🇩🇪 Wirecard Fraud Explained! What went WRONG!

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  • Опубліковано 6 лют 2025

КОМЕНТАРІ • 113

  • @shawn8847
    @shawn8847 3 роки тому +52

    Netflix should give you your own finance fraud series.

  • @ypyp7442
    @ypyp7442 4 роки тому +4

    Excellent video. Thank you. As their external sales agent in Singapore building the merchant portfolio for them,, our investment of more than 5 years went up in smoke overnight when the Authority ordered them to stop providing merchant services in Singapore. Merchants were left scrambling. We lost everything. No compensation no support nor assistance. Big shame to put our trust on them.

    • @TheFinancialController
      @TheFinancialController  4 роки тому +1

      Wow sorry to hear Benjy. Many investors suffered great losses from wirecard

  • @prashan3253
    @prashan3253 4 роки тому +13

    I landed a job at wirecard in June 2020. The day before I was supposed to hand over my resignation, they filed for insolvency. Thank God that was a near miss

    • @TheFinancialController
      @TheFinancialController  4 роки тому +3

      Oh my goodness, yeah you got lucky there wow

    • @b.f.burton6888
      @b.f.burton6888 3 роки тому

      … So were employees paid of for retrenchment … involuntary dismissal? …. That's the only benefit I see 🤔

  • @AndreHFrank
    @AndreHFrank 4 роки тому +14

    As always, well delivered content, thank you. As a German, I admit Bafin is a difficult word to pronounce: Bundesanstalt für Finanzdienstleistungen.
    One question: where did this faux account with $2.1bn come from? As a result from of the round tipping or, in general, as the debit account for faux revenue JE? You have a guestimate on that?

    • @TheFinancialController
      @TheFinancialController  4 роки тому +6

      Thanks Andre. Generally the round tripping results in a wash, over time. So my guess is the escrow accounts is the debit to the fictitious revenue booking from those overseas partners.

    • @ellenorbjornsdottir1166
      @ellenorbjornsdottir1166 4 роки тому

      Federal what for Finance what in the which?

    • @spraffman
      @spraffman 3 роки тому

      @@ellenorbjornsdottir1166 literally Federal Institute/Office for Financial Services, but they call themselves the Federal Financial Supervisory Authority in English.

  • @himanshujain892
    @himanshujain892 4 роки тому +7

    I’m new to your channel and love your videos, especially your presentation and explanation skills. It would be great if you can do a video on basic forensic accounting for individual investors who are analysing stocks. This will be quite useful as most investors don’t trust the auditors anymore due to the recent frauds and scandals. Thank you for this video!

  • @raheemtahir427
    @raheemtahir427 2 місяці тому

    clear and concise, nice one man , thank you !

  • @loidforger5780
    @loidforger5780 4 роки тому +7

    Thanks for explaining something quite complex into much simpler terms...

  • @minhdinh3942
    @minhdinh3942 5 місяців тому +1

    I’m trying to become the best stock investor I can be, thanks for the videos, the information is gold!!!

  • @rscott0202
    @rscott0202 3 роки тому +2

    I'm having an interview for my placement year at University for a forensic analyst so I'm going to mention this case!

  • @vijaykumarsingh1190
    @vijaykumarsingh1190 Рік тому

    Thanks for your analysis.
    Great effort to enlighten the common people.
    👍

  • @SvitSvit.
    @SvitSvit. 4 роки тому +4

    Thank you for the video. Good job. Will you do some topics about working in Big 4? Will you recommend to apply to work there?

    • @TheFinancialController
      @TheFinancialController  4 роки тому +2

      Thanks ST. Yeah will do. A video on that. I highly recommend working for big 4 for a couple of years. My second option would be a couple of years at a smaller cpa firm.

    • @time968
      @time968 4 роки тому +1

      @@TheFinancialController I have been researching on biggest scams like Enron etc.. and I see the big4 firms are there every where -- especially EY - Any particular reason? reputed firms are always in the spot.

    • @kunalarora6487
      @kunalarora6487 4 роки тому +1

      @@time968 because they make more money in helping scam then what they make out of auditing
      their auditors secretly provide financial advices for cash which will never be acknowledged in public or else people wont trust audit ever
      if u do audit of big companies such high level scam can never go unobserved
      as long as auditors get good money in their pockets and company is going to be going concern for next fy they don't care

  • @jasonbrody6959
    @jasonbrody6959 3 роки тому +1

    You said the company is trying to find his way to continue but, realistically, which are the possible path to come back on track? Recapitalisation from government? Success in investigations, thus finding the lost money?

    • @TheFinancialController
      @TheFinancialController  3 роки тому +1

      Parts of their business are actually quite lucrative, so I am hoping they can spin off or be bought

    • @jasonbrody6959
      @jasonbrody6959 3 роки тому

      @@TheFinancialController so they are still doing business? I can’t find much related to this. Only about insolvency proceedings.

  • @gagans7662
    @gagans7662 4 роки тому +1

    Very well explained! Is there any new information on this case?

  • @melaD333
    @melaD333 2 роки тому

    I just found your channel and the content is great!

  • @ABDULQADEER-fr4qq
    @ABDULQADEER-fr4qq Рік тому

    why you left pwc to become a financial controller? was it worth it?

  • @Lindobz17
    @Lindobz17 3 роки тому +1

    This was easy to understand....thanks so much.

