अगर सभी लोग ये सोचकर मकान बनाना ही बंद कर दिया तो किराया पर कहा रहोगे खाली सड़क पर जितना मंथली किराया दोगे उतना मंथली लोन कि किस्त देने में क्या बुराई है मकान तो अपना होगा आजकल छोटे छोटे मकान के बेतहाशा किराया है फिर बार बार बार ख़ाली करो मकान ढुढो कमीशन दो धर का सामान अलग टुटफुट जाता है मकान मालिक का एटिट्यूड अलग कब खाली करा दे फिर तलाश करो यदि पोसिबल है तो मकान बनाना चाहिए जब तक रहोगे किराया बचेगा अच्छा प्रोफिट मिले तो बेच दो फिर सस्ता तलाश करो
Agar 1st vale ki salary me problem na hua hota nd salary badh gai hoti to to uske 2-2 ghr ho jate na per.. fir to uski dusri income bhi start ho jati passively.. risk to he per 1 coin has 2 sides. U cant just simply say that the another one is wrong
Spend money on rent is completely wastage of money. Because in current scenario property prices are rising very rapidly. Also rent is also rising. If you spend money on repayment of your EMIs. So one day you will be the owner of your own home. Also EMIs are fixed but rent increase rapidly. And as money devaluation will make very easy to pau your EMIs. But after 25-30 years its very tough to pay higher rent. Also property price appreciate 2-3 times easily in 25 years.
सर आपका वीडियो चार साल से देख रहा हूं... अपने जो ज्ञान दिया है कि ना घर खरीदो ना गाड़ी खरीदो किराय पर रहो.... फिर भी लोग अपना सारा पैसा घर में लगाते हैं हां बनाने में
Thanks for your very practice advice in the present overall economic situation. Where..1) Appreciation of flats has Stopped. 2 ) Ample flats are available on rent. 3) The rent received from your letout flat doesn't take care of your hsg.loan EMI. # To add one more point. In my humble opinion " These days, if your funds are ready,... it is EASY to buy , But if you are in need of liquidity, it may be very DIFFICULT to sell a house . Please correct or endorse. Regards.
You are absolutely right. All the points you have mentioned are still correct after 3 years post your comments and should be valid in future as well considering over inflated house prices in India especially flats in metros. Hope middle class emotional buyers learn from this.
हमारे एक दूर के रिश्ते के मामा जी थे वह आज से 40 50 साल पहले कहा करते थे की बेवकूफ मकान बनाते हैं और अकलमंद उस में रहते हैं बेवकूफ मतलब मकान मालिक और अकलमंद मतलब किराएदार !!
So you want to say in five years there was no value appreciation in rates of both properties. I am giving case study of mine where I was in same situation and got whole amount repaid for bigger new house after selling my old house few years later and left with handsome cash in hand too due to value appreciation in property value.
thank you sir. real fan of you. in only 18 months i sold my new car which was on emi. but now i am free fron loan. bought second hand car in my budget. real fact.
Maine ye pehle he apply Kiya Mera 1bhk(400squar foot ) ka flat tha mene usse 5k pr rent or Diya or 10k Mai 4BHK(1400squar foot) LIYA WITH 10YEARS RENT AGREE MENT . MEANS . I paid online 6lakhs on rent for ten years .85lakhs 😁 And invest in my business in future my 85lakhs must be converted into 7-8 crore After that I saved .
But when you are unable to pay the loan of that house due to some untoward incident like losing job or business loss then also the feeling is very different . In fact it is very bitter & disgusting . That is what this person is trying to make you understand that renting out a flat is much better option than buying as risk involved is very less If you have sufficient funds or money than you may certainly go for buying but if not than taking house loan becomes a big gamble
ये सर का कहना है घर बनाओ पर कई लाखों का लोन मत लो नहीं तो आधी जिंदगी नौकरी कर्जा चुकाने मैं ही जाएगी इसलिए पहले केस ज़मा करो उसके बाद अपना घर बनाओ और थोड़ा लोन लो जो कुछ ही सालों मैं चुक जाये
sir, thank you v much for this . i was consused betwn buting flat or Plot in pune region, now its clear, instead of trapped by 70 80 lackh's loan amt trap its superior to bur a plot instead of. thanks
Query: metro cities (pune) rent increase 10% per 11 month. Near IT sector. If we calculate rent for 20 years with 10% hike per year, (20k+ for 2 BHK now) it's cost nearly same as loan + interest amount. New 2bhk : around 50 lakhs Sir what is your suggestion to go for buy house or keep in rented one? Considering EMI nearly constant. I know for job switching every 3-4 year, rented house is better option, but doesn't want now to affect child education, to switch school.
