Buy or Rent a House in 2022🤔| Zorba The Zen

Поділитися
Вставка
  • Опубліковано 17 гру 2024

КОМЕНТАРІ • 210

  • @vakilsurat8971
    @vakilsurat8971 2 роки тому +41

    ❤️❤️sir..apne meri life change kardi he...me apke sare video follow karta hu...jine ka sahi tarika samjaya he...thanku sir❤️❤️

  • @pramodgarje7535
    @pramodgarje7535 2 роки тому +10

    आपकी बात बिलकुल सच है....!!!!
    एक काहावत है "किराये का घर आऊर खाली कर"
    इस बजाह से 6 सालो मे 5 बार मुझे फ्लॅट शिफ्ट करांना पडा था इसलिये फ्लॅट लेना मेरी मजबुरी थी...

  • @beyourself6876
    @beyourself6876 2 роки тому +6

    Sir...Jab se apke videos sunna shuru kiya hi..Jindagi jine ka sahi rasta mil gaya hi...Aap ek bahut acchi sewa kar rahe hi ise video bnakar jisse logo ko mansik shanti mil sake...Jiwan sudhar gaya hi...Became more spiritual now...Dil se shukriya...Ishwar apko lambi umar de aur aap hamesha swastha rahe..Aur ise hi eye opener videos bnaye ...Thank u so much

  • @aniruddhaghadge1617
    @aniruddhaghadge1617 2 роки тому +26

    After seeing your videos.
    I sold my Flat and now I am not a loaner. Thank you for awareness.

    • @ayushserviceprovider26
      @ayushserviceprovider26 2 роки тому

      I am also enjoying my life without home loan

    • @komaljain1836
      @komaljain1836 2 роки тому +1

      Abhi Kaha rahte ho bhai

    • @ncrminer8605
      @ncrminer8605 2 роки тому +2

      Home loan is not a problem its a blessing if you use it wisely. 99% people buy get stuck because they go over board in hindi aukhat hai 50 lac ki property le lege 1.5 crore ki.
      Emi is almost fixed rent will almost double or triple in next 20 years, good luck paying 1 lac rent when you’re in 60’s.
      You should get home loan but with caution least tenure possible and don’t go over board just because you’re eligible for the amount.
      If you get a loan don’t sell the property in middle of loan term otherwise your interest rate would turned out to be 12-18% instead of 6%. So buy a property which you would not sell for next 20 years.

    • @Prashant260286
      @Prashant260286 Рік тому +2

      Very good bro...flat bechake Jo paise aye the.abtak sare khatam huye honge..ab age kya bhai?

  • @pixelpeace9395
    @pixelpeace9395 2 роки тому +21

    1.But sir if we are paying eg 8k rent forever ,it's better to pay 8k as emi for just 20years and house is permanent ours.
    2. If we continue living on rent , we end up with no asset. But if we pay house loan emi for 20 years, after tenure we have a house as asset which can generate rental income.

    • @rsprajapat5146
      @rsprajapat5146 2 роки тому +2

      Lagta h zorba rental income se kam chalata h ...
      .
      .
      Just joking

    • @GOBIND108
      @GOBIND108 2 роки тому +5

      He always against buying home on EMI... I bet he himself must have bought many things on EMI too .. hahahahah
      Bolna asan h practicle life is different

    • @rsprajapat5146
      @rsprajapat5146 2 роки тому +2

      Aaj ki date me saving krke kuch buy krna bewakoofi h
      EMI to jaruri ho gyi h

    • @ncrminer8605
      @ncrminer8605 2 роки тому +5

      Home loan is not a problem its a blessing if you use it wisely. 99% people buy get stuck because they go over board in hindi aukhat hai 50 lac ki property le lege 1.5 crore ki.
      Emi is almost fixed rent will almost double or triple in next 20 years, good luck paying 1 lac rent when you’re in 60’s.
      You should get home loan but with caution least tenure possible and don’t go over board just because you’re eligible for the amount.
      If you get a loan don’t sell the property in middle of loan term otherwise your interest rate would turned out to be 12-18% instead of 6%. So buy a property which you would not sell for next 20 years.

