13 HACKS to ENSURE YOU DONT GET POOR! | Money Management Tips 2023 | Warikoo Hindi

Поділитися
Вставка
  • Опубліковано 9 вер 2022
  • Saving money is a lifehack and you need to know these 13 (+ the biggest lifehack) to save more money.
    Because if you won't respect your money, who will?
    In this video, I share all the hacks that I have been using with immense benefit, and so should you, to make wiser choices with your money!
    Check out Ditto insurance here: bit.ly/3D1mhYg
    Ditto is backed by Zerodha, and with their free consultation, no-spam policy, and honest insurance advice, you can talk to experts who actually care about you.
    This video comes with notes. Check them out here: bit.ly/3KTZ8sP
    Here are the videos I referred to, in the video:
    How to make money through credit cards: bit.ly/3TVUVJs
    Budgeting Principle of 50:30:20: bit.ly/3BkiDYq
    9 Money Rules: bit.ly/3KW1ozO
    Subscribe to my all new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf
    #money #warikoo #personalfinance
    Click here to subscribe to my UA-cam channel: shorturl.at/bizNX
    ------------------------------------------------------------------------------------------------------------------------------
    My bestselling books:
    ‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone
    ‘Do Epic Shit’: ankurwarikoo.com/doepicshit
    My gear for shooting this video:
    🎥 Sony a7III camera: bit.ly/3M42wAV
    🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
    🎙️ Shure SM7B Microphone: bit.ly/3O1NAVA
    🔆 Fill Light 60W: bit.ly/37aJolP
    💡 Key Light 150W: bit.ly/3O9nyjs
    📽️ Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
    Useful links:
    20 books for your 20s: bit.ly/WarikooBooks
    20 online courses for your 20s: bit.ly/WarikooOnlineCourses
    Gadgets that I use: bit.ly/WarikooGadgets
    The above links are on Amazon.
    If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
    Let’s connect online:
    🎙️ My weekly podcast Woice with warikoo (Spotify): open.spotify.com/show/1g7wpoq...
    📩 My weekly newsletter warikoo Wanderings: ankurwarikoo.com/newsletter/
    📱 Instagram: / ankurwarikoo
    🐦 Twitter: / warikoo
    👨🏻‍💻 LinkedIn: / warikoo
    😄 Facebook: / awarikoo
    🖋️ Daily Blog: ankurwarikoo.com/blog/

КОМЕНТАРІ • 789

  • @warikoo
    @warikoo  Рік тому +58

    Check out Ditto insurance here: bit.ly/3D1mhYg
    Ditto is backed by Zerodha, and with their free consultation, no-spam policy, and honest insurance advice, you can talk to experts who actually care about you.
    This video comes with notes. Check them out here: bit.ly/3KTZ8sP
    Here are the videos I referred to, in the video:
    How to make money through credit cards: bit.ly/3TVUVJs
    Budgeting Principle of 50:30:20: bit.ly/3BkiDYq
    9 Money Rules: bit.ly/3KW1ozO
    Subscribe to my all new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf
    My first book is out now! The title of the book is also my life motto: "DO EPIC SHIT"
    Get yours NOW: ankurwarikoo.com/doepicshit

    • @ankurnimesh5604
      @ankurnimesh5604 Рік тому

      Hindi edition is available sir...

    • @tryambakshukla7068
      @tryambakshukla7068 Рік тому +2

      6:13 you are wrong in this concept yeh mera khud ka experiment hai 100g Tata tea is cheaper than 1kg Tata tea and shampoo sachet

    • @kartiksharma7674
      @kartiksharma7674 Рік тому +1

      #1 addendum: never spend directly from salary account! Other than salary account, I have a spending account, an equity account and an account for MF SIP! Debit cards for all accounts are disabled except spending account! Similarly, keeping cheque book for only the spending account! So, if I earn Rs. 100 monthly, I put Rs. 30 in spending account and transfer major amounts to other accounts! What is left in my salary account is my credit card spending limit for that month!

    • @kartiksharma7674
      @kartiksharma7674 Рік тому

      #4 addendum: keep your credit card limit less that your monthly salary! My credit card limit has been the same for the last 16 yrs & it is almost half of my monthly salary!

