DON'T Make THESE Financial MISTAKES in your 20s! | Ankur Warikoo Hindi

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  • Опубліковано 5 вер 2024
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    This video comes with notes, check here: bit.ly/45ZPZcC
    Delve into "20 Financial Blunders in Your 20s" where I explore common financial pitfalls and key strategies crucial for young adults navigating early adulthood. This comprehensive guide emphasizes the importance of proactive financial literacy, responsible budgeting, and strategic investing, while highlighting the risks associated with debt and the benefits of sound financial planning.
    Gain valuable insights and practical advice to steer clear of financial pitfalls, setting yourself on a path towards long-term financial security and success. This video is your roadmap to making informed financial decisions and building a solid financial future from the outset.
    Don't miss out on this insightful discussion that could transform your financial mindset and habits for the better.
    #FinancialLiteracy #FinancialTips #warikoo
    Music: Music by John K.(pixabay.com/us...) from Pixabay(pixabay.com//?...)
    ------------------------------------------------------------------------------------------------------------------------------
    My Money Apps:
    Indian Stock Investing (Zerodha): bit.ly/3iYKROh
    Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh
    US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR
    Portfolio Investing (Smallcase): bit.ly/3u0is0I
    Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c
    How to pick the right insurance (Ditto): bit.ly/3xFh7OU
    The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.
    My bestselling books:
    'Make EPIC Money' here: amzn.to/3WHJ43F
    ‘Get EPIC Shit Done’: amzn.to/4fK1IR5
    ‘Do Epic Shit’: amzn.to/4fK9uuv
    My gear for shooting this video:
    🎥 Sony a7III camera: bit.ly/3M42wAV
    🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
    🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
    🔆 Fill Light 60W: bit.ly/37aJolP
    💡 Key Light 150W: bit.ly/3O9nyjs
    📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
    The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
    Let’s connect online:
    🎙 My weekly podcast Woice with warikoo (Spotify): open.spotify.c...
    📩 My weekly newsletter warikoo Wanderings: ankurwarikoo.c...
    📱 Instagram: / ankurwarikoo
    🐦 Twitter: / warikoo
    👨🏻‍💻 LinkedIn: / warikoo
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    🖋 Daily Blog: ankurwarikoo.c...

КОМЕНТАРІ • 918

  • @warikoo
    @warikoo  Місяць тому +102

    My Money Apps:
    Indian Stock Investing (Zerodha): bit.ly/3iYKROh
    Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh
    US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR
    Portfolio Investing (Smallcase): bit.ly/3u0is0I
    Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c
    How to pick the right insurance (Ditto): bit.ly/3xFh7OU
    The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.
    My bestselling books:
    'Make EPIC Money' here: amzn.to/3WHJ43F
    ‘Get EPIC Shit Done’: amzn.to/4fK1IR5
    ‘Do Epic Shit’: amzn.to/4fK9uuv
    My gear for shooting this video:
    🎥 Sony a7III camera: bit.ly/3M42wAV
    🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
    🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
    🔆 Fill Light 60W: bit.ly/37aJolP
    💡 Key Light 150W: bit.ly/3O9nyjs
    📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
    The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.

    • @SudeepshettyShetty
      @SudeepshettyShetty Місяць тому

      Actually thease problem are starting by a people act like a rich frist stop that try to being rich then automatically your problems will come down

    • @arindambanerjee284
      @arindambanerjee284 Місяць тому +1

      Sir .. 2500 application se mera number aya tha i am very lucky.. waiting for my video ..😊

    • @sataymshivamsundaram0
      @sataymshivamsundaram0 Місяць тому

      Mujhe 2 sal ho gye hai loan liye huye jiski emi 10000 hai
      Maine iti kiya hai mai agar private job bhi karu to 11000 salary mili hai. Abhi job kr rha hu meri sari salary emi me chali jati hai
      Mujhe blood cloating ki bimari hai ghar me sabse bra hu . Mere parents financely poor hai . Unke pass ilaj ke liye paise nhi hai . Doctor bolta hai agar 2 saal ke ander ilaj- operation nhi krwaya to death bhi ho jayegi. Ab mai loan nhi lena chahta hu .
      Meri salary me bhi koi increment nhi hoga Part time content writing bhi search kr rha hu
      Ab kya karu emi bharu ya ilaj ke liye paise jama karu. Agar ilaj nhi krwaya to death confirmed hai
      What should I take action please 🙏🙏🙏🙏
      Please suggest me

    • @Foram-y4z
      @Foram-y4z Місяць тому

      Hi Ankur
      Hope you are doing well. I am an avid watcher of your videos. Can you please create a video on when to exit from lumpsum investments from MF? Also teach us how to plan for 10CR, if one has started investment in mid 30s.
      Thanks a lot in advance.

    • @legalswotting5937
      @legalswotting5937 Місяць тому

      Those who have business and not have fixed income....then how money can be managed??