    • @GOBIND108
      @GOBIND108 2 роки тому

      @@ncrminer8605 well said 👍

  • @anuragprakash8857
    @anuragprakash8857 2 роки тому +3

    Ishwar aapka bhala Kare sir..kuch idiots aapki baat kabhi nahi samjhege, par Jo samjh Gaye unko bacha liya aapne..thank u so much..

    • @SatsangMarag
      @SatsangMarag Рік тому

      🙏 aap samJ gaye wo boht badi baat hai

  • @santoshzade5587
    @santoshzade5587 2 роки тому +8

    Sir, maine 30 lakh ka loan liya ghar lene ke liye aaj us ghar ki kimat 60 lakh ho gai hai...Mera to phayada hi ho gaya home lene se....

    • @hiteshshah147
      @hiteshshah147 2 роки тому

      Some flat prices increase in city area.

  • @nitinchauhan1025
    @nitinchauhan1025 2 роки тому +5

    Home loan is also important.....only thing is we should repay it wisely within 9-10 years... staying in rent for lifelong is also not feasible...... rent also doesn't stays same throughout your life....what if you loose your job.....at one point your rent will also become equal to the EMI which you are paying now...so it's better to buy a home anyhow

    • @mukeshdubey5298
      @mukeshdubey5298 2 роки тому

      As per zorba aap rent pe ghar le lo.. Sochne wali baat hai jo rent pe de raha hai wo bhi to uska apna ghar hai.. inke hisab se kuch mat lo.. No house, no car, no bike, no mobile etc.

    • @nitinchauhan1025
      @nitinchauhan1025 2 роки тому

      @@mukeshdubey5298 sahi mein...koi inse pucho inke kitne ghar ya property hai..... 😀

  • @manojpatel8140
    @manojpatel8140 2 роки тому +7

    Great video sir. Thank you so much 🙏

  • @sumitraswain3864
    @sumitraswain3864 2 роки тому +5

    Thank you so much sir 🙏 me ek bank employee hun... ye video hamari heart touch kiya ... Good suggestion sir 🙏... i proud of you... God bless you sir 💓💓💓

  • @kolarbutton5596
    @kolarbutton5596 2 роки тому +4

    Wow sir thankew so much for beautiful wisdom eye-opening video

  • @smartman5745
    @smartman5745 2 роки тому +2

    आपका बहुत बहुत धन्यवाद जो आत्मज्ञान किये, ऐसे वीडियो द्वारा मार्गदर्शन करते रहीये🙏🙏🙏🙏

  • @alpeshgohil4428
    @alpeshgohil4428 2 роки тому +9

    Awesome 👌 I m also thinking to buy a house on 80% loan and I saw ur video n I changed my decision..thanks

    • @rsprajapat5146
      @rsprajapat5146 2 роки тому +2

      Bhai beghar hi reh jayega

    • @ncrminer8605
      @ncrminer8605 2 роки тому +2

      Home loan is not a problem its a blessing if you use it wisely. 99% people buy get stuck because they go over board in hindi aukhat hai 50 lac ki property le lege 1.5 crore ki.
      Emi is almost fixed rent will almost double or triple in next 20 years, good luck paying 1 lac rent when you’re in 60’s.
      You should get home loan but with caution least tenure possible and don’t go over board just because you’re eligible for the amount.
      If you get a loan don’t sell the property in middle of loan term otherwise your interest rate would turned out to be 12-18% instead of 6%. So buy a property which you would not sell for next 20 years.

    • @alpeshgohil4428
      @alpeshgohil4428 2 роки тому

      @@ncrminer8605 u r absolutely right ✅......

