Sharlene Gumbo
Sharlene Gumbo
  • 22
  • 192 147
6 Financial Mistakes I have made in my early 20s!
Hey there in this video I share some Financial mistakes I have made in my 20s so you may avoid them too and make some good financial decisions:
00:00 Intro
00:17 Not Negotiating my salary
02:38 Focusing more on saving
03:29 Ignoring small expenses
03:59 Allowing lifestyle creep
05:19 Forgetting to cancel some free trials
06:17 Buying Cheap
Instagram: sharlene.gumbo
DISCLAIMERS & DISCLOSURES
This content is for education and entertainment purposes only. Sharlene does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
Переглядів: 560

Відео

What I spend in a month as a Chartered Accountant living in Zimbabwe?
Переглядів 2,7 тис.Рік тому
Hello guys -welcome back to the channel! I have made a video on what I typically spend on a monthly basis and feel free to skip to the expense you are interested in : 00:00 Intro 00:09 Background of video 01:15 Wi-Fi and phone bill 01:44 Car expenses(fuel, insurance and licenses) 03:35 Subscriptions 04:14 Getting a new hairdo 04:33 Eating out 05:06 Miscellaneous expenses 05:25 Food and grocerie...
Uncovering the 6 Highest Earning Skills of 2023!!
Переглядів 536Рік тому
Hey guys this is a follow-up video from the previous one on the skills to learn to earn some side hustle income in 2023. Feel free to skip around to the different chapters 00:00 Intro 00:27 Writing 03:00 Social media marketing 03:58 Video editing 05:51 Graphic design 07:16 Content creation 10:44 Code and all tech related gigs Take care !!!
When you don't have money to invest, do this instead in 2023!
Переглядів 563Рік тому
Link to one month skillshare trial skl.sh/3jRqeHL Happy new year guys , today I decided to talk about something we often overlook and I hope you will find this as inspiration to go for whatever new skills you have always wanted to achieve. I am doing this too and would like to measure what I can attain in a year, so lets go for it. Take care Subscriber count on date of upload : 3 042 4 January ...
ACCA vs CA which is better?
Переглядів 2,5 тис.2 роки тому
Hello guys how are you doing today I decided to make a video on the debate that been ongoing for a while on whats better CA or ACCA. I hope this may shed some light on the key diffrences between the two. Chapters 00:00 Intro 01:05 Flexibility 01:51 Work restrictions 03:29 Duration 04:53 Cost 06:51 Who ACCA or CA is for? 08:25 Conclusion Thanks for watching!!!!!
What is a Recession and the industries to invest in when in one!!!!
Переглядів 3582 роки тому
Hello friends I thought today we would talk about recessions and why they happen hope you will find this educational and do let me know if you have any video ideas you want me to talk about Feel free to skip around chapters 00:00 Intro and background about recession 03:24 Background of current economic downturn 04:24 Definition of a recession 05:25 Definition of GDP 06:26 Why recessions happen ...
Lessons learnt in my early 20s
Переглядів 6662 роки тому
Hey friends I hope you are doing well! in this video, I talk about things I wish I had learnt in my early twenties and share a few regrets I have hopefully, if you are younger you won't make the same mistakes. Feel free to skip around, here are the chapters : 00:00 Introduction 01:17 Learn skills outside your career/line of study 02:24 Forget the timeline 03:28 Fail early and often 04:38 Things...
The Basics of Investing in the Stock Market for beginners.
Переглядів 1,6 тис.2 роки тому
ZSE Account registration : www.ctrade.co.zw/ UK ISA Account free share link worth upto £200: freetrade.app.link/3BVH87XuIfb?_p=c11d30dc9a0065eee0188be3eabc I had always wanted to make a video about the basics of investing in the stock market and so here it is. I will make a follow-up video about key financial ratios to know when investing in individual shares. Chapters 00:00 Intro 01:31 Backgro...
9 Key Financial lessons for 2022 || Psychology of Money - Book club review (Episode 2)
Переглядів 1,1 тис.2 роки тому
Hey guys I have made a quick summary on the psychology behind the financial decision and attitudes we have and also highlighted key lessons to always keep in mind. Chapters 00:00 Intro 01:07 Noone is crazy 02:25 Acknowledge existence of Luck and Risk 03:21 How much money is enough? 03:51 Getting wealthy vs staying wealthy 04:55 You need to be right only once (no sunk costs ) 06:10 Owning you ti...