  • @djsadboys1361
    @djsadboys1361 28 днів тому +560

    This video is just a glimpse. To understand the full picture, get the forbidden book Whispers of Manifestation on Borlest and discover what's hidden.

  • @avishekdas2209
    @avishekdas2209 Місяць тому +360

    1) Not keeping track of your income
    2) Not budgeting your money
    3) Excessive borrowing
    4) Delaying investment
    5) Ignoring insurance
    6) Looking at insurance as investment
    7) Ignoring an emergency fund
    8) Relying on just company insurance
    9) Trading in F&O with loan money
    10) Schemes to become rich overnight
    11) Trading without prior understanding
    12) Not cutting your losses
    13) Investing even after running loans
    14) Buying a house too early
    15) Investing in high risk assets in the short term
    16) Being over dependent on parents
    17) Over diversification
    18) Being too conservative
    19) Underestimating expenses
    20) Losing hope

  • @pro_capitalism3006
    @pro_capitalism3006 Місяць тому +361

    Last point was personal i just got a job after mba at the age of 24 and have a education loan of 17lakh and I am sole earning member in my family. Before listening him I was stressed but now I can say to myself " bhai hojaiga sab kuch sahi stress maat le". Thank you warikoo bhaiya😊😊

    • @warikoo
      @warikoo  Місяць тому +68

      All the best :)

    • @ruddradas7970
      @ruddradas7970 Місяць тому +4

      Hi bro can we connect on LinkedIn

    • @pro_capitalism3006
      @pro_capitalism3006 Місяць тому +12

      Sir I promise you one day I will be standing in front of you. And Telling you that sir I have become millionaire and credit goes to you and I am satisfied what I have achieved

    • @Whashwat
      @Whashwat Місяць тому +3

      Which college u got?? What was ur cat ℅tile??

    • @mohitbaid4539
      @mohitbaid4539 Місяць тому +2

      @warikoo Should we clear the loan asap or clear it in 8 yrs to avail tax benefit?

  • @PrathikIngle
    @PrathikIngle Місяць тому +188

    I literally work for only 15k and i don't have much debt and i am investing about 1,500 my toatal investment is only 12k and i am glad i am not in a debt trap like them

    • @pradeepsawant3958
      @pradeepsawant3958 Місяць тому +18

      Also save 4-6 month expense on ur bank as FD. Also try government sovereign gold when ur income increases.

    • @AG12990
      @AG12990 Місяць тому +8

      Well done bro. You are on absolute correct path. Wish u all the best.

    • @manojpatil7734
      @manojpatil7734 Місяць тому +9

      Ur the most Happy person rather than high income people

    • @Ksw18
      @Ksw18 Місяць тому +5

      Meri bhi 15 ha
      Usma se 8 mammi ko deta hu.
      Jo rd ssa ma jama hota ha
      2 sip kar rakhi ha aur 3-4 hazar saving account ma Bach jaate ha
      1500 travel expense

    • @sanjumanu5468
      @sanjumanu5468 Місяць тому

      Just a thaught bro I understand that u r investing 10% of ur salary but u not invest more when u don't have debt

  • @Benjaminarmstrong684
    @Benjaminarmstrong684 Місяць тому +222

    If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.

    • @TilSchweiger-i3f
      @TilSchweiger-i3f Місяць тому

      The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional like I did. If you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.

    • @Justinfred11
      @Justinfred11 Місяць тому

      The stock market rally run is gone, but I'm not sure if equities will swiftly recover, keep falling, or fluctuate in a narrow range for a few weeks, or if things will quickly get worse. I'm under pressure to increase my $150k reserve.

    • @Joegolberg1
      @Joegolberg1 Місяць тому

      Is this a good time to buy stocks? I know everyone is saying we are in the bull market and all, but obviously there are strategies to maneuver when there is a bear market but these strategies doesn't come common to the average folk, I'm attempting to create a portfolio for me and my children that will at least be $900k in value.

    • @TilSchweiger-i3f
      @TilSchweiger-i3f Місяць тому

      Making touch with financial advisors like Zachery M Demers who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.

    • @TilSchweiger-i3f
      @TilSchweiger-i3f Місяць тому

      HE'S MOSTLY ON TELEGRAMS, USING THE USERNAME...

