Sethisfy Personal Finance
Sethisfy Personal Finance
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Using Miles For 2.5-Hour Business Class Flight… Worth It?!
Booked a relatively short trip to Bangkok via Singapore Airlines Business Class with my KrisFlyer miles… hey it was on sale because of Spontaneous Escapes!
📲 Get updates and deals to earn more miles! sethisfy.com/telegram
✈️ Is biz class worth it? Watch this: ua-cam.com/video/DuKzUgsMgh4/v-deo.html
Переглядів: 10 590

Відео

Last Minute Ways to Reduce Tax! Final Chance For MRSS Tax Relief
Переглядів 6 тис.14 днів тому
Save tax with days left in 2024! Some tips are great for 2025 too, so watch on for ways to reduce your tax and increase your savings. 📲 Get free updates and great deals: sethisfy.com/telegram 【This video is sponsored by Moomoo SG】 💰 Up to S$2,266 in welcome rewards for new users! 💵 Build your portfolio over time with daily, weekly, bi-weekly, or monthly recurring investments, starting from as l...
Best Credit Cards, Bank Accounts, and App of the Year - Revealed!
Переглядів 7 тис.21 день тому
Here are the best cashback and miles credit cards, app of the year, bank accounts and more! 📲 Get free updates and great deals: sethisfy.com/telegram (search “calculator” in Telegram) 【This video is sponsored by Moomoo SG】 💰 Up to S$2,266 in welcome rewards for new users! 💵 Build your portfolio over time with daily, weekly, bi-weekly, or monthly recurring investments, starting from as low as US...
How Much to Retire? I Made a Simple Calculator For That
Переглядів 7 тис.Місяць тому
I made a simple calculator to see how much is enough to retire in Singapore 📲 Get free updates and great deals: sethisfy.com/telegram (search “calculator” in Telegram) 【This video is sponsored by Moomoo SG】 💰 Up to S$2,266 in welcome rewards for new users! 💵 Build your portfolio over time with daily, weekly, bi-weekly, or monthly recurring investments, starting from as low as US$10. 🔗 Get Promo...
Asking CPF Members About Their Income and Thoughts on CPF!
Переглядів 7 тис.Місяць тому
I asked CPF members how much they earn as well as their thoughts on pay increment, CPF, and how much they need to retire! 📲 Get free updates and great deals: sethisfy.com/telegram 【This video is sponsored by Moomoo SG】 💰 Up to S$1,034 in welcome rewards for new users! 💵 Existing moomoo user? Get as much as S$360 for depositing fresh funds! 🔍 See article for requirements and steps 🔗 Details: set...
I’m Selling My 1-Bedroom Studio Loft!! (Hillier Condo Above HillV2)
Переглядів 25 тис.2 місяці тому
Selling my one-bedroom apartment at Hillview area - email offers to contactsethisfy@gmail.com serious buyers only thanks! We can discuss whether this is sold with lease (with me renting) or without. 【This video is sponsored by HomePay】 🏡 Buying and/or renovating your place soon and wary of reno scams? 💳 Want to earn rewards on your credit card? 📲 Use HomePay! See article for details and promo c...
TOP EARNING Miles & Cashback Cards For Your Spending in Late 2024!
Переглядів 14 тис.2 місяці тому
These are the best credit cards with the highest miles and cashback earn rates! 📲 Get free updates and great deals: sethisfy.com/telegram 💳 DBS yuu: sethisfy.com/breaking-yuu-rewards-club-adds-krisflyer-miles-redemption-dbs-yuu-card-can-now-earn-10-miles-per-dollar/ 💳 UOB Lady’s: t.me/sethisfying/1319 💳 HSBC Live : sethisfy.com/ready-player-2-side-stepping-the-hsbc-live-quarterly-cashback-mecha...
BEST Travel Card: I Tested and Ranked 9 Cards For Overseas Spending!!
Переглядів 16 тис.2 місяці тому
I tested 9 different cards to see which gave me the best rates, miles, and/or cashback! Trust Cashback Card: JP8171J5 (get S$5 to S$1,000) Instarem Amaze: sethisfy.com/c/amaze (code iQYZTH: get 225 points) YouTrip: sethisfy.com/youtrip (get S$5) Mari Credit Card: sethisfy.com/c/maricc (code 5HCT18VM: get $10) BigPay: MCMVZQCHF7 (get S$5) Maybank: sethisy.com/cards/maybank DCS Flex: t.me/sethisf...
Asking 5-Figure Earners to Reveal Their Incomes!
Переглядів 13 тис.3 місяці тому
