💵FREE STOCKS: a.webull.com/i/ClearValueTax Get up to 20 FREE STOCKS when you open up a stock account. Index Funds For Beginners (Video): ua-cam.com/video/LsHcR52gIs8/v-deo.html Index Funds vs ETFs (Video): ua-cam.com/video/fYYPRtRZ9Gg/v-deo.html More Info On Our Website About Index Funds & ETFs: clearvalueinvesting.com/education/index-fund/ua-cam.com/users/sgaming/emoji/7ff574f2/emoji_u1f4b5.png
Thank you Brian, for the valuable information you provide. You go above and beyond and I appreciate that you do these type of videos alongside your reports.
After investing in my 401k and maxing out my Roth IRA every year, I've been putting all my extra money in VTI for 12 years now. Compounding interest is starting to kick in hard and let me tell you, it's beautiful.
@@lilblackduc7312Albert Einstein also cheated on his wife with his 1st cousin, and married his first cousin, and had a deformed baby, and abandoned that baby and cousin wife.
Given the uncertain economic conditions and heightened global tensions, I'm considering investing over $400k in stocks. However, I'm uncertain about how to minimize potential risks.
Consider hiring financial advisors, estate planners or tax experts. They can provide specialized knowledge and help you navigate complex financial decisions.
Having an investment advisor is the best way to go about the stock market right now. I was going solo, but it wasn't working. I’ve been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.
My CFA ANNETTE MARIE HOLT a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Stock market’s historical performance estimate that over time, the payment (and reinvestment, and compounding) of dividends have contributed anywhere from 30% to 90% of the S&P 500’s total returns. I want to spread $400,000 into profit yielding dividend equities but unsure of which to get into.
Explore the option of engaging financial advisors, estate planners, or tax experts. Their specialized expertise can assist you in navigating intricate financial decisions.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Vivian jean wilhelm is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
I like those all except QQQM, I’ve had that and it’s only up 3%, SCHD has annihilated it in my portfolio. Up 3% for a growth fund isn’t going to cut it.
I am from Miami United State🇺🇸, The difference Mrs Lucy Mary Liam makes in my life is second to none it's definitely a life changing kindness. I really appreciate her effort in my life.
Seeing my broker talked on UA-cam, This was exactly how I got the recommendation about her for the past years. Hit $200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with $20k in July 2024
Her good strategies of making large amount weekly profits for her clients are totally outstanding. Investing my $1500 with doubt and withdrawing $12,300 with happiness. I ❤️ you Lucy.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...
@@EmilyEvelyn-90 Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* ..
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Kendrawebb-m2f However, if you do not have access to a professional like Suzanne Gladys Xander, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
I have VOO, VTI, and SMH. I might add an international and bond ETF as well just for diversification. My individual stocks are: -AMD (which I will sell at some point) -Microsoft -McDonald's -Coca-Cola
This channel is highly recommended. I watched almost all UA-cam financial advisers, this channel exceeds my expectations. You are awesome, you deserve more viewers!
Thanks to You Mate, I have realistic expectations for this bullrun. Got into crypto early this year and I have truly learned a lot from you about cycles, crypto and markets as a whole. Now I know that all assets/markets are heavily tied to eachother and global economy has very high impact on Crypto. Thats why I am very cautious about when traditional markets top and how this affects Bitcoin and altcoins. If i havent discovered your channel I would have blindly holding instead of engaging the market........ I have managed to grow a nest egg of around 9.3Bitcoin to a decent 34Bitcoin. in the space of a few months... I'm especially grateful to Harry’s Dent,, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
Over the years, I've been a part of numerous trading programs, sifting through a barrage of information. Yet, nothing has come close to the sheer clarity, depth, and precision of Harry’s Dent insights.
VOO is great. SCHD is great. Either approach is fine over the long term. Most important thing is to get started and build your income over time to continue investing more as time goes on
Great advice here. Diversification is *Key* I invested 30-50% of my income, over the last 6 years, in equity index funds, ETFs and individual stocks, which allowed me to retire in my 40s! Current portfolio value is ~1.4M and growing.
We all learn the hard way. Luckily, I was careful but if I had sold more of my stocks a few years ago and put the cash into ETFs, my account would have been much better off. It's never too late.
