Відео

I don’t pay ANYWHERE CLOSE to $6k/year on groceries (since I still live at home 😂) but I was thinking long term with this one. I’m moving in with my girlfriend this year and I eventually want a family etc. The ONLY question I have that I can’t get answered anywhere is, can I still take advantage of the 3% cash back on gas at charging stations or is it strictly gas stations??

With flat or matte paint in a bathroom, many times that type will absorb the moisture and create water spots. At least eggshell or semi-gloss for areas that can steam up. Also another huge benefit is to upgrade the homes insulation to current or future code requirements. That's the number one energy loss area and having an energy-efficient home never goes out of style! Create content

This is so helpful!

So you lose money replacing a garage door...

Whats wrong with Samsung appliances?

replacing 2nd floor windows is *another story* 😆 hilarious

What's the easiest and most convenient way to freeze/unfreeze can it b done manually by us online? Vs having to call in etc

Haha Americans have terrible healthcare haha rip

I wish someone would just say to him "That's why they call it the credit card *game*, Dave. Don't hate the game just because you sucked at it."

Hey Josh, The referral link dont work anymore. And wanted to use it.

Very nice Credit limit.

Interestingly, the Capital One Savor One card has more benefits than what the Capital One Quicksilver card offers. A person can still continue using both cards after graduating.

Hey Josh one question my limit is 300 I think I spent a little bit above 30 percent utilization for my first time am I screwed can I still recover it’s not do yet

Lmfao do not diy stone veneer please. Sincerely, a actual mason (who does natural laid stone not fake stone)

Wow! Highest CL I ever got was the CSP with $12,800. CFF was the second highest with $12,300. I have 0 debt and my credit score is a 780. I make a great income and for some reason the past 3 credit cards I had gotten (Amazon, citi card, and U.S. bank) I only have gotten a $500 credit line. Is this normal? 🤔 like I said 0 debt, good income, and 1 hard inquiry.

hope you're doing well in 2025!

Of course nobody is gonna get rich off of credit cards but I get between 1% and 5% cash back on all my purchases. I also have been trading stocks and options since 2002. Once I accumulate $400 cash back, I take that money and add it to my brokerage account and trade with it. I’ve never paid any interest so as long as you’re not buying crap that you can’t afford to pay off, I see it as a win. At least it has been for me.

@joshua.butler, Did you have any points built up on your other profile that were able to transfer over?

Yet George will talk how to save $20.00 bucks by using coupons or generics. Always remember Ramsey is trying to get you to buy their apps, books, and other products. By the way, I bought a Ramsey mug with my credit card and got it 2% cheaper due to cash back. Dave also says you are an idiot if you don’t have a burn rate of 8% on your IRA and don’t know what you’re doing if you get less than 12% returns. Only an idiot would use a debit card when traveling.

LMAO

Randomly stumbled across the REI card and wanted to see what there reward system was like, this was a good video Joshua. Thank you.

Lipstick?😊

Dave Ramsey hasn't been poor ever since his 30's he's a millionaire. People stop listening to people who are richer than you are for financial advice they don't know what it's to pay bills for that stuff is automatically withdrawn from their bank accounts. They don't pay rent. Stop listening to people like Dave Ramsey

PICTURES REFLEXIÓN 👍 BENDICIONES MY FRIENDS 🙏♥️🕊️

Worst conservatives credit card ever. I have never had such a disaster to pay the payment. I set up bill pay and it paid electronically. I called Coign and spoke to Andy, John, Justin and explained it is not a check that was sent. I was advised they only take a check. Well it shows electronic payment paid. Justin sent me an email afterwards saying blah blah how accounts works as though I haven’t paid a bill pay in my life. Then claims once a check is cashed thru bill pay all interest, and fees are removed. Lies lies lies. She literally spoke to my bank and they notified her of the electronic payment identification number. Yet in her email she states all fees and interest will be removed once they get this “check”. So basically RUN FROM COIGN FAST AND NEVER USE THEM! I emailed back that I need something in writing until this is figured out I won’t be charged as the money was already taken from my account. Another scam AMERICAN COMPANY CLAIMING TO BE CONSERVATIVE. I have never had to beg to pay a bill in my life until now. I obviously am not paying it twice. Something has to give here! DO NOT RECOMMEND COIGN IF YOU WANT YOUR SANITY.

Did they do a hard pull ? If yes. Which bureau. Thanks in advance.

The issue is the average American doesn’t even know how to manage themselves let alone they’re spending. Ultimately he’s teaching discipline which most people lack.

Does it make sense to carry both?

This is very bold. But i like this process. Great job

you are a pro!

Do we need a wells fargo bank account to apply bilt?

R.I.P. USBAR (for now anyway).

Thank you Joshua, I waz nervous when I pushed the submit button! I was approved for 4000. I'm happy with it! I clicked your link and was approved nervous as He🏒 🏒 😬But, Got it !!

Buy a good spray gun-$300-500 and it makes any painting project easy.

What a great scam.

i just got the business version if this card with an 8k limit. looking forward to stacking this with the executive membership.

Great video Some advice though Don’t move your hands so much. I learned this back in the day 🙂👍🏼

If you use the grocery category with the Venmo Visa, Walmart supercenter is 3%

I’m wondering if we should get a permit to do construction work in order to increase an equity? For ex: I bought a house with $500k, rehab $100k without permit, will it increase my property value? And after building/remodeling, how do people know that my property has increased its value? Do I need to get an appraiser then?

how soon after your first application did you get the denial email?

Can you use bilt to pay your mortgage or just for rent???

At 11:05- "When you call CitiBank, your zip code is pulled, and you get someone to speak in your accent." MY zip code must be the same as NEW DELHI! !!!

Most of these lose $...

Good job

Haven’t seen a new video in a while hope all is well!

THANK YOU! LOTS OF VALUE ON THIS VIDEO! WAS ABOUT TO BUY APPLIANCES AND GOOD THING I KNOW NOW TO BUY LG!

2016 chase only 3200 oh no I would be asking every 90 days

After being a signwriter for a decade I can’t tell you how much of a gimmick all those “cleaning items” you mentioned are, don’t waste your time or money on that crap, just wash out the brush and roller properly and let them dry like normal, no stupid spindoctor or brush brush needed.🙄

You are absolutely wrong. Bathrooms should be painted in a semi-gloss or a gloss to protect the walls against moisture. Especially smaller bathrooms that retain steam from the shower or walls immediately adjacent to water sources such as the sink and the shower door. Flat and matte paint will absorb water allowing it to seep into the drywall or gypsum board. Repeated exposure to water promotes mold growth which in turn poses a threat to human health. By using flat or matte paint, you are promoting an environment for toxic growth to thrive.

Why are all painting related?