How much do popular finfluencers like Kelvin Learns Investing and Josh Tan (Astute Parent) earn?! I ask them plus Sean Foo, Xuan Kai, SG Budget Babe, Chris HoneyMoney, and Arigato Investor! 📲 Get free updates and great deals: sethisfy.com/telegram 【This video is sponsored by MoneySmart】 Watch the Maybank Family & Friends video: ua-cam.com/video/KxPA7pHae6I/v-deo.html Get S$30 Changi Rewards Fle...
Maybank Family & Friends Just Made 8% Cashback Much Easier!
Переглядів 10 тис.3 місяці тому
The same high 8% cashback now much easier to use! Maybank F&F card has been significantly improved so much one has to wonder if this is the best cashback card for many people 📲 Get free updates and great deals: sethisfy.com/telegram 【This video is sponsored by MoneySmart】 Get S$30 Changi Rewards Flexi e-Voucher S$20 iShopChangi voucher (worth S$50) when are the first 500 approved applicants to ...
BREAKING: Get 10 Miles Per Dollar With DBS yuu!!
Переглядів 11 тис.3 місяці тому
DBS yuu was a massive 18% rebates card, and now it’s an huge 10 miles per dollar miles card?! Fasten your seatbelts and let’s find out everything about this latest upgrade to the card 📲 Get free updates and great deals: sethisfy.com/telegram 💳 DBS cards: sethisfy.com/cards/dbs 【Sponsored by POSB】 💰 Credit your salary for 3 months and get S$300?! Spend S$500 per month across your POSB/DBS Credit...
Revealing My Passive Income From Savings in 2024! 🔔 Last Week For 5.94% p.a
Переглядів 14 тис.3 місяці тому
Revealing My Passive Income From Savings in 2024! 🔔 Last Week For 5.94% p.a
Asking Jurong Residents About Their Incomes! (Ft. 1M65 Mr Loo)
Переглядів 16 тис.3 місяці тому
Asking Jurong Residents About Their Incomes! (Ft. 1M65 Mr Loo)
15% Cashback?! Here's What You Can Use Trust Cashback Card For
Переглядів 11 тис.4 місяці тому
15% Cashback?! Here's What You Can Use Trust Cashback Card For
Still Using CPF for T-Bills? Here’s What I’m Doing Instead
Переглядів 14 тис.4 місяці тому
Still Using CPF for T-Bills? Here’s What I’m Doing Instead
Interest Rates Falling Soon - Here’s What I’m Doing NOW
Переглядів 25 тис.4 місяці тому
Interest Rates Falling Soon - Here’s What I’m Doing NOW
Only 36,400 Miles For Business Class to Osaka?! Tips and Tricks For Spontaneous Escapes
Переглядів 5 тис.4 місяці тому
Only 36,400 Miles For Business Class to Osaka?! Tips and Tricks For Spontaneous Escapes
Avoid Traps of Credit Cards After Watching This! [Dobin]
Переглядів 6 тис.5 місяців тому
Avoid Traps of Credit Cards After Watching This! [Dobin]
Revealing My Income Over the Years
Переглядів 20 тис.5 місяців тому
Revealing My Income Over the Years
5.94% p.a With UOB Savings Promo! But Consider This Instead
Переглядів 14 тис.5 місяців тому
5.94% p.a With UOB Savings Promo! But Consider This Instead
How Much Do You Earn? Asking Singaporeans About Income!
Переглядів 40 тис.6 місяців тому
How Much Do You Earn? Asking Singaporeans About Income!
MAJOR Updates to my Credit Card Strategy!
Переглядів 16 тис.6 місяців тому
MAJOR Updates to my Credit Card Strategy!
$5,000 Income is Enough to Live Comfortably in Singapore
Переглядів 15 тис.6 місяців тому
$5,000 Income is Enough to Live Comfortably in Singapore
Is HSBC Live+ the Best Cashback Card?! REVIEW
Переглядів 13 тис.6 місяців тому
Is HSBC Live the Best Cashback Card?! REVIEW
Watch This Before Cancelling Your HSBC Revolution!
Переглядів 12 тис.6 місяців тому
Watch This Before Cancelling Your HSBC Revolution!
6% pa Guaranteed?! Examining BigFundr, Chocolate Finance and More!
Переглядів 12 тис.6 місяців тому
6% pa Guaranteed?! Examining BigFundr, Chocolate Finance and More!
6.7% Cashback UOB EVOL “Enhanced” to 10%??
Переглядів 8 тис.7 місяців тому
6.7% Cashback UOB EVOL “Enhanced” to 10%??
Ranked: Top Credit Cards From OCBC, UOB, HSBC, StanChart, and Maybank!
Переглядів 15 тис.7 місяців тому
Ranked: Top Credit Cards From OCBC, UOB, HSBC, StanChart, and Maybank!
Is Retiring Early a LIE?! Asking Kyith About Reaching Financial Independence
Переглядів 12 тис.7 місяців тому
Is Retiring Early a LIE?! Asking Kyith About Reaching Financial Independence
Ultimate Way (and Hack) To Pay Income Tax For Cashback and Miles!
Переглядів 10 тис.7 місяців тому
Ultimate Way (and Hack) To Pay Income Tax For Cashback and Miles!

