Still Using CPF for T-Bills? Here’s What I’m Doing Instead

[@Sethisfy]

👉🏼 Want timely updates and great deals? Subscribe for FREE: sethisfy.com/telegram

[@gamekidz99]

Great video. Thanks.

[@Sethisfy]

Glad you liked it! Thanks for leaving a comment to boost the video

[@Marcus-qw9sx]

should check dbs for the t bill calculation

[@dannyteo9618]

Why 7 months of interest was lost instead of 2 months @ 2:05. can explain? thank ya.

[@Sethisfy]

Sep: withdraw from CPF, t-bill starts
Oct to Feb: in t-bill
Mar: t-bill matures, funds go back CPF
You won’t get CPF interest for these 7 months

[@dannyteo9618]

@@Sethisfy Tq

[@haha54609]

Gone were the days where u use OA for Tbill....keep ur OA...in ur OA....use ur spare cash in etf like schg, qqq,qqqm and spy

[@asisatan3731]

please compile into excel & share here thanks

[@deanlee1003]

This dimensional fund is under stock category in CPF where u can only invest one-third of OA or like Tbills where u can invest any amount above 20k of OA?

[@Sethisfy]

Any amount above 20,000

[@derekbystander]

Cimb 3.5

[@serweilim8831]

How about using CPF for time deposit?

[@Sethisfy]

Similar issues with t-bills actually, though you can time the withdrawal and maturity better. Also I think rates are weaker but do share if there are any banks offering CPF time deposits with rates above 3%

[@serweilim8831]

@@Sethisfy Thanks for the reply!

[@candywisdom]

Maybank 3.2% 12 months cpf fixed deposit ​@Sethisfy

[@candywisdom]

Ocbc 3% 5 months cpf fixed deposit

[@steventay5834]

3% is still higher than OA 2.5%

[@Sethisfy]

Please watch the video. If you use new CPF funds to invest in the 26th September t-bill and the cut-off yield is 3%, you will be better off leaving your funds earning 2.5% p.a. in your CPF OA.

[@steventay5834]

@@Sethisfy is a roll over lah. I have been buying T-bills for a few years

[@steventay5834]

I am rolling over lah