Some advice: The more money I made from my investment the more I realize I wanted a simpler life and care less about money and stuff. My ownership in things somehow slowly took over and controlled my life. I know ... sounds crazy. Find a way to be comfortable, but trust me a lot of money won't make you a better or happier person. I too wish you well....
I went the advisor route and quickly realized I was paying well over $500 a year in fees with only 30 K invested. I’m just moving everything to Fidelity and putting it in an index fund.
I'm new to the stock market. Every stocks that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed out on all the opportunities so far. I believe having $450K yearly income would be a good investment so I want to plug all my savings into the market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like a FA) do it for me? Please share your thoughts. I am kind of tired of searching for a good asset to buy and losing all the good opportunities.
The key to achieving substantial returns isn’t chasing big-moving stocks; it’s about managing risk relative to reward. Position sizing is crucial, and consistently applying your edge as often as needed to reach your goals. This principle applies to everything from long-term investing to day trading.
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.
Great! mind if I look up your advisor please? only invest in my 401k through my employer as of now, but enthused about investing for my eventual retirement.
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, “Teresa L. Athas” turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
Insightful... I curiously looked up her name on the internet and I found her site and i must say she seems proficient, wrote her an email outlining my objectives. Thanks for sharing..
SPLG (SPY) 34%, SCHG 33%, and Berkshire Hathaway 33%. It's a 3 holding portfolio of Blend, Growth, Value. A lot of people like to go with SCHD, DGRO, or VTV for their value ETF since they like dividends. I prefer share buy backs rather than dividends, no tax burden plus Berkshire is a value tank.
I personally like SPLG @ 0.02% exp ratio if I had 40 years to let this slow cook along with $500 a month contribution I would. It is to me the easiest way to set it and forget it.
The second most important thing for anyone that's planning on investing in stocks themselves is DOLLAR COST AVERAGING. The third is "buy when there's blood in the streets" or "buy more than usual when there's blood in the streets".
Soild Picks, high quality content as always, ETF such as Voo & Ivv yeild 20%ish return just in a single year (120% 5 years) and the potential is enermous when market back to normal, this man's not hiding the good stuffs from viewers, props to Brian
Warren Buffet isn't the only one saying that index funds are better for the average investor. Dave Ramsey says the same thing. This strategy has been working out very well for me over the last 10 years.
This is the real deal....I have my ETF funds that just sit there, boringly making me consistent returns while I ignore it. I have a separate account that I play around with that has done OK but definitely not better than my ETF fund that I never have to mess with. For whatever reason, I still insist on having the play around account because it satiates my need to gamble stupidly ("like a maniac", lol)
Risk management should always come first. The reason many traders lose money is not simply due to inexperience or a lack of knowledge of the market, but because of poor risk management. It’s essential to establish a strategy that protects your capital and mitigates potential losses. Without a solid risk management plan, even the most knowledgeable traders can find themselves in difficult positions. Prioritizing this aspect of trading can lead to more sustainable success in the long run.
You're absolutely right; proper risk management alone doesn't guarantee profitable trading. To improve trading results, it's crucial to focus on trading during periods of high liquidity. This often provides better opportunities for entering and exiting positions effectively. Additionally, honing your skills in analyzing market trends and identifying optimal entry and exit points can significantly enhance your trading performance. Combining these elements-strong risk management, trading during favorable conditions, and effective market analysis-can lead to more consistent results over time.
Excellent presentation for the less skilled investors. My opinion is to choose wisely. Make the effort and figure out which individual stocks have the greatest potential for growth, not necessarily based on past performance. Also look at which stocks are heavily weighted in index funds. Many funds are heavily weighted in the best stocks. Don’t put in money that you may need within the next year because of potential market drops that we need to sometimes ride out. Don’t gamble!
I’ve been familiar with these ETFs and index funds, but I always appreciate the depth you bring to the conversation, Brian. Your research and explanations are invaluable-thanks for sharing your knowledge with us!