12 Rules for Life by Jordan Peterson || Book club review-episode 1
Переглядів 1,1 тис.2 роки тому
Hey guys check out my first book review , feel free to skip around if you need to : 00:00 Intro 00:57 Rule 1 01:40 Rule 2 02:21 Rule 3 03:22 Rule 4 05:22 Rule 5 07:27 Rule 6 07:59 Rule 7 08:18 Rule 8 09:04 Rule 9 09:26 Rule 10 09:52 Rule 11 10:03 Rule 12 To buy the book check this link: amzn.to/3KXUedX
Why I moved back to Zimbabwe from the UK (My reasons for leaving)
Переглядів 111 тис.2 роки тому
Hey friends I have been on a break and decided to share about my reasons for leaving the UK and deciding to go back to Zimbabwe. I am not sharing about my experiences to discourage anyone from going to the UK. The chapters below: 00:00-Intro 01:34-Reason 1 03:41-Reason 2- 06:34-Reason 3 08:07-Reason 4 12:05-Reason 5
Why RENTING is better than BUYING a home in London?
Переглядів 3 тис.3 роки тому
Hey guys in this video I highlight why I think renting in in London may be cheaper than buying. This is not definitive financial advice as circumstances differ so do consult with a licensed Financial advisor. Just my own opinion and outlook of the London property market. Feel free to skip around 00:00 Intro 01:37 Video Structure 01:47 Pros and Cons of Buying a house 04:50 Pros and Cons of Renti...
How I save 50% of my income in London|| What I spend in a month on food.
Переглядів 4,7 тис.3 роки тому
Hie guys In this video I talk about how I mange to save 50% of my income living by myself while I work in London. Chapters: 00:00 Intro 0:57 Financial goals 02:29: Budgeting 04:03 Waiting a week before any large purchases 05:19 Cancelling unused subscriptions 06:04 Shopping at low end supermarkets 07:59 Live below your means 09:30 REDUCTION and not elimination principle 09:55 Cooking at home 10...
Interning at a BIG 4 to become a Chartered Accountant
Переглядів 1,4 тис.3 роки тому
Hie Guys I did this video on my experience training at a Big 4 audit firm as a follow-up to the one I had done on the Journey to becoming a chartered accountant , if you have questions do leave them in the comments. Chapters 00:00 Intro 03:10 Work experience 06:49 Professional qualification and fees 07:59 Benefits of training at a Big 4 09:19 Struggles faced 10:57 Conclusion.
My Top 10 Tips for London Apartment hunting
Переглядів 1,8 тис.3 роки тому
I have been asked by some subscribers on the London apartment hunt guide and I thought I would do a video on how to go about the process for those who may be moving to London. Chapters to skip around: 00:00 Intro 00:44 First points to consider 01:38 Tip 1- Property search 03:54 Tip 2- Apps and website to use for the search 04:50 Tip 3- Calculating cost of rent 05:35 Tip 4- Additional bills 06:5...
My journey to becoming a Chartered Accountant (from High School to Final Board Exam Qualification)
Переглядів 2,7 тис.3 роки тому
My journey to becoming a Chartered Accountant (from High School to Final Board Exam Qualification)
Weekend out in London-Kyoto Gardens and Notting hill tour | How much it costs to eat out?
Переглядів 1,3 тис.3 роки тому
Weekend out in London-Kyoto Gardens and Notting hill tour | How much it costs to eat out?
How I budget my salary as a Chartered Accountant working in London.
Переглядів 6 тис.3 роки тому
How I budget my salary as a Chartered Accountant working in London.
Moving to London - VISA and JOB Application process
Переглядів 7 тис.3 роки тому
Moving to London - VISA and JOB Application process
Cost of living in London | What your MINIMUM SALARY should be to move to London?
Переглядів 36 тис.3 роки тому
Cost of living in London | What your MINIMUM SALARY should be to move to London?
My First 10 Impressions about London | Culture shocks from a Zimbabwean girl's perspective
Переглядів 4,8 тис.3 роки тому
My First 10 Impressions about London | Culture shocks from a Zimbabwean girl's perspective
Welcome to my channel | Introduction video
Переглядів 1,6 тис.3 роки тому
Welcome to my channel | Introduction video

КОМЕНТАРІ

  • @IbrahimBarakat-o5d
    @IbrahimBarakat-o5d 26 днів тому

    Please help me to study in uk

  • @okuhlemyende
    @okuhlemyende Місяць тому

    If i do the CA(sa) route can i later on change to obtain the ACCA and if so would i be credited given that i did write exams during ca(sa)?

  • @sibusisondlovu7706
    @sibusisondlovu7706 Місяць тому

    Good - Pls encourage all Zimbabweans in SOUTH AFRICA - You are a True Patriotic Zimbabwean.