КОМЕНТАРІ

  • @user-po7cm3nr7p54
    @user-po7cm3nr7p54 23 години тому

    I saw a lot of ppl recommending Trust CC for foreign currency spend because of no FCY and it gives 1% cashback. If we are spending more than 500sgd online, is it better to use the Citi SMRT card because it gives 5% cashback - 3.25% FCY = total 1.75% net benefit compared to Trust CC with just 1% cashback?

  • @reelenginestudios
    @reelenginestudios 3 дні тому

    Super helpful for anyone considering using miles for upgrades! With some sharp edits and visuals, your content could go even further. Let me help you make it next-level while you focus on creating more travel hacks!

  • @terenceang3857
    @terenceang3857 4 дні тому

    I like the fast track immg clearance which i thought is good deal esp when there is a crowd.😊

    • @Sethisfy
      @Sethisfy 4 дні тому

      Yeah indeed that was very nice to have, saves time and feels like VIP 😄

  • @SaadonAksah
    @SaadonAksah 5 днів тому

    Thanks for sharing 👍

  • @liudaniel6656
    @liudaniel6656 6 днів тому

    The floorarea of this unit is?

  • @andygui2044
    @andygui2044 6 днів тому

    pay by the mobile app is it online payment...TQ

  • @titusk8869
    @titusk8869 7 днів тому

    Sounds very whiny and entitled la Complain lounge n no cocktails

    • @Sethisfy
      @Sethisfy 7 днів тому

      Aiya then you don’t complain about my video also la otherwise very whiny and entitled also 🤭🤭 haha thanks for the comment

  • @cydoge
    @cydoge 9 днів тому

    what is the couple channel?

  • @moonsterla
    @moonsterla 9 днів тому

    Thanks for sharing! Curious - was it better to exchange money at the airport, or use Wise/Revolut/etc to exchange then withdraw the cash from an ATM in Thailand? Given the amount does not exceed the free withdrawal limit

    • @Sethisfy
      @Sethisfy 8 днів тому

      Bangkok ATMs charge 220 THB withdrawal fee even if your multi-currency card doesn’t charge a fee. Unless you are using UOB account which is free but I guess also subject to UOB’s rate

    • @moonsterla
      @moonsterla 8 днів тому

      @@Sethisfy I see, thanks Seth!

