan on using it for. I want to keep reinvesting the dividends into itself until I retire and then start using it as a passive income in retirement
Do you have a video on using a financial planner and paying a 1% fee vs self-investing? I'm 42 and just moved all my money over to Edward Jones.
Great information I currently have VOO in one account and SPLG in another account. They both have low expense ratios. Is one better than the other in your experience?
Honestly both of those are great
I used to have FXAIX but i switched to SCHD in my Roth
You missed the kweb which is China tech fund
i want to get the VTSAX index fund but whats the differnce between the ETF version?
Mutual fund vs etf refers to a fund’s structure, whereas index fund refers to a fund’s investment strategy.
If you have Charles Schwab, the Total Market Fund is SWTSX (Expense Ratio: 0.03%) and the S&P 500 Fund is SWPPX (Expense Ratio: 0.02%)
You look like a Hong Kong actor吴彦祖 Daniel Wu 😊
Awesome video Humphreys 🎉
I have my 401k at Fidelity and my Roth IRA at Schwab. Can I purchase from Vanguard through those banks/platforms? I’ll have to check.
Yes, you can purchase Vanguard funds through the other platforms.
**As long as your 401k allows it or has those funds available
I got myself a Fidelity brokerage account for Index funds, but I still have an Ameriprise account with old mutual funds. What is your suggestion for the mutual funds? Keep as is? Is transfer to fidelity generally possible? Or would I have to sell in order to move the money to Fidelity? The mutual funds are all in Roth IRAs… Not sure how that Works Tax wise… Thanks Humphrey, you’re the best!
Roth IRA's have no tax consequences to selling. Dump all your high cost funds, and move the money to Fidelity. This is a no brainer, and go with FZROX, why not pay no fees ever again, and get the entire US market in one fund ?
What is a good fund that returns close to 20%?
The Bernie Madoff fund
Lol
SPLG is VOO but slightly lower fees.
Swppx a good index fund?
I got Index fund for my long term and I got stocks and some ETF for my Short term swing trader ETF and stocks work pretty much same thing, a lots stocks must better than ETF
What about the general ETF SPY?
also great
SPLG is better 😮😊
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders
NICOLE ANASTASIA PLUMLEE' is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Glad you are taking the time you need! As an English teacher who has used your texts with students struggling with mental health issues of their own, know that "everything you've done" has absolutely NOT added up to nothing. Everything you've given the world has brightened it for us all. We're better for having your voice. Enjoy the month of detox from the toxic wells of the internet.
Really? You missed VGT!
Great content, thank you.
do you have any tips on how to actually sign up for a vanguard account online? ive been trying for days and the application just wont load/go through
Is VOO even worth investing in anymore? It's sitting at a high peak of $500 a share right now. Isnt it kind of risky buying this high?
I believe investors should prioritize under-the-radar stocks, especially given the current volatility of the market. With 35% of my $270k portfolio tied up in once-prominent stocks now plummeting, I'm left feeling uncertain about how to proceed amidst this turmoil.
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.
Opting for an
SchG, SchD, svol , divo , jepq and ymax
Roth and taxable account are both 100% VTSAX and relax
My DIGITS🎉(I’ll be waiting)
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SCHG..FTEC and SPLG is all you Need 😊
Great stuff !
I’ve read that FXAIX from Fidelity is good. Is this true?
FXAIX is great, its the equivalent of the other 500 Index funds. Sorry I didnt mention it in the video