  • @blessednee5706
    @blessednee5706 Місяць тому

    Thank you Sharlene for a very lovely video. Another 🇿🇼🇿🇼 in the house🥳. I just came across your channel, you seem to be a very sensible and focused young lady. Well done for making such a difficult and very important decision to moved back home. Home is where the heart is. I salute you for that. I am your new subbie 🎉🎉and I will be following you to see where life takes you, but I know you will do well. Well done 👍🏽 and let God guide you 🙏🏽

  • @dereckchamboko9160
    @dereckchamboko9160 2 місяці тому

    As a person living in Harare, I would say your budget would be around the same if you were living in Harare.

  • @ianmiles2505
    @ianmiles2505 2 місяці тому

    To get the accent?

  • @africamathenjwa-lb7dn
    @africamathenjwa-lb7dn 3 місяці тому

    Your are so clever I must get in touch with you Would like to connect with. Your brains!!

  • @africamathenjwa-lb7dn
    @africamathenjwa-lb7dn 3 місяці тому

    Well organized sister your so clever go on!!

  • @DrIpelengObGyn
    @DrIpelengObGyn 4 місяці тому

    Binge watching your videos because I’m relocating back home to Botswana from 🇬🇧. I moved to the UK a few months ago from Czech and I’m realising it’s the same everywhere lol

  • @AllHope23
    @AllHope23 4 місяці тому

    Gweru!! My childhood hometown!!

  • @chiedzochangunda8795
    @chiedzochangunda8795 5 місяців тому

    Encouraged by the bold move. You made a good decision

  • @brendamotshabi9819
    @brendamotshabi9819 5 місяців тому

    How can you help me to go to the uk .for working purpose

  • @route2roots674
    @route2roots674 5 місяців тому

    Great video we should have a meet up as Zimbabwean content creators ❤🎉

  • @LebohangMasheane
    @LebohangMasheane 5 місяців тому

    Tell the difference between ACCA and SAICA

  • @tinomuvongamanjengwa9622
    @tinomuvongamanjengwa9622 6 місяців тому

    Wise decision, home is the best. 👌

  • @CarolineRubwe
    @CarolineRubwe 6 місяців тому

    We all miss home but cry the beloved country wishing it will be all okay home l will come running back as soon as yesterday

  • @Dee4467
    @Dee4467 7 місяців тому

    Well, I agree with everything you said... you cannot change the weather, the system and life is too short. I would love to move from England 🇬🇧 too... the road traffic accident vs the health care in Zim scares me now that I am a mother.... but we'll done sis

  • @gladysmtungira3910
    @gladysmtungira3910 7 місяців тому

    Well done young lady best decision you made and you will get a proper boyfriend in Africa 👏

  • @BakeaCupcake-tc6oi
    @BakeaCupcake-tc6oi 8 місяців тому

    I dont really get these videos. people always end up saying we need 2300 or 2600 a month and this is the basic . I dont know many people who make that amount. most people are making 1400 or less. a person working in Starbucks for example is not making anywhere near the amount of 2300 a month but they still love in London with a roof. im just a little confused. teachers in London are making 26 to 29 000 on average annual income. thats a teacher.

  • @kudakwashemarodza7802
    @kudakwashemarodza7802 8 місяців тому

    Thank you for the Video. I would like to know Job opportunities available for courses like CA and CMA in Zim and the possible Salary.

  • @miztiah
    @miztiah 9 місяців тому

    It breaks my heart when i here Zimbabweans in UK saying why would you go back to Zimbabwe. People are satisified to live poor in UK but cant live poor in Zimbabwe.

  • @kumbitag
    @kumbitag 9 місяців тому

    You jus earned a new subscriber sis. Joining u soon. ❤❤❤

  • @elishamuranda5793
    @elishamuranda5793 10 місяців тому

    So beautifully congradution dea❤ i want to be your body guard for life

  • @elishamuranda5793
    @elishamuranda5793 10 місяців тому

    Whaal that's great so swt so educated so beautifully

  • @mrplumtreeandfamily9899
    @mrplumtreeandfamily9899 10 місяців тому

    We are waiting to see more contents

  • @nhlanhlazulu63
    @nhlanhlazulu63 10 місяців тому

    Great insights thank you, looking forward to more content.

  • @mandlas.4305
    @mandlas.4305 11 місяців тому

    Just stumbled on your channel and I subscribed. Keep it up maGumbo.