Buying a house is time proven idea of wealth creation. All these motivational speakers advise others not to buy homes but invest themselves in real estate. Just go with proper planning. We can't pay every year componding rents post reitrement. Yes, home loan is a big committment but better to do it while earning to secure your abode for later part of life.
Exactly if you have the money in hand just get a house if not don't even think of it ... Just get a flat , and rent out your in case of shifting decision ... Nice case study sir ji ..
Itna sara pesa eksath to nai hota na agar half amount hai to kya half amount loan leke ghar lena chaiye? Hum rent pe hi rahte hain aur ek ghar to apna hona chaiye, kindly advice
You are the best sir❤ kitne achche se aapne samjhaya ek dum bheje fit hogaya mere aur bahot zaroori information share ki sir thank u sir,❤ yeh mere lifetime me mujhe kaam aayega
if you lose your job, you will not be able to pay the rent as well. In that case, what will work? also if you are paying the emi of say suppose 20-25k per month for the house you buy and at the other scenario you are paying rent for 15k per month. after 20-25 years, you will get the house at the same emi amount but in rent what will be yours? and I am pretty sure that after 20-25 years the rent will increase much higher than now. Would love to hear some unique answers.
If you keep paying rent for 10 to 20+ years and look back you will definitely regret it. Having basic 2bhk flat is not luxury but a necessity. I know that Puneet ji saying the same must have his permanent address.
Simple create multiple incomes.... For financial stability... Avoid loans... If everything goes well loan is not a prblm, 20yrs of your loan if you go through any pandamic situation like corona and you lost your job, that time prblm will generate... We all are wrking in private sector which have no guarantee.
EMI looks big initially but your salary will rise and eventually it becomes a tiny part of your salary. Keep a buffer for six months of EMI and go for it, no problem.
भाई खुद का घर होना बहुत जरूरी है लोन लेकर थोड़ा सा लोन लेकर अगर हम घर बनाते हैं और उधर दुकानें भी मेरा बना देते हैं तो वह लोन तो हमारा खुद का घर आ चुका
![समझदारी किसमें, घर खरीदने में या किराए पर लेने में? [Housing shortage driving prices - rent or buy?]](http://i.ytimg.com/vi/8wBOo3ZSUYE/mqdefault.jpg)
![Lp. Сердце Вселенной #60 РОЖДЕНИЕ ЛОЛОЛОШКИ [Финал] • Майнкрафт](http://i.ytimg.com/vi/YoR0pAV9FVQ/mqdefault.jpg)
किराए के मकान से अच्छा तो खुद का छोटा सा घर हो 🙏🙏
Ek dum sahi
Bilkul sahi bhai...2bhk hi ho but apna ho.indepent house...aur agr family badi hoti hai to uske upar bana lo same niche ke jaisa
Bilkul sahi
Ek dam sahi
Agar job apke Ghar se dur dusre state may hua tab?
अगर सभी लोग ये सोचकर मकान बनाना ही बंद कर दिया तो किराया पर कहा रहोगे खाली सड़क पर
जितना मंथली किराया दोगे उतना मंथली लोन कि किस्त देने में क्या बुराई है मकान तो अपना होगा
आजकल छोटे छोटे मकान के बेतहाशा किराया है फिर बार बार बार ख़ाली करो मकान ढुढो कमीशन दो धर का सामान अलग टुटफुट जाता है मकान मालिक का एटिट्यूड अलग कब खाली करा दे फिर तलाश करो यदि पोसिबल है तो मकान बनाना चाहिए जब तक रहोगे किराया बचेगा अच्छा प्रोफिट मिले तो बेच दो फिर सस्ता तलाश करो
Agar 1st vale ki salary me problem na hua hota nd salary badh gai hoti to to uske 2-2 ghr ho jate na per.. fir to uski dusri income bhi start ho jati passively.. risk to he per 1 coin has 2 sides. U cant just simply say that the another one is wrong
Spend money on rent is completely wastage of money. Because in current scenario property prices are rising very rapidly. Also rent is also rising. If you spend money on repayment of your EMIs. So one day you will be the owner of your own home. Also EMIs are fixed but rent increase rapidly. And as money devaluation will make very easy to pau your EMIs. But after 25-30 years its very tough to pay higher rent. Also property price appreciate 2-3 times easily in 25 years.