  • @lawanyapandey1660
    @lawanyapandey1660 2 роки тому +1

    if we hv emi , we have fixed way to go our money which is making our asset, otherwise our money will be wasted here and there in buying thing .. after some year your home becomes free .. only you have to regularly pay your emi and try to do repayment as soon as possible

  • @manojkumarray3150
    @manojkumarray3150 2 роки тому +5

    Sir thanks for giving this video very nice knowledge sir 🙏🙏🙏

  • @Vedika839
    @Vedika839 2 роки тому +4

    U r the best sir ..thanku so much 🥰😘

  • @rupak47431
    @rupak47431 2 роки тому +5

    Really eye-opening sir

  • @vivek3638
    @vivek3638 2 роки тому +3

    Great work Zobra the zen

  • @IamSpidey007
    @IamSpidey007 2 роки тому +2

    So how should we make ASSETS in life? Please make a video on that. Because inflation is 6-7% right now. We are loosing money what we earned.

  • @ytuser0101
    @ytuser0101 2 роки тому +2

    Thanks for such valueable videos 👍

  • @hiteshshah147
    @hiteshshah147 2 роки тому +3

    In short you should buy house in your budget to get rid of rent and other many difficulties.

  • @pdswamisir
    @pdswamisir 2 роки тому +2

    जब भी लोन का विचार आता है, आपका वीडियो देख लेता हूँ तो यह विचार गायब हो जाता है।

  • @fillingthemind285
    @fillingthemind285 2 роки тому +1

    Sir paise ko lekar apne meri thinking change kar di thankyou sir.

  • @princesonkar7964
    @princesonkar7964 2 роки тому +5

    Hello sir please video times upload kiya kariye aap ki video se mujhe bahut motivation milta Hai 😃😊❤️🥰

  • @akashsharma7025
    @akashsharma7025 2 роки тому

    Thank you sir for making such precious knowledge to us , I Think you are serving to our nation and showing to the Reality.

  • @santoshsinha1393
    @santoshsinha1393 2 роки тому +1

    Very thoughtful Sir

  • @creative.umessh8553
    @creative.umessh8553 2 роки тому +3

    Factfull info 100%

  • @skyyadav3120
    @skyyadav3120 Рік тому

    Heavy deposit is the best then buying a flat 33 months experience.Lone leney se accha Rent pe flat mai raho q apna paisa bank ko de you r 💯 % right sir.

  • @ashutoshlohar7923
    @ashutoshlohar7923 2 роки тому +1

    Sahi he sir apki bat ...

  • @kadamagro
    @kadamagro 2 роки тому

    Best video sir, i like video.....

  • @rahulroy830
    @rahulroy830 2 роки тому +2

    Jiske pas 30-40 lakh na ho aur apna ghar na ho then uske loan ke alawa aur kis chij ka help lekar ghar khrid sakta.. Is there any other option then suggest.

  • @deepaksainiIOS
    @deepaksainiIOS 2 роки тому +4

    Bhai jo apne samjhaya h , 99% log samjha rhe h . But but really me seen kuch or h .
    Rent - 20000 , 10% increased every year
    If you want shift again you wasted time for search new given 50% amount to broker.
    One mont security and around 20000 for shifting also bhai jo saman ki tutfut hoti h vo alag .
    So bhai ye bhi include karo .