    • @tusharchhajed8615
      @tusharchhajed8615 Рік тому

      Hack No 8 is not usefull on All Product i.e Oil For Cooking Small Packets is Cheaper than big Packets

  • @lobnor2
    @lobnor2 Рік тому +642

    SUMMARY (if you don't have time to watch)
    1: Automate your savings
    2: Abstain from spending money
    3: Use UPI instead of credit cards
    4: Use credit cards only if you have 100% to pay back
    5: Make a shopping list
    6: 30-Day rule
    7: Prefer renting over buying
    8: Buy larger size of everything
    9: Buy online in incognito mode
    10: Repay loans as soon as possible
    11: Buying insurance early life
    12: Developing a financial budget
    13: Use deal and discounts
    Hope it helps

  • @MrZAKisawesome
    @MrZAKisawesome Рік тому +138

    At the end, saving your money comes from your will, your will to save, your will to control useless expenditures, your will to manage expenses etc.

  • @chethumaster
    @chethumaster Рік тому +24

    6:45 😂🤣 Mistakes ko hide karne ke yeh jamane mein aisa honest insaan milna bahut mushkil hai... It was exactly the similar moment on other video nearly a year ago, I became his follower♥️⭐️!!! Love you sir⭐️

  • @ajitjoseph9522
    @ajitjoseph9522 Рік тому +19

    Good Hacks.
    What I have realized in life is that the best part of investing is "saving" a part of your present income. In the end one realized that the miracle is not in compounding but in controlling ones expenses and keeping aside the extra.

  • @nishantsingh7431
    @nishantsingh7431 Рік тому +33

    Your videos are so much useful that I have started making notes 😂😂😂 Thanks for teaching us financial discipline Ankur bhaiya.

  • @investtv1990
    @investtv1990 Рік тому +254

    I used the 30 day rule in my relationship, now I’m single

  • @mobilemastery5335
    @mobilemastery5335 Рік тому +11

    5star ratings for that stuff Warikoo Sir.
    I will try to follow one day fasting (no spending for a day) with my family. That's a great way to understand value of money.
    and the bonus tip was the best👌
    Blessed to have you as my mentor for life!!!🤗

  • @kooluserful
    @kooluserful Рік тому +9

    Great insights into financial discipline. Kudos Ankur ji 🙂

  • @tejeshyel
    @tejeshyel Рік тому +4

    you have made it easy to understand management of my finances, thank you boss :)

  • @saurabhverma3764
    @saurabhverma3764 Рік тому +2

    Most great video on the internet for pure financial literacy that's why I'm following this man.

  • @onlypost100kchallengenovid7
    @onlypost100kchallengenovid7 Рік тому +6

    Thanks to this man for teaching every Indian youth financial knowledge too early.

  • @rishabhbeniwal5429
    @rishabhbeniwal5429 Рік тому +1

    Loved this video... Relate so much with the rule of not spending for 30 days since I started applying it.

  • @markblinks8597
    @markblinks8597 Рік тому +162

    If I didn't take risk I wouldn't have been this rich, stock trading really pays when you get it right working with adequate resources and accurate strategies is the key

    • @MichaelJohnson-hy5cd
      @MichaelJohnson-hy5cd Рік тому

      That's great just started watching videos on stock trading would love to get some insights into stocks

    • @chenbiyu5144
      @chenbiyu5144 Рік тому

      You must be indeed rich to give such testimony on stock

    • @markblinks8597
      @markblinks8597 Рік тому

      My nephew wanted a loan to go on vacation but had to invest $23k for him on stock now he is happy

    • @sussanphilp8795
      @sussanphilp8795 Рік тому

      That's great

    • @davidjames6332
      @davidjames6332 Рік тому

      @@markblinks8597 how profitable is your investment? as a beginner what do I need to do? how can I invest, on which platform

  • @ravishreya3046
    @ravishreya3046 Рік тому +4

    Extremely thoughtful and insightful
    You are doing a great job sir

  • @rsmurmu000
    @rsmurmu000 Рік тому +1

    the more you understand and respect your money , the money does similar back to you . thank you so much for great lession sir .

  • @yogeshchaudhary_official
    @yogeshchaudhary_official Рік тому +1

    मैं आपके Ad से काफी परेशान था, बहुत बार skip किए थे आपके ad, एक दिन गलती से complete ad देख लिया, अब मै आपकी सारी वीडियो और Shorts देखता हूं।
    पाजी तुस्सी ग्रेट हो

  • @NoAmmo22
    @NoAmmo22 Рік тому +19

    wish i had u as a teacher during school days! i feel i've learnt so much more just watching your videos than spending decades in school and college. financial discipline should be a subject with great importance in schools!

  • @3dtutsabc726
    @3dtutsabc726 Рік тому

    The notes attached are just amazing !!!!!! Thank u so very much for adding them.

  • @kajalshaw6756
    @kajalshaw6756 Рік тому +3

    Thank you so much sir🙏
    For sharing valuable tips
    & ur time
    Divine bless you abundantly🙌Becoz you add value people's life drastically.