To jo paisa ghar k lie rkhe the wo v to bdha hoga na or agr wo ni kie the fr to kuch v krlo financial instablity hi rhega
You cannot have one rule for everyone. We all have different circumstances in our life.
He just gave the solution to those who comes under this situation
Its your choice u want to accept it or not
So simple
bhai konse bank se ho🤣
@@mostfunnychannel1994 😂👌
And those who have marriageable Sons or daughters and don't have own house have many problems.
सर आपका वीडियो चार साल से देख रहा हूं... अपने जो ज्ञान दिया है कि ना घर खरीदो ना गाड़ी खरीदो किराय पर रहो.... फिर भी लोग अपना सारा पैसा घर में लगाते हैं हां बनाने में
आज पूरी दुनिुया मेन्टल पीस के लिए काम कर रही ।अपना घर होना कितना पीस है आप क्या जानो रमेश बाबू
Yeh batay bolnay may ache lagte h
Or rent ka ghar kuch sal din nikl nay kay liya theak h
Per ghar teo apna he hona chay
Thanks for your very practice advice in the present overall economic situation. Where..1) Appreciation of flats has Stopped. 2 ) Ample flats are available on rent. 3) The rent received from your letout flat doesn't take care of your hsg.loan EMI.
# To add one more point. In my humble opinion " These days, if your funds are ready,... it is EASY to buy , But if you are in need of liquidity, it may be very DIFFICULT to sell a house .
Please correct or endorse. Regards.
👍👍👍👍
Sudhanshu Vaze buy gold it can always get u cash in time
You are absolutely right. All the points you have mentioned are still correct after 3 years post your comments and should be valid in future as well considering over inflated house prices in India especially flats in metros. Hope middle class emotional buyers learn from this.
In which universe flats aren't appreciating? Do you know how rents have skyrocketed in past one year?
😢😢😢😢🎉
आप की बातें बहुत अच्छी लगी पर मकान मालिक का जो टौरचर सहना पड़ता है ना तो ❤दिल में दर्द होता है। तब खुद को दुःखी यारी समझने लगते है।।
Best recommendation
बहुत अच्छी वीडियो बनाई है थैंक्यू भाई'
Thank you #zorbathezen for motivating us...Sir money and career path par aur videos plzzz baniye
Ekdam zaberdast information baba j love u bro Ur real freedom fighters jai ho
Bhut Badhia Suggestions diya Sir Aapne,,, Thanks ji
Sir you have opened my eyes.Thanks a lot.
हमारे एक दूर के रिश्ते के मामा जी थे वह आज से 40 50 साल पहले कहा करते थे की बेवकूफ मकान बनाते हैं और अकलमंद उस में रहते हैं बेवकूफ मतलब मकान मालिक और अकलमंद मतलब किराएदार !!
मरने के बाद दो गज जमीन भी अपना नसीब नहीं हो,मामा को बता दें
अब क्या हाल है ये बता ही देते😂😂
Thanks sir, excellent solution.
This is no. 1 solution sir..... Dil se salute.
Are kabhi toh job khatam hoge tab kya karoge
So you want to say in five years there was no value appreciation in rates of both properties. I am giving case study of mine where I was in same situation and got whole amount repaid for bigger new house after selling my old house few years later and left with handsome cash in hand too due to value appreciation in property value.
U solved my problem earlier.
Which will coming after 4-5 year.
I wanna meat you sir.
Love From Agra.☺️☺️
I want to meat u 😜😜😜😜
@@rashmigautam7867 Me....??
Mine too ..thanx.
thank you sir. real fan of you. in only 18 months i sold my new car which was on emi. but now i am free fron loan. bought second hand car in my budget. real fact.
Congratulations, you must have lost 30% of your car value for no reason.
