I Ranked Travel Credit Cards for 2024 | From Best to Worst
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- Опубліковано 24 чер 2024
- With so many travel credit cards out there, it can be hard to know which ones are good and which ones you should avoid. So today, let’s rank travel credit cards from best to worst. I’ll cover cards from American Express, Capital One, Chase, Citi Bank, Wells Fargo, and Bank of America.
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Chase Trifecta: • The Chase Trifecta Is ...
Hilton Honors Aspire Card: • Why The Hilton Aspire ...
How I lower My Annual Fees: • How I Lower $2,500 Of ...
Why I Upgraded My Platinum Card: • Here's Why I Upgraded ...
6 Chase Tips and Tricks: • 6 Chase Hacks You NEED...
7 Amex Trips and Tricks: • 7 American Express Hac...
Green Card and Everyday Preferred Card Review: • Say Goodbye to the Gol...
Intro: 0:00
Bilt MasterCard: 0:32
Venture Card: 2:17
Venture X: 4:07
Sapphire Preferred: 5:45
Sapphire Reserve: 7:06
Citi Premier Card: 8:45
Wells Fargo Autograph Card: 10:23
BoA Premium Rewards Elite Card: 11:42
Green Card: 13:21
Gold Card: 14:47
Platinum Card: 16:09
DISCLAIMER: Please note that Matt is not a professional financial advisor. The insights provided here are for educational and entertainment purposes. It's advisable to conduct thorough research before making any financial decisions.
Quick Correction! Around 4:21, I said "$359 annual fee" when I should have said "$395 annual fee"
Great rundown. I appreciate your videos.
Thank you!! Always nice to hear!!
I really enjoy your channel! Keep up the good work!
Thank you for the support! It means a lot!
One of the better ranking videos with great insight into the actual cards…Thanks!
Thank you!!
Nice video! Thanks
Glad you liked it!
Great vid
Thank you!!
Good video. Would like to see duo or trio card set up in a tier list. This might be interested to see too
Oh that’s a good idea! I’ll add that to my videos list!! Thank you!
I'm in agreement with all of the other people commenting on this post. Nice video!! Could've given the Venture card a little more love though!!
Hahaha fair enough!! Maybe I’ll bump it up a tier next time I do a ranking video!!
You did the same hand gesture 685 times.
Hahaha darn. My goal was 700 😂
Who cares!!! He's dropping gems!! Ya'll worry about the wrong things😅
@@ashleybrown3875🤡
You forgot the Altitude reserve! that'd be an interesting one to rank
Yes, I did. I realized that partway through editing this video. I would rank in B tier. Lots of great perks and nice multipliers. But for me, it's limited by not having transfer partners.
The CSR should be in S+ tier if you factor in that you can earn UR points from other no AF Chase cards that have different multipliers (CF, CFU, CFF, Ink..etc). The UR point is also the easiest point that you can get value back. Bilt is only good for renters, not homeowners. Amex Plat is very complicated , and it's set up in a way that you really have to spend a lot to get the value black.
You make some good points! Thanks for sharing!
Id consider the platinum card at S tier or atleast A-Plus lol
90% of people wont be able to effectively use all the credits (seriously...Equinox? Walmart Plus?)
Buut it does get offset by the satuses the card provides and other hidden benefits. To put into perspective:
I booked a hotel through amex with the platinum card (fine hotels+ resorts) and took advantage of the benefits booking that way gave. Also with the hilton gold status the platinum card gives me, I recieved a room upgrade to a suite and also the complimentary food& beverage credit with hilton gold status.
I had over $200 in combined food credits, a room upgrade worth over $200 a night, and the $200 travel credit from the platinum card itself.
Thats over $600 in value in just a single weekend trip. Arguably more because to achieve hilton gold status, that requires 40 stays/20 nights at hilton hotels per year!
BOA premium rewards elite would be a top card if only they raise their travel and dining points from 2 to 3. With preferred rewards this can boost return on spend on travel/dining to 5.25% along with an industry best of 2.625% on all other spend with no foreign transaction fees. It is kind of weird that they have the same multipliers for the elite version vs the non-elite version of their travel card with only $95 annual fees and $100 airline incidental credit.
Agreed! All they need to do is bring up those multipliers and this card could be a real contender.
1. The wierd thing about Citi is that the only No Annual Fee Card they have with Limited Travel Protections is their Costco Anywhere Visa Card.
2.American Airlines was just dropped.
Matt, where would you rank the Altitude Reserve?
In hindsight, that would have been a good card to add to this list. I think I would put it in B tier. 3x back on mobile wallet purchases opens up a lot of possibilities to earning points. But I think without transfer partners, it's going to live in that B tier for me. Where would you put it?
For the venture X credit card, you have to do everything through their portal to reap the benefits. What's your experience using the portal? I've heard mixed reviews.