  • @birsingh5388
    @birsingh5388 2 роки тому +3

    Courses: पहले इस्तेमाल करो फिर विश्वास करो 😜🙏

  • @durgeshpandey4387
    @durgeshpandey4387 2 роки тому +3

    Great sir

  • @ramchapale4113
    @ramchapale4113 Рік тому

    Nice information practical bolte hai sir

  • @YogendraSingh-yl5mv
    @YogendraSingh-yl5mv 2 роки тому +1

    Thanks so much sir 🙏🙏

  • @sarvanshsinghal1245
    @sarvanshsinghal1245 2 роки тому +2

    Great video

  • @atulkhandelwal4588
    @atulkhandelwal4588 2 роки тому +3

    You are 100% wrong , apna ghar jaroor lena chayiye

  • @markaskasbe9079
    @markaskasbe9079 2 роки тому

    Very nice information sir👍👍🙏🙏

  • @flyingcolors1396
    @flyingcolors1396 Рік тому

    Software testing ka course hai kya

  • @dr.abhishekdadhich3360
    @dr.abhishekdadhich3360 2 роки тому

    Very nice and deep insight you hve given

  • @parthpanchal614
    @parthpanchal614 2 роки тому

    I disagree sir. I think no one can buy home on cash payment. Unka kya.
    Kabhi advantages bhi bata diya karo, like if u hv home loan then benifits like
    1) Tax benifits
    2) Lowest ROI available
    3) better to pay interest then Rent. Afterall end of the day u can be owner of ur property.
    4)U can start sip of 0.1Percent of ur loan emi to gain ur interest.
    5)highest invesment assests is ur Property & gold.
    6) U can pay advance prepayment to save interest.
    So u must take home loan to be owner of ur property😊😊

    • @ncrminer8605
      @ncrminer8605 2 роки тому

      100% agreed.
      Home loan is not a problem its a blessing if you use it wisely. 99% people buy get stuck because they go over board in hindi aukhat hai 50 lac ki property le lege 1.5 crore ki.
      Emi is almost fixed rent will almost double or triple in next 20 years, good luck paying 1 lac rent when you’re in 60’s.
      You should get home loan but with caution least tenure possible and don’t go over board just because you’re eligible for the amount.
      If you get a loan don’t sell the property in middle of loan term otherwise your interest rate would turned out to be 12-18% instead of 6%. So buy a property which you would not sell for next 20 years.

  • @reg.pharmacistbiswajit5839
    @reg.pharmacistbiswajit5839 2 роки тому +1

    Thanks sir ✌🙂

  • @chetanlalpatidar7350
    @chetanlalpatidar7350 2 роки тому +1

    मे होम लॉन लेने की सोच रहा था पर सर मेरे पास इतना केस पेमेंट नही है की में अपना पूरा मकान एक साथ बनालु अब क्या किया जाए प्लीज बताए

  • @umeshchinchole4278
    @umeshchinchole4278 2 роки тому

    Very Good Information
    100 % reality

  • @JitendraSingh-sf4nf
    @JitendraSingh-sf4nf Рік тому

    Kya khowleg diye h sir 🙏❤❤ dil khus kr diye

  • @purushottamkumar5214
    @purushottamkumar5214 2 роки тому

    Jabarzast great video👌👌👌

  • @digambarsuryawanshi330
    @digambarsuryawanshi330 2 роки тому

    Zabardast knowledge Diya sir thank you so much.

  • @hareramshaw6785
    @hareramshaw6785 2 роки тому +1

    Bahut badhiya sar bahut badhiya bahut achcha Laga aapka yah Rai sunkar aise hi video banate rahiye sar aur ham logon ka margdarshan karte rahiye

  • @chintamandixit1275
    @chintamandixit1275 2 роки тому

    Very nice sir. Sir apse meri binti hai, aap share market pe video banayai, kyonki, Aaj kal log share market me invest kar rhe hai. Kya share market sabke liye thik hai?. Hai to kaise? Or nahi to kyon nahi.?. Maine apki pahli video dekhi hai, lekin thoda vistar ke samza kar or ek video banayai.

  • @KushwanthSingh
    @KushwanthSingh 2 роки тому

    Thank you sir... Nice video

  • @mohitmishra356
    @mohitmishra356 2 роки тому

    Sir very informative message

  • @anilarora4802
    @anilarora4802 2 роки тому +1

    Sir credit card lena chahiye ke nahi offer badi de rahe hai bank or cash back b

  • @pankajm4270
    @pankajm4270 2 роки тому +2

    Sir..rent me bhi every year daam badha dete ht..