सर आपकी वीडियो देखकर हमें यह सीख मिलती है कि हमें ना तो कभी कार खरीदनी नहीं चाहिए और ना ही कभी अपना घर किराए पर रहो और डीटीसी बसों में घूमो 😂😂🙏🙏
Bhai sir aapko guide kar rahe hai, aage to aapki ki margi. Aap chahe to jet kharid lo
@@SureshSingh-lm2uj kahe ka guide future planning naam ki koi cheez hoti hai,
Inki har video me toh job chali jati hai
,🤪🤪🤪😆😆😆😆😆😆
@Dharmendra prajapat unki nahi gayee jinke liye ye message dena chah rahe hai #bloody luxurious
Bhai bus se 40 rupee lgte h aur bike se 20 rupee petrol to pgl kon
Aap se bahot motivation milta he sir thank you sir
Maine ye pehle he apply Kiya Mera 1bhk(400squar foot ) ka flat tha mene usse 5k pr rent or Diya or 10k Mai 4BHK(1400squar foot) LIYA WITH 10YEARS RENT AGREE MENT .
MEANS . I paid online 6lakhs on rent for ten years .85lakhs 😁
And invest in my business in future my 85lakhs must be converted into 7-8 crore
After that I saved .
Hi nice idea
वा, सर 👏👏👏👏👏👏 आखे खोलदी आपणे मेरी..... भविष्य मे मै तो ऐसी गलती कतई नही करुंगा 😊
To btao fir ghar khareede ya rent par?
@@geetanjlysarna7697 🤣🤣
Good information, good nice,
Very helpful, very useful.
Love you sir. You are best mentor. Aap na life ki complicated situation solve kar diya. Sar ka burden hata diya 😆😆😆😆😁😁😁😁😁😁🤠🤠🤠🤠🤠🤠🤠🤠
Excellent idea sir about property thanks
Thank you for your brave advise salute
Sir your videos are very informative..but one thing i realised all time your audiences are same. Thanks for sharing..
Thnkuh for ur all videos made for freee for alll..
Excellent sir, you are doing good job in favour of people.
Sr aapne kitno ko barbad hone se bacha liya hai God bless u sr ...u r UNIQE
😂😂😂
Very helpful information. Thanks sir.
Thanks sir 🙌 ye video k liye bahut help ki aapne
I'm reaally very inspire ... Without video dekhe hm aapke video ko like kr dete hain
Yes sir. You are 100% right
There is a different feeling of living in own home than rented house.
But when you are unable to pay the loan of that house due to some untoward incident like losing job or business loss then also the feeling is very different . In fact it is very bitter & disgusting . That is what this person is trying to make you understand that renting out a flat is much better option than buying as risk involved is very less
If you have sufficient funds or money than you may certainly go for buying but if not than taking house loan becomes a big gamble
@@varungupta713 Better risk management can prevent all of it. The default rate is
Sir your way of explaination is so nice . But this is not for everyone .may be rent 40k ara aur loan 30k ho .
Yaaa sir sahi bole!!
Good advise.
Nice information
No
Thank you very much for interesting videos thank you thank you very much I am very happy for you only very much
Very good advice sir
God bless you
Good solution
ये सर का कहना है घर बनाओ पर कई लाखों का लोन मत लो नहीं तो आधी जिंदगी नौकरी कर्जा चुकाने मैं ही जाएगी इसलिए पहले केस ज़मा करो उसके बाद अपना घर बनाओ और थोड़ा लोन लो जो कुछ ही सालों मैं चुक जाये
यै बिलकुल सही कहा आपने बैंक वाले इसी तरह से करते हैं
sir, thank you v much for this . i was consused betwn buting flat or Plot in pune region, now its clear, instead of trapped by 70 80 lackh's loan amt trap its superior to bur a plot instead of. thanks
Excellent nd beautiful presentation.Thanks
Yes I did the same thing. Rented my flat in Mumbai and shifted on same rent in other city.
OK. But the EMI you are paying is how many times the rent? And how much can the downpayment fetch you monthly at the rate of 7% per annum?
Good information...nice explain...❤ thank u sir
Hum apke ideas se bahut Bach Gaye thanks many many
Thank u sir saving my life from loan
Fantastic video Sir Ji
Thank you so much
Query: metro cities (pune) rent increase 10% per 11 month. Near IT sector.
If we calculate rent for 20 years with 10% hike per year, (20k+ for 2 BHK now) it's cost nearly same as loan + interest amount.
New 2bhk : around 50 lakhs
Sir what is your suggestion to go for buy house or keep in rented one?
Considering EMI nearly constant.
I know for job switching every 3-4 year, rented house is better option, but doesn't want now to affect child education, to switch school.
bhai ye b sai h
Buying a house is time proven idea of wealth creation. All these motivational speakers advise others not to buy homes but invest themselves in real estate. Just go with proper planning. We can't pay every year componding rents post reitrement. Yes, home loan is a big committment but better to do it while earning to secure your abode for later part of life.