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $150k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
Thank you for recommending Sarah Jennine Davis on one of your videos. I reached out to her and investing with her has been amazing I paid off my $529k 2.125% 15 years loan in 8 months. Now totally debt free with 2 paid off rentals. Love having no debt for the last 5 months. Thank you SARAH JENNINE DAVIS
I sympathize with many people who had no knowledge digital marketing because currently dollar is unstable and coin is taking over to be universal currency
2:12 that’s not true about ETFs not besting the market: VUG Vanguard Growth ETF (NYSEMKT: VUG) has a year-to-date gain of 23.9%. This ETF has outperformed the S&P 500 each year, on average, for the last two decades.
Basically the same, total market fund, so includes those small cap. Really no drastic difference in returns, slightly lower, but not giant. You win either way in the long run!
Thanks for making this as this message, along with your one about save 100k to gain compounding momentum, which i'd say provide everything young people need to know about saving and investing in two 10min well articulated overviews.
When or how often will I be charged a management fee on an etf? Is it monthly, yearly, or just when I invest more money? I hope this question makes sense. I am a beginner.
I have a need to invest a large sum of money for 2 years. Everything I’m told is that’s not long enough to invest in the stock market. I’ve been investing in monthly T Bills which is fine but would love to improve performance for this 2 year term. Any ideas?
Іn mу 36 уeаrs of studying accross 4 different fields, I have come to realize that the number оnе factor for success in any field is gaining ample experience оr following reputable and proven methods in that field.
💵FREE STOCKS: a.webull.com/i/ClearValueTax
Get up to 20 FREE STOCKS when you open up a stock account.
Index Funds For Beginners (Video): ua-cam.com/video/LsHcR52gIs8/v-deo.html
Index Funds vs ETFs (Video): ua-cam.com/video/fYYPRtRZ9Gg/v-deo.html
More Info On Our Website About Index Funds & ETFs: clearvalueinvesting.com/education/index-fund/ua-cam.com/users/sgaming/emoji/7ff574f2/emoji_u1f4b5.png
Who owns webull
How does it work? I need your help, Brian.
Do you have video on how to get started.... and how to navigate broker platforms.... Id like to learn that so I can invest in the index and ETFs???
@@VonNaya-cp7ucua-cam.com/video/dbDijzEgo7E/v-deo.htmlsi=rrz0FORsHEkk6ijp
why not nasdaq 100?
Brian has a good heart. His primary goal is to equip his subscribers with the knowledge of making money in a prudent and safe manner.
I have a mix of index. All Fidelity.
FXAIX - S&P 500
FSKAX - Total market
FSELX - Semiconductor
FSFGX - Large cap
Semi is up way too much, correction prolly will happen soon.
wonder how much overlap you have?
I own the Fid contra. Had been outperforming, lots of big tec.
You don't need both FXAIX and FSKAK. They're basically the same thing.
If you have total market everything you have is redundant, with the exception of your NASDAQ.
Thank you Brian, for the valuable information you provide. You go above and beyond and I appreciate that you do these type of videos alongside your reports.
It's my pleasure and thank you for all the support Michael! Happy Friday!
Such integrity. Ya gotta love Brian..
After investing in my 401k and maxing out my Roth IRA every year, I've been putting all my extra money in VTI for 12 years now. Compounding interest is starting to kick in hard and let me tell you, it's beautiful.
Albert Einstein said = "Compound Interest is the eighth wonder of the world. He who understands it, earns it...He who doesn't, pays it".
We ❤ compound interest 😂
Good job!
@@lilblackduc7312Albert Einstein also cheated on his wife with his 1st cousin, and married his first cousin, and had a deformed baby, and abandoned that baby and cousin wife.
Given the uncertain economic conditions and heightened global tensions, I'm considering investing over $400k in stocks. However, I'm uncertain about how to minimize potential risks.
Consider hiring financial advisors, estate planners or tax experts. They can provide specialized knowledge and help you navigate complex financial decisions.
Having an investment advisor is the best way to go about the stock market right now. I was going solo, but it wasn't working. I’ve been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.
@@Jeffcraparo How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings
My CFA ANNETTE MARIE HOLT a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
Stock market’s historical performance estimate that over time, the payment (and reinvestment, and compounding) of dividends have contributed anywhere from 30% to 90% of the S&P 500’s total returns. I want to spread $400,000 into profit yielding dividend equities but unsure of which to get into.