  • @userofficialhead5429
    @userofficialhead5429 Рік тому

    I am always attracted towards Money. Thanks Warikoo sir for guiding me about finance. Love from West Bengal ❤️

  • @vibhasingh2775
    @vibhasingh2775 Рік тому

    So good .. for the first time in life I subscribed someone after watching just one video. ❤️

  • @nasrudinali7105
    @nasrudinali7105 Рік тому

    Appreciate , you effort for explaining complex things into such a easy way to understand.

  • @anjutiwari3460
    @anjutiwari3460 Рік тому

    I think every other person out there should see your videos because your videos are so informative that can create drastic change in life.. Thank you so much for making such videos for us to grow more in life..

  • @RaeesUnboxingwala
    @RaeesUnboxingwala Рік тому +1

    This was the exact video I was looking for

  • @vidyadhare3881
    @vidyadhare3881 Рік тому

    Thank you so much for that wonderful "simple yet powerful insights"...Looking forward for more wisdom....🙏👍

  • @tarunnegi8137
    @tarunnegi8137 Рік тому

    Thank you sir it's really helpful, i use some points now i am more clear and I want share my brother he spends lots money here and there.

  • @achintyaChakma203
    @achintyaChakma203 Рік тому

    Lots of love for sharing valuable videos which enlighten us immensely!

  • @ashamehta5986
    @ashamehta5986 Рік тому

    Very nice thanks,so much detailed Gyan about saving money

  • @bhabeshmahata3414
    @bhabeshmahata3414 Рік тому

    Thank you a lot of tricks I have learnt from this video.

  • @kajalsarkar6535
    @kajalsarkar6535 Рік тому

    EXCELLENT SUGGESTIONS FOR SAVING
    MONEY.THANKS A TON MR ANKUR.GOD BLESS YOU AND YOUR ENTIRE FAMILY AND TEAM.

  • @saviosebastian124
    @saviosebastian124 Рік тому

    Super sir few I am following but others are ver helpful thank you

  • @nasreenkhan4611
    @nasreenkhan4611 Рік тому

    I'll try to do that, great insight in financial saving ,oh the smart way to save .

  • @obitjomrang7356
    @obitjomrang7356 8 днів тому

    Most important n valuable advices. I liked it.

  • @ranibegum7306
    @ranibegum7306 Рік тому

    Thank you sir, it'will help me for my confidence on my work

  • @vs-hy6vk
    @vs-hy6vk Рік тому

    Excellent and genuine points... Must try and To do List

  • @HouseOfCalisthenics
    @HouseOfCalisthenics Рік тому

    Thanks Ankur for this video, great tips!

  • @Babbie.Channel
    @Babbie.Channel 5 місяців тому +1

    Superb 👍 thank you Boss... Loved the point just don't try to save but focus on growing your income ❤

  • @daraksha8987
    @daraksha8987 Рік тому

    Thanks a lot ! Joining new company soon ..These tips will be helpful as no saving leftover from my previous organisation salary .

  • @boomboombasto
    @boomboombasto Рік тому

    This was actually helpful👍
    TY warikoo

  • @fz-5v606
    @fz-5v606 Рік тому

    I'm very thankful to you, for motivated to save my money

  • @navnathbijalekar
    @navnathbijalekar Рік тому +2

    I'm waiting to watch you with sandip Maheswari sir can't control please go fast 🔥🔥 ❤️❤️

  • @anandshivarkar
    @anandshivarkar Рік тому

    Great sir..thank you for sharing valuable information

  • @SUPERNVA-gr4sr
    @SUPERNVA-gr4sr Рік тому

    You just solved my life problems only in one video...

  • @ivinitmittal
    @ivinitmittal Рік тому +3

    Well put together list!!💯

  • @taufeekkhan316
    @taufeekkhan316 Рік тому

    How can I thank you sir...😍
    Apart from money and all, listening to you also helps me improve my communication skills. Thank you so much...💖

  • @sumitp749
    @sumitp749 Рік тому

    Such a lovely video sir .Thankyou so much for the valuable content ♥️💯🔥👏

  • @sushmithashenoy7581
    @sushmithashenoy7581 Рік тому

    Simple yet brilliant. Thanks

  • @apurva1589
    @apurva1589 Рік тому

    Thanks Ankur.
    God bless you.