It's worked well for me so far. I have booked a few hotels without an any issues. Don't forget that you can cover any travel purchases put onto the card with your Capital One Miles at 1 cent per point. I do that a lot for Rental Cars
Thank youuuu 🫡
You're very welcome!!
I think you’re spot on. The Gold Card is by far and away the best CC that gives me the most points every year in my wallet and I have the Platinum and Reserve which I use as well. I would have placed the Hilton Aspire in there somewhere; probably in the A/S category. Great video. Would like to see your take on ranking airline and hotel credit cards against the mid to premium cards if you had the chance.
I'm actually thinking about making that video. I kept this list to non co branded cards. But an airline and hotel ranking video would be great!
I'm here for it. Thanks!@@Spend.Earn.Travel.
Amex platinum s tier
Free for Military members that saves 695.
Certainly a great perk if you are in the military!
The bilt is situational on your personal situation.. A if you rent, C if you own.
Same for the Gold. For Major metro Live rural and the gold is a poor choice. Even suburban locations and the uber credits are not realistic. The truth of UE and GH the same food costs more. You get a credit to help the food cost what it would without the service but that's not a credit on value. The gold is a pass for us.
I see your point with the Bilt. I ranked it higher because it is great for those paying rent, even though I don't personally. If I was ranking on my personal usability, it would be lower.
But I disagree a little bit with the Gold Card. I would argue that everyone needs groceries no matter where you are. I think it's more about the amount of groceries. If you're only spending $300/month its probably not worth it. But $500/month or more I would say its a good choice. And don't forget about pickups with Uber Eats. It doesn't cost more. It's just like ordering online, then you go pick it up. No delivery fee! Same with GrubHub!
Great thoughts! Thanks for commenting. I love hearing everyones thoughts on the cards!
Amex gold + Venture X + Citi Custom cash = ❤
That would be a great setup! Multi point programs!
Hi Matt... Capital One Venture is also currently offering a 75K Intro Offer for only a $95 AF... As a result, would you still keep them in the C Tier? Thanks in advance...
I think I would. Will it does work great in year 1, the card doesn’t offer much in year 2 and beyond. If it had a travel credit or dining credit, then I would probably bump it up to B tier.
Where would you rank it?
It is a great option if you’re looking to get a big welcome offer, hold it for a year then potentially cancel it.
@@Spend.Earn.Travel. Thanks... I asked because I've been contemplating to apply for either the Venture or the Venture X, and you're right, I would really prefer $300 Travel Credit on the X instead... I just wish the 75K Offer was a little better on the X...
I have 14 travel cards and this is how I rank my 14 cards:
RANKING:
#14 Southwest Performance Biz
#13 Chase Freedom Flex
#12 JetBlue Plus
#11 Chase World of Hyatt
#10 IHG Premier
#9 C1 Venture X
#8 Amex Gold
#7 Chase United Club
#6 Citi AAdvantage Executive
#5 Chase Sapphire Reserve
#4 Amex Delta Reserve Biz
And My Top Three:
#3 Amex Hilton Aspire
#2 Amex Marriott Brilliant
#1 Amex Platinum 💕
Wow, that's a great list!!
@@Spend.Earn.Travel. Yeap. I am around $5,300 cumulative AFs. Will be adding the Chase Ritz Carlton card in August. I have the Chase Marriott Boundless for this product change but didn’t count it on my ranking. Once I get my Chase Ritz Carlton card I am sure it will get my 3rd place and bump the Hilton Aspire to 4th place. This will put me at $5,750 AFs 🍻😎 worth every penny 😂
6:28 what is online dining?? 🧐 seriously, the primary CDW on the Chase Sapphires is a unique advantage, and why I keep and use the CSP
Haha whoops. Online groceries*
Citi doesnt deserve D in my opinion. It has some tranafer partners that others dont. The $100 hotel credit isnt credit but i think its similar to the preferred where you're just getting it for the Citi transfer partners and then use the citi custom cash for 5x back
10 days later of uploading this video BOA already reduced its welcome offer from 75000 points,
60,000 online bonus points offer - a $600 value
I’m still seeing 75k. Are you referring to the Premium Rewards Card?
Never understood travel cards
Cash back cards are travel cards to
You’re just getting points use it how you want .
I get about 1000 cash back every month or two
Plus I can pick when I want to travel without their portal limiting me . I go when I go not when they say .
4:21
Whoops. Thanks for catching that. I'll pin a correction in the comments. Good ear!
Bilt is a f for me
Can’t help but notice the entire video you keep making the same hand gestures lol. Just a weird thing to point out 😂
Hahaha my kids like to point that out as well 😂 I’ve tired not doing it…. It doesn’t work.
😂
Hey! Have you need a editor?
I think I’m all set. I enjoy the editing!