Explore the option of engaging financial advisors, estate planners, or tax experts. Their specialized expertise can assist you in navigating intricate financial decisions.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Vivian jean wilhelm is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Credits goes to Vivian Jean Wilhelm one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
VOO or VTI for life. Also like SCHD (40%), DGRO (40%), QQQM (10%), FTEC (10%) and just call it a day. DCA into it over 30 years
SCHB, exact same stocks, fraction of the price
VTI, VXUS and SCHD here.
I like those all except QQQM, I’ve had that and it’s only up 3%, SCHD has annihilated it in my portfolio. Up 3% for a growth fund isn’t going to cut it.
VTSAX is better because it has a lower cost ratio
simple path to wealth: SCHD/SCHG 50/50, with overlap by weight only 1%
I'm glad I was introduced to forex trading and got the best teacher and mentor who helped me understand the financial market I'm grateful to Mrs Liam🙏
I am from Miami United State🇺🇸, The difference Mrs Lucy Mary Liam makes in my life is second to none it's definitely a life changing kindness. I really appreciate her effort in my life.
I invested $2,000 and the trade in one month making close to $20,000. I wonder where she got her analysis.
Seeing my broker talked on UA-cam, This was exactly how I got the recommendation about her for the past years. Hit $200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with $20k in July 2024
I'm from Brazil 🇧🇷 I and two other of my friends tried her immediately we testified her performing wonders.
Her good strategies of making large amount weekly profits for her clients are totally outstanding. Investing my $1500 with doubt and withdrawing $12,300 with happiness. I ❤️ you Lucy.
This is the best finance channel on UA-cam by far. It’s clear how much Brian cares about the everyday person’s financial freedom.
Bots are not carti fans, lovely
@@Messup7654lol
I am going 30% in SPY, 33% in SCHD and 33% in QQQ. Rest 3-5% in cash to sell cash secured puts to generate income and buy high yield ETFs.
Investing in stocks is planting a tree for your future; with patience, it will bear fruit."
I'd love to be introduced to a trustworthy adviser who can help me develop a personalized investment strategy.
Thank you for this amazing tip. I just looked the name up and wrote her.
I do VTI (Vanguard Total Market) , ONEQ (Fidelity Nasdaq Composite), and SCHD ((Schwab US Dividend) and re-invest all dividends into VTI shares.
Try QQQM, lower expense ratio.
Love SCHD
VTI - it combines VOO and VXF, the best of both worlds. You get the S&P500 plus the extended stock market.
I love my VTI!
Same with SCHB. You get the S&P500, but also medium & small sized caps. Best of both worlds, indeed.
a must-see video for all 20-somethings who have just started their career, or any new investor really.
Currently have 241 shares of VOO & 265 shares of FXIAX! Dollar cost average, set and forget. Add QQQM heavily, too.
Yep that’s the way to go. Set it to a few hundred a month automatically and chill
@PepeToTheMooon Yes, I dollar cost average no matter the price. I love it when the market pulls back, way cheaper
“Winning” - Charlie Sheen voice 😂
@@slimmthagawd 😆
FXAIX and VOO would just be overlapping right? It’s basically the same.
VOO, ScHD, and VGT for life.
same trifecta for me, lately though been adding schd the most.
Yep
I just spent half a day yesterday researching index funds. Had your video come out earlier, I would have saved so much time. Thank you!!
Brian is a man of the people.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...
@@EmilyEvelyn-90 Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* ..
@@EliaszPass Oh please I’d love that. Thanks!
*MARGARET MOLLI ALVEY*
Lookup with her name on the webpage.
Invested in VGT for the past 15 years. Outperformed practically every other low cost index fund.
VGT was killing it past 1-2 years. 40% growth crazy
Why does everyone state go for SP500 ETF? When Nasdaq has been bettee
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Kendrawebb-m2f However, if you do not have access to a professional like Suzanne Gladys Xander, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@TerriVess Oh please I’d love that. Thanks!.
@@Kendrawebb-m2f Suzanne Gladys Xander is her name .
Lookup with her name on the webpage.