  • @kalidaskachare8962
    @kalidaskachare8962 Рік тому

    Very nice sir, We learn meny things from you, my life chenged becouse of you, Thanks 🙏🙏🙏 alot

  • @MaryJames-hq8lt
    @MaryJames-hq8lt Рік тому +18

    IN FOREX/CRYPTOCURRENCY INVESTMENT
    YOUR FAILURE CANT BE INSURED,
    AND YOUR SUCCESS ALSO CAN'T BE
    GUARANTEED UNTILL YOU GOT AN EXPERT
    TRADER WHO'S A PROFESSIONAL IN THAT
    VERY FIELD

    • @dianajunior4026
      @dianajunior4026 Рік тому

      But they are not willing to expose it to
      us how they make all these huge profits
      from trading everytime.

    • @runormaxi6209
      @runormaxi6209 Рік тому

      I still believe there are forex trading
      professionals in some part of world we
      haven't gotten access to reach yet.

    • @yauabubakar355
      @yauabubakar355 Рік тому

      My job which earns me nothing but
      bread scrums.
      Now can take care of my kids, is all
      thanks to Mrs Alisa Herbert Fx too.

    • @francisemmanuel8755
      @francisemmanuel8755 Рік тому

      Mrs Alisa Herbert Fx is the finest trader
      online, she doesn't gives stories.

    • @jordanbruce6682
      @jordanbruce6682 Рік тому

      Just after i invested $3,000, she
      surprised me with profit of $20,500 in
      returns.

  • @haiderkapasi8489
    @haiderkapasi8489 Рік тому +1

    Wah Ankoor Sir Wah
    Me har din ghar baithe MBA kar leta hu wo bhi free me aap sab ki video se

  • @neerajbalhara2650
    @neerajbalhara2650 Рік тому

    Your all videos are fabulous sir ji
    But this one is the best video I ever seen in UA-cam. 🥰🥰🥰what an content and describe by you in a fantastic way 😍

  • @THE_BLACKMAN
    @THE_BLACKMAN 3 місяці тому

    Thank you. You changed my life,

  • @545pritam
    @545pritam Рік тому

    One of the best videos . THANKS A TON SIR.

  • @ravisolanki410
    @ravisolanki410 Рік тому

    आपके हर वीडियो से कुछ नया सीखने को मिलता है

  • @jazzz4333
    @jazzz4333 Рік тому

    Excellent hacks, thank you Ankur!

  • @arpitpratapsingh174
    @arpitpratapsingh174 Рік тому

    Sir apke vedio maine recently dekhna start kiya
    Really genuine talk on common person......
    And and I think aap vdo slide day to day banate hai
    Because apke vdo ki slide me beard change hoti rahti hai☺️☺️😇

  • @gajanantayde
    @gajanantayde Рік тому +2

    Actually what I realized while watching the video we should not be soooo desperate for Money, If I die tomorrow? what that money can do?

  • @digitalsurajsinh
    @digitalsurajsinh Рік тому +1

    Great learnings 🔥❤️ shi baat he paise he to kharch ho hi jatee hai😂

  • @rajnidas5760
    @rajnidas5760 Рік тому

    Knowingly or unknowingly we Indian used to follow most of the tips. Times changed western khayalat aane ke baad hi overspending and credit card wali life shuru hui hai.
    Waise Warikoo Sir aap explain bahut acha krte hai, love ur videos 👍🏻😊

  • @seoexpertsumit
    @seoexpertsumit Рік тому

    Thank you so much sir for valuable points 🙏🙏🙏🔥

  • @msyoutubechannel8566
    @msyoutubechannel8566 Рік тому

    Nice video sir thank you so much for showing us right investment and saving plan

  • @shashankkhede475
    @shashankkhede475 Рік тому

    Thank this is very learning video 🙏

  • @narasimhamurthyu8116
    @narasimhamurthyu8116 Рік тому

    Thank you Ankur. Superb video

  • @rashmitanayak1315
    @rashmitanayak1315 Рік тому +1

    Informations are super duper sey v upar❤

  • @ranis7862
    @ranis7862 Рік тому

    Thank you For Sharing your Ideas🙏🙏🙏👍👍👍

  • @MrAnjuubaba
    @MrAnjuubaba Рік тому +1

    Love your all videos. 50/30/20 rule sometimes doesn't apply for the people who are hardly managing their needs in whole income. For those people I would recommend zero based budgeting where one can give job to every penny of income and from there he start understanding saving money and keeping their expenses within budget. he may have money in mid or end of month but he will not spend it because that money is already budgeted for some expenses.
    Infact one can start with zero based budgeting then move to 50/30/20...
    It will be great if you reply with your expert opinion

  • @techtejas804
    @techtejas804 Рік тому

    You're amazing guru for millenia generations and helping in their future .