  • @kaiwen5500
    @kaiwen5500 9 днів тому

    Hello Sethisfy, how you get the return flight under Spontaneous Escape Promo. I thought is only for one way - SG to BKK? 😃

    • @Sethisfy
      @Sethisfy 9 днів тому

      You can book both ways if there is availability

  • @SuckPacifierBoy
    @SuckPacifierBoy 9 днів тому

    Happy 2025 ..Huat ah

  • @uglykid1250
    @uglykid1250 9 днів тому

    So??? No money biz class....take liao compare this and that. Don't xia sway spore

    • @Sethisfy
      @Sethisfy 9 днів тому

      Don’t worry I compared this and that for Suites also: ua-cam.com/video/5u05PnwE5HA/v-deo.html

    • @uglykid1250
      @uglykid1250 9 днів тому

      @@Sethisfy knnbccb. FO

    • @uglykid1250
      @uglykid1250 9 днів тому

      @Sethisfy kan yr ni lau bu ccb

    • @Sethisfy
      @Sethisfy 9 днів тому

      My laubu already got my laopei, and I brought them along for one of the trips too! You can check that out here: ua-cam.com/video/xp25ysCvDXk/v-deo.html

    • @uglykid1250
      @uglykid1250 9 днів тому

      @Sethisfy FO xia sway

  • @weiliangchng1537
    @weiliangchng1537 9 днів тому

    Got nth better to do

    • @Sethisfy
      @Sethisfy 9 днів тому

      I do videos as a job while you’re commenting for free, so… 😉 If you have nothing better to do, please watch and comment on my other videos too to boost them as well 🙏🏼 Thanks!!

  • @farmer9583
    @farmer9583 9 днів тому

    What's the channel for another guy please?

    • @Sethisfy
      @Sethisfy 9 днів тому

      He is going to start one Soon™

  • @sosooksssssss
    @sosooksssssss 9 днів тому

    love #sethisfymath haha

  • @mrdonniegoh
    @mrdonniegoh 9 днів тому

    Agreed that T3 KF lounge is so much better than T2! Sadly, they doesnt print the blue boarding pass for J class already 😢

    • @Sethisfy
      @Sethisfy 9 днів тому

      They still do as long as you go to their manned check-in counter

    • @tanjoel2185
      @tanjoel2185 8 днів тому

      It’s shows you don’t take J on a regular basis 😊

  • @leewai
    @leewai 9 днів тому

    I like thesethisfymath (logically justify your own crazy work 🤣 First time to see co-vlog. Lessen your burden to talk so much.

    • @Sethisfy
      @Sethisfy 9 днів тому

      Hahaha #sethisfymath understands it is irrational to make every decision rationally :D

  • @lauratan7674
    @lauratan7674 9 днів тому

    BKK is defo worth it! Please do a star alliance lounge safari at BKK airport on your return flight! (my fav is Royal Orchid Prestige Lounge - supposedly the private room equivalent of Thai airways, near gate D the SQ flight gates)

    • @Sethisfy
      @Sethisfy 9 днів тому

      Yes we did that but I think I missed out on Royal Orchid! Will check that out in April ✌🏼 Thanks!!

  • @umeshutan6959
    @umeshutan6959 9 днів тому

    Never listen to Finflueeeeeee

  • @plutoniumf1y
    @plutoniumf1y 9 днів тому

    #sethisfymath 🤣🤣

    • @Sethisfy
      @Sethisfy 9 днів тому

      *math symbols fly out* 😂

  • @Sethisfy
    @Sethisfy 9 днів тому

    📲 Subscribe for updates and deals! sethisfy.com/telegram ✈ Is biz class worth it? Watch this: ua-cam.com/video/DuKzUgsMgh4/v-deo.html

  • @yh3428
    @yh3428 10 днів тому

    Too fast

  • @keeganphay5
    @keeganphay5 13 днів тому

    What’s a good cashback card that can get a net gain of cashback when I use card up or I pay my

    • @Sethisfy
      @Sethisfy 9 днів тому

      I wrote a guide here: t.me/sethisfying/1076

  • @InvestingEducation
    @InvestingEducation 16 днів тому

    Why the mrrs not eligible for senior citizen above 70?