  • @nisoshahabibzadeh
    @nisoshahabibzadeh Рік тому

    £300 000 for a 3 bedroom house in London?!? Where is that?!? I want that?!? There is no way you can buy a 3 bedroom house in London for even £800 000?!? Never mind £300000!

  • @ghostchipoko6929
    @ghostchipoko6929 Рік тому

    I was raised in UK and left back to South Africa for similar reasons. You're smart woman and figured out what most will realise when it's too late. Rather build where you are than procrastinate in a temporary country. Alot of people think "I'll save X amount then go back home" and never do. You need to learn how to survive in the environment you wish to be in. People saying they'll go back to Zim in 5 years are lying to themselves because in 5 years they still didn't learn what they needed to learn to survive in Zim. All the best.

  • @petronellamanyarara2079
    @petronellamanyarara2079 Рік тому

    Am thinking of moving home too....

  • @NGWENYAROMEO-ui7sh
    @NGWENYAROMEO-ui7sh Рік тому

    Thank you I’m abroad too but most of the time I miss to be home

  • @StianoeDewa
    @StianoeDewa Рік тому

    Hello anyone who knows how much are Acca fees , from registration fee , l want to start from scratch didn't even do accounting from the beginning

  • @MercyMushininga
    @MercyMushininga Рік тому

    I really appreciate this pane kungonakidzwq nekuti ndiri kuchando😢 peopl3 all around me are going l really dont feel its worth jt to go to that nation

  • @TDC145
    @TDC145 Рік тому

    I feel like you jumped the gun it's nearly impossible to buy property and have huge savings after only being in any country after 2 years I was born in the UK I have lived alone as an adult for 25 years I visit Zimbabwe twice a year if you can save £12k per year 3 more years of that kind of saving you will buy a very good property and make a good life for yourself

  • @phillipmhundwa642
    @phillipmhundwa642 Рік тому

    Will be relocating back to Zimbabwe soonest..seen it all here.

  • @todaishemangwiza1475
    @todaishemangwiza1475 Рік тому

    Great video!! Looking forward to more

  • @donaldraisi
    @donaldraisi Рік тому

    TBH The UK is not for single people.. All the issues to do with loneliness and meaningful savings, are attributed to being a single person. That's when people talk of lack of social life coz they basically have to work extremely hard to be able to save meaningfully and when you are free from work you've no one for companionship.

  • @niconkola9314
    @niconkola9314 Рік тому

    You should just park oll your staff inside the contains bring it all to Zimbabwe

  • @MsLennie14
    @MsLennie14 Рік тому

    just discovered this now .. waal its a great peace of advice for free.

  • @violetchapinduka9131
    @violetchapinduka9131 Рік тому

    Thank you..... Im new her and enjoying

  • @bonanincube5572
    @bonanincube5572 Рік тому

    Thank you for the variety of different types of issues which you speak about. I greatly appreciate your effort. Keep up the good work ❤

  • @iesroo
    @iesroo Рік тому

    London is gone

  • @Bandonthemove
    @Bandonthemove Рік тому

    Love your ideas and your purpose for leaving the UK. You're right the weather here is.......meh!.....I was born in my beloved Zimbabwe and it is 'Home' for me.........still. I have a family and history in the UK since 1975. BUT I still dream of my home there where I was born and raised. Young people like you inspire me and give me hope that one day my mweya - mudzimu will return and watch all of you flourish and be prosperous and happy!! Bless you!

    • @iesroo
      @iesroo Рік тому

      It was absolutely dangerously hot the other day it was like 27 degrees 28

  • @zeempofu138
    @zeempofu138 Рік тому

    What internet provider do you use and is it reliable. Currently in Zim on holiday and have spent a lot more than $60😢

  • @johnturton4918
    @johnturton4918 Рік тому

    Really interesting insight into why you moved back home! Totally understand why you opted to leave. The UK is not the be all and end all. Zim is on the up so I hear😃

  • @bensonsakutukwa4613
    @bensonsakutukwa4613 Рік тому

    Also thinking of coming back. Are Forensic Auditor jobs available

  • @Gweru_podcast
    @Gweru_podcast Рік тому

    lit

  • @mtdofficial2466
    @mtdofficial2466 Рік тому

    Honest and unbiased video 👏

  • @susanchirodzero6392
    @susanchirodzero6392 Рік тому

    Nooo way you are in Gweru too, recently relocated from SA to Gweru and also WFH😂

    • @junesdaughter5761
      @junesdaughter5761 2 місяці тому

      I'm wanting to relocate from the UK, I'm from Gweru as well. Where do you find the WFH jobs?

  • @patsonmandaza936
    @patsonmandaza936 Рік тому

    Thanks