Brian one of the most honest in the game 🙏
I have VOO, VTI, and SMH. I might add an international and bond ETF as well just for diversification.
My individual stocks are:
-AMD (which I will sell at some point)
-Microsoft
-McDonald's
-Coca-Cola
“If you wanna act like a maniac” 😂😂 dude, I swear you’re the funniest
im sure Brian was talking about me😂
I just bought more Schwab swppx funds. Good price for index fund.
Imma do that...thanks!
This channel is highly recommended. I watched almost all UA-cam financial advisers, this channel exceeds my expectations. You are awesome, you deserve more viewers!
Thanks to You Mate, I have realistic expectations for this bullrun. Got into crypto early this year and I have truly learned a lot from you about cycles, crypto and markets as a whole. Now I know that all assets/markets are heavily tied to eachother and global economy has very high impact on Crypto. Thats why I am very cautious about when traditional markets top and how this affects Bitcoin and altcoins. If i havent discovered your channel I would have blindly holding instead of engaging the market........ I have managed to grow a nest egg of around 9.3Bitcoin to a decent 34Bitcoin. in the space of a few months... I'm especially grateful to Harry’s Dent,, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
He mostly interacts on Telegrams, using the user-name,
@HarrysDent.
I checked the name online and was able to find him, thanks.
The internet is filled with so many useful information about Harry s Dent crypto….
Over the years, I've been a part of numerous trading programs, sifting through a barrage of information. Yet, nothing has come close to the sheer clarity, depth, and precision of Harry’s Dent insights.
SPLG tracks the SPY and it has an expense ratio of 0.02
VOO, VYM, VNQ.
Add BTC if you’re feeling spicy.
DCA and set and forget!
I suggest some international funds
IMO, VYM and VNQ - no thanks...I had them, and sold them - VOO or VTI for me.
I have a 3 fund portfolio but I have finally decided to invest in ETFs, alongside. I’m looking at SCHD, VOO, XLK or SCHG.
Awesome picks! I like XLK and SCHD equally!
@@ms.scooterrider thank you! Actually would it be silly to have both?
VOO is great. SCHD is great. Either approach is fine over the long term. Most important thing is to get started and build your income over time to continue investing more as time goes on
Great advice here. Diversification is *Key* I invested 30-50% of my income, over the last 6 years, in equity index funds, ETFs and individual stocks, which allowed me to retire in my 40s! Current portfolio value is ~1.4M and growing.
I do SWPPX, SCHD, SCHG. Still meddling with the mix…
The game is long, and as said in sports, something like: "Offence gets you to the play-offs, but defense wins championships."
"Survivability is not an option." -Nassim Nicholas Taleb
SPLG is the lowest expense ratio etf
I stick with VTI and some SCHD shares.
I picked VIXY.....already 15% gain since purchase
I'm 100% in on schd, I auto buy one share daily for the last couple years. It's slowly adding up
We all learn the hard way. Luckily, I was careful but if I had sold more of my stocks a few years ago and put the cash into ETFs, my account would have been much better off. It's never too late.
I am from Singapore and the etf that best suited us for S&P 500 is CSPX in the london stock exchange.
Some advice: The more money I made from my investment the more I realize I wanted a simpler life and care less about money and stuff. My ownership in things somehow slowly took over and controlled my life. I know ... sounds crazy.
Find a way to be comfortable, but trust me a lot of money won't make you a better or happier person.
I too wish you well....
I agree. Now all I desire is financial freedom aka not having to work a 9 to 5 anymore. 5 years to go!
God bless you
The happiness effect starts to go away when people have a good chunk of money.
I went the advisor route and quickly realized I was paying well over $500 a year in fees with only 30 K invested. I’m just moving everything to Fidelity and putting it in an index fund.
I’m 50% VOO- 30% QQQM- 10% VGT- 10% SCHG
I'm new to the stock market. Every stocks that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed out on all the opportunities so far. I believe having $450K yearly income would be a good investment so I want to plug all my savings into the market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like a FA) do it for me? Please share your thoughts. I am kind of tired of searching for a good asset to buy and losing all the good opportunities.