  • @thatswhatshesaidbro
    @thatswhatshesaidbro 4 роки тому +3

    Any books you recommend for forensic accounting ? I would really appreciate it thank tou

    • @TheFinancialController
      @TheFinancialController  4 роки тому +3

      Hi. I recommend Financial Shinanigans by Howard Schilit. A great book on financial crimes and forensic accounting

    • @thatswhatshesaidbro
      @thatswhatshesaidbro 4 роки тому

      The Financial Controller I read that one thank you do you have any more ? it’s a great book that’s why investing in companies with conservative accounting policies is a must for me. How was Wirecard able able to record fcf ? It’s insane fcf is the hardest to fake but they did it !

    • @TheFinancialController
      @TheFinancialController  4 роки тому +2

      Andre Behroozi hey yeah that’s the only book I have on the subject. There are many others good ones on amazon. Wirecard recorded revenue and claimed they “earned it” under revenue recognition rules. Meaning they fulfilled performance obligations, have rights to cash/AR, etc. it was the auditors responsibility to catch the it. That’s why in many audits that I’ve seen the auditor wants to trace every revenue dollar recorded to cash receipts. I wish the auditor did that in this case

    • @thatswhatshesaidbro
      @thatswhatshesaidbro 4 роки тому

      The Financial Controller wow thanks for the insights just subscribed you clearly have superior knowledge on the subject. You have a good point! aggressive revenue recognition policies can lead to fcf appearing on the CD statement when it should not. it would be awesome if you did a video on lunkin coffee.

    • @TheFinancialController
      @TheFinancialController  4 роки тому +1

      Andre Behroozi thanks. Yeah check out my vid on Luckin, it’s on the channel. I will do a follow up on Luckin when more details come out

  • @khaliifr3696
    @khaliifr3696 4 роки тому

    Already a fan and I haven't watched the other videos as this is my 1st one. 👍🏾👍🏾

  • @50alexrod
    @50alexrod 2 роки тому

    Interesting that your video didn't say anything on Marsalek

  • @johnwilliamson9161
    @johnwilliamson9161 2 роки тому

    Hi can you look into Exela technology

  • @Drunkman82
    @Drunkman82 3 роки тому

    Are you allowed to state your opinion on Tesla’s audits since PwC is in charge of them?

  • @DaDaDummy
    @DaDaDummy 3 роки тому

    Why is your intro music louder than the video?

  • @rosmaryalgarin9292
    @rosmaryalgarin9292 4 роки тому

    very interesting video thanks once again for this one

  • @msfl54
    @msfl54 4 роки тому

    Great video. Isn’t true that these national big 4 firms are separate and distinct organizations from there counterpart firms in other countries? Therefore, if EY in Germany would be forced to break up, that would have little or no effect on EY in the US?

    • @TheFinancialController
      @TheFinancialController  4 роки тому

      Thanks. That might be true, depending on the exact set up of the org chart. But I would suspect even if that's the case that the cultural impact of one locale break-up can lead to an org-wide split.

  • @user-or7ji5hv8y
    @user-or7ji5hv8y 3 роки тому

    I think providing your opinion on where the money disappeared to would have been useful.

  • @duggysduggys5505
    @duggysduggys5505 3 роки тому

    Video actually starts at 3:07. You’re welcome

  • @emmettgriner6345
    @emmettgriner6345 3 роки тому

    You do great work.

  • @johnwilliamson9161
    @johnwilliamson9161 2 роки тому

    Hi I can yo in look into Exela technology

  • @perrofalderodeisabel
    @perrofalderodeisabel 3 роки тому

    Why is wire card still operating? Who is was the owner and who is the owner now? Did someone bought the company? I don’t get it.

    • @TheFinancialController
      @TheFinancialController  3 роки тому +1

      Hi Susana, it'a public company so owned by stock holders. It's trying to recover, let's hope it can do that.

    • @perrofalderodeisabel
      @perrofalderodeisabel 3 роки тому

      @@TheFinancialController thank you!!

  • @easytrading1250
    @easytrading1250 4 роки тому

    Wirecard processed payments for CenturionBet back in 2017 which was laundering money for Ndrangeta...

  • @iwian64
    @iwian64 4 роки тому +1

    So ... can you say that banks new this already in 2019?

  • @Thorin632
    @Thorin632 3 роки тому

    Why haven’t you mentioned Jan Marsalek? He was a key character

  • @amirtamang1488
    @amirtamang1488 4 роки тому

    will this stock recover??😰

    • @TheFinancialController
      @TheFinancialController  4 роки тому

      Hard to tell. Sorry but just difficult to tell right now. It’s possible though

  • @gexpe2003
    @gexpe2003 3 роки тому

    Sorry for the retail investors

  • @TheTruthFadeswithTime28
    @TheTruthFadeswithTime28 4 роки тому +2

    Do you think new rules will be put into place? I’ve been reading that some people want 2 different auditors to work on large clients. A big 4 auditor and a non big 4 auditor.

    • @TheFinancialController
      @TheFinancialController  4 роки тому

      It’s an interesting idea. But not sure it’s practical. This could have been avoided if BaFin did their job and the auditor insisted on confirming bank balances independently

  • @neilcoelho
    @neilcoelho 19 годин тому

    Journalists are better Auditors than actual auditors.

  • @LostSnipeHunter
    @LostSnipeHunter 3 роки тому

    nothing will happen. If KMPG and Carillion didn't cause a change this certainly will not.

  • @curiousgeorge6921
    @curiousgeorge6921 4 роки тому

    Subscribed

  • @kelamullah1999
    @kelamullah1999 Рік тому

    I read this as, "Sigmund Freud explained!" Wonder what that means.

  • @errolenerio02
    @errolenerio02 2 роки тому

    EY kekw so corrupt.

  • @LawrenceBishton
    @LawrenceBishton 3 місяці тому

    Minged

  • @tivoatheos
    @tivoatheos 3 роки тому +1

    Dislike because of ErnEst.