    • @Sethisfy
      @Sethisfy 16 днів тому

      2025 onwards no age limit

  • @jesslynnsh
    @jesslynnsh 16 днів тому

    Thanks for sharing

    • @Sethisfy
      @Sethisfy 16 днів тому

      Thanks for watching! Appreciate the comment

  • @geri_8
    @geri_8 16 днів тому

    Hi Seth, referring to 4:09 - you mentioned there's no more age limit in 2025, (1) meaning I will still enjoy tax relief if I top up parents (above 70 years)' CPF, and (2) for example if I top up $8,000 to my mum's CPF MA, she will enjoy a matching grant of $2,000 from the government whereas I will be eligible for $6,000 of tax relief from the $8k cash top up? Do you happen to know (3) if my parents are still working, can I top up their CPF to get tax relief still? (I only found on CPF website about topping up to sibling or spouse, the recipient's income in the previous year needs to be below $8,000 then can be considered eligible for tax relief) Thanks!

    • @Sethisfy
      @Sethisfy 16 днів тому

      Yes sounds about right as long as they meet the MRSS requirements. Don’t think there’s any income requirement for tax relief on CPF top up for parents.

  • @htunhtun22
    @htunhtun22 16 днів тому

    Hi bro , How to pay ntuc income insurance payment can be accumulate as eligible spend for maybank platinum visa card . I cant use cardup payment method for ntuc income insurance . Which payment method can use ? Thanks

  • @hockannleow9559
    @hockannleow9559 16 днів тому

    To get $2000 match in 2025, I'm wondering if I can top up $2000 each to both my dad and mom's RA account? Then, top up the remaining $4000 to my mom's MA account. In this way, I can get a total $8000 cpf tax relief and they also can get MRSS. Not sure if this works? Pls advice?

    • @Sethisfy
      @Sethisfy 16 днів тому

      You can top up up to $2,000 per parent in 2025 and get MRSS. But no more tax relief on top ups matched by MRSS as mentioned in the video. This year (2024) is the final year to get tax relief on MRSS

  • @Sethisfy
    @Sethisfy 16 днів тому

    📲 Get free updates and great deals: sethisfy.com/telegram 【This video is sponsored by Moomoo SG】 💰 Up to S$2,266 in welcome rewards for new users! 💰Get additional S$80 exclusively when sign up through my link. 💵 Build your portfolio over time with daily, weekly, bi-weekly, or monthly recurring investments, starting from as low as US$5. 🔗 Get Promo and Details: sethisfy.com/moomoo

  • @aekal93
    @aekal93 18 днів тому

    Rewards + Amaza. Still 4mpd for overseas spend?

  • @SuckPacifierBoy
    @SuckPacifierBoy 18 днів тому

    Thanks for sharing

  • @asisatan3731
    @asisatan3731 19 днів тому

    please share free excel here thanks

  • @Emz66888
    @Emz66888 20 днів тому

    Hi, how do you account for the monthly expenses as it will affect how many years the income and savings will last.

    • @Sethisfy
      @Sethisfy 20 днів тому

      The monthly income is assumed to be completed consumed. This is taken into consideration when calculating the number of years the amount would last. So if the expenses is less than the monthly income, it would last longer and if more, it would last a shorter period of time.

    • @Emz66888
      @Emz66888 20 днів тому

      @Sethisfy thanks for explaining! It's clear now

    • @Sethisfy
      @Sethisfy 20 днів тому

      Glad it helps! Thanks for watching and commenting :)

  • @htunhtun22
    @htunhtun22 21 день тому

    Hi bro , how am i check minimum spend $S500 for citi smrt card ? thanks

    • @Sethisfy
      @Sethisfy 21 день тому

      Use Citi app to manually total up your current month’s transactions

  • @ysx7
    @ysx7 21 день тому

    You should put timestamp.

  • @Sethisfy
    @Sethisfy 22 дні тому

    📲 Get free updates and great deals: sethisfy.com/telegram 【This video is sponsored by Moomoo SG】 💰 Up to S$2,266 in welcome rewards for new users! 💵 Build your portfolio over time with daily, weekly, bi-weekly, or monthly recurring investments, starting from as low as US$10. 🔗 Get Promo and Details: sethisfy.com/moomoo Sign up with links below for sign-up rewards! 💳 DBS yuu: sethisfy.com/c/dbsyuu 📲 yuu app: sethisfy.com/yuuapp (enter code Q1Y4J3GW for 2,000 points worth S$10 or 556 miles) 💳 Citi Rewards: sethisfy.com/cards/citibank 💳 Maybank Family & Friends: sethisfy.com/cards/maybank 💳 HSBC Live+: sethisfy.com/c/hsbclive+ 📲 heymax: sethisfy.com/heymax (get bonus miles) 📈 moomoo: sethisfy.com/moomoo 📲 Chocolate Finance: sethisfy.com/chocolate

  • @Painting_universe_kindness
    @Painting_universe_kindness 23 дні тому

    who will not get upset?