  • @LakhanTC
    @LakhanTC 26 днів тому +8

    ये वीडियो हर 6 महीने में एक बार जरूर देखने चाहिए । अपनी गलतियों को जानने और उनमें सुधार करने के लिए🧑‍🏫

  • @vishnumurthy2081
    @vishnumurthy2081 Місяць тому +10

    20 self help books bundled in 33 minutes video. Fabulous. Person of any age can adopt it immediately. Having done and learnt through these mistakes I am back on the highway and with time and discipline everything is possible. iceberg breaks into water , ganga jal!
    'Financial adulting ' is as important as adulting and ankurji is showing the right path . Great Guru ! ❤

  • @ajinkyajamdhade8730
    @ajinkyajamdhade8730 Місяць тому +33

    Sir apke videos bhot jyada relatable hote h , apki vajah se hi mai apna paisa manage kar paa raha hu acchi khasi investments bhi kar rakhi he 26 k age m aur jaise apne bataya ki home aur future me shadi ki kharche vagerah ko kaise plan karna h I got clarity to manage Everything ❤ Keep making financial knowledge Videos! It's very beneficial for Us, Thank you

  • @satyajitsamal1557
    @satyajitsamal1557 Місяць тому +66

    When I was around 23 years old, I lost about 1 lakh at the start of my career. My father advised me to never take loans or borrow money from friends and relatives. He said to work for 20 to 24 years before buying my dream flat in the place I want to settle. I am following my dad's advice. I know I am currently unemployed, but I believe that won't be the case in the future

    • @gwmanish6075
      @gwmanish6075 Місяць тому +3

      Just curious, how did you incur a loss of 1 lakh if you are unemployed? Did you take a loan from someone close to start a business?

    • @satyajitsamal1557
      @satyajitsamal1557 Місяць тому

      @@gwmanish6075 I think it would be better not to mention that thing, though I understand what mistake I made

    • @sirsendu21
      @sirsendu21 16 днів тому

      ​@@gwmanish6075can I get connected as really need to get ur advice as I struggling with financial crisis

  • @RandomHindu
    @RandomHindu Місяць тому +14

    My favourite video of Ankur Warikoo
    This is what everyone want to hear not lakkkhhh or 25 year ago or car buy etc etc

  • @farahhusain3933
    @farahhusain3933 Місяць тому +11

    Ankur I found your videos around 2 yrs back and since thn you became my inspiration or teacher. The guidance I got frm your videos to how to manage my money was outstanding. I corrected my self in so many ways and recently even enrolled fr your course. I started my investing journey after your videos only else I was also a RD or FD girl. A big thnks fr giving so much finance knowledge which we always lacked. Thnks thnks just thnks.

  • @Addu7
    @Addu7 Місяць тому +19

    There was so much to learn from this video. I'm in my mid 20s and have secured a job of around 70-80k and I have family responsibilities as well, the insight that I've gained from this video is just paramount. Thank you so much for making this video, much love

  • @indrajitbasumallik2166
    @indrajitbasumallik2166 Місяць тому +27

    Me 24 se job kar raha hu pehele 5 sal kuch saving nehi. But 28 years me samaj Aya. Abhi 43 he to 15 sal me Mera port folio 45 lakh. Sayed or 5 sal Jaya nehi karta to aj near about 80 lakh hota. To plz young star samaj jau

    • @unthinkable_999
      @unthinkable_999 Місяць тому +1

      Bengali same ami WB tumi o to🎉

    • @mohantysatyabrata75
      @mohantysatyabrata75 23 дні тому

      Plz suggedt how u did this

    • @Anandmehta720
      @Anandmehta720 20 днів тому

      I also work from the age of 24 but no savings now my age of 28 and now I understand savings is very important and I started saving from this year with 3 steps pahle saving karo kharche bad me karo.

    • @Anandmehta720
      @Anandmehta720 20 днів тому

      ​@@mohantysatyabrata75very simple

  • @harshaldeshmukh19
    @harshaldeshmukh19 Місяць тому +3

    Aapki first salary vali video dekhi usme maine sikha needs , wants and investments .. meribhi meri salary ka excel banaya ...aur muze acche samaj me aaya main galti kaha kr raha hu .............Dhanyavaad

  • @Sandipan96
    @Sandipan96 Місяць тому +41

    'True words feels good to hear, but hard to achieve' 😊

  • @gmmenglish
    @gmmenglish Місяць тому +25

    You are doing an awesome work Ankur.
    Nothing greater than pulling someone out of a hole.

  • @shibaniarora1221
    @shibaniarora1221 Місяць тому +247

    Arey 1lac 80 thousand hote hui bhi dhuki hai . Or hum 20 thousand mein ghar chala k jo bachta hai use aapni maan ka sip 3 char 500rs 500rs kr k khush hai😅 itna paisa itni Kam Umar mein kama rahe h . Uska khush manana chiye unko toh . Mujhe toh 30000 thousand mil jai ghar chalane ki phir toh mein aapne aapko Maha Rani ghoshet kardu😊😂

    • @sandpnyk
      @sandpnyk Місяць тому +15

      Good be positive , keep up the regular investment
      1) have an OTP
      2) Medical Insurance
      3) Emergency Fund
      You are good to go. 😊

    • @DESTINYTOWORLD
      @DESTINYTOWORLD Місяць тому +6

      The thing is salary se zyaada loan ha toh phir uss salary ka kya hi faayda aur agle 20 years se pehle khatm nhi hoga ye karza. Almost life finish hi hogyi ha aur sarkari naukri bhi nhi ha jisme naukri jaane ka darr na ho

    • @moneygaming1480
      @moneygaming1480 Місяць тому +2

      ✅️ right

    • @shibaniarora1221
      @shibaniarora1221 Місяць тому +3

      @@DESTINYTOWORLD bhai mein toh tnsn se so hi nhi paungi, toda adjust jada karlungi par logo ko paisa dena hai is tnsn se toh bach jaungi. Mujhe Kam kana manzur hai par tnsn se jeena nhi. Or kisi k age haath pelana toh or bhi jada naa maanjoor hai.