The key to achieving substantial returns isn’t chasing big-moving stocks; it’s about managing risk relative to reward. Position sizing is crucial, and consistently applying your edge as often as needed to reach your goals. This principle applies to everything from long-term investing to day trading.
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.
Great! mind if I look up your advisor please? only invest in my 401k through my employer as of now, but enthused about investing for my eventual retirement.
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, “Teresa L. Athas” turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
Insightful... I curiously looked up her name on the internet and I found her site and i must say she seems proficient, wrote her an email outlining my objectives. Thanks for sharing..
Thank you and your spouse too for putting out clear and honest information and videos. They are very helpful!
SPLG (SPY) 34%, SCHG 33%, and Berkshire Hathaway 33%.
It's a 3 holding portfolio of Blend, Growth, Value.
A lot of people like to go with SCHD, DGRO, or VTV for their value ETF since they like dividends. I prefer share buy backs rather than dividends, no tax burden plus Berkshire is a value tank.
That's solid
That is one of the best financial advices I've gotten for free. Thank you, Sir!
I personally like SPLG @ 0.02% exp ratio if I had 40 years to let this slow cook along with $500 a month contribution I would. It is to me the easiest way to set it and forget it.
Bought Arcblock last year 12cents sold this year $4😊
The second most important thing for anyone that's planning on investing in stocks themselves is DOLLAR COST AVERAGING.
The third is "buy when there's blood in the streets" or "buy more than usual when there's blood in the streets".
Voo- 30% schd -30% Vgt- 40%. That’s all you need to have.
Soild Picks, high quality content as always, ETF such as Voo & Ivv yeild 20%ish return just in a single year (120% 5 years) and the potential is enermous when market back to normal, this man's not hiding the good stuffs from viewers, props to Brian
Thanks for your suggest, Brian. I am just switching most of my investment to ETFs from Individual stocks.
How about FNILX, The Fidelity Zero Large Cap Index?
It tracks the S&P 500 but has 0% expense ratio.
Huge Fan of ETFs/Index Funds - Some of my favorites SCHX ,SCHG, AVUV
Warren Buffet isn't the only one saying that index funds are better for the average investor. Dave Ramsey says the same thing.
This strategy has been working out very well for me over the last 10 years.
This is the real deal....I have my ETF funds that just sit there, boringly making me consistent returns while I ignore it. I have a separate account that I play around with that has done OK but definitely not better than my ETF fund that I never have to mess with. For whatever reason, I still insist on having the play around account because it satiates my need to gamble stupidly ("like a maniac", lol)
VOO/QQQM/SCHD I do 33% each. Good luck, take care.
Yeah voo is the one I go with! Qqq, smh and Schd and the rest of my portfolio is individual stocks
I kind of learning slowly with my retirement investment options with TIAA, also it got me in a tricky situation.
Brian is the financial people’s champ 🥇🏆
another option for you folks out here, I started investing in this ETF around 2021, BBUS, tracks the S&P500.
Excellent suggestions. I'm invested in four of these funds/ETF's you covered.
Hope everyone has a great weekend
Happy Friday qdood!
Happy to support this channel! Vanguard admiral shares S&P 500 index has been great for us.
Risk management should always come first. The reason many traders lose money is not simply due to inexperience or a lack of knowledge of the market, but because of poor risk management. It’s essential to establish a strategy that protects your capital and mitigates potential losses. Without a solid risk management plan, even the most knowledgeable traders can find themselves in difficult positions. Prioritizing this aspect of trading can lead to more sustainable success in the long run.
You're absolutely right; proper risk management alone doesn't guarantee profitable trading. To improve trading results, it's crucial to focus on trading during periods of high liquidity. This often provides better opportunities for entering and exiting positions effectively. Additionally, honing your skills in analyzing market trends and identifying optimal entry and exit points can significantly enhance your trading performance. Combining these elements-strong risk management, trading during favorable conditions, and effective market analysis-can lead to more consistent results over time.
Lots of useful info for a video under 9 minutes, thanks.
For the technology sector I have FTEC (Fidelity MSCI Information Technology Index ETF). Lower expense ratio and performs better than QQQ.