  • @sohilptl
    @sohilptl 2 роки тому +1

    Kya sir, awesome explanation

  • @sanjaydutta211
    @sanjaydutta211 2 роки тому

    I think if we understand in broader sense what he is trying to say ,we will understand his message.

  • @samirpandit8768
    @samirpandit8768 2 роки тому

    Thank you Sir 💖💖💖💖💖

  • @fida-e-quaemvarawalla6536
    @fida-e-quaemvarawalla6536 2 роки тому

    Pls make some videos for business loans.
    Do you agree with taking business loans or not ?

  • @fast2furious125
    @fast2furious125 2 роки тому

    Sir kya gurugram ki affordable scheme pe bi ye baat laagu hai kya kyu ki bht kuch change ho gaya hai haryana authority mey

  • @noorabbas604
    @noorabbas604 Рік тому

    Bahoot khob sir

  • @sherunavel6089
    @sherunavel6089 2 роки тому

    Sir aap se ek sajeshan chahiye matlab jese 15-20 lakh ka lake gar le to sahi hi ya nhi matlab me bahut kanfause hu please helf me

  • @Vaibhavjoshi-j1n
    @Vaibhavjoshi-j1n Рік тому

    Love u sir❤

  • @kunalsurwade5438
    @kunalsurwade5438 Рік тому

    Important information

  • @rudrabarik3152
    @rudrabarik3152 2 роки тому

    God bless you sir 🙏🙏🙏

  • @GagandeepSingh-sm6dr
    @GagandeepSingh-sm6dr 2 роки тому +1

    Sir I do agree with your suggestions bin video. And your videos are very helpful undoubtedly, but my question is what a person do if he is in job and how he can build his home. Kindly guide

    • @mohitaggarwal1234
      @mohitaggarwal1234 2 роки тому +1

      Grow your money through long-term compounding and after a few years you'll see you have enough of funds to buy a home.

  • @ronishez
    @ronishez 2 роки тому

    Hats off sir ❤️

  • @heaveandistoryer7820
    @heaveandistoryer7820 2 роки тому

    Thanks Sir. For your website 🙂

  • @saktimaankafan9053
    @saktimaankafan9053 Рік тому +1

    Love ❤️ from india jharkhand jamshedpur jugsalai chaprahiya

  • @sumitgupta5826
    @sumitgupta5826 Рік тому

    Sir, info given by you is true, but then how to buy home ? Without loan it is not possible in city, and own home is necessity in long run where u live, I think one has to take loan since repayment period is 20 years, then EMI can be compared with monthly rent one has to pay..

  • @shivrajsinghrajput4649
    @shivrajsinghrajput4649 2 роки тому +3

    🙏🙏

  • @bappybanik433
    @bappybanik433 2 роки тому +1

    Me in coure korana chata hon,but me to Bangladesh..se hon.Mai aa course kaise karo?

    • @zorbathezen
      @zorbathezen  2 роки тому

      You can, just send message on given numner

    • @bappybanik433
      @bappybanik433 2 роки тому

      @@zorbathezen thank you sir

  • @jitendradwivedi9114
    @jitendradwivedi9114 2 роки тому

    Awsome video sir very true words sir

  • @raeesahmedmasoorker1141
    @raeesahmedmasoorker1141 Рік тому

    Hi sir agar real estate mein nahi toh kaha invest kare jisse humko profits mile.

  • @aalibaba1767
    @aalibaba1767 Рік тому

    Sir ji mujhe bi cros shik na h

  • @sanjaythummar549
    @sanjaythummar549 2 роки тому

    100% right sirji.

  • @anilarora4802
    @anilarora4802 2 роки тому

    Good thoughts mai apke sare video dekhta hu

  • @pardeep9241
    @pardeep9241 2 роки тому +2

    Awesome 👏 Sir and thanks a lot for this deep knowledge.