*Sir u r inspiration & life saver of many people very very thank u*
Exactly if you have the money in hand just get a house if not don't even think of it ...
Just get a flat , and rent out your in case of shifting decision ...
Nice case study sir ji ..
Itna sara pesa eksath to nai hota na agar half amount hai to kya half amount loan leke ghar lena chaiye? Hum rent pe hi rahte hain aur ek ghar to apna hona chaiye, kindly advice
Very good knowledge sir very thanks
Nice advice sir.
sir please college jana chaiye ya nhi iska koi accha alternative batao, hit like those who wants this video
Yes
Batao sir
@@RajnishKumar-py2rs na batayenge aur batayenge bhi toh favor mai
Phli baar aisa speaker sunne ko mila hai jisne hr video me mind ko address karni wali baat ki hai.👍👍👍👌👌👌
Sir u r very experienced nice 👍
Very nice Good Advise Thanks Sir 🎉🎉🎉🎉
Mind blowing idea sir ji 👌🏻
You are the best sir❤ kitne achche se aapne samjhaya ek dum bheje fit hogaya mere aur bahot zaroori information share ki sir thank u sir,❤ yeh mere lifetime me mujhe kaam aayega
Wow sir great job👌👌🙏🙏
Great idea sir
Life saving video👍
Great suggestions
Really true bola sir Apne 🙏👍✌
Very good informations Thanks ji 👌🙏🇩🇪♥️
Correct nycc video
Nice sir thank you for sharing usefully information
if you lose your job, you will not be able to pay the rent as well. In that case, what will work? also if you are paying the emi of say suppose 20-25k per month for the house you buy and at the other scenario you are paying rent for 15k per month. after 20-25 years, you will get the house at the same emi amount but in rent what will be yours? and I am pretty sure that after 20-25 years the rent will increase much higher than now. Would love to hear some unique answers.
Thanku sir Good advice
Simple calculation buy a land & build house.. according to Budget.
That's still a better option.
Thank you🙏
Bank don't make building but work in rent building.True.
Very good example
If you keep paying rent for 10 to 20+ years and look back you will definitely regret it. Having basic 2bhk flat is not luxury but a necessity. I know that Puneet ji saying the same must have his permanent address.
You can keep changing the rented house at regular intervals . Then I don't think you will regret much
@@varungupta713 with increased rent and inconvenience caused. You can't imagine better to own atleast basic
हिंदी मै बताओ plzz
Simple create multiple incomes.... For financial stability... Avoid loans... If everything goes well loan is not a prblm, 20yrs of your loan if you go through any pandamic situation like corona and you lost your job, that time prblm will generate... We all are wrking in private sector which have no guarantee.
EMI looks big initially but your salary will rise and eventually it becomes a tiny part of your salary. Keep a buffer for six months of EMI and go for it, no problem.
Good one sirji 👈👈👈
Love from digital marketer 😍😍
🎯🎯🎯🎯🏆🏆🏆🏆🏆🏆🏆
Great
U are genius sir..salute aapko
Good suggestion given....if we understand
Thank you so much Sir
Rnet कैसे तय करे अगर प्रॉपर्टी की वर्तमान मूल्य आप को पता है तो किस हिसाब से rent लगना चाहिये कृपया बयये
Thaks sir bahot kuch samajh mein agaya
भाई खुद का घर होना बहुत जरूरी है लोन लेकर थोड़ा सा लोन लेकर अगर हम घर बनाते हैं और उधर दुकानें भी मेरा बना देते हैं तो वह लोन तो हमारा खुद का घर आ चुका
Sir aap ne meri aak khol di
Thank u sir
Excellent views by you sir , thanks for making this video.
कितने साल rented रेहना है?. सामान शिफ्टिंग is not जोक. दुसरो के घर कब और कितने दिन रहोगे? एक मकान खुद का चाहिये
What a great information always sirji thank you so much❤
Very very useful information sir thanks so much 👌🙏
पुपररपपुव
Bahut achhi jankari di sir sapne
Excellent 👌 thanks 🙏
Bilkul sahi baat hai.
sir rent pe rhne k liye phle interior krao sare goods setup kro khrcha hoga aur phir change kro to phir ye sb jhanjhat kro..
Best solution👌