Excellent presentation for the less skilled investors. My opinion is to choose wisely. Make the effort and figure out which individual stocks have the greatest potential for growth, not necessarily based on past performance. Also look at which stocks are heavily weighted in index funds. Many funds are heavily weighted in the best stocks. Don’t put in money that you may need within the next year because of potential market drops that we need to sometimes ride out. Don’t gamble!
I’ve been familiar with these ETFs and index funds, but I always appreciate the depth you bring to the conversation, Brian. Your research and explanations are invaluable-thanks for sharing your knowledge with us!
I have Fidelity SP 500, Pfizer, Tesla, FBTC….
Thank you so much for this info. This really helped me out.
SCHG is the best one hands down. Beats everything
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $150k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
VYM , SCHD , JEPI , SPYD
how about SPLG? its cheaper to track sp500 as well
Love the no nonsense approach. Thank you 🙏
Splg cheapest s&p etf. Plus schd and schg, all you need
125% in ten years is NOT 12.5% per year! 12.5 per year is 224.73% in ten years. An annual return of 8.45% compounds to 125% in 10 years.
SFY is another great one. Has a .05 expense ratio.
But wait we all want to be Maniacs!!! You are such a party pooper.... :) Thank you Brian you always make me smile.
Vtsax 100%!!!
Me too!! I love it!!!!
Index funds and ETFs are definitely the way to go. We are wn average family by every metric but are able to build wealth because of these tools.
Thank you for recommending Sarah Jennine Davis on one of your videos. I reached out to her and investing with her has been amazing I paid off my $529k 2.125% 15 years loan in 8 months. Now totally debt free with 2 paid off rentals. Love having no debt for the last 5 months. Thank you SARAH JENNINE DAVIS
Wow, congratulations on your impressive investment success!
I agree Just reached My goal of $300k
You most likely should get her basic info when you search her on your browser.
I'm definitely gonna message her asap. Do you have any idea if she manages family fund?
@@Amelia-oo6xf I suggest you get to her directly
It's freaky that you just made this video when I was just investigating this last night
VOO + SCHD + QQQM. 👍👍👍
This is the way
Same here
I am in TSP. It seems to be doing well.
Just VOO & Chill Foo
Frfr
I sympathize with many people who had no knowledge digital marketing because currently dollar is unstable and coin is taking over to be universal currency
Thank you so much for taking the time to break it down 🙏🏽
2:12 that’s not true about ETFs not besting the market: VUG Vanguard Growth ETF (NYSEMKT: VUG) has a year-to-date gain of 23.9%. This ETF has outperformed the S&P 500 each year, on average, for the last two decades.
What about vanguard VTSAX?
Basically the same, total market fund, so includes those small cap. Really no drastic difference in returns, slightly lower, but not giant. You win either way in the long run!
Thank you! Been following you for a while and love your strategies towards long term investing!
Thank you for all the support!
Thanks for making this as this message, along with your one about save 100k to gain compounding momentum, which i'd say provide everything young people need to know about saving and investing in two 10min well articulated overviews.
I made 39% on my VFIAX and VTSAX from the past year.
Thank you Brian. Very well explained.
Are the sector funds more likely to be selling and thus have capital gains/losses
I’m doing FXAIX, SCHD and QQQM. All evenly across.
When or how often will I be charged a management fee on an etf? Is it monthly, yearly, or just when I invest more money? I hope this question makes sense. I am a beginner.
Great content, thank you
Is it a good time to get into ETFS or should I WAIT a little more?
You forgot SPLG. SPLG is the goat ETF.
I have a need to invest a large sum of money for 2 years. Everything I’m told is that’s not long enough to invest in the stock market. I’ve been investing in monthly T Bills which is fine but would love to improve performance for this 2 year term. Any ideas?
CDs might get better rates and you can choose inexpensive for the time you have.
Іn mу 36 уeаrs of studying accross 4 different fields, I have come to realize that the number оnе factor for success in any field is gaining ample experience оr following reputable and proven methods in that field.
Gaining experience can be time consuming, following an expert's calls is way better
@@ChealseaNorkl I think the right thing to do would be learning or tapping directly from an experienced person, following all their moves
But finding that mentor can be challenging, and that's a real problem