  • @JiEN0011
    @JiEN0011 23 дні тому

    Hi, may I know is there a cap for this? means if I spend more than $600, let's say $1000, will the points still be 36x?

    • @Sethisfy
      @Sethisfy 23 дні тому

      35X for the first $600 on yuu merchants. 10X points beyond $600

    • @JiEN0011
      @JiEN0011 23 дні тому

      @@Sethisfy oh.... so I should use other cards when i have spent $600.

    • @Sethisfy
      @Sethisfy 23 дні тому

      ​@@JiEN0011 Yup S$600 is the sweet spot

    • @JiEN0011
      @JiEN0011 23 дні тому

      @@Sethisfy thank you very much for this great video. appreciated.

    • @Sethisfy
      @Sethisfy 23 дні тому

      Glad it was useful. Subscribe to the Telegram for updates and great deals! 🙏🏼

  • @juancelop
    @juancelop 24 дні тому

    "In-fact this is after I clean up" line cracked me up while enjoying your walkthrough. Pretty apartment, considering buying a home in Singapore in the years to come thanks to your guide in your channel!

    • @Sethisfy
      @Sethisfy 23 дні тому

      Thanks for watching and commenting. Good luck for your home-buying!!

  • @JayantiNiran
    @JayantiNiran 25 днів тому

    I AM from India

  • @aaargh3965
    @aaargh3965 27 днів тому

    What kind of lame broken English are you speaking at the end? Jesus...

    • @Sethisfy
      @Sethisfy 27 днів тому

      There are ENTs you can consult for your hearing impairment. Hope this helps!

  • @sharonteo2210
    @sharonteo2210 29 днів тому

    Will using Trust Link Card be a better alternative?

  • @HappyPat312
    @HappyPat312 Місяць тому

    $1700 doesn't pay for rent. Did I miss something?

    • @tritonyeah
      @tritonyeah 17 днів тому

      just covers car loan lol

  • @minleichong4027
    @minleichong4027 Місяць тому

    Hey Sethisfy, you're amazing at what you do! Thank you for sharing your insights-it really helps people like us understand insurance beyond just the words of an agent. You’re giving us a chance to study policies more transparently, and I truly appreciate it. A big heartfelt thanks-keep up the great work!

    • @Sethisfy
      @Sethisfy Місяць тому

      Thank you for the kind words and thoughtful comment, especially on content that tends to get ugly remarks from agents. Appreciate it 🙏🏼

  • @zodei
    @zodei Місяць тому

    really not ez but you made it! thanks for sharing

    • @Sethisfy
      @Sethisfy Місяць тому

      Thanks for the kind words :)

  • @JohnLee-o9p
    @JohnLee-o9p Місяць тому

    I'm keen, how much you selling for?

    • @Sethisfy
      @Sethisfy Місяць тому

      Hi please email me (address in description box). Thanks!

    • @JohnLee-o9p
      @JohnLee-o9p Місяць тому

      Emailed ​@@Sethisfy

  • @Mypastime-ei4fz
    @Mypastime-ei4fz Місяць тому

    I were nominated to receive the Gift Voucher . How to Cash it/transfer to bank Any ideas?

  • @neodro4831
    @neodro4831 Місяць тому

    where is the link to the calculator?

  • @hosayleow3096
    @hosayleow3096 Місяць тому

    By the way, thank you for this hack. I managed to use all my remaining NS Credit to pay my credit card bill. This way, I don't have to do any unwanted buying or what I call "force buying". Every cent of my NS Credit was properly and well spent.

  • @hosayleow3096
    @hosayleow3096 Місяць тому

    Under your Method 2 is a link for axs website. When I clicked on it, it didn't work. The page doesn't load. Just fyi.