  • @Singh-jp7zp
    @Singh-jp7zp 2 роки тому +1

    Adhar card and Pan card ka address. Bar bar change Krna padta hai agar aap ki trah se rent. Pe change'. Krte rehege

  • @shivrajsinghrajput4649
    @shivrajsinghrajput4649 2 роки тому +1

    Make detail vidio on big house vs small house🙏🙏

  • @netra538
    @netra538 2 роки тому +1

    Sir what about after retirement

  • @RahulKumar-vm2kl
    @RahulKumar-vm2kl 2 роки тому

    I m follow ur all videos u r very experienced

  • @navinnagda8043
    @navinnagda8043 2 роки тому +1

    सच बोलने का साहस

  • @vikrambhanot2459
    @vikrambhanot2459 2 роки тому

    Very true sir

  • @rkgbiologytutorial
    @rkgbiologytutorial 2 роки тому

    Good sir, people must understand this trap

  • @santokhsohanpal6883
    @santokhsohanpal6883 2 роки тому

    Agree sir 🙏😊

  • @MrMayankthakur
    @MrMayankthakur 2 роки тому +5

    Take a home loan, you will start loving your job 😂😂

  • @ashishkumar-sf8sp
    @ashishkumar-sf8sp 2 роки тому +1

    Punit sir aap mere sadguru hai 🙏🙏🙏

  • @ziahussain7713
    @ziahussain7713 Рік тому

    Sir loner ban jate h but 20years me apna personal home ban jata h jo ki feature me family k kam ata h agr meri baat sahi h to ap rply jarur krna plz

  • @ajaykumarrao4875
    @ajaykumarrao4875 2 роки тому

    Beautiful speech

  • @ambrishkumar2905
    @ambrishkumar2905 2 роки тому +1

    In Bangalore renting 2BHk is costing 40k per month and in next 3-4 years it may cross 50k and around 2 lakhs per month after 20 years .. isn't it's sensible to buy a flat and pay 50k as emi for 20 years and end of the day the flat is urs ?

    • @abhijitkhopkar1500
      @abhijitkhopkar1500 Рік тому

      Real estate is a proven way to build wealth across the world. Ignore what these motivational speakers say and build your assets while you are working. I hav no idea in which world is he living where property prices don't appreciate.

  • @princesonkar7964
    @princesonkar7964 2 роки тому +1

    Hello sir very nice video ❤️🥰

  • @govindkumar-wf8rz
    @govindkumar-wf8rz 2 роки тому

    Sir, Land purchase k baad us par construction k baare me kuch bataye

  • @VishalKumar-go7fx
    @VishalKumar-go7fx 2 роки тому +2

    Bawal h sir ji aap to maja a gya sir ji👍

  • @arunkumar-lm8nk
    @arunkumar-lm8nk Рік тому

    May God care u.

  • @rajivbains6938
    @rajivbains6938 2 роки тому

    Thanku so much sir g

  • @AMANBISHTX
    @AMANBISHTX 2 роки тому +2

    *Sir education loan lena chiye ya nahi ??* *Is par video banaye plzz🥺*

    • @zorbathezen
      @zorbathezen  2 роки тому +4

      Next week🙂

    • @AMANBISHTX
      @AMANBISHTX 2 роки тому

      @@zorbathezen ohk thanks sir💜

    • @shivrajsinghrajput4649
      @shivrajsinghrajput4649 2 роки тому +2

      @@zorbathezen make detailed vidio on big house vs small house 🏠🙏🙏

    • @zorbathezen
      @zorbathezen  2 роки тому

      I have already made it, pls seach on my channel🙏

  • @tarunvarma4249
    @tarunvarma4249 Рік тому

    Thank u Sar Ham bhi abhi loan per home lena wale the ab cancel kar diya

  • @nashibsingh7574
    @nashibsingh7574 2 роки тому +1

    Sir aap dr vivek bindra ke channel pr GNT investment wale episode m gye the aap

  • @sabipaku6604
    @sabipaku6604 2 роки тому

    thanks ji 🙏 🙏 🙏

  • @NishantPoriya9
    @NishantPoriya9 2 роки тому

    Nice One Sir