    • @shibaniarora1221
      @shibaniarora1221 Місяць тому +1

      @@sandpnyk yes , thank you bhai. Mujhe bhi aapne bacho k custody k liye ladna hai par kisi se maan k nhi karungi aapne se karungi . Bhagwaan sabka acha kare or Mera bhi 😁 Or Ankoor wariko Sir ka bhi sabka bhala ho bas 🙏

  • @parmy04434
    @parmy04434 Місяць тому +10

    Great video with detailed explanation. Wish we could have someone like Ankur in our early 20s who guide us like him. Thank you Sir. 😀

  • @sachinphadnis3180
    @sachinphadnis3180 Місяць тому +14

    Ankur ji 1 humble request
    Please describe 50 30 20 rule as 50 for needs 20 wants and 30 for long term goal . It’s helps early earner much . Plz plz plz 🙏

  • @sukritsaha4727
    @sukritsaha4727 Місяць тому +3

    I am a senior citizen.
    Appreciate your narratives with realistic touch and threadbare charities.
    So very nice. 👍

  • @sam_ception
    @sam_ception Місяць тому +19

    Thanks for these videos Ankur! Yes, while it might be repetitive, I’d say the very repetition is extremely important in order to ingrain discipline in ourselves.

    • @warikoo
      @warikoo  Місяць тому +6

      Thank you for understanding

    • @sam_ception
      @sam_ception Місяць тому

      @@warikoo Please keep posting discipline related videos for us ❤️

  • @shilpishilp
    @shilpishilp Місяць тому +6

    I absolutely love all your talks Ankur. This is something a friend is advising you.

  • @Subhashk2468
    @Subhashk2468 Місяць тому +3

    Thank you my dear brother. Mai jaag gayaa hu, now I live my life with a better plan.
    I must share this video with my son of 20 yr old, who is about to join his first job next month.
    Thanks keep it up..🎉

  • @sunilshinde9693
    @sunilshinde9693 Місяць тому +3

    आपकी आखिरी बात से मैंने बहुतकुछ सिखा... धन्यवाद 🙏🙏🌹🌹🌹🌹

  • @enlightentheworld459
    @enlightentheworld459 Місяць тому +4

    Ankur sir aapko bahut bahut dhanyawad ki aapne itne acche tarike se financial management ke baare me bataya.
    Aapki baato ko maine apni life me follow kiya aur uske results bahut hi acche arahe hai.
    ❤❤❤

  • @shabbirbagawan7013
    @shabbirbagawan7013 Місяць тому +3

    I am so glad that in our generation we got Ankur Warikoo Sir. Thanks alot Sir 😊

  • @illuminatedinsights999
    @illuminatedinsights999 Місяць тому +24

    Sir, it will be really great if you could make a video for Indian community aged 35 and above. Many of us haven't had the luxury of growing up with all this You tube Gyan . Hence many people like me might have started the investment journey seriously post 30. Kindly post a series of videos for people who are 35+

  • @dharmikpatelvlogs701
    @dharmikpatelvlogs701 Місяць тому +4

    Sir unbelievable Knowledge king Ho aap sir
    Chotese Chota log ko bi Samaj me aaye vesa aapka sikhane ka Tarika hai sir aapka awesome, so wonderful, so great, ❤❤❤❤❤❤❤❤❤

  • @Saurabh-xy5bm
    @Saurabh-xy5bm Місяць тому +3

    Exactly... Be hopeful friends... Sab ho jayega❤

  • @mohammedkhaled3113
    @mohammedkhaled3113 Місяць тому +2

    Thanks Ankur bhai for showing us the right way of investment...Aap bahut ache insaan hu! aapki baat se pata chalta hai. you are a motivation to the young generation. keep up the good work bhai! :)

  • @deep98820
    @deep98820 Місяць тому +83

    Like for ANKUR

  • @KR-rq1zy
    @KR-rq1zy Місяць тому +1

    It seems it’s not possible, but be hopeful, stay humble, have patience, don’t repeat those financial mistakes or blunders, cut down on unnecessary expenses, be consistent to come out of debt. I can relate to this, I have managed to come out. Thank you Ankur for those few words of hope, they make a lot of difference to many!!