  • @anirudhverma8461
    @anirudhverma8461 Рік тому

    you are doing great work for community.

  • @chatterjeejoyjit
    @chatterjeejoyjit Рік тому

    Wonderful video. Thank you Sir, once again. :)

  • @minalbhalerao
    @minalbhalerao Рік тому

    Very useful video. Thank you for this. 😃

  • @devalkathrecha110
    @devalkathrecha110 Рік тому

    Thanks for the advice at perfect time

  • @crimemastergogo8129
    @crimemastergogo8129 Рік тому

    You are a good human. Thanks to God you are on earth ❣️

  • @mewi789
    @mewi789 Рік тому

    i really like the fasting and the 30 day rule n Discounts too ♥︎♥︎♥︎

  • @user-mj8hs4jp2t
    @user-mj8hs4jp2t Рік тому

    You are really unbelievable sir.....!!! Thank you so much

  • @BestDividendStocks
    @BestDividendStocks Рік тому +2

    Great advises 👍🔥💥

  • @somensutradhar6861
    @somensutradhar6861 Рік тому

    Upbas ke tara not spending day,good idea sir salute👌

  • @ThePreeti85
    @ThePreeti85 Рік тому

    Love you so much for all these tips.

  • @thefashionamofficial
    @thefashionamofficial Рік тому

    🔹🔹🔹🔹🔹 There are very few UA-camrs I follow seriously. And you're one of them. 🔹🔹🔹🔹🔹

  • @anilway2kashyap539
    @anilway2kashyap539 Рік тому

    Very nice... i am happy that most of them i am already following like using credit card (if expense is >5K) to create point, and i never default payment, almost generating points about 15K in year :) but i like the idea fasting day

  • @nayankalita92
    @nayankalita92 8 місяців тому

    Your videos are very useful and informative Ankur bro! I'm just fond of your content.... God bless you and keep it up 🙏

  • @mahendrasawant429
    @mahendrasawant429 Рік тому +1

    Absolutely fantastic video

  • @krishnarufoodandvlogs
    @krishnarufoodandvlogs Рік тому

    Wow sir great knowledge 👍🙏

  • @akshaysarkar905
    @akshaysarkar905 Рік тому

    Nice incognito tips. That's really smart.

  • @pra_ark
    @pra_ark Рік тому

    Thank you Mr. Ankur warikoo

  • @jayasreecarey7843
    @jayasreecarey7843 11 місяців тому

    Great advice ! thanks.

  • @ritwiknaudiyal7231
    @ritwiknaudiyal7231 Рік тому +1

    Nice video ankur.
    Just one point.
    Per unit cost increases with pack size when it comes to coffee😅😅

  • @aafreenjh6420
    @aafreenjh6420 Рік тому

    Incognito mode wali baat amazing lagi.

  • @prantikbiswas8409
    @prantikbiswas8409 Рік тому +1

    Thanks for making a new earnings teenagers life a little bit more easier. All 12 points means a lot to me. Only my concern is with the size. I believe perfect size gives best safety. Hope everybody understands.

  • @syedkhan7836
    @syedkhan7836 Рік тому

    Good video sir really u explained it in a good way 👏

  • @gurpreetsaroch779
    @gurpreetsaroch779 Рік тому

    Thank you Sir for this video😇

  • @ashutosh0011
    @ashutosh0011 Рік тому +1

    I have started using UPI at maximum possible rate or with cash and decreasing my credit card use to min. Also, I really liked one day fasting approach. Will try to integrate that in my life. All suggestions were awesome and really helpful.
    Just a query, i have health insurance from my company. Will it be better to get a seperate health insurance?

  • @niraligoswami6427
    @niraligoswami6427 Рік тому +1

    Thank you so much sir
    It's really helpful to me for Can I save my money.agai thank you sir😊😊

  • @ranjeetavirdi6829
    @ranjeetavirdi6829 Рік тому

    Sir, really a great psychological techniques for saving our money

  • @sumanjain6907
    @sumanjain6907 Рік тому

    Thank you so much for the wonderful prayer and messages 🙏🙏 Amen Alleluia

  • @mrityunjaykumar6073
    @mrityunjaykumar6073 Рік тому

    Thank you for this video

  • @nipunprusty381
    @nipunprusty381 Рік тому

    Saving and investing money is an art. None can get fully smart by only listening to hacks..

  • @INGSOLIMBU30
    @INGSOLIMBU30 Місяць тому

    But it works totally thank you for your 50% 30% 20% which give me advice mange the money

  • @youcan9839
    @youcan9839 Рік тому

    Thank you sir for this information 🙏