  • @riaaanimation
    @riaaanimation Місяць тому +18

    your vedios are so helpful for my financial journey🙏

  • @ruhiuttarakhandvlogs93
    @ruhiuttarakhandvlogs93 День тому

    Jbsai ankur warikoo sir ki vedios dekhni suru ki hai life mai bhot sare changes horhe hai. ❤ Thanku so much sir humko yesb samjhane ke liye itne ache sai to parents nai bhi nhi samjhaya sir. I m just 30 n mai samhal gyi apko vedios ki help sai. Now i invest in sip and invest emergency fund in another saving ac thanku sir .. 😊😊😊

  • @nikitakhare7891
    @nikitakhare7891 Місяць тому +3

    Awesome video, very informative eye-opener thankyou sir🙏

  • @user-zq5rf2rg5s
    @user-zq5rf2rg5s 19 днів тому +2

    You are Great By listening you I have start investing in my 18s I save 2000Pkr every month and bought the units of money market fund and Stock fund
    Huge Respect for Warikoo from Pakistan ❤

  • @Atharvsrivast
    @Atharvsrivast Місяць тому +3

    Tough i am not in my 20s I understood all the advice Ankur sir gives thanku so much sir for the video

  • @MukeshPatel-yl9iq
    @MukeshPatel-yl9iq День тому

    Dear Sir, you are really amazing sense of humour, you are selling financial goals to peoples free of cost. Whereas nothing free in this world. Appreciate you efforts.

  • @ExperimentKing78
    @ExperimentKing78 Місяць тому +9

    I am the only one who is getting ad. Its weird ankir has enabled the ad

    • @tanushreesarma8298
      @tanushreesarma8298 Місяць тому +2

      No you are not alone. Ads are enabled😂

    • @ExperimentKing78
      @ExperimentKing78 Місяць тому

      @@tanushreesarma8298 may be he wants to step uo his all sips

  • @RR-ul9tr
    @RR-ul9tr 29 днів тому +1

    Sir, I love the way you put your points through. You are a good teacher. Please keep educating our youngsters, they are the future of our country. Change has become faster than before, new methodologies are a must. We need educators to look upon to unlearn and learn. thank you once again for the wonderful video content as usual

  • @sandpnyk
    @sandpnyk Місяць тому +3

    Been tracking my funds since 2010 and it really helps
    Thanks to Excel

    • @sandpnyk
      @sandpnyk Місяць тому

      And yes I am planning to Retire at age 45 (10 more years)

  • @mohammednaushad2631
    @mohammednaushad2631 29 днів тому +1

    Thank you so much for such good information...
    People should watch these kinds of videos to gain financial knowledge.
    I really appreciate and hope for some good videos ahead.
    Thank you
    Allah bless u and ur family

  • @ali_edittz7
    @ali_edittz7 Місяць тому +10

    Great informative and valuable video ankur bhai💯🙏🏻

  • @mrnmt1122
    @mrnmt1122 Місяць тому +1

    I hope sayad muje bhi koi meri 20s me ye syllabus bata deta its great episode mr ankur u r doing abso serving the nation's youth keep on bro 🚩👍🏾

  • @NicholasBall130
    @NicholasBall130 Місяць тому +4

    Biggest financial mistake I ever made was with my 401k. My company had a Roth 401k when my kids were in college, but I didn't actually start contributing until year 3 of the 6 years I had kids in college. Because I was helping them with expenses, I was entitled to the tax credits, so my effective tax rate was extremely low. That is the time you NEED to be in a roth! i still retired with about $350k in my 401k.

    • @LiaStrings
      @LiaStrings Місяць тому +3

      People don't really know this, You need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.

    • @StocksWolf752
      @StocksWolf752 Місяць тому +1

      I totally agree; I am 66 years old, recently retired, with approximately $1.2 million in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, I didn't do all this alone, but with the help of a financial advisor. Having one is currently the best way to trade in the stock market, especially for people nearing retirement.

    • @cowell621
      @cowell621 Місяць тому +1

      Mind if I ask you to recommend this particular coach you using their service?

    • @StocksWolf752
      @StocksWolf752 Місяць тому

      Sharon Lee Peoples is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

  • @Addpositivitytolife
    @Addpositivitytolife Місяць тому +2

    The best part is the positivity. Stay blessed ankur.🎉

  • @mr.kepchaki8793
    @mr.kepchaki8793 Місяць тому +5

    hello ankur sir i am from Nepal .i used to watch your each and every video and updating day by day.Big fan sir.

  • @lifefoodme7686
    @lifefoodme7686 Місяць тому +2

    Great financial advice to be taken to live a happy life and those mistakes to avoid while planning our finances.

  • @pradeepsawant3958
    @pradeepsawant3958 Місяць тому +4

    Thanks sir.. Watching ur video. I save 4 month expense on FD.. Repay home loan by 17-18% Also started now 3 mutual fund 50 index% -35%midcap -15%smallcap. Also take sovereign gold which grow now 20% within 5 month... Ur awesome sir. Very very thank you for every video

  • @onlinesaidasa9105
    @onlinesaidasa9105 Місяць тому +2

    Namaste
    When investing we can first understand the different asset classes and then decide on where to allocate how much money (diversification)
    An Asset Class is a group of different financial assets or instruments which have some common ground in terms of safety, returns and liquidity.
    Fixed Income , Real Estate , Gold , Equity , Cash and Cash Equivalent are some of the popular asset classes
    Thanks

  • @pritamdas7609
    @pritamdas7609 Місяць тому +6

    Your Video Is Awesome I learned Much More Thing In Your Video.❤❤

  • @soham5195
    @soham5195 Місяць тому +1

    I am 18 now and your videos are helping me a lot to learn how to manage the money I will make in my 20s. Thank you so much warikoo sir ❤

  • @artist_trusha-2023
    @artist_trusha-2023 Місяць тому +4

    Great work sir 😊🙏 Thanks a lot 😊

  • @neerupratap2361
    @neerupratap2361 Місяць тому +2

    Thanks Ankur. You raised a hope in me. Wonderful video. Some action needed to be taken for loan repayment.

  • @Sagar43212
    @Sagar43212 Місяць тому +3

    Dear sir 🙏. Sir plz make a video on middle class financial trap 🙏

  • @xpulse4voffroad504
    @xpulse4voffroad504 27 днів тому +2

    Most of us work 9 to 5 which is mostly the job that we hate , mostly for the purpose of salary and fail to manage it miserably.🙂

  • @ajeetkumarrsharma4348
    @ajeetkumarrsharma4348 Місяць тому +6

    Sir, Government employees ko Kay health insurance Lena chaiye?
    Please comment

  • @sharwankumarsingh1427
    @sharwankumarsingh1427 3 дні тому

    इतनी बारीकी से आप हऱ एक पहलु पर पॉइंट करते हैं जो एक दम से वैसा कोई इन्शान नहीं कर सकता जिसने कभी इन परेशानियों से ना गुजरा हो, आप एक शख्सियत हैँ जिनके कारण हम करोड़ों युवाओं को प्रेरणा मिलती हैँ इन्वेस्टमेंट करने की सही जगह पर। साथ ही ज्ञान मिलती हैँ जिसके लिए हम हमेसा आपके कृतज्ञ रहेंगे। हमें क्या करना चाहिए और क्या नहीं आपसे ही जान सके हैं। आप को मेरा प्रणाम हैँ... 🙏 @warikoo

  • @aparupabanerjee2337
    @aparupabanerjee2337 3 години тому

    Just superb Sir , Thank u very much. U give us strength ...Please Keep growing ....God Bless u Sir.

  • @LifeWithNaresh
    @LifeWithNaresh Місяць тому +3

    I also made 2 blunder mistakes 1st is trading in FNO and loosing almost a lack and 2nd is taking loan for somebody else on my name, was 2 blunder financial mistakes of my life..... I hate emi's will not repeat this again in my entire life

    • @sayan9436
      @sayan9436 14 днів тому

      Kitna din Sikh bhai ...2 din Sikh ke utar jaoge to aisahi hoga

  • @TheVR7
    @TheVR7 Місяць тому +2

    Woh 12 saal aapne kaise jiye. Kya ghumna band kar diya thaa , expenses kaise rakhe aapne ?

  • @somyapatel6969
    @somyapatel6969 Місяць тому +6

    Sir...very very good advise always...

  • @user-xq3uq9ho7n
    @user-xq3uq9ho7n 11 днів тому

    This is the most valuable video I have seen on UA-cam in my life. Thank you very much sir for giving such valuable information and showing me the right path

  • @mithunfranklin148
    @mithunfranklin148 Місяць тому +7

    Awesome video thanks 👍

  • @surajmarchande95
    @surajmarchande95 Місяць тому +1

    Hope will take care their finance after watching this ✨ Thanks for this one

  • @Salmanans_
    @Salmanans_ Місяць тому +4

    Agar mere pass monthly 1.8 lakh aata to ghar bhi banta 0 loan no emi full enjoy - future me Range Rover 4,5 kharidne ki aukat ho jati, main point - loan kabhi na le - 1 time nahi khao wo chalega- Aur paise ke 50 % amount save karo hi karo bas

    • @loyalrenegade581
      @loyalrenegade581 15 днів тому

      Range rover khridne ki aukat toh phir bhi na ho pati bhai 😅

    • @Salmanans_
      @Salmanans_ 15 днів тому

      @@loyalrenegade581 tum nahi samjh paoge 😂 1.5 lakh bhi salary ho tab bhi le sakte ho , paise ko manage karna aaye bas , bank me dalne se nahi hoga

  • @paraschauhan2554
    @paraschauhan2554 Місяць тому +1

    Well said sir 🎉 32:03 there is no battlefield you can concur if you choose to give up and die.!!

  • @TheAnkitNainwal
    @TheAnkitNainwal Місяць тому +3

    => 20 Financial Mistakes
    1. Not keeping track of the money.
    2. Not budgeting the money.
    3. Excessive Borrowing.
    4 . Delaying investments.
    5. Ignoring Insurance.
    6. Looking at insurance as investment.
    7. Ignoring an emergency fund.
    8. Relying on just company insurance.
    9. Trading in F&O with loan money.
    10. Schemes to become rich overnight.
    11. Trading without understanding it.
    12. Don't cut your losses.
    13. Investing even after running loans.
    14. Buying a house too early.
    15. Investing in high risk assets in short term.
    16. Being over-dependent on your family.
    17. Too much diversification.
    18. Being too conservative.
    19. Underestimating expenses.
    20. Losing the hope.
    😁🙂

  • @Praixoffer
    @Praixoffer Місяць тому +1

    Great commitment towards making India more knowledgeable on personal finance. Thank you for all the free content ❤

  • @manavkundu1893
    @manavkundu1893 Місяць тому

    Bohot anxiety ke sath ye video pe click kiya tha sir end tak umeed ka palla vari ho chuka hai thank you ankur sir i m ready to do action 🎯

  • @babloookumar1516
    @babloookumar1516 Місяць тому +4

    Are you monetized your channel. Your single video show 4 ads . what happened of your inspiration from sandeep Maheshwari 😊

    • @harshtiwari2056
      @harshtiwari2056 Місяць тому +1

      Bhai he has to earn and he is right

    • @harshtiwari2056
      @harshtiwari2056 Місяць тому +2

      Even the govt is not following what they are saying so what you expect from normal people

  • @rithikrajpurohit5503
    @rithikrajpurohit5503 Місяць тому +1

    @warikoo
    Dear sir,
    10:25 i worked as a insurance broker in a insurance brokage firm . i look after healthinsurance department and i just wanted to correct you regarding (PED). Pre Exisirtng Diesease that according IRDAI when you purhcase a health insurance if you have PED your waiting period start from the day you take the insurance plus after 2 year you shift to anothercompany where PED waiting Period is 3 years then your Waiting Period will Only be 1 yrs not 3 years plus there are many companies whichoffer PED coveragefrom day 31 .iplease re correct that part as many people follows you and may be misguided
    Thank YOU
    Rithik

  • @rishabhvyas6564
    @rishabhvyas6564 Місяць тому +3

    Great

  • @SHYAMBAJAJ-rj1bf
    @SHYAMBAJAJ-rj1bf Місяць тому

    नमस्ते सर सर आपके वीडियो में करीबन दो या तीन महीने से देख रहा हूं और मुझे आपकी वीडियो देखकर मतलब बहुत ज्यादा अच्छा फील होता है कि मुझे कैसे इन्वेस्ट करना है और आपकी हर एक वीडियो मेरे लिए इनफॉर्मेटिव होती है। Thank you so much sir ❤

  • @adarshgoel2231
    @adarshgoel2231 Місяць тому +4

    Enough of your 5 things, 10 things, 20 things...this is stupid. No-one remembers your daily list of things.

    • @retailinvestor5003
      @retailinvestor5003 Місяць тому

      😂

    • @aneeshkuppast4729
      @aneeshkuppast4729 Місяць тому

      For the people it matters
      They will make a note of it and try to implement in their lives

    • @warikoo
      @warikoo  Місяць тому +1

      No one remembers that’s why I try to remind twice every week 😊

  • @rollensingh5905
    @rollensingh5905 19 годин тому

    What an inspiring speech/advice/talk ..amazing. 🙏🙏

  • @Coincéici
    @Coincéici Місяць тому +4

    I am really sorry sir but your manager name MAX is keep asking for money and i said him i cannot give you money to invest then he said take some money from your SIP and give me and i will invest them.
    Please look into that matter i have all proof.

  • @trinesh1555
    @trinesh1555 Місяць тому +1

    I got an ad on your video.

  • @IshowAnime969
    @IshowAnime969 Місяць тому +3

    1 comment🎉

  • @naman881
    @naman881 Місяць тому

    Hi ankur
    You are my guru, aapse sikh kar maine expenses track karna shuru kiya hai from last year. Pura saal ka excel hai mere paas, Each and every rupee is under my eye
    Ye habit se bahut fayda hua sabko expenses track karna chahiye
    Kash aap mujhe 2014e milte 😊😊

  • @anilvyas9695
    @anilvyas9695 День тому

    You have superbly explained, Ankur..
    .Best wishes 🌹

  • @LuckyGupta2i
    @LuckyGupta2i Місяць тому +1

    Thanks sir for advising us for our future i am in my teenage 14yrs age

  • @piyushjain575
    @piyushjain575 Місяць тому +1

    Sir Kya Information share ki hai aap ne
    Thank You so much 🙏🙏

  • @tarunj2431
    @tarunj2431 Місяць тому

    Ankur Warikoo bhai...I am a finance professional myself...Most of what you said is something which I diligently followed in my 20s. I must say, the way you articulated in such a simple language you won my respect. I hope the youth of today follows what you said.

    • @gamingisland5155
      @gamingisland5155 Місяць тому

      Here brother give me an advice, age- 25 running, I am a state govt. group c (clerk) new joining, my in hand salary is 26k, but i lost around 8 lakh in trading during my competitive exam preparation, luckily i got a job, that time i don't even know how will i pay that much of debt. Trading is so addictive that i lost my 3 months salary again in it. Now i have a personal loan of 2.5 lakh in 18% rate, monthly emi around 7500 for 4years, give me an advice should i pay my debt first or start investing instead. 26k - Big loan of 8 months(10k emi)- small loan(7.5k)=8.5k remains, my expenses if i control is around 7k as a job holder😓 what should i do

    • @tarunj2431
      @tarunj2431 Місяць тому

      @@gamingisland5155 Bro...first of all get rid of this non-sense loan...and also atleast try to invest 1000 per month minimum in SIP for mental peace....Stop doing trading RIGHT NOW!! Try to do some side hustle or borrow money from family to get rid of this loan

  • @altafhussain-zu6mg
    @altafhussain-zu6mg 4 дні тому

    I am 73 yrs of age ... am leading a perfectly accomplished retired life .. only one habit helped us all along our lives .. WE NOT ONLY LIVED WITHIN OUR MEANS BUT ALSO SAVED 20 TO 30 PERCENT EACH MONTH ... my wife stood beside me and supported my scheme of financial management and cooperated exceptionally well
    Savings we invested in National saving schemes and GP funds and Insurances

  • @tarunjain-hs9cq
    @tarunjain-hs9cq Місяць тому +1

    sir
    I am a banker myself and earn decent amount and not keeping track of my money. Will promising myself to keep in from this point itself.
    Thank you so much for such an important reminder!!

    • @RebelliousBahu
      @RebelliousBahu Місяць тому

      Howcome a banker not managing his money

  • @manojgulatione
    @manojgulatione Місяць тому +2

    Very informative video Ankur sir but I have a question as you mentioned, you had 35L loan when you have completed ISB in 2006 then how you invested in Accentium as a co-founder in 2008 or 2009? I hope you remember me, I worked in Accentium. I am actually inspired with your journey and very curious about your experiences. 30:58

  • @mainakmallick1361
    @mainakmallick1361 Місяць тому

    jab se mai job join kia Excel maintain krta hu
    pehle sip me invest then saving and then wants pe kharcha . filhal koi needs nhi hai
    thanks Ankur for wonderful suggesting 🎉

  • @srishtisharma1699
    @srishtisharma1699 Місяць тому +1

    Thank you so much for making this informative videos for us. Stay blessed!

  • @liliptamohanty8405
    @liliptamohanty8405 Місяць тому +1

    1 yr of sacrifice life = 5yrs of happy life.
    Don't take any dept until and unless it is most necessary
    Don't buy anything which is not necessary
    Don't eat so much for one year (e.g- pizza, burger etx

  • @akashbansalooo7935
    @akashbansalooo7935 13 днів тому

    Sir ..feeling motivated ..more than maheshwari sir ..i am glad that i watched your video at this phase of my life ..where i started feeling low only on the age of 26 ..thank you alot..may be i make a better future through your guidance or those do's and dont's you told..

  • @anupamthakurthebigboss
    @anupamthakurthebigboss Місяць тому +1

    Very nice video, great suggestions. Thank you!

  • @jeevankhadka7521
    @jeevankhadka7521 Місяць тому

    The best financial education I ever encountered in youtube. Love you the most❤❤❤❤. Love from Nepal

  • @shabbircalcuttawala907
    @shabbircalcuttawala907 Місяць тому +2

    Awesome rule if invested for 3 to 5 years you have 100% probability to make profits on your investment rather than going for short term gambling with your money

  • @gungunsharma599
    @gungunsharma599 13 днів тому

    Ankur sir, you are such an amazing person, you are teaching us things that we always want to learn about but not sure whom to ask but the day I started watching your videos, trust my words I feel so reliable and happy to get all the answers in a very easy and systematic manner. Thank you so much for teaching me so many things in my early 20s. Lots of respect and good wishes for you ❤

  • @Familyman1186
    @Familyman1186 Місяць тому

    Lossing hope at any age is lossing everything...be positive no matter what

  • @itshoneys5468
    @itshoneys5468 23 дні тому

    Itna achhe se samjhaya hai ankur ji ne me to apki fan ho gayi hu❤

  • @johnwilsonnadar6704
    @johnwilsonnadar6704 Місяць тому

    Thank you Sir for highlighting all the basic mistakes usually we do in our Life - I saw this video 4 times so that I never forget these rules in my life

  • @ArifKhan-rn1pe
    @ArifKhan-rn1pe Місяць тому +1

    Pehli bar aap ke